Home > San Luis Trust Bank, FSB > Income and Expense
San Luis Trust Bank, FSB, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,832,000 | 2,185 |
| Total interest expense | $5,801,000 | 1,433 |
| Net interest income | $8,031,000 | 2,717 |
| Provision for loan and lease losses | $23,217,000 | 317 |
| Total noninterest income | $90,000 | 6,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 5,561 |
| Total noninterest expense | $11,377,000 | 1,737 |
| Salaries and employee benefits | $3,790,000 | 2,535 |
| Premises and equipment expense | $521,000 | 4,071 |
| Additional noninterest expense | $7,066,000 | 1,042 |
| Pre-tax net operating income | $-26,473,000 | 7,556 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,078,000 | 1,158 |
| Income before extraordinary items | $-27,551,000 | 7,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-27,551,000 | 7,552 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-27,551,000 | 7,553 |
| Net charge-offs | $24,707,000 | 289 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-27,551,000 | 7,552 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,075 |
| Total interest expense | $4,505,000 | 1,435 |
| Net interest income | $6,631,000 | 2,511 |
| Provision for loan and lease losses | $23,217,000 | 254 |
| Total noninterest income | $60,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $60,000 | 5,807 |
| Total noninterest expense | $8,170,000 | 1,793 |
| Salaries and employee benefits | $2,921,000 | 2,484 |
| Premises and equipment expense | $392,000 | 4,137 |
| Additional noninterest expense | $4,857,000 | 1,111 |
| Pre-tax net operating income | $-24,696,000 | 7,676 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-10,173,000 | 7,724 |
| Income before extraordinary items | $-14,523,000 | 7,630 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-14,523,000 | 7,630 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-14,523,000 | 7,630 |
| Net charge-offs | $20,552,000 | 248 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-14,523,000 | 7,627 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 2,024 |
| Total interest expense | $3,137,000 | 1,438 |
| Net interest income | $4,585,000 | 2,413 |
| Provision for loan and lease losses | $6,144,000 | 532 |
| Total noninterest income | $34,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 6,017 |
| Total noninterest expense | $3,572,000 | 2,685 |
| Salaries and employee benefits | $1,975,000 | 2,459 |
| Premises and equipment expense | $270,000 | 4,082 |
| Additional noninterest expense | $1,327,000 | 2,495 |
| Pre-tax net operating income | $-5,097,000 | 7,555 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,087,000 | 7,702 |
| Income before extraordinary items | $-3,010,000 | 7,447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,010,000 | 7,446 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,010,000 | 7,447 |
| Net charge-offs | $4,742,000 | 597 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,010,000 | 7,439 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 2,068 |
| Total interest expense | $1,590,000 | 1,485 |
| Net interest income | $2,279,000 | 2,467 |
| Provision for loan and lease losses | $6,144,000 | 322 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $1,874,000 | 2,608 |
| Salaries and employee benefits | $955,000 | 2,577 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $782,000 | 2,165 |
| Pre-tax net operating income | $-5,723,000 | 7,785 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,348,000 | 7,873 |
| Income before extraordinary items | $-3,375,000 | 7,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,375,000 | 7,730 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,375,000 | 7,730 |
| Net charge-offs | $4,308,000 | 382 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,375,000 | 7,725 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,740,000 | 1,902 |
| Total interest expense | $8,330,000 | 1,439 |
| Net interest income | $9,410,000 | 2,319 |
| Provision for loan and lease losses | $10,608,000 | 824 |
| Total noninterest income | $-524,000 | 7,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-524,000 | 7,811 |
| Total noninterest expense | $7,550,000 | 2,607 |
| Salaries and employee benefits | $3,342,000 | 2,915 |
| Premises and equipment expense | $492,000 | 4,418 |
| Additional noninterest expense | $3,716,000 | 1,968 |
| Pre-tax net operating income | $-9,272,000 | 7,460 |
| Securities gains (losses) | $-155,000 | 7,367 |
| Applicable income taxes | $-3,979,000 | 7,694 |
| Income before extraordinary items | $-5,448,000 | 7,303 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,448,000 | 7,303 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,448,000 | 7,303 |
| Net charge-offs | $8,620,000 | 765 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 633 |
| Net operating income | $-5,348,800 | 7,312 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,686,000 | 1,897 |
| Total interest expense | $6,304,000 | 1,489 |
| Net interest income | $7,382,000 | 2,218 |
| Provision for loan and lease losses | $6,925,000 | 830 |
| Total noninterest income | $-522,000 | 8,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-522,000 | 7,962 |
