Home > San Diego Community Bank > Income and Expense
San Diego Community Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 4,315 |
| Total interest expense | $753,000 | 5,966 |
| Net interest income | $2,981,000 | 3,562 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $322,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $192,000 | 3,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 4,581 |
| Total noninterest expense | $2,319,000 | 3,549 |
| Salaries and employee benefits | $1,297,000 | 3,531 |
| Premises and equipment expense | $338,000 | 3,421 |
| Additional noninterest expense | $684,000 | 3,544 |
| Pre-tax net operating income | $984,000 | 3,828 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $363,000 | 2,770 |
| Income before extraordinary items | $621,000 | 4,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $621,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 743 |
| Net operating income | $621,000 | 4,344 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 4,371 |
| Total interest expense | $358,000 | 5,980 |
| Net interest income | $1,447,000 | 3,640 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $166,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $1,091,000 | 3,752 |
| Salaries and employee benefits | $657,000 | 3,510 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $268,000 | 4,254 |
| Pre-tax net operating income | $522,000 | 3,633 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $196,000 | 2,634 |
| Income before extraordinary items | $326,000 | 4,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $326,000 | 4,189 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 4,645 |
| Total interest expense | $1,117,000 | 6,006 |
| Net interest income | $4,777,000 | 4,093 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $659,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $352,000 | 3,831 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $307,000 | 4,284 |
| Total noninterest expense | $4,053,000 | 3,831 |
| Salaries and employee benefits | $2,462,000 | 3,530 |
| Premises and equipment expense | $537,000 | 3,973 |
| Additional noninterest expense | $1,054,000 | 4,233 |
| Pre-tax net operating income | $1,383,000 | 4,576 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $434,000 | 3,579 |
| Income before extraordinary items | $949,000 | 4,955 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $949,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $949,000 | 4,925 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 4,745 |
| Total interest expense | $793,000 | 6,035 |
| Net interest income | $3,440,000 | 4,197 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $497,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $272,000 | 3,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $225,000 | 4,353 |
| Total noninterest expense | $2,944,000 | 3,885 |
| Salaries and employee benefits | $1,796,000 | 3,575 |
| Premises and equipment expense | $365,000 | 4,246 |
| Additional noninterest expense | $783,000 | 4,244 |
| Pre-tax net operating income | $993,000 | 4,788 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $405,000 | 3,302 |
| Income before extraordinary items | $588,000 | 5,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $588,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $588,000 | 5,462 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 4,843 |
| Total interest expense | $481,000 | 6,139 |
| Net interest income | $2,200,000 | 4,311 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $335,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $1,960,000 | 3,872 |
| Salaries and employee benefits | $1,212,000 | 3,532 |
| Premises and equipment expense | $231,000 | 4,365 |
| Additional noninterest expense | $517,000 | 4,259 |
| Pre-tax net operating income | $575,000 | 5,103 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $235,000 | 3,510 |
| Income before extraordinary items | $340,000 | 5,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $340,000 | 5,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $340,000 | 5,806 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 5,069 |
| Total interest expense | $202,000 | 6,515 |
| Net interest income | $1,043,000 | 4,485 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $989,000 | 3,874 |
| Salaries and employee benefits | $628,000 | 3,437 |
| Premises and equipment expense | $117,000 | 4,378 |
| Additional noninterest expense | $244,000 | 4,430 |
| Pre-tax net operating income | $227,000 | 5,670 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $92,000 | 3,902 |
| Income before extraordinary items | $135,000 | 6,321 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $135,000 | 6,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $135,000 | 6,276 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,852 |
| Total interest expense | $434,000 | 7,555 |
| Net interest income | $3,208,000 | 5,207 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,772,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $293,000 | 4,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,479,000 | 1,655 |
| Total noninterest expense | $4,149,000 | 3,628 |
| Salaries and employee benefits | $2,271,000 | 3,611 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $1,431,000 | 3,246 |
