Home > Saehan Bank > Assets and Liabilities
Saehan Bank, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 139 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $591,998,000 | 1,133 |
| Cash and due from depository institutions | $75,757,000 | 1,065 |
| Interest-bearing balances | $61,514,000 | 562 |
| Securities | $38,128,000 | 3,241 |
| Federal funds sold & reverse repurchase agreements | $56,395,000 | 75 |
| Net loans & leases | $406,703,000 | 1,048 |
| Loan loss allowance | $12,278,000 | 561 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,579,000 | 4,297 |
| Other real estate owned | $5,883,000 | 1,065 |
| Goodwill and other intangibles | $1,972,000 | 1,183 |
| All other assets | $5,581,000 | 2,779 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $591,998,000 | 1,133 |
| Total liabilities | $512,625,000 | 1,166 |
| Total deposits | $508,933,000 | 1,082 |
| Interest-bearing deposits | $340,731,000 | 1,326 |
| Deposits held in domestic offices | $508,933,000 | 1,080 |
| % insured | 72.73% | 5,921 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,692,000 | 1,296 |
| Total equity capital | $79,373,000 | 915 |
| Total bank equity capital | $79,373,000 | 915 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $121,146,000 | 28 |
| Surplus | $0 | 6,410 |
| Undivided profits | $-41,773,000 | 6,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,471,000 | 1,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,134,000 | 2,440 |
| Earning assets | $562,740,000 | 1,096 |
| Long-term assets (5+ years) | $115,605,000 | 1,782 |
| Average Assets, year-to-date | $571,004,750 | 1,174 |
| Average Assets, quarterly | $570,122,000 | 1,175 |
| Volatile liabilities | $27,040,000 | 1,587 |
| Insider loans | $0 | 6,191 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $976,000 | 1,059 |
| Unused loan commitments | $9,818,000 | 3,945 |
| Tier 1 (core) risk-based capital | $80,100,000 | 859 |
| Tier 2 risk-based capital | $5,539,000 | 977 |
| Total risk weighted assets | $433,198,000 | 1,052 |
| Total unused commitments | $9,818,000 | 3,945 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 151 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $548,246,000 | 1,219 |
| Cash and due from depository institutions | $83,225,000 | 982 |
| Interest-bearing balances | $69,464,000 | 511 |
| Securities | $38,274,000 | 3,222 |
| Federal funds sold & reverse repurchase agreements | $14,245,000 | 315 |
| Net loans & leases | $396,694,000 | 1,067 |
| Loan loss allowance | $12,935,000 | 546 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,711,000 | 4,189 |
| Other real estate owned | $5,849,000 | 982 |
| Goodwill and other intangibles | $1,925,000 | 1,194 |
| All other assets | $6,323,000 | 2,545 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $548,246,000 | 1,219 |
| Total liabilities | $469,921,000 | 1,268 |
| Total deposits | $466,381,000 | 1,181 |
| Interest-bearing deposits | $302,063,000 | 1,509 |
| Deposits held in domestic offices | $466,381,000 | 1,180 |
| % insured | 69.75% | 6,207 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,540,000 | 1,316 |
| Total equity capital | $78,325,000 | 919 |
| Total bank equity capital | $78,325,000 | 919 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $121,146,000 | 28 |
| Surplus | $0 | 6,459 |
| Undivided profits | $-42,821,000 | 6,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,798,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,132,000 | 2,374 |
| Earning assets | $518,677,000 | 1,180 |
| Long-term assets (5+ years) | $90,178,000 | 2,156 |
| Average Assets, year-to-date | $564,007,000 | 1,190 |
| Average Assets, quarterly | $544,996,500 | 1,230 |
| Volatile liabilities | $24,417,000 | 1,678 |
| Insider loans | $0 | 6,258 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $1,955,000 | 963 |
| Unused loan commitments | $7,111,000 | 4,496 |
| Tier 1 (core) risk-based capital | $79,233,000 | 857 |
| Tier 2 risk-based capital | $5,356,000 | 998 |
| Total risk weighted assets | $418,037,000 | 1,070 |
| Total unused commitments | $7,111,000 | 4,496 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 152 | 972 |
| Assets and Liabilities | ||
| Total Assets: | $541,747,000 | 1,247 |
| Cash and due from depository institutions | $98,937,000 | 972 |
| Interest-bearing balances | $85,164,000 | 500 |
| Securities | $39,431,000 | 3,170 |
| Federal funds sold & reverse repurchase agreements | $25,745,000 | 207 |
| Net loans & leases | $365,359,000 | 1,149 |
| Loan loss allowance | $12,994,000 | 560 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,652,000 | 4,269 |
| Other real estate owned | $2,566,000 | 972 |
| Goodwill and other intangibles | $1,776,000 | 1,233 |
| All other assets | $6,281,000 | 2,534 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $541,747,000 | 1,247 |
| Total liabilities | $463,169,000 | 1,294 |
| Total deposits | $460,316,000 | 1,219 |
| Interest-bearing deposits | $299,255,000 | 1,551 |
| Deposits held in domestic offices | $460,316,000 | 1,217 |
| % insured | 74.57% | 5,885 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,853,000 | 1,550 |
| Total equity capital | $78,578,000 | 937 |
| Total bank equity capital | $78,578,000 | 937 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $121,146,000 | 29 |
| Surplus | $0 | 6,535 |
| Undivided profits | $-42,568,000 | 6,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,007,000 | 1,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,070,000 | 2,466 |
| Earning assets | $515,699,000 | 1,208 |
| Long-term assets (5+ years) | $62,587,000 | 2,771 |
| Average Assets, year-to-date | $571,887,500 | 1,189 |
| Average Assets, quarterly | $571,887,500 | 1,189 |
| Volatile liabilities | $14,941,000 | 2,375 |
| Insider loans | $0 | 6,319 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $3,185,000 | 761 |
| Unused loan commitments | $8,998,000 | 4,132 |
| Tier 1 (core) risk-based capital | $78,561,000 | 853 |
| Tier 2 risk-based capital | $4,935,000 | 1,076 |
| Total risk weighted assets | $384,861,000 | 1,152 |
| Total unused commitments | $8,998,000 | 4,133 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 151 | 982 |
| Assets and Liabilities | ||
| Total Assets: | $602,028,000 | 1,121 |
| Cash and due from depository institutions | $197,328,000 | 982 |
| Interest-bearing balances | $180,934,000 | 221 |
| Securities | $35,797,000 | 3,319 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 913 |
| Net loans & leases | $349,890,000 | 1,192 |
| Loan loss allowance | $13,507,000 | 558 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,666,000 | 4,286 |
| Other real estate owned | $2,899,000 | 982 |
| Goodwill and other intangibles | $1,799,000 | 1,227 |
| All other assets | $6,249,000 | 2,558 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $602,028,000 | 1,121 |
| Total liabilities | $523,551,000 | 1,149 |
| Total deposits | $520,587,000 | 1,062 |
| Interest-bearing deposits | $370,556,000 | 1,252 |
| Deposits held in domestic offices | $520,587,000 | 1,061 |
| % insured | 82.15% | 5,529 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,964,000 | 1,551 |
| Total equity capital | $78,477,000 | 933 |
| Total bank equity capital | $78,477,000 | 933 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $121,146,000 | 29 |
| Surplus | $0 | 6,595 |
| Undivided profits | $-42,669,000 | 7,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,145,000 | 1,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $977,000 | 2,733 |
| Earning assets | $573,021,000 | 1,077 |
| Long-term assets (5+ years) | $38,486,000 | 3,739 |
| Average Assets, year-to-date | $601,332,200 | 1,106 |
| Average Assets, quarterly | $610,192,500 | 1,096 |
| Volatile liabilities | $17,653,000 | 2,177 |
| Insider loans | $200,000 | 5,439 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $1,788,000 | 1,185 |
| Unused loan commitments | $11,052,000 | 3,668 |
| Tier 1 (core) risk-based capital | $78,408,000 | 847 |
| Tier 2 risk-based capital | $4,770,000 | 1,118 |
| Total risk weighted assets | $371,820,000 | 1,202 |
| Total unused commitments | $11,052,000 | 3,668 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 148 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $618,357,000 | 1,089 |
| Cash and due from depository institutions | $141,813,000 | 1,000 |
| Interest-bearing balances | $123,662,000 | 317 |
| Securities | $40,106,000 | 3,133 |
| Federal funds sold & reverse repurchase agreements | $73,960,000 | 66 |
| Net loans & leases | $349,714,000 | 1,195 |
| Loan loss allowance | $13,979,000 | 556 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,734,000 | 4,267 |
| Other real estate owned | $1,870,000 | 1,000 |
| Goodwill and other intangibles | $1,750,000 | 1,234 |
| All other assets | $7,410,000 | 2,298 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $618,357,000 | 1,089 |
| Total liabilities | $540,027,000 | 1,118 |
| Total deposits | $538,355,000 | 1,015 |
| Interest-bearing deposits | $377,476,000 | 1,226 |
| Deposits held in domestic offices | $538,355,000 | 1,014 |
| % insured | 83.93% | 5,375 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,672,000 | 2,480 |
| Total equity capital | $78,330,000 | 937 |
| Total bank equity capital | $78,330,000 | 936 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $121,146,000 | 30 |
| Surplus | $0 | 6,693 |
| Undivided profits | $-42,816,000 | 7,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,521,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,003,000 | 2,883 |
| Earning assets | $587,442,000 | 1,054 |
| Long-term assets (5+ years) | $39,771,000 | 3,651 |
| Average Assets, year-to-date | $601,158,250 | 1,113 |
| Average Assets, quarterly | $613,201,000 | 1,090 |
| Volatile liabilities | $20,563,000 | 1,996 |
| Insider loans | $500,000 | 4,692 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $529,000 | 1,707 |
| Unused loan commitments | $15,528,000 | 3,048 |
| Tier 1 (core) risk-based capital | $78,233,000 | 854 |
| Tier 2 risk-based capital | $4,977,000 | 1,067 |
| Total risk weighted assets | $389,097,000 | 1,139 |
| Total unused commitments | $15,528,000 | 3,048 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 143 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $608,045,000 | 1,097 |
| Cash and due from depository institutions | $211,981,000 | 1,040 |
| Interest-bearing balances | $195,275,000 | 216 |
| Securities | $27,434,000 | 3,905 |
| Federal funds sold & reverse repurchase agreements | $5,540,000 | 978 |
| Net loans & leases | $351,703,000 | 1,178 |
| Loan loss allowance | $15,808,000 | 504 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,871,000 | 4,159 |
| Other real estate owned | $2,176,000 | 1,040 |
| Goodwill and other intangibles | $1,460,000 | 1,332 |
| All other assets | $5,880,000 | 2,691 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $608,045,000 | 1,097 |
| Total liabilities | $530,204,000 | 1,135 |
| Total deposits | $523,496,000 | 1,049 |
| Interest-bearing deposits | $378,758,000 | 1,222 |
| Deposits held in domestic offices | $523,496,000 | 1,047 |
| % insured | 84.63% | 5,357 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,000,000 | 2,510 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,708,000 | 2,325 |
| Total equity capital | $77,841,000 | 919 |
| Total bank equity capital | $77,841,000 | 918 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $121,146,000 | 30 |
| Surplus | $0 | 6,744 |
| Undivided profits | $-43,305,000 | 7,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $10,076,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $981,000 | 2,786 |
| Earning assets | $579,952,000 | 1,048 |
| Long-term assets (5+ years) | $60,278,000 | 2,760 |
| Average Assets, year-to-date | $595,425,330 | 1,123 |
| Average Assets, quarterly | $604,914,000 | 1,106 |
| Volatile liabilities | $25,920,000 | 1,661 |
| Insider loans | $500,000 | 4,737 |
| FHLB advances | $5,000,000 | 2,409 |
| Loans and leases held for sale | $652,000 | 1,541 |
| Unused loan commitments | $15,502,000 | 3,027 |
| Tier 1 (core) risk-based capital | $77,798,000 | 847 |
| Tier 2 risk-based capital | $4,840,000 | 1,111 |
| Total risk weighted assets | $375,306,000 | 1,191 |
| Total unused commitments | $15,502,000 | 3,027 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 129 | 1,131 |
| Assets and Liabilities | ||
| Total Assets: | $601,783,000 | 1,118 |
| Cash and due from depository institutions | $204,415,000 | 1,131 |
| Interest-bearing balances | $183,813,000 | 239 |
| Securities | $34,668,000 | 3,465 |
| Federal funds sold & reverse repurchase agreements | $4,625,000 | 1,444 |
| Net loans & leases | $342,815,000 | 1,195 |
| Loan loss allowance | $16,909,000 | 472 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,014,000 | 4,062 |
| Other real estate owned | $4,491,000 | 1,131 |
| Goodwill and other intangibles | $1,330,000 | 1,384 |
| All other assets | $7,425,000 | 2,273 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $601,783,000 | 1,118 |
| Total liabilities | $523,558,000 | 1,163 |
| Total deposits | $516,902,000 | 1,071 |
| Interest-bearing deposits | $373,230,000 | 1,254 |
| Deposits held in domestic offices | $516,902,000 | 1,069 |
| % insured | 84.23% | 5,449 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,656,000 | 2,332 |
| Total equity capital | $78,225,000 | 898 |
| Total bank equity capital | $78,225,000 | 896 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $121,146,000 | 31 |
| Surplus | $0 | 6,800 |