| Total noninterest expense | $5,583,000 | 2,651 |
| Salaries and employee benefits | $2,397,000 | 3,038 |
| Premises and equipment expense | $362,000 | 4,521 |
| Additional noninterest expense | $2,824,000 | 1,881 |
| Pre-tax net operating income | $-5,648,000 | 7,546 |
| Securities gains (losses) | $-155,000 | 7,540 |
| Applicable income taxes | $-2,499,000 | 7,775 |
| Income before extraordinary items | $-3,304,000 | 7,417 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,304,000 | 7,417 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,304,000 | 7,417 |
| Net charge-offs | $5,692,000 | 740 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,204,800 | 7,400 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,484,000 | 1,864 |
| Total interest expense | $4,044,000 | 1,610 |
| Net interest income | $5,440,000 | 2,014 |
| Provision for loan and lease losses | $6,325,000 | 632 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $64,000 | 5,483 |
| Total noninterest expense | $3,883,000 | 2,567 |
| Salaries and employee benefits | $1,631,000 | 3,027 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $2,025,000 | 1,798 |
| Pre-tax net operating income | $-4,704,000 | 7,726 |
| Securities gains (losses) | $-155,000 | 7,748 |
| Applicable income taxes | $-2,138,000 | 7,908 |
| Income before extraordinary items | $-2,721,000 | 7,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,721,000 | 7,600 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,721,000 | 7,600 |
| Net charge-offs | $5,478,000 | 553 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,621,800 | 7,597 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 1,869 |
| Total interest expense | $2,002,000 | 1,696 |
| Net interest income | $2,782,000 | 1,961 |
| Provision for loan and lease losses | $6,325,000 | 346 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $2,172,000 | 2,251 |
| Salaries and employee benefits | $835,000 | 2,988 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $1,240,000 | 1,319 |
| Pre-tax net operating income | $-5,681,000 | 8,049 |
| Securities gains (losses) | $-155,000 | 8,022 |
| Applicable income taxes | $-2,530,000 | 8,112 |
| Income before extraordinary items | $-3,306,000 | 7,990 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,306,000 | 7,991 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,306,000 | 7,991 |
| Net charge-offs | $5,502,000 | 298 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,206,800 | 7,989 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,060,000 | 1,748 |
| Total interest expense | $9,744,000 | 1,666 |
| Net interest income | $12,316,000 | 1,809 |
| Provision for loan and lease losses | $4,328,000 | 1,114 |
| Total noninterest income | $151,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $151,000 | 5,304 |
| Total noninterest expense | $5,288,000 | 3,417 |
| Salaries and employee benefits | $3,184,000 | 3,089 |
| Premises and equipment expense | $567,000 | 4,117 |
| Additional noninterest expense | $1,537,000 | 3,556 |
| Pre-tax net operating income | $2,851,000 | 1,887 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,084,000 | 1,128 |
| Income before extraordinary items | $1,767,000 | 2,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,767,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,470,000 | 1,135 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,263 |
| Net operating income | $1,767,000 | 2,360 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,851,000 | 1,758 |
| Total interest expense | $7,497,000 | 1,682 |
| Net interest income | $9,354,000 | 1,799 |
| Provision for loan and lease losses | $2,878,000 | 928 |
| Total noninterest income | $113,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 5,421 |
| Total noninterest expense | $3,737,000 | 3,562 |
| Salaries and employee benefits | $2,305,000 | 3,211 |
| Premises and equipment expense | $388,000 | 4,388 |
| Additional noninterest expense | $1,044,000 | 3,743 |
| Pre-tax net operating income | $2,852,000 | 1,703 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,090,000 | 1,083 |
| Income before extraordinary items | $1,762,000 | 2,003 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,762,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,557,000 | 987 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,088 |
| Net operating income | $1,762,000 | 2,100 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,444,000 | 1,748 |
| Total interest expense | $5,215,000 | 1,679 |
| Net interest income | $6,229,000 | 1,799 |
| Provision for loan and lease losses | $1,228,000 | 1,078 |
| Total noninterest income | $89,000 | 6,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $89,000 | 5,243 |
| Total noninterest expense | $2,548,000 | 3,513 |
| Salaries and employee benefits | $1,560,000 | 3,220 |
| Premises and equipment expense | $252,000 | 4,485 |
| Additional noninterest expense | $736,000 | 3,581 |
| Pre-tax net operating income | $2,542,000 | 1,358 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,008,000 | 931 |
