Home > San Diego Trust Bank > Income and Expense
San Diego Trust Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 3,559 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $1,477,000 | 3,336 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $1,269,000 | 3,416 |
| Salaries and employee benefits | $654,000 | 3,496 |
| Premises and equipment expense | $295,000 | 1,987 |
| Additional noninterest expense | $320,000 | 4,076 |
| Pre-tax net operating income | $321,000 | 3,686 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $290,000 | 3,628 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $290,000 | 3,628 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $290,000 | 3,630 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 424 |
| Net operating income | $290,000 | 3,533 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 3,446 |
| Total interest expense | $517,000 | 5,050 |
| Net interest income | $6,495,000 | 3,179 |
| Provision for loan and lease losses | $-450,000 | 6,984 |
| Total noninterest income | $495,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $148,000 | 4,808 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $347,000 | 3,838 |
| Total noninterest expense | $5,495,000 | 3,247 |
| Salaries and employee benefits | $3,039,000 | 3,104 |
| Premises and equipment expense | $1,032,000 | 2,224 |
| Additional noninterest expense | $1,424,000 | 3,916 |
| Pre-tax net operating income | $1,945,000 | 2,868 |
| Securities gains (losses) | $423,000 | 1,069 |
| Applicable income taxes | $553,000 | 2,080 |
| Income before extraordinary items | $1,815,000 | 2,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,815,000 | 2,766 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,815,000 | 2,765 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 563 |
| Net operating income | $1,489,290 | 3,007 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 3,463 |
| Total interest expense | $407,000 | 5,096 |
| Net interest income | $4,945,000 | 3,185 |
| Provision for loan and lease losses | $-250,000 | 7,076 |
| Total noninterest income | $373,000 | 4,551 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $113,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $260,000 | 3,891 |
| Total noninterest expense | $4,061,000 | 3,299 |
| Salaries and employee benefits | $2,234,000 | 3,164 |
| Premises and equipment expense | $773,000 | 2,252 |
| Additional noninterest expense | $1,054,000 | 3,966 |
| Pre-tax net operating income | $1,507,000 | 2,876 |
| Securities gains (losses) | $253,000 | 1,256 |
| Applicable income taxes | $407,000 | 2,146 |
| Income before extraordinary items | $1,353,000 | 2,835 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,353,000 | 2,836 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,353,000 | 2,835 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 495 |
| Net operating income | $1,158,190 | 3,002 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 3,423 |
| Total interest expense | $283,000 | 5,113 |
| Net interest income | $3,365,000 | 3,143 |
| Provision for loan and lease losses | $-125,000 | 7,120 |
| Total noninterest income | $261,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,787 |
| Total noninterest expense | $2,685,000 | 3,335 |
| Salaries and employee benefits | $1,473,000 | 3,192 |
| Premises and equipment expense | $517,000 | 2,225 |
| Additional noninterest expense | $695,000 | 4,005 |
| Pre-tax net operating income | $1,066,000 | 2,725 |
| Securities gains (losses) | $125,000 | 1,437 |
| Applicable income taxes | $275,000 | 2,145 |
| Income before extraordinary items | $916,000 | 2,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $916,000 | 2,771 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $916,000 | 2,771 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 440 |
| Net operating income | $819,750 | 2,843 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,429 |
| Total interest expense | $142,000 | 5,198 |
| Net interest income | $1,699,000 | 3,129 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $145,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $1,332,000 | 3,374 |
| Salaries and employee benefits | $744,000 | 3,194 |
| Premises and equipment expense | $256,000 | 2,256 |
| Additional noninterest expense | $332,000 | 4,125 |
| Pre-tax net operating income | $512,000 | 2,839 |
| Securities gains (losses) | $125,000 | 815 |
| Applicable income taxes | $153,000 | 2,002 |
| Income before extraordinary items | $484,000 | 2,682 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $484,000 | 2,684 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $484,000 | 2,685 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 326 |
| Net operating income | $389,000 | 2,975 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 3,602 |
| Total interest expense | $686,000 | 5,236 |
| Net interest income | $6,505,000 | 3,254 |
| Provision for loan and lease losses | $-273,000 | 7,298 |
| Total noninterest income | $436,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $132,000 | 5,096 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $304,000 | 3,850 |
| Total noninterest expense | $5,574,000 | 3,241 |
| Salaries and employee benefits | $3,017,000 | 3,103 |
| Premises and equipment expense | $1,097,000 | 2,210 |
| Additional noninterest expense | $1,460,000 | 3,927 |
| Pre-tax net operating income | $1,640,000 | 2,883 |
| Securities gains (losses) | $227,000 | 1,358 |
