Home > Salisbury Bank and Trust Company > Net charge- offs to loans
Salisbury Bank and Trust Company, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4875% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4875% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3411% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3411% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0281% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1090% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3550% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0585% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0585% | 2,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0369% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1490% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5026% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0609% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0656% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0656% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2311% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7929% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1073% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1636% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7498% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 3,909 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 4,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0821% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1737% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1737% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 3,981 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0478% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2634% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2634% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4246% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4246% | 762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0029% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0029% | 399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1159% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8191% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4980% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4980% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1554% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 3,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6630% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6630% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2326% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0810% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 3,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 4,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 4,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1111% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1111% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1559% | 4,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1076% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8122% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3234% | 4,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3234% | 4,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0690% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0778% | 4,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2084% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0534% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0534% | 2,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1330% | 5,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1300% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3251% | 5,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1851% | 4,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0867% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2726% | 5,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2679% | 5,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6709% | 5,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3450% | 4,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0947% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2445% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2445% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0294% | 4,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0294% | 4,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1800% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1800% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.1400% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0848% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 4,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0621% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0621% | 3,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1272% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0150% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0272% | 3,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0272% | 3,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1316% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 3,748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0977% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0809% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0809% | 2,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2628% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1343% | 4,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1572% | 2,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1942% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.2254% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0795% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0223% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2321% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1229% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2454% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2956% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4247% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4247% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1813% | 996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.2891% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0765% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0299% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2172% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4064% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6035% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6035% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1875% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 0.2984% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1154% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0451% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2364% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2017% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2407% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6620% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5851% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5851% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0479% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1790% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.3039% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2358% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4153% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4066% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4066% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1682% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.2788% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0394% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1884% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3315% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3604% | 5,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6658% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6658% | 1,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2184% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.1754% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0523% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2018% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2242% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4759% | 5,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3707% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2817% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2079% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0778% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3162% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3570% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7010% | 5,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1249% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1249% | 2,441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4723% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 4,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0604% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4373% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3790% | 6,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2733% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2733% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4564% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.4354% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 1,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5524% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 2,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1564% | 5,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1564% | 5,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1174% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 3,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.5352% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 1,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2097% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 2,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 4,966 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2496% | 5,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2496% | 5,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1264% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.7946% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1103% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 2,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4038% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 5,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3277% | 5,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3277% | 5,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1734% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2178% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7638% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2198% | 5,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2198% | 5,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2917% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1771% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1867% | 2,409 |
| Percentage Net Loans Charged-off:Construction & development | 1.2230% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 1,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1074% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1118% | 1,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 2,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1588% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1588% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0626% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 1.6811% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1026% | 1,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1248% | 2,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1221% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0851% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 2.0906% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1538% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 2,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9668% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1304% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.8177% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0054% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0054% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2699% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2051% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 1.2344% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 3,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 3,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3388% | 1,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6079% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7678% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7678% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6049% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2055% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | 1.5154% | 1,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 2,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1313% | 3,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4191% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 3,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9219% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9216% | 1,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2940% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 3,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.3470% | 1,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 6,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4469% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0615% | 3,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0398% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0398% | 1,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3424% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 3,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.6628% | 1,071 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 6,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 2,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2083% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3591% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3690% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3690% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0790% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3497% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2906% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 1.3561% | 1,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3188% | 2,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1638% | 3,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1946% | 3,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5493% | 2,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4337% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2075% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4055% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2751% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2143% | 3,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.7826% | 2,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3491% | 1,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 3,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2927% | 2,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4225% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0661% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4515% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3412% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2286% | 3,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.6046% | 1,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4561% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 3,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 3,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6474% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5669% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8863% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4265% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3194% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 1.1888% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4260% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1867% | 2,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2225% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8934% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7613% | 1,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2627% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1414% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.1444% | 3,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4612% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4032% | 3,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0592% | 5,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3777% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 5,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4357% | 1,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3308% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 5,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 4,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3822% | 1,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1903% | 3,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2366% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4046% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 6,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 5,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1440% | 409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 4,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 1,646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3678% | 4,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5136% | 4,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8835% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 5,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 4,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8669% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2371% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4458% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 3,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0721% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 4,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 3,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3686% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6942% | 2,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9395% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2074% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 3,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 3,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7643% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4511% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2749% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8750% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3571% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8026% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6160% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2935% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2890% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8565% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0276% | 5,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0958% | 7,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8948% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6110% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9430% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 5,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 7,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2715% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9179% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8309% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 6,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 7,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 7,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0319% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 3,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 4,853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5545% | 1,065 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5193% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 5,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0311% | 7,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3728% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3916% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 3,994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9325% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2570% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 4,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1529% | 7,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1860% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3060% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3749% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 5,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1347% | 2,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5222% | 2,779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1269% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1012% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2018% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3566% | 3,167 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4384% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2562% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 3,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3327% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6325% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3218% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1292% | 7,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7160% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4746% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0740% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 3,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7736% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6703% | 938 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2022% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 5,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4296% | 3,422 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1009% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4766% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8802% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2071% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5365% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5871% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7605% | 7,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 5,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3613% | 4,510 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8277% | 1,002 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8177% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 5,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3400% | 4,166 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4498% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4440% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 5,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4887% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0873% | 1,132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0220% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4305% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0754% | 5,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6018% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5647% | 3,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9289% | 1,548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6316% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1108% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0221% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6628% | 3,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0185% | 1,452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7761% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 6,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 7,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 5,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5028% | 1,490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0545% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 7,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1156% | 7,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 2,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5772% | 2,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2555% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6465% | 1,414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7594% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 8,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0592% | 9,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.0407% | 8,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4916% | 9,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 2,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6940% | 3,288 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6518% | 1,415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 6,174 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 5,782 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 6,564 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1676% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3605% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 7,514 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4596% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7521% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |