Home > San Diego Private Bank > Income and Expense
San Diego Private Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 4,197 |
| Total interest expense | $120,000 | 4,782 |
| Net interest income | $1,103,000 | 4,047 |
| Provision for loan and lease losses | $-351,000 | 6,935 |
| Total noninterest income | $156,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,372 |
| Total noninterest expense | $1,706,000 | 2,721 |
| Salaries and employee benefits | $869,000 | 2,856 |
| Premises and equipment expense | $123,000 | 3,841 |
| Additional noninterest expense | $714,000 | 2,184 |
| Pre-tax net operating income | $-96,000 | 6,613 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-96,000 | 6,655 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-96,000 | 6,656 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-96,000 | 6,656 |
| Net charge-offs | $174,000 | 1,473 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-96,000 | 6,622 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 4,329 |
| Total interest expense | $653,000 | 4,568 |
| Net interest income | $4,288,000 | 4,233 |
| Provision for loan and lease losses | $-235,000 | 6,939 |
| Total noninterest income | $778,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $689,000 | 2,918 |
| Total noninterest expense | $4,957,000 | 3,483 |
| Salaries and employee benefits | $2,690,000 | 3,382 |
| Premises and equipment expense | $414,000 | 4,241 |
| Additional noninterest expense | $1,853,000 | 3,264 |
| Pre-tax net operating income | $344,000 | 5,300 |
| Securities gains (losses) | $103,000 | 2,245 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $446,000 | 5,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $446,000 | 5,071 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $446,000 | 5,072 |
| Net charge-offs | $-286,000 | 7,018 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 775 |
| Net operating income | $343,000 | 5,153 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 4,458 |
| Total interest expense | $501,000 | 4,641 |
| Net interest income | $3,141,000 | 4,354 |
| Provision for loan and lease losses | $-235,000 | 7,069 |
| Total noninterest income | $698,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $64,000 | 5,717 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $634,000 | 2,597 |
| Total noninterest expense | $3,679,000 | 3,536 |
| Salaries and employee benefits | $1,957,000 | 3,478 |
| Premises and equipment expense | $305,000 | 4,318 |
| Additional noninterest expense | $1,417,000 | 3,253 |
| Pre-tax net operating income | $395,000 | 5,011 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $394,000 | 5,000 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $394,000 | 5,001 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $394,000 | 5,001 |
| Net charge-offs | $-278,000 | 7,111 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 691 |
| Net operating income | $394,000 | 4,821 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 4,502 |
| Total interest expense | $338,000 | 4,718 |
| Net interest income | $2,078,000 | 4,386 |
| Provision for loan and lease losses | $-140,000 | 7,125 |
| Total noninterest income | $412,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $362,000 | 2,801 |
| Total noninterest expense | $2,470,000 | 3,536 |
| Salaries and employee benefits | $1,330,000 | 3,446 |
| Premises and equipment expense | $202,000 | 4,346 |
| Additional noninterest expense | $938,000 | 3,290 |
| Pre-tax net operating income | $160,000 | 5,533 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $159,000 | 5,584 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $159,000 | 5,583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $159,000 | 5,583 |
| Net charge-offs | $-274,000 | 7,188 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 578 |
| Net operating income | $159,000 | 5,398 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 4,554 |
| Total interest expense | $177,000 | 4,720 |
| Net interest income | $1,033,000 | 4,424 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $138,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 3,505 |
| Total noninterest expense | $1,162,000 | 3,718 |
| Salaries and employee benefits | $652,000 | 3,526 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $420,000 | 3,523 |
| Pre-tax net operating income | $9,000 | 6,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $9,000 | 6,446 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $9,000 | 6,446 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $9,000 | 6,446 |
| Net charge-offs | $-66,000 | 7,120 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 329 |
| Net operating income | $9,000 | 6,331 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 4,539 |
| Total interest expense | $790,000 | 4,947 |
| Net interest income | $4,263,000 | 4,361 |
| Provision for loan and lease losses | $1,460,000 | 1,930 |
| Total noninterest income | $242,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $164,000 | 4,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $78,000 | 5,546 |
| Total noninterest expense | $4,768,000 | 3,658 |
| Salaries and employee benefits | $2,271,000 | 3,826 |
| Premises and equipment expense | $364,000 | 4,779 |
| Additional noninterest expense | $2,133,000 | 2,952 |
| Pre-tax net operating income | $-1,723,000 | 6,748 |
| Securities gains (losses) | $69,000 | 2,347 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-1,655,000 | 6,786 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,655,000 | 6,786 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,655,000 | 6,786 |
| Net charge-offs | $2,028,000 | 1,538 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $3,972,000 | 172 |
| Net operating income | $-1,724,000 | 6,767 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 4,514 |
| Total interest expense | $606,000 | 5,016 |
| Net interest income | $3,294,000 | 4,298 |
| Provision for loan and lease losses | $-100,000 | 7,346 |
| Total noninterest income | $152,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $103,000 | 5,077 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $49,000 | 5,814 |
| Total noninterest expense | $3,527,000 | 3,708 |
| Salaries and employee benefits | $1,681,000 | 3,876 |
| Premises and equipment expense | $276,000 | 4,813 |
| Additional noninterest expense | $1,570,000 | 3,024 |
| Pre-tax net operating income | $19,000 | 6,077 |
| Securities gains (losses) | $69,000 | 2,085 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $87,000 | 5,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 5,942 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $87,000 | 5,942 |
| Net charge-offs | $16,000 | 5,628 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,147,000 | 162 |
| Net operating income | $18,690 | 6,096 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 4,512 |
| Total interest expense | $411,000 | 5,086 |
| Net interest income | $2,228,000 | 4,269 |
| Provision for loan and lease losses | $-100,000 | 7,427 |
| Total noninterest income | $87,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 6,031 |
| Total noninterest expense | $2,397,000 | 3,694 |
| Salaries and employee benefits | $1,119,000 | 3,903 |
| Premises and equipment expense | $186,000 | 4,826 |
| Additional noninterest expense | $1,092,000 | 2,966 |
| Pre-tax net operating income | $18,000 | 6,112 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $17,000 | 6,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,208 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $17,000 | 6,208 |
| Net charge-offs | $-52,000 | 7,318 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 441 |
| Net operating income | $17,000 | 6,137 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 4,497 |
| Total interest expense | $216,000 | 5,074 |
| Net interest income | $1,125,000 | 4,237 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-6,000 | 7,156 |
| Total noninterest expense | $1,215,000 | 3,664 |
| Salaries and employee benefits | $567,000 | 3,887 |
| Premises and equipment expense | $95,000 | 4,843 |
| Additional noninterest expense | $553,000 | 2,931 |
| Pre-tax net operating income | $-73,000 | 6,615 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-73,000 | 6,649 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-73,000 | 6,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-73,000 | 6,649 |
| Net charge-offs | $-26,000 | 7,242 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 386 |
| Net operating income | $-73,000 | 6,633 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,815,000 | 4,411 |
| Total interest expense | $1,115,000 | 4,984 |
| Net interest income | $4,700,000 | 4,127 |
| Provision for loan and lease losses | $3,836,000 | 1,374 |
| Total noninterest income | $-444,000 | 7,479 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-541,000 | 7,410 |
| Total noninterest expense | $4,208,000 | 4,068 |
| Salaries and employee benefits | $2,284,000 | 3,844 |
| Premises and equipment expense | $357,000 | 5,022 |
| Additional noninterest expense | $1,567,000 | 3,884 |
| Pre-tax net operating income | $-3,788,000 | 7,010 |
| Securities gains (losses) | $98,000 | 2,181 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,690,000 | 7,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,690,000 | 7,070 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,690,000 | 7,070 |
| Net charge-offs | $3,034,000 | 1,461 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,847,000 | 175 |
| Net operating income | $-3,788,000 | 7,058 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 4,488 |
| Total interest expense | $861,000 | 5,075 |
| Net interest income | $3,503,000 | 4,204 |
| Provision for loan and lease losses | $1,791,000 | 1,784 |