| Applicable income taxes | $257,000 | 2,667 |
| Income before extraordinary items | $1,610,000 | 2,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,610,000 | 2,641 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,610,000 | 2,641 |
| Net charge-offs | $-273,000 | 7,307 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 621 |
| Net operating income | $1,414,780 | 2,793 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 3,607 |
| Total interest expense | $543,000 | 5,244 |
| Net interest income | $4,923,000 | 3,248 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $321,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $223,000 | 3,939 |
| Total noninterest expense | $4,450,000 | 3,085 |
| Salaries and employee benefits | $2,377,000 | 2,979 |
| Premises and equipment expense | $843,000 | 2,192 |
| Additional noninterest expense | $1,230,000 | 3,626 |
| Pre-tax net operating income | $794,000 | 3,736 |
| Securities gains (losses) | $227,000 | 1,122 |
| Applicable income taxes | $101,000 | 3,188 |
| Income before extraordinary items | $920,000 | 3,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 3,238 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $920,000 | 3,238 |
| Net charge-offs | $-273,000 | 7,388 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 555 |
| Net operating income | $715,700 | 3,609 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,610 |
| Total interest expense | $386,000 | 5,217 |
| Net interest income | $3,308,000 | 3,247 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $217,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 3,964 |
| Total noninterest expense | $2,893,000 | 3,191 |
| Salaries and employee benefits | $1,486,000 | 3,163 |
| Premises and equipment expense | $500,000 | 2,450 |
| Additional noninterest expense | $907,000 | 3,441 |
| Pre-tax net operating income | $632,000 | 3,366 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $63,000 | 3,200 |
| Income before extraordinary items | $569,000 | 3,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $569,000 | 3,306 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $569,000 | 3,306 |
| Net charge-offs | $-273,000 | 7,460 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 413 |
| Net operating income | $569,000 | 3,221 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 3,539 |
| Total interest expense | $207,000 | 5,171 |
| Net interest income | $1,702,000 | 3,152 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $116,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,031 |
| Total noninterest expense | $1,482,000 | 3,132 |
| Salaries and employee benefits | $746,000 | 3,166 |
| Premises and equipment expense | $243,000 | 2,546 |
| Additional noninterest expense | $493,000 | 3,224 |
| Pre-tax net operating income | $336,000 | 3,312 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $34,000 | 3,099 |
| Income before extraordinary items | $302,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $302,000 | 3,217 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 3,219 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 571 |
| Net operating income | $302,000 | 3,158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 3,895 |
| Total interest expense | $950,000 | 5,338 |
| Net interest income | $6,060,000 | 3,447 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $480,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $167,000 | 4,739 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $313,000 | 3,886 |
| Total noninterest expense | $5,439,000 | 3,366 |
| Salaries and employee benefits | $2,920,000 | 3,191 |
| Premises and equipment expense | $934,000 | 2,622 |
| Additional noninterest expense | $1,585,000 | 3,858 |
| Pre-tax net operating income | $1,101,000 | 3,221 |
| Securities gains (losses) | $14,000 | 3,222 |
| Applicable income taxes | $156,000 | 2,902 |
| Income before extraordinary items | $959,000 | 3,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $959,000 | 3,291 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $959,000 | 3,294 |
| Net charge-offs | $87,000 | 5,529 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $430,000 | 493 |
| Net operating income | $946,960 | 3,190 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 4,034 |
| Total interest expense | $717,000 | 5,476 |
| Net interest income | $4,433,000 | 3,552 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $375,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $126,000 | 4,798 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $249,000 | 3,845 |
| Total noninterest expense | $4,078,000 | 3,356 |
| Salaries and employee benefits | $2,145,000 | 3,259 |
| Premises and equipment expense | $675,000 | 2,745 |
| Additional noninterest expense | $1,258,000 | 3,690 |
| Pre-tax net operating income | $730,000 | 3,625 |
| Securities gains (losses) | $14,000 | 3,014 |
| Applicable income taxes | $118,000 | 2,996 |
| Income before extraordinary items | $626,000 | 3,702 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $626,000 | 3,702 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $626,000 | 3,703 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 454 |
| Net operating income | $614,240 | 3,600 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 4,121 |
| Total interest expense | $479,000 | 5,576 |
| Net interest income | $2,887,000 | 3,618 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $276,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $85,000 | 4,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 3,572 |
