Home > San Dieguito National Bank > Income and Expense
San Dieguito National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 6,639 |
| Total interest expense | $1,082,000 | 8,753 |
| Net interest income | $3,156,000 | 5,242 |
| Provision for loan and lease losses | $106,000 | 4,950 |
| Total noninterest income | $674,000 | 4,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,328 |
| Total noninterest expense | $3,413,000 | 3,863 |
| Salaries and employee benefits | $1,480,000 | 4,363 |
| Premises and equipment expense | $880,000 | 2,255 |
| Additional noninterest expense | $1,053,000 | 4,220 |
| Pre-tax net operating income | $311,000 | 9,055 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-1,659,000 | 11,408 |
| Income before extraordinary items | $1,970,000 | 2,495 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,970,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,693 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,970,000 | 2,439 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 6,358 |
| Total interest expense | $1,574,000 | 7,496 |
| Net interest income | $3,017,000 | 5,472 |
| Provision for loan and lease losses | $295,000 | 2,329 |
| Total noninterest income | $696,000 | 4,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $4,281,000 | 3,130 |
| Salaries and employee benefits | $1,811,000 | 3,624 |
| Premises and equipment expense | $853,000 | 2,342 |
| Additional noninterest expense | $1,617,000 | 2,883 |
| Pre-tax net operating income | $-863,000 | 11,857 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-371,000 | 11,853 |
| Income before extraordinary items | $-492,000 | 11,791 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-492,000 | 11,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,425 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,170,000 | 163 |
| Net operating income | $-492,000 | 11,785 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 6,235 |
| Total interest expense | $1,345,000 | 7,412 |
| Net interest income | $3,072,000 | 5,521 |
| Provision for loan and lease losses | $583,000 | 1,370 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,661 |
| Total noninterest expense | $3,934,000 | 3,481 |
| Salaries and employee benefits | $1,905,000 | 3,436 |
| Premises and equipment expense | $869,000 | 2,325 |
| Additional noninterest expense | $1,160,000 | 4,175 |
| Pre-tax net operating income | $-778,000 | 12,423 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-778,000 | 12,402 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-778,000 | 12,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,235 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-778,000 | 12,402 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 6,217 |
| Total interest expense | $1,400,000 | 7,537 |
| Net interest income | $3,179,000 | 5,397 |
| Provision for loan and lease losses | $1,085,000 | 1,228 |
| Total noninterest income | $655,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $4,533,000 | 3,096 |
| Salaries and employee benefits | $2,052,000 | 3,204 |
| Premises and equipment expense | $980,000 | 2,092 |
| Additional noninterest expense | $1,501,000 | 3,503 |
| Pre-tax net operating income | $-1,784,000 | 13,066 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-1,784,000 | 13,075 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,784,000 | 13,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,033,000 | 1,120 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,784,000 | 13,048 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 5,037 |
| Total interest expense | $2,450,000 | 6,084 |
| Net interest income | $4,209,000 | 4,247 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $581,000 | 5,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,237 |
| Total noninterest expense | $4,537,000 | 3,134 |
| Salaries and employee benefits | $2,292,000 | 2,833 |
| Premises and equipment expense | $971,000 | 2,148 |
| Additional noninterest expense | $1,274,000 | 4,114 |
| Pre-tax net operating income | $-97,000 | 12,936 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-97,000 | 13,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-97,000 | 13,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $707,000 | 1,963 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 538 |
| Net operating income | $-97,000 | 12,909 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.