| Income before extraordinary items | $1,534,000 | 1,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,534,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,208,000 | 767 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,534,000 | 1,731 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 1,767 |
| Total interest expense | $2,885,000 | 1,621 |
| Net interest income | $2,932,000 | 1,905 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $1,179,000 | 3,751 |
| Salaries and employee benefits | $791,000 | 3,201 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $277,000 | 4,369 |
| Pre-tax net operating income | $1,717,000 | 1,114 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $685,000 | 804 |
| Income before extraordinary items | $1,032,000 | 1,458 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,032,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,535 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,032,000 | 1,403 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,704,000 | 1,864 |
| Total interest expense | $11,009,000 | 1,813 |
| Net interest income | $11,695,000 | 1,947 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $173,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $173,000 | 5,335 |
| Total noninterest expense | $5,112,000 | 3,384 |
| Salaries and employee benefits | $3,460,000 | 2,835 |
| Premises and equipment expense | $384,000 | 5,147 |
| Additional noninterest expense | $1,268,000 | 3,919 |
| Pre-tax net operating income | $6,756,000 | 1,257 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,751,000 | 873 |
| Income before extraordinary items | $4,005,000 | 1,590 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,005,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,494 |
| Cash dividends | $1,307,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,245 |
| Net operating income | $4,005,000 | 1,577 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,662,000 | 1,901 |
| Total interest expense | $7,931,000 | 1,874 |
| Net interest income | $8,731,000 | 1,966 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $132,000 | 6,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,317 |
| Total noninterest expense | $3,399,000 | 3,719 |
| Salaries and employee benefits | $2,187,000 | 3,285 |
| Premises and equipment expense | $261,000 | 5,421 |
| Additional noninterest expense | $951,000 | 3,860 |
| Pre-tax net operating income | $5,464,000 | 1,248 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,230,000 | 881 |
| Income before extraordinary items | $3,234,000 | 1,563 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,234,000 | 1,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $609,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,110 |
| Net operating income | $3,234,000 | 1,553 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,044,000 | 1,933 |
| Total interest expense | $5,258,000 | 1,880 |
| Net interest income | $5,786,000 | 2,014 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $83,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $2,179,000 | 3,866 |
| Salaries and employee benefits | $1,360,000 | 3,506 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $655,000 | 3,750 |
| Pre-tax net operating income | $3,690,000 | 1,285 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,506,000 | 916 |
| Income before extraordinary items | $2,184,000 | 1,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,184,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $609,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,184,000 | 1,583 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 1,947 |
| Total interest expense | $2,654,000 | 1,855 |
| Net interest income | $2,813,000 | 2,063 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $1,053,000 | 3,980 |
| Salaries and employee benefits | $683,000 | 3,530 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $301,000 | 3,963 |
| Pre-tax net operating income | $1,806,000 | 1,292 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $725,000 | 951 |
| Income before extraordinary items | $1,081,000 | 1,596 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,081,000 | 1,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,081,000 | 1,582 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,675,000 | 1,780 |
| Total interest expense | $10,000,000 | 1,681 |
| Net interest income | $12,675,000 | 1,815 |
| Provision for loan and lease losses | $1,146,000 | 917 |
| Total noninterest income | $153,000 | 7,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 5,584 |
| Total noninterest expense | $4,182,000 | 3,861 |
| Salaries and employee benefits | $2,490,000 | 3,621 |
| Premises and equipment expense | $397,000 | 4,938 |
| Additional noninterest expense | $1,295,000 | 3,715 |
| Pre-tax net operating income | $7,500,000 | 1,299 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,895,000 | 970 |
| Income before extraordinary items | $4,605,000 | 1,571 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,605,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 863 |
| Net operating income | $4,605,000 | 1,556 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,036,000 | 1,767 |
| Total interest expense | $7,307,000 | 1,679 |
