Home > Saline County State Bank > Income and Expense

Saline County State Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$1,052,0009,566
Total interest expense$488,0009,465
Net interest income$564,0009,573
Provision for loan and lease losses$45,0006,711
Total noninterest income$76,0009,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,0008,025
Trading account gains and feesNANA
Additional Noninterest Income$34,0008,669
Total noninterest expense$515,0009,595
Salaries and employee benefits$209,0009,882
Premises and equipment expense$76,0009,102
Additional noninterest expense$230,0008,752
Pre-tax net operating income$80,0009,146
Securities gains (losses)$03,155
Applicable income taxes$7,0008,560
Income before extraordinary items$73,0009,124
Extraordinary gains, net$035
Net income$73,0009,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,871
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$73,0009,090
1998-12-31 (YTD Data)Rank
Total interest income$1,117,0009,741
Total interest expense$493,0009,713
Net interest income$624,0009,679
Provision for loan and lease losses$51,0006,547
Total noninterest income$78,0009,386
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0008,333
Trading account gains and feesNANA
Additional Noninterest Income$40,0008,530
Total noninterest expense$517,0009,713
Salaries and employee benefits$228,0009,978
Premises and equipment expense$70,0009,364
Additional noninterest expense$219,0008,908
Pre-tax net operating income$134,0009,260
Securities gains (losses)$04,449
Applicable income taxes$28,0008,740
Income before extraordinary items$106,0009,300
Extraordinary gains, net$032
Net income$106,0009,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,973
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$-930,00010,421
Net operating income$106,0009,226
1997-12-31 (YTD Data)Rank
Total interest income$195,00010,839
Total interest expense$79,00010,796
Net interest income$116,00010,840
Provision for loan and lease losses$25,0007,608
Total noninterest income$12,00010,769
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,0009,358
Trading account gains and feesNANA
Additional Noninterest Income$6,00010,622
Total noninterest expense$88,00010,891
Salaries and employee benefits$57,00010,873
Premises and equipment expense$21,00010,754
Additional noninterest expense$10,00010,911
Pre-tax net operating income$15,00010,337
Securities gains (losses)$03,944
Applicable income taxes$2,00010,009
Income before extraordinary items$13,00010,373
Extraordinary gains, net$044
Net income$13,00010,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,907
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$13,00010,335
1996-12-31 (YTD Data)Rank
Total interest income$1,118,00010,644
Total interest expense$466,00010,698
Net interest income$652,00010,513
Provision for loan and lease losses$17,0008,136
Total noninterest income$89,00010,100
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0008,722
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,600
Total noninterest expense$463,00010,738
Salaries and employee benefits$229,00010,844
Premises and equipment expense$80,0009,811
Additional noninterest expense$154,00010,503
Pre-tax net operating income$261,0009,401
Securities gains (losses)$04,148
Applicable income taxes$84,0009,042
Income before extraordinary items$177,0009,516
Extraordinary gains, net$053
Net income$177,0009,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$50,0007,494
Sale, conversion, retirement of capital stock, net$0953
Net operating income$177,0009,462
1995-12-31 (YTD Data)Rank
Total interest income$1,032,00011,224
Total interest expense$402,00011,322
Net interest income$630,00011,036
Provision for loan and lease losses$6,0008,588
Total noninterest income$101,00010,249
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0009,237
Trading account gains and feesNANA
Additional Noninterest Income$51,0009,186
Total noninterest expense$441,00011,279
Salaries and employee benefits$227,00011,324
Premises and equipment expense$68,00010,529
Additional noninterest expense$146,00011,099
Pre-tax net operating income$284,0009,868
Securities gains (losses)$03,831
Applicable income taxes$83,0009,520
Income before extraordinary items$201,0009,910
Extraordinary gains, net$065
Net income$201,0009,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$15,0008,467
Sale, conversion, retirement of capital stock, net$0809
Net operating income$201,0009,887
1994-12-31 (YTD Data)Rank
Total interest income$957,00011,789
Total interest expense$337,00011,875
Net interest income$620,00011,646
Provision for loan and lease losses$27,0007,330
Total noninterest income$90,00010,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0009,590
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,350
Total noninterest expense$465,00011,776
Salaries and employee benefits$207,00012,018
Premises and equipment expense$83,00010,557
Additional noninterest expense$175,00011,469
Pre-tax net operating income$218,00010,749
Securities gains (losses)$03,600
Applicable income taxes$62,00010,185
Income before extraordinary items$156,00010,739
Extraordinary gains, net$0249
Net income$156,00010,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,569
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$156,00010,785
1993-12-31 (YTD Data)Rank
Total interest income$974,00012,344
Total interest expense$348,00012,446
Net interest income$626,00012,123
Provision for loan and lease losses$20,0009,046
Total noninterest income$88,00011,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0009,867
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,102
Total noninterest expense$469,00012,310
Salaries and employee benefits$218,00012,481
Premises and equipment expense$70,00011,498
Additional noninterest expense$181,00012,000
Pre-tax net operating income$225,00010,825
Securities gains (losses)$07,477
Applicable income taxes$76,00010,314
Income before extraordinary items$149,00011,219
Extraordinary gains, net$6,0003,038
Net income$155,00011,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$15,0008,780
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$149,00011,008
1992-12-31 (YTD Data)Rank
Total interest income$1,107,00012,817
Total interest expense$468,00012,893
Net interest income$639,00012,568
Provision for loan and lease losses$40,0009,471
Total noninterest income$93,00011,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0009,885
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,632
Total noninterest expense$407,00013,131
Salaries and employee benefits$199,00013,174
Premises and equipment expense$39,00013,096
Additional noninterest expense$169,00012,668
Pre-tax net operating income$285,00010,281
Securities gains (losses)$08,369
Applicable income taxes$89,00010,194
Income before extraordinary items$196,00010,652
Extraordinary gains, net$01,422
Net income$196,00010,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0008,990
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$196,00010,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.