Home > San Diego National Bank > Income and Expense
San Diego National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $115,778,000 | 243 |
| Total interest expense | $45,154,000 | 208 |
| Net interest income | $70,624,000 | 259 |
| Provision for loan and lease losses | $102,500,000 | 128 |
| Total noninterest income | $3,883,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,303,000 | 993 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,580,000 | 969 |
| Total noninterest expense | $55,173,000 | 315 |
| Salaries and employee benefits | $23,519,000 | 317 |
| Premises and equipment expense | $9,072,000 | 235 |
| Additional noninterest expense | $22,582,000 | 318 |
| Pre-tax net operating income | $-83,166,000 | 8,021 |
| Securities gains (losses) | $805,000 | 460 |
| Applicable income taxes | $-32,152,000 | 8,046 |
| Income before extraordinary items | $-50,209,000 | 7,988 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-50,209,000 | 7,987 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-50,209,000 | 7,987 |
| Net charge-offs | $50,275,000 | 167 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-50,724,200 | 7,989 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $80,003,000 | 244 |
| Total interest expense | $30,171,000 | 220 |
| Net interest income | $49,832,000 | 248 |
| Provision for loan and lease losses | $83,000,000 | 110 |
| Total noninterest income | $2,329,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $847,000 | 1,002 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,482,000 | 1,111 |
| Total noninterest expense | $37,144,000 | 313 |
| Salaries and employee benefits | $16,437,000 | 304 |
| Premises and equipment expense | $6,051,000 | 239 |
| Additional noninterest expense | $14,656,000 | 333 |
| Pre-tax net operating income | $-67,983,000 | 8,124 |
| Securities gains (losses) | $84,000 | 1,604 |
| Applicable income taxes | $-27,222,000 | 8,144 |
| Income before extraordinary items | $-40,677,000 | 8,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,677,000 | 8,097 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-40,677,000 | 8,098 |
| Net charge-offs | $29,206,000 | 180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-40,730,760 | 8,093 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $41,404,000 | 243 |
| Total interest expense | $15,081,000 | 231 |
| Net interest income | $26,323,000 | 237 |
| Provision for loan and lease losses | $46,500,000 | 109 |
| Total noninterest income | $1,268,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $428,000 | 965 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $840,000 | 970 |
| Total noninterest expense | $17,039,000 | 317 |
| Salaries and employee benefits | $8,482,000 | 294 |
| Premises and equipment expense | $3,059,000 | 238 |
| Additional noninterest expense | $5,498,000 | 354 |
| Pre-tax net operating income | $-35,948,000 | 8,181 |
| Securities gains (losses) | $84,000 | 1,083 |
| Applicable income taxes | $-14,262,000 | 8,195 |
| Income before extraordinary items | $-21,602,000 | 8,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-21,602,000 | 8,162 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-21,602,000 | 8,162 |
| Net charge-offs | $262,000 | 1,903 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-21,655,760 | 8,161 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $180,694,000 | 234 |
| Total interest expense | $73,033,000 | 238 |
| Net interest income | $107,661,000 | 234 |
| Provision for loan and lease losses | $24,000,000 | 324 |
| Total noninterest income | $4,314,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,698,000 | 1,049 |
| Trading account gains and fees | $5,165,000 | 51 |
| Additional Noninterest Income | $-2,549,000 | 8,287 |
| Total noninterest expense | $65,112,000 | 334 |
| Salaries and employee benefits | $33,648,000 | 284 |
| Premises and equipment expense | $11,073,000 | 256 |
| Additional noninterest expense | $20,391,000 | 388 |
| Pre-tax net operating income | $22,863,000 | 250 |
| Securities gains (losses) | $-189,007,000 | 8,291 |
| Applicable income taxes | $-68,499,000 | 8,274 |
| Income before extraordinary items | $-97,645,000 | 8,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-97,645,000 | 8,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,366,000 | 1,646 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $23,319,480 | 197 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $133,471,000 | 248 |
| Total interest expense | $55,687,000 | 245 |
| Net interest income | $77,784,000 | 253 |
| Provision for loan and lease losses | $24,000,000 | 217 |
| Total noninterest income | $6,931,000 | 667 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,286,000 | 1,054 |
| Trading account gains and fees | $5,115,000 | 45 |
| Additional Noninterest Income | $530,000 | 2,722 |
| Total noninterest expense | $44,028,000 | 367 |
| Salaries and employee benefits | $23,543,000 | 325 |
| Premises and equipment expense | $8,147,000 | 269 |
| Additional noninterest expense | $12,338,000 | 424 |
| Pre-tax net operating income | $16,687,000 | 318 |
| Securities gains (losses) | $-178,940,000 | 8,372 |
| Applicable income taxes | $-68,020,000 | 8,365 |
| Income before extraordinary items | $-94,233,000 | 8,343 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-94,233,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,048 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $20,288,600 | 212 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $87,060,000 | 262 |
| Total interest expense | $38,169,000 | 250 |
| Net interest income | $48,891,000 | 266 |
| Provision for loan and lease losses | $10,500,000 | 261 |
| Total noninterest income | $7,107,000 | 498 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $863,000 | 1,022 |
| Trading account gains and fees | $4,984,000 | 43 |
| Additional Noninterest Income | $1,260,000 | 1,197 |
| Total noninterest expense | $31,461,000 | 336 |
| Salaries and employee benefits | $15,669,000 | 329 |
| Premises and equipment expense | $5,303,000 | 277 |
| Additional noninterest expense | $10,489,000 | 351 |
| Pre-tax net operating income | $14,037,000 | 287 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,135,000 | 299 |
| Income before extraordinary items | $9,902,000 | 293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,902,000 | 292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,515 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $9,902,000 | 289 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $42,778,000 | 274 |
| Total interest expense | $20,023,000 | 262 |
| Net interest income | $22,755,000 | 280 |
| Provision for loan and lease losses | $3,000,000 | 301 |
| Total noninterest income | $3,738,000 | 490 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $447,000 | 966 |
| Trading account gains and fees | $2,750,000 | 45 |
| Additional Noninterest Income | $541,000 | 1,332 |
| Total noninterest expense | $15,046,000 | 349 |
| Salaries and employee benefits | $7,922,000 | 332 |
| Premises and equipment expense | $2,569,000 | 291 |
| Additional noninterest expense | $4,555,000 | 365 |
| Pre-tax net operating income | $8,447,000 | 265 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,655,000 | 259 |
| Income before extraordinary items | $5,792,000 | 281 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,792,000 | 281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,792,000 | 271 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $182,620,000 | 267 |
| Total interest expense | $86,506,000 | 264 |
| Net interest income | $96,114,000 | 269 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $585,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,490,000 | 1,192 |
| Trading account gains and fees | $-3,275,000 | 8,513 |
| Additional Noninterest Income | $2,370,000 | 1,213 |
| Total noninterest expense | $51,439,000 | 397 |
| Salaries and employee benefits | $28,581,000 | 356 |
| Premises and equipment expense | $9,408,000 | 300 |
| Additional noninterest expense | $13,450,000 | 466 |
| Pre-tax net operating income | $45,260,000 | 247 |
| Securities gains (losses) | $-636,000 | 8,394 |
| Applicable income taxes | $17,230,000 | 221 |
| Income before extraordinary items | $27,394,000 | 284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $27,394,000 | 281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,617,000 | 248 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $27,801,040 | 279 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $137,996,000 | 265 |
| Total interest expense | $64,952,000 | 266 |
| Net interest income | $73,044,000 | 259 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $3,177,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $939,000 | 1,404 |
| Trading account gains and fees | $334,000 | 91 |
| Additional Noninterest Income | $1,904,000 | 1,162 |
| Total noninterest expense | $37,234,000 | 405 |
| Salaries and employee benefits | $20,903,000 | 365 |
| Premises and equipment expense | $7,267,000 | 294 |
| Additional noninterest expense | $9,064,000 | 486 |
| Pre-tax net operating income | $38,987,000 | 244 |
| Securities gains (losses) | $-358,000 | 8,424 |
| Applicable income taxes | $15,470,000 | 208 |
| Income before extraordinary items | $23,159,000 | 283 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $23,159,000 | 281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $23,388,120 | 279 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $88,630,000 | 284 |
| Total interest expense | $42,961,000 | 274 |
| Net interest income | $45,669,000 | 286 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,980,000 | 1,337 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $602,000 | 1,468 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,378,000 | 1,119 |
| Total noninterest expense | $24,441,000 | 421 |
| Salaries and employee benefits | $13,867,000 | 378 |
| Premises and equipment expense | $4,900,000 | 293 |
| Additional noninterest expense | $5,674,000 | 516 |
| Pre-tax net operating income | $23,208,000 | 282 |
| Securities gains (losses) | $-63,000 | 8,341 |
| Applicable income taxes | $9,291,000 | 243 |
| Income before extraordinary items | $13,854,000 | 325 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,854,000 | 324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $13,894,320 | 322 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $45,743,000 | 271 |
| Total interest expense | $21,562,000 | 273 |
| Net interest income | $24,181,000 | 266 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $774,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $296,000 | 1,449 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $478,000 | 1,412 |