| Pre-tax net operating income | $831,000 | 5,703 |
| Securities gains (losses) | $-60,000 | 8,630 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $763,000 | 5,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $763,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,713 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $6,485,000 | 183 |
| Net operating income | $822,400 | 5,131 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 6,206 |
| Total interest expense | $282,000 | 7,809 |
| Net interest income | $2,148,000 | 5,548 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,586,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $210,000 | 4,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,376,000 | 1,419 |
| Total noninterest expense | $3,190,000 | 3,534 |
| Salaries and employee benefits | $1,728,000 | 3,549 |
| Premises and equipment expense | $323,000 | 4,531 |
| Additional noninterest expense | $1,139,000 | 3,080 |
| Pre-tax net operating income | $544,000 | 6,121 |
| Securities gains (losses) | $-60,000 | 8,829 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $481,000 | 5,901 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $481,000 | 5,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $6,478,000 | 138 |
| Net operating income | $540,400 | 5,559 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 6,418 |
| Total interest expense | $179,000 | 7,949 |
| Net interest income | $1,341,000 | 5,764 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $956,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $148,000 | 4,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $808,000 | 1,539 |
| Total noninterest expense | $2,208,000 | 3,460 |
| Salaries and employee benefits | $1,170,000 | 3,526 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $830,000 | 2,841 |
| Pre-tax net operating income | $89,000 | 8,000 |
| Securities gains (losses) | $-36,000 | 8,878 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $52,000 | 8,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $6,478,000 | 93 |
| Net operating income | $87,280 | 7,850 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,325 |
| Total interest expense | $92,000 | 7,971 |
| Net interest income | $695,000 | 5,658 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $801,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $734,000 | 986 |
| Total noninterest expense | $1,144,000 | 3,362 |
| Salaries and employee benefits | $670,000 | 3,150 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $379,000 | 3,051 |
| Pre-tax net operating income | $352,000 | 4,425 |
| Securities gains (losses) | $-18,000 | 8,970 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $334,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $6,485,000 | 51 |
| Net operating income | $352,000 | 3,724 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 6,744 |
| Total interest expense | $438,000 | 7,986 |
| Net interest income | $2,358,000 | 6,087 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,695,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $310,000 | 4,220 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,385,000 | 1,924 |
| Total noninterest expense | $3,733,000 | 3,902 |
| Salaries and employee benefits | $1,999,000 | 3,925 |
| Premises and equipment expense | $464,000 | 4,296 |
| Additional noninterest expense | $1,270,000 | 3,567 |
| Pre-tax net operating income | $320,000 | 7,356 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $318,000 | 7,187 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $318,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,907 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $317,010 | 7,044 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 6,832 |
| Total interest expense | $333,000 | 8,105 |
| Net interest income | $1,757,000 | 6,132 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,286,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $238,000 | 4,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,048,000 | 1,986 |
| Total noninterest expense | $2,811,000 | 3,883 |
| Salaries and employee benefits | $1,444,000 | 4,044 |
| Premises and equipment expense | $354,000 | 4,233 |
| Additional noninterest expense | $1,013,000 | 3,358 |
| Pre-tax net operating income | $232,000 | 7,547 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $230,000 | 7,393 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $230,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,010 | 7,238 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 6,929 |
| Total interest expense | $222,000 | 8,192 |
| Net interest income | $1,149,000 | 6,199 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,036,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $158,000 | 4,168 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $878,000 | 1,664 |
| Total noninterest expense | $1,977,000 | 3,730 |
| Salaries and employee benefits | $995,000 | 3,930 |
| Premises and equipment expense | $245,000 | 4,111 |
| Additional noninterest expense | $737,000 | 3,096 |
| Pre-tax net operating income | $208,000 | 7,144 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $205,010 | 6,724 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 6,996 |
