Sage Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 3,458 |
| Total interest expense | $782,000 | 2,121 |
| Net interest income | $2,189,000 | 3,778 |
| Provision for loan and lease losses | $-100,000 | 5,376 |
| Total noninterest income | $2,629,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $48,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,581,000 | 796 |
| Total noninterest expense | $5,592,000 | 1,740 |
| Salaries and employee benefits | $3,676,000 | 1,530 |
| Premises and equipment expense | $475,000 | 2,148 |
| Additional noninterest expense | $1,441,000 | 1,989 |
| Pre-tax net operating income | $-674,000 | 5,492 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-672,000 | 5,482 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-672,000 | 5,481 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-672,000 | 5,481 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-674,000 | 5,482 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 3,448 |
| Total interest expense | $370,000 | 2,131 |
| Net interest income | $1,126,000 | 3,735 |
| Provision for loan and lease losses | $-100,000 | 5,487 |
| Total noninterest income | $1,178,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,154,000 | 831 |
| Total noninterest expense | $2,827,000 | 1,724 |
| Salaries and employee benefits | $1,854,000 | 1,533 |
| Premises and equipment expense | $243,000 | 2,151 |
| Additional noninterest expense | $730,000 | 1,962 |
| Pre-tax net operating income | $-423,000 | 5,566 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-421,000 | 5,554 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-421,000 | 5,554 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-421,000 | 5,554 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-423,000 | 5,557 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 3,504 |
| Total interest expense | $1,330,000 | 2,101 |
| Net interest income | $4,390,000 | 3,774 |
| Provision for loan and lease losses | $48,000 | 3,600 |
| Total noninterest income | $7,804,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $111,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,693,000 | 623 |
| Total noninterest expense | $14,136,000 | 1,409 |
| Salaries and employee benefits | $9,609,000 | 1,198 |
| Premises and equipment expense | $1,006,000 | 2,098 |
| Additional noninterest expense | $3,521,000 | 1,701 |
| Pre-tax net operating income | $-1,990,000 | 5,638 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-1,990,000 | 5,616 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,990,000 | 5,616 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,990,000 | 5,616 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 674 |
| Net operating income | $-1,990,000 | 5,616 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 3,570 |
| Total interest expense | $960,000 | 2,141 |
| Net interest income | $3,261,000 | 3,824 |
| Provision for loan and lease losses | $24,000 | 3,641 |
| Total noninterest income | $6,102,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $82,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,020,000 | 603 |
| Total noninterest expense | $10,697,000 | 1,387 |
| Salaries and employee benefits | $7,246,000 | 1,200 |
| Premises and equipment expense | $740,000 | 2,140 |
| Additional noninterest expense | $2,711,000 | 1,649 |
| Pre-tax net operating income | $-1,358,000 | 5,697 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-1,358,000 | 5,698 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,358,000 | 5,698 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,358,000 | 5,698 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 626 |
| Net operating income | $-1,358,000 | 5,698 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 3,622 |
| Total interest expense | $624,000 | 2,146 |
| Net interest income | $2,118,000 | 3,876 |
| Provision for loan and lease losses | $-16,000 | 5,549 |
| Total noninterest income | $3,899,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $54,000 | 4,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,845,000 | 615 |
| Total noninterest expense | $7,113,000 | 1,400 |
| Salaries and employee benefits | $4,736,000 | 1,222 |
| Premises and equipment expense | $500,000 | 2,129 |
| Additional noninterest expense | $1,877,000 | 1,588 |
| Pre-tax net operating income | $-1,080,000 | 5,753 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-1,080,000 | 5,748 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,080,000 | 5,748 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,080,000 | 5,748 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 600 |
| Net operating income | $-1,080,000 | 5,747 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 3,675 |
| Total interest expense | $311,000 | 2,114 |
| Net interest income | $1,025,000 | 3,947 |
| Provision for loan and lease losses | $-16,000 | 5,671 |
| Total noninterest income | $1,972,000 | 823 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $28,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,944,000 | 605 |
| Total noninterest expense | $3,677,000 | 1,365 |
| Salaries and employee benefits | $2,440,000 | 1,197 |
| Premises and equipment expense | $259,000 | 2,092 |
| Additional noninterest expense | $978,000 | 1,537 |
| Pre-tax net operating income | $-664,000 | 5,820 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-664,000 | 5,816 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-664,000 | 5,816 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-664,000 | 5,816 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-664,000 | 5,816 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 3,455 |
| Total interest expense | $1,457,000 | 1,837 |
| Net interest income | $4,467,000 | 3,792 |
| Provision for loan and lease losses | $-151,000 | 5,621 |
| Total noninterest income | $15,356,000 | 506 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $123,000 | 4,272 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $15,233,000 | 383 |
| Total noninterest expense | $19,971,000 | 1,053 |
| Salaries and employee benefits | $13,822,000 | 851 |
| Premises and equipment expense | $1,177,000 | 1,898 |
| Additional noninterest expense | $4,972,000 | 1,263 |
| Pre-tax net operating income | $3,000 | 5,632 |
| Securities gains (losses) | $64,000 | 1,664 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $67,000 | 5,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $67,000 | 5,572 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $67,000 | 5,573 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 669 |
| Net operating income | $3,000 | 5,640 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 3,434 |
| Total interest expense | $1,107,000 | 1,827 |
| Net interest income | $3,409,000 | 3,779 |
| Provision for loan and lease losses | $-85,000 | 5,722 |
| Total noninterest income | $12,096,000 | 487 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $94,000 | 4,274 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $12,002,000 | 360 |
| Total noninterest expense | $15,260,000 | 1,034 |
| Salaries and employee benefits | $10,459,000 | 837 |
| Premises and equipment expense | $890,000 | 1,888 |
| Additional noninterest expense | $3,911,000 | 1,219 |
| Pre-tax net operating income | $330,000 | 4,994 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $331,000 | 4,905 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $331,000 | 4,905 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $331,000 | 4,905 |
| Net charge-offs | $-10,000 | 4,925 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 710 |
| Net operating income | $330,000 | 4,862 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 3,411 |
| Total interest expense | $718,000 | 1,868 |
| Net interest income | $2,329,000 | 3,752 |
| Provision for loan and lease losses | $-88,000 | 5,845 |
| Total noninterest income | $7,548,000 | 502 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $62,000 | 4,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,486,000 | 371 |
| Total noninterest expense | $10,216,000 | 1,032 |
| Salaries and employee benefits | $6,816,000 | 866 |
| Premises and equipment expense | $608,000 | 1,855 |
| Additional noninterest expense | $2,792,000 | 1,166 |