| Undivided profits | $-42,921,000 | 7,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $11,458,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,089,000 | 2,508 |
| Earning assets | $565,921,000 | 1,091 |
| Long-term assets (5+ years) | $47,716,000 | 3,244 |
| Average Assets, year-to-date | $589,115,500 | 1,139 |
| Average Assets, quarterly | $589,115,500 | 1,139 |
| Volatile liabilities | $26,067,000 | 1,678 |
| Insider loans | $1,000,000 | 3,783 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $5,964,000 | 544 |
| Unused loan commitments | $24,520,000 | 2,276 |
| Tier 1 (core) risk-based capital | $77,594,000 | 829 |
| Tier 2 risk-based capital | $4,748,000 | 1,129 |
| Total risk weighted assets | $366,989,000 | 1,208 |
| Total unused commitments | $24,520,000 | 2,276 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 132 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $576,448,000 | 1,168 |
| Cash and due from depository institutions | $100,489,000 | 1,122 |
| Interest-bearing balances | $78,844,000 | 483 |
| Securities | $23,151,000 | 4,269 |
| Federal funds sold & reverse repurchase agreements | $70,565,000 | 72 |
| Net loans & leases | $365,723,000 | 1,144 |
| Loan loss allowance | $17,221,000 | 463 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,100,000 | 4,016 |
| Other real estate owned | $5,009,000 | 1,122 |
| Goodwill and other intangibles | $1,410,000 | 1,344 |
| All other assets | $8,001,000 | 2,178 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $576,448,000 | 1,168 |
| Total liabilities | $498,744,000 | 1,217 |
| Total deposits | $490,815,000 | 1,112 |
| Interest-bearing deposits | $351,301,000 | 1,320 |
| Deposits held in domestic offices | $490,815,000 | 1,109 |
| % insured | 86.87% | 4,825 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,929,000 | 1,548 |
| Total equity capital | $77,704,000 | 899 |
| Total bank equity capital | $77,704,000 | 897 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $121,146,000 | 34 |
| Surplus | $0 | 6,853 |
| Undivided profits | $-43,442,000 | 7,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $18,805,000 | 723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,263,000 | 2,321 |
| Earning assets | $538,283,000 | 1,128 |
| Long-term assets (5+ years) | $34,656,000 | 3,413 |
| Average Assets, year-to-date | $570,851,400 | 1,157 |
| Average Assets, quarterly | $569,696,500 | 1,179 |
| Volatile liabilities | $22,824,000 | 2,005 |
| Insider loans | $1,000,000 | 3,848 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $2,837,000 | 756 |
| Unused loan commitments | $30,486,000 | 1,860 |
| Tier 1 (core) risk-based capital | $77,321,000 | 831 |
| Tier 2 risk-based capital | $5,310,000 | 1,005 |
| Total risk weighted assets | $411,558,000 | 1,074 |
| Total unused commitments | $30,486,000 | 1,861 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 129 | 1,157 |
| Assets and Liabilities | ||
| Total Assets: | $562,945,000 | 1,201 |
| Cash and due from depository institutions | $146,219,000 | 1,157 |
| Interest-bearing balances | $125,108,000 | 339 |
| Securities | $20,164,000 | 4,491 |
| Federal funds sold & reverse repurchase agreements | $8,425,000 | 770 |
| Net loans & leases | $371,518,000 | 1,132 |
| Loan loss allowance | $22,259,000 | 389 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,254,000 | 3,920 |
| Other real estate owned | $4,862,000 | 1,157 |
| Goodwill and other intangibles | $1,379,000 | 1,374 |
| All other assets | $8,124,000 | 2,188 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $562,945,000 | 1,201 |
| Total liabilities | $485,357,000 | 1,256 |
| Total deposits | $477,827,000 | 1,151 |
| Interest-bearing deposits | $338,800,000 | 1,364 |
| Deposits held in domestic offices | $477,827,000 | 1,149 |
| % insured | 91.09% | 3,558 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,771 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,530,000 | 1,810 |
| Total equity capital | $77,588,000 | 900 |
| Total bank equity capital | $77,588,000 | 898 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $121,146,000 | 35 |
| Surplus | $0 | 6,919 |
| Undivided profits | $-43,558,000 | 7,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $20,493,000 | 737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,051,000 | 2,839 |
| Earning assets | $525,215,000 | 1,160 |
| Long-term assets (5+ years) | $33,936,000 | 3,396 |
| Average Assets, year-to-date | $569,452,250 | 1,169 |
| Average Assets, quarterly | $554,532,000 | 1,206 |
| Volatile liabilities | $19,966,000 | 2,234 |
| Insider loans | $1,000,000 | 3,898 |
| FHLB advances | $5,000,000 | 2,645 |
| Loans and leases held for sale | $1,194,000 | 1,031 |
| Unused loan commitments | $26,279,000 | 2,074 |
| Tier 1 (core) risk-based capital | $77,197,000 | 830 |
| Tier 2 risk-based capital | $5,204,000 | 1,049 |
| Total risk weighted assets | $397,481,000 | 1,131 |
| Total unused commitments | $26,279,000 | 2,079 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 123 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $546,119,000 | 1,237 |
| Cash and due from depository institutions | $79,644,000 | 1,220 |
| Interest-bearing balances | $67,394,000 | 548 |
| Securities | $30,430,000 | 3,601 |
| Federal funds sold & reverse repurchase agreements | $36,710,000 | 121 |
| Net loans & leases | $380,731,000 | 1,118 |
| Loan loss allowance | $22,940,000 | 380 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,443,000 | 3,780 |
| Other real estate owned | $6,635,000 | 1,220 |
| Goodwill and other intangibles | $1,298,000 | 1,439 |
| All other assets | $8,228,000 | 2,173 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $546,119,000 | 1,237 |
| Total liabilities | $479,781,000 | 1,260 |
| Total deposits | $471,675,000 | 1,162 |
| Interest-bearing deposits | $340,697,000 | 1,384 |
| Deposits held in domestic offices | $471,675,000 | 1,158 |
| % insured | 88.99% | 4,427 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,836 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,106,000 | 1,427 |
| Total equity capital | $66,338,000 | 1,044 |
| Total bank equity capital | $66,338,000 | 1,041 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $110,846,000 | 39 |
| Surplus | $0 | 6,993 |
| Undivided profits | $-44,508,000 | 7,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $23,363,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,278,000 | 2,304 |
| Earning assets | $515,265,000 | 1,183 |
| Long-term assets (5+ years) | $32,220,000 | 3,475 |
| Average Assets, year-to-date | $571,313,000 | 1,172 |
| Average Assets, quarterly | $562,053,500 | 1,201 |
| Volatile liabilities | $16,490,000 | 2,604 |
| Insider loans | $1,000,000 | 3,921 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $2,984,000 | 482 |
| Unused loan commitments | $30,758,000 | 1,842 |
| Tier 1 (core) risk-based capital | $66,064,000 | 972 |
| Tier 2 risk-based capital | $5,471,000 | 1,002 |
| Total risk weighted assets | $418,484,000 | 1,080 |
| Total unused commitments | $30,758,000 | 1,844 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 125 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $577,988,000 | 1,173 |
| Cash and due from depository institutions | $47,815,000 | 1,205 |
| Interest-bearing balances | $36,032,000 | 1,089 |
| Securities | $32,382,000 | 3,459 |
| Federal funds sold & reverse repurchase agreements | $68,200,000 | 76 |
| Net loans & leases | $410,838,000 | 1,027 |
| Loan loss allowance | $23,891,000 | 379 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,695,000 | 3,629 |
| Other real estate owned | $5,422,000 | 1,205 |
| Goodwill and other intangibles | $1,027,000 | 1,560 |
| All other assets | $9,609,000 | 1,969 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $577,988,000 | 1,173 |
| Total liabilities | $512,192,000 | 1,192 |
| Total deposits | $498,421,000 | 1,099 |
| Interest-bearing deposits | $368,427,000 | 1,292 |
| Deposits held in domestic offices | $498,421,000 | 1,098 |
| % insured | 88.72% | 4,538 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,582,000 | 1,926 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,189,000 | 1,854 |
| Total equity capital | $65,796,000 | 1,030 |
| Total bank equity capital | $65,796,000 | 1,028 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $110,846,000 | 39 |
| Surplus | $0 | 7,053 |
| Undivided profits | $-45,050,000 | 7,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $32,065,000 | 542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,291,000 | 2,262 |
| Earning assets | $547,452,000 | 1,120 |
| Long-term assets (5+ years) | $42,425,000 | 2,858 |
| Average Assets, year-to-date | $583,910,000 | 1,149 |
| Average Assets, quarterly | $583,910,000 | 1,149 |
| Volatile liabilities | $19,628,000 | 2,317 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $4,198,000 | 356 |
| Unused loan commitments | $33,582,000 | 1,746 |
| Tier 1 (core) risk-based capital | $65,539,000 | 973 |
| Tier 2 risk-based capital | $5,956,000 | 924 |
| Total risk weighted assets | $457,138,000 | 982 |
| Total unused commitments | $33,582,000 | 1,748 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 129 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $589,846,000 | 1,137 |
| Cash and due from depository institutions | $44,094,000 | 1,176 |
| Interest-bearing balances | $34,430,000 | 1,054 |
| Securities | $46,367,000 | 2,573 |
| Federal funds sold & reverse repurchase agreements | $26,320,000 | 249 |
| Net loans & leases | $451,436,000 | 966 |
| Loan loss allowance | $26,185,000 | 358 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,914,000 | 3,507 |
| Other real estate owned | $7,083,000 | 1,176 |
| Goodwill and other intangibles | $877,000 | 1,655 |
| All other assets | $10,755,000 | 1,830 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $589,846,000 | 1,137 |
| Total liabilities | $524,996,000 | 1,152 |
| Total deposits | $492,719,000 | 1,104 |
| Interest-bearing deposits | $372,013,000 | 1,270 |
| Deposits held in domestic offices | $492,719,000 | 1,102 |
| % insured | 88.14% | 4,669 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $29,702,000 | 1,081 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,575,000 | 1,653 |
| Total equity capital | $64,850,000 | 1,038 |
| Total bank equity capital | $64,850,000 | 1,037 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $110,846,000 | 42 |
| Surplus | $0 | 7,133 |
| Undivided profits | $-45,996,000 | 7,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $41,475,000 | 435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,056 |
| Income earned, not collected on loans | $1,419,000 | 2,132 |
| Earning assets | $558,553,000 | 1,096 |
| Long-term assets (5+ years) | $44,496,000 | 2,674 |
| Average Assets, year-to-date | $651,499,400 | 1,026 |
| Average Assets, quarterly | $631,993,000 | 1,065 |
| Volatile liabilities | $85,430,000 | 1,585 |
| Insider loans | $52,000 | 6,587 |
| FHLB advances | $25,000,000 | 1,164 |
| Loans and leases held for sale | $7,329,000 | 434 |
| Unused loan commitments | $38,978,000 | 1,534 |
| Tier 1 (core) risk-based capital | $64,433,000 | 986 |
| Tier 2 risk-based capital | $6,354,000 | 881 |
| Total risk weighted assets | $487,866,000 | 920 |
| Total unused commitments | $38,978,000 | 1,535 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 131 | 1,163 |
| Assets and Liabilities | ||
| Total Assets: | $674,140,000 | 1,004 |
| Cash and due from depository institutions | $79,761,000 | 1,163 |
| Interest-bearing balances | $64,704,000 | 570 |
| Securities | $62,794,000 | 1,975 |
| Federal funds sold & reverse repurchase agreements | $31,635,000 | 192 |
| Net loans & leases | $471,885,000 | 938 |
| Loan loss allowance | $30,239,000 | 316 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,243,000 | 3,311 |
| Other real estate owned | $11,423,000 | 1,163 |
| Goodwill and other intangibles | $983,000 | 1,589 |
| All other assets | $12,416,000 | 1,651 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $674,140,000 | 1,004 |
| Total liabilities | $599,002,000 | 1,016 |
| Total deposits | $568,012,000 | 952 |
| Interest-bearing deposits | $451,491,000 | 1,054 |
| Deposits held in domestic offices | $568,012,000 | 950 |
| % insured | 91.78% | 2,856 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,405,000 | 1,310 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,585,000 | 970 |
| Total equity capital | $75,138,000 | 918 |
| Total bank equity capital | $75,138,000 | 917 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $110,846,000 | 39 |
| Surplus | $0 | 7,229 |
| Undivided profits | $-35,708,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $46,759,000 | 403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $58,000 | 1,047 |
| Income earned, not collected on loans | $1,571,000 | 2,067 |
| Earning assets | $631,018,000 | 975 |
| Long-term assets (5+ years) | $50,110,000 | 2,395 |
| Average Assets, year-to-date | $666,912,750 | 1,002 |
| Average Assets, quarterly | $675,460,500 | 996 |
| Volatile liabilities | $85,861,000 | 1,628 |
| Insider loans | $63,000 | 6,626 |
| FHLB advances | $25,000,000 | 1,238 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $36,294,000 | 1,662 |
| Tier 1 (core) risk-based capital | $74,151,000 | 839 |
| Tier 2 risk-based capital | $6,878,000 | 840 |
| Total risk weighted assets | $525,943,000 | 881 |
| Total unused commitments | $36,294,000 | 1,665 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 127 | 1,210 |
| Assets and Liabilities | ||
| Total Assets: | $676,781,000 | 997 |
| Cash and due from depository institutions | $43,233,000 | 1,210 |
| Interest-bearing balances | $30,856,000 | 1,115 |
| Securities | $80,549,000 | 1,598 |
| Federal funds sold & reverse repurchase agreements | $28,550,000 | 216 |
| Net loans & leases | $487,120,000 | 909 |
| Loan loss allowance | $31,150,000 | 310 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,496,000 | 3,184 |
| Other real estate owned | $10,044,000 | 1,210 |
| Goodwill and other intangibles | $1,060,000 | 1,551 |
| All other assets | $22,729,000 | 1,022 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $676,782,000 | 997 |
| Total liabilities | $603,238,000 | 1,011 |
| Total deposits | $567,446,000 | 959 |
| Interest-bearing deposits | $440,755,000 | 1,091 |
| Deposits held in domestic offices | $567,446,000 | 957 |
| % insured | 89.43% | 3,808 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,000,000 | 1,188 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,792,000 | 902 |
| Total equity capital | $73,544,000 | 926 |
| Total bank equity capital | $73,544,000 | 925 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $106,846,000 | 39 |
| Surplus | $0 | 7,286 |
| Undivided profits | $-33,302,000 | 7,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $43,274,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 708 |
| Income earned, not collected on loans | $1,888,000 | 1,653 |
| Earning assets | $627,075,000 | 981 |
| Long-term assets (5+ years) | $52,341,000 | 2,291 |
| Average Assets, year-to-date | $664,503,670 | 1,018 |
| Average Assets, quarterly | $663,027,500 | 1,019 |
| Volatile liabilities | $82,665,000 | 1,729 |
| Insider loans | $74,000 | 6,646 |
| FHLB advances | $30,000,000 | 1,114 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $29,119,000 | 2,004 |
| Tier 1 (core) risk-based capital | $72,581,000 | 848 |
| Tier 2 risk-based capital | $7,191,000 | 806 |
| Total risk weighted assets | $550,510,000 | 850 |
| Total unused commitments | $29,119,000 | 2,006 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 128 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $649,274,000 | 1,063 |
| Cash and due from depository institutions | $46,555,000 | 1,214 |
| Interest-bearing balances | $35,502,000 | 978 |
| Securities | $35,717,000 | 3,114 |
| Federal funds sold & reverse repurchase agreements | $16,085,000 | 546 |
| Net loans & leases | $510,071,000 | 896 |
| Loan loss allowance | $36,922,000 | 284 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,879,000 | 3,018 |
| Other real estate owned | $11,593,000 | 1,214 |
| Goodwill and other intangibles | $1,140,000 | 1,525 |
| All other assets | $24,234,000 | 986 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $649,274,000 | 1,063 |
| Total liabilities | $573,326,000 | 1,090 |
| Total deposits | $535,570,000 | 1,039 |
| Interest-bearing deposits | $414,669,000 | 1,186 |
| Deposits held in domestic offices | $535,570,000 | 1,037 |
| % insured | 93.73% | 2,247 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,000,000 | 1,254 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,756,000 | 731 |
| Total equity capital | $75,948,000 | 875 |
| Total bank equity capital | $75,948,000 | 875 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $106,846,000 | 36 |
| Surplus | $0 | 7,393 |
| Undivided profits | $-30,898,000 | 7,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $46,673,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $159,000 | 829 |
| Income earned, not collected on loans | $1,634,000 | 1,984 |
| Earning assets | $597,375,000 | 1,048 |
| Long-term assets (5+ years) | $59,504,000 | 2,107 |
| Average Assets, year-to-date | $658,365,000 | 1,047 |
| Average Assets, quarterly | $658,365,000 | 1,047 |
| Volatile liabilities | $81,440,000 | 1,804 |
| Insider loans | $85,000 | 6,705 |
| FHLB advances | $30,000,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $41,119,000 | 1,561 |
| Tier 1 (core) risk-based capital | $75,328,000 | 815 |
| Tier 2 risk-based capital | $7,468,000 | 803 |
| Total risk weighted assets | $566,564,000 | 850 |
| Total unused commitments | $41,119,000 | 1,564 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 137 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $667,456,000 | 1,051 |
| Cash and due from depository institutions | $35,134,000 | 1,145 |
| Interest-bearing balances | $23,437,000 | 1,218 |
| Securities | $43,863,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $4,392,000 | 1,820 |
| Net loans & leases | $533,271,000 | 881 |
| Loan loss allowance | $42,037,000 | 257 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,251,000 | 2,853 |
| Other real estate owned | $17,046,000 | 1,145 |
| Goodwill and other intangibles | $1,230,000 | 1,501 |
| All other assets | $28,269,000 | 874 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $667,456,000 | 1,051 |
| Total liabilities | $640,915,000 | 977 |
| Total deposits | $576,621,000 | 969 |
| Interest-bearing deposits | $449,695,000 | 1,078 |
| Deposits held in domestic offices | $576,621,000 | 966 |
| % insured | 92.76% | 2,653 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $60,000,000 | 773 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,294,000 | 1,167 |
| Total equity capital | $26,541,000 | 2,461 |
| Total bank equity capital | $26,541,000 | 2,458 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $51,846,000 | 77 |
| Surplus | $0 | 7,466 |
| Undivided profits | $-25,305,000 | 7,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $52,536,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $676,000 | 412 |
| Income earned, not collected on loans | $2,145,000 | 1,556 |
| Earning assets | $604,963,000 | 1,047 |
| Long-term assets (5+ years) | $54,352,000 | 2,228 |
| Average Assets, year-to-date | $839,867,400 | 806 |
| Average Assets, quarterly | $748,350,500 | 925 |
| Volatile liabilities | $85,730,000 | 1,727 |
| Insider loans | $94,000 | 6,732 |
| FHLB advances | $60,000,000 | 704 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,913,000 | 1,638 |
| Tier 1 (core) risk-based capital | $26,272,000 | 2,372 |
| Tier 2 risk-based capital | $8,012,000 | 765 |
| Total risk weighted assets | $605,074,000 | 819 |
| Total unused commitments | $38,913,000 | 1,639 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 138 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $829,245,000 | 847 |
| Cash and due from depository institutions | $121,962,000 | 1,154 |
| Interest-bearing balances | $108,047,000 | 298 |
| Securities | $75,617,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $5,082,000 | 1,714 |
| Net loans & leases | $567,884,000 | 844 |
| Loan loss allowance | $43,166,000 | 258 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,638,000 | 2,701 |
| Other real estate owned | $7,131,000 | 1,154 |
| Goodwill and other intangibles | $1,324,000 | 1,515 |
| All other assets | $45,607,000 | 509 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $829,245,000 | 847 |
| Total liabilities | $776,123,000 | 821 |
| Total deposits | $712,322,000 | 771 |
| Interest-bearing deposits | $581,099,000 | 821 |
| Deposits held in domestic offices | $712,322,000 | 768 |
| % insured | 91.72% | 3,240 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $60,000,000 | 815 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,801,000 | 1,403 |
| Total equity capital | $53,122,000 | 1,292 |
| Total bank equity capital | $53,122,000 | 1,290 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $51,846,000 | 79 |
| Surplus | $0 | 7,543 |
| Undivided profits | $1,276,000 | 6,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $56,201,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $283,000 | 644 |
| Income earned, not collected on loans | $2,689,000 | 1,276 |
| Earning assets | $756,630,000 | 844 |
| Long-term assets (5+ years) | $54,036,000 | 2,238 |
| Average Assets, year-to-date | $882,970,250 | 774 |
| Average Assets, quarterly | $888,790,500 | 782 |
| Volatile liabilities | $148,722,000 | 1,017 |
| Insider loans | $106,000 | 6,691 |
| FHLB advances | $60,000,000 | 741 |
| Loans and leases held for sale | $999,000 | 942 |
| Unused loan commitments | $29,420,000 | 2,165 |
| Tier 1 (core) risk-based capital | $32,767,000 | 1,964 |
| Tier 2 risk-based capital | $8,669,000 | 716 |
| Total risk weighted assets | $656,582,000 | 762 |
| Total unused commitments | $29,420,000 | 2,167 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 145 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $948,336,000 | 746 |
| Cash and due from depository institutions | $166,898,000 | 1,132 |
| Interest-bearing balances | $150,885,000 | 180 |
| Securities | $86,168,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $10,363,000 | 976 |
| Net loans & leases | $629,239,000 | 767 |
| Loan loss allowance | $42,722,000 | 254 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,370,000 | 2,387 |
| Other real estate owned | $8,544,000 | 1,132 |
| Goodwill and other intangibles | $1,378,000 | 1,510 |
| All other assets | $40,376,000 | 578 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $948,336,000 | 746 |
| Total liabilities | $888,039,000 | 718 |
| Total deposits | $805,707,000 | 680 |
| Interest-bearing deposits | $677,661,000 | 709 |
| Deposits held in domestic offices | $805,707,000 | 678 |
| % insured | 78.91% | 4,061 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $75,000,000 | 715 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,332,000 | 855 |
| Total equity capital | $60,297,000 | 1,128 |
| Total bank equity capital | $60,297,000 | 1,125 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $51,846,000 | 78 |
| Surplus | $0 | 7,629 |
| Undivided profits | $8,451,000 | 3,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $58,360,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $228,000 | 680 |
| Income earned, not collected on loans | $2,426,000 | 1,405 |
| Earning assets | $876,655,000 | 726 |
| Long-term assets (5+ years) | $68,042,000 | 1,838 |
| Average Assets, year-to-date | $900,878,670 | 779 |
| Average Assets, quarterly | $930,395,000 | 756 |
| Volatile liabilities | $152,762,000 | 1,016 |
| Insider loans | $116,000 | 6,703 |
| FHLB advances | $75,000,000 | 638 |
| Loans and leases held for sale | $7,268,000 | 445 |
| Unused loan commitments | $48,714,000 | 1,507 |
| Tier 1 (core) risk-based capital | $45,887,000 | 1,405 |
| Tier 2 risk-based capital | $9,435,000 | 679 |
| Total risk weighted assets | $719,937,000 | 719 |
| Total unused commitments | $48,714,000 | 1,509 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 141 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $912,454,000 | 776 |
| Cash and due from depository institutions | $131,554,000 | 1,165 |
| Interest-bearing balances | $112,930,000 | 208 |
| Securities | $40,686,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $5,790,000 | 2,037 |
| Net loans & leases | $696,039,000 | 700 |
| Loan loss allowance | $21,441,000 | 398 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,748,000 | 2,287 |
| Other real estate owned | $4,452,000 | 1,165 |
| Goodwill and other intangibles | $1,459,000 | 1,491 |
| All other assets | $26,726,000 | 823 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $912,454,000 | 776 |
| Total liabilities | $831,984,000 | 769 |
| Total deposits | $751,843,000 | 725 |
| Interest-bearing deposits | $627,490,000 | 751 |
| Deposits held in domestic offices | $751,843,000 | 723 |
| % insured | 77.26% | 4,551 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $75,000,000 | 759 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,141,000 | 1,122 |
| Total equity capital | $80,470,000 | 829 |
| Total bank equity capital | $80,470,000 | 828 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $49,846,000 | 81 |
| Surplus | $0 | 7,679 |
| Undivided profits | $30,624,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $55,169,000 | 339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $572,000 | 387 |
| Income earned, not collected on loans | $2,370,000 | 1,476 |
| Earning assets | $855,445,000 | 748 |
| Long-term assets (5+ years) | $77,180,000 | 1,645 |
| Average Assets, year-to-date | $877,150,000 | 802 |
| Average Assets, quarterly | $877,150,000 | 802 |
| Volatile liabilities | $174,199,000 | 899 |
| Insider loans | $6,629,000 | 1,197 |
| FHLB advances | $75,000,000 | 673 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $47,896,000 | 1,614 |
| Tier 1 (core) risk-based capital | $78,643,000 | 782 |
| Tier 2 risk-based capital | $9,652,000 | 654 |
| Total risk weighted assets | $759,857,000 | 688 |
| Total unused commitments | $47,896,000 | 1,616 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 149 | 1,094 |
| Assets and Liabilities | ||
| Total Assets: | $841,846,000 | 832 |
| Cash and due from depository institutions | $16,240,000 | 1,094 |
| Interest-bearing balances | $1,022,000 | 3,702 |
| Securities | $44,399,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $32,792,000 | 267 |
| Net loans & leases | $710,281,000 | 688 |
| Loan loss allowance | $22,157,000 | 378 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,044,000 | 2,183 |
| Other real estate owned | $4,415,000 | 1,094 |
| Goodwill and other intangibles | $1,549,000 | 1,466 |
| All other assets | $26,126,000 | 851 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $841,846,000 | 832 |
| Total liabilities | $761,745,000 | 828 |
| Total deposits | $636,024,000 | 828 |
| Interest-bearing deposits | $520,239,000 | 888 |
| Deposits held in domestic offices | $636,024,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $121,000,000 | 555 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,721,000 | 1,207 |
| Total equity capital | $80,101,000 | 822 |
| Total bank equity capital | $80,101,000 | 822 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $49,846,000 | 81 |
| Surplus | $0 | 7,724 |
| Undivided profits | $30,255,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,012,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,381,000 | 1,544 |
| Earning assets | $788,494,000 | 803 |
| Long-term assets (5+ years) | $83,284,000 | 1,522 |
| Average Assets, year-to-date | $859,898,800 | 792 |
| Average Assets, quarterly | $864,652,000 | 806 |
| Volatile liabilities | $227,486,000 | 686 |
| Insider loans | $6,641,000 | 1,206 |
| FHLB advances | $121,000,000 | 477 |
| Loans and leases held for sale | $729,000 | 990 |
| Unused loan commitments | $65,506,000 | 1,265 |
| Tier 1 (core) risk-based capital | $79,800,000 | 757 |
| Tier 2 risk-based capital | $9,977,000 | 632 |
| Total risk weighted assets | $785,518,000 | 658 |
| Total unused commitments | $65,506,000 | 1,266 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 161 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $887,458,000 | 771 |
| Cash and due from depository institutions | $21,902,000 | 1,006 |
| Interest-bearing balances | $1,022,000 | 2,999 |
| Securities | $45,030,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $48,410,000 | 246 |
| Net loans & leases | $742,432,000 | 656 |
| Loan loss allowance | $10,890,000 | 623 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,395,000 | 2,049 |
| Other real estate owned | $2,131,000 | 1,006 |
| Goodwill and other intangibles | $1,670,000 | 1,481 |
| All other assets | $19,488,000 | 1,073 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $887,458,000 | 771 |
| Total liabilities | $809,521,000 | 757 |
| Total deposits | $689,320,000 | 747 |
| Interest-bearing deposits | $549,248,000 | 832 |
| Deposits held in domestic offices | $689,320,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $115,000,000 | 580 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,201,000 | 1,098 |
| Total equity capital | $77,937,000 | 861 |
| Total bank equity capital | $77,937,000 | 861 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $36,846,000 | 103 |
| Surplus | $0 | 7,795 |
| Undivided profits | $41,091,000 | 852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,355,000 | 420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $223,000 | 591 |
| Income earned, not collected on loans | $2,903,000 | 1,317 |
| Earning assets | $836,894,000 | 741 |
| Long-term assets (5+ years) | $90,973,000 | 1,385 |
| Average Assets, year-to-date | $864,412,000 | 784 |
| Average Assets, quarterly | $887,604,500 | 767 |
| Volatile liabilities | $239,976,000 | 646 |
| Insider loans | $6,652,000 | 1,188 |
| FHLB advances | $115,000,000 | 522 |
| Loans and leases held for sale | $645,000 | 934 |
| Unused loan commitments | $71,392,000 | 1,266 |
| Tier 1 (core) risk-based capital | $77,958,000 | 791 |
| Tier 2 risk-based capital | $10,232,000 | 599 |
| Total risk weighted assets | $817,619,000 | 634 |
| Total unused commitments | $71,392,000 | 1,268 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 181 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $887,751,000 | 773 |
| Cash and due from depository institutions | $23,331,000 | 909 |
| Interest-bearing balances | $1,022,000 | 2,894 |
| Securities | $46,415,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $45,510,000 | 250 |
| Net loans & leases | $746,119,000 | 655 |
| Loan loss allowance | $11,046,000 | 583 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,913,000 | 1,888 |
| Other real estate owned | $0 | 909 |
| Goodwill and other intangibles | $1,669,000 | 1,485 |
| All other assets | $17,794,000 | 1,138 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $887,751,000 | 773 |
| Total liabilities | $809,451,000 | 757 |
| Total deposits | $694,930,000 | 738 |
| Interest-bearing deposits | $550,531,000 | 815 |
| Deposits held in domestic offices | $694,930,000 | 735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $110,000,000 | 584 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,521,000 | 1,235 |
| Total equity capital | $78,300,000 | 867 |
| Total bank equity capital | $78,300,000 | 867 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $36,846,000 | 99 |
| Surplus | $0 | 7,856 |
| Undivided profits | $41,454,000 | 851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,702,000 | 380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 531 |
| Income earned, not collected on loans | $3,068,000 | 1,194 |
| Earning assets | $839,066,000 | 740 |
| Long-term assets (5+ years) | $114,261,000 | 1,132 |
| Average Assets, year-to-date | $856,730,000 | 795 |
| Average Assets, quarterly | $874,139,000 | 785 |
| Volatile liabilities | $221,091,000 | 698 |
| Insider loans | $6,664,000 | 1,187 |
| FHLB advances | $110,000,000 | 526 |
| Loans and leases held for sale | $1,102,000 | 854 |
| Unused loan commitments | $92,238,000 | 1,052 |
| Tier 1 (core) risk-based capital | $78,200,000 | 792 |
| Tier 2 risk-based capital | $10,181,000 | 594 |
| Total risk weighted assets | $813,303,000 | 637 |
| Total unused commitments | $92,238,000 | 1,052 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 186 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $860,527,000 | 803 |
| Cash and due from depository institutions | $21,616,000 | 869 |
| Interest-bearing balances | $1,022,000 | 3,002 |
| Securities | $47,897,000 | 2,392 |
| Federal funds sold & reverse repurchase agreements | $43,745,000 | 338 |
| Net loans & leases | $723,676,000 | 664 |
| Loan loss allowance | $8,334,000 | 701 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,086,000 | 1,828 |
| Other real estate owned | $0 | 869 |
| Goodwill and other intangibles | $1,720,000 | 1,478 |
| All other assets | $14,787,000 | 1,289 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $860,527,000 | 803 |
| Total liabilities | $780,476,000 | 780 |
| Total deposits | $664,838,000 | 775 |
| Interest-bearing deposits | $531,651,000 | 849 |
| Deposits held in domestic offices | $664,838,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $110,280,000 | 558 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,358,000 | 1,150 |
| Total equity capital | $80,051,000 | 860 |
| Total bank equity capital | $80,051,000 | 860 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $36,846,000 | 100 |
| Surplus | $0 | 7,894 |
| Undivided profits | $43,205,000 | 861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,571,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $845,000 | 234 |
| Income earned, not collected on loans | $3,111,000 | 1,213 |
| Earning assets | $816,340,000 | 762 |
| Long-term assets (5+ years) | $116,570,000 | 1,050 |
| Average Assets, year-to-date | $841,219,500 | 805 |
| Average Assets, quarterly | $841,219,500 | 805 |
| Volatile liabilities | $201,737,000 | 731 |
| Insider loans | $6,676,000 | 1,172 |
| FHLB advances | $110,280,000 | 498 |
| Loans and leases held for sale | $3,208,000 | 522 |
| Unused loan commitments | $88,477,000 | 1,129 |
| Tier 1 (core) risk-based capital | $79,675,000 | 775 |
| Tier 2 risk-based capital | $8,651,000 | 660 |
| Total risk weighted assets | $780,669,000 | 656 |
| Total unused commitments | $88,477,000 | 1,130 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 187 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $821,912,000 | 828 |
| Cash and due from depository institutions | $19,326,000 | 893 |
| Interest-bearing balances | $4,899,000 | 1,113 |
| Securities | $52,681,000 | 2,187 |
| Federal funds sold & reverse repurchase agreements | $37,430,000 | 349 |
| Net loans & leases | $687,775,000 | 697 |
| Loan loss allowance | $8,249,000 | 691 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,800,000 | 1,896 |
| Other real estate owned | $0 | 893 |
| Goodwill and other intangibles | $1,724,000 | 1,477 |
| All other assets | $16,176,000 | 1,184 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $821,912,000 | 828 |
| Total liabilities | $743,805,000 | 818 |
| Total deposits | $642,028,000 | 805 |
| Interest-bearing deposits | $519,843,000 | 858 |
| Deposits held in domestic offices | $642,028,000 | 800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $96,500,000 | 585 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,277,000 | 1,130 |
| Total equity capital | $78,107,000 | 872 |
| Total bank equity capital | $78,107,000 | 872 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $36,846,000 | 102 |
| Surplus | $0 | 7,931 |
| Undivided profits | $41,261,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,652,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $823,000 | 249 |
| Income earned, not collected on loans | $3,274,000 | 1,240 |
| Earning assets | $782,785,000 | 790 |
| Long-term assets (5+ years) | $121,711,000 | 973 |
| Average Assets, year-to-date | $727,392,200 | 891 |
| Average Assets, quarterly | $801,101,000 | 842 |
| Volatile liabilities | $236,398,000 | 664 |
| Insider loans | $6,687,000 | 1,144 |
| FHLB advances | $96,500,000 | 529 |
| Loans and leases held for sale | $761,000 | 1,022 |
| Unused loan commitments | $98,438,000 | 1,033 |
| Tier 1 (core) risk-based capital | $78,117,000 | 794 |
| Tier 2 risk-based capital | $8,566,000 | 656 |
| Total risk weighted assets | $739,922,000 | 694 |
| Total unused commitments | $98,438,000 | 1,034 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 188 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $780,290,000 | 861 |
| Cash and due from depository institutions | $21,054,000 | 880 |
| Interest-bearing balances | $5,779,000 | 898 |
| Securities | $53,500,000 | 2,156 |
| Federal funds sold & reverse repurchase agreements | $5,455,000 | 2,402 |
| Net loans & leases | $678,584,000 | 688 |
| Loan loss allowance | $6,498,000 | 823 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,541,000 | 1,927 |
| Other real estate owned | $0 | 880 |
| Goodwill and other intangibles | $1,658,000 | 1,472 |
| All other assets | $13,498,000 | 1,373 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $780,290,000 | 861 |
| Total liabilities | $703,737,000 | 852 |
| Total deposits | $597,043,000 | 859 |
| Interest-bearing deposits | $471,554,000 | 938 |
| Deposits held in domestic offices | $597,043,000 | 857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $100,000,000 | 522 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,694,000 | 928 |
| Total equity capital | $76,553,000 | 886 |
| Total bank equity capital | $76,553,000 | 886 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $36,846,000 | 98 |
| Surplus | $0 | 7,949 |
| Undivided profits | $39,707,000 | 941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,775,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $892,000 | 218 |
| Income earned, not collected on loans | $3,584,000 | 1,206 |
| Earning assets | $743,318,000 | 818 |
| Long-term assets (5+ years) | $125,256,000 | 920 |
| Average Assets, year-to-date | $703,762,250 | 926 |
| Average Assets, quarterly | $755,503,000 | 881 |
| Volatile liabilities | $161,399,000 | 894 |
| Insider loans | $6,698,000 | 1,111 |
| FHLB advances | $100,000,000 | 466 |
| Loans and leases held for sale | $5,792,000 | 319 |
| Unused loan commitments | $114,102,000 | 943 |
| Tier 1 (core) risk-based capital | $76,830,000 | 810 |
| Tier 2 risk-based capital | $6,842,000 | 794 |
| Total risk weighted assets | $712,171,000 | 706 |
| Total unused commitments | $114,102,000 | 944 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 183 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $730,716,000 | 919 |
| Cash and due from depository institutions | $17,405,000 | 927 |
| Interest-bearing balances | $5,283,000 | 1,000 |
| Securities | $53,721,000 | 2,142 |
| Federal funds sold & reverse repurchase agreements | $24,675,000 | 608 |
| Net loans & leases | $613,046,000 | 755 |
| Loan loss allowance | $6,222,000 | 853 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,558,000 | 1,914 |
| Other real estate owned | $0 | 927 |
| Goodwill and other intangibles | $1,604,000 | 1,494 |
| All other assets | $13,707,000 | 1,363 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $730,716,000 | 919 |
| Total liabilities | $656,986,000 | 918 |
| Total deposits | $564,474,000 | 919 |
| Interest-bearing deposits | $438,083,000 | 1,027 |
| Deposits held in domestic offices | $564,474,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $85,000,000 | 567 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,512,000 | 841 |
| Total equity capital | $73,730,000 | 920 |
| Total bank equity capital | $73,730,000 | 920 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $36,846,000 | 99 |
| Surplus | $0 | 8,003 |
| Undivided profits | $36,884,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,043,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 279 |
| Income earned, not collected on loans | $3,299,000 | 1,214 |
| Earning assets | $696,725,000 | 885 |
| Long-term assets (5+ years) | $123,949,000 | 915 |
| Average Assets, year-to-date | $678,253,000 | 974 |
| Average Assets, quarterly | $703,514,000 | 949 |
| Volatile liabilities | $203,396,000 | 717 |
| Insider loans | $6,810,000 | 1,088 |
| FHLB advances | $85,000,000 | 503 |