| Total interest expense | $108,000 | 8,326 |
| Net interest income | $567,000 | 6,249 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 4,109 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $1,001,000 | 3,664 |
| Salaries and employee benefits | $522,000 | 3,774 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $352,000 | 3,176 |
| Pre-tax net operating income | $-284,000 | 9,133 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-283,000 | 9,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-283,000 | 9,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-284,000 | 9,123 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 6,974 |
| Total interest expense | $562,000 | 8,213 |
| Net interest income | $2,319,000 | 6,151 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $1,880,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $337,000 | 3,974 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,543,000 | 1,612 |
| Total noninterest expense | $3,958,000 | 3,591 |
| Salaries and employee benefits | $2,111,000 | 3,578 |
| Premises and equipment expense | $456,000 | 4,228 |
| Additional noninterest expense | $1,391,000 | 3,154 |
| Pre-tax net operating income | $145,000 | 8,131 |
| Securities gains (losses) | $-108,000 | 9,137 |
| Applicable income taxes | $-59,000 | 9,008 |
| Income before extraordinary items | $96,000 | 8,357 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $96,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $204,000 | 7,716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 6,316 |
| Total interest expense | $1,268,000 | 7,466 |
| Net interest income | $2,777,000 | 5,348 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $2,410,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $285,000 | 4,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,125,000 | 1,187 |
| Total noninterest expense | $5,173,000 | 2,747 |
| Salaries and employee benefits | $2,102,000 | 3,450 |
| Premises and equipment expense | $499,000 | 3,870 |
| Additional noninterest expense | $2,572,000 | 1,780 |
| Pre-tax net operating income | $-6,000 | 8,742 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $111,000 | 5,875 |
| Income before extraordinary items | $-117,000 | 8,971 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-117,000 | 8,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,673 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-117,000 | 8,920 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 5,433 |
| Total interest expense | $1,524,000 | 7,106 |
| Net interest income | $3,916,000 | 4,257 |
| Provision for loan and lease losses | $-449,000 | 9,875 |
| Total noninterest income | $1,758,000 | 2,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,445,000 | 1,426 |
| Total noninterest expense | $5,348,000 | 2,544 |
| Salaries and employee benefits | $2,327,000 | 3,022 |
| Premises and equipment expense | $530,000 | 3,622 |
| Additional noninterest expense | $2,491,000 | 1,781 |
| Pre-tax net operating income | $775,000 | 5,955 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $773,000 | 5,141 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $773,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 9,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $773,000 | 5,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 5,262 |
| Total interest expense | $1,765,000 | 6,431 |
| Net interest income | $3,692,000 | 4,471 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,356,000 | 2,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $972,000 | 1,913 |
| Total noninterest expense | $7,462,000 | 1,858 |
| Salaries and employee benefits | $2,296,000 | 3,030 |
| Premises and equipment expense | $531,000 | 3,585 |
| Additional noninterest expense | $4,635,000 | 1,015 |
| Pre-tax net operating income | $-2,414,000 | 10,162 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $-2,462,000 | 10,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,462,000 | 10,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 10,088 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,462,000 | 10,166 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 5,584 |
| Total interest expense | $2,032,000 | 6,136 |
| Net interest income | $3,106,000 | 5,009 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,172,000 | 2,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 2,073 |
| Total noninterest expense | $3,673,000 | 3,464 |
| Salaries and employee benefits | $1,916,000 | 3,473 |
| Premises and equipment expense | $518,000 | 3,583 |
| Additional noninterest expense | $1,239,000 | 3,277 |
| Pre-tax net operating income | $605,000 | 6,885 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $603,000 | 6,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $603,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,658 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 602 |
| Net operating income | $603,000 | 5,933 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 6,340 |
| Total interest expense | $1,744,000 | 6,794 |
| Net interest income | $2,616,000 | 5,870 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,308,000 | 2,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $981,000 | 1,761 |
| Total noninterest expense | $3,498,000 | 3,611 |