| Total noninterest expense | $11,994,000 | 425 |
| Salaries and employee benefits | $6,779,000 | 388 |
| Premises and equipment expense | $2,465,000 | 291 |
| Additional noninterest expense | $2,750,000 | 518 |
| Pre-tax net operating income | $12,961,000 | 268 |
| Securities gains (losses) | $-60,000 | 8,516 |
| Applicable income taxes | $5,188,000 | 226 |
| Income before extraordinary items | $7,713,000 | 306 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,713,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $7,751,400 | 302 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $178,112,000 | 263 |
| Total interest expense | $73,850,000 | 264 |
| Net interest income | $104,262,000 | 249 |
| Provision for loan and lease losses | $-1,400,000 | 8,640 |
| Total noninterest income | $2,932,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,134,000 | 1,560 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,798,000 | 1,465 |
| Total noninterest expense | $45,758,000 | 425 |
| Salaries and employee benefits | $25,426,000 | 388 |
| Premises and equipment expense | $8,947,000 | 291 |
| Additional noninterest expense | $11,385,000 | 501 |
| Pre-tax net operating income | $62,836,000 | 223 |
| Securities gains (losses) | $2,716,000 | 87 |
| Applicable income taxes | $25,880,000 | 187 |
| Income before extraordinary items | $39,672,000 | 239 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $39,672,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $840,000 | 805 |
| Cash dividends | $50,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $37,933,760 | 249 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $127,416,000 | 281 |
| Total interest expense | $52,199,000 | 286 |
| Net interest income | $75,217,000 | 267 |
| Provision for loan and lease losses | $-1,400,000 | 8,706 |
| Total noninterest income | $2,124,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $837,000 | 1,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,287,000 | 1,511 |
| Total noninterest expense | $34,119,000 | 432 |
| Salaries and employee benefits | $18,960,000 | 400 |
| Premises and equipment expense | $6,775,000 | 303 |
| Additional noninterest expense | $8,384,000 | 516 |
| Pre-tax net operating income | $44,622,000 | 254 |
| Securities gains (losses) | $-3,541,000 | 8,710 |
| Applicable income taxes | $16,552,000 | 233 |
| Income before extraordinary items | $24,529,000 | 307 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $24,529,000 | 306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $20,000,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $26,795,240 | 283 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $82,121,000 | 289 |
| Total interest expense | $32,942,000 | 290 |
| Net interest income | $49,179,000 | 273 |
| Provision for loan and lease losses | $-1,400,000 | 8,746 |
| Total noninterest income | $1,393,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $549,000 | 1,605 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $844,000 | 1,528 |
| Total noninterest expense | $22,916,000 | 435 |
| Salaries and employee benefits | $12,618,000 | 406 |
| Premises and equipment expense | $4,472,000 | 303 |
| Additional noninterest expense | $5,826,000 | 501 |
| Pre-tax net operating income | $29,056,000 | 263 |
| Securities gains (losses) | $-3,474,000 | 8,755 |
| Applicable income taxes | $10,313,000 | 251 |
| Income before extraordinary items | $15,269,000 | 323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,269,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $20,000,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $17,492,360 | 289 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $41,375,000 | 283 |
| Total interest expense | $15,813,000 | 285 |
| Net interest income | $25,562,000 | 267 |
| Provision for loan and lease losses | $-1,400,000 | 8,770 |
| Total noninterest income | $703,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $286,000 | 1,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $417,000 | 1,525 |
| Total noninterest expense | $12,348,000 | 404 |
| Salaries and employee benefits | $6,547,000 | 391 |
| Premises and equipment expense | $2,229,000 | 304 |
| Additional noninterest expense | $3,572,000 | 424 |
| Pre-tax net operating income | $15,317,000 | 244 |
| Securities gains (losses) | $-2,345,000 | 8,772 |
| Applicable income taxes | $5,230,000 | 244 |
| Income before extraordinary items | $7,742,000 | 310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,742,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,242,800 | 266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $150,070,000 | 280 |
| Total interest expense | $48,932,000 | 285 |
| Net interest income | $101,138,000 | 261 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,368,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,264,000 | 1,386 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,104,000 | 1,313 |
| Total noninterest expense | $45,791,000 | 415 |
| Salaries and employee benefits | $24,761,000 | 386 |
| Premises and equipment expense | $9,526,000 | 276 |
| Additional noninterest expense | $11,504,000 | 493 |
| Pre-tax net operating income | $58,715,000 | 243 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $24,323,000 | 203 |
