Home > San Jose Tri-County Bank > Income and Expense
San Jose Tri-County Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $287,000 | 8,739 |
| Total interest expense | $51,000 | 8,717 |
| Net interest income | $236,000 | 8,724 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $58,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $443,000 | 8,426 |
| Salaries and employee benefits | $151,000 | 8,696 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $199,000 | 7,837 |
| Pre-tax net operating income | $-149,000 | 8,459 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-34,000 | 8,663 |
| Income before extraordinary items | $-115,000 | 8,463 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-115,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-115,000 | 8,435 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $195,000 | 8,755 |
| Total interest expense | $35,000 | 8,723 |
| Net interest income | $160,000 | 8,740 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $315,000 | 8,342 |
| Salaries and employee benefits | $100,000 | 8,712 |
| Premises and equipment expense | $76,000 | 7,248 |
| Additional noninterest expense | $139,000 | 7,760 |
| Pre-tax net operating income | $-119,000 | 8,506 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-34,000 | 8,695 |
| Income before extraordinary items | $-85,000 | 8,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-85,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-85,000 | 8,478 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 8,825 |
| Total interest expense | $17,000 | 8,798 |
| Net interest income | $83,000 | 8,806 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $142,000 | 8,529 |
| Salaries and employee benefits | $49,000 | 8,784 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $-42,000 | 8,559 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-34,000 | 8,778 |
| Income before extraordinary items | $-8,000 | 8,489 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-8,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-8,000 | 8,463 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,807 |
| Total interest expense | $71,000 | 8,797 |
| Net interest income | $346,000 | 8,782 |
| Provision for loan and lease losses | $477,000 | 2,049 |
| Total noninterest income | $93,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $381,000 | 8,812 |
| Salaries and employee benefits | $187,000 | 8,826 |
| Premises and equipment expense | $109,000 | 7,856 |
| Additional noninterest expense | $85,000 | 8,864 |
| Pre-tax net operating income | $-419,000 | 8,623 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-419,000 | 8,681 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-419,000 | 8,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,082 |
| Cash dividends | $26,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-419,000 | 8,653 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,863 |
| Total interest expense | $53,000 | 8,852 |
| Net interest income | $259,000 | 8,836 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $73,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $56,000 | 6,905 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $284,000 | 8,843 |
| Salaries and employee benefits | $139,000 | 8,873 |
| Premises and equipment expense | $84,000 | 7,812 |
| Additional noninterest expense | $61,000 | 8,911 |
| Pre-tax net operating income | $37,000 | 8,345 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $30,000 | 8,395 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $30,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $26,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $30,000 | 8,354 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,925 |
| Total interest expense | $35,000 | 8,911 |
| Net interest income | $170,000 | 8,898 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $50,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $187,000 | 8,908 |
| Salaries and employee benefits | $94,000 | 8,930 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $37,000 | 8,982 |
| Pre-tax net operating income | $29,000 | 8,365 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $24,000 | 8,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $26,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $24,000 | 8,362 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $104,000 | 8,978 |
| Total interest expense | $18,000 | 8,955 |
| Net interest income | $86,000 | 8,942 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $92,000 | 8,948 |
| Salaries and employee benefits | $45,000 | 8,982 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $20,000 | 9,006 |
| Pre-tax net operating income | $19,000 | 8,328 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $15,000 | 8,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,000 | 8,333 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 8,999 |
| Total interest expense | $90,000 | 8,979 |
| Net interest income | $322,000 | 8,978 |
| Provision for loan and lease losses | $13,000 | 7,258 |
| Total noninterest income | $97,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $356,000 | 9,026 |
| Salaries and employee benefits | $183,000 | 9,021 |
| Premises and equipment expense | $109,000 | 7,959 |
| Additional noninterest expense | $64,000 | 9,103 |
| Pre-tax net operating income | $50,000 | 8,380 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $12,000 | 6,979 |
| Income before extraordinary items | $38,000 | 8,506 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $38,000 | 8,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $38,000 | 8,408 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 9,074 |
| Total interest expense | $71,000 | 9,065 |
| Net interest income | $240,000 | 9,057 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $68,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $268,000 | 9,071 |
| Salaries and employee benefits | $137,000 | 9,079 |
| Premises and equipment expense | $82,000 | 7,964 |
| Additional noninterest expense | $49,000 | 9,158 |
| Pre-tax net operating income | $30,000 | 8,535 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $24,000 | 8,642 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $24,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $24,000 | 8,541 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $210,000 | 9,119 |
| Total interest expense | $52,000 | 9,091 |
| Net interest income | $158,000 | 9,100 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $179,000 | 9,094 |
| Salaries and employee benefits | $92,000 | 9,112 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $32,000 | 9,190 |
| Pre-tax net operating income | $16,000 | 8,578 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $13,000 | 8,689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $13,000 | 8,569 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $107,000 | 9,164 |
| Total interest expense | $28,000 | 9,129 |
| Net interest income | $79,000 | 9,154 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $87,000 | 9,150 |
| Salaries and employee benefits | $45,000 | 9,163 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $16,000 | 9,225 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $7,000 | 8,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,000 | 8,567 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 9,174 |
| Total interest expense | $151,000 | 9,136 |
| Net interest income | $337,000 | 9,150 |
| Provision for loan and lease losses | $16,000 | 7,627 |
| Total noninterest income | $63,000 | 8,837 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $44,000 | 7,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $330,000 | 9,217 |
| Salaries and employee benefits | $172,000 | 9,202 |
| Premises and equipment expense | $97,000 | 8,210 |
| Additional noninterest expense | $61,000 | 9,273 |
