Home > Sage Capital Bank > Income and Expense
Sage Capital Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,213,000 | 1,390 |
| Total interest expense | $6,042,000 | 1,812 |
| Net interest income | $24,171,000 | 1,237 |
| Provision for loan and lease losses | $240,000 | 1,853 |
| Total noninterest income | $2,042,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $621,000 | 1,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,421,000 | 1,937 |
| Total noninterest expense | $14,722,000 | 1,551 |
| Salaries and employee benefits | $9,075,000 | 1,443 |
| Premises and equipment expense | $1,544,000 | 1,503 |
| Additional noninterest expense | $1,421,000 | 1,937 |
| Pre-tax net operating income | $11,251,000 | 1,070 |
| Securities gains (losses) | $31,000 | 535 |
| Applicable income taxes | $2,285,000 | 899 |
| Income before extraordinary items | $8,997,000 | 1,106 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,997,000 | 1,119 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,997,000 | 1,109 |
| Net charge-offs | $69,000 | 1,682 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,972,200 | 1,126 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,009,000 | 1,391 |
| Total interest expense | $3,980,000 | 1,829 |
| Net interest income | $18,029,000 | 1,241 |
| Provision for loan and lease losses | $180,000 | 1,734 |
| Total noninterest income | $1,534,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $450,000 | 1,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 1,911 |
| Total noninterest expense | $11,001,000 | 1,541 |
| Salaries and employee benefits | $6,742,000 | 1,456 |
| Premises and equipment expense | $1,143,000 | 1,515 |
| Additional noninterest expense | $1,084,000 | 1,911 |
| Pre-tax net operating income | $8,382,000 | 1,110 |
| Securities gains (losses) | $16,000 | 507 |
| Applicable income taxes | $1,715,000 | 920 |
| Income before extraordinary items | $6,683,000 | 1,152 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,683,000 | 1,159 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,683,000 | 1,152 |
| Net charge-offs | $69,000 | 1,347 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,670,200 | 1,173 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,499,000 | 1,377 |
| Total interest expense | $2,328,000 | 1,841 |
| Net interest income | $12,171,000 | 1,245 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $1,005,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $295,000 | 1,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 1,868 |
| Total noninterest expense | $7,277,000 | 1,535 |
| Salaries and employee benefits | $4,457,000 | 1,452 |
| Premises and equipment expense | $758,000 | 1,516 |
| Additional noninterest expense | $710,000 | 1,865 |
| Pre-tax net operating income | $5,779,000 | 1,077 |
| Securities gains (losses) | $13,000 | 568 |
| Applicable income taxes | $1,305,000 | 845 |
| Income before extraordinary items | $4,487,000 | 1,148 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,487,000 | 1,159 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,487,000 | 1,148 |
| Net charge-offs | $69,000 | 1,066 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,476,730 | 1,161 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 1,383 |
| Total interest expense | $1,003,000 | 1,828 |
| Net interest income | $6,037,000 | 1,255 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $523,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $147,000 | 1,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 1,801 |
| Total noninterest expense | $3,592,000 | 1,572 |
| Salaries and employee benefits | $2,224,000 | 1,490 |
| Premises and equipment expense | $371,000 | 1,573 |
| Additional noninterest expense | $376,000 | 1,801 |
| Pre-tax net operating income | $2,908,000 | 1,101 |
| Securities gains (losses) | $9,000 | 612 |
| Applicable income taxes | $605,000 | 917 |
| Income before extraordinary items | $2,312,000 | 1,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,312,000 | 1,140 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,312,000 | 1,140 |
| Net charge-offs | $72,000 | 684 |
| Cash dividends | $1,000,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,304,890 | 1,162 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,819,000 | 1,417 |
| Total interest expense | $1,967,000 | 1,617 |
| Net interest income | $20,852,000 | 1,382 |
| Provision for loan and lease losses | $-185,000 | 4,429 |
| Total noninterest income | $2,052,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $628,000 | 1,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,424,000 | 1,953 |
| Total noninterest expense | $14,294,000 | 1,546 |
| Salaries and employee benefits | $8,602,000 | 1,480 |
| Premises and equipment expense | $1,553,000 | 1,501 |
| Additional noninterest expense | $1,424,000 | 1,953 |
| Pre-tax net operating income | $8,795,000 | 1,397 |
| Securities gains (losses) | $-13,000 | 3,488 |
| Applicable income taxes | $1,799,000 | 1,151 |
| Income before extraordinary items | $6,983,000 | 1,459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,983,000 | 1,458 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,983,000 | 1,459 |
| Net charge-offs | $9,000 | 2,179 |
| Cash dividends | $1,000,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,993,400 | 1,480 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,874,000 | 1,442 |
| Total interest expense | $1,241,000 | 1,517 |
| Net interest income | $14,633,000 | 1,441 |
| Provision for loan and lease losses | $-365,000 | 4,561 |
| Total noninterest income | $1,548,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $483,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,065,000 | 1,989 |
| Total noninterest expense | $10,898,000 | 1,521 |
| Salaries and employee benefits | $6,426,000 | 1,489 |
| Premises and equipment expense | $1,159,000 | 1,506 |
| Additional noninterest expense | $1,065,000 | 1,989 |
| Pre-tax net operating income | $5,648,000 | 1,551 |
| Securities gains (losses) | $-13,000 | 3,851 |
| Applicable income taxes | $1,154,000 | 1,246 |
| Income before extraordinary items | $4,481,000 | 1,613 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,481,000 | 1,612 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,481,000 | 1,613 |
| Net charge-offs | $4,000 | 2,057 |
| Cash dividends | $1,000,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,491,400 | 1,643 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 1,506 |
| Total interest expense | $731,000 | 1,461 |
| Net interest income | $8,943,000 | 1,512 |
| Provision for loan and lease losses | $-410,000 | 4,593 |
| Total noninterest income | $1,056,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $326,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,012 |
| Total noninterest expense | $7,296,000 | 1,491 |
| Salaries and employee benefits | $4,221,000 | 1,504 |
| Premises and equipment expense | $760,000 | 1,529 |
| Additional noninterest expense | $2,315,000 | 1,446 |
| Pre-tax net operating income | $3,113,000 | 1,686 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $633,000 | 1,314 |
| Income before extraordinary items | $2,467,000 | 1,730 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,467,000 | 1,730 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,467,000 | 1,730 |
| Net charge-offs | $5,000 | 1,778 |
| Cash dividends | $1,000,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,477,400 | 1,765 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 1,573 |
| Total interest expense | $353,000 | 1,460 |
| Net interest income | $4,138,000 | 1,559 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $508,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $165,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 2,046 |
| Total noninterest expense | $3,214,000 | 1,652 |
| Salaries and employee benefits | $2,089,000 | 1,517 |
| Premises and equipment expense | $360,000 | 1,611 |
| Additional noninterest expense | $765,000 | 1,942 |
| Pre-tax net operating income | $1,387,000 | 1,739 |
| Securities gains (losses) | $-6,000 | 4,184 |
| Applicable income taxes | $282,000 | 1,358 |
| Income before extraordinary items | $1,099,000 | 1,797 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,099,000 | 1,797 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,099,000 | 1,797 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $1,000,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,103,800 | 1,811 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,167,000 | 1,476 |
| Total interest expense | $1,594,000 | 1,590 |
| Net interest income | $18,573,000 | 1,457 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,967,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $535,000 | 1,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,432,000 | 2,267 |
| Total noninterest expense | $12,838,000 | 1,652 |
| Salaries and employee benefits | $8,079,000 | 1,551 |
| Premises and equipment expense | $1,376,000 | 1,630 |
| Additional noninterest expense | $3,383,000 | 1,814 |
| Pre-tax net operating income | $7,702,000 | 1,531 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $1,549,000 | 1,290 |
| Income before extraordinary items | $6,180,000 | 1,628 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,180,000 | 1,627 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,180,000 | 1,628 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $750,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,158,400 | 1,610 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,453,000 | 1,474 |
| Total interest expense | $1,235,000 | 1,621 |
| Net interest income | $14,218,000 | 1,453 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,432,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $376,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,056,000 | 2,320 |
| Total noninterest expense | $9,589,000 | 1,651 |
| Salaries and employee benefits | $6,008,000 | 1,567 |
| Premises and equipment expense | $1,002,000 | 1,701 |
| Additional noninterest expense | $2,579,000 | 1,779 |
| Pre-tax net operating income | $6,061,000 | 1,539 |
| Securities gains (losses) | $19,000 | 1,423 |
| Applicable income taxes | $1,214,000 | 1,316 |
| Income before extraordinary items | $4,866,000 | 1,644 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,866,000 | 1,643 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,866,000 | 1,644 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $750,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,850,800 | 1,622 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,710,000 | 1,423 |
| Total interest expense | $874,000 | 1,605 |
| Net interest income | $9,836,000 | 1,394 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $950,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $243,000 | 1,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,293 |
| Total noninterest expense | $6,424,000 | 1,636 |
| Salaries and employee benefits | $3,983,000 | 1,564 |
| Premises and equipment expense | $670,000 | 1,682 |
| Additional noninterest expense | $1,771,000 | 1,718 |
| Pre-tax net operating income | $4,362,000 | 1,441 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $884,000 | 1,245 |
| Income before extraordinary items | $3,491,000 | 1,546 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,491,000 | 1,546 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,491,000 | 1,546 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $750,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,480,600 | 1,518 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 1,407 |
