Home > Safety Fund National Bank > Income and Expense
Safety Fund National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,501,000 | 1,353 |
| Total interest expense | $10,373,000 | 1,499 |
| Net interest income | $14,128,000 | 1,225 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $5,481,000 | 868 |
| Gross Fiduciary activities income | $2,902,000 | 271 |
| Service charges on deposit accounts | $1,140,000 | 1,098 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,439,000 | 1,365 |
| Total noninterest expense | $14,053,000 | 978 |
| Salaries and employee benefits | $7,255,000 | 915 |
| Premises and equipment expense | $1,965,000 | 1,006 |
| Additional noninterest expense | $4,833,000 | 988 |
| Pre-tax net operating income | $5,556,000 | 1,400 |
| Securities gains (losses) | $116,000 | 923 |
| Applicable income taxes | $1,629,000 | 1,581 |
| Income before extraordinary items | $4,043,000 | 1,350 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,043,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,383 |
| Cash dividends | $3,100,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,960,640 | 1,341 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,812,000 | 1,482 |
| Total interest expense | $8,647,000 | 1,825 |
| Net interest income | $14,165,000 | 1,265 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $4,567,000 | 1,008 |
| Gross Fiduciary activities income | $2,341,000 | 330 |
| Service charges on deposit accounts | $1,260,000 | 1,042 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $966,000 | 1,863 |
| Total noninterest expense | $13,714,000 | 1,085 |
| Salaries and employee benefits | $6,700,000 | 1,001 |
| Premises and equipment expense | $2,099,000 | 1,006 |
| Additional noninterest expense | $4,915,000 | 1,153 |
| Pre-tax net operating income | $4,883,000 | 1,484 |
| Securities gains (losses) | $85,000 | 1,033 |
| Applicable income taxes | $1,294,000 | 1,858 |
| Income before extraordinary items | $3,674,000 | 1,347 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,674,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,645 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,611,100 | 1,337 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,643,000 | 1,562 |
| Total interest expense | $7,866,000 | 1,992 |
| Net interest income | $13,777,000 | 1,307 |
| Provision for loan and lease losses | $1,300,000 | 778 |
| Total noninterest income | $4,266,000 | 1,066 |
| Gross Fiduciary activities income | $2,246,000 | 357 |
| Service charges on deposit accounts | $1,206,000 | 1,099 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $814,000 | 2,077 |
| Total noninterest expense | $14,076,000 | 1,064 |
| Salaries and employee benefits | $7,494,000 | 911 |
| Premises and equipment expense | $2,075,000 | 1,033 |
| Additional noninterest expense | $4,507,000 | 1,217 |
| Pre-tax net operating income | $2,667,000 | 2,681 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $726,000 | 3,138 |
| Income before extraordinary items | $1,942,000 | 2,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,942,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,699 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,941,270 | 2,546 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,580,000 | 1,746 |
| Total interest expense | $5,559,000 | 2,239 |
| Net interest income | $12,021,000 | 1,499 |
| Provision for loan and lease losses | $2,200,000 | 538 |
| Total noninterest income | $4,112,000 | 1,057 |
| Gross Fiduciary activities income | $2,169,000 | 353 |
| Service charges on deposit accounts | $1,120,000 | 1,183 |
| Trading account gains and fees | $-50,000 | 4,848 |
| Additional Noninterest Income | $873,000 | 2,017 |
| Total noninterest expense | $13,307,000 | 1,127 |
| Salaries and employee benefits | $7,357,000 | 926 |
| Premises and equipment expense | $1,901,000 | 1,115 |
| Additional noninterest expense | $4,049,000 | 1,401 |
| Pre-tax net operating income | $626,000 | 7,858 |
| Securities gains (losses) | $75,000 | 916 |
| Applicable income taxes | $281,000 | 6,110 |
| Income before extraordinary items | $420,000 | 7,996 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $420,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,675,000 | 371 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $372,000 | 8,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,975,000 | 1,439 |
| Total interest expense | $8,854,000 | 1,510 |
| Net interest income | $13,121,000 | 1,381 |
| Provision for loan and lease losses | $8,478,000 | 306 |
| Total noninterest income | $3,909,000 | 1,184 |
| Gross Fiduciary activities income | $2,250,000 | 356 |
| Service charges on deposit accounts | $1,060,000 | 1,283 |
| Trading account gains and fees | $-99,000 | 5,119 |
| Additional Noninterest Income | $698,000 | 2,606 |
| Total noninterest expense | $13,314,000 | 1,174 |
| Salaries and employee benefits | $6,815,000 | 1,000 |
| Premises and equipment expense | $1,875,000 | 1,135 |
| Additional noninterest expense | $4,624,000 | 1,355 |
| Pre-tax net operating income | $-4,762,000 | 13,172 |
| Securities gains (losses) | $677,000 | 729 |
| Applicable income taxes | $-1,276,000 | 13,197 |
| Income before extraordinary items | $-2,809,000 | 13,125 |
| Extraordinary gains, net | $-180,000 | 13,034 |
| Net income | $-2,989,000 | 13,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,355,000 | 450 |
| Cash dividends | $214,000 | 5,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,276,130 | 13,116 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,815,000 | 1,417 |
| Total interest expense | $12,141,000 | 1,457 |
| Net interest income | $13,674,000 | 1,350 |
| Provision for loan and lease losses | $2,811,000 | 882 |
| Total noninterest income | $4,142,000 | 1,115 |
| Gross Fiduciary activities income | $2,253,000 | 361 |
| Service charges on deposit accounts | $874,000 | 1,546 |
| Trading account gains and fees | $-50,000 | 5,249 |
| Additional Noninterest Income | $1,065,000 | 1,909 |
| Total noninterest expense | $13,578,000 | 1,165 |
| Salaries and employee benefits | $6,875,000 | 994 |
| Premises and equipment expense | $1,925,000 | 1,155 |
| Additional noninterest expense | $4,778,000 | 1,377 |
| Pre-tax net operating income | $1,427,000 | 4,237 |
| Securities gains (losses) | $118,000 | 2,739 |
| Applicable income taxes | $418,000 | 4,636 |
| Income before extraordinary items | $1,127,000 | 4,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,127,000 | 4,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,529,000 | 824 |
| Cash dividends | $211,000 | 4,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,040,860 | 4,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.