Home > San Jose National Bank > Assets and Liabilities
San Jose National Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $639,501,000 | 868 |
| Cash and due from depository institutions | $22,501,000 | 4,384 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $175,082,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $42,000,000 | 289 |
| Net loans & leases | $349,377,000 | 1,034 |
| Loan loss allowance | $14,592,000 | 360 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,676,000 | 2,661 |
| Other real estate owned | $968,000 | 4,384 |
| Goodwill and other intangibles | $2,500,000 | 1,053 |
| All other assets | $43,397,000 | 439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $639,501,000 | 868 |
| Total liabilities | $570,495,000 | 874 |
| Total deposits | $496,330,000 | 869 |
| Interest-bearing deposits | $457,612,000 | 811 |
| Deposits held in domestic offices | $496,330,000 | 866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $57,728,000 | 771 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $16,437,000 | 422 |
| Total equity capital | $69,006,000 | 800 |
| Total bank equity capital | $69,006,000 | 800 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,489,000 | 339 |
| Surplus | $12,648,000 | 1,576 |
| Undivided profits | $46,869,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,093,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $815,000 | 225 |
| Income earned, not collected on loans | $2,209,000 | 1,217 |
| Earning assets | $566,459,000 | 893 |
| Long-term assets (5+ years) | $116,319,000 | 944 |
| Average Assets, year-to-date | $710,061,800 | 772 |
| Average Assets, quarterly | $661,111,500 | 847 |
| Volatile liabilities | $175,882,000 | 679 |
| Insider loans | $4,060,000 | 1,357 |
| FHLB advances | $57,526,000 | 692 |
| Loans and leases held for sale | $22,901,000 | 153 |
| Unused loan commitments | $95,361,000 | 877 |
| Tier 1 (core) risk-based capital | $66,056,000 | 773 |
| Tier 2 risk-based capital | $5,667,000 | 818 |
| Total risk weighted assets | $444,315,000 | 858 |
| Total unused commitments | $95,361,000 | 879 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 37 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $682,722,000 | 834 |
| Cash and due from depository institutions | $23,502,000 | 4,333 |
| Interest-bearing balances | $407,000 | 4,013 |
| Securities | $198,216,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $54,000,000 | 292 |
| Net loans & leases | $362,023,000 | 984 |
| Loan loss allowance | $13,822,000 | 386 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,766,000 | 2,573 |
| Other real estate owned | $998,000 | 4,333 |
| Goodwill and other intangibles | $2,520,000 | 1,040 |
| All other assets | $37,697,000 | 490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $682,722,000 | 834 |
| Total liabilities | $612,873,000 | 838 |
| Total deposits | $538,476,000 | 827 |
| Interest-bearing deposits | $497,303,000 | 766 |
| Deposits held in domestic offices | $538,476,000 | 823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,109,000 | 729 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,288,000 | 491 |
| Total equity capital | $69,849,000 | 796 |
| Total bank equity capital | $69,849,000 | 796 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,489,000 | 340 |
| Surplus | $12,648,000 | 1,549 |
| Undivided profits | $47,712,000 | 688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,394,000 | 1,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 653 |
| Income earned, not collected on loans | $2,144,000 | 1,341 |
| Earning assets | $614,646,000 | 848 |
| Long-term assets (5+ years) | $99,375,000 | 1,089 |
| Average Assets, year-to-date | $727,702,000 | 767 |
| Average Assets, quarterly | $707,344,500 | 806 |
| Volatile liabilities | $210,589,000 | 592 |
| Insider loans | $4,060,000 | 1,344 |
| FHLB advances | $60,109,000 | 656 |
| Loans and leases held for sale | $25,360,000 | 184 |
| Unused loan commitments | $100,021,000 | 857 |
| Tier 1 (core) risk-based capital | $66,299,000 | 761 |
| Tier 2 risk-based capital | $5,804,000 | 802 |
| Total risk weighted assets | $456,197,000 | 839 |
| Total unused commitments | $100,021,000 | 863 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $731,967,000 | 774 |
| Cash and due from depository institutions | $23,637,000 | 4,085 |
| Interest-bearing balances | $355,000 | 4,253 |