| Net interest income | $9,729,000 | 1,796 |
| Provision for loan and lease losses | $613,000 | 1,192 |
| Total noninterest income | $84,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,144 |
| Total noninterest expense | $2,462,000 | 4,584 |
| Salaries and employee benefits | $1,446,000 | 4,363 |
| Premises and equipment expense | $248,000 | 5,505 |
| Additional noninterest expense | $768,000 | 4,404 |
| Pre-tax net operating income | $6,738,000 | 1,138 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,738,000 | 849 |
| Income before extraordinary items | $4,000,000 | 1,411 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,000,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $477,000 | 3,015 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 766 |
| Net operating income | $4,000,000 | 1,395 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,150,000 | 1,770 |
| Total interest expense | $4,557,000 | 1,702 |
| Net interest income | $6,593,000 | 1,762 |
| Provision for loan and lease losses | $510,000 | 952 |
| Total noninterest income | $60,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,084 |
| Total noninterest expense | $1,391,000 | 5,137 |
| Salaries and employee benefits | $805,000 | 4,969 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $435,000 | 4,936 |
| Pre-tax net operating income | $4,752,000 | 1,072 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,935,000 | 816 |
| Income before extraordinary items | $2,817,000 | 1,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,817,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $477,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 616 |
| Net operating income | $2,817,000 | 1,320 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 1,783 |
| Total interest expense | $2,091,000 | 1,752 |
| Net interest income | $3,310,000 | 1,738 |
| Provision for loan and lease losses | $160,000 | 1,352 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $585,000 | 5,701 |
| Salaries and employee benefits | $332,000 | 5,624 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $2,597,000 | 967 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,058,000 | 755 |
| Income before extraordinary items | $1,539,000 | 1,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,539,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 421 |
| Net operating income | $1,539,000 | 1,191 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,057,000 | 1,966 |
| Total interest expense | $5,251,000 | 2,100 |
| Net interest income | $11,806,000 | 1,861 |
| Provision for loan and lease losses | $1,119,000 | 952 |
| Total noninterest income | $189,000 | 7,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,279 |
| Total noninterest expense | $4,053,000 | 3,831 |
| Salaries and employee benefits | $2,692,000 | 3,272 |
| Premises and equipment expense | $380,000 | 5,022 |
| Additional noninterest expense | $981,000 | 4,482 |
| Pre-tax net operating income | $6,823,000 | 1,406 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,773,000 | 1,023 |
| Income before extraordinary items | $4,050,000 | 1,728 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,050,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,196 |
| Cash dividends | $634,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $2,429,000 | 380 |
| Net operating income | $4,050,000 | 1,700 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,018,000 | 2,026 |
| Total interest expense | $3,489,000 | 2,227 |
| Net interest income | $8,529,000 | 1,931 |
| Provision for loan and lease losses | $945,000 | 798 |
| Total noninterest income | $162,000 | 6,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 5,051 |
| Total noninterest expense | $2,513,000 | 4,404 |
| Salaries and employee benefits | $1,655,000 | 3,814 |
| Premises and equipment expense | $256,000 | 5,356 |
| Additional noninterest expense | $602,000 | 5,111 |
| Pre-tax net operating income | $5,233,000 | 1,377 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,146,000 | 1,005 |
| Income before extraordinary items | $3,087,000 | 1,706 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,087,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,639 |
| Cash dividends | $294,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $970,000 | 357 |
| Net operating income | $3,087,000 | 1,675 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 2,104 |
| Total interest expense | $2,051,000 | 2,379 |
| Net interest income | $5,464,000 | 1,989 |
| Provision for loan and lease losses | $377,000 | 1,249 |
| Total noninterest income | $113,000 | 6,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $1,602,000 | 4,526 |
| Salaries and employee benefits | $1,040,000 | 3,957 |
| Premises and equipment expense | $167,000 | 5,410 |
| Additional noninterest expense | $395,000 | 5,130 |
| Pre-tax net operating income | $3,598,000 | 1,303 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,473,000 | 974 |
| Income before extraordinary items | $2,125,000 | 1,620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,125,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,173 |
| Cash dividends | $294,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $966,000 | 248 |