| Total noninterest expense | $2,675,000 | 3,417 |
| Salaries and employee benefits | $1,425,000 | 3,287 |
| Premises and equipment expense | $440,000 | 2,816 |
| Additional noninterest expense | $810,000 | 3,766 |
| Pre-tax net operating income | $488,000 | 3,669 |
| Securities gains (losses) | $14,000 | 2,493 |
| Applicable income taxes | $94,000 | 2,840 |
| Income before extraordinary items | $408,000 | 3,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $408,000 | 3,747 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $408,000 | 3,748 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 370 |
| Net operating income | $396,660 | 3,697 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,202 |
| Total interest expense | $230,000 | 5,793 |
| Net interest income | $1,439,000 | 3,671 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $102,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $45,000 | 4,675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $1,339,000 | 3,456 |
| Salaries and employee benefits | $724,000 | 3,298 |
| Premises and equipment expense | $231,000 | 2,764 |
| Additional noninterest expense | $384,000 | 3,905 |
| Pre-tax net operating income | $202,000 | 4,034 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $34,000 | 3,085 |
| Income before extraordinary items | $182,000 | 4,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 4,051 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $182,000 | 4,051 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 268 |
| Net operating income | $170,240 | 4,067 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 4,572 |
| Total interest expense | $919,000 | 6,205 |
| Net interest income | $5,174,000 | 3,852 |
| Provision for loan and lease losses | $970,000 | 3,559 |
| Total noninterest income | $451,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $210,000 | 4,563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $241,000 | 4,333 |
| Total noninterest expense | $5,189,000 | 3,565 |
| Salaries and employee benefits | $2,737,000 | 3,435 |
| Premises and equipment expense | $915,000 | 2,782 |
| Additional noninterest expense | $1,537,000 | 4,008 |
| Pre-tax net operating income | $-534,000 | 6,005 |
| Securities gains (losses) | $1,551,000 | 334 |
| Applicable income taxes | $385,000 | 1,806 |
| Income before extraordinary items | $632,000 | 3,526 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $632,000 | 3,526 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $632,000 | 3,525 |
| Net charge-offs | $300,000 | 4,482 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 850 |
| Net operating income | $-360,640 | 5,979 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 4,691 |
| Total interest expense | $681,000 | 6,359 |
| Net interest income | $3,794,000 | 3,917 |
| Provision for loan and lease losses | $870,000 | 2,991 |
| Total noninterest income | $348,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $162,000 | 4,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $186,000 | 4,410 |
| Total noninterest expense | $4,111,000 | 3,425 |
| Salaries and employee benefits | $2,117,000 | 3,380 |
| Premises and equipment expense | $678,000 | 2,848 |
| Additional noninterest expense | $1,316,000 | 3,626 |
| Pre-tax net operating income | $-839,000 | 6,564 |
| Securities gains (losses) | $1,547,000 | 255 |
| Applicable income taxes | $274,000 | 2,019 |
| Income before extraordinary items | $434,000 | 3,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $434,000 | 3,920 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $434,000 | 3,922 |
| Net charge-offs | $300,000 | 3,706 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 824 |
| Net operating income | $-556,080 | 6,469 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 4,657 |
| Total interest expense | $459,000 | 6,457 |
| Net interest income | $2,591,000 | 3,840 |
| Provision for loan and lease losses | $420,000 | 3,197 |
| Total noninterest income | $218,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $114,000 | 4,574 |
| Total noninterest expense | $2,766,000 | 3,438 |
| Salaries and employee benefits | $1,392,000 | 3,457 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $921,000 | 3,492 |
| Pre-tax net operating income | $-377,000 | 6,517 |
| Securities gains (losses) | $806,000 | 350 |
| Applicable income taxes | $162,000 | 2,185 |
| Income before extraordinary items | $267,000 | 4,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,143 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $267,000 | 4,143 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 829 |
| Net operating income | $-248,840 | 6,451 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,768 |
| Total interest expense | $249,000 | 6,387 |
| Net interest income | $1,245,000 | 3,948 |
| Provision for loan and lease losses | $320,000 | 2,218 |
| Total noninterest income | $114,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $1,338,000 | 3,458 |
| Salaries and employee benefits | $662,000 | 3,632 |
| Premises and equipment expense | $226,000 | 2,928 |
| Additional noninterest expense | $450,000 | 3,270 |
| Pre-tax net operating income | $-299,000 | 7,059 |
| Securities gains (losses) | $497,000 | 336 |
| Applicable income taxes | $72,000 | 2,518 |
| Income before extraordinary items | $126,000 | 4,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 4,628 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $126,000 | 4,627 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 814 |