| Securities | $242,277,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $46,000,000 | 339 |
| Net loans & leases | $371,824,000 | 940 |
| Loan loss allowance | $13,687,000 | 382 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,854,000 | 2,493 |
| Other real estate owned | $1,163,000 | 4,085 |
| Goodwill and other intangibles | $2,537,000 | 1,006 |
| All other assets | $40,675,000 | 461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $731,967,000 | 774 |
| Total liabilities | $660,628,000 | 778 |
| Total deposits | $562,649,000 | 770 |
| Interest-bearing deposits | $523,134,000 | 722 |
| Deposits held in domestic offices | $562,649,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $60,144,000 | 724 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $37,835,000 | 295 |
| Total equity capital | $71,339,000 | 774 |
| Total bank equity capital | $71,339,000 | 774 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,489,000 | 336 |
| Surplus | $12,648,000 | 1,515 |
| Undivided profits | $49,202,000 | 668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,416,000 | 736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $438,000 | 440 |
| Income earned, not collected on loans | $2,922,000 | 914 |
| Earning assets | $660,456,000 | 795 |
| Long-term assets (5+ years) | $258,511,000 | 422 |
| Average Assets, year-to-date | $742,695,330 | 745 |
| Average Assets, quarterly | $744,061,500 | 753 |
| Volatile liabilities | $240,113,000 | 544 |
| Insider loans | $4,060,000 | 1,338 |
| FHLB advances | $60,144,000 | 648 |
| Loans and leases held for sale | $27,931,000 | 231 |
| Unused loan commitments | $107,672,000 | 811 |
| Tier 1 (core) risk-based capital | $66,438,000 | 748 |
| Tier 2 risk-based capital | $6,027,000 | 747 |
| Total risk weighted assets | $474,413,000 | 794 |
| Total unused commitments | $107,672,000 | 815 |
| Derivatives | $20,000,000 | 336 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $756,156,000 | 737 |
| Cash and due from depository institutions | $22,185,000 | 4,145 |
| Interest-bearing balances | $831,000 | 3,368 |
| Securities | $216,386,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $72,000,000 | 236 |
| Net loans & leases | $395,429,000 | 868 |
| Loan loss allowance | $13,264,000 | 387 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,977,000 | 2,389 |
| Other real estate owned | $1,186,000 | 4,145 |
| Goodwill and other intangibles | $2,563,000 | 992 |
| All other assets | $42,430,000 | 434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $756,156,000 | 737 |
| Total liabilities | $686,349,000 | 730 |
| Total deposits | $580,454,000 | 726 |
| Interest-bearing deposits | $540,813,000 | 681 |
| Deposits held in domestic offices | $580,454,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,349 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $90,184,000 | 539 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $14,711,000 | 505 |
| Total equity capital | $69,807,000 | 782 |
| Total bank equity capital | $69,807,000 | 782 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,489,000 | 331 |
| Surplus | $12,648,000 | 1,490 |
| Undivided profits | $47,670,000 | 663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,705,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $312,000 | 533 |
| Income earned, not collected on loans | $2,995,000 | 911 |
| Earning assets | $684,646,000 | 746 |
| Long-term assets (5+ years) | $238,802,000 | 450 |
| Average Assets, year-to-date | $748,059,500 | 737 |
| Average Assets, quarterly | $748,059,500 | 737 |
| Volatile liabilities | $274,023,000 | 490 |
| Insider loans | $4,060,000 | 1,325 |
| FHLB advances | $90,184,000 | 467 |
| Loans and leases held for sale | $29,472,000 | 205 |
| Unused loan commitments | $108,572,000 | 780 |
| Tier 1 (core) risk-based capital | $66,478,000 | 741 |
| Tier 2 risk-based capital | $6,331,000 | 703 |
| Total risk weighted assets | $499,349,000 | 751 |
| Total unused commitments | $108,572,000 | 783 |
| Derivatives | $20,000,000 | 323 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $739,963,000 | 733 |
| Cash and due from depository institutions | $19,938,000 | 4,137 |
| Interest-bearing balances | $42,000 | 5,903 |
| Securities | $220,531,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 579 |
| Net loans & leases | $414,468,000 | 822 |
| Loan loss allowance | $12,393,000 | 404 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,107,000 | 2,287 |
