Home > Safety Fund National Bank > Assets and Liabilities
Safety Fund National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 166 | 1,043 |
| Assets and Liabilities | ||
| Total Assets: | $342,408,000 | 1,348 |
| Cash and due from depository institutions | $17,012,000 | 1,043 |
| Interest-bearing balances | $2,000 | 6,502 |
| Securities | $96,253,000 | 1,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $205,690,000 | 1,391 |
| Loan loss allowance | $6,593,000 | 656 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,729,000 | 759 |
| Other real estate owned | $121,000 | 1,043 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $13,603,000 | 678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,408,000 | 1,348 |
| Total liabilities | $319,042,000 | 1,314 |
| Total deposits | $271,928,000 | 1,366 |
| Interest-bearing deposits | $200,425,000 | 1,609 |
| Deposits held in domestic offices | $271,928,000 | 1,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,035,000 | 520 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $678,000 | 3,840 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,401,000 | 1,326 |
| Total equity capital | $23,366,000 | 1,909 |
| Total bank equity capital | $23,366,000 | 1,909 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,415,000 | 2,536 |
| Surplus | $7,955,000 | 1,923 |
| Undivided profits | $13,996,000 | 1,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,815,000 | 750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 669 |
| Income earned, not collected on loans | $1,147,000 | 1,960 |
| Earning assets | $301,945,000 | 1,404 |
| Long-term assets (5+ years) | $104,740,000 | 740 |
| Average Assets, year-to-date | $340,615,800 | 1,289 |
| Average Assets, quarterly | $345,887,500 | 1,324 |
| Volatile liabilities | $57,143,000 | 1,269 |
| Insider loans | $4,917,000 | 842 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $43,947,000 | 1,198 |
| Tier 1 (core) risk-based capital | $23,032,000 | 1,844 |
| Tier 2 risk-based capital | $2,669,970 | 1,192 |
| Total risk weighted assets | $209,674,370 | 1,353 |
| Total unused commitments | $43,947,000 | 1,202 |
| Derivatives | $20,000,000 | 324 |
| 1996-12-31 | Rank | |
| # of Employees: | 178 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $330,824,000 | 1,430 |
| Cash and due from depository institutions | $14,860,000 | 1,044 |
| Interest-bearing balances | $15,000 | 6,037 |
| Securities | $121,656,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $173,483,000 | 1,661 |
| Loan loss allowance | $7,071,000 | 675 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,584,000 | 797 |
| Other real estate owned | $92,000 | 1,044 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $11,149,000 | 831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,824,000 | 1,430 |
| Total liabilities | $308,743,000 | 1,380 |
| Total deposits | $263,995,000 | 1,461 |
| Interest-bearing deposits | $193,398,000 | 1,733 |
| Deposits held in domestic offices | $263,995,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,145,000 | 580 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,174,000 | 3,185 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,429,000 | 1,731 |
| Total equity capital | $22,081,000 | 2,025 |
| Total bank equity capital | $22,081,000 | 2,025 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,415,000 | 2,697 |
| Surplus | $7,955,000 | 1,986 |
| Undivided profits | $12,711,000 | 2,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,807,000 | 1,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $330,000 | 418 |
| Income earned, not collected on loans | $954,000 | 2,367 |
| Earning assets | $295,154,000 | 1,481 |
| Long-term assets (5+ years) | $103,261,000 | 704 |
| Average Assets, year-to-date | $308,648,000 | 1,473 |
| Average Assets, quarterly | $323,238,000 | 1,450 |
| Volatile liabilities | $54,408,000 | 1,317 |
| Insider loans | $2,525,000 | 1,695 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $38,006,000 | 1,293 |
| Tier 1 (core) risk-based capital | $21,827,000 | 1,984 |
| Tier 2 risk-based capital | $2,424,460 | 1,328 |
| Total risk weighted assets | $189,310,060 | 1,511 |
| Total unused commitments | $38,006,000 | 1,300 |
| Derivatives | $25,000,000 | 360 |
| 1995-12-31 | Rank | |
| # of Employees: | 183 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $289,084,000 | 1,634 |
| Cash and due from depository institutions | $13,305,000 | 1,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $103,662,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
| Net loans & leases | $154,683,000 | 1,839 |
| Loan loss allowance | $7,350,000 | 692 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,639,000 | 776 |
| Other real estate owned | $50,000 | 1,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,245,000 | 1,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,084,000 | 1,634 |
| Total liabilities | $268,786,000 | 1,606 |
| Total deposits | $252,790,000 | 1,541 |
| Interest-bearing deposits | $184,897,000 | 1,820 |
| Deposits held in domestic offices | $252,790,000 | 1,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,212,000 | 1,001 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,756,000 | 2,132 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,028,000 | 3,555 |
| Total equity capital | $20,298,000 | 2,191 |
| Total bank equity capital | $20,298,000 | 2,191 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,415,000 | 2,786 |
| Surplus | $7,955,000 | 1,979 |
| Undivided profits | $10,928,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,017,000 | 1,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $924,000 | 2,509 |
| Earning assets | $260,845,000 | 1,657 |
| Long-term assets (5+ years) | $75,252,000 | 859 |
| Average Assets, year-to-date | $283,422,200 | 1,607 |
| Average Assets, quarterly | $291,847,000 | 1,605 |
| Volatile liabilities | $25,242,000 | 2,165 |
| Insider loans | $4,344,000 | 1,028 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $31,788,000 | 1,425 |
| Tier 1 (core) risk-based capital | $19,615,000 | 2,188 |
| Tier 2 risk-based capital | $2,122,670 | 1,501 |
| Total risk weighted assets | $164,585,970 | 1,717 |
| Total unused commitments | $31,788,000 | 1,435 |
| Derivatives | $15,000,000 | 475 |
| 1994-12-31 | Rank | |
| # of Employees: | 187 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $272,990,000 | 1,681 |
| Cash and due from depository institutions | $15,224,000 | 1,041 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $100,137,000 | 1,289 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,600 |
| Net loans & leases | $137,014,000 | 2,031 |
| Loan loss allowance | $6,417,000 | 764 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,842,000 | 661 |
| Other real estate owned | $533,000 | 1,041 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,940,000 | 1,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,990,000 | 1,681 |
| Total liabilities | $257,478,000 | 1,633 |
| Total deposits | $235,843,000 | 1,608 |
| Interest-bearing deposits | $170,241,000 | 1,938 |
| Deposits held in domestic offices | $235,843,000 | 1,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,588,000 | 972 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,411,000 | 1,850 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $636,000 | 4,372 |
| Total equity capital | $15,512,000 | 2,641 |
| Total bank equity capital | $15,512,000 | 2,641 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,415,000 | 2,888 |
| Surplus | $7,955,000 | 1,909 |
| Undivided profits | $6,142,000 | 3,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,712,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,094 |
| Income earned, not collected on loans | $835,000 | 2,420 |
| Earning assets | $240,451,000 | 1,755 |
| Long-term assets (5+ years) | $71,324,000 | 887 |
| Average Assets, year-to-date | $256,352,400 | 1,739 |
| Average Assets, quarterly | $264,109,000 | 1,729 |
| Volatile liabilities | $23,819,000 | 2,204 |
| Insider loans | $2,964,000 | 1,416 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,067,000 | 1,789 |
| Tier 1 (core) risk-based capital | $17,673,000 | 2,308 |
| Tier 2 risk-based capital | $1,961,680 | 1,618 |
| Total risk weighted assets | $152,478,780 | 1,820 |
| Total unused commitments | $22,067,000 | 1,802 |
| Derivatives | $5,000,000 | 553 |
| 1993-12-31 | Rank | |
| # of Employees: | 168 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $258,287,000 | 1,792 |
| Cash and due from depository institutions | $12,931,000 | 1,225 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $71,834,000 | 1,920 |
| Federal funds sold & reverse repurchase agreements | $11,400,000 | 1,175 |
| Net loans & leases | $145,203,000 | 1,882 |
| Loan loss allowance | $7,892,000 | 702 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $11,119,000 | 654 |
| Other real estate owned | $300,000 | 1,225 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,500,000 | 1,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,287,000 | 1,792 |
| Total liabilities | $239,565,000 | 1,766 |
| Total deposits | $219,809,000 | 1,796 |
| Interest-bearing deposits | $169,576,000 | 2,031 |
| Deposits held in domestic offices | $219,809,000 | 1,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,945,000 | 1,200 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,052,000 | 1,009 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $759,000 | 3,887 |
| Total equity capital | $18,722,000 | 2,172 |
| Total bank equity capital | $18,722,000 | 2,172 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,415,000 | 2,964 |
| Surplus | $7,955,000 | 1,819 |
| Undivided profits | $9,352,000 | 2,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,587,000 | 536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $907,000 | 1,932 |
| Earning assets | $228,437,000 | 1,873 |
| Long-term assets (5+ years) | $57,203,000 | 1,086 |
| Average Assets, year-to-date | $281,599,000 | 1,615 |
| Average Assets, quarterly | $264,973,500 | 1,733 |
| Volatile liabilities | $25,360,000 | 1,988 |
| Insider loans | $3,472,000 | 1,192 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,343,000 | 3,508 |
| Tier 1 (core) risk-based capital | $17,253,000 | 2,278 |
| Tier 2 risk-based capital | $2,067,880 | 1,527 |
| Total risk weighted assets | $159,606,280 | 1,716 |
| Total unused commitments | $8,343,000 | 3,528 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 166 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $299,188,000 | 1,616 |
| Cash and due from depository institutions | $13,273,000 | 1,298 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $70,115,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,536 |
| Net loans & leases | $190,350,000 | 1,492 |
| Loan loss allowance | $3,769,000 | 1,272 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,450,000 | 1,124 |
| Other real estate owned | $6,968,000 | 1,298 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,532,000 | 1,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,188,000 | 1,616 |
| Total liabilities | $278,732,000 | 1,607 |
| Total deposits | $227,285,000 | 1,822 |
| Interest-bearing deposits | $177,563,000 | 2,023 |
| Deposits held in domestic offices | $227,285,000 | 1,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,767,000 | 960 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $40,127,000 | 480 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $553,000 | 5,376 |
| Total equity capital | $20,456,000 | 1,909 |
| Total bank equity capital | $20,456,000 | 1,909 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,415,000 | 3,073 |
| Surplus | $7,955,000 | 1,761 |
| Undivided profits | $11,086,000 | 1,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,895,000 | 1,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,036,000 | 1,885 |
| Earning assets | $266,965,000 | 1,647 |
| Long-term assets (5+ years) | $83,864,000 | 739 |
| Average Assets, year-to-date | $303,593,400 | 1,565 |
| Average Assets, quarterly | $301,408,500 | 1,592 |
| Volatile liabilities | $60,418,000 | 1,041 |
| Insider loans | $1,895,000 | 356 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,380,000 | 4,418 |
| Tier 1 (core) risk-based capital | $20,456,000 | 1,857 |
| Tier 2 risk-based capital | $2,497,770 | 1,315 |
| Total risk weighted assets | $198,550,570 | 1,457 |
| Total unused commitments | $5,380,000 | 4,442 |
| Derivatives | $0 | 651 |