| Loans and leases held for sale | $3,521,000 | 517 |
| Unused loan commitments | $111,393,000 | 972 |
| Tier 1 (core) risk-based capital | $74,399,000 | 839 |
| Tier 2 risk-based capital | $6,576,000 | 834 |
| Total risk weighted assets | $660,433,000 | 756 |
| Total unused commitments | $111,393,000 | 972 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 197 | 838 |
| Assets and Liabilities | ||
| Total Assets: | $676,312,000 | 980 |
| Cash and due from depository institutions | $15,404,000 | 838 |
| Interest-bearing balances | $3,979,000 | 1,359 |
| Securities | $55,161,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $10,540,000 | 1,898 |
| Net loans & leases | $575,474,000 | 783 |
| Loan loss allowance | $5,911,000 | 876 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,449,000 | 1,911 |
| Other real estate owned | $0 | 838 |
| Goodwill and other intangibles | $1,418,000 | 1,562 |
| All other assets | $11,866,000 | 1,483 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $676,312,000 | 980 |
| Total liabilities | $604,937,000 | 987 |
| Total deposits | $541,471,000 | 945 |
| Interest-bearing deposits | $417,828,000 | 1,076 |
| Deposits held in domestic offices | $541,471,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $57,000,000 | 767 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,466,000 | 930 |
| Total equity capital | $71,375,000 | 929 |
| Total bank equity capital | $71,375,000 | 929 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $36,846,000 | 96 |
| Surplus | $0 | 8,027 |
| Undivided profits | $34,529,000 | 1,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,396,000 | 1,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $796,000 | 215 |
| Income earned, not collected on loans | $3,053,000 | 1,278 |
| Earning assets | $645,154,000 | 944 |
| Long-term assets (5+ years) | $120,968,000 | 919 |
| Average Assets, year-to-date | $652,021,500 | 1,002 |
| Average Assets, quarterly | $652,021,500 | 1,002 |
| Volatile liabilities | $192,445,000 | 749 |
| Insider loans | $7,070,000 | 1,017 |
| FHLB advances | $57,000,000 | 703 |
| Loans and leases held for sale | $7,656,000 | 309 |
| Unused loan commitments | $101,808,000 | 1,039 |
| Tier 1 (core) risk-based capital | $71,820,000 | 852 |
| Tier 2 risk-based capital | $5,951,000 | 901 |
| Total risk weighted assets | $608,535,000 | 794 |
| Total unused commitments | $101,808,000 | 1,039 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 183 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $627,731,000 | 1,038 |
| Cash and due from depository institutions | $18,705,000 | 912 |
| Interest-bearing balances | $5,168,000 | 1,054 |
| Securities | $56,065,000 | 2,096 |
| Federal funds sold & reverse repurchase agreements | $11,785,000 | 1,407 |
| Net loans & leases | $524,412,000 | 849 |
| Loan loss allowance | $5,478,000 | 932 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,954,000 | 2,035 |
| Other real estate owned | $0 | 912 |
| Goodwill and other intangibles | $1,288,000 | 1,601 |
| All other assets | $9,522,000 | 1,804 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $627,731,000 | 1,038 |
| Total liabilities | $576,093,000 | 1,022 |
| Total deposits | $523,326,000 | 965 |
| Interest-bearing deposits | $399,587,000 | 1,097 |
| Deposits held in domestic offices | $523,326,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,000,000 | 934 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,767,000 | 1,022 |
| Total equity capital | $51,638,000 | 1,276 |
| Total bank equity capital | $51,638,000 | 1,276 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $18,846,000 | 206 |
| Surplus | $0 | 8,057 |
| Undivided profits | $32,792,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,542,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $756,000 | 212 |
| Income earned, not collected on loans | $2,863,000 | 1,400 |
| Earning assets | $597,430,000 | 996 |
| Long-term assets (5+ years) | $123,413,000 | 886 |
| Average Assets, year-to-date | $559,657,000 | 1,111 |
| Average Assets, quarterly | $613,049,500 | 1,048 |
| Volatile liabilities | $217,483,000 | 761 |
| Insider loans | $6,870,000 | 1,029 |
| FHLB advances | $47,000,000 | 858 |
| Loans and leases held for sale | $1,071,000 | 931 |
| Unused loan commitments | $84,007,000 | 1,192 |
| Tier 1 (core) risk-based capital | $52,160,000 | 1,173 |
| Tier 2 risk-based capital | $5,826,000 | 900 |
| Total risk weighted assets | $542,647,000 | 867 |
| Total unused commitments | $84,007,000 | 1,192 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 171 | 1,005 |
| Assets and Liabilities | ||
| Total Assets: | $598,368,000 | 1,085 |
| Cash and due from depository institutions | $16,164,000 | 1,005 |
| Interest-bearing balances | $4,187,000 | 1,127 |
| Securities | $55,976,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $37,410,000 | 364 |
| Net loans & leases | $473,708,000 | 943 |
| Loan loss allowance | $5,146,000 | 1,008 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,529,000 | 2,587 |
| Other real estate owned | $0 | 1,005 |
| Goodwill and other intangibles | $1,118,000 | 1,657 |
| All other assets | $9,463,000 | 1,817 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $598,368,000 | 1,085 |
| Total liabilities | $548,653,000 | 1,055 |
| Total deposits | $526,187,000 | 954 |
| Interest-bearing deposits | $413,089,000 | 1,049 |
| Deposits held in domestic offices | $526,187,000 | 952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,000,000 | 1,958 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,466,000 | 1,034 |
| Total equity capital | $49,715,000 | 1,314 |
| Total bank equity capital | $49,715,000 | 1,314 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,846,000 | 193 |
| Surplus | $0 | 8,106 |
| Undivided profits | $30,869,000 | 1,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,596,000 | 1,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $394,000 | 374 |
| Income earned, not collected on loans | $2,446,000 | 1,657 |
| Earning assets | $571,281,000 | 1,045 |
| Long-term assets (5+ years) | $114,758,000 | 942 |
| Average Assets, year-to-date | $542,638,500 | 1,163 |
| Average Assets, quarterly | $566,913,500 | 1,127 |
| Volatile liabilities | $233,777,000 | 725 |
| Insider loans | $6,904,000 | 1,007 |
| FHLB advances | $17,000,000 | 1,850 |
| Loans and leases held for sale | $5,819,000 | 354 |
| Unused loan commitments | $61,794,000 | 1,575 |
| Tier 1 (core) risk-based capital | $50,390,000 | 1,213 |
| Tier 2 risk-based capital | $5,288,000 | 976 |
| Total risk weighted assets | $499,542,000 | 934 |
| Total unused commitments | $61,794,000 | 1,575 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 152 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $535,459,000 | 1,203 |
| Cash and due from depository institutions | $16,407,000 | 1,137 |
| Interest-bearing balances | $4,424,000 | 1,105 |
| Securities | $53,638,000 | 2,190 |
| Federal funds sold & reverse repurchase agreements | $20,440,000 | 592 |
| Net loans & leases | $430,399,000 | 1,016 |
| Loan loss allowance | $5,371,000 | 937 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,798,000 | 2,963 |
| Other real estate owned | $0 | 1,137 |
| Goodwill and other intangibles | $1,186,000 | 1,624 |
| All other assets | $9,591,000 | 1,788 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $535,459,000 | 1,203 |
| Total liabilities | $488,209,000 | 1,188 |
| Total deposits | $461,476,000 | 1,076 |
| Interest-bearing deposits | $348,201,000 | 1,225 |
| Deposits held in domestic offices | $461,476,000 | 1,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $22,000,000 | 1,687 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,733,000 | 1,088 |
| Total equity capital | $47,250,000 | 1,324 |
| Total bank equity capital | $47,250,000 | 1,324 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $18,846,000 | 181 |
| Surplus | $0 | 8,130 |
| Undivided profits | $28,404,000 | 1,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $394,000 | 382 |
| Income earned, not collected on loans | $2,247,000 | 1,625 |
| Earning assets | $508,901,000 | 1,158 |
| Long-term assets (5+ years) | $89,755,000 | 1,148 |
| Average Assets, year-to-date | $524,062,000 | 1,203 |
| Average Assets, quarterly | $529,523,000 | 1,201 |
| Volatile liabilities | $231,597,000 | 713 |
| Insider loans | $7,202,000 | 946 |
| FHLB advances | $22,000,000 | 1,585 |
| Loans and leases held for sale | $462,000 | 1,219 |
| Unused loan commitments | $64,194,000 | 1,525 |
| Tier 1 (core) risk-based capital | $48,412,000 | 1,232 |
| Tier 2 risk-based capital | $5,514,000 | 925 |
| Total risk weighted assets | $451,222,000 | 1,019 |
| Total unused commitments | $64,194,000 | 1,525 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $523,587,000 | 1,209 |
| Cash and due from depository institutions | $16,895,000 | 1,291 |
| Interest-bearing balances | $4,969,000 | 1,102 |
| Securities | $53,131,000 | 2,237 |
| Federal funds sold & reverse repurchase agreements | $25,385,000 | 545 |
| Net loans & leases | $414,358,000 | 1,027 |
| Loan loss allowance | $5,476,000 | 916 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,566,000 | 3,043 |
| Other real estate owned | $0 | 1,291 |
| Goodwill and other intangibles | $1,270,000 | 1,557 |
| All other assets | $8,982,000 | 1,830 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $523,587,000 | 1,209 |
| Total liabilities | $477,965,000 | 1,192 |
| Total deposits | $436,061,000 | 1,116 |
| Interest-bearing deposits | $320,501,000 | 1,325 |
| Deposits held in domestic offices | $436,061,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,000,000 | 1,135 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,904,000 | 1,057 |
| Total equity capital | $45,622,000 | 1,349 |
| Total bank equity capital | $45,622,000 | 1,349 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,846,000 | 177 |
| Surplus | $0 | 8,136 |
| Undivided profits | $26,776,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 426 |
| Income earned, not collected on loans | $2,177,000 | 1,571 |
| Earning assets | $497,843,000 | 1,155 |
| Long-term assets (5+ years) | $64,743,000 | 1,501 |
| Average Assets, year-to-date | $518,363,500 | 1,210 |
| Average Assets, quarterly | $518,363,500 | 1,210 |
| Volatile liabilities | $233,148,000 | 683 |
| Insider loans | $7,466,000 | 897 |
| FHLB advances | $37,000,000 | 1,064 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $51,853,000 | 1,791 |
| Tier 1 (core) risk-based capital | $46,488,000 | 1,257 |
| Tier 2 risk-based capital | $5,444,000 | 921 |
| Total risk weighted assets | $432,880,000 | 1,031 |
| Total unused commitments | $51,853,000 | 1,792 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 129 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $513,140,000 | 1,212 |
| Cash and due from depository institutions | $15,892,000 | 1,342 |
| Interest-bearing balances | $5,069,000 | 1,074 |
| Securities | $55,473,000 | 2,170 |
| Federal funds sold & reverse repurchase agreements | $7,045,000 | 1,874 |
| Net loans & leases | $421,180,000 | 985 |
| Loan loss allowance | $4,687,000 | 1,052 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,313,000 | 3,178 |
| Other real estate owned | $0 | 1,342 |
| Goodwill and other intangibles | $1,219,000 | 1,574 |
| All other assets | $9,018,000 | 1,809 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $513,140,000 | 1,212 |
| Total liabilities | $468,785,000 | 1,197 |
| Total deposits | $422,032,000 | 1,143 |
| Interest-bearing deposits | $313,199,000 | 1,335 |
| Deposits held in domestic offices | $422,032,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,000,000 | 1,159 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,753,000 | 1,063 |
| Total equity capital | $44,355,000 | 1,364 |
| Total bank equity capital | $44,355,000 | 1,364 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $18,846,000 | 175 |
| Surplus | $0 | 8,157 |
| Undivided profits | $25,509,000 | 1,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $623,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $410,000 | 362 |
| Income earned, not collected on loans | $2,268,000 | 1,514 |
| Earning assets | $488,767,000 | 1,165 |
| Long-term assets (5+ years) | $57,349,000 | 1,615 |
| Average Assets, year-to-date | $445,970,400 | 1,335 |
| Average Assets, quarterly | $503,681,000 | 1,227 |
| Volatile liabilities | $221,811,000 | 708 |
| Insider loans | $4,606,000 | 1,463 |
| FHLB advances | $37,000,000 | 1,068 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $61,013,000 | 1,513 |
| Tier 1 (core) risk-based capital | $44,891,000 | 1,280 |
| Tier 2 risk-based capital | $4,825,000 | 1,005 |
| Total risk weighted assets | $437,635,000 | 1,014 |
| Total unused commitments | $61,013,000 | 1,513 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 129 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $494,222,000 | 1,238 |
| Cash and due from depository institutions | $16,839,000 | 1,327 |
| Interest-bearing balances | $4,493,000 | 1,184 |
| Securities | $50,400,000 | 2,317 |
| Federal funds sold & reverse repurchase agreements | $18,265,000 | 715 |
| Net loans & leases | $396,487,000 | 1,027 |
| Loan loss allowance | $4,647,000 | 1,049 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,010,000 | 3,378 |
| Other real estate owned | $0 | 1,327 |
| Goodwill and other intangibles | $1,291,000 | 1,520 |
| All other assets | $7,930,000 | 1,977 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $494,222,000 | 1,238 |