| Total noninterest income | $-451,000 | 7,634 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $77,000 | 5,534 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-528,000 | 7,581 |
| Total noninterest expense | $3,085,000 | 4,137 |
| Salaries and employee benefits | $1,774,000 | 3,776 |
| Premises and equipment expense | $274,000 | 5,045 |
| Additional noninterest expense | $1,037,000 | 4,207 |
| Pre-tax net operating income | $-1,824,000 | 7,029 |
| Securities gains (losses) | $56,000 | 2,341 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,768,000 | 7,099 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,768,000 | 7,097 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,768,000 | 7,099 |
| Net charge-offs | $1,597,000 | 1,725 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,792,000 | 221 |
| Net operating income | $-1,824,000 | 7,079 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 4,546 |
| Total interest expense | $584,000 | 5,131 |
| Net interest income | $2,308,000 | 4,240 |
| Provision for loan and lease losses | $1,430,000 | 1,568 |
| Total noninterest income | $-382,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-433,000 | 7,693 |
| Total noninterest expense | $2,266,000 | 3,882 |
| Salaries and employee benefits | $1,191,000 | 3,782 |
| Premises and equipment expense | $178,000 | 5,137 |
| Additional noninterest expense | $897,000 | 3,487 |
| Pre-tax net operating income | $-1,770,000 | 7,220 |
| Securities gains (losses) | $22,000 | 2,328 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,748,000 | 7,298 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,748,000 | 7,297 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,748,000 | 7,298 |
| Net charge-offs | $1,498,000 | 1,365 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,781,000 | 153 |
| Net operating income | $-1,770,000 | 7,290 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 4,555 |
| Total interest expense | $292,000 | 5,254 |
| Net interest income | $1,181,000 | 4,206 |
| Provision for loan and lease losses | $407,000 | 2,049 |
| Total noninterest income | $49,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $1,106,000 | 3,992 |
| Salaries and employee benefits | $591,000 | 3,876 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $429,000 | 3,631 |
| Pre-tax net operating income | $-283,000 | 6,946 |
| Securities gains (losses) | $22,000 | 1,482 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-261,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-261,000 | 7,029 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-261,000 | 7,028 |
| Net charge-offs | $202,000 | 2,427 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 730 |
| Net operating income | $-283,000 | 7,014 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,798,000 | 4,714 |
| Total interest expense | $1,555,000 | 5,084 |
| Net interest income | $4,243,000 | 4,400 |
| Provision for loan and lease losses | $2,401,000 | 2,250 |
| Total noninterest income | $170,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $81,000 | 6,010 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $89,000 | 5,798 |
| Total noninterest expense | $5,417,000 | 3,449 |
| Salaries and employee benefits | $2,022,000 | 4,328 |
| Premises and equipment expense | $296,000 | 5,681 |
| Additional noninterest expense | $3,099,000 | 2,281 |
| Pre-tax net operating income | $-3,405,000 | 6,969 |
| Securities gains (losses) | $163,000 | 1,725 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-3,243,000 | 7,039 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,243,000 | 7,037 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,243,000 | 7,038 |
| Net charge-offs | $1,595,000 | 2,302 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,232,000 | 251 |
| Net operating income | $-3,406,000 | 7,071 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 4,872 |
| Total interest expense | $1,203,000 | 5,140 |
| Net interest income | $3,009,000 | 4,574 |
| Provision for loan and lease losses | $2,391,000 | 1,710 |
| Total noninterest income | $109,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $50,000 | 6,270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $3,602,000 | 3,815 |
| Salaries and employee benefits | $1,478,000 | 4,432 |
| Premises and equipment expense | $228,000 | 5,674 |
| Additional noninterest expense | $1,896,000 | 2,683 |
| Pre-tax net operating income | $-2,875,000 | 7,256 |
| Securities gains (losses) | $128,000 | 1,645 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-2,748,000 | 7,335 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,748,000 | 7,335 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,748,000 | 7,335 |
| Net charge-offs | $1,595,000 | 1,711 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,225,000 | 203 |
| Net operating income | $-2,876,000 | 7,344 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 5,003 |