| Total interest expense | $471,000 | 1,593 |
| Net interest income | $4,902,000 | 1,392 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $475,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $121,000 | 1,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 2,276 |
| Total noninterest expense | $3,122,000 | 1,665 |
| Salaries and employee benefits | $1,975,000 | 1,566 |
| Premises and equipment expense | $328,000 | 1,722 |
| Additional noninterest expense | $819,000 | 1,804 |
| Pre-tax net operating income | $2,255,000 | 1,399 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $458,000 | 1,199 |
| Income before extraordinary items | $1,809,000 | 1,495 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,809,000 | 1,495 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,809,000 | 1,495 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $750,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,799,400 | 1,470 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,831,000 | 1,575 |
| Total interest expense | $2,403,000 | 1,755 |
| Net interest income | $16,428,000 | 1,524 |
| Provision for loan and lease losses | $400,000 | 2,439 |
| Total noninterest income | $1,762,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $455,000 | 1,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,307,000 | 2,213 |
| Total noninterest expense | $11,578,000 | 1,746 |
| Salaries and employee benefits | $7,610,000 | 1,575 |
| Premises and equipment expense | $1,373,000 | 1,628 |
| Additional noninterest expense | $2,595,000 | 2,153 |
| Pre-tax net operating income | $6,212,000 | 1,515 |
| Securities gains (losses) | $23,000 | 2,058 |
| Applicable income taxes | $1,130,000 | 1,339 |
| Income before extraordinary items | $5,105,000 | 1,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,105,000 | 1,615 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,105,000 | 1,615 |
| Net charge-offs | $-16,000 | 4,347 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,086,140 | 1,573 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,470,000 | 1,551 |
| Total interest expense | $1,873,000 | 1,789 |
| Net interest income | $12,597,000 | 1,487 |
| Provision for loan and lease losses | $400,000 | 2,141 |
| Total noninterest income | $1,285,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $342,000 | 1,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $943,000 | 2,202 |
| Total noninterest expense | $8,575,000 | 1,742 |
| Salaries and employee benefits | $5,691,000 | 1,567 |
| Premises and equipment expense | $1,019,000 | 1,632 |
| Additional noninterest expense | $1,865,000 | 2,179 |
| Pre-tax net operating income | $4,907,000 | 1,419 |
| Securities gains (losses) | $19,000 | 1,938 |
| Applicable income taxes | $957,000 | 1,219 |
| Income before extraordinary items | $3,969,000 | 1,518 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,969,000 | 1,518 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,969,000 | 1,519 |
| Net charge-offs | $-16,000 | 4,369 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,953,610 | 1,482 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 1,512 |
| Total interest expense | $1,294,000 | 1,832 |
| Net interest income | $8,736,000 | 1,440 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $851,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $234,000 | 1,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 2,163 |
| Total noninterest expense | $5,979,000 | 1,686 |
| Salaries and employee benefits | $3,741,000 | 1,570 |
| Premises and equipment expense | $680,000 | 1,629 |
| Additional noninterest expense | $1,558,000 | 1,828 |
| Pre-tax net operating income | $3,608,000 | 1,258 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $702,000 | 1,085 |
| Income before extraordinary items | $2,906,000 | 1,340 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,906,000 | 1,340 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,906,000 | 1,340 |
| Net charge-offs | $-16,000 | 4,453 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,906,000 | 1,307 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 1,597 |
| Total interest expense | $700,000 | 1,845 |
| Net interest income | $3,955,000 | 1,520 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $435,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $130,000 | 1,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 1,986 |
| Total noninterest expense | $3,119,000 | 1,633 |
| Salaries and employee benefits | $1,904,000 | 1,568 |
| Premises and equipment expense | $340,000 | 1,650 |
| Additional noninterest expense | $875,000 | 1,694 |
| Pre-tax net operating income | $1,271,000 | 1,515 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $239,000 | 1,252 |
| Income before extraordinary items | $1,032,000 | 1,616 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,032,000 | 1,617 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,032,000 | 1,617 |
| Net charge-offs | $-15,000 | 4,590 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,032,000 | 1,593 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,168,000 | 1,642 |
| Total interest expense | $2,720,000 | 1,930 |
| Net interest income | $15,448,000 | 1,547 |
| Provision for loan and lease losses | $-50,000 | 4,951 |
| Total noninterest income | $1,775,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $512,000 | 1,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,263,000 | 1,991 |
| Total noninterest expense | $12,033,000 | 1,640 |
| Salaries and employee benefits | $7,474,000 | 1,546 |
| Premises and equipment expense | $1,445,000 | 1,548 |
| Additional noninterest expense | $3,114,000 | 1,868 |
| Pre-tax net operating income | $5,240,000 | 1,699 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,004,000 | 1,429 |
| Income before extraordinary items | $4,236,000 | 1,800 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,236,000 | 1,802 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,236,000 | 1,802 |
| Net charge-offs | $94,000 | 2,253 |
| Cash dividends | $600,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,236,000 | 1,765 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,604,000 | 1,659 |
| Total interest expense | $2,018,000 | 1,957 |
| Net interest income | $11,586,000 | 1,570 |
| Provision for loan and lease losses | $200,000 | 1,960 |
| Total noninterest income | $1,340,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $380,000 | 1,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 1,976 |
| Total noninterest expense | $8,906,000 | 1,672 |
| Salaries and employee benefits | $5,568,000 | 1,555 |
| Premises and equipment expense | $1,148,000 | 1,493 |
| Additional noninterest expense | $2,190,000 | 1,971 |
| Pre-tax net operating income | $3,820,000 | 1,781 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $748,000 | 1,472 |
| Income before extraordinary items | $3,072,000 | 1,905 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,072,000 | 1,905 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,072,000 | 1,906 |
| Net charge-offs | $89,000 | 1,837 |
| Cash dividends | $600,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,072,000 | 1,872 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 1,678 |
| Total interest expense | $1,326,000 | 1,955 |
| Net interest income | $7,664,000 | 1,582 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $897,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $246,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 1,925 |
| Total noninterest expense | $5,996,000 | 1,661 |
| Salaries and employee benefits | $3,696,000 | 1,568 |
| Premises and equipment expense | $750,000 | 1,520 |
| Additional noninterest expense | $1,550,000 | 1,887 |
| Pre-tax net operating income | $2,365,000 | 1,860 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $473,000 | 1,492 |
| Income before extraordinary items | $1,892,000 | 1,993 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,892,000 | 1,991 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,892,000 | 1,993 |
| Net charge-offs | $22,000 | 2,303 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,892,000 | 1,969 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 1,681 |
| Total interest expense | $657,000 | 1,930 |
| Net interest income | $3,807,000 | 1,600 |
| Provision for loan and lease losses | $120,000 | 1,335 |
| Total noninterest income | $433,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $126,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 1,947 |
| Total noninterest expense | $3,036,000 | 1,639 |
| Salaries and employee benefits | $1,856,000 | 1,573 |
| Premises and equipment expense | $367,000 | 1,570 |
| Additional noninterest expense | $813,000 | 1,797 |
| Pre-tax net operating income | $1,084,000 | 1,949 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $218,000 | 1,516 |
| Income before extraordinary items | $866,000 | 2,080 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $866,000 | 2,079 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $866,000 | 2,079 |
| Net charge-offs | $24,000 | 1,615 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $866,000 | 2,063 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,332,000 | 1,645 |
| Total interest expense | $1,764,000 | 2,101 |
| Net interest income | $15,568,000 | 1,547 |
| Provision for loan and lease losses | $581,000 | 1,331 |
| Total noninterest income | $1,532,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $544,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $988,000 | 2,257 |
| Total noninterest expense | $10,989,000 | 1,754 |
| Salaries and employee benefits | $6,832,000 | 1,639 |
| Premises and equipment expense | $1,532,000 | 1,470 |
| Additional noninterest expense | $2,625,000 | 2,137 |
| Pre-tax net operating income | $5,530,000 | 1,650 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,009,000 | 1,383 |
| Income before extraordinary items | $4,521,000 | 1,716 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,521,000 | 1,715 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,521,000 | 1,715 |
| Net charge-offs | $3,000 | 3,612 |
| Cash dividends | $602,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,521,000 | 1,712 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,703,000 | 1,661 |
| Total interest expense | $1,165,000 | 2,209 |
| Net interest income | $11,538,000 | 1,558 |
| Provision for loan and lease losses | $461,000 | 1,194 |
| Total noninterest income | $1,150,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $410,000 | 1,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $740,000 | 2,275 |
| Total noninterest expense | $8,248,000 | 1,752 |
| Salaries and employee benefits | $5,100,000 | 1,642 |
| Premises and equipment expense | $1,162,000 | 1,463 |
| Additional noninterest expense | $1,986,000 | 2,132 |
| Pre-tax net operating income | $3,979,000 | 1,705 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $809,000 | 1,370 |
| Income before extraordinary items | $3,170,000 | 1,833 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,170,000 | 1,832 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,170,000 | 1,832 |
| Net charge-offs | $34,000 | 2,427 |
| Cash dividends | $602,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,170,000 | 1,822 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,348,000 | 1,664 |
| Total interest expense | $691,000 | 2,312 |
| Net interest income | $7,657,000 | 1,565 |
| Provision for loan and lease losses | $341,000 | 1,087 |
| Total noninterest income | $775,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $269,000 | 1,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,254 |
| Total noninterest expense | $5,369,000 | 1,801 |
| Salaries and employee benefits | $3,274,000 | 1,704 |
| Premises and equipment expense | $769,000 | 1,490 |
| Additional noninterest expense | $1,326,000 | 2,142 |
| Pre-tax net operating income | $2,722,000 | 1,632 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $553,000 | 1,326 |
| Income before extraordinary items | $2,169,000 | 1,766 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,169,000 | 1,765 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,169,000 | 1,765 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $602,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,169,000 | 1,757 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 1,687 |
| Total interest expense | $319,000 | 2,359 |
| Net interest income | $3,745,000 | 1,590 |
| Provision for loan and lease losses | $120,000 | 1,317 |
| Total noninterest income | $384,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $134,000 | 1,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,223 |
| Total noninterest expense | $2,781,000 | 1,753 |
| Salaries and employee benefits | $1,661,000 | 1,707 |
| Premises and equipment expense | $385,000 | 1,508 |
| Additional noninterest expense | $735,000 | 1,953 |
| Pre-tax net operating income | $1,228,000 | 1,760 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $250,000 | 1,367 |
| Income before extraordinary items | $978,000 | 1,871 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $978,000 | 1,870 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $978,000 | 1,871 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $978,000 | 1,860 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,896,000 | 1,777 |
| Total interest expense | $882,000 | 2,773 |
| Net interest income | $14,014,000 | 1,663 |
| Provision for loan and lease losses | $240,000 | 2,185 |
| Total noninterest income | $1,468,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $593,000 | 1,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 2,451 |
| Total noninterest expense | $10,556,000 | 1,828 |
| Salaries and employee benefits | $6,352,000 | 1,733 |
| Premises and equipment expense | $1,529,000 | 1,496 |
| Additional noninterest expense | $2,675,000 | 2,142 |
| Pre-tax net operating income | $4,686,000 | 1,804 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,825,000 | 1,352 |
| Income before extraordinary items | $2,861,000 | 2,133 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,861,000 | 2,134 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,861,000 | 2,134 |
| Net charge-offs | $-13,000 | 4,860 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,861,000 | 2,114 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,923,000 | 1,818 |
| Total interest expense | $621,000 | 2,870 |
| Net interest income | $10,302,000 | 1,700 |
| Provision for loan and lease losses | $180,000 | 2,116 |
| Total noninterest income | $1,098,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $451,000 | 1,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,493 |
| Total noninterest expense | $7,830,000 | 1,843 |
| Salaries and employee benefits | $4,674,000 | 1,764 |
| Premises and equipment expense | $1,094,000 | 1,558 |
| Additional noninterest expense | $2,062,000 | 2,061 |
| Pre-tax net operating income | $3,390,000 | 1,881 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,002,000 | 1,465 |
| Income before extraordinary items | $2,388,000 | 2,100 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,388,000 | 2,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,388,000 | 2,101 |
| Net charge-offs | $-12,000 | 4,797 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,388,000 | 2,073 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 1,845 |
| Total interest expense | $376,000 | 2,988 |
| Net interest income | $6,710,000 | 1,726 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $737,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $305,000 | 1,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 2,500 |
| Total noninterest expense | $5,173,000 | 1,852 |
| Salaries and employee benefits | $3,091,000 | 1,777 |
| Premises and equipment expense | $694,000 | 1,632 |
| Additional noninterest expense | $1,388,000 | 2,053 |
| Pre-tax net operating income | $2,154,000 | 1,916 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $634,000 | 1,497 |
| Income before extraordinary items | $1,520,000 | 2,130 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,520,000 | 2,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,520,000 | 2,131 |
| Net charge-offs | $-9,000 | 4,762 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,520,000 | 2,100 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 1,858 |
| Total interest expense | $178,000 | 3,072 |
| Net interest income | $3,323,000 | 1,735 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $381,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 2,428 |
| Total noninterest expense | $2,561,000 | 1,887 |
| Salaries and employee benefits | $1,561,000 | 1,777 |
| Premises and equipment expense | $329,000 | 1,736 |
| Additional noninterest expense | $671,000 | 2,110 |
| Pre-tax net operating income | $1,083,000 | 1,865 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $319,000 | 1,445 |
| Income before extraordinary items | $764,000 | 2,048 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $764,000 | 2,049 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $764,000 | 2,049 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $764,000 | 2,023 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,617,000 | 1,863 |
| Total interest expense | $633,000 | 3,224 |
| Net interest income | $12,984,000 | 1,729 |
| Provision for loan and lease losses | $240,000 | 2,221 |
| Total noninterest income | $1,535,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $686,000 | 1,641 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $849,000 | 2,597 |
| Total noninterest expense | $9,916,000 | 1,921 |
| Salaries and employee benefits | $5,907,000 | 1,807 |
| Premises and equipment expense | $1,428,000 | 1,594 |
| Additional noninterest expense | $2,581,000 | 2,239 |
| Pre-tax net operating income | $4,363,000 | 1,807 |
| Securities gains (losses) | $87,000 | 1,440 |
| Applicable income taxes | $1,194,000 | 1,478 |
| Income before extraordinary items | $3,256,000 | 1,955 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,256,000 | 1,954 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,256,000 | 1,954 |
| Net charge-offs | $122,000 | 2,428 |
| Cash dividends | $1,950,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,192,490 | 1,947 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,122,000 | 1,880 |
| Total interest expense | $465,000 | 3,270 |
| Net interest income | $9,657,000 | 1,747 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $1,162,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $528,000 | 1,609 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $634,000 | 2,600 |
| Total noninterest expense | $7,401,000 | 1,929 |
| Salaries and employee benefits | $4,436,000 | 1,802 |
| Premises and equipment expense | $993,000 | 1,717 |
| Additional noninterest expense | $1,972,000 | 2,212 |
| Pre-tax net operating income | $3,238,000 | 1,845 |
| Securities gains (losses) | $87,000 | 1,354 |
| Applicable income taxes | $937,000 | 1,472 |
| Income before extraordinary items | $2,388,000 | 2,021 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,388,000 | 2,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,388,000 | 2,021 |
| Net charge-offs | $66,000 | 2,394 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,325,360 | 2,007 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,646,000 | 1,901 |
| Total interest expense | $307,000 | 3,296 |
| Net interest income | $6,339,000 | 1,772 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $791,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $369,000 | 1,526 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $422,000 | 2,589 |
| Total noninterest expense | $4,934,000 | 1,939 |
| Salaries and employee benefits | $2,973,000 | 1,800 |
| Premises and equipment expense | $659,000 | 1,709 |
| Additional noninterest expense | $1,302,000 | 2,237 |
| Pre-tax net operating income | $2,076,000 | 1,878 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $577,000 | 1,529 |
| Income before extraordinary items | $1,499,000 | 2,124 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,499,000 | 2,124 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,499,000 | 2,124 |
| Net charge-offs | $67,000 | 1,934 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,499,000 | 2,059 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 1,906 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $3,154,000 | 1,783 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $426,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $186,000 | 1,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $240,000 | 2,390 |
| Total noninterest expense | $2,495,000 | 1,915 |
| Salaries and employee benefits | $1,510,000 | 1,785 |
| Premises and equipment expense | $330,000 | 1,732 |
| Additional noninterest expense | $655,000 | 2,219 |
| Pre-tax net operating income | $1,025,000 | 1,886 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $283,000 | 1,535 |
| Income before extraordinary items | $742,000 | 2,115 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $742,000 | 2,115 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $742,000 | 2,115 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $742,000 | 2,057 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,664,000 | 1,943 |
| Total interest expense | $547,000 | 3,568 |
| Net interest income | $12,117,000 | 1,810 |
| Provision for loan and lease losses | $240,000 | 2,131 |
| Total noninterest income | $2,326,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $667,000 | 1,714 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,659,000 | 1,736 |
| Total noninterest expense | $9,204,000 | 2,057 |
| Salaries and employee benefits | $5,448,000 | 1,908 |
| Premises and equipment expense | $1,242,000 | 1,831 |
| Additional noninterest expense | $2,514,000 | 2,323 |
| Pre-tax net operating income | $4,999,000 | 1,569 |
| Securities gains (losses) | $264,000 | 614 |
| Applicable income taxes | $1,496,000 | 1,240 |
| Income before extraordinary items | $3,767,000 | 1,684 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,767,000 | 1,685 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,767,000 | 1,686 |
| Net charge-offs | $43,000 | 3,361 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,576,920 | 1,724 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 1,968 |
| Total interest expense | $406,000 | 3,638 |
| Net interest income | $9,032,000 | 1,838 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $1,151,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $477,000 | 1,783 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $674,000 | 2,524 |
| Total noninterest expense | $6,737,000 | 2,087 |
| Salaries and employee benefits | $4,025,000 | 1,938 |
| Premises and equipment expense | $852,000 | 1,998 |
| Additional noninterest expense | $1,860,000 | 2,351 |
| Pre-tax net operating income | $3,266,000 | 1,784 |
| Securities gains (losses) | $204,000 | 636 |
| Applicable income taxes | $1,003,000 | 1,366 |
| Income before extraordinary items | $2,467,000 | 1,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,467,000 | 1,918 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,467,000 | 1,918 |
| Net charge-offs | $41,000 | 2,916 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,322,160 | 1,972 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 1,996 |
| Total interest expense | $270,000 | 3,671 |
| Net interest income | $5,883,000 | 1,877 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $769,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $312,000 | 1,792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 2,515 |
| Total noninterest expense | $4,413,000 | 2,137 |
| Salaries and employee benefits | $2,590,000 | 2,009 |
| Premises and equipment expense | $560,000 | 2,027 |
| Additional noninterest expense | $1,263,000 | 2,332 |
| Pre-tax net operating income | $2,119,000 | 1,815 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $611,000 | 1,456 |
| Income before extraordinary items | $1,508,000 | 2,036 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,508,000 | 2,038 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,508,000 | 2,038 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,508,000 | 1,990 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 2,085 |
| Total interest expense | $137,000 | 3,671 |
| Net interest income | $2,777,000 | 1,960 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $385,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $154,000 | 1,784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $231,000 | 2,449 |
| Total noninterest expense | $2,233,000 | 2,121 |
| Salaries and employee benefits | $1,288,000 | 2,032 |
| Premises and equipment expense | $283,000 | 2,034 |
| Additional noninterest expense | $662,000 | 2,208 |
| Pre-tax net operating income | $869,000 | 2,078 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $246,000 | 1,616 |
| Income before extraordinary items | $623,000 | 2,325 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $623,000 | 2,326 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $623,000 | 2,326 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $623,000 | 2,261 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,313,000 | 2,138 |
| Total interest expense | $617,000 | 3,560 |
| Net interest income | $10,696,000 | 2,000 |
| Provision for loan and lease losses | $190,000 | 2,543 |
| Total noninterest income | $1,566,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $722,000 | 1,714 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $844,000 | 2,570 |
| Total noninterest expense | $8,425,000 | 2,229 |
| Salaries and employee benefits | $4,864,000 | 2,099 |
| Premises and equipment expense | $1,182,000 | 1,942 |
| Additional noninterest expense | $2,379,000 | 2,500 |
| Pre-tax net operating income | $3,647,000 | 1,965 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $988,000 | 1,551 |
| Income before extraordinary items | $2,659,000 | 2,206 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,659,000 | 2,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,659,000 | 2,205 |
| Net charge-offs | $-10,000 | 5,658 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,659,000 | 2,153 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,357,000 | 2,184 |
| Total interest expense | $467,000 | 3,593 |
| Net interest income | $7,890,000 | 2,039 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $1,177,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $548,000 | 1,709 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $629,000 | 2,581 |
| Total noninterest expense | $6,228,000 | 2,265 |
| Salaries and employee benefits | $3,594,000 | 2,137 |
| Premises and equipment expense | $857,000 | 2,025 |
| Additional noninterest expense | $1,777,000 | 2,530 |
| Pre-tax net operating income | $2,679,000 | 2,030 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $765,000 | 1,557 |
| Income before extraordinary items | $1,914,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,914,000 | 2,295 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,914,000 | 2,294 |
| Net charge-offs | $-10,000 | 5,623 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,914,000 | 2,243 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 2,225 |
| Total interest expense | $317,000 | 3,586 |
| Net interest income | $5,109,000 | 2,076 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $775,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $359,000 | 1,712 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $416,000 | 2,572 |
| Total noninterest expense | $4,151,000 | 2,262 |
| Salaries and employee benefits | $2,391,000 | 2,147 |
| Premises and equipment expense | $572,000 | 2,039 |
| Additional noninterest expense | $1,188,000 | 2,512 |
| Pre-tax net operating income | $1,613,000 | 2,155 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $458,000 | 1,623 |
| Income before extraordinary items | $1,155,000 | 2,403 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,155,000 | 2,407 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,155,000 | 2,407 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,155,000 | 2,355 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 2,269 |
| Total interest expense | $169,000 | 3,515 |
| Net interest income | $2,489,000 | 2,120 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $393,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $180,000 | 1,689 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $213,000 | 2,466 |
| Total noninterest expense | $2,090,000 | 2,245 |
| Salaries and employee benefits | $1,188,000 | 2,168 |
| Premises and equipment expense | $285,000 | 2,084 |
| Additional noninterest expense | $617,000 | 2,423 |
| Pre-tax net operating income | $732,000 | 2,246 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $204,000 | 1,695 |
| Income before extraordinary items | $528,000 | 2,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $528,000 | 2,474 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $528,000 | 2,474 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $528,000 | 2,428 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,157,000 | 2,191 |
| Total interest expense | $886,000 | 3,216 |
| Net interest income | $10,271,000 | 2,048 |
| Provision for loan and lease losses | $240,000 | 2,739 |
| Total noninterest income | $1,641,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $848,000 | 1,566 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $793,000 | 2,683 |
| Total noninterest expense | $8,384,000 | 2,253 |
| Salaries and employee benefits | $4,744,000 | 2,154 |
| Premises and equipment expense | $1,358,000 | 1,727 |
| Additional noninterest expense | $2,282,000 | 2,688 |
| Pre-tax net operating income | $3,288,000 | 2,016 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $854,000 | 1,617 |
| Income before extraordinary items | $2,434,000 | 2,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,434,000 | 2,247 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,434,000 | 2,247 |
| Net charge-offs | $17,000 | 4,903 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,434,000 | 2,193 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,385,000 | 2,198 |
| Total interest expense | $695,000 | 3,191 |
| Net interest income | $7,690,000 | 2,052 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $1,250,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $652,000 | 1,534 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $598,000 | 2,743 |
| Total noninterest expense | $6,142,000 | 2,303 |
| Salaries and employee benefits | $3,578,000 | 2,137 |
| Premises and equipment expense | $866,000 | 1,996 |
| Additional noninterest expense | $1,698,000 | 2,697 |
| Pre-tax net operating income | $2,618,000 | 1,973 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $755,000 | 1,508 |
| Income before extraordinary items | $1,863,000 | 2,261 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,863,000 | 2,266 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,863,000 | 2,266 |
| Net charge-offs | $13,000 | 4,613 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,863,000 | 2,192 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 2,192 |
| Total interest expense | $486,000 | 3,138 |
| Net interest income | $5,139,000 | 2,043 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $831,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $432,000 | 1,520 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $399,000 | 2,806 |
| Total noninterest expense | $4,164,000 | 2,278 |
| Salaries and employee benefits | $2,402,000 | 2,137 |
| Premises and equipment expense | $579,000 | 1,992 |
| Additional noninterest expense | $1,183,000 | 2,572 |
| Pre-tax net operating income | $1,686,000 | 1,999 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $484,000 | 1,549 |
| Income before extraordinary items | $1,202,000 | 2,292 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,202,000 | 2,301 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,202,000 | 2,299 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,202,000 | 2,208 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 2,164 |
| Total interest expense | $259,000 | 3,072 |
| Net interest income | $2,613,000 | 2,018 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $421,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $213,000 | 1,533 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $208,000 | 2,727 |
| Total noninterest expense | $2,124,000 | 2,241 |
| Salaries and employee benefits | $1,206,000 | 2,136 |
| Premises and equipment expense | $294,000 | 1,996 |
| Additional noninterest expense | $624,000 | 2,456 |
| Pre-tax net operating income | $850,000 | 1,949 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $242,000 | 1,536 |
| Income before extraordinary items | $608,000 | 2,241 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $608,000 | 2,243 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $608,000 | 2,243 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $608,000 | 2,160 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 2,322 |
| Total interest expense | $1,434,000 | 2,819 |
| Net interest income | $9,770,000 | 2,204 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $1,704,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $928,000 | 1,510 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $776,000 | 2,728 |
| Total noninterest expense | $8,117,000 | 2,321 |
| Salaries and employee benefits | $4,637,000 | 2,155 |
| Premises and equipment expense | $1,193,000 | 1,948 |
| Additional noninterest expense | $2,287,000 | 2,768 |
| Pre-tax net operating income | $3,117,000 | 2,020 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $779,000 | 1,726 |
| Income before extraordinary items | $2,338,000 | 2,299 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,338,000 | 2,300 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,338,000 | 2,301 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,338,000 | 2,178 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 2,406 |
| Total interest expense | $1,137,000 | 2,798 |
| Net interest income | $7,101,000 | 2,299 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $1,293,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $699,000 | 1,510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $594,000 | 2,695 |
| Total noninterest expense | $6,110,000 | 2,321 |
| Salaries and employee benefits | $3,506,000 | 2,129 |
| Premises and equipment expense | $891,000 | 1,979 |
| Additional noninterest expense | $1,713,000 | 2,794 |
| Pre-tax net operating income | $2,104,000 | 2,263 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $587,000 | 1,774 |
| Income before extraordinary items | $1,517,000 | 2,622 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,517,000 | 2,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,517,000 | 2,623 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,517,000 | 2,497 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 2,459 |
| Total interest expense | $794,000 | 2,796 |
| Net interest income | $4,583,000 | 2,383 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $878,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $467,000 | 1,497 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $411,000 | 2,614 |
| Total noninterest expense | $4,113,000 | 2,313 |
| Salaries and employee benefits | $2,346,000 | 2,115 |
| Premises and equipment expense | $573,000 | 2,038 |
| Additional noninterest expense | $1,194,000 | 2,700 |
| Pre-tax net operating income | $1,228,000 | 2,480 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $336,000 | 1,930 |
| Income before extraordinary items | $892,000 | 2,824 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $892,000 | 2,825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $892,000 | 2,825 |
| Net charge-offs | $-8,000 | 6,578 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $892,000 | 2,688 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 2,447 |
| Total interest expense | $416,000 | 2,786 |
| Net interest income | $2,324,000 | 2,353 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $445,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $236,000 | 1,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 2,590 |
| Total noninterest expense | $2,067,000 | 2,305 |
| Salaries and employee benefits | $1,180,000 | 2,116 |
| Premises and equipment expense | $286,000 | 2,062 |
| Additional noninterest expense | $601,000 | 2,661 |
| Pre-tax net operating income | $642,000 | 2,408 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $181,000 | 1,847 |
| Income before extraordinary items | $461,000 | 2,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 2,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $461,000 | 2,778 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $461,000 | 2,637 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,927,000 | 2,551 |
| Total interest expense | $1,839,000 | 2,945 |
| Net interest income | $9,088,000 | 2,408 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $2,101,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,070,000 | 1,387 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,031,000 | 2,091 |
| Total noninterest expense | $7,847,000 | 2,415 |
| Salaries and employee benefits | $4,300,000 | 2,256 |
| Premises and equipment expense | $1,185,000 | 2,089 |
| Additional noninterest expense | $2,362,000 | 2,714 |
| Pre-tax net operating income | $3,162,000 | 1,743 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $782,000 | 1,581 |
| Income before extraordinary items | $2,380,000 | 1,951 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,380,000 | 1,952 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,380,000 | 1,952 |
| Net charge-offs | $-43,000 | 7,167 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,380,000 | 1,860 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,066,000 | 2,611 |
| Total interest expense | $1,400,000 | 3,025 |
| Net interest income | $6,666,000 | 2,479 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $1,624,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $819,000 | 1,366 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $805,000 | 2,027 |
| Total noninterest expense | $5,897,000 | 2,417 |
| Salaries and employee benefits | $3,260,000 | 2,225 |
| Premises and equipment expense | $899,000 | 2,078 |
| Additional noninterest expense | $1,738,000 | 2,762 |
| Pre-tax net operating income | $2,273,000 | 1,896 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $592,000 | 1,589 |
| Income before extraordinary items | $1,681,000 | 2,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,681,000 | 2,112 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,681,000 | 2,113 |
| Net charge-offs | $-42,000 | 7,234 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,681,000 | 2,017 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 2,663 |
| Total interest expense | $940,000 | 3,109 |
| Net interest income | $4,382,000 | 2,521 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $1,141,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $546,000 | 1,339 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $595,000 | 1,878 |
| Total noninterest expense | $3,967,000 | 2,428 |
| Salaries and employee benefits | $2,201,000 | 2,215 |
| Premises and equipment expense | $578,000 | 2,168 |
| Additional noninterest expense | $1,188,000 | 2,761 |
| Pre-tax net operating income | $1,436,000 | 1,953 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $369,000 | 1,605 |
| Income before extraordinary items | $1,067,000 | 2,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,067,000 | 2,163 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,067,000 | 2,163 |
| Net charge-offs | $-48,000 | 7,306 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,067,000 | 2,093 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 2,737 |
| Total interest expense | $479,000 | 3,156 |
| Net interest income | $2,120,000 | 2,591 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $569,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $265,000 | 1,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $304,000 | 1,895 |
| Total noninterest expense | $1,992,000 | 2,428 |
| Salaries and employee benefits | $1,105,000 | 2,220 |
| Premises and equipment expense | $291,000 | 2,198 |
| Additional noninterest expense | $596,000 | 2,737 |
| Pre-tax net operating income | $637,000 | 2,118 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $152,000 | 1,785 |
| Income before extraordinary items | $485,000 | 2,310 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $485,000 | 2,309 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $485,000 | 2,310 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $485,000 | 2,259 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,326,000 | 2,878 |
| Total interest expense | $2,249,000 | 3,247 |
| Net interest income | $8,077,000 | 2,704 |
| Provision for loan and lease losses | $130,000 | 5,773 |
| Total noninterest income | $2,088,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,066,000 | 1,427 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,022,000 | 2,161 |
| Total noninterest expense | $8,147,000 | 2,376 |
| Salaries and employee benefits | $4,298,000 | 2,246 |
| Premises and equipment expense | $1,193,000 | 2,118 |
| Additional noninterest expense | $2,656,000 | 2,537 |
| Pre-tax net operating income | $1,888,000 | 2,347 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $442,000 | 2,011 |
| Income before extraordinary items | $1,446,000 | 2,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,446,000 | 2,569 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,446,000 | 2,575 |
| Net charge-offs | $-8,000 | 7,421 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,446,000 | 2,473 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 2,931 |
| Total interest expense | $1,758,000 | 3,264 |
| Net interest income | $6,008,000 | 2,753 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $1,513,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $787,000 | 1,495 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $726,000 | 2,209 |
| Total noninterest expense | $6,090,000 | 2,380 |
| Salaries and employee benefits | $3,183,000 | 2,280 |
| Premises and equipment expense | $908,000 | 2,106 |
| Additional noninterest expense | $1,999,000 | 2,484 |
| Pre-tax net operating income | $1,341,000 | 2,585 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $381,000 | 1,921 |
| Income before extraordinary items | $960,000 | 2,958 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $960,000 | 2,954 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $960,000 | 2,957 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $960,000 | 2,825 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 2,963 |
| Total interest expense | $1,225,000 | 3,253 |
| Net interest income | $3,951,000 | 2,783 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $997,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $531,000 | 1,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $466,000 | 2,188 |
| Total noninterest expense | $4,085,000 | 2,376 |
| Salaries and employee benefits | $2,123,000 | 2,287 |
| Premises and equipment expense | $569,000 | 2,268 |
| Additional noninterest expense | $1,393,000 | 2,397 |
| Pre-tax net operating income | $833,000 | 2,723 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $229,000 | 2,000 |
| Income before extraordinary items | $604,000 | 3,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $604,000 | 3,048 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $604,000 | 3,051 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $604,000 | 2,942 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 2,984 |
| Total interest expense | $649,000 | 3,237 |
| Net interest income | $1,960,000 | 2,831 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $474,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $250,000 | 1,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $224,000 | 2,231 |
| Total noninterest expense | $2,061,000 | 2,374 |
| Salaries and employee benefits | $1,077,000 | 2,290 |
| Premises and equipment expense | $285,000 | 2,309 |
| Additional noninterest expense | $699,000 | 2,377 |
| Pre-tax net operating income | $333,000 | 3,187 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $85,000 | 2,275 |
| Income before extraordinary items | $248,000 | 3,512 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,509 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $248,000 | 3,511 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $248,000 | 3,379 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,313,000 | 3,160 |
| Total interest expense | $3,055,000 | 3,374 |
| Net interest income | $7,258,000 | 2,967 |
| Provision for loan and lease losses | $940,000 | 3,592 |
| Total noninterest income | $1,812,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,028,000 | 1,640 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $784,000 | 2,488 |
| Total noninterest expense | $7,522,000 | 2,619 |
| Salaries and employee benefits | $3,815,000 | 2,554 |
| Premises and equipment expense | $993,000 | 2,591 |
| Additional noninterest expense | $2,714,000 | 2,560 |
| Pre-tax net operating income | $608,000 | 3,753 |
| Securities gains (losses) | $207,000 | 1,528 |
| Applicable income taxes | $90,000 | 2,931 |
| Income before extraordinary items | $725,000 | 3,303 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $725,000 | 3,302 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $725,000 | 3,302 |
| Net charge-offs | $912,000 | 2,976 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $540,770 | 3,688 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 3,207 |
| Total interest expense | $2,333,000 | 3,452 |
| Net interest income | $5,416,000 | 2,975 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $1,391,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $760,000 | 1,665 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $631,000 | 2,443 |
| Total noninterest expense | $5,555,000 | 2,664 |
| Salaries and employee benefits | $2,830,000 | 2,597 |
| Premises and equipment expense | $713,000 | 2,735 |
| Additional noninterest expense | $2,012,000 | 2,560 |
| Pre-tax net operating income | $1,072,000 | 2,619 |
| Securities gains (losses) | $207,000 | 1,263 |
| Applicable income taxes | $409,000 | 1,608 |
| Income before extraordinary items | $870,000 | 2,717 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $870,000 | 2,714 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $870,000 | 2,717 |
| Net charge-offs | $86,000 | 5,202 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $729,240 | 2,963 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 3,227 |
| Total interest expense | $1,576,000 | 3,550 |
| Net interest income | $3,608,000 | 2,964 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $918,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $483,000 | 1,725 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $435,000 | 2,425 |
| Total noninterest expense | $3,699,000 | 2,698 |
| Salaries and employee benefits | $1,908,000 | 2,607 |
| Premises and equipment expense | $471,000 | 2,792 |
| Additional noninterest expense | $1,320,000 | 2,611 |
| Pre-tax net operating income | $707,000 | 2,745 |
| Securities gains (losses) | $207,000 | 1,000 |
| Applicable income taxes | $292,000 | 1,557 |
| Income before extraordinary items | $622,000 | 2,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,708 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $622,000 | 2,710 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $481,240 | 3,057 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 3,230 |
| Total interest expense | $816,000 | 3,566 |
| Net interest income | $1,784,000 | 2,999 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $444,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $221,000 | 1,808 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $223,000 | 2,361 |
| Total noninterest expense | $1,750,000 | 2,744 |
| Salaries and employee benefits | $978,000 | 2,591 |
| Premises and equipment expense | $237,000 | 2,801 |
| Additional noninterest expense | $535,000 | 2,835 |
| Pre-tax net operating income | $418,000 | 2,712 |
| Securities gains (losses) | $207,000 | 652 |
| Applicable income taxes | $195,000 | 1,489 |
| Income before extraordinary items | $430,000 | 2,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 2,414 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $430,000 | 2,416 |
| Net charge-offs | $53,000 | 3,483 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $287,170 | 3,057 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,152,000 | 3,004 |
| Total interest expense | $4,349,000 | 3,300 |
| Net interest income | $7,803,000 | 2,776 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $1,948,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $987,000 | 1,778 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $961,000 | 2,173 |
| Total noninterest expense | $6,781,000 | 2,761 |
| Salaries and employee benefits | $3,799,000 | 2,631 |
| Premises and equipment expense | $1,004,000 | 2,616 |
| Additional noninterest expense | $1,978,000 | 2,897 |
| Pre-tax net operating income | $2,950,000 | 1,829 |
| Securities gains (losses) | $53,000 | 1,553 |
| Applicable income taxes | $827,000 | 1,368 |
| Income before extraordinary items | $2,176,000 | 1,840 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,176,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,137,840 | 1,995 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,287,000 | 3,018 |
| Total interest expense | $3,410,000 | 3,298 |
| Net interest income | $5,877,000 | 2,768 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $1,497,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $744,000 | 1,783 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $753,000 | 2,200 |
| Total noninterest expense | $4,878,000 | 2,829 |
| Salaries and employee benefits | $2,718,000 | 2,757 |
| Premises and equipment expense | $725,000 | 2,708 |
| Additional noninterest expense | $1,435,000 | 2,883 |
| Pre-tax net operating income | $2,396,000 | 2,002 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $765,000 | 1,424 |
| Income before extraordinary items | $1,631,000 | 2,161 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,631,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,255 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,631,000 | 2,268 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 3,020 |
| Total interest expense | $2,372,000 | 3,308 |
| Net interest income | $3,907,000 | 2,771 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $984,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $482,000 | 1,806 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $502,000 | 2,241 |
| Total noninterest expense | $3,238,000 | 2,849 |
| Salaries and employee benefits | $1,839,000 | 2,757 |
| Premises and equipment expense | $490,000 | 2,688 |
| Additional noninterest expense | $909,000 | 2,990 |
| Pre-tax net operating income | $1,553,000 | 2,127 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $485,000 | 1,641 |
| Income before extraordinary items | $1,068,000 | 2,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,068,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,295 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,068,000 | 2,385 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,029 |
| Total interest expense | $1,246,000 | 3,363 |
| Net interest income | $1,965,000 | 2,746 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $507,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $234,000 | 1,816 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $273,000 | 2,079 |
| Total noninterest expense | $1,664,000 | 2,783 |
| Salaries and employee benefits | $939,000 | 2,725 |
| Premises and equipment expense | $245,000 | 2,704 |
| Additional noninterest expense | $480,000 | 2,820 |
| Pre-tax net operating income | $748,000 | 2,296 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $239,000 | 1,736 |
| Income before extraordinary items | $509,000 | 2,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $509,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,143 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $509,000 | 2,576 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,149,000 | 3,035 |
| Total interest expense | $5,239,000 | 3,353 |
| Net interest income | $7,910,000 | 2,751 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $2,133,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,061,000 | 1,684 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,072,000 | 2,123 |
| Total noninterest expense | $6,356,000 | 2,811 |
| Salaries and employee benefits | $3,535,000 | 2,779 |
| Premises and equipment expense | $962,000 | 2,658 |
| Additional noninterest expense | $1,859,000 | 2,844 |
| Pre-tax net operating income | $3,447,000 | 2,227 |
| Securities gains (losses) | $39,000 | 877 |
| Applicable income taxes | $996,000 | 1,869 |
| Income before extraordinary items | $2,490,000 | 2,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,490,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,600 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,462,310 | 2,390 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,866,000 | 3,018 |
| Total interest expense | $3,893,000 | 3,366 |
| Net interest income | $5,973,000 | 2,735 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,622,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $796,000 | 1,662 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $826,000 | 2,085 |
| Total noninterest expense | $4,677,000 | 2,839 |
| Salaries and employee benefits | $2,654,000 | 2,767 |
| Premises and equipment expense | $724,000 | 2,641 |
| Additional noninterest expense | $1,299,000 | 2,976 |
| Pre-tax net operating income | $2,738,000 | 2,267 |
| Securities gains (losses) | $39,000 | 673 |
| Applicable income taxes | $917,000 | 1,743 |
| Income before extraordinary items | $1,860,000 | 2,535 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,860,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,801 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,833,870 | 2,537 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 3,059 |
| Total interest expense | $2,564,000 | 3,392 |
| Net interest income | $3,945,000 | 2,785 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,078,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $518,000 | 1,698 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $560,000 | 2,091 |
| Total noninterest expense | $3,133,000 | 2,855 |
| Salaries and employee benefits | $1,760,000 | 2,819 |
| Premises and equipment expense | $489,000 | 2,639 |
| Additional noninterest expense | $884,000 | 2,926 |
| Pre-tax net operating income | $1,770,000 | 2,367 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $594,000 | 1,855 |
| Income before extraordinary items | $1,176,000 | 2,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,176,000 | 2,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,168 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,176,000 | 2,667 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 3,092 |
| Total interest expense | $1,275,000 | 3,382 |
| Net interest income | $1,930,000 | 2,849 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $483,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $238,000 | 1,784 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $245,000 | 2,244 |
| Total noninterest expense | $1,575,000 | 2,859 |
| Salaries and employee benefits | $884,000 | 2,828 |
| Premises and equipment expense | $240,000 | 2,681 |
| Additional noninterest expense | $451,000 | 2,846 |
| Pre-tax net operating income | $778,000 | 2,611 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $265,000 | 2,015 |
| Income before extraordinary items | $513,000 | 2,977 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $513,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 640 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $513,000 | 2,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,751,000 | 2,938 |
| Total interest expense | $4,302,000 | 3,415 |
| Net interest income | $8,449,000 | 2,655 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $2,259,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,080,000 | 1,643 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,179,000 | 1,991 |
| Total noninterest expense | $6,267,000 | 2,775 |
| Salaries and employee benefits | $3,463,000 | 2,753 |
| Premises and equipment expense | $1,008,000 | 2,457 |
| Additional noninterest expense | $1,796,000 | 2,824 |
| Pre-tax net operating income | $4,341,000 | 2,112 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,302,000 | 1,862 |
| Income before extraordinary items | $3,039,000 | 2,256 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,039,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,252 |
| Cash dividends | $2,600,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,039,000 | 2,241 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 2,938 |
| Total interest expense | $3,106,000 | 3,414 |
| Net interest income | $6,376,000 | 2,669 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $1,717,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $828,000 | 1,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $889,000 | 1,995 |
| Total noninterest expense | $4,673,000 | 2,787 |
| Salaries and employee benefits | $2,593,000 | 2,756 |
| Premises and equipment expense | $734,000 | 2,532 |
| Additional noninterest expense | $1,346,000 | 2,815 |
| Pre-tax net operating income | $3,320,000 | 2,146 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,100,000 | 1,761 |
| Income before extraordinary items | $2,220,000 | 2,381 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,220,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $2,600,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,220,000 | 2,373 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 2,936 |
| Total interest expense | $1,998,000 | 3,382 |
| Net interest income | $4,219,000 | 2,682 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $1,153,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $551,000 | 1,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $602,000 | 1,955 |
| Total noninterest expense | $3,072,000 | 2,826 |
| Salaries and employee benefits | $1,728,000 | 2,765 |
| Premises and equipment expense | $461,000 | 2,658 |
| Additional noninterest expense | $883,000 | 2,867 |
| Pre-tax net operating income | $2,200,000 | 2,153 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $748,000 | 1,765 |
| Income before extraordinary items | $1,452,000 | 2,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,452,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,452,000 | 2,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 2,939 |
| Total interest expense | $983,000 | 3,296 |
| Net interest income | $2,056,000 | 2,719 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $582,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $272,000 | 1,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $310,000 | 1,896 |
| Total noninterest expense | $1,525,000 | 2,836 |
| Salaries and employee benefits | $868,000 | 2,773 |
| Premises and equipment expense | $220,000 | 2,781 |
| Additional noninterest expense | $437,000 | 2,880 |
| Pre-tax net operating income | $1,053,000 | 2,192 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $358,000 | 1,792 |
| Income before extraordinary items | $695,000 | 2,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $695,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $695,000 | 2,433 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,612,000 | 2,999 |
| Total interest expense | $2,967,000 | 3,360 |
| Net interest income | $7,645,000 | 2,817 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $2,138,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,059,000 | 1,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,079,000 | 2,104 |
| Total noninterest expense | $6,519,000 | 2,544 |
| Salaries and employee benefits | $3,637,000 | 2,511 |
| Premises and equipment expense | $1,064,000 | 2,241 |
| Additional noninterest expense | $1,818,000 | 2,732 |
| Pre-tax net operating income | $3,024,000 | 2,737 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $492,000 | 3,392 |
| Income before extraordinary items | $2,534,000 | 2,573 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,534,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,788 |
| Cash dividends | $1,740,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,532,320 | 2,552 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 3,035 |
| Total interest expense | $2,058,000 | 3,436 |
| Net interest income | $5,644,000 | 2,826 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,635,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $774,000 | 1,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $861,000 | 2,019 |
| Total noninterest expense | $4,827,000 | 2,557 |
| Salaries and employee benefits | $2,713,000 | 2,489 |
| Premises and equipment expense | $784,000 | 2,259 |
| Additional noninterest expense | $1,330,000 | 2,770 |
| Pre-tax net operating income | $2,272,000 | 2,770 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $442,000 | 3,154 |
| Income before extraordinary items | $1,832,000 | 2,657 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,832,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,380 |
| Cash dividends | $1,440,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,830,380 | 2,620 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 3,045 |
| Total interest expense | $1,282,000 | 3,471 |
| Net interest income | $3,702,000 | 2,851 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $1,059,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $484,000 | 1,733 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $575,000 | 1,985 |
| Total noninterest expense | $3,236,000 | 2,512 |
| Salaries and employee benefits | $1,780,000 | 2,505 |
| Premises and equipment expense | $505,000 | 2,309 |
| Additional noninterest expense | $951,000 | 2,561 |
| Pre-tax net operating income | $1,405,000 | 2,896 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $146,000 | 4,285 |
| Income before extraordinary items | $1,259,000 | 2,550 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,259,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 969 |
| Cash dividends | $820,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,259,000 | 2,509 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 3,100 |
| Total interest expense | $607,000 | 3,479 |
| Net interest income | $1,792,000 | 2,925 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $597,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $245,000 | 1,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $352,000 | 1,693 |
| Total noninterest expense | $1,655,000 | 2,478 |
| Salaries and employee benefits | $889,000 | 2,521 |
| Premises and equipment expense | $256,000 | 2,307 |
| Additional noninterest expense | $510,000 | 2,384 |
| Pre-tax net operating income | $674,000 | 2,942 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $231,000 | 2,371 |
| Income before extraordinary items | $443,000 | 3,354 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $443,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 671 |
| Cash dividends | $570,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $443,000 | 3,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 3,060 |
| Total interest expense | $2,283,000 | 3,274 |
| Net interest income | $6,872,000 | 2,938 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,820,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,083,000 | 1,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $737,000 | 2,634 |
| Total noninterest expense | $6,667,000 | 2,395 |
| Salaries and employee benefits | $3,327,000 | 2,593 |
| Premises and equipment expense | $987,000 | 2,318 |
| Additional noninterest expense | $2,353,000 | 2,078 |
| Pre-tax net operating income | $1,785,000 | 3,807 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $410,000 | 3,687 |
| Income before extraordinary items | $1,375,000 | 3,845 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,375,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,833 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,375,000 | 3,783 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 3,056 |
| Total interest expense | $1,693,000 | 3,254 |
| Net interest income | $5,099,000 | 2,947 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,332,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $826,000 | 1,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $506,000 | 2,780 |
| Total noninterest expense | $4,989,000 | 2,390 |
| Salaries and employee benefits | $2,505,000 | 2,570 |
| Premises and equipment expense | $722,000 | 2,364 |
| Additional noninterest expense | $1,762,000 | 2,046 |
| Pre-tax net operating income | $1,262,000 | 4,025 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $251,000 | 4,086 |
| Income before extraordinary items | $1,011,000 | 3,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,011,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,138 |
| Cash dividends | $320,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,011,000 | 3,903 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 3,083 |
| Total interest expense | $1,131,000 | 3,224 |
| Net interest income | $3,328,000 | 2,997 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $873,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $549,000 | 1,593 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $324,000 | 2,854 |
| Total noninterest expense | $3,236,000 | 2,460 |
| Salaries and employee benefits | $1,565,000 | 2,729 |
| Premises and equipment expense | $484,000 | 2,353 |
| Additional noninterest expense | $1,187,000 | 2,020 |
| Pre-tax net operating income | $845,000 | 3,972 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $112,000 | 4,704 |
| Income before extraordinary items | $733,000 | 3,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $733,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $733,000 | 3,664 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 3,135 |
| Total interest expense | $575,000 | 3,225 |
| Net interest income | $1,618,000 | 3,060 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $435,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $256,000 | 1,663 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $179,000 | 2,651 |
| Total noninterest expense | $1,537,000 | 2,574 |
| Salaries and employee benefits | $758,000 | 2,822 |
| Premises and equipment expense | $245,000 | 2,355 |
| Additional noninterest expense | $534,000 | 2,224 |
| Pre-tax net operating income | $456,000 | 3,757 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-64,000 | 8,992 |
| Income before extraordinary items | $520,000 | 2,849 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $520,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $520,000 | 2,753 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,126,000 | 3,077 |
| Total interest expense | $2,832,000 | 3,014 |
| Net interest income | $6,294,000 | 3,054 |
| Provision for loan and lease losses | $865,000 | 1,369 |
| Total noninterest income | $1,822,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,046,000 | 1,644 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $776,000 | 2,792 |
| Total noninterest expense | $5,592,000 | 2,774 |
| Salaries and employee benefits | $2,860,000 | 2,891 |
| Premises and equipment expense | $834,000 | 2,654 |
| Additional noninterest expense | $1,898,000 | 2,524 |
| Pre-tax net operating income | $1,659,000 | 3,851 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $752,000 | 2,648 |
| Income before extraordinary items | $907,000 | 4,918 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $907,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,017 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $907,000 | 4,759 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 3,104 |
| Total interest expense | $2,210,000 | 3,011 |
| Net interest income | $4,663,000 | 3,098 |
| Provision for loan and lease losses | $305,000 | 2,479 |
| Total noninterest income | $1,350,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $775,000 | 1,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $575,000 | 2,893 |
| Total noninterest expense | $4,089,000 | 2,842 |
| Salaries and employee benefits | $2,102,000 | 2,958 |
| Premises and equipment expense | $599,000 | 2,778 |
| Additional noninterest expense | $1,388,000 | 2,563 |
| Pre-tax net operating income | $1,619,000 | 3,354 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $605,000 | 2,651 |