| Other real estate owned | $1,211,000 | 4,137 |
| Goodwill and other intangibles | $2,584,000 | 971 |
| All other assets | $53,124,000 | 368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $739,963,000 | 733 |
| Total liabilities | $669,278,000 | 727 |
| Total deposits | $531,564,000 | 782 |
| Interest-bearing deposits | $488,664,000 | 746 |
| Deposits held in domestic offices | $531,564,000 | 779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $120,223,000 | 445 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $17,491,000 | 442 |
| Total equity capital | $70,685,000 | 758 |
| Total bank equity capital | $70,685,000 | 758 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,489,000 | 328 |
| Surplus | $12,648,000 | 1,455 |
| Undivided profits | $48,548,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 1,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 743 |
| Income earned, not collected on loans | $3,228,000 | 877 |
| Earning assets | $659,041,000 | 761 |
| Long-term assets (5+ years) | $237,637,000 | 428 |
| Average Assets, year-to-date | $807,607,000 | 638 |
| Average Assets, quarterly | $758,246,000 | 704 |
| Volatile liabilities | $248,016,000 | 517 |
| Insider loans | $4,378,000 | 1,187 |
| FHLB advances | $120,223,000 | 370 |
| Loans and leases held for sale | $32,442,000 | 221 |
| Unused loan commitments | $115,152,000 | 721 |
| Tier 1 (core) risk-based capital | $66,649,000 | 725 |
| Tier 2 risk-based capital | $6,548,000 | 662 |
| Total risk weighted assets | $517,857,000 | 714 |
| Total unused commitments | $115,152,000 | 721 |
| Derivatives | $20,000,000 | 302 |
| 2001-12-31 | Rank | |
| # of Employees: | 106 | 1,601 |
| Assets and Liabilities | ||
| Total Assets: | $855,068,000 | 620 |
| Cash and due from depository institutions | $18,562,000 | 1,601 |
| Interest-bearing balances | $375,000 | 3,948 |
| Securities | $302,388,000 | 402 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $491,159,000 | 681 |
| Loan loss allowance | $11,465,000 | 420 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,777,000 | 1,886 |
| Other real estate owned | $1,387,000 | 1,601 |
| Goodwill and other intangibles | $2,578,000 | 918 |
| All other assets | $34,217,000 | 482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $855,068,000 | 620 |
| Total liabilities | $792,654,000 | 608 |
| Total deposits | $541,095,000 | 722 |
| Interest-bearing deposits | $429,930,000 | 798 |
| Deposits held in domestic offices | $541,095,000 | 717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,000,000 | 397 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $178,530,000 | 331 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $14,029,000 | 507 |
| Total equity capital | $62,414,000 | 795 |
| Total bank equity capital | $62,414,000 | 795 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,489,000 | 317 |
| Surplus | $12,648,000 | 1,389 |
| Undivided profits | $40,277,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $985,000 | 2,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $655,000 | 297 |
| Income earned, not collected on loans | $1,514,000 | 2,243 |
| Earning assets | $793,922,000 | 609 |
| Long-term assets (5+ years) | $306,165,000 | 351 |
| Average Assets, year-to-date | $700,617,800 | 705 |
| Average Assets, quarterly | $756,788,500 | 672 |
| Volatile liabilities | $372,924,000 | 382 |
| Insider loans | $641,000 | 4,895 |
| FHLB advances | $176,089,000 | 267 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $138,930,000 | 600 |
| Tier 1 (core) risk-based capital | $57,656,000 | 796 |
| Tier 2 risk-based capital | $7,745,000 | 560 |
| Total risk weighted assets | $615,901,000 | 593 |
| Total unused commitments | $138,930,000 | 600 |
| Derivatives | $20,000,000 | 277 |
| 2000-12-31 | Rank | |
| # of Employees: | 116 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $685,947,000 | 737 |
| Cash and due from depository institutions | $21,431,000 | 1,434 |
| Interest-bearing balances | $599,000 | 2,862 |
| Securities | $136,027,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $38,475,000 | 325 |
| Net loans & leases | $455,921,000 | 717 |
| Loan loss allowance | $7,393,000 | 586 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,444,000 | 1,585 |
| Other real estate owned | $1,484,000 | 1,434 |
| Goodwill and other intangibles | $2,952,000 | 842 |
| All other assets | $24,213,000 | 524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $685,947,000 | 737 |