| Income before extraordinary items | $34,393,000 | 276 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $34,393,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $25,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $34,392,360 | 274 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $110,623,000 | 270 |
| Total interest expense | $34,121,000 | 284 |
| Net interest income | $76,502,000 | 253 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,279,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $987,000 | 1,327 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,292,000 | 1,500 |
| Total noninterest expense | $34,851,000 | 411 |
| Salaries and employee benefits | $18,781,000 | 378 |
| Premises and equipment expense | $7,171,000 | 278 |
| Additional noninterest expense | $8,899,000 | 480 |
| Pre-tax net operating income | $43,930,000 | 249 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $17,641,000 | 220 |
| Income before extraordinary items | $26,289,000 | 270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $26,289,000 | 271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $25,000,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $26,289,000 | 266 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $69,223,000 | 275 |
| Total interest expense | $20,804,000 | 292 |
| Net interest income | $48,419,000 | 263 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,560,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $680,000 | 1,253 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $880,000 | 1,475 |
| Total noninterest expense | $23,772,000 | 398 |
| Salaries and employee benefits | $12,350,000 | 380 |
| Premises and equipment expense | $4,841,000 | 269 |
| Additional noninterest expense | $6,581,000 | 444 |
| Pre-tax net operating income | $26,207,000 | 264 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,518,000 | 233 |
| Income before extraordinary items | $15,689,000 | 292 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,689,000 | 292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $25,000,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,689,000 | 288 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $34,791,000 | 270 |
| Total interest expense | $9,507,000 | 298 |
| Net interest income | $25,284,000 | 250 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $979,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $367,000 | 1,135 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $612,000 | 1,159 |
| Total noninterest expense | $12,220,000 | 380 |
| Salaries and employee benefits | $6,403,000 | 364 |
| Premises and equipment expense | $2,438,000 | 267 |
| Additional noninterest expense | $3,379,000 | 430 |
| Pre-tax net operating income | $14,043,000 | 249 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,639,000 | 222 |
| Income before extraordinary items | $8,404,000 | 268 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,404,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $25,000,000 | 55 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,404,000 | 264 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $136,089,000 | 255 |
| Total interest expense | $30,481,000 | 303 |
| Net interest income | $105,608,000 | 238 |
| Provision for loan and lease losses | $3,600,000 | 329 |
| Total noninterest income | $2,896,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,705,000 | 1,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,191,000 | 1,914 |
| Total noninterest expense | $42,761,000 | 426 |
| Salaries and employee benefits | $21,545,000 | 419 |
| Premises and equipment expense | $9,008,000 | 279 |
| Additional noninterest expense | $12,208,000 | 461 |
| Pre-tax net operating income | $62,143,000 | 228 |
| Securities gains (losses) | $3,296,000 | 146 |
| Applicable income taxes | $25,564,000 | 194 |
| Income before extraordinary items | $39,875,000 | 241 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $39,875,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,414 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $37,765,560 | 239 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $99,298,000 | 262 |
| Total interest expense | $21,844,000 | 311 |
| Net interest income | $77,454,000 | 242 |
| Provision for loan and lease losses | $1,300,000 | 602 |
| Total noninterest income | $2,182,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,346,000 | 988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $836,000 | 2,016 |
| Total noninterest expense | $31,199,000 | 439 |
| Salaries and employee benefits | $15,981,000 | 426 |
| Premises and equipment expense | $6,690,000 | 284 |
| Additional noninterest expense | $8,528,000 | 486 |
| Pre-tax net operating income | $47,137,000 | 225 |
| Securities gains (losses) | $3,296,000 | 137 |
| Applicable income taxes | $20,239,000 | 188 |
| Income before extraordinary items | $30,194,000 | 241 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $30,194,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,336 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $28,084,560 | 242 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $64,905,000 | 263 |
| Total interest expense | $14,064,000 | 315 |
| Net interest income | $50,841,000 | 242 |
| Provision for loan and lease losses | $1,300,000 | 432 |