| Total liabilities | $455,286,000 | 1,202 |
| Total deposits | $409,165,000 | 1,149 |
| Interest-bearing deposits | $294,665,000 | 1,401 |
| Deposits held in domestic offices | $409,165,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $42,000,000 | 1,033 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,121,000 | 1,160 |
| Total equity capital | $38,936,000 | 1,554 |
| Total bank equity capital | $38,936,000 | 1,554 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,536,000 | 208 |
| Surplus | $0 | 8,180 |
| Undivided profits | $23,400,000 | 1,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $255,000 | 493 |
| Income earned, not collected on loans | $1,928,000 | 1,739 |
| Earning assets | $469,645,000 | 1,189 |
| Long-term assets (5+ years) | $45,700,000 | 1,890 |
| Average Assets, year-to-date | $429,178,000 | 1,380 |
| Average Assets, quarterly | $475,410,500 | 1,280 |
| Volatile liabilities | $182,951,000 | 794 |
| Insider loans | $5,652,000 | 1,141 |
| FHLB advances | $42,000,000 | 957 |
| Loans and leases held for sale | $2,865,000 | 563 |
| Unused loan commitments | $39,505,000 | 2,071 |
| Tier 1 (core) risk-based capital | $39,303,000 | 1,453 |
| Tier 2 risk-based capital | $4,755,000 | 996 |
| Total risk weighted assets | $413,204,000 | 1,045 |
| Total unused commitments | $39,505,000 | 2,073 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 125 | 1,374 |
| Assets and Liabilities | ||
| Total Assets: | $456,599,000 | 1,306 |
| Cash and due from depository institutions | $17,535,000 | 1,374 |
| Interest-bearing balances | $6,018,000 | 894 |
| Securities | $46,440,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $3,085,000 | 2,871 |
| Net loans & leases | $376,642,000 | 1,061 |
| Loan loss allowance | $4,350,000 | 1,090 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,718,000 | 3,562 |
| Other real estate owned | $0 | 1,374 |
| Goodwill and other intangibles | $1,392,000 | 1,468 |
| All other assets | $8,787,000 | 1,759 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $456,599,000 | 1,306 |
| Total liabilities | $419,355,000 | 1,279 |
| Total deposits | $367,401,000 | 1,273 |
| Interest-bearing deposits | $254,521,000 | 1,595 |
| Deposits held in domestic offices | $367,401,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,221,000 | 1,595 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,000,000 | 1,049 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,733,000 | 964 |
| Total equity capital | $37,244,000 | 1,605 |
| Total bank equity capital | $37,244,000 | 1,605 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,536,000 | 197 |
| Surplus | $0 | 8,188 |
| Undivided profits | $21,708,000 | 1,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 4,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,640,000 | 1,877 |
| Earning assets | $432,185,000 | 1,265 |
| Long-term assets (5+ years) | $49,879,000 | 1,790 |
| Average Assets, year-to-date | $407,496,670 | 1,450 |
| Average Assets, quarterly | $426,926,500 | 1,388 |
| Volatile liabilities | $166,262,000 | 834 |
| Insider loans | $1,547,000 | 3,272 |
| FHLB advances | $42,000,000 | 973 |
| Loans and leases held for sale | $9,269,000 | 291 |
| Unused loan commitments | $43,763,000 | 1,877 |
| Tier 1 (core) risk-based capital | $37,324,000 | 1,489 |
| Tier 2 risk-based capital | $4,451,000 | 1,041 |
| Total risk weighted assets | $397,387,000 | 1,067 |
| Total unused commitments | $43,763,000 | 1,877 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 121 | 1,410 |
| Assets and Liabilities | ||
| Total Assets: | $397,254,000 | 1,510 |
| Cash and due from depository institutions | $14,405,000 | 1,410 |
| Interest-bearing balances | $5,547,000 | 1,002 |
| Securities | $50,386,000 | 2,368 |
| Federal funds sold & reverse repurchase agreements | $3,570,000 | 2,990 |
| Net loans & leases | $315,133,000 | 1,249 |
| Loan loss allowance | $3,898,000 | 1,218 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,553,000 | 3,705 |
| Other real estate owned | $0 | 1,410 |
| Goodwill and other intangibles | $1,260,000 | 1,524 |
| All other assets | $9,947,000 | 1,574 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $397,254,000 | 1,510 |
| Total liabilities | $364,073,000 | 1,484 |
| Total deposits | $330,589,000 | 1,422 |
| Interest-bearing deposits | $227,560,000 | 1,774 |
| Deposits held in domestic offices | $330,589,000 | 1,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,000,000 | 1,392 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,484,000 | 770 |
| Total equity capital | $33,181,000 | 1,751 |
| Total bank equity capital | $33,181,000 | 1,751 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,536,000 | 231 |
| Surplus | $0 | 8,248 |
| Undivided profits | $19,645,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,404,000 | 2,167 |
| Earning assets | $374,636,000 | 1,461 |
| Long-term assets (5+ years) | $56,777,000 | 1,660 |
| Average Assets, year-to-date | $382,945,500 | 1,560 |
| Average Assets, quarterly | $382,945,500 | 1,560 |
| Volatile liabilities | $126,582,000 | 987 |
| Insider loans | $1,734,000 | 3,046 |
| FHLB advances | $27,000,000 | 1,302 |
| Loans and leases held for sale | $7,163,000 | 307 |
| Unused loan commitments | $32,872,000 | 2,248 |
| Tier 1 (core) risk-based capital | $33,612,000 | 1,643 |
| Tier 2 risk-based capital | $4,001,000 | 1,147 |
| Total risk weighted assets | $341,448,000 | 1,216 |
| Total unused commitments | $32,872,000 | 2,253 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 113 | 1,518 |
| Assets and Liabilities | ||
| Total Assets: | $368,637,000 | 1,624 |
| Cash and due from depository institutions | $9,891,000 | 1,518 |
| Interest-bearing balances | $2,027,000 | 2,031 |
| Securities | $39,740,000 | 2,913 |
| Federal funds sold & reverse repurchase agreements | $13,325,000 | 895 |
| Net loans & leases | $296,162,000 | 1,321 |
| Loan loss allowance | $3,440,000 | 1,387 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,455,000 | 3,777 |
| Other real estate owned | $359,000 | 1,518 |
| Goodwill and other intangibles | $1,161,000 | 1,558 |
| All other assets | $5,544,000 | 2,456 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $368,637,000 | 1,624 |
| Total liabilities | $336,264,000 | 1,605 |
| Total deposits | $306,682,000 | 1,527 |
| Interest-bearing deposits | $204,042,000 | 1,951 |
| Deposits held in domestic offices | $306,682,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,000,000 | 1,402 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,582,000 | 1,549 |
| Total equity capital | $32,373,000 | 1,788 |
| Total bank equity capital | $32,373,000 | 1,788 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,536,000 | 217 |
| Surplus | $0 | 8,282 |
| Undivided profits | $18,837,000 | 1,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $529,000 | 295 |
| Income earned, not collected on loans | $1,160,000 | 2,622 |
| Earning assets | $351,254,000 | 1,562 |
| Long-term assets (5+ years) | $50,127,000 | 1,860 |
| Average Assets, year-to-date | $320,721,600 | 1,752 |
| Average Assets, quarterly | $353,049,000 | 1,676 |
| Volatile liabilities | $96,191,000 | 1,240 |
| Insider loans | $4,124,000 | 1,469 |
| FHLB advances | $27,000,000 | 1,306 |
| Loans and leases held for sale | $9,780,000 | 252 |
| Unused loan commitments | $29,443,000 | 2,330 |
| Tier 1 (core) risk-based capital | $32,410,000 | 1,684 |
| Tier 2 risk-based capital | $3,543,000 | 1,302 |
| Total risk weighted assets | $314,589,000 | 1,320 |
| Total unused commitments | $29,443,000 | 2,331 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 113 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $337,461,000 | 1,737 |
| Cash and due from depository institutions | $12,983,000 | 1,525 |
| Interest-bearing balances | $5,654,000 | 1,020 |
| Securities | $42,190,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $15,450,000 | 735 |
| Net loans & leases | $258,195,000 | 1,492 |
| Loan loss allowance | $3,473,000 | 1,361 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,030,000 | 4,212 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $1,217,000 | 1,517 |
| All other assets | $5,396,000 | 2,466 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $337,461,000 | 1,737 |
| Total liabilities | $306,245,000 | 1,724 |
| Total deposits | $293,449,000 | 1,579 |
| Interest-bearing deposits | $199,788,000 | 1,953 |
| Deposits held in domestic offices | $293,449,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,125 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,796,000 | 1,471 |
| Total equity capital | $31,216,000 | 1,846 |
| Total bank equity capital | $31,216,000 | 1,846 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $13,536,000 | 212 |
| Surplus | $0 | 8,313 |
| Undivided profits | $17,680,000 | 1,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $613,000 | 272 |
| Income earned, not collected on loans | $1,029,000 | 3,032 |
| Earning assets | $321,489,000 | 1,678 |
| Long-term assets (5+ years) | $47,689,000 | 1,950 |
| Average Assets, year-to-date | $308,742,750 | 1,832 |
| Average Assets, quarterly | $322,006,000 | 1,788 |
| Volatile liabilities | $70,013,000 | 1,568 |
| Insider loans | $3,214,000 | 1,823 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $2,497,000 | 533 |
| Unused loan commitments | $37,387,000 | 1,977 |
| Tier 1 (core) risk-based capital | $31,131,000 | 1,727 |
| Tier 2 risk-based capital | $3,537,000 | 1,296 |
| Total risk weighted assets | $282,952,000 | 1,450 |
| Total unused commitments | $37,387,000 | 1,979 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $306,551,000 | 1,889 |
| Cash and due from depository institutions | $12,980,000 | 1,615 |
| Interest-bearing balances | $1,616,000 | 2,340 |
| Securities | $37,862,000 | 3,081 |
| Federal funds sold & reverse repurchase agreements | $7,990,000 | 1,350 |
| Net loans & leases | $238,047,000 | 1,577 |
| Loan loss allowance | $3,453,000 | 1,351 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,772,000 | 4,526 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $1,274,000 | 1,480 |
| All other assets | $6,626,000 | 2,091 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $306,551,000 | 1,889 |
| Total liabilities | $277,020,000 | 1,880 |
| Total deposits | $263,298,000 | 1,739 |
| Interest-bearing deposits | $169,761,000 | 2,287 |
| Deposits held in domestic offices | $263,298,000 | 1,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,125 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,722,000 | 1,089 |
| Total equity capital | $29,531,000 | 1,859 |
| Total bank equity capital | $29,531,000 | 1,859 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $13,536,000 | 213 |
| Surplus | $0 | 8,370 |
| Undivided profits | $15,995,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $93,000 | 860 |
| Income earned, not collected on loans | $810,000 | 3,564 |
| Earning assets | $285,515,000 | 1,836 |
| Long-term assets (5+ years) | $48,788,000 | 1,956 |
| Average Assets, year-to-date | $299,170,000 | 1,881 |
| Average Assets, quarterly | $302,591,500 | 1,881 |
| Volatile liabilities | $56,805,000 | 1,838 |
| Insider loans | $3,231,000 | 1,783 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $33,354,000 | 2,119 |
| Tier 1 (core) risk-based capital | $29,866,000 | 1,759 |
| Tier 2 risk-based capital | $3,288,000 | 1,373 |
| Total risk weighted assets | $262,786,000 | 1,533 |
| Total unused commitments | $33,354,000 | 2,124 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 106 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $298,632,000 | 1,897 |
| Cash and due from depository institutions | $11,777,000 | 1,620 |
| Interest-bearing balances | $1,616,000 | 2,570 |
| Securities | $35,281,000 | 3,231 |
| Federal funds sold & reverse repurchase agreements | $13,320,000 | 1,093 |
| Net loans & leases | $231,360,000 | 1,593 |
| Loan loss allowance | $3,437,000 | 1,351 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,709,000 | 4,605 |
| Other real estate owned | $0 | 1,620 |
| Goodwill and other intangibles | $1,050,000 | 1,592 |
| All other assets | $4,135,000 | 2,879 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $298,632,000 | 1,897 |
| Total liabilities | $269,826,000 | 1,888 |
| Total deposits | $266,415,000 | 1,706 |
| Interest-bearing deposits | $176,342,000 | 2,198 |
| Deposits held in domestic offices | $266,415,000 | 1,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,411,000 | 1,307 |
| Total equity capital | $28,806,000 | 1,946 |
| Total bank equity capital | $28,806,000 | 1,946 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $13,536,000 | 210 |
| Surplus | $0 | 8,403 |
| Undivided profits | $15,270,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 867 |
| Income earned, not collected on loans | $820,000 | 3,466 |
| Earning assets | $281,577,000 | 1,841 |
| Long-term assets (5+ years) | $57,747,000 | 1,708 |
| Average Assets, year-to-date | $295,479,500 | 1,894 |
| Average Assets, quarterly | $295,479,500 | 1,894 |
| Volatile liabilities | $51,903,000 | 1,917 |
| Insider loans | $4,167,000 | 1,357 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $680,000 | 1,165 |
| Unused loan commitments | $13,028,000 | 3,801 |
| Tier 1 (core) risk-based capital | $28,581,000 | 1,820 |
| Tier 2 risk-based capital | $3,173,000 | 1,400 |
| Total risk weighted assets | $253,493,000 | 1,542 |
| Total unused commitments | $13,028,000 | 3,805 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $292,327,000 | 1,923 |
