Home > Salem Trust Bank > Income and Expense
Salem Trust Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 2,652 |
| Total interest expense | $6,215,000 | 2,472 |
| Net interest income | $6,396,000 | 2,763 |
| Provision for loan and lease losses | $223,000 | 3,174 |
| Total noninterest income | $1,225,000 | 2,647 |
| Gross Fiduciary activities income | $633,000 | 635 |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $447,000 | 3,155 |
| Total noninterest expense | $4,042,000 | 3,318 |
| Salaries and employee benefits | $2,543,000 | 2,640 |
| Premises and equipment expense | $432,000 | 4,270 |
| Additional noninterest expense | $1,067,000 | 4,177 |
| Pre-tax net operating income | $3,356,000 | 2,132 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,337,000 | 1,795 |
| Income before extraordinary items | $2,019,000 | 2,440 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,019,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $439,000 | 3,703 |
| Sale, conversion, retirement of capital stock, net | $2,438,000 | 270 |
| Net operating income | $2,019,000 | 2,391 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,529,000 | 3,437 |
| Total interest expense | $4,571,000 | 3,271 |
| Net interest income | $4,958,000 | 3,571 |
| Provision for loan and lease losses | $545,000 | 1,467 |
| Total noninterest income | $826,000 | 3,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 2,226 |
| Total noninterest expense | $3,475,000 | 3,772 |
| Salaries and employee benefits | $2,140,000 | 3,103 |
| Premises and equipment expense | $346,000 | 5,064 |
| Additional noninterest expense | $989,000 | 4,388 |
| Pre-tax net operating income | $1,764,000 | 3,908 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $720,000 | 3,163 |
| Income before extraordinary items | $1,044,000 | 4,426 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,044,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,983,000 | 103 |
| Net operating income | $1,044,000 | 4,421 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 5,245 |
| Total interest expense | $2,397,000 | 4,819 |
| Net interest income | $3,102,000 | 5,473 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $537,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,068 |
| Total noninterest expense | $2,280,000 | 5,567 |
| Salaries and employee benefits | $1,369,000 | 4,661 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $683,000 | 6,446 |
| Pre-tax net operating income | $1,309,000 | 4,916 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $506,000 | 4,017 |
| Income before extraordinary items | $803,000 | 5,352 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $803,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $83,000 | 7,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $803,000 | 5,417 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 6,157 |
| Total interest expense | $2,307,000 | 5,146 |
| Net interest income | $2,336,000 | 6,856 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $337,000 | 7,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,726 |
| Total noninterest expense | $1,965,000 | 6,436 |
| Salaries and employee benefits | $1,103,000 | 5,633 |
| Premises and equipment expense | $216,000 | 7,372 |
| Additional noninterest expense | $646,000 | 6,962 |
| Pre-tax net operating income | $708,000 | 7,326 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $458,000 | 7,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $458,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $458,000 | 7,650 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 6,821 |
| Total interest expense | $2,665,000 | 5,698 |
| Net interest income | $1,895,000 | 8,059 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $1,473,000 | 8,019 |
| Salaries and employee benefits | $848,000 | 6,944 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $425,000 | 9,260 |
| Pre-tax net operating income | $550,000 | 8,068 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $135,000 | 9,001 |
| Income before extraordinary items | $415,000 | 8,060 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $415,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $415,000 | 7,713 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.