| Income before extraordinary items | $1,014,000 | 3,949 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,014,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,893 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,014,000 | 3,789 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 3,118 |
| Total interest expense | $1,491,000 | 3,060 |
| Net interest income | $3,103,000 | 3,090 |
| Provision for loan and lease losses | $245,000 | 2,166 |
| Total noninterest income | $916,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $515,000 | 1,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $401,000 | 2,799 |
| Total noninterest expense | $2,653,000 | 2,915 |
| Salaries and employee benefits | $1,395,000 | 2,976 |
| Premises and equipment expense | $379,000 | 2,900 |
| Additional noninterest expense | $879,000 | 2,666 |
| Pre-tax net operating income | $1,121,000 | 3,242 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $436,000 | 2,520 |
| Income before extraordinary items | $685,000 | 3,926 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $685,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,920 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $685,000 | 3,743 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 3,146 |
| Total interest expense | $720,000 | 3,240 |
| Net interest income | $1,558,000 | 3,062 |
| Provision for loan and lease losses | $185,000 | 1,457 |
| Total noninterest income | $472,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $250,000 | 1,634 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 2,540 |
| Total noninterest expense | $1,331,000 | 2,878 |
| Salaries and employee benefits | $716,000 | 2,898 |
| Premises and equipment expense | $177,000 | 3,056 |
| Additional noninterest expense | $438,000 | 2,633 |
| Pre-tax net operating income | $514,000 | 3,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $171,000 | 2,972 |
| Income before extraordinary items | $343,000 | 3,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $343,000 | 3,680 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,965,000 | 3,307 |
| Total interest expense | $2,895,000 | 3,621 |
| Net interest income | $6,070,000 | 3,115 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $1,776,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $992,000 | 1,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $784,000 | 2,534 |
| Total noninterest expense | $5,129,000 | 2,862 |
| Salaries and employee benefits | $2,666,000 | 2,958 |
| Premises and equipment expense | $748,000 | 2,834 |
| Additional noninterest expense | $1,715,000 | 2,647 |
| Pre-tax net operating income | $2,492,000 | 2,886 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $706,000 | 2,823 |
| Income before extraordinary items | $1,786,000 | 3,059 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,786,000 | 3,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $1,800,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,786,000 | 2,964 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,525,000 | 3,455 |
| Total interest expense | $4,227,000 | 3,636 |
| Net interest income | $5,298,000 | 3,277 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,618,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $961,000 | 1,540 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $657,000 | 2,672 |
| Total noninterest expense | $4,345,000 | 3,185 |
| Salaries and employee benefits | $2,076,000 | 3,486 |
| Premises and equipment expense | $665,000 | 3,080 |
| Additional noninterest expense | $1,604,000 | 2,711 |
| Pre-tax net operating income | $2,391,000 | 2,759 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $712,000 | 2,633 |
| Income before extraordinary items | $1,679,000 | 2,956 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,679,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $825,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,679,000 | 2,860 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,450,000 | 3,953 |
| Total interest expense | $3,891,000 | 4,058 |
| Net interest income | $4,559,000 | 3,749 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $1,318,000 | 2,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $812,000 | 1,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,924 |
| Total noninterest expense | $3,690,000 | 3,550 |
| Salaries and employee benefits | $1,903,000 | 3,625 |
| Premises and equipment expense | $620,000 | 3,171 |
| Additional noninterest expense | $1,167,000 | 3,519 |
| Pre-tax net operating income | $2,027,000 | 3,293 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $675,000 | 2,876 |
| Income before extraordinary items | $1,352,000 | 3,523 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,352,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,296 |
| Cash dividends | $970,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,352,000 | 3,512 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,285,000 | 4,254 |
| Total interest expense | $3,234,000 | 4,324 |
| Net interest income | $4,051,000 | 4,128 |
| Provision for loan and lease losses | $105,000 | 5,113 |
| Total noninterest income | $1,260,000 | 2,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $766,000 | 1,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,975 |
| Total noninterest expense | $3,293,000 | 3,899 |
| Salaries and employee benefits | $1,734,000 | 3,866 |
| Premises and equipment expense | $503,000 | 3,750 |
| Additional noninterest expense | $1,056,000 | 3,836 |
| Pre-tax net operating income | $1,913,000 | 3,449 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $579,000 | 3,299 |
| Income before extraordinary items | $1,335,000 | 3,563 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,335,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $370,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,334,300 | 3,532 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 4,574 |
| Total interest expense | $3,107,000 | 4,591 |
| Net interest income | $3,561,000 | 4,531 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $1,199,000 | 2,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $676,000 | 1,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 2,901 |
| Total noninterest expense | $2,942,000 | 4,187 |
| Salaries and employee benefits | $1,573,000 | 4,092 |
| Premises and equipment expense | $446,000 | 4,045 |
| Additional noninterest expense | $923,000 | 4,208 |
| Pre-tax net operating income | $1,788,000 | 3,655 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $602,000 | 3,397 |
| Income before extraordinary items | $1,190,000 | 3,955 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,190,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $370,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,187,360 | 3,873 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 5,359 |
| Total interest expense | $2,614,000 | 5,241 |
| Net interest income | $2,958,000 | 5,356 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $914,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,314 |
| Total noninterest expense | $2,734,000 | 4,433 |
| Salaries and employee benefits | $1,357,000 | 4,622 |
| Premises and equipment expense | $364,000 | 4,761 |
| Additional noninterest expense | $1,013,000 | 3,852 |
| Pre-tax net operating income | $1,098,000 | 5,544 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $340,000 | 5,391 |
| Income before extraordinary items | $779,000 | 5,545 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $779,000 | 5,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $235,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $764,300 | 5,559 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 6,599 |
| Total interest expense | $1,863,000 | 6,705 |
| Net interest income | $2,420,000 | 6,344 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $932,000 | 3,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 2,733 |
| Total noninterest expense | $2,245,000 | 5,448 |
| Salaries and employee benefits | $1,207,000 | 5,174 |
| Premises and equipment expense | $258,000 | 6,136 |
| Additional noninterest expense | $780,000 | 5,300 |
| Pre-tax net operating income | $1,107,000 | 5,387 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $732,000 | 5,615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $732,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,941 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $740,040 | 5,527 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 7,261 |
| Total interest expense | $1,579,000 | 7,482 |
| Net interest income | $2,164,000 | 6,947 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 2,945 |
| Total noninterest expense | $1,848,000 | 6,355 |
| Salaries and employee benefits | $943,000 | 6,335 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $711,000 | 5,767 |
| Pre-tax net operating income | $1,055,000 | 5,769 |
| Securities gains (losses) | $47,000 | 1,345 |
| Applicable income taxes | $218,000 | 7,121 |
| Income before extraordinary items | $884,000 | 5,064 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $884,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $846,400 | 5,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 8,093 |
| Total interest expense | $1,236,000 | 7,763 |
| Net interest income | $1,741,000 | 8,198 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $538,000 | 5,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $1,664,000 | 7,087 |
| Salaries and employee benefits | $805,000 | 7,182 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $703,000 | 6,294 |
| Pre-tax net operating income | $615,000 | 7,921 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-119,000 | 12,322 |
| Income before extraordinary items | $734,000 | 5,697 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $734,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,120 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $734,000 | 5,771 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 8,675 |
| Total interest expense | $1,274,000 | 7,985 |
| Net interest income | $1,518,000 | 9,044 |
| Provision for loan and lease losses | $-75,000 | 12,836 |
| Total noninterest income | $374,000 | 6,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,584,000 | 7,548 |
| Salaries and employee benefits | $711,000 | 7,931 |
| Premises and equipment expense | $177,000 | 8,214 |
| Additional noninterest expense | $696,000 | 6,592 |
| Pre-tax net operating income | $383,000 | 9,547 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-9,000 | 12,780 |
| Income before extraordinary items | $392,000 | 8,517 |
| Extraordinary gains, net | $149,000 | 1,245 |
| Net income | $541,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 3,231 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 414 |
| Net operating income | $392,000 | 8,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 8,826 |
| Total interest expense | $1,630,000 | 8,108 |
| Net interest income | $1,455,000 | 9,428 |
| Provision for loan and lease losses | $-50,000 | 13,611 |
| Total noninterest income | $448,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,066 |
| Total noninterest expense | $1,607,000 | 7,561 |
| Salaries and employee benefits | $634,000 | 8,518 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $752,000 | 6,408 |
| Pre-tax net operating income | $346,000 | 9,729 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $268,000 | 9,699 |
| Extraordinary gains, net | $138,000 | 593 |
| Net income | $406,000 | 8,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 3,257 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $228,400 | 9,850 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.