Home > San Francisco Federal Savings and Loan Association > Income and Expense
San Francisco Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $285,222,000 | 209 |
| Total interest expense | $202,415,000 | 152 |
| Net interest income | $82,807,000 | 308 |
| Provision for loan and lease losses | $11,094,000 | 171 |
| Total noninterest income | $12,303,000 | 525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $12,303,000 | 378 |
| Total noninterest expense | $67,591,000 | 322 |
| Salaries and employee benefits | $30,530,000 | 293 |
| Premises and equipment expense | $14,237,000 | 222 |
| Additional noninterest expense | $22,824,000 | 393 |
| Pre-tax net operating income | $16,425,000 | 548 |
| Securities gains (losses) | $-205,000 | 11,680 |
| Applicable income taxes | $6,110,000 | 534 |
| Income before extraordinary items | $10,110,000 | 598 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,110,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,918,000 | 179 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $10,241,200 | 578 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $217,924,000 | 231 |
| Total interest expense | $139,546,000 | 169 |
| Net interest income | $78,378,000 | 313 |
| Provision for loan and lease losses | $17,205,000 | 128 |
| Total noninterest income | $10,419,000 | 576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $12,000 | 368 |
| Additional Noninterest Income | $10,407,000 | 406 |
| Total noninterest expense | $79,199,000 | 293 |
| Salaries and employee benefits | $37,144,000 | 246 |
| Premises and equipment expense | $13,620,000 | 226 |
| Additional noninterest expense | $28,435,000 | 351 |
| Pre-tax net operating income | $-7,607,000 | 12,590 |
| Securities gains (losses) | $479,000 | 277 |
| Applicable income taxes | $-3,292,000 | 12,574 |
| Income before extraordinary items | $-3,836,000 | 12,540 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,836,000 | 12,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,646,000 | 148 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 40 |
| Net operating income | $-4,142,560 | 12,542 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $216,734,000 | 220 |
| Total interest expense | $131,265,000 | 154 |
| Net interest income | $85,469,000 | 290 |
| Provision for loan and lease losses | $6,367,000 | 364 |
| Total noninterest income | $10,021,000 | 607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $10,021,000 | 434 |
| Total noninterest expense | $77,063,000 | 300 |
| Salaries and employee benefits | $37,653,000 | 237 |
| Premises and equipment expense | $14,345,000 | 217 |
| Additional noninterest expense | $25,065,000 | 397 |
| Pre-tax net operating income | $12,060,000 | 601 |
| Securities gains (losses) | $4,898,000 | 155 |
| Applicable income taxes | $6,986,000 | 423 |
| Income before extraordinary items | $9,972,000 | 540 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,972,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,621,000 | 823 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,837,280 | 711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $242,023,000 | 213 |
| Total interest expense | $157,998,000 | 156 |
| Net interest income | $84,025,000 | 289 |
| Provision for loan and lease losses | $14,757,000 | 271 |
| Total noninterest income | $11,019,000 | 560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $11,019,000 | 418 |
| Total noninterest expense | $63,748,000 | 335 |
| Salaries and employee benefits | $34,285,000 | 251 |
| Premises and equipment expense | $14,644,000 | 212 |
| Additional noninterest expense | $14,819,000 | 578 |
| Pre-tax net operating income | $16,539,000 | 406 |
| Securities gains (losses) | $5,731,000 | 184 |
| Applicable income taxes | $5,593,000 | 440 |
| Income before extraordinary items | $16,677,000 | 318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $16,677,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,421,000 | 443 |
| Cash dividends | $6,500,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,378,750 | 371 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.