Home > San Clemente Federal Savings Bank > Income and Expense
San Clemente Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,739,000 | 3,580 |
| Total interest expense | $6,492,000 | 2,598 |
| Net interest income | $3,247,000 | 5,344 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $-3,783,000 | 13,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-3,783,000 | 13,965 |
| Total noninterest expense | $15,947,000 | 1,021 |
| Salaries and employee benefits | $1,614,000 | 3,965 |
| Premises and equipment expense | $3,598,000 | 679 |
| Additional noninterest expense | $10,735,000 | 729 |
| Pre-tax net operating income | $-16,483,000 | 13,907 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $-16,579,000 | 13,891 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-16,579,000 | 13,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,053,000 | 1,511 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-7,480,000 | 13,912 |
| Net operating income | $-16,588,000 | 13,874 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.