Home > San Benito Bank > Assets and Liabilities
San Benito Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $200,999,000 | 2,342 |
| Cash and due from depository institutions | $13,079,000 | 2,140 |
| Interest-bearing balances | $2,555,000 | 1,445 |
| Securities | $59,014,000 | 1,949 |
| Federal funds sold & reverse repurchase agreements | $9,640,000 | 1,001 |
| Net loans & leases | $106,386,000 | 2,760 |
| Loan loss allowance | $1,768,000 | 2,066 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,337,000 | 3,533 |
| Other real estate owned | $0 | 2,140 |
| Goodwill and other intangibles | $85,000 | 2,740 |
| All other assets | $10,458,000 | 957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,999,000 | 2,342 |
| Total liabilities | $182,531,000 | 2,344 |
| Total deposits | $181,238,000 | 2,094 |
| Interest-bearing deposits | $144,806,000 | 2,276 |
| Deposits held in domestic offices | $181,238,000 | 2,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000 | 5,680 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,276,000 | 2,666 |
| Total equity capital | $18,468,000 | 2,379 |
| Total bank equity capital | $18,468,000 | 2,379 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,628,000 | 215 |
| Surplus | $0 | 9,427 |
| Undivided profits | $2,840,000 | 5,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,109,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $655,000 | 3,593 |
| Earning assets | $177,595,000 | 2,446 |
| Long-term assets (5+ years) | $34,153,000 | 2,320 |
| Average Assets, year-to-date | $187,193,000 | 2,408 |
| Average Assets, quarterly | $200,502,000 | 2,314 |
| Volatile liabilities | $41,415,000 | 1,934 |
| Insider loans | $2,304,000 | 1,973 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,315,000 | 621 |
| Unused loan commitments | $35,413,000 | 1,542 |
| Tier 1 (core) risk-based capital | $18,701,000 | 2,352 |
| Tier 2 risk-based capital | $1,762,030 | 1,903 |
| Total risk weighted assets | $138,113,430 | 2,221 |
| Total unused commitments | $35,413,000 | 1,544 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $175,436,000 | 2,613 |
| Cash and due from depository institutions | $13,300,000 | 2,333 |
| Interest-bearing balances | $4,040,000 | 1,432 |
| Securities | $61,497,000 | 1,887 |
| Federal funds sold & reverse repurchase agreements | $5,595,000 | 3,067 |
| Net loans & leases | $85,970,000 | 3,157 |
| Loan loss allowance | $1,203,000 | 2,823 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,583,000 | 3,127 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $83,000 | 2,735 |
| All other assets | $6,408,000 | 1,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,436,000 | 2,613 |
| Total liabilities | $159,126,000 | 2,605 |
| Total deposits | $158,092,000 | 2,405 |
| Interest-bearing deposits | $126,512,000 | 2,562 |
| Deposits held in domestic offices | $158,092,000 | 2,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $142,000 | 4,697 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $892,000 | 3,846 |
| Total equity capital | $16,310,000 | 2,759 |
| Total bank equity capital | $16,310,000 | 2,759 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $14,845,000 | 235 |
| Surplus | $0 | 9,669 |
| Undivided profits | $1,465,000 | 7,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $614,000 | 3,790 |
| Earning assets | $157,102,000 | 2,695 |
| Long-term assets (5+ years) | $34,726,000 | 2,128 |
| Average Assets, year-to-date | $154,868,400 | 2,793 |
| Average Assets, quarterly | $170,489,500 | 2,645 |
| Volatile liabilities | $33,065,000 | 1,989 |
| Insider loans | $2,978,000 | 1,447 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $707,000 | 1,159 |
| Unused loan commitments | $34,818,000 | 1,484 |
| Tier 1 (core) risk-based capital | $16,157,000 | 2,650 |
| Tier 2 risk-based capital | $1,203,000 | 2,560 |
| Total risk weighted assets | $114,470,500 | 2,495 |
| Total unused commitments | $34,818,000 | 1,490 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $135,612,000 | 3,269 |
| Cash and due from depository institutions | $7,256,000 | 2,600 |
| Interest-bearing balances | $991,000 | 2,487 |
| Securities | $44,370,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,221 |
| Net loans & leases | $70,925,000 | 3,781 |
| Loan loss allowance | $1,112,000 | 3,070 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,622,000 | 3,030 |
| Other real estate owned | $169,000 | 2,600 |
| Goodwill and other intangibles | $51,000 | 2,940 |
| All other assets | $4,019,000 | 1,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,612,000 | 3,269 |
| Total liabilities | $121,381,000 | 3,277 |
| Total deposits | $119,921,000 | 3,105 |
| Interest-bearing deposits | $99,395,000 | 3,207 |
| Deposits held in domestic offices | $119,921,000 | 3,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $802,000 | 3,712 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $658,000 | 4,905 |
| Total equity capital | $14,231,000 | 3,122 |
| Total bank equity capital | $14,231,000 | 3,122 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $11,436,000 | 304 |