| Net operating income | $2,125,000 | 1,596 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 2,236 |
| Total interest expense | $857,000 | 2,638 |
| Net interest income | $2,596,000 | 2,079 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $834,000 | 4,425 |
| Salaries and employee benefits | $577,000 | 3,682 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $1,762,000 | 1,304 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $719,000 | 985 |
| Income before extraordinary items | $1,043,000 | 1,599 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,043,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $504,000 | 153 |
| Net operating income | $1,043,000 | 1,582 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,503,000 | 2,695 |
| Total interest expense | $2,029,000 | 3,605 |
| Net interest income | $8,474,000 | 2,409 |
| Provision for loan and lease losses | $526,000 | 1,879 |
| Total noninterest income | $196,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,152 |
| Total noninterest expense | $2,977,000 | 4,685 |
| Salaries and employee benefits | $2,035,000 | 3,941 |
| Premises and equipment expense | $330,000 | 5,404 |
| Additional noninterest expense | $612,000 | 5,910 |
| Pre-tax net operating income | $5,167,000 | 1,648 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $2,119,000 | 1,205 |
| Income before extraordinary items | $3,058,000 | 2,041 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,058,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $446,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $6,055,000 | 197 |
| Net operating income | $3,051,600 | 2,000 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 2,831 |
| Total interest expense | $1,360,000 | 3,896 |
| Net interest income | $6,030,000 | 2,512 |
| Provision for loan and lease losses | $320,000 | 2,139 |
| Total noninterest income | $161,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 4,960 |
| Total noninterest expense | $1,986,000 | 5,064 |
| Salaries and employee benefits | $1,349,000 | 4,308 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $405,000 | 6,270 |
| Pre-tax net operating income | $3,885,000 | 1,656 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $1,594,000 | 1,223 |
| Income before extraordinary items | $2,301,000 | 2,037 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,301,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $205,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $5,889,000 | 148 |
| Net operating income | $2,294,600 | 1,990 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 3,025 |
| Total interest expense | $796,000 | 4,304 |
| Net interest income | $3,761,000 | 2,637 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $106,000 | 7,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,237,000 | 5,325 |
| Salaries and employee benefits | $827,000 | 4,596 |
| Premises and equipment expense | $158,000 | 5,516 |
| Additional noninterest expense | $252,000 | 6,500 |
| Pre-tax net operating income | $2,630,000 | 1,596 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $1,081,000 | 1,202 |
| Income before extraordinary items | $1,559,000 | 2,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,559,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $205,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $639,000 | 246 |
| Net operating income | $1,552,600 | 1,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 3,249 |
| Total interest expense | $349,000 | 4,715 |
| Net interest income | $1,751,000 | 2,847 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $577,000 | 5,580 |
| Salaries and employee benefits | $389,000 | 4,840 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $1,221,000 | 1,687 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $504,000 | 1,281 |
| Income before extraordinary items | $727,000 | 2,097 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $727,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 210 |
| Net operating income | $720,600 | 2,040 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 4,097 |
| Total interest expense | $1,163,000 | 5,667 |
| Net interest income | $5,252,000 | 3,556 |
| Provision for loan and lease losses | $333,000 | 2,945 |
| Total noninterest income | $225,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $2,362,000 | 5,424 |
| Salaries and employee benefits | $1,488,000 | 4,870 |
| Premises and equipment expense | $334,000 | 5,327 |
| Additional noninterest expense | $540,000 | 6,308 |
| Pre-tax net operating income | $2,782,000 | 2,659 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,078,000 | 2,075 |
| Income before extraordinary items | $1,704,000 | 3,232 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,704,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $303,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $294,000 | 549 |
| Net operating income | $1,704,000 | 3,095 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,527,000 | 4,347 |
| Total interest expense | $853,000 | 5,891 |
| Net interest income | $3,674,000 | 3,766 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $173,000 | 7,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,056 |