| Cash and due from depository institutions | $15,133,000 | 1,667 |
| Interest-bearing balances | $1,715,000 | 2,360 |
| Securities | $37,751,000 | 3,121 |
| Federal funds sold & reverse repurchase agreements | $2,125,000 | 3,910 |
| Net loans & leases | $231,219,000 | 1,564 |
| Loan loss allowance | $3,432,000 | 1,343 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,765,000 | 4,521 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $991,000 | 1,624 |
| All other assets | $3,343,000 | 3,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,327,000 | 1,923 |
| Total liabilities | $264,812,000 | 1,908 |
| Total deposits | $257,837,000 | 1,755 |
| Interest-bearing deposits | $174,327,000 | 2,219 |
| Deposits held in domestic offices | $257,837,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,602 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,975,000 | 1,876 |
| Total equity capital | $27,515,000 | 1,994 |
| Total bank equity capital | $27,515,000 | 1,994 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $13,536,000 | 211 |
| Surplus | $0 | 8,463 |
| Undivided profits | $13,979,000 | 2,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,152,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $854,000 | 3,467 |
| Earning assets | $272,810,000 | 1,879 |
| Long-term assets (5+ years) | $59,165,000 | 1,674 |
| Average Assets, year-to-date | $276,428,000 | 1,948 |
| Average Assets, quarterly | $286,178,500 | 1,941 |
| Volatile liabilities | $55,523,000 | 1,781 |
| Insider loans | $5,600,000 | 968 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,879,000 | 661 |
| Unused loan commitments | $20,511,000 | 2,804 |
| Tier 1 (core) risk-based capital | $27,505,000 | 1,879 |
| Tier 2 risk-based capital | $3,188,000 | 1,387 |
| Total risk weighted assets | $254,699,000 | 1,525 |
| Total unused commitments | $20,511,000 | 2,808 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 98 | 1,779 |
| Assets and Liabilities | ||
| Total Assets: | $280,030,000 | 2,004 |
| Cash and due from depository institutions | $15,480,000 | 1,779 |
| Interest-bearing balances | $1,715,000 | 2,491 |
| Securities | $33,527,000 | 3,355 |
| Federal funds sold & reverse repurchase agreements | $17,815,000 | 832 |
| Net loans & leases | $207,058,000 | 1,713 |
| Loan loss allowance | $3,430,000 | 1,355 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,814,000 | 4,438 |
| Other real estate owned | $0 | 1,779 |
| Goodwill and other intangibles | $924,000 | 1,657 |
| All other assets | $3,412,000 | 3,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,030,000 | 2,004 |
| Total liabilities | $253,218,000 | 1,996 |
| Total deposits | $251,574,000 | 1,786 |
| Interest-bearing deposits | $166,894,000 | 2,304 |
| Deposits held in domestic offices | $251,574,000 | 1,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,644,000 | 2,250 |
| Total equity capital | $26,812,000 | 2,057 |
| Total bank equity capital | $26,812,000 | 2,057 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $13,536,000 | 209 |
| Surplus | $0 | 8,515 |
| Undivided profits | $13,276,000 | 2,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,889,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $894,000 | 3,469 |
| Earning assets | $260,115,000 | 1,973 |
| Long-term assets (5+ years) | $36,022,000 | 2,442 |
| Average Assets, year-to-date | $272,453,250 | 1,997 |
| Average Assets, quarterly | $276,878,000 | 2,009 |
| Volatile liabilities | $47,849,000 | 1,987 |
| Insider loans | $5,487,000 | 975 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,613,000 | 2,403 |
| Tier 1 (core) risk-based capital | $26,697,000 | 1,941 |
| Tier 2 risk-based capital | $2,934,000 | 1,486 |
| Total risk weighted assets | $234,178,000 | 1,631 |
| Total unused commitments | $25,613,000 | 2,406 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $273,726,000 | 2,025 |
| Cash and due from depository institutions | $14,408,000 | 1,778 |
| Interest-bearing balances | $693,000 | 3,592 |
| Securities | $28,557,000 | 3,676 |
| Federal funds sold & reverse repurchase agreements | $21,635,000 | 696 |
| Net loans & leases | $203,093,000 | 1,728 |
| Loan loss allowance | $3,430,000 | 1,332 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,875,000 | 4,299 |
| Other real estate owned | $0 | 1,778 |
| Goodwill and other intangibles | $856,000 | 1,663 |
| All other assets | $3,302,000 | 3,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,726,000 | 2,025 |
| Total liabilities | $247,989,000 | 2,015 |
| Total deposits | $246,141,000 | 1,822 |
| Interest-bearing deposits | $166,945,000 | 2,290 |
| Deposits held in domestic offices | $246,141,000 | 1,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,848,000 | 2,131 |
| Total equity capital | $25,737,000 | 2,135 |
| Total bank equity capital | $25,737,000 | 2,135 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $13,536,000 | 208 |
| Surplus | $0 | 8,544 |
| Undivided profits | $12,201,000 | 2,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,799,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $949,000 | 3,153 |
| Earning assets | $253,978,000 | 2,002 |
| Long-term assets (5+ years) | $24,932,000 | 3,010 |
| Average Assets, year-to-date | $269,927,670 | 2,008 |
| Average Assets, quarterly | $273,086,000 | 2,014 |
| Volatile liabilities | $51,451,000 | 1,842 |
| Insider loans | $5,540,000 | 943 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $2,589,000 | 1,025 |
| Unused loan commitments | $25,118,000 | 2,411 |
| Tier 1 (core) risk-based capital | $25,454,000 | 2,011 |
| Tier 2 risk-based capital | $2,854,000 | 1,483 |
| Total risk weighted assets | $227,702,000 | 1,643 |
| Total unused commitments | $25,118,000 | 2,419 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 92 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $272,446,000 | 2,007 |
| Cash and due from depository institutions | $12,642,000 | 1,878 |
| Interest-bearing balances | $693,000 | 3,555 |
| Securities | $36,852,000 | 3,017 |
| Federal funds sold & reverse repurchase agreements | $25,660,000 | 623 |
| Net loans & leases | $191,667,000 | 1,793 |
| Loan loss allowance | $3,429,000 | 1,313 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,924,000 | 4,215 |
| Other real estate owned | $0 | 1,878 |
| Goodwill and other intangibles | $788,000 | 1,705 |
| All other assets | $2,913,000 | 3,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,446,000 | 2,007 |
| Total liabilities | $247,299,000 | 1,984 |
| Total deposits | $245,254,000 | 1,791 |
| Interest-bearing deposits | $166,427,000 | 2,292 |
| Deposits held in domestic offices | $245,254,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,045,000 | 2,010 |
| Total equity capital | $25,147,000 | 2,131 |
| Total bank equity capital | $25,147,000 | 2,131 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $13,536,000 | 206 |
| Surplus | $0 | 8,583 |
| Undivided profits | $11,611,000 | 2,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,752,000 | 1,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $927,000 | 3,290 |
| Earning assets | $254,872,000 | 1,965 |
| Long-term assets (5+ years) | $21,573,000 | 3,235 |
| Average Assets, year-to-date | $268,028,500 | 2,015 |
| Average Assets, quarterly | $268,028,500 | 2,015 |
| Volatile liabilities | $55,133,000 | 1,693 |
| Insider loans | $3,998,000 | 1,356 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $3,231,000 | 803 |
| Unused loan commitments | $12,179,000 | 3,734 |
| Tier 1 (core) risk-based capital | $24,658,000 | 2,039 |
| Tier 2 risk-based capital | $2,728,000 | 1,520 |
| Total risk weighted assets | $217,487,000 | 1,676 |
| Total unused commitments | $12,179,000 | 3,747 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 93 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $263,611,000 | 2,039 |
| Cash and due from depository institutions | $14,053,000 | 1,845 |
| Interest-bearing balances | $693,000 | 3,457 |
| Securities | $43,653,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $11,520,000 | 1,245 |
| Net loans & leases | $188,474,000 | 1,808 |
| Loan loss allowance | $3,429,000 | 1,285 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,981,000 | 4,127 |
| Other real estate owned | $0 | 1,845 |
| Goodwill and other intangibles | $769,000 | 1,700 |
| All other assets | $3,161,000 | 3,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,611,000 | 2,039 |
| Total liabilities | $239,193,000 | 2,020 |
| Total deposits | $236,691,000 | 1,831 |
| Interest-bearing deposits | $164,187,000 | 2,270 |
| Deposits held in domestic offices | $236,691,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,502,000 | 1,706 |
| Total equity capital | $24,418,000 | 2,173 |
| Total bank equity capital | $24,418,000 | 2,173 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $13,536,000 | 206 |
| Surplus | $0 | 8,619 |
| Undivided profits | $10,882,000 | 2,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,987,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $946,000 | 3,385 |
| Earning assets | $244,340,000 | 2,016 |
| Long-term assets (5+ years) | $22,600,000 | 3,084 |
| Average Assets, year-to-date | $253,119,800 | 2,006 |
| Average Assets, quarterly | $260,901,500 | 2,033 |
| Volatile liabilities | $52,488,000 | 1,755 |
| Insider loans | $3,435,000 | 1,550 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $5,123,000 | 698 |
| Unused loan commitments | $21,008,000 | 2,552 |
| Tier 1 (core) risk-based capital | $24,105,000 | 2,050 |
| Tier 2 risk-based capital | $2,645,000 | 1,536 |
| Total risk weighted assets | $210,718,000 | 1,701 |
| Total unused commitments | $21,008,000 | 2,558 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $238,582,000 | 2,135 |
| Cash and due from depository institutions | $18,732,000 | 1,847 |
| Interest-bearing balances | $99,000 | 5,238 |
| Securities | $31,764,000 | 3,201 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,580 |
| Net loans & leases | $173,222,000 | 1,907 |
| Loan loss allowance | $3,214,000 | 1,288 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,966,000 | 4,074 |
| Other real estate owned | $0 | 1,847 |
| Goodwill and other intangibles | $793,000 | 1,605 |
| All other assets | $2,805,000 | 3,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,582,000 | 2,135 |
| Total liabilities | $217,521,000 | 2,103 |
| Total deposits | $214,804,000 | 1,913 |
| Interest-bearing deposits | $149,081,000 | 2,369 |
| Deposits held in domestic offices | $214,804,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,717,000 | 1,588 |
| Total equity capital | $21,061,000 | 2,341 |
| Total bank equity capital | $21,061,000 | 2,341 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $13,536,000 | 200 |
| Surplus | $0 | 8,858 |
| Undivided profits | $7,525,000 | 3,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,374,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,063,000 | 3,270 |
| Earning assets | $214,385,000 | 2,171 |
| Long-term assets (5+ years) | $36,109,000 | 2,179 |
| Average Assets, year-to-date | $210,125,400 | 2,314 |
| Average Assets, quarterly | $230,178,500 | 2,192 |
| Volatile liabilities | $66,495,000 | 1,396 |
| Insider loans | $2,480,000 | 1,974 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,402,000 | 2,106 |
| Tier 1 (core) risk-based capital | $20,147,000 | 2,331 |
| Tier 2 risk-based capital | $2,432,000 | 1,548 |
| Total risk weighted assets | $193,777,000 | 1,758 |
| Total unused commitments | $25,402,000 | 2,110 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 81 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $179,058,000 | 2,696 |
| Cash and due from depository institutions | $14,184,000 | 2,089 |
| Interest-bearing balances | $99,000 | 4,814 |
| Securities | $26,969,000 | 3,732 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 588 |
| Net loans & leases | $112,075,000 | 2,744 |
| Loan loss allowance | $2,604,000 | 1,484 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,689,000 | 4,502 |
| Other real estate owned | $0 | 2,089 |
| Goodwill and other intangibles | $418,000 | 1,940 |
| All other assets | $2,723,000 | 3,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,058,000 | 2,696 |
| Total liabilities | $166,259,000 | 2,615 |
| Total deposits | $163,978,000 | 2,413 |
| Interest-bearing deposits | $117,461,000 | 2,864 |
| Deposits held in domestic offices | $163,978,000 | 2,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,281,000 | 1,863 |
| Total equity capital | $12,799,000 | 3,569 |
| Total bank equity capital | $12,799,000 | 3,569 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,837,000 | 407 |
| Surplus | $0 | 9,124 |
| Undivided profits | $4,962,000 | 4,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $748,000 | 3,634 |
| Earning assets | $160,143,000 | 2,762 |
| Long-term assets (5+ years) | $4,776,000 | 6,094 |
| Average Assets, year-to-date | $143,228,400 | 3,157 |
| Average Assets, quarterly | $164,737,000 | 2,859 |
| Volatile liabilities | $52,690,000 | 1,669 |
| Insider loans | $2,806,000 | 1,712 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,206,000 | 2,488 |
| Tier 1 (core) risk-based capital | $12,382,000 | 3,548 |
| Tier 2 risk-based capital | $1,603,260 | 2,176 |
| Total risk weighted assets | $127,232,160 | 2,493 |
| Total unused commitments | $18,206,000 | 2,492 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $121,676,000 | 3,713 |