| Net operating income | $-192,080 | 6,943 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,071,000 | 4,898 |
| Total interest expense | $1,259,000 | 6,336 |
| Net interest income | $4,812,000 | 4,054 |
| Provision for loan and lease losses | $-5,000 | 8,197 |
| Total noninterest income | $341,000 | 5,606 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 5,827 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $236,000 | 4,558 |
| Total noninterest expense | $4,288,000 | 4,030 |
| Salaries and employee benefits | $2,184,000 | 4,162 |
| Premises and equipment expense | $953,000 | 2,747 |
| Additional noninterest expense | $1,151,000 | 4,416 |
| Pre-tax net operating income | $870,000 | 4,022 |
| Securities gains (losses) | $-21,000 | 7,088 |
| Applicable income taxes | $325,000 | 2,297 |
| Income before extraordinary items | $524,000 | 4,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $524,000 | 4,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 810 |
| Net operating income | $537,440 | 4,498 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 4,931 |
| Total interest expense | $966,000 | 6,419 |
| Net interest income | $3,680,000 | 4,018 |
| Provision for loan and lease losses | $15,000 | 6,618 |
| Total noninterest income | $245,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 4,627 |
| Total noninterest expense | $3,215,000 | 4,010 |
| Salaries and employee benefits | $1,684,000 | 4,118 |
| Premises and equipment expense | $679,000 | 2,881 |
| Additional noninterest expense | $852,000 | 4,377 |
| Pre-tax net operating income | $695,000 | 4,355 |
| Securities gains (losses) | $-21,000 | 7,415 |
| Applicable income taxes | $263,000 | 2,607 |
| Income before extraordinary items | $411,000 | 4,749 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $411,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 644 |
| Net operating income | $424,440 | 4,859 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 4,921 |
| Total interest expense | $691,000 | 6,379 |
| Net interest income | $2,474,000 | 4,012 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $141,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $108,000 | 4,918 |
| Total noninterest expense | $2,121,000 | 4,067 |
| Salaries and employee benefits | $1,098,000 | 4,213 |
| Premises and equipment expense | $448,000 | 2,919 |
| Additional noninterest expense | $575,000 | 4,312 |
| Pre-tax net operating income | $494,000 | 4,389 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $194,000 | 2,718 |
| Income before extraordinary items | $300,000 | 5,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 490 |
| Net operating income | $300,000 | 4,938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 4,904 |
| Total interest expense | $401,000 | 6,247 |
| Net interest income | $1,234,000 | 4,024 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $70,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $1,059,000 | 4,071 |
| Salaries and employee benefits | $560,000 | 4,180 |
| Premises and equipment expense | $223,000 | 2,941 |
| Additional noninterest expense | $276,000 | 4,378 |
| Pre-tax net operating income | $245,000 | 4,566 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $95,000 | 2,858 |
| Income before extraordinary items | $150,000 | 5,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 686 |
| Net operating income | $150,000 | 5,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 4,833 |
| Total interest expense | $1,878,000 | 5,959 |
| Net interest income | $4,883,000 | 4,073 |
| Provision for loan and lease losses | $38,000 | 5,914 |
| Total noninterest income | $227,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $62,000 | 6,569 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $165,000 | 5,414 |
| Total noninterest expense | $3,738,000 | 4,328 |
| Salaries and employee benefits | $2,183,000 | 4,111 |
| Premises and equipment expense | $637,000 | 3,683 |
| Additional noninterest expense | $918,000 | 4,914 |
| Pre-tax net operating income | $1,334,000 | 4,128 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $566,000 | 2,587 |
| Income before extraordinary items | $768,000 | 4,871 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $768,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 580 |
| Net operating income | $768,000 | 4,848 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 4,905 |
| Total interest expense | $1,378,000 | 6,038 |
| Net interest income | $3,596,000 | 4,141 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $169,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $123,000 | 5,430 |
| Total noninterest expense | $2,615,000 | 4,507 |
| Salaries and employee benefits | $1,535,000 | 4,307 |
| Premises and equipment expense | $419,000 | 4,027 |
| Additional noninterest expense | $661,000 | 4,969 |
| Pre-tax net operating income | $1,150,000 | 4,045 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $489,000 | 2,562 |
| Income before extraordinary items | $661,000 | 4,818 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $661,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 464 |
| Net operating income | $661,000 | 4,808 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 4,969 |
| Total interest expense | $930,000 | 6,029 |
| Net interest income | $2,340,000 | 4,244 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $115,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,637,000 | 4,736 |