| Total interest expense | $835,000 | 5,168 |
| Net interest income | $1,879,000 | 4,757 |
| Provision for loan and lease losses | $291,000 | 3,788 |
| Total noninterest income | $75,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $2,378,000 | 3,880 |
| Salaries and employee benefits | $980,000 | 4,493 |
| Premises and equipment expense | $148,000 | 5,782 |
| Additional noninterest expense | $1,250,000 | 2,725 |
| Pre-tax net operating income | $-715,000 | 6,826 |
| Securities gains (losses) | $128,000 | 1,306 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-588,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-588,000 | 6,842 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-588,000 | 6,842 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,180,000 | 154 |
| Net operating income | $-716,000 | 6,939 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,231 |
| Total interest expense | $403,000 | 5,373 |
| Net interest income | $866,000 | 4,999 |
| Provision for loan and lease losses | $101,000 | 3,838 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $837,000 | 4,822 |
| Salaries and employee benefits | $450,000 | 4,789 |
| Premises and equipment expense | $68,000 | 6,010 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $-34,000 | 6,433 |
| Securities gains (losses) | $51,000 | 1,295 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $11,000 | 6,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 6,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $11,000 | 6,266 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 428 |
| Net operating income | $-22,150 | 6,403 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 5,617 |
| Total interest expense | $1,666,000 | 5,743 |
| Net interest income | $3,051,000 | 5,371 |
| Provision for loan and lease losses | $399,000 | 4,150 |
| Total noninterest income | $245,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 6,786 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $206,000 | 4,777 |
| Total noninterest expense | $3,370,000 | 4,760 |
| Salaries and employee benefits | $1,828,000 | 4,738 |
| Premises and equipment expense | $275,000 | 6,005 |
| Additional noninterest expense | $1,267,000 | 4,110 |
| Pre-tax net operating income | $-473,000 | 6,749 |
| Securities gains (losses) | $87,000 | 1,236 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-386,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-386,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $455,000 | 577 |
| Net operating income | $-473,000 | 6,826 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 5,772 |
| Total interest expense | $1,232,000 | 5,902 |
| Net interest income | $2,197,000 | 5,522 |
| Provision for loan and lease losses | $269,000 | 3,748 |
| Total noninterest income | $207,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $26,000 | 6,896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 4,627 |
| Total noninterest expense | $2,483,000 | 4,776 |
| Salaries and employee benefits | $1,416,000 | 4,661 |
| Premises and equipment expense | $204,000 | 6,041 |
| Additional noninterest expense | $863,000 | 4,333 |
| Pre-tax net operating income | $-348,000 | 7,150 |
| Securities gains (losses) | $71,000 | 1,185 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-277,000 | 6,994 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-277,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 450 |
| Net operating income | $-348,000 | 7,214 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 5,985 |
| Total interest expense | $731,000 | 6,276 |
| Net interest income | $1,416,000 | 5,626 |
| Provision for loan and lease losses | $241,000 | 2,853 |
| Total noninterest income | $154,000 | 5,935 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $140,000 | 4,423 |
| Total noninterest expense | $1,621,000 | 4,874 |
| Salaries and employee benefits | $930,000 | 4,748 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $555,000 | 4,418 |
| Pre-tax net operating income | $-292,000 | 7,431 |
| Securities gains (losses) | $71,000 | 1,196 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-221,000 | 7,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-221,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 340 |
| Net operating income | $-292,000 | 7,497 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 6,156 |
| Total interest expense | $392,000 | 6,287 |
| Net interest income | $637,000 | 5,944 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $110,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,679 |
| Total noninterest expense | $776,000 | 5,022 |
| Salaries and employee benefits | $459,000 | 4,824 |
| Premises and equipment expense | $69,000 | 6,080 |
| Additional noninterest expense | $248,000 | 4,714 |
| Pre-tax net operating income | $-144,000 | 7,655 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-144,000 | 7,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-144,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 407 |