| Total liabilities | $624,255,000 | 732 |
| Total deposits | $586,427,000 | 660 |
| Interest-bearing deposits | $456,297,000 | 727 |
| Deposits held in domestic offices | $586,427,000 | 654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,645,000 | 1,117 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,394,000 | 1,249 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,789,000 | 906 |
| Total equity capital | $61,692,000 | 777 |
| Total bank equity capital | $61,692,000 | 777 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,489,000 | 330 |
| Surplus | $12,648,000 | 1,350 |
| Undivided profits | $39,555,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 3,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,040 |
| Income earned, not collected on loans | $2,438,000 | 1,011 |
| Earning assets | $631,022,000 | 731 |
| Long-term assets (5+ years) | $138,880,000 | 673 |
| Average Assets, year-to-date | $630,577,200 | 761 |
| Average Assets, quarterly | $667,173,000 | 745 |
| Volatile liabilities | $178,477,000 | 640 |
| Insider loans | $723,000 | 4,601 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $38,397,000 | 118 |
| Unused loan commitments | $167,894,000 | 503 |
| Tier 1 (core) risk-based capital | $58,233,000 | 763 |
| Tier 2 risk-based capital | $6,794,250 | 614 |
| Total risk weighted assets | $542,941,350 | 638 |
| Total unused commitments | $167,894,000 | 504 |
| Derivatives | $30,000,000 | 253 |
| 1999-12-31 | Rank | |
| # of Employees: | 99 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $424,338,000 | 1,127 |
| Cash and due from depository institutions | $11,180,000 | 1,714 |
| Interest-bearing balances | $250,000 | 3,794 |
| Securities | $78,166,000 | 1,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $321,677,000 | 969 |
| Loan loss allowance | $5,284,000 | 777 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,812,000 | 2,277 |
| Other real estate owned | $0 | 1,714 |
| Goodwill and other intangibles | $3,617,000 | 768 |
| All other assets | $5,886,000 | 1,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,338,000 | 1,127 |
| Total liabilities | $388,062,000 | 1,117 |
| Total deposits | $371,883,000 | 1,005 |
| Interest-bearing deposits | $298,682,000 | 1,078 |
| Deposits held in domestic offices | $371,883,000 | 1,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,997,000 | 1,152 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $770,000 | 4,768 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,412,000 | 1,029 |
| Total equity capital | $36,276,000 | 1,243 |
| Total bank equity capital | $36,276,000 | 1,243 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,989,000 | 431 |
| Surplus | $11,148,000 | 1,483 |
| Undivided profits | $17,139,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,410,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,037 |
| Income earned, not collected on loans | $1,475,000 | 1,456 |
| Earning assets | $400,093,000 | 1,099 |
| Long-term assets (5+ years) | $80,764,000 | 1,160 |
| Average Assets, year-to-date | $387,090,600 | 1,172 |
| Average Assets, quarterly | $415,163,000 | 1,129 |
| Volatile liabilities | $96,212,000 | 996 |
| Insider loans | $2,866,000 | 1,633 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $25,441,000 | 138 |
| Unused loan commitments | $163,564,000 | 526 |
| Tier 1 (core) risk-based capital | $33,366,000 | 1,294 |
| Tier 2 risk-based capital | $4,459,280 | 852 |
| Total risk weighted assets | $355,764,280 | 908 |
| Total unused commitments | $163,564,000 | 526 |
| Derivatives | $20,000,000 | 307 |
| 1998-12-31 | Rank | |
| # of Employees: | 102 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $348,110,000 | 1,315 |
| Cash and due from depository institutions | $11,242,000 | 1,670 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $46,389,000 | 2,495 |
| Federal funds sold & reverse repurchase agreements | $22,285,000 | 717 |
| Net loans & leases | $256,602,000 | 1,119 |
| Loan loss allowance | $4,778,000 | 834 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,770,000 | 2,166 |
| Other real estate owned | $0 | 1,670 |
| Goodwill and other intangibles | $4,027,000 | 671 |
| All other assets | $3,795,000 | 1,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,110,000 | 1,315 |
| Total liabilities | $313,510,000 | 1,317 |
| Total deposits | $302,496,000 | 1,217 |
| Interest-bearing deposits | $231,519,000 | 1,382 |