| Salaries and employee benefits | $1,630,000 | 3,961 |
| Premises and equipment expense | $535,000 | 3,491 |
| Additional noninterest expense | $1,333,000 | 3,033 |
| Pre-tax net operating income | $426,000 | 8,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $426,000 | 7,469 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $426,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,310 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $426,000 | 7,419 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 5,992 |
| Total interest expense | $2,016,000 | 6,375 |
| Net interest income | $2,923,000 | 5,548 |
| Provision for loan and lease losses | $188,000 | 3,558 |
| Total noninterest income | $1,811,000 | 2,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,421,000 | 1,428 |
| Total noninterest expense | $3,950,000 | 3,390 |
| Salaries and employee benefits | $1,491,000 | 4,330 |
| Premises and equipment expense | $527,000 | 3,623 |
| Additional noninterest expense | $1,932,000 | 2,539 |
| Pre-tax net operating income | $596,000 | 7,439 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $34,000 | 9,971 |
| Income before extraordinary items | $562,000 | 6,496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $562,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,730 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $562,000 | 6,422 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 6,266 |
| Total interest expense | $2,009,000 | 6,446 |
| Net interest income | $2,664,000 | 6,017 |
| Provision for loan and lease losses | $848,000 | 1,085 |
| Total noninterest income | $2,180,000 | 1,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,831,000 | 1,195 |
| Total noninterest expense | $4,531,000 | 2,967 |
| Salaries and employee benefits | $1,358,000 | 4,689 |
| Premises and equipment expense | $582,000 | 3,288 |
| Additional noninterest expense | $2,591,000 | 1,934 |
| Pre-tax net operating income | $-535,000 | 11,803 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-53,000 | 11,650 |
| Income before extraordinary items | $-482,000 | 11,788 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-482,000 | 11,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,391 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-482,000 | 11,782 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 6,180 |
| Total interest expense | $1,921,000 | 5,789 |
| Net interest income | $2,539,000 | 6,393 |
| Provision for loan and lease losses | $590,000 | 1,365 |
| Total noninterest income | $2,489,000 | 1,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,134,000 | 1,079 |
| Total noninterest expense | $4,576,000 | 3,008 |
| Salaries and employee benefits | $1,828,000 | 3,568 |
| Premises and equipment expense | $836,000 | 2,422 |
| Additional noninterest expense | $1,912,000 | 2,672 |
| Pre-tax net operating income | $-138,000 | 12,222 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-116,000 | 12,171 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-116,000 | 12,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $848,000 | 974 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 616 |
| Net operating income | $-138,000 | 12,207 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,522,000 | 4,601 |
| Total interest expense | $2,933,000 | 4,192 |
| Net interest income | $3,589,000 | 4,854 |
| Provision for loan and lease losses | $1,711,000 | 902 |
| Total noninterest income | $2,140,000 | 1,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,775,000 | 1,367 |
| Total noninterest expense | $5,700,000 | 2,510 |
| Salaries and employee benefits | $2,184,000 | 2,997 |
| Premises and equipment expense | $945,000 | 2,175 |
| Additional noninterest expense | $2,571,000 | 2,169 |
| Pre-tax net operating income | $-1,682,000 | 13,054 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-222,000 | 13,050 |
| Income before extraordinary items | $-1,460,000 | 13,050 |
| Extraordinary gains, net | $423,000 | 539 |
| Net income | $-1,037,000 | 13,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,207,000 | 1,003 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 759 |
| Net operating income | $-1,460,000 | 13,016 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,336,000 | 3,743 |
| Total interest expense | $3,832,000 | 4,223 |
| Net interest income | $5,504,000 | 3,327 |
| Provision for loan and lease losses | $3,307,000 | 777 |
| Total noninterest income | $3,063,000 | 1,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,628,000 | 1,045 |
| Total noninterest expense | $5,851,000 | 2,480 |
| Salaries and employee benefits | $2,381,000 | 2,725 |
| Premises and equipment expense | $965,000 | 2,164 |
| Additional noninterest expense | $2,505,000 | 2,319 |
| Pre-tax net operating income | $-591,000 | 13,342 |
| Securities gains (losses) | $-61,000 | 13,704 |
| Applicable income taxes | $-240,000 | 13,685 |
| Income before extraordinary items | $-412,000 | 13,333 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-412,000 | 13,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,363,000 | 683 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $625,000 | 510 |
| Net operating income | $-372,960 | 13,205 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.