| Total noninterest income | $1,258,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $895,000 | 976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $363,000 | 2,670 |
| Total noninterest expense | $21,016,000 | 432 |
| Salaries and employee benefits | $10,567,000 | 432 |
| Premises and equipment expense | $4,580,000 | 283 |
| Additional noninterest expense | $5,869,000 | 473 |
| Pre-tax net operating income | $29,783,000 | 232 |
| Securities gains (losses) | $3,119,000 | 121 |
| Applicable income taxes | $13,199,000 | 190 |
| Income before extraordinary items | $19,703,000 | 239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,703,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,375 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $17,706,840 | 247 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $32,491,000 | 263 |
| Total interest expense | $6,980,000 | 324 |
| Net interest income | $25,511,000 | 245 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $812,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $471,000 | 884 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $341,000 | 1,717 |
| Total noninterest expense | $10,748,000 | 425 |
| Salaries and employee benefits | $5,172,000 | 448 |
| Premises and equipment expense | $2,304,000 | 290 |
| Additional noninterest expense | $3,272,000 | 432 |
| Pre-tax net operating income | $15,575,000 | 218 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $6,244,000 | 199 |
| Income before extraordinary items | $9,332,000 | 252 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,332,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,331,360 | 237 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $122,552,000 | 273 |
| Total interest expense | $32,392,000 | 308 |
| Net interest income | $90,160,000 | 264 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,574,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,449,000 | 1,202 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $125,000 | 6,148 |
| Total noninterest expense | $38,224,000 | 474 |
| Salaries and employee benefits | $18,260,000 | 487 |
| Premises and equipment expense | $7,825,000 | 322 |
| Additional noninterest expense | $12,139,000 | 477 |
| Pre-tax net operating income | $53,510,000 | 235 |
| Securities gains (losses) | $-4,589,000 | 9,167 |
| Applicable income taxes | $19,560,000 | 234 |
| Income before extraordinary items | $29,361,000 | 285 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $29,361,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,737 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $32,297,960 | 254 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $91,807,000 | 282 |
| Total interest expense | $25,577,000 | 309 |
| Net interest income | $66,230,000 | 276 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,134,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,089,000 | 1,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $28,426,000 | 488 |
| Salaries and employee benefits | $13,665,000 | 501 |
| Premises and equipment expense | $5,876,000 | 327 |
| Additional noninterest expense | $8,885,000 | 493 |
| Pre-tax net operating income | $38,938,000 | 246 |
| Securities gains (losses) | $-4,589,000 | 9,228 |
| Applicable income taxes | $13,726,000 | 251 |
| Income before extraordinary items | $20,623,000 | 309 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $20,623,000 | 310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $23,559,960 | 264 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $63,513,000 | 281 |
| Total interest expense | $18,103,000 | 301 |
| Net interest income | $45,410,000 | 267 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,474,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $712,000 | 1,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $762,000 | 1,853 |
| Total noninterest expense | $19,537,000 | 472 |
| Salaries and employee benefits | $9,072,000 | 501 |
| Premises and equipment expense | $3,860,000 | 337 |
| Additional noninterest expense | $6,605,000 | 456 |
| Pre-tax net operating income | $27,347,000 | 236 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,936,000 | 226 |
| Income before extraordinary items | $16,411,000 | 283 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $16,411,000 | 284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $16,411,000 | 258 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $30,439,000 | 298 |
| Total interest expense | $9,300,000 | 303 |
| Net interest income | $21,139,000 | 290 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $672,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $387,000 | 1,073 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $285,000 | 2,182 |
| Total noninterest expense | $9,655,000 | 473 |
| Salaries and employee benefits | $4,514,000 | 501 |
| Premises and equipment expense | $1,887,000 | 348 |
| Additional noninterest expense | $3,254,000 | 459 |
| Pre-tax net operating income | $12,156,000 | 267 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,858,000 | 250 |
| Income before extraordinary items | $7,298,000 | 302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,298,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,298,000 | 281 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $130,907,000 | 298 |