| Salaries and employee benefits | $945,000 | 4,597 |
| Premises and equipment expense | $277,000 | 4,079 |
| Additional noninterest expense | $415,000 | 5,176 |
| Pre-tax net operating income | $818,000 | 3,972 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $345,000 | 2,566 |
| Income before extraordinary items | $473,000 | 4,675 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $473,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 362 |
| Net operating income | $473,000 | 4,670 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 5,028 |
| Total interest expense | $439,000 | 6,178 |
| Net interest income | $1,160,000 | 4,265 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $813,000 | 4,765 |
| Salaries and employee benefits | $478,000 | 4,588 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $403,000 | 3,979 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $169,000 | 2,618 |
| Income before extraordinary items | $234,000 | 4,716 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $234,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 385 |
| Net operating income | $234,000 | 4,698 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,758,000 | 5,144 |
| Total interest expense | $1,331,000 | 6,362 |
| Net interest income | $4,427,000 | 4,386 |
| Provision for loan and lease losses | $139,000 | 4,181 |
| Total noninterest income | $198,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $3,235,000 | 4,643 |
| Salaries and employee benefits | $1,906,000 | 4,432 |
| Premises and equipment expense | $556,000 | 3,981 |
| Additional noninterest expense | $773,000 | 5,326 |
| Pre-tax net operating income | $1,251,000 | 4,699 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $1,250,000 | 4,191 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,250,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 566 |
| Net operating income | $1,250,000 | 4,166 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 5,254 |
| Total interest expense | $925,000 | 6,502 |
| Net interest income | $3,223,000 | 4,496 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $148,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,795 |
| Total noninterest expense | $2,310,000 | 4,783 |
| Salaries and employee benefits | $1,366,000 | 4,554 |
| Premises and equipment expense | $409,000 | 4,049 |
| Additional noninterest expense | $535,000 | 5,566 |
| Pre-tax net operating income | $931,000 | 4,878 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $930,000 | 4,331 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $930,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $493,000 | 459 |
| Net operating income | $930,000 | 4,320 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 5,331 |
| Total interest expense | $586,000 | 6,535 |
| Net interest income | $2,091,000 | 4,580 |
| Provision for loan and lease losses | $53,000 | 4,385 |
| Total noninterest income | $98,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $1,487,000 | 4,908 |
| Salaries and employee benefits | $881,000 | 4,680 |
| Premises and equipment expense | $258,000 | 4,192 |
| Additional noninterest expense | $348,000 | 5,634 |
| Pre-tax net operating income | $649,000 | 4,809 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $648,000 | 4,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $648,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $421,000 | 351 |
| Net operating income | $648,000 | 4,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 5,278 |
| Total interest expense | $280,000 | 6,542 |
| Net interest income | $1,058,000 | 4,552 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $741,000 | 4,942 |
| Salaries and employee benefits | $467,000 | 4,500 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $167,000 | 5,734 |
| Pre-tax net operating income | $313,000 | 4,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $313,000 | 4,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 251 |
| Net operating income | $313,000 | 4,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 5,849 |
| Total interest expense | $802,000 | 6,778 |
| Net interest income | $3,174,000 | 5,327 |
| Provision for loan and lease losses | $281,000 | 2,971 |
| Total noninterest income | $169,000 | 7,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $41,000 | 7,214 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 6,001 |
| Total noninterest expense | $2,416,000 | 5,484 |
| Salaries and employee benefits | $1,397,000 | 5,296 |
| Premises and equipment expense | $399,000 | 4,862 |
| Additional noninterest expense | $620,000 | 5,958 |
| Pre-tax net operating income | $646,000 | 6,280 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $645,000 | 5,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $645,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,130,000 | 461 |
| Net operating income | $645,000 | 5,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 6,075 |
| Total interest expense | $527,000 | 6,978 |
| Net interest income | $2,200,000 | 5,587 |
| Provision for loan and lease losses | $131,000 | 3,743 |
| Total noninterest income | $119,000 | 7,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 7,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 6,109 |
| Total noninterest expense | $1,761,000 | 5,545 |
| Salaries and employee benefits | $1,009,000 | 5,386 |
| Premises and equipment expense | $295,000 | 4,902 |
| Additional noninterest expense | $457,000 | 5,970 |
| Pre-tax net operating income | $427,000 | 6,681 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $426,000 | 6,232 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $426,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,086,000 | 335 |
| Net operating income | $426,000 | 6,195 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 6,312 |
| Total interest expense | $304,000 | 7,163 |
| Net interest income | $1,338,000 | 5,865 |
| Provision for loan and lease losses | $84,000 | 3,691 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $1,119,000 | 5,695 |
| Salaries and employee benefits | $630,000 | 5,587 |
| Premises and equipment expense | $197,000 | 4,869 |
| Additional noninterest expense | $292,000 | 6,080 |
| Pre-tax net operating income | $205,000 | 7,196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $204,000 | 6,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $204,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $584,000 | 277 |
| Net operating income | $204,000 | 6,870 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,697 |
| Total interest expense | $126,000 | 7,478 |
| Net interest income | $589,000 | 6,270 |
| Provision for loan and lease losses | $22,000 | 4,548 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $537,000 | 5,860 |
| Salaries and employee benefits | $304,000 | 5,746 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $136,000 | 6,329 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $63,000 | 7,543 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $63,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $572,000 | 149 |
| Net operating income | $63,000 | 7,516 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 7,832 |
| Total interest expense | $259,000 | 8,247 |
| Net interest income | $1,296,000 | 7,611 |
| Provision for loan and lease losses | $393,000 | 2,407 |
| Total noninterest income | $54,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $9,000 | 7,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $1,877,000 | 6,231 |
| Salaries and employee benefits | $996,000 | 6,285 |
| Premises and equipment expense | $361,000 | 5,101 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $-920,000 | 8,788 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-921,000 | 8,822 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-921,000 | 8,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-921,000 | 8,797 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,201 |
| Total interest expense | $156,000 | 8,480 |
| Net interest income | $779,000 | 7,992 |
| Provision for loan and lease losses | $344,000 | 2,044 |
| Total noninterest income | $28,000 | 8,718 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,000 | 7,885 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $1,406,000 | 6,184 |
| Salaries and employee benefits | $732,000 | 6,320 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $414,000 | 6,206 |
| Pre-tax net operating income | $-943,000 | 8,891 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-944,000 | 8,919 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-944,000 | 8,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-944,000 | 8,902 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $439,000 | 8,610 |
| Total interest expense | $69,000 | 8,760 |
| Net interest income | $370,000 | 8,473 |
| Provision for loan and lease losses | $276,000 | 1,688 |
| Total noninterest income | $22,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,000 | 7,934 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $911,000 | 6,318 |
| Salaries and employee benefits | $473,000 | 6,473 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $274,000 | 6,257 |
| Pre-tax net operating income | $-795,000 | 8,973 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-796,000 | 8,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-796,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-796,000 | 8,975 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $163,000 | 8,821 |
| Total interest expense | $23,000 | 8,921 |
| Net interest income | $140,000 | 8,734 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $4,000 | 8,960 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $449,000 | 6,416 |
| Salaries and employee benefits | $237,000 | 6,506 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $-415,000 | 9,019 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-415,000 | 9,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-415,000 | 9,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-415,000 | 9,015 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $53,000 | 9,139 |
| Total interest expense | $5,000 | 9,141 |
| Net interest income | $48,000 | 9,128 |
| Provision for loan and lease losses | $34,000 | 6,715 |
| Total noninterest income | $2,000 | 9,113 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $478,000 | 8,867 |
| Salaries and employee benefits | $232,000 | 8,938 |
| Premises and equipment expense | $77,000 | 8,384 |
| Additional noninterest expense | $169,000 | 8,637 |
| Pre-tax net operating income | $-462,000 | 8,805 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-462,000 | 8,888 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-462,000 | 8,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $11,300,000 | 71 |
| Net operating income | $-462,000 | 8,828 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.