| Surplus | $0 | 10,084 |
| Undivided profits | $2,795,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $572,000 | 4,139 |
| Earning assets | $122,486,000 | 3,327 |
| Long-term assets (5+ years) | $14,606,000 | 3,429 |
| Average Assets, year-to-date | $123,722,000 | 3,383 |
| Average Assets, quarterly | $132,157,500 | 3,305 |
| Volatile liabilities | $21,242,000 | 2,855 |
| Insider loans | $3,007,000 | 1,421 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $95,000 | 1,441 |
| Unused loan commitments | $29,436,000 | 1,591 |
| Tier 1 (core) risk-based capital | $14,142,000 | 3,000 |
| Tier 2 risk-based capital | $1,112,000 | 2,665 |
| Total risk weighted assets | $91,162,300 | 3,029 |
| Total unused commitments | $29,436,000 | 1,594 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 54 | 3,490 |
| Assets and Liabilities | ||
| Total Assets: | $113,843,000 | 3,924 |
| Cash and due from depository institutions | $4,398,000 | 3,490 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $43,191,000 | 2,792 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 4,738 |
| Net loans & leases | $58,737,000 | 4,444 |
| Loan loss allowance | $1,023,000 | 3,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,164,000 | 3,558 |
| Other real estate owned | $296,000 | 3,490 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,947,000 | 2,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,843,000 | 3,924 |
| Total liabilities | $101,403,000 | 3,966 |
| Total deposits | $100,636,000 | 3,757 |
| Interest-bearing deposits | $83,877,000 | 3,874 |
| Deposits held in domestic offices | $100,636,000 | 3,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $322,000 | 4,250 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $445,000 | 6,416 |
| Total equity capital | $12,440,000 | 3,558 |
| Total bank equity capital | $12,440,000 | 3,558 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $8,879,000 | 431 |
| Surplus | $0 | 10,586 |
| Undivided profits | $3,561,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $462,000 | 5,020 |
| Earning assets | $104,038,000 | 3,953 |
| Long-term assets (5+ years) | $14,638,000 | 3,315 |
| Average Assets, year-to-date | $107,765,600 | 3,981 |
| Average Assets, quarterly | $112,225,500 | 3,929 |
| Volatile liabilities | $15,541,000 | 3,524 |
| Insider loans | $2,588,000 | 1,657 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,312,000 | 2,286 |
| Tier 1 (core) risk-based capital | $12,424,000 | 3,462 |
| Tier 2 risk-based capital | $952,000 | 3,113 |
| Total risk weighted assets | $76,088,600 | 3,577 |
| Total unused commitments | $17,312,000 | 2,301 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $105,344,000 | 4,216 |
| Cash and due from depository institutions | $5,085,000 | 3,786 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $42,794,000 | 2,950 |
| Federal funds sold & reverse repurchase agreements | $1,490,000 | 6,408 |
| Net loans & leases | $51,174,000 | 4,893 |
| Loan loss allowance | $1,071,000 | 3,327 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,333,000 | 3,223 |
| Other real estate owned | $317,000 | 3,786 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,151,000 | 3,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,344,000 | 4,216 |
| Total liabilities | $94,502,000 | 4,225 |
| Total deposits | $93,530,000 | 4,060 |
| Interest-bearing deposits | $76,793,000 | 4,246 |
| Deposits held in domestic offices | $93,530,000 | 4,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $519,000 | 3,397 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $453,000 | 6,620 |
| Total equity capital | $10,842,000 | 4,027 |
| Total bank equity capital | $10,842,000 | 4,027 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,107,000 | 534 |
| Surplus | $0 | 11,041 |
| Undivided profits | $3,735,000 | 5,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $372,000 | 6,153 |
| Earning assets | $95,458,000 | 4,274 |
| Long-term assets (5+ years) | $11,336,000 | 3,724 |
| Average Assets, year-to-date | $96,645,000 | 4,388 |
| Average Assets, quarterly | $103,823,500 | 4,227 |
| Volatile liabilities | $11,224,000 | 4,219 |
| Insider loans | $2,491,000 | 1,746 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,808,000 | 2,733 |
| Tier 1 (core) risk-based capital | $10,794,000 | 3,916 |
| Tier 2 risk-based capital | $819,680 | 3,502 |
| Total risk weighted assets | $65,323,280 | 4,010 |
| Total unused commitments | $12,808,000 | 2,744 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $90,809,000 | 4,751 |
| Cash and due from depository institutions | $4,832,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,561,000 | 4,316 |
| Federal funds sold & reverse repurchase agreements | $2,545,000 | 3,197 |
| Net loans & leases | $49,821,000 | 4,921 |
| Loan loss allowance | $981,000 | 3,670 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,012,000 | 3,638 |
| Other real estate owned | $359,000 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,679,000 | 4,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,809,000 | 4,751 |