| Total interest expense | $41,753,000 | 323 |
| Net interest income | $89,154,000 | 281 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $5,537,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,285,000 | 1,259 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,252,000 | 782 |
| Total noninterest expense | $38,090,000 | 461 |
| Salaries and employee benefits | $17,051,000 | 503 |
| Premises and equipment expense | $7,545,000 | 336 |
| Additional noninterest expense | $13,494,000 | 453 |
| Pre-tax net operating income | $56,601,000 | 231 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,377,000 | 219 |
| Income before extraordinary items | $35,224,000 | 255 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $35,224,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 9,111 |
| Cash dividends | $20,000,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $35,224,000 | 243 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $138,335,000 | 310 |
| Total interest expense | $63,387,000 | 313 |
| Net interest income | $74,948,000 | 304 |
| Provision for loan and lease losses | $2,000,000 | 699 |
| Total noninterest income | $271,000 | 6,660 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,018,000 | 1,452 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-747,000 | 9,628 |
| Total noninterest expense | $30,949,000 | 541 |
| Salaries and employee benefits | $14,915,000 | 528 |
| Premises and equipment expense | $6,364,000 | 371 |
| Additional noninterest expense | $9,670,000 | 590 |
| Pre-tax net operating income | $42,270,000 | 247 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $16,825,000 | 237 |
| Income before extraordinary items | $25,445,000 | 278 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $25,445,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-161,000 | 9,545 |
| Cash dividends | $17,000,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $25,445,000 | 267 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $139,555,000 | 332 |
| Total interest expense | $60,886,000 | 366 |
| Net interest income | $78,669,000 | 292 |
| Provision for loan and lease losses | $4,800,000 | 326 |
| Total noninterest income | $2,189,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $854,000 | 1,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,335,000 | 1,519 |
| Total noninterest expense | $27,273,000 | 584 |
| Salaries and employee benefits | $12,280,000 | 586 |
| Premises and equipment expense | $5,090,000 | 448 |
| Additional noninterest expense | $9,903,000 | 585 |
| Pre-tax net operating income | $48,785,000 | 238 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $19,736,000 | 207 |
| Income before extraordinary items | $29,049,000 | 257 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $29,049,000 | 257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,418 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $29,049,000 | 253 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $107,629,000 | 380 |
| Total interest expense | $45,563,000 | 408 |
| Net interest income | $62,066,000 | 361 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,802,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $827,000 | 1,598 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $975,000 | 1,909 |
| Total noninterest expense | $24,392,000 | 651 |
| Salaries and employee benefits | $10,025,000 | 703 |
| Premises and equipment expense | $3,126,000 | 672 |
| Additional noninterest expense | $11,241,000 | 555 |
| Pre-tax net operating income | $39,476,000 | 292 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,934,000 | 264 |
| Income before extraordinary items | $22,542,000 | 335 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $22,542,000 | 335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,012,000 | 702 |
| Cash dividends | $8,000,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $22,542,000 | 328 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $96,635,000 | 416 |
| Total interest expense | $42,590,000 | 447 |
| Net interest income | $54,045,000 | 382 |
| Provision for loan and lease losses | $4,600,000 | 341 |
| Total noninterest income | $1,584,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $795,000 | 1,596 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $789,000 | 2,192 |
| Total noninterest expense | $24,616,000 | 634 |
| Salaries and employee benefits | $8,265,000 | 801 |
| Premises and equipment expense | $2,680,000 | 753 |
| Additional noninterest expense | $13,671,000 | 470 |
| Pre-tax net operating income | $26,413,000 | 352 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $11,297,000 | 323 |
| Income before extraordinary items | $15,116,000 | 414 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $15,116,000 | 413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,403 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $15,116,000 | 392 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $46,907,000 | 736 |
| Total interest expense | $21,085,000 | 784 |
| Net interest income | $25,822,000 | 702 |
| Provision for loan and lease losses | $1,600,000 | 699 |
| Total noninterest income | $1,314,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $626,000 | 2,100 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $688,000 | 2,241 |
| Total noninterest expense | $16,501,000 | 866 |