| Pre-tax net operating income | $54,000 | 8,458 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $42,000 | 8,579 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $42,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $42,000 | 8,497 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 9,403 |
| Total interest expense | $204,000 | 9,382 |
| Net interest income | $358,000 | 9,355 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $46,000 | 9,204 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $328,000 | 9,461 |
| Salaries and employee benefits | $171,000 | 9,458 |
| Premises and equipment expense | $96,000 | 8,365 |
| Additional noninterest expense | $61,000 | 9,528 |
| Pre-tax net operating income | $56,000 | 8,523 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $10,000 | 7,583 |
| Income before extraordinary items | $46,000 | 8,633 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $46,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $46,000 | 8,537 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 9,660 |
| Total interest expense | $206,000 | 9,653 |
| Net interest income | $363,000 | 9,633 |
| Provision for loan and lease losses | $37,000 | 6,967 |
| Total noninterest income | $45,000 | 9,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $322,000 | 9,730 |
| Salaries and employee benefits | $160,000 | 9,722 |
| Premises and equipment expense | $102,000 | 8,406 |
| Additional noninterest expense | $60,000 | 9,811 |
| Pre-tax net operating income | $49,000 | 8,968 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-7,000 | 9,308 |
| Income before extraordinary items | $56,000 | 8,943 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $56,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $56,000 | 8,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 9,939 |
| Total interest expense | $221,000 | 9,908 |
| Net interest income | $327,000 | 9,926 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $66,000 | 9,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $307,000 | 10,051 |
| Salaries and employee benefits | $150,000 | 10,038 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $65,000 | 10,108 |
| Pre-tax net operating income | $-64,000 | 9,497 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-24,000 | 9,742 |
| Income before extraordinary items | $-40,000 | 9,499 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-40,000 | 9,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,777 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-40,000 | 9,473 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 10,167 |
| Total interest expense | $226,000 | 10,160 |
| Net interest income | $360,000 | 10,129 |
| Provision for loan and lease losses | $157,000 | 4,061 |
| Total noninterest income | $89,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $320,000 | 10,222 |
| Salaries and employee benefits | $153,000 | 10,265 |
| Premises and equipment expense | $97,000 | 8,780 |
| Additional noninterest expense | $70,000 | 10,306 |
| Pre-tax net operating income | $-28,000 | 9,843 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-11,000 | 10,026 |
| Income before extraordinary items | $-17,000 | 9,867 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-17,000 | 9,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-17,000 | 9,826 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 10,659 |
| Total interest expense | $232,000 | 10,622 |
| Net interest income | $341,000 | 10,639 |
| Provision for loan and lease losses | $69,000 | 5,965 |
| Total noninterest income | $57,000 | 10,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $320,000 | 10,661 |
| Salaries and employee benefits | $149,000 | 10,725 |
| Premises and equipment expense | $98,000 | 9,012 |
| Additional noninterest expense | $73,000 | 10,734 |
| Pre-tax net operating income | $9,000 | 10,342 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,000 | 10,009 |
| Income before extraordinary items | $7,000 | 10,387 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,000 | 10,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $9,000 | 7,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,000 | 10,349 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 11,181 |
| Total interest expense | $232,000 | 11,188 |
| Net interest income | $378,000 | 11,133 |
| Provision for loan and lease losses | $47,000 | 6,760 |
| Total noninterest income | $59,000 | 10,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 9,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $317,000 | 11,184 |
| Salaries and employee benefits | $139,000 | 11,269 |
| Premises and equipment expense | $97,000 | 9,380 |
| Additional noninterest expense | $81,000 | 11,243 |
| Pre-tax net operating income | $73,000 | 10,498 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $30,000 | 10,034 |
| Income before extraordinary items | $43,000 | 10,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $43,000 | 10,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,304 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $43,000 | 10,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 11,731 |
| Total interest expense | $211,000 | 11,731 |
| Net interest income | $368,000 | 11,665 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $61,000 | 11,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $308,000 | 11,688 |
| Salaries and employee benefits | $130,000 | 11,799 |
| Premises and equipment expense | $102,000 | 9,565 |
| Additional noninterest expense | $76,000 | 11,786 |
| Pre-tax net operating income | $101,000 | 11,082 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $34,000 | 10,512 |
| Income before extraordinary items | $67,000 | 11,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $67,000 | 11,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $67,000 | 11,162 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 12,418 |
| Total interest expense | $183,000 | 12,378 |
| Net interest income | $313,000 | 12,391 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $74,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $312,000 | 12,322 |
| Salaries and employee benefits | $121,000 | 12,460 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $96,000 | 12,328 |
| Pre-tax net operating income | $64,000 | 11,835 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $22,000 | 11,114 |
| Income before extraordinary items | $42,000 | 11,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $45,000 | 11,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $42,000 | 11,903 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 13,099 |
| Total interest expense | $180,000 | 13,049 |
| Net interest income | $264,000 | 13,059 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $65,000 | 12,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $268,000 | 13,058 |
| Salaries and employee benefits | $116,000 | 13,134 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $79,000 | 13,088 |
| Pre-tax net operating income | $51,000 | 12,177 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $52,000 | 12,234 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $52,000 | 12,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $50,040 | 12,105 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 13,747 |
| Total interest expense | $217,000 | 13,683 |
| Net interest income | $230,000 | 13,734 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $102,000 | 11,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $244,000 | 13,712 |
| Salaries and employee benefits | $111,000 | 13,748 |
| Premises and equipment expense | $70,000 | 11,871 |
| Additional noninterest expense | $63,000 | 13,781 |
| Pre-tax net operating income | $77,000 | 12,223 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $68,000 | 12,372 |
| Extraordinary gains, net | $27,000 | 1,157 |
| Net income | $95,000 | 12,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $55,040 | 12,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.