| Total noninterest expense | $1,605,000 | 5,748 |
| Salaries and employee benefits | $1,001,000 | 5,250 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $377,000 | 6,513 |
| Pre-tax net operating income | $2,017,000 | 2,830 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $821,000 | 2,170 |
| Income before extraordinary items | $1,196,000 | 3,510 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,196,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $138,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 637 |
| Net operating income | $1,196,000 | 3,344 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 4,498 |
| Total interest expense | $562,000 | 6,030 |
| Net interest income | $2,328,000 | 3,918 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $93,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $93,000 | 5,446 |
| Total noninterest expense | $1,013,000 | 5,950 |
| Salaries and employee benefits | $626,000 | 5,475 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $1,388,000 | 2,762 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $565,000 | 2,137 |
| Income before extraordinary items | $823,000 | 3,436 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $823,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $823,000 | 3,249 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 4,640 |
| Total interest expense | $280,000 | 6,156 |
| Net interest income | $1,115,000 | 4,057 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $42,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $485,000 | 6,101 |
| Salaries and employee benefits | $313,000 | 5,490 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $662,000 | 2,866 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $268,000 | 2,214 |
| Income before extraordinary items | $394,000 | 3,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $394,000 | 3,324 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 4,788 |
| Total interest expense | $1,461,000 | 5,816 |
| Net interest income | $4,122,000 | 4,250 |
| Provision for loan and lease losses | $196,000 | 4,406 |
| Total noninterest income | $159,000 | 7,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 5,480 |
| Total noninterest expense | $2,178,000 | 5,569 |
| Salaries and employee benefits | $1,322,000 | 5,146 |
| Premises and equipment expense | $315,000 | 5,412 |
| Additional noninterest expense | $541,000 | 6,277 |
| Pre-tax net operating income | $1,907,000 | 3,542 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $776,000 | 2,646 |
| Income before extraordinary items | $1,131,000 | 4,247 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,131,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $138,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,131,000 | 4,142 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 5,322 |
| Total interest expense | $2,541,000 | 5,347 |
| Net interest income | $2,907,000 | 5,178 |
| Provision for loan and lease losses | $315,000 | 3,101 |
| Total noninterest income | $119,000 | 8,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $1,736,000 | 6,271 |
| Salaries and employee benefits | $891,000 | 6,408 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $556,000 | 6,126 |
| Pre-tax net operating income | $975,000 | 4,966 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $191,000 | 5,108 |
| Income before extraordinary items | $784,000 | 4,923 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $784,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $784,000 | 4,806 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 7,327 |
| Total interest expense | $1,760,000 | 6,679 |
| Net interest income | $1,328,000 | 7,806 |
| Provision for loan and lease losses | $191,000 | 3,856 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $148,000 | 5,512 |
| Total noninterest expense | $1,054,000 | 7,866 |
| Salaries and employee benefits | $611,000 | 7,637 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $327,000 | 7,737 |
| Pre-tax net operating income | $231,000 | 8,233 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-136,000 | 9,627 |
| Income before extraordinary items | $367,000 | 7,062 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $367,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,207,000 | 343 |
| Net operating income | $367,000 | 7,056 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 9,889 |
| Total interest expense | $279,000 | 9,831 |
| Net interest income | $354,000 | 9,889 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $6,000 | 10,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $846,000 | 8,607 |
| Salaries and employee benefits | $385,000 | 8,968 |
| Premises and equipment expense | $57,000 | 9,499 |
| Additional noninterest expense | $404,000 | 7,233 |
| Pre-tax net operating income | $-606,000 | 9,916 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-606,000 | 9,962 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-606,000 | 9,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 329 |
| Net operating income | $-606,000 | 9,944 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.