| Pre-tax net operating income | $-251,000 | 5,934 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-251,000 | 5,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-251,000 | 5,939 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-251,000 | 5,939 |
| Net charge-offs | $-10,000 | 4,971 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 691 |
| Net operating income | $-251,000 | 5,932 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 3,383 |
| Total interest expense | $355,000 | 1,895 |
| Net interest income | $1,216,000 | 3,667 |
| Provision for loan and lease losses | $-43,000 | 5,947 |
| Total noninterest income | $3,176,000 | 552 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $31,000 | 4,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,145,000 | 404 |
| Total noninterest expense | $5,009,000 | 1,052 |
| Salaries and employee benefits | $3,401,000 | 867 |
| Premises and equipment expense | $318,000 | 1,785 |
| Additional noninterest expense | $1,290,000 | 1,236 |
| Pre-tax net operating income | $-574,000 | 6,070 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-574,000 | 6,067 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-574,000 | 6,067 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-574,000 | 6,067 |
| Net charge-offs | $-10,000 | 5,188 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 640 |
| Net operating income | $-574,000 | 6,066 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 3,156 |
| Total interest expense | $1,515,000 | 1,758 |
| Net interest income | $5,339,000 | 3,439 |
| Provision for loan and lease losses | $-152,000 | 5,789 |
| Total noninterest income | $12,865,000 | 563 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $128,000 | 4,371 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $12,737,000 | 416 |
| Total noninterest expense | $18,965,000 | 1,074 |
| Salaries and employee benefits | $12,418,000 | 920 |
| Premises and equipment expense | $1,095,000 | 2,039 |
| Additional noninterest expense | $5,452,000 | 1,176 |
| Pre-tax net operating income | $-609,000 | 6,056 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-609,000 | 6,064 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-609,000 | 6,064 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-609,000 | 6,064 |
| Net charge-offs | $104,000 | 2,610 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 689 |
| Net operating income | $-609,000 | 6,059 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 3,121 |
| Total interest expense | $1,171,000 | 1,742 |
| Net interest income | $4,108,000 | 3,414 |
| Provision for loan and lease losses | $-128,000 | 5,943 |
| Total noninterest income | $10,480,000 | 534 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $91,000 | 4,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,389,000 | 400 |
| Total noninterest expense | $14,994,000 | 1,042 |
| Salaries and employee benefits | $9,516,000 | 902 |
| Premises and equipment expense | $841,000 | 2,015 |
| Additional noninterest expense | $4,637,000 | 1,059 |
| Pre-tax net operating income | $-278,000 | 6,114 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-278,000 | 6,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-278,000 | 6,124 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-278,000 | 6,124 |
| Net charge-offs | $103,000 | 2,128 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 758 |
| Net operating income | $-278,000 | 6,113 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 3,088 |
| Total interest expense | $809,000 | 1,704 |
| Net interest income | $2,771,000 | 3,409 |
| Provision for loan and lease losses | $-89,000 | 6,042 |
| Total noninterest income | $4,017,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,960,000 | 602 |
| Total noninterest expense | $6,320,000 | 1,547 |
| Salaries and employee benefits | $3,317,000 | 1,604 |
| Premises and equipment expense | $575,000 | 1,988 |
| Additional noninterest expense | $2,428,000 | 1,303 |
| Pre-tax net operating income | $557,000 | 4,023 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $28,000 | 3,718 |
| Income before extraordinary items | $529,000 | 3,874 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $529,000 | 3,875 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $529,000 | 3,877 |
| Net charge-offs | $51,000 | 2,297 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 732 |
| Net operating income | $529,000 | 3,819 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,061 |
| Total interest expense | $402,000 | 1,723 |
| Net interest income | $1,424,000 | 3,341 |
| Provision for loan and lease losses | $24,000 | 2,747 |
| Total noninterest income | $2,198,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,170,000 | 536 |
| Total noninterest expense | $2,632,000 | 1,812 |
| Salaries and employee benefits | $1,055,000 | 2,401 |
| Premises and equipment expense | $304,000 | 1,907 |
| Additional noninterest expense | $1,273,000 | 1,236 |
| Pre-tax net operating income | $966,000 | 1,911 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $68,000 | 2,760 |
| Income before extraordinary items | $898,000 | 1,751 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $898,000 | 1,753 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $898,000 | 1,753 |
| Net charge-offs | $52,000 | 1,527 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $898,000 | 1,688 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 2,695 |
| Total interest expense | $1,734,000 | 1,671 |
| Net interest income | $7,064,000 | 2,866 |
| Provision for loan and lease losses | $-187,000 | 6,119 |
| Total noninterest income | $5,402,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $100,000 | 5,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,302,000 | 719 |
| Total noninterest expense | $13,734,000 | 1,399 |
| Salaries and employee benefits | $6,245,000 | 1,665 |
| Premises and equipment expense | $1,285,000 | 1,803 |
| Additional noninterest expense | $6,204,000 | 1,071 |
| Pre-tax net operating income | $-1,081,000 | 6,368 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,768,000 | 1,077 |
| Income before extraordinary items | $-2,849,000 | 6,449 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,849,000 | 6,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,849,000 | 6,448 |
| Net charge-offs | $12,000 | 4,510 |
| Cash dividends | $49,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 658 |
| Net operating income | $-2,849,000 | 6,450 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,801,000 | 2,637 |
| Total interest expense | $1,298,000 | 1,691 |
| Net interest income | $5,503,000 | 2,821 |
| Provision for loan and lease losses | $93,000 | 2,873 |
| Total noninterest income | $3,851,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $74,000 | 5,078 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,777,000 | 748 |
| Total noninterest expense | $9,845,000 | 1,461 |
| Salaries and employee benefits | $4,458,000 | 1,741 |
| Premises and equipment expense | $993,000 | 1,772 |
| Additional noninterest expense | $4,394,000 | 1,122 |
| Pre-tax net operating income | $-584,000 | 6,406 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-202,000 | 6,460 |
| Income before extraordinary items | $-382,000 | 6,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-382,000 | 6,377 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-382,000 | 6,377 |
| Net charge-offs | $47,000 | 3,303 |
| Cash dividends | $49,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-382,000 | 6,374 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 2,578 |
| Total interest expense | $830,000 | 1,781 |
| Net interest income | $3,833,000 | 2,736 |
| Provision for loan and lease losses | $93,000 | 2,434 |
| Total noninterest income | $2,815,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $48,000 | 5,127 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,767,000 | 688 |
| Total noninterest expense | $6,405,000 | 1,495 |
| Salaries and employee benefits | $3,005,000 | 1,712 |
| Premises and equipment expense | $698,000 | 1,707 |
| Additional noninterest expense | $2,702,000 | 1,196 |
| Pre-tax net operating income | $150,000 | 5,554 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $58,000 | 3,361 |
| Income before extraordinary items | $92,000 | 5,784 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $92,000 | 5,786 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $92,000 | 5,786 |
| Net charge-offs | $45,000 | 2,882 |
| Cash dividends | $50,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $92,000 | 5,743 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 2,538 |
| Total interest expense | $377,000 | 1,966 |
| Net interest income | $1,993,000 | 2,633 |
| Provision for loan and lease losses | $93,000 | 1,657 |
| Total noninterest income | $1,135,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,113,000 | 773 |
| Total noninterest expense | $2,933,000 | 1,639 |
| Salaries and employee benefits | $1,468,000 | 1,769 |
| Premises and equipment expense | $373,000 | 1,617 |
| Additional noninterest expense | $1,092,000 | 1,440 |
| Pre-tax net operating income | $102,000 | 5,259 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $40,000 | 3,106 |
| Income before extraordinary items | $62,000 | 5,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 5,581 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $62,000 | 5,581 |
| Net charge-offs | $44,000 | 1,967 |
| Cash dividends | $50,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $62,000 | 5,545 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,632 |
| Total interest expense | $1,088,000 | 2,773 |
| Net interest income | $8,079,000 | 2,583 |
| Provision for loan and lease losses | $437,000 | 2,001 |
| Total noninterest income | $16,043,000 | 485 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $115,000 | 5,042 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,928,000 | 341 |
| Total noninterest expense | $24,504,000 | 831 |
| Salaries and employee benefits | $18,628,000 | 571 |
| Premises and equipment expense | $1,336,000 | 1,755 |
| Additional noninterest expense | $4,540,000 | 1,462 |
| Pre-tax net operating income | $-819,000 | 6,546 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-207,000 | 6,562 |
| Income before extraordinary items | $-612,000 | 6,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-612,000 | 6,515 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-612,000 | 6,515 |
| Net charge-offs | $42,000 | 4,476 |
| Cash dividends | $259,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $-976,000 | 6,780 |
| Net operating income | $-612,000 | 6,501 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 2,733 |
| Total interest expense | $808,000 | 2,870 |
| Net interest income | $5,807,000 | 2,685 |
| Provision for loan and lease losses | $322,000 | 1,998 |
| Total noninterest income | $13,576,000 | 450 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $87,000 | 5,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,489,000 | 325 |
| Total noninterest expense | $18,808,000 | 810 |
| Salaries and employee benefits | $14,615,000 | 552 |
| Premises and equipment expense | $983,000 | 1,793 |
| Additional noninterest expense | $3,210,000 | 1,530 |
| Pre-tax net operating income | $253,000 | 5,507 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $107,000 | 3,269 |
| Income before extraordinary items | $146,000 | 5,841 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $146,000 | 5,843 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $146,000 | 5,843 |
| Net charge-offs | $-29,000 | 6,343 |
| Cash dividends | $208,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $-1,036,000 | 6,867 |
| Net operating income | $146,000 | 5,782 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 2,885 |
| Total interest expense | $551,000 | 2,881 |
| Net interest income | $3,581,000 | 2,866 |
| Provision for loan and lease losses | $110,000 | 2,850 |
| Total noninterest income | $10,142,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,081,000 | 302 |
| Total noninterest expense | $12,763,000 | 800 |
| Salaries and employee benefits | $10,168,000 | 540 |
| Premises and equipment expense | $637,000 | 1,823 |
| Additional noninterest expense | $1,958,000 | 1,637 |
| Pre-tax net operating income | $850,000 | 3,216 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $336,000 | 1,909 |
| Income before extraordinary items | $514,000 | 3,883 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $514,000 | 3,886 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $514,000 | 3,887 |
| Net charge-offs | $-28,000 | 6,410 |
| Cash dividends | $155,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $-786,000 | 6,921 |
| Net operating income | $514,000 | 3,790 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 2,991 |
| Total interest expense | $295,000 | 2,816 |
| Net interest income | $1,702,000 | 2,991 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $4,757,000 | 448 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,725,000 | 317 |
| Total noninterest expense | $6,318,000 | 814 |
| Salaries and employee benefits | $5,133,000 | 539 |
| Premises and equipment expense | $311,000 | 1,905 |
| Additional noninterest expense | $874,000 | 1,813 |
| Pre-tax net operating income | $61,000 | 5,720 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $38,000 | 6,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $38,000 | 6,011 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $38,000 | 6,011 |
| Net charge-offs | $-28,000 | 6,547 |
| Cash dividends | $38,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $-536,000 | 7,006 |
| Net operating income | $38,000 | 5,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,138,000 | 3,062 |
| Total interest expense | $1,499,000 | 2,714 |
| Net interest income | $6,639,000 | 3,117 |
| Provision for loan and lease losses | $582,000 | 2,507 |
| Total noninterest income | $24,776,000 | 362 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $93,000 | 5,543 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $24,683,000 | 265 |
| Total noninterest expense | $27,221,000 | 739 |
| Salaries and employee benefits | $20,792,000 | 519 |
| Premises and equipment expense | $1,123,000 | 2,060 |
| Additional noninterest expense | $5,306,000 | 1,286 |
| Pre-tax net operating income | $3,612,000 | 1,773 |
| Securities gains (losses) | $-50,000 | 6,848 |
| Applicable income taxes | $-177,000 | 6,772 |
| Income before extraordinary items | $3,739,000 | 1,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,739,000 | 1,536 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,739,000 | 1,535 |
| Net charge-offs | $348,000 | 3,128 |
| Cash dividends | $221,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $1,114,000 | 213 |
| Net operating income | $3,789,000 | 1,428 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 3,154 |
| Total interest expense | $1,171,000 | 2,730 |
| Net interest income | $4,869,000 | 3,217 |
| Provision for loan and lease losses | $482,000 | 2,319 |
| Total noninterest income | $17,267,000 | 377 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $66,000 | 5,680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,201,000 | 273 |
| Total noninterest expense | $18,984,000 | 789 |
| Salaries and employee benefits | $14,614,000 | 542 |
| Premises and equipment expense | $828,000 | 2,106 |
| Additional noninterest expense | $3,542,000 | 1,436 |
| Pre-tax net operating income | $2,670,000 | 1,848 |
| Securities gains (losses) | $-20,000 | 6,905 |
| Applicable income taxes | $301,000 | 2,462 |
| Income before extraordinary items | $2,349,000 | 1,834 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,349,000 | 1,833 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,349,000 | 1,835 |
| Net charge-offs | $198,000 | 3,317 |
| Cash dividends | $113,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $1,075,000 | 158 |
| Net operating income | $2,366,800 | 1,723 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 3,192 |
| Total interest expense | $787,000 | 2,812 |
| Net interest income | $3,213,000 | 3,245 |
| Provision for loan and lease losses | $282,000 | 2,534 |
| Total noninterest income | $10,856,000 | 396 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $40,000 | 5,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,816,000 | 285 |
| Total noninterest expense | $11,972,000 | 826 |
| Salaries and employee benefits | $9,047,000 | 578 |
| Premises and equipment expense | $540,000 | 2,136 |
| Additional noninterest expense | $2,385,000 | 1,432 |
| Pre-tax net operating income | $1,815,000 | 1,811 |
| Securities gains (losses) | $-20,000 | 6,981 |
| Applicable income taxes | $191,000 | 2,488 |
| Income before extraordinary items | $1,604,000 | 1,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,604,000 | 1,778 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,604,000 | 1,781 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 218 |
| Net operating income | $1,621,800 | 1,686 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 3,250 |
| Total interest expense | $404,000 | 2,848 |
| Net interest income | $1,569,000 | 3,331 |
| Provision for loan and lease losses | $257,000 | 1,719 |
| Total noninterest income | $4,846,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,829,000 | 293 |
| Total noninterest expense | $5,346,000 | 928 |
| Salaries and employee benefits | $4,017,000 | 651 |
| Premises and equipment expense | $239,000 | 2,396 |
| Additional noninterest expense | $1,090,000 | 1,548 |
| Pre-tax net operating income | $812,000 | 2,003 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $97,000 | 2,474 |
| Income before extraordinary items | $715,000 | 1,981 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $715,000 | 1,982 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $715,000 | 1,983 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $38,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 128 |
| Net operating income | $715,000 | 1,875 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 3,913 |
| Total interest expense | $1,592,000 | 3,298 |
| Net interest income | $4,744,000 | 4,043 |
| Provision for loan and lease losses | $216,000 | 4,547 |
| Total noninterest income | $10,665,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $74,000 | 5,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,591,000 | 410 |
| Total noninterest expense | $13,952,000 | 1,395 |
| Salaries and employee benefits | $10,063,000 | 973 |
| Premises and equipment expense | $827,000 | 2,838 |
| Additional noninterest expense | $3,062,000 | 2,170 |
| Pre-tax net operating income | $1,241,000 | 3,343 |
| Securities gains (losses) | $-150,000 | 7,132 |
| Applicable income taxes | $-875,000 | 7,149 |
| Income before extraordinary items | $1,966,000 | 2,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,966,000 | 2,291 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,966,000 | 2,291 |
| Net charge-offs | $134,000 | 4,714 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,259,000 | 293 |
| Net operating income | $2,116,000 | 2,070 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 4,057 |
| Total interest expense | $1,169,000 | 3,471 |
| Net interest income | $3,403,000 | 4,206 |
| Provision for loan and lease losses | $53,000 | 5,491 |
| Total noninterest income | $5,243,000 | 807 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $54,000 | 5,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,189,000 | 564 |
| Total noninterest expense | $8,881,000 | 1,645 |
| Salaries and employee benefits | $6,400,000 | 1,162 |
| Premises and equipment expense | $590,000 | 2,978 |
| Additional noninterest expense | $1,891,000 | 2,585 |
| Pre-tax net operating income | $-288,000 | 6,461 |
| Securities gains (losses) | $-150,000 | 7,264 |
| Applicable income taxes | $-185,000 | 7,080 |
| Income before extraordinary items | $-253,000 | 6,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-253,000 | 6,549 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-253,000 | 6,549 |
| Net charge-offs | $29,000 | 5,343 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-157,000 | 6,394 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 4,227 |
| Total interest expense | $745,000 | 3,668 |
| Net interest income | $2,171,000 | 4,332 |
| Provision for loan and lease losses | $28,000 | 5,552 |
| Total noninterest income | $2,497,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,474,000 | 724 |
| Total noninterest expense | $5,423,000 | 1,800 |
| Salaries and employee benefits | $3,704,000 | 1,350 |
| Premises and equipment expense | $384,000 | 3,044 |
| Additional noninterest expense | $1,335,000 | 2,490 |
| Pre-tax net operating income | $-783,000 | 6,906 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-324,000 | 7,274 |
| Income before extraordinary items | $-459,000 | 6,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-459,000 | 6,817 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-459,000 | 6,818 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-459,000 | 6,809 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 4,365 |
| Total interest expense | $350,000 | 3,915 |
| Net interest income | $1,055,000 | 4,414 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $699,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $689,000 | 1,070 |
| Total noninterest expense | $2,313,000 | 2,094 |
| Salaries and employee benefits | $1,472,000 | 1,687 |
| Premises and equipment expense | $183,000 | 3,201 |
| Additional noninterest expense | $658,000 | 2,517 |
| Pre-tax net operating income | $-559,000 | 7,113 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-230,000 | 7,391 |
| Income before extraordinary items | $-329,000 | 7,014 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-329,000 | 7,014 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-329,000 | 7,014 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-329,000 | 7,000 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 4,858 |
| Total interest expense | $1,374,000 | 4,478 |
| Net interest income | $3,537,000 | 4,919 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $798,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 6,113 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $740,000 | 2,607 |
| Total noninterest expense | $6,775,000 | 2,800 |
| Salaries and employee benefits | $3,442,000 | 2,773 |
| Premises and equipment expense | $554,000 | 3,935 |
| Additional noninterest expense | $2,779,000 | 2,436 |
| Pre-tax net operating income | $-2,440,000 | 6,853 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $-2,439,000 | 6,925 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,439,000 | 6,925 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,439,000 | 6,926 |
| Net charge-offs | $166,000 | 4,954 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $7,100,000 | 105 |
| Net operating income | $-2,441,000 | 6,906 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 5,048 |
| Total interest expense | $1,028,000 | 4,628 |
| Net interest income | $2,540,000 | 5,098 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $477,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $48,000 | 6,104 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $429,000 | 3,005 |
| Total noninterest expense | $4,433,000 | 3,148 |
| Salaries and employee benefits | $2,465,000 | 2,886 |
| Premises and equipment expense | $414,000 | 4,009 |
| Additional noninterest expense | $1,554,000 | 3,114 |
| Pre-tax net operating income | $-1,416,000 | 6,922 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-1,415,000 | 7,026 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,415,000 | 7,025 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,415,000 | 7,026 |
| Net charge-offs | $124,000 | 4,690 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,040,000 | 201 |
| Net operating income | $-1,417,000 | 6,988 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 5,170 |
| Total interest expense | $681,000 | 4,751 |
| Net interest income | $1,624,000 | 5,217 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $269,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $234,000 | 3,227 |
| Total noninterest expense | $2,883,000 | 3,214 |
| Salaries and employee benefits | $1,638,000 | 2,912 |
| Premises and equipment expense | $284,000 | 3,958 |
| Additional noninterest expense | $961,000 | 3,305 |
| Pre-tax net operating income | $-990,000 | 7,010 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-989,000 | 7,090 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-989,000 | 7,089 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-989,000 | 7,090 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,370,000 | 182 |
| Net operating income | $-991,000 | 7,061 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 5,395 |
| Total interest expense | $352,000 | 4,802 |
| Net interest income | $731,000 | 5,543 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $97,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $1,422,000 | 3,282 |
| Salaries and employee benefits | $811,000 | 2,973 |
| Premises and equipment expense | $146,000 | 3,946 |
| Additional noninterest expense | $465,000 | 3,380 |
| Pre-tax net operating income | $-594,000 | 7,234 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-595,000 | 7,312 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-595,000 | 7,312 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-595,000 | 7,313 |
| Net charge-offs | $50,000 | 3,711 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-595,000 | 7,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 5,611 |
| Total interest expense | $2,102,000 | 4,306 |
| Net interest income | $2,061,000 | 6,291 |
| Provision for loan and lease losses | $3,000 | 7,390 |
| Total noninterest income | $553,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $87,000 | 5,935 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $466,000 | 3,328 |
| Total noninterest expense | $5,657,000 | 3,328 |
| Salaries and employee benefits | $2,800,000 | 3,388 |
| Premises and equipment expense | $577,000 | 3,977 |
| Additional noninterest expense | $2,280,000 | 2,978 |
| Pre-tax net operating income | $-3,046,000 | 6,901 |
| Securities gains (losses) | $-136,000 | 7,343 |
| Applicable income taxes | $2,120,000 | 537 |
| Income before extraordinary items | $-5,302,000 | 7,288 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,302,000 | 7,288 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,302,000 | 7,288 |
| Net charge-offs | $1,785,000 | 2,172 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $7,468,000 | 127 |
| Net operating income | $-5,166,000 | 7,294 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 5,738 |
| Total interest expense | $1,709,000 | 4,248 |
| Net interest income | $1,333,000 | 6,629 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $466,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $79,000 | 5,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $387,000 | 3,238 |
| Total noninterest expense | $4,123,000 | 3,422 |
| Salaries and employee benefits | $2,006,000 | 3,531 |
| Premises and equipment expense | $415,000 | 4,154 |
| Additional noninterest expense | $1,702,000 | 2,964 |
| Pre-tax net operating income | $-2,324,000 | 7,144 |
| Securities gains (losses) | $-107,000 | 7,482 |
| Applicable income taxes | $2,120,000 | 442 |
| Income before extraordinary items | $-4,551,000 | 7,538 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,551,000 | 7,538 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,551,000 | 7,538 |
| Net charge-offs | $1,813,000 | 1,593 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $7,468,000 | 104 |
| Net operating income | $-4,444,000 | 7,535 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 5,808 |
| Total interest expense | $1,227,000 | 4,187 |
| Net interest income | $797,000 | 6,848 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $385,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $52,000 | 5,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $333,000 | 2,821 |
| Total noninterest expense | $2,623,000 | 3,581 |
| Salaries and employee benefits | $1,221,000 | 3,841 |
| Premises and equipment expense | $272,000 | 4,225 |
| Additional noninterest expense | $1,130,000 | 2,980 |
| Pre-tax net operating income | $-1,441,000 | 7,214 |
| Securities gains (losses) | $-115,000 | 7,703 |
| Applicable income taxes | $2,120,000 | 331 |
| Income before extraordinary items | $-3,676,000 | 7,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,676,000 | 7,691 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,676,000 | 7,691 |
| Net charge-offs | $1,614,000 | 1,283 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $7,468,000 | 77 |
| Net operating income | $-3,561,000 | 7,694 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,784 |
| Total interest expense | $627,000 | 4,245 |
| Net interest income | $407,000 | 6,844 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $1,198,000 | 3,765 |
| Salaries and employee benefits | $473,000 | 4,656 |
| Premises and equipment expense | $131,000 | 4,367 |
| Additional noninterest expense | $594,000 | 2,585 |
| Pre-tax net operating income | $-762,000 | 7,521 |
| Securities gains (losses) | $-115,000 | 7,998 |
| Applicable income taxes | $2,120,000 | 203 |
| Income before extraordinary items | $-2,997,000 | 7,976 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,997,000 | 7,977 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,997,000 | 7,977 |
| Net charge-offs | $1,005,000 | 952 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,468,000 | 40 |
| Net operating income | $-2,882,000 | 7,973 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 5,543 |
| Total interest expense | $3,134,000 | 4,132 |
| Net interest income | $1,727,000 | 6,735 |
| Provision for loan and lease losses | $2,615,000 | 1,522 |
| Total noninterest income | $58,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 5,582 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-69,000 | 8,113 |
| Total noninterest expense | $4,219,000 | 4,077 |
| Salaries and employee benefits | $2,044,000 | 4,376 |
| Premises and equipment expense | $529,000 | 4,308 |
| Additional noninterest expense | $1,646,000 | 3,382 |
| Pre-tax net operating income | $-5,049,000 | 7,802 |
| Securities gains (losses) | $-664,000 | 7,618 |
| Applicable income taxes | $-1,856,000 | 7,894 |
| Income before extraordinary items | $-3,857,000 | 7,718 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,857,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,521,000 | 1,542 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,405,480 | 7,738 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 5,457 |
| Total interest expense | $2,486,000 | 4,091 |
| Net interest income | $1,354,000 | 6,691 |
| Provision for loan and lease losses | $919,000 | 1,930 |
| Total noninterest income | $49,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $95,000 | 5,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-46,000 | 8,241 |
| Total noninterest expense | $3,111,000 | 4,110 |
| Salaries and employee benefits | $1,547,000 | 4,377 |
| Premises and equipment expense | $406,000 | 4,270 |
| Additional noninterest expense | $1,158,000 | 3,479 |
| Pre-tax net operating income | $-2,627,000 | 7,964 |
| Securities gains (losses) | $-659,000 | 7,826 |
| Applicable income taxes | $-953,000 | 8,033 |
| Income before extraordinary items | $-2,333,000 | 7,923 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,333,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,520,000 | 1,004 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,865,110 | 7,912 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 5,393 |
| Total interest expense | $1,828,000 | 3,966 |
| Net interest income | $859,000 | 6,813 |
| Provision for loan and lease losses | $855,000 | 1,352 |
| Total noninterest income | $69,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $63,000 | 5,622 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $2,050,000 | 4,168 |
| Salaries and employee benefits | $1,060,000 | 4,328 |
| Premises and equipment expense | $277,000 | 4,209 |
| Additional noninterest expense | $713,000 | 3,672 |
| Pre-tax net operating income | $-1,977,000 | 8,154 |
| Securities gains (losses) | $67,000 | 1,234 |
| Applicable income taxes | $-711,000 | 8,222 |
| Income before extraordinary items | $-1,199,000 | 8,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,199,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,492,000 | 658 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,241,880 | 8,075 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 5,386 |
| Total interest expense | $984,000 | 3,945 |
| Net interest income | $414,000 | 6,932 |
| Provision for loan and lease losses | $797,000 | 731 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-23,000 | 8,423 |
| Total noninterest expense | $1,072,000 | 4,034 |
| Salaries and employee benefits | $561,000 | 4,172 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $374,000 | 3,483 |
| Pre-tax net operating income | $-1,447,000 | 8,328 |
| Securities gains (losses) | $67,000 | 924 |
| Applicable income taxes | $-525,000 | 8,361 |
| Income before extraordinary items | $-855,000 | 8,281 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-855,000 | 8,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 552 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-897,880 | 8,275 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 4,870 |
| Total interest expense | $4,583,000 | 3,678 |
| Net interest income | $2,095,000 | 6,387 |
| Provision for loan and lease losses | $970,000 | 1,461 |
| Total noninterest income | $-392,000 | 8,512 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $144,000 | 5,494 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-536,000 | 8,525 |
| Total noninterest expense | $3,743,000 | 4,324 |
| Salaries and employee benefits | $1,884,000 | 4,595 |
| Premises and equipment expense | $556,000 | 4,058 |
| Additional noninterest expense | $1,303,000 | 3,841 |
| Pre-tax net operating income | $-3,010,000 | 8,372 |
| Securities gains (losses) | $-60,000 | 8,044 |
| Applicable income taxes | $-1,150,000 | 8,417 |
| Income before extraordinary items | $-1,920,000 | 8,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,920,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,135 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,881,600 | 8,291 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 4,773 |
| Total interest expense | $3,509,000 | 3,636 |
| Net interest income | $1,710,000 | 6,233 |
| Provision for loan and lease losses | $500,000 | 1,569 |
| Total noninterest income | $88,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 5,522 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-19,000 | 8,509 |
| Total noninterest expense | $2,656,000 | 4,462 |
| Salaries and employee benefits | $1,305,000 | 4,834 |
| Premises and equipment expense | $411,000 | 4,083 |
| Additional noninterest expense | $940,000 | 3,898 |
| Pre-tax net operating income | $-1,358,000 | 8,366 |
| Securities gains (losses) | $-80,000 | 8,259 |
| Applicable income taxes | $-579,000 | 8,457 |
| Income before extraordinary items | $-859,000 | 8,290 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-859,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,563 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-807,800 | 8,266 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 4,731 |
| Total interest expense | $2,395,000 | 3,573 |
| Net interest income | $1,144,000 | 6,268 |
| Provision for loan and lease losses | $498,000 | 1,040 |
| Total noninterest income | $31,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $68,000 | 5,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-37,000 | 8,588 |
| Total noninterest expense | $1,736,000 | 4,544 |
| Salaries and employee benefits | $876,000 | 4,843 |
| Premises and equipment expense | $267,000 | 4,182 |
| Additional noninterest expense | $593,000 | 4,051 |
| Pre-tax net operating income | $-1,059,000 | 8,467 |
| Securities gains (losses) | $-80,000 | 8,373 |
| Applicable income taxes | $-462,000 | 8,539 |
| Income before extraordinary items | $-677,000 | 8,401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-677,000 | 8,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,121 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-625,800 | 8,376 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 4,643 |
| Total interest expense | $1,231,000 | 3,476 |
| Net interest income | $607,000 | 6,136 |
| Provision for loan and lease losses | $499,000 | 532 |
| Total noninterest income | $-50,000 | 8,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-83,000 | 8,639 |
| Total noninterest expense | $878,000 | 4,507 |
| Salaries and employee benefits | $449,000 | 4,788 |
| Premises and equipment expense | $134,000 | 4,191 |
| Additional noninterest expense | $295,000 | 4,028 |
| Pre-tax net operating income | $-820,000 | 8,573 |
| Securities gains (losses) | $-80,000 | 8,536 |
| Applicable income taxes | $-362,000 | 8,600 |
| Income before extraordinary items | $-538,000 | 8,543 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-538,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 532 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-486,800 | 8,523 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 4,353 |
| Total interest expense | $4,360,000 | 3,371 |
| Net interest income | $3,189,000 | 5,340 |
| Provision for loan and lease losses | $145,000 | 4,115 |
| Total noninterest income | $184,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $117,000 | 5,932 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 6,920 |
| Total noninterest expense | $3,040,000 | 4,836 |
| Salaries and employee benefits | $1,695,000 | 4,813 |
| Premises and equipment expense | $413,000 | 4,823 |
| Additional noninterest expense | $932,000 | 4,742 |
| Pre-tax net operating income | $188,000 | 7,446 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $60,000 | 5,326 |
| Income before extraordinary items | $135,000 | 7,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $135,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,131 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $130,170 | 7,555 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 4,303 |
| Total interest expense | $3,036,000 | 3,479 |
| Net interest income | $2,696,000 | 5,012 |
| Provision for loan and lease losses | $152,000 | 3,372 |
| Total noninterest income | $139,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $83,000 | 6,071 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,781 |
| Total noninterest expense | $2,296,000 | 4,810 |
| Salaries and employee benefits | $1,274,000 | 4,773 |
| Premises and equipment expense | $305,000 | 4,885 |
| Additional noninterest expense | $717,000 | 4,624 |
| Pre-tax net operating income | $387,000 | 6,662 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $136,000 | 4,576 |
| Income before extraordinary items | $231,000 | 7,057 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $231,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $243,800 | 7,002 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 4,287 |
| Total interest expense | $1,899,000 | 3,535 |
| Net interest income | $1,883,000 | 4,894 |
| Provision for loan and lease losses | $142,000 | 2,746 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $1,523,000 | 4,830 |
| Salaries and employee benefits | $847,000 | 4,819 |
| Premises and equipment expense | $211,000 | 4,767 |
| Additional noninterest expense | $465,000 | 4,708 |
| Pre-tax net operating income | $281,000 | 6,581 |
| Securities gains (losses) | $-20,000 | 8,076 |
| Applicable income taxes | $98,000 | 4,532 |
| Income before extraordinary items | $163,000 | 7,054 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $163,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $175,800 | 6,960 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 4,303 |
| Total interest expense | $875,000 | 3,614 |
| Net interest income | $975,000 | 4,784 |
| Provision for loan and lease losses | $141,000 | 1,547 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $747,000 | 4,907 |
| Salaries and employee benefits | $421,000 | 4,852 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $209,000 | 5,045 |
| Pre-tax net operating income | $107,000 | 6,969 |
| Securities gains (losses) | $-20,000 | 8,379 |
| Applicable income taxes | $31,000 | 4,987 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $68,800 | 7,225 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 4,378 |
| Total interest expense | $2,452,000 | 3,873 |
| Net interest income | $4,056,000 | 4,580 |
| Provision for loan and lease losses | $139,000 | 4,267 |
| Total noninterest income | $160,000 | 7,406 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,625 |
| Total noninterest expense | $3,089,000 | 4,677 |
| Salaries and employee benefits | $1,786,000 | 4,504 |
| Premises and equipment expense | $373,000 | 5,077 |
| Additional noninterest expense | $930,000 | 4,662 |
| Pre-tax net operating income | $988,000 | 5,393 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $403,000 | 3,687 |
| Income before extraordinary items | $590,000 | 6,041 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $590,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $586,800 | 6,025 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 4,424 |
| Total interest expense | $1,704,000 | 3,941 |
| Net interest income | $3,030,000 | 4,605 |
| Provision for loan and lease losses | $97,000 | 4,226 |
| Total noninterest income | $116,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $2,300,000 | 4,675 |
| Salaries and employee benefits | $1,343,000 | 4,468 |
| Premises and equipment expense | $278,000 | 5,085 |
| Additional noninterest expense | $679,000 | 4,724 |
| Pre-tax net operating income | $749,000 | 5,506 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $307,000 | 3,766 |
| Income before extraordinary items | $440,000 | 6,173 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $440,000 | 6,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $441,280 | 6,136 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 4,468 |
| Total interest expense | $1,073,000 | 3,942 |
| Net interest income | $1,977,000 | 4,656 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $1,526,000 | 4,672 |
| Salaries and employee benefits | $903,000 | 4,409 |
| Premises and equipment expense | $190,000 | 4,985 |
| Additional noninterest expense | $433,000 | 4,845 |
| Pre-tax net operating income | $451,000 | 5,702 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $186,000 | 3,908 |
| Income before extraordinary items | $266,000 | 6,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $265,360 | 6,334 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 4,530 |
| Total interest expense | $515,000 | 3,939 |
| Net interest income | $966,000 | 4,723 |
| Provision for loan and lease losses | $52,000 | 3,132 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $745,000 | 4,769 |
| Salaries and employee benefits | $440,000 | 4,513 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $207,000 | 4,958 |
| Pre-tax net operating income | $198,000 | 5,978 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $82,000 | 4,078 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $116,360 | 6,602 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 4,450 |
| Total interest expense | $1,856,000 | 3,871 |
| Net interest income | $3,793,000 | 4,660 |
| Provision for loan and lease losses | $58,000 | 5,810 |
| Total noninterest income | $264,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $56,000 | 7,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,029 |
| Total noninterest expense | $2,924,000 | 4,746 |
| Salaries and employee benefits | $1,704,000 | 4,514 |
| Premises and equipment expense | $326,000 | 5,440 |
| Additional noninterest expense | $894,000 | 4,727 |
| Pre-tax net operating income | $1,075,000 | 5,049 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $445,000 | 3,529 |
| Income before extraordinary items | $650,000 | 5,780 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $650,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $637,200 | 5,741 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 4,471 |
| Total interest expense | $1,383,000 | 3,847 |
| Net interest income | $2,803,000 | 4,699 |
| Provision for loan and lease losses | $44,000 | 5,644 |
| Total noninterest income | $237,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $39,000 | 7,302 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $198,000 | 4,522 |
| Total noninterest expense | $2,213,000 | 4,678 |
| Salaries and employee benefits | $1,294,000 | 4,431 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $687,000 | 4,597 |
| Pre-tax net operating income | $783,000 | 5,239 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $318,000 | 3,689 |
| Income before extraordinary items | $468,000 | 5,972 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $468,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $466,080 | 5,903 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 4,551 |
| Total interest expense | $887,000 | 3,972 |
| Net interest income | $1,838,000 | 4,754 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $176,000 | 4,008 |
| Total noninterest expense | $1,526,000 | 4,611 |
| Salaries and employee benefits | $873,000 | 4,425 |
| Premises and equipment expense | $136,000 | 5,958 |
| Additional noninterest expense | $517,000 | 4,204 |
| Pre-tax net operating income | $493,000 | 5,341 |
| Securities gains (losses) | $33,000 | 1,728 |
| Applicable income taxes | $212,000 | 3,663 |
| Income before extraordinary items | $314,000 | 5,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $292,880 | 6,014 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,594 |
| Total interest expense | $415,000 | 4,212 |
| Net interest income | $936,000 | 4,688 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $682,000 | 5,001 |
| Salaries and employee benefits | $405,000 | 4,698 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $222,000 | 4,690 |
| Pre-tax net operating income | $333,000 | 4,562 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $133,000 | 3,317 |
| Income before extraordinary items | $201,000 | 5,338 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $200,360 | 5,218 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 4,669 |
| Total interest expense | $1,821,000 | 4,315 |
| Net interest income | $3,527,000 | 4,766 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $660,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $603,000 | 3,239 |
| Total noninterest expense | $2,598,000 | 5,083 |
| Salaries and employee benefits | $1,636,000 | 4,562 |
| Premises and equipment expense | $233,000 | 6,395 |
| Additional noninterest expense | $729,000 | 5,363 |
| Pre-tax net operating income | $1,544,000 | 4,058 |
| Securities gains (losses) | $-54,000 | 8,964 |
| Applicable income taxes | $596,000 | 3,076 |
| Income before extraordinary items | $894,000 | 4,955 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $894,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $928,560 | 4,690 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 4,740 |
| Total interest expense | $1,403,000 | 4,351 |
| Net interest income | $2,590,000 | 4,844 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $553,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 3,110 |
| Total noninterest expense | $1,917,000 | 5,121 |
| Salaries and employee benefits | $1,221,000 | 4,561 |
| Premises and equipment expense | $182,000 | 6,259 |
| Additional noninterest expense | $514,000 | 5,542 |
| Pre-tax net operating income | $1,196,000 | 4,081 |
| Securities gains (losses) | $-73,000 | 9,097 |
| Applicable income taxes | $445,000 | 3,231 |
| Income before extraordinary items | $678,000 | 5,071 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $678,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $724,720 | 4,701 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 4,788 |
| Total interest expense | $946,000 | 4,431 |
| Net interest income | $1,706,000 | 4,888 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $331,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $301,000 | 3,286 |
| Total noninterest expense | $1,218,000 | 5,281 |
| Salaries and employee benefits | $807,000 | 4,579 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $302,000 | 5,958 |
| Pre-tax net operating income | $800,000 | 4,055 |
| Securities gains (losses) | $-74,000 | 9,179 |
| Applicable income taxes | $283,000 | 3,340 |
| Income before extraordinary items | $443,000 | 5,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $443,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $490,360 | 4,637 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 4,889 |
| Total interest expense | $470,000 | 4,536 |
| Net interest income | $825,000 | 4,985 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $184,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 3,005 |
| Total noninterest expense | $599,000 | 5,342 |
| Salaries and employee benefits | $426,000 | 4,425 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $111,000 | 6,863 |
| Pre-tax net operating income | $410,000 | 3,976 |
| Securities gains (losses) | $-76,000 | 9,245 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $260,640 | 4,402 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 4,824 |
| Total interest expense | $2,259,000 | 4,438 |
| Net interest income | $3,265,000 | 4,994 |
| Provision for loan and lease losses | $177,000 | 4,626 |
| Total noninterest income | $440,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $68,000 | 7,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,826 |
| Total noninterest expense | $2,128,000 | 5,656 |
| Salaries and employee benefits | $1,256,000 | 5,318 |
| Premises and equipment expense | $183,000 | 6,996 |
| Additional noninterest expense | $689,000 | 5,462 |
| Pre-tax net operating income | $1,400,000 | 4,283 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $527,000 | 3,353 |
| Income before extraordinary items | $861,000 | 5,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $861,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,008 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $868,680 | 4,847 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 5,358 |
| Total interest expense | $2,998,000 | 4,733 |
| Net interest income | $2,385,000 | 5,874 |
| Provision for loan and lease losses | $131,000 | 5,041 |
| Total noninterest income | $475,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $12,000 | 162 |
| Additional Noninterest Income | $412,000 | 3,470 |
| Total noninterest expense | $1,900,000 | 5,935 |
| Salaries and employee benefits | $1,147,000 | 5,491 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $585,000 | 5,932 |
| Pre-tax net operating income | $829,000 | 5,399 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $392,000 | 3,774 |
| Income before extraordinary items | $447,000 | 6,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $447,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $440,600 | 6,239 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 5,905 |
| Total interest expense | $2,617,000 | 5,403 |
| Net interest income | $2,158,000 | 6,335 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $233,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $1,714,000 | 6,244 |
| Salaries and employee benefits | $987,000 | 5,965 |
| Premises and equipment expense | $186,000 | 6,980 |
| Additional noninterest expense | $541,000 | 6,125 |
| Pre-tax net operating income | $659,000 | 6,377 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $265,000 | 4,854 |
| Income before extraordinary items | $394,000 | 6,892 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $394,000 | 6,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 9,642 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $394,000 | 6,898 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 6,171 |
| Total interest expense | $2,339,000 | 5,435 |
| Net interest income | $1,885,000 | 6,843 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $399,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,670 |
| Total noninterest expense | $1,560,000 | 6,625 |
| Salaries and employee benefits | $951,000 | 6,089 |
| Premises and equipment expense | $172,000 | 7,291 |
| Additional noninterest expense | $437,000 | 6,994 |
| Pre-tax net operating income | $679,000 | 6,390 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $262,000 | 5,101 |
| Income before extraordinary items | $417,000 | 6,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $417,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $417,000 | 6,867 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 6,264 |
| Total interest expense | $2,317,000 | 5,638 |
| Net interest income | $1,930,000 | 6,800 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $206,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $1,319,000 | 7,199 |
| Salaries and employee benefits | $770,000 | 6,815 |
| Premises and equipment expense | $140,000 | 7,876 |
| Additional noninterest expense | $409,000 | 7,143 |
| Pre-tax net operating income | $737,000 | 6,349 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $335,000 | 4,884 |
| Income before extraordinary items | $402,000 | 7,204 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $402,000 | 7,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $402,000 | 7,114 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 6,635 |
| Total interest expense | $2,259,000 | 5,785 |
| Net interest income | $1,775,000 | 7,371 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $81,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,096,000 | 8,020 |
| Salaries and employee benefits | $636,000 | 7,688 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $367,000 | 7,648 |
| Pre-tax net operating income | $709,000 | 6,939 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $309,000 | 5,641 |
| Income before extraordinary items | $400,000 | 7,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $400,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $400,000 | 7,580 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 7,234 |
| Total interest expense | $2,142,000 | 6,138 |
| Net interest income | $1,494,000 | 8,281 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $1,060,000 | 8,469 |
| Salaries and employee benefits | $596,000 | 8,159 |
| Premises and equipment expense | $92,000 | 9,504 |
| Additional noninterest expense | $372,000 | 8,145 |
| Pre-tax net operating income | $490,000 | 8,002 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $194,000 | 7,228 |
| Income before extraordinary items | $296,000 | 8,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $296,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $296,000 | 8,402 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 7,503 |
| Total interest expense | $1,954,000 | 6,578 |
| Net interest income | $1,585,000 | 8,292 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $75,000 | 10,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $1,101,000 | 8,570 |
| Salaries and employee benefits | $565,000 | 8,613 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $441,000 | 7,787 |
| Pre-tax net operating income | $505,000 | 8,404 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $192,000 | 7,562 |
| Income before extraordinary items | $313,000 | 8,804 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $313,000 | 8,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,003 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $313,000 | 8,759 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 7,560 |
| Total interest expense | $1,557,000 | 6,734 |
| Net interest income | $1,786,000 | 8,074 |
| Provision for loan and lease losses | $328,000 | 2,125 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $1,152,000 | 8,804 |
| Salaries and employee benefits | $552,000 | 8,942 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $511,000 | 7,745 |
| Pre-tax net operating income | $373,000 | 9,556 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $219,000 | 10,043 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $219,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $219,000 | 10,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 7,253 |
| Total interest expense | $1,708,000 | 6,596 |
| Net interest income | $1,996,000 | 7,687 |
| Provision for loan and lease losses | $294,000 | 3,079 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,063,000 | 9,472 |
| Salaries and employee benefits | $504,000 | 9,630 |
| Premises and equipment expense | $84,000 | 11,010 |
| Additional noninterest expense | $475,000 | 8,475 |
| Pre-tax net operating income | $739,000 | 7,157 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $380,000 | 5,186 |
| Income before extraordinary items | $359,000 | 8,843 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $359,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $359,000 | 8,583 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 7,309 |
| Total interest expense | $2,279,000 | 6,453 |
| Net interest income | $1,877,000 | 8,115 |
| Provision for loan and lease losses | $322,000 | 3,965 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $960,000 | 10,162 |
| Salaries and employee benefits | $511,000 | 9,674 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $358,000 | 10,091 |
| Pre-tax net operating income | $646,000 | 7,420 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $343,000 | 5,431 |
| Income before extraordinary items | $303,000 | 9,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 5,100 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $303,000 | 8,900 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.