| Deposits held in domestic offices | $302,496,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,408 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $828,000 | 3,945 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,186,000 | 961 |
| Total equity capital | $34,600,000 | 1,306 |
| Total bank equity capital | $34,600,000 | 1,306 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,989,000 | 430 |
| Surplus | $9,905,000 | 1,577 |
| Undivided profits | $16,706,000 | 1,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 640 |
| Income earned, not collected on loans | $1,106,000 | 1,992 |
| Earning assets | $325,276,000 | 1,296 |
| Long-term assets (5+ years) | $48,902,000 | 1,619 |
| Average Assets, year-to-date | $336,734,800 | 1,293 |
| Average Assets, quarterly | $344,390,500 | 1,308 |
| Volatile liabilities | $83,610,000 | 945 |
| Insider loans | $2,487,000 | 1,726 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $18,068,000 | 245 |
| Unused loan commitments | $140,774,000 | 542 |
| Tier 1 (core) risk-based capital | $30,132,000 | 1,400 |
| Tier 2 risk-based capital | $3,619,970 | 965 |
| Total risk weighted assets | $288,288,370 | 1,027 |
| Total unused commitments | $140,774,000 | 544 |
| Derivatives | $20,000,000 | 324 |
| 1997-12-31 | Rank | |
| # of Employees: | 79 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $323,556,000 | 1,428 |
| Cash and due from depository institutions | $22,826,000 | 2,259 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $62,042,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,212 |
| Net loans & leases | $224,479,000 | 1,290 |
| Loan loss allowance | $4,493,000 | 903 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,916,000 | 2,007 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $3,755,000 | 673 |
| All other assets | $3,838,000 | 1,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,556,000 | 1,428 |
| Total liabilities | $290,894,000 | 1,429 |
| Total deposits | $270,522,000 | 1,373 |
| Interest-bearing deposits | $192,070,000 | 1,679 |
| Deposits held in domestic offices | $270,522,000 | 1,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 843 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $574,000 | 3,940 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,798,000 | 1,233 |
| Total equity capital | $32,662,000 | 1,373 |
| Total bank equity capital | $32,662,000 | 1,373 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,989,000 | 441 |
| Surplus | $9,294,000 | 1,660 |
| Undivided profits | $15,379,000 | 1,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,141,000 | 1,970 |
| Earning assets | $289,221,000 | 1,467 |
| Long-term assets (5+ years) | $21,667,000 | 2,648 |
| Average Assets, year-to-date | $316,864,000 | 1,385 |
| Average Assets, quarterly | $320,842,500 | 1,416 |
| Volatile liabilities | $65,483,000 | 1,151 |
| Insider loans | $829,000 | 4,037 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $15,187,000 | 187 |
| Unused loan commitments | $92,847,000 | 699 |
| Tier 1 (core) risk-based capital | $28,680,000 | 1,491 |
| Tier 2 risk-based capital | $3,283,380 | 999 |
| Total risk weighted assets | $261,328,380 | 1,117 |
| Total unused commitments | $92,847,000 | 701 |
| Derivatives | $10,000,000 | 379 |
| 1996-12-31 | Rank | |
| # of Employees: | 81 | 2,316 |
| Assets and Liabilities | ||
| Total Assets: | $309,308,000 | 1,535 |
| Cash and due from depository institutions | $20,208,000 | 2,316 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $63,116,000 | 1,921 |
| Federal funds sold & reverse repurchase agreements | $19,800,000 | 667 |
| Net loans & leases | $194,622,000 | 1,508 |
| Loan loss allowance | $4,005,000 | 1,056 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,001,000 | 1,978 |
| Other real estate owned | $454,000 | 2,316 |
| Goodwill and other intangibles | $4,465,000 | 579 |
| All other assets | $2,642,000 | 2,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $309,308,000 | 1,535 |
| Total liabilities | $279,249,000 | 1,525 |
| Total deposits | $245,694,000 | 1,564 |
| Interest-bearing deposits | $164,891,000 | 2,030 |
| Deposits held in domestic offices | $245,694,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,688,000 | 677 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $550,000 | 3,858 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,317,000 | 1,376 |
| Total equity capital | $30,059,000 | 1,503 |