| Salaries and employee benefits | $5,497,000 | 1,197 |
| Premises and equipment expense | $1,777,000 | 1,126 |
| Additional noninterest expense | $9,227,000 | 622 |
| Pre-tax net operating income | $9,035,000 | 893 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,681,000 | 632 |
| Income before extraordinary items | $4,354,000 | 1,254 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,354,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,613 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,354,000 | 1,228 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,269,000 | 2,513 |
| Total interest expense | $3,855,000 | 3,841 |
| Net interest income | $9,414,000 | 1,896 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,160,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $633,000 | 2,136 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $527,000 | 2,820 |
| Total noninterest expense | $9,649,000 | 1,478 |
| Salaries and employee benefits | $5,140,000 | 1,302 |
| Premises and equipment expense | $1,584,000 | 1,289 |
| Additional noninterest expense | $2,925,000 | 1,778 |
| Pre-tax net operating income | $925,000 | 6,006 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $29,000 | 10,047 |
| Income before extraordinary items | $899,000 | 4,880 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $899,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,827 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $896,090 | 4,832 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,669,000 | 2,643 |
| Total interest expense | $3,190,000 | 4,494 |
| Net interest income | $9,479,000 | 1,885 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $993,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $583,000 | 2,321 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $410,000 | 3,264 |
| Total noninterest expense | $9,269,000 | 1,536 |
| Salaries and employee benefits | $4,216,000 | 1,580 |
| Premises and equipment expense | $1,407,000 | 1,460 |
| Additional noninterest expense | $3,646,000 | 1,437 |
| Pre-tax net operating income | $1,003,000 | 5,991 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $989,000 | 4,669 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $989,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,767 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $978,220 | 4,663 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,818,000 | 2,564 |
| Total interest expense | $2,866,000 | 4,127 |
| Net interest income | $8,952,000 | 2,024 |
| Provision for loan and lease losses | $1,850,000 | 610 |
| Total noninterest income | $1,697,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $633,000 | 2,139 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,064,000 | 1,769 |
| Total noninterest expense | $8,416,000 | 1,736 |
| Salaries and employee benefits | $3,799,000 | 1,773 |
| Premises and equipment expense | $1,362,000 | 1,527 |
| Additional noninterest expense | $3,255,000 | 1,688 |
| Pre-tax net operating income | $383,000 | 9,490 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $382,000 | 8,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $382,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,224,000 | 522 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $382,000 | 8,382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,929,000 | 2,585 |
| Total interest expense | $3,335,000 | 3,753 |
| Net interest income | $8,594,000 | 2,098 |
| Provision for loan and lease losses | $2,950,000 | 621 |
| Total noninterest income | $1,147,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $737,000 | 1,858 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $410,000 | 3,697 |
| Total noninterest expense | $9,016,000 | 1,684 |
| Salaries and employee benefits | $3,423,000 | 1,940 |
| Premises and equipment expense | $1,348,000 | 1,564 |
| Additional noninterest expense | $4,245,000 | 1,440 |
| Pre-tax net operating income | $-2,225,000 | 13,100 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-2,225,000 | 13,099 |
| Extraordinary gains, net | $355,000 | 612 |
| Net income | $-1,870,000 | 13,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,539,000 | 629 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,225,000 | 13,078 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,334,000 | 2,837 |
| Total interest expense | $4,018,000 | 4,062 |
| Net interest income | $8,316,000 | 2,184 |
| Provision for loan and lease losses | $1,320,000 | 1,539 |
| Total noninterest income | $1,270,000 | 2,734 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $743,000 | 1,822 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $513,000 | 3,132 |
| Total noninterest expense | $10,133,000 | 1,512 |
| Salaries and employee benefits | $3,638,000 | 1,829 |
| Premises and equipment expense | $1,254,000 | 1,691 |
| Additional noninterest expense | $5,241,000 | 1,263 |
| Pre-tax net operating income | $-1,867,000 | 13,620 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $-479,000 | 13,751 |
| Income before extraordinary items | $-1,363,000 | 13,603 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,363,000 | 13,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,220,000 | 1,387 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,381,500 | 13,547 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.