| Total liabilities | $81,360,000 | 4,798 |
| Total deposits | $80,574,000 | 4,614 |
| Interest-bearing deposits | $66,745,000 | 4,772 |
| Deposits held in domestic offices | $80,574,000 | 4,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $378,000 | 3,992 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $408,000 | 6,004 |
| Total equity capital | $9,449,000 | 4,291 |
| Total bank equity capital | $9,449,000 | 4,291 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,623,000 | 669 |
| Surplus | $0 | 11,565 |
| Undivided profits | $3,826,000 | 5,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $365,000 | 5,616 |
| Earning assets | $81,927,000 | 4,831 |
| Long-term assets (5+ years) | $4,275,000 | 6,441 |
| Average Assets, year-to-date | $85,215,400 | 4,915 |
| Average Assets, quarterly | $88,285,000 | 4,844 |
| Volatile liabilities | $5,963,000 | 6,107 |
| Insider loans | $2,574,000 | 1,637 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,636,000 | 3,005 |
| Tier 1 (core) risk-based capital | $9,472,000 | 4,337 |
| Tier 2 risk-based capital | $751,650 | 3,758 |
| Total risk weighted assets | $59,902,550 | 4,241 |
| Total unused commitments | $10,636,000 | 3,015 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $81,988,000 | 5,296 |
| Cash and due from depository institutions | $2,801,000 | 5,435 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $20,065,000 | 6,124 |
| Federal funds sold & reverse repurchase agreements | $2,205,000 | 5,408 |
| Net loans & leases | $53,372,000 | 4,530 |
| Loan loss allowance | $869,000 | 4,187 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,847,000 | 3,906 |
| Other real estate owned | $411,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,287,000 | 5,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,988,000 | 5,296 |
| Total liabilities | $73,794,000 | 5,340 |
| Total deposits | $73,191,000 | 5,173 |
| Interest-bearing deposits | $61,164,000 | 5,370 |
| Deposits held in domestic offices | $73,191,000 | 5,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $362,000 | 3,627 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $241,000 | 8,500 |
| Total equity capital | $8,194,000 | 4,905 |
| Total bank equity capital | $8,194,000 | 4,905 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,055,000 | 930 |
| Surplus | $341,000 | 11,084 |
| Undivided profits | $3,798,000 | 5,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 7,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $368,000 | 5,039 |
| Earning assets | $75,742,000 | 5,279 |
| Long-term assets (5+ years) | $5,951,000 | 5,912 |
| Average Assets, year-to-date | $78,201,600 | 5,391 |
| Average Assets, quarterly | $81,232,500 | 5,294 |
| Volatile liabilities | $3,901,000 | 7,416 |
| Insider loans | $3,170,000 | 1,311 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,601,000 | 2,975 |
| Tier 1 (core) risk-based capital | $8,194,000 | 4,813 |
| Tier 2 risk-based capital | $767,250 | 3,653 |
| Total risk weighted assets | $61,278,250 | 4,103 |
| Total unused commitments | $10,601,000 | 2,994 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $76,172,000 | 5,715 |
| Cash and due from depository institutions | $3,749,000 | 5,527 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $18,366,000 | 6,443 |
| Federal funds sold & reverse repurchase agreements | $2,295,000 | 5,997 |
| Net loans & leases | $47,850,000 | 4,973 |
| Loan loss allowance | $812,000 | 4,434 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,971,000 | 3,663 |
| Other real estate owned | $903,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,038,000 | 6,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,172,000 | 5,715 |
| Total liabilities | $69,039,000 | 5,734 |
| Total deposits | $68,138,000 | 5,627 |
| Interest-bearing deposits | $58,356,000 | 5,701 |
| Deposits held in domestic offices | $68,138,000 | 5,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $652,000 | 2,921 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $249,000 | 9,062 |
| Total equity capital | $7,133,000 | 5,298 |
| Total bank equity capital | $7,133,000 | 5,298 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,522,000 | 1,112 |
| Surplus | $341,000 | 11,459 |
| Undivided profits | $3,270,000 | 5,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 7,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $287,000 | 6,741 |
| Earning assets | $68,611,000 | 5,777 |
| Long-term assets (5+ years) | $5,239,000 | 6,350 |
| Average Assets, year-to-date | $69,131,200 | 6,051 |
| Average Assets, quarterly | $73,745,500 | 5,822 |
| Volatile liabilities | $5,055,000 | 6,532 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $657,000 | 838 |
| Unused loan commitments | $9,677,000 | 3,029 |
| Tier 1 (core) risk-based capital | $7,133,000 | 5,236 |
| Tier 2 risk-based capital | $718,110 | 3,874 |
| Total risk weighted assets | $57,355,110 | 4,388 |
| Total unused commitments | $9,677,000 | 3,044 |
| Derivatives | $0 | 651 |