| Total bank equity capital | $30,059,000 | 1,503 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,989,000 | 469 |
| Surplus | $9,294,000 | 1,708 |
| Undivided profits | $12,776,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 4,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,028,000 | 2,179 |
| Earning assets | $277,538,000 | 1,559 |
| Long-term assets (5+ years) | $1,042,000 | 8,733 |
| Average Assets, year-to-date | $278,702,200 | 1,608 |
| Average Assets, quarterly | $298,696,000 | 1,559 |
| Volatile liabilities | $77,220,000 | 1,038 |
| Insider loans | $1,890,000 | 2,240 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $13,274,000 | 177 |
| Unused loan commitments | $76,969,000 | 806 |
| Tier 1 (core) risk-based capital | $25,397,000 | 1,693 |
| Tier 2 risk-based capital | $2,798,730 | 1,171 |
| Total risk weighted assets | $222,545,730 | 1,305 |
| Total unused commitments | $76,969,000 | 811 |
| Derivatives | $10,000,000 | 434 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $252,190,000 | 1,856 |
| Cash and due from depository institutions | $12,590,000 | 2,701 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $57,790,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,147 |
| Net loans & leases | $166,953,000 | 1,706 |
| Loan loss allowance | $3,847,000 | 1,118 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,494,000 | 2,204 |
| Other real estate owned | $664,000 | 2,701 |
| Goodwill and other intangibles | $4,756,000 | 527 |
| All other assets | $2,743,000 | 2,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,190,000 | 1,856 |
| Total liabilities | $226,275,000 | 1,867 |
| Total deposits | $197,428,000 | 1,992 |
| Interest-bearing deposits | $144,560,000 | 2,352 |
| Deposits held in domestic offices | $197,428,000 | 1,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,000,000 | 742 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $487,000 | 3,482 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,360,000 | 1,145 |
| Total equity capital | $25,915,000 | 1,730 |
| Total bank equity capital | $25,915,000 | 1,730 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,989,000 | 484 |
| Surplus | $9,294,000 | 1,689 |
| Undivided profits | $8,632,000 | 2,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $894,000 | 2,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $818,000 | 2,867 |
| Earning assets | $227,943,000 | 1,876 |
| Long-term assets (5+ years) | $1,321,000 | 8,609 |
| Average Assets, year-to-date | $229,328,200 | 1,969 |
| Average Assets, quarterly | $248,604,500 | 1,869 |
| Volatile liabilities | $67,345,000 | 1,058 |
| Insider loans | $2,911,000 | 1,490 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $11,933,000 | 208 |
| Unused loan commitments | $65,463,000 | 883 |
| Tier 1 (core) risk-based capital | $20,802,000 | 2,050 |
| Tier 2 risk-based capital | $2,398,980 | 1,354 |
| Total risk weighted assets | $190,335,380 | 1,507 |
| Total unused commitments | $65,463,000 | 887 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $205,800,000 | 2,248 |
| Cash and due from depository institutions | $14,597,000 | 2,960 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,565,000 | 3,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $146,549,000 | 1,905 |
| Loan loss allowance | $3,254,000 | 1,300 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,022,000 | 2,453 |
| Other real estate owned | $1,495,000 | 2,960 |
| Goodwill and other intangibles | $4,913,000 | 470 |
| All other assets | $2,659,000 | 2,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,800,000 | 2,248 |
| Total liabilities | $183,426,000 | 2,291 |
| Total deposits | $181,210,000 | 2,138 |
| Interest-bearing deposits | $126,804,000 | 2,607 |
| Deposits held in domestic offices | $181,210,000 | 2,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $314,000 | 4,110 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,902,000 | 1,865 |
| Total equity capital | $22,374,000 | 1,849 |
| Total bank equity capital | $22,374,000 | 1,849 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,663,000 | 1,499 |
| Surplus | $14,620,000 | 1,103 |
| Undivided profits | $5,091,000 | 4,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,966,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $901,000 | 2,218 |
| Earning assets | $179,114,000 | 2,367 |
| Long-term assets (5+ years) | $3,865,000 | 6,734 |