| Net operating income | $-144,000 | 7,704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 6,805 |
| Total interest expense | $1,303,000 | 6,714 |
| Net interest income | $1,749,000 | 6,814 |
| Provision for loan and lease losses | $276,000 | 3,341 |
| Total noninterest income | $81,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $16,000 | 7,213 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $65,000 | 6,796 |
| Total noninterest expense | $2,703,000 | 5,347 |
| Salaries and employee benefits | $1,612,000 | 5,077 |
| Premises and equipment expense | $259,000 | 6,165 |
| Additional noninterest expense | $832,000 | 5,220 |
| Pre-tax net operating income | $-1,149,000 | 8,093 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,149,000 | 8,149 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,149,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 667 |
| Net operating income | $-1,149,000 | 8,137 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 6,996 |
| Total interest expense | $893,000 | 6,911 |
| Net interest income | $1,239,000 | 6,979 |
| Provision for loan and lease losses | $151,000 | 3,458 |
| Total noninterest income | $63,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $1,856,000 | 5,598 |
| Salaries and employee benefits | $1,078,000 | 5,411 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $585,000 | 5,378 |
| Pre-tax net operating income | $-705,000 | 8,188 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-705,000 | 8,232 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-705,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 594 |
| Net operating income | $-705,000 | 8,223 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 7,282 |
| Total interest expense | $473,000 | 7,307 |
| Net interest income | $779,000 | 7,149 |
| Provision for loan and lease losses | $115,000 | 3,098 |
| Total noninterest income | $43,000 | 7,805 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,000 | 6,715 |
| Total noninterest expense | $1,154,000 | 5,839 |
| Salaries and employee benefits | $668,000 | 5,703 |
| Premises and equipment expense | $129,000 | 6,193 |
| Additional noninterest expense | $357,000 | 5,635 |
| Pre-tax net operating income | $-447,000 | 8,267 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-447,000 | 8,300 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-447,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 542 |
| Net operating income | $-447,000 | 8,293 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,554 |
| Total interest expense | $174,000 | 7,756 |
| Net interest income | $367,000 | 7,305 |
| Provision for loan and lease losses | $51,000 | 3,056 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $556,000 | 5,983 |
| Salaries and employee benefits | $311,000 | 5,936 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $181,000 | 5,576 |
| Pre-tax net operating income | $-224,000 | 8,329 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-224,000 | 8,356 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-224,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 433 |
| Net operating income | $-224,000 | 8,346 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,495 |
| Total interest expense | $169,000 | 8,460 |
| Net interest income | $450,000 | 8,449 |
| Provision for loan and lease losses | $159,000 | 3,970 |
| Total noninterest income | $162,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $160,000 | 5,503 |
| Total noninterest expense | $1,635,000 | 6,674 |
| Salaries and employee benefits | $901,000 | 6,655 |
| Premises and equipment expense | $201,000 | 6,728 |
| Additional noninterest expense | $533,000 | 6,389 |
| Pre-tax net operating income | $-1,182,000 | 8,469 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,182,000 | 8,500 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,182,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $12,312,000 | 175 |
| Net operating income | $-1,182,000 | 8,494 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $201,000 | 8,683 |
| Total interest expense | $51,000 | 8,625 |
| Net interest income | $150,000 | 8,669 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $152,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,098 |
| Total noninterest expense | $1,094,000 | 6,974 |
| Salaries and employee benefits | $610,000 | 6,898 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $347,000 | 6,738 |
| Pre-tax net operating income | $-846,000 | 8,547 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-846,000 | 8,578 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-846,000 | 8,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $12,248,000 | 131 |
| Net operating income | $-846,000 | 8,570 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.