| Average Assets, year-to-date | $149,105,800 | 2,954 |
| Average Assets, quarterly | $174,509,500 | 2,608 |
| Volatile liabilities | $34,036,000 | 1,649 |
| Insider loans | $4,786,000 | 884 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $5,008,000 | 268 |
| Unused loan commitments | $54,595,000 | 926 |
| Tier 1 (core) risk-based capital | $17,495,000 | 2,336 |
| Tier 2 risk-based capital | $2,129,630 | 1,493 |
| Total risk weighted assets | $169,013,230 | 1,648 |
| Total unused commitments | $54,595,000 | 935 |
| Derivatives | $20,000,000 | 451 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $127,382,000 | 3,559 |
| Cash and due from depository institutions | $5,506,000 | 4,243 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,752,000 | 6,904 |
| Federal funds sold & reverse repurchase agreements | $5,741,000 | 2,439 |
| Net loans & leases | $94,868,000 | 2,730 |
| Loan loss allowance | $1,872,000 | 2,172 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,480,000 | 2,941 |
| Other real estate owned | $324,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,711,000 | 3,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,382,000 | 3,559 |
| Total liabilities | $114,768,000 | 3,594 |
| Total deposits | $112,102,000 | 3,495 |
| Interest-bearing deposits | $75,410,000 | 4,444 |
| Deposits held in domestic offices | $112,102,000 | 3,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,515 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $195,000 | 4,050 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,071,000 | 2,973 |
| Total equity capital | $12,614,000 | 3,221 |
| Total bank equity capital | $12,614,000 | 3,221 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,663,000 | 1,508 |
| Surplus | $5,511,000 | 2,456 |
| Undivided profits | $4,440,000 | 4,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,166,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $425,000 | 4,411 |
| Earning assets | $117,361,000 | 3,530 |
| Long-term assets (5+ years) | $4,535,000 | 6,707 |
| Average Assets, year-to-date | $119,006,800 | 3,710 |
| Average Assets, quarterly | $128,102,500 | 3,516 |
| Volatile liabilities | $23,865,000 | 2,081 |
| Insider loans | $3,786,000 | 1,087 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,058,000 | 795 |
| Unused loan commitments | $33,946,000 | 1,314 |
| Tier 1 (core) risk-based capital | $12,614,000 | 3,143 |
| Tier 2 risk-based capital | $1,447,270 | 2,082 |
| Total risk weighted assets | $115,339,770 | 2,286 |
| Total unused commitments | $33,946,000 | 1,335 |
| Derivatives | $30,000,000 | 399 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $105,875,000 | 4,306 |
| Cash and due from depository institutions | $6,373,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,389,000 | 8,239 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 2,320 |
| Net loans & leases | $74,325,000 | 3,451 |
| Loan loss allowance | $1,351,000 | 2,922 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,515,000 | 2,903 |
| Other real estate owned | $1,788,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,335,000 | 5,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,875,000 | 4,306 |
| Total liabilities | $94,342,000 | 4,411 |
| Total deposits | $93,472,000 | 4,282 |
| Interest-bearing deposits | $54,182,000 | 6,062 |
| Deposits held in domestic offices | $93,472,000 | 4,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $870,000 | 3,681 |
| Total equity capital | $11,533,000 | 3,324 |
| Total bank equity capital | $11,533,000 | 3,324 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,663,000 | 1,545 |
| Surplus | $5,511,000 | 2,372 |
| Undivided profits | $3,359,000 | 5,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,427,000 | 2,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $385,000 | 5,239 |
| Earning assets | $93,864,000 | 4,419 |
| Long-term assets (5+ years) | $1,937,000 | 9,027 |
| Average Assets, year-to-date | $100,361,400 | 4,424 |
| Average Assets, quarterly | $105,749,000 | 4,265 |
| Volatile liabilities | $13,485,000 | 3,253 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,614,000 | 615 |
| Unused loan commitments | $34,224,000 | 1,232 |
| Tier 1 (core) risk-based capital | $11,533,000 | 3,272 |
| Tier 2 risk-based capital | $1,142,780 | 2,588 |
| Total risk weighted assets | $91,198,080 | 2,918 |
| Total unused commitments | $34,224,000 | 1,247 |
| Derivatives | $30,000,000 | 365 |