| Cash and due from depository institutions | $6,463,000 | 2,506 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $15,976,000 | 5,591 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 548 |
| Net loans & leases | $76,646,000 | 3,703 |
| Loan loss allowance | $1,310,000 | 2,707 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,328,000 | 5,200 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $384,000 | 2,052 |
| All other assets | $1,879,000 | 4,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,676,000 | 3,713 |
| Total liabilities | $111,408,000 | 3,664 |
| Total deposits | $110,108,000 | 3,418 |
| Interest-bearing deposits | $76,329,000 | 4,125 |
| Deposits held in domestic offices | $110,108,000 | 3,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,300,000 | 2,631 |
| Total equity capital | $10,268,000 | 4,153 |
| Total bank equity capital | $10,268,000 | 4,153 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,353,000 | 405 |
| Surplus | $0 | 9,427 |
| Undivided profits | $1,915,000 | 6,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 814 |
| Income earned, not collected on loans | $451,000 | 4,941 |
| Earning assets | $111,722,000 | 3,697 |
| Long-term assets (5+ years) | $1,781,000 | 7,801 |
| Average Assets, year-to-date | $110,267,600 | 3,912 |
| Average Assets, quarterly | $120,611,500 | 3,707 |
| Volatile liabilities | $25,484,000 | 2,872 |
| Insider loans | $2,895,000 | 1,612 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,795,000 | 3,184 |
| Tier 1 (core) risk-based capital | $10,090,000 | 4,220 |
| Tier 2 risk-based capital | $1,179,660 | 2,713 |
| Total risk weighted assets | $94,242,460 | 3,157 |
| Total unused commitments | $12,795,000 | 3,187 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 69 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $93,457,000 | 4,605 |
| Cash and due from depository institutions | $5,537,000 | 2,570 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,927,000 | 6,046 |
| Federal funds sold & reverse repurchase agreements | $15,600,000 | 1,044 |
| Net loans & leases | $54,853,000 | 4,632 |
| Loan loss allowance | $1,043,000 | 3,209 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,496,000 | 4,780 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $253,000 | 2,225 |
| All other assets | $1,789,000 | 3,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,457,000 | 4,605 |
| Total liabilities | $84,250,000 | 4,589 |
| Total deposits | $82,686,000 | 4,408 |
| Interest-bearing deposits | $55,289,000 | 5,356 |
| Deposits held in domestic offices | $82,686,000 | 4,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,564,000 | 2,438 |
| Total equity capital | $9,207,000 | 4,673 |
| Total bank equity capital | $9,207,000 | 4,673 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,837,000 | 435 |
| Surplus | $0 | 9,669 |
| Undivided profits | $1,370,000 | 7,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $948,000 | 2,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,079 |
| Income earned, not collected on loans | $339,000 | 6,104 |
| Earning assets | $84,380,000 | 4,660 |
| Long-term assets (5+ years) | $3,342,000 | 6,983 |
| Average Assets, year-to-date | $87,096,200 | 4,657 |
| Average Assets, quarterly | $92,782,500 | 4,563 |
| Volatile liabilities | $19,962,000 | 3,012 |
| Insider loans | $1,873,000 | 2,219 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,104,000 | 4,462 |
| Tier 1 (core) risk-based capital | $8,922,000 | 4,602 |
| Tier 2 risk-based capital | $876,460 | 3,399 |
| Total risk weighted assets | $69,950,060 | 3,856 |
| Total unused commitments | $7,104,000 | 4,469 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $81,610,000 | 5,118 |
| Cash and due from depository institutions | $6,870,000 | 3,171 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,250,000 | 4,428 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,283 |
| Net loans & leases | $42,206,000 | 5,608 |
| Loan loss allowance | $807,000 | 4,017 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,425,000 | 4,887 |
| Other real estate owned | $0 | 3,171 |
| Goodwill and other intangibles | $128,000 | 2,492 |
| All other assets | $1,731,000 | 3,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,610,000 | 5,118 |
| Total liabilities | $73,227,000 | 5,097 |
| Total deposits | $71,780,000 | 4,939 |
| Interest-bearing deposits | $49,159,000 | 5,835 |
| Deposits held in domestic offices | $71,780,000 | 4,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $149,000 | 4,652 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,298,000 | 2,862 |
| Total equity capital | $8,383,000 | 5,014 |
| Total bank equity capital | $8,383,000 | 5,014 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,428,000 | 479 |
| Surplus | $0 | 10,084 |
| Undivided profits | $955,000 | 8,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 3,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $276,000 | 498 |
| Income earned, not collected on loans | $293,000 | 6,926 |
| Earning assets | $71,456,000 | 5,295 |
| Long-term assets (5+ years) | $183,000 | 9,340 |
| Average Assets, year-to-date | $82,832,200 | 4,876 |
| Average Assets, quarterly | $84,841,000 | 4,906 |
| Volatile liabilities | $17,266,000 | 3,378 |
| Insider loans | $2,211,000 | 1,888 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,769,000 | 4,431 |
| Tier 1 (core) risk-based capital | $8,246,000 | 4,939 |
| Tier 2 risk-based capital | $693,390 | 4,017 |
| Total risk weighted assets | $55,357,590 | 4,650 |
| Total unused commitments | $6,769,000 | 4,434 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $81,023,000 | 5,263 |
| Cash and due from depository institutions | $5,786,000 | 3,543 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,542,000 | 5,815 |
| Federal funds sold & reverse repurchase agreements | $10,600,000 | 1,233 |
| Net loans & leases | $44,350,000 | 5,480 |
| Loan loss allowance | $1,022,000 | 3,442 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,395,000 | 4,936 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,350,000 | 5,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,023,000 | 5,263 |
| Total liabilities | $73,129,000 | 5,244 |
| Total deposits | $72,341,000 | 5,043 |
| Interest-bearing deposits | $50,244,000 | 5,937 |
| Deposits held in domestic offices | $72,341,000 | 5,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $788,000 | 4,238 |
| Total equity capital | $7,894,000 | 5,295 |
| Total bank equity capital | $7,894,000 | 5,295 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,053,000 | 532 |
| Surplus | $0 | 10,586 |
| Undivided profits | $841,000 | 9,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 2,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 509 |
| Income earned, not collected on loans | $287,000 | 7,095 |
| Earning assets | $72,492,000 | 5,364 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $76,541,000 | 5,333 |
| Average Assets, quarterly | $79,262,000 | 5,310 |
| Volatile liabilities | $13,673,000 | 3,890 |
| Insider loans | $3,285,000 | 1,314 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,248,000 | 4,522 |
| Tier 1 (core) risk-based capital | $7,894,000 | 5,196 |
| Tier 2 risk-based capital | $673,090 | 4,195 |
| Total risk weighted assets | $53,498,090 | 4,829 |
| Total unused commitments | $6,248,000 | 4,536 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $71,565,000 | 5,854 |
| Cash and due from depository institutions | $5,171,000 | 4,809 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,553,000 | 6,558 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 1,004 |
| Net loans & leases | $33,995,000 | 6,482 |
| Loan loss allowance | $1,056,000 | 3,359 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,073,000 | 5,803 |
| Other real estate owned | $0 | 4,809 |
| Goodwill and other intangibles | $3,000 | 3,104 |
| All other assets | $1,570,000 | 4,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,565,000 | 5,854 |
| Total liabilities | $64,226,000 | 5,851 |
| Total deposits | $63,363,000 | 5,698 |
| Interest-bearing deposits | $45,866,000 | 6,463 |
| Deposits held in domestic offices | $63,363,000 | 5,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $863,000 | 4,102 |
| Total equity capital | $7,339,000 | 5,653 |
| Total bank equity capital | $7,339,000 | 5,653 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,343,000 | 595 |
| Surplus | $0 | 11,041 |
| Undivided profits | $996,000 | 9,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $287,000 | 7,319 |
| Earning assets | $63,748,000 | 5,975 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $60,373,800 | 6,404 |
| Average Assets, quarterly | $65,584,500 | 6,178 |
| Volatile liabilities | $16,887,000 | 3,030 |
| Insider loans | $3,185,000 | 1,367 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,936,000 | 5,029 |
| Tier 1 (core) risk-based capital | $7,336,000 | 5,526 |
| Tier 2 risk-based capital | $544,220 | 4,931 |
| Total risk weighted assets | $43,025,520 | 5,648 |
| Total unused commitments | $4,936,000 | 5,042 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $58,210,000 | 6,798 |
| Cash and due from depository institutions | $4,514,000 | 5,617 |
| Interest-bearing balances | $313,000 | 3,855 |
| Securities | $10,347,000 | 8,628 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,304 |
| Net loans & leases | $33,958,000 | 6,499 |
| Loan loss allowance | $683,000 | 4,915 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $732,000 | 7,231 |
| Other real estate owned | $120,000 | 5,617 |
| Goodwill and other intangibles | $9,000 | 2,908 |
| All other assets | $1,430,000 | 5,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,210,000 | 6,798 |
| Total liabilities | $52,376,000 | 6,827 |
| Total deposits | $51,547,000 | 6,659 |
| Interest-bearing deposits | $37,237,000 | 7,419 |
| Deposits held in domestic offices | $51,547,000 | 6,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $829,000 | 3,524 |
| Total equity capital | $5,834,000 | 6,410 |
| Total bank equity capital | $5,834,000 | 6,410 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,401,000 | 688 |
| Surplus | $0 | 11,565 |
| Undivided profits | $433,000 | 10,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $327,000 | 6,125 |
| Earning assets | $51,718,000 | 6,911 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $50,212,600 | 7,379 |
| Average Assets, quarterly | $57,006,000 | 6,850 |
| Volatile liabilities | $11,377,000 | 3,964 |
| Insider loans | $3,325,000 | 1,261 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,292,000 | 6,083 |
| Tier 1 (core) risk-based capital | $5,825,000 | 6,501 |
| Tier 2 risk-based capital | $498,880 | 5,302 |
| Total risk weighted assets | $39,725,980 | 5,932 |
| Total unused commitments | $3,292,000 | 6,093 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $42,995,000 | 8,461 |
| Cash and due from depository institutions | $4,705,000 | 6,405 |
| Interest-bearing balances | $2,092,000 | 2,319 |
| Securities | $1,711,000 | 12,673 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,575 |
| Net loans & leases | $26,374,000 | 7,566 |
| Loan loss allowance | $270,000 | 9,070 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $832,000 | 6,843 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $14,000 | 2,807 |
| All other assets | $559,000 | 8,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,995,000 | 8,461 |
| Total liabilities | $37,794,000 | 8,601 |
| Total deposits | $37,683,000 | 8,449 |
| Interest-bearing deposits | $27,779,000 | 9,176 |
| Deposits held in domestic offices | $37,683,000 | 8,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $111,000 | 11,276 |
| Total equity capital | $5,201,000 | 7,045 |
| Total bank equity capital | $5,201,000 | 7,045 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,401,000 | 676 |
| Surplus | $0 | 12,104 |
| Undivided profits | $-200,000 | 12,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $163,000 | 9,106 |
| Earning assets | $38,977,000 | 8,496 |
| Long-term assets (5+ years) | $2,000 | 11,397 |
| Average Assets, year-to-date | $39,876,800 | 8,693 |
| Average Assets, quarterly | $41,032,500 | 8,626 |
| Volatile liabilities | $9,066,000 | 4,398 |
| Insider loans | $2,570,000 | 1,614 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,687,000 | 6,723 |
| Tier 1 (core) risk-based capital | $5,187,000 | 6,982 |
| Tier 2 risk-based capital | $270,000 | 8,039 |
| Total risk weighted assets | $30,922,300 | 7,141 |
| Total unused commitments | $2,687,000 | 6,745 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $39,547,000 | 9,054 |
| Cash and due from depository institutions | $5,696,000 | 6,705 |
| Interest-bearing balances | $1,851,000 | 2,863 |
| Securities | $1,215,000 | 13,381 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $27,385,000 | 7,479 |
| Loan loss allowance | $180,000 | 10,920 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $931,000 | 6,478 |
| Other real estate owned | $0 | 6,705 |
| Goodwill and other intangibles | $20,000 | 2,735 |
| All other assets | $300,000 | 11,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,547,000 | 9,054 |
| Total liabilities | $34,832,000 | 9,218 |
| Total deposits | $34,621,000 | 9,090 |
| Interest-bearing deposits | $24,804,000 | 9,962 |
| Deposits held in domestic offices | $34,621,000 | 9,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $211,000 | 9,791 |
| Total equity capital | $4,715,000 | 7,372 |
| Total bank equity capital | $4,715,000 | 7,372 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,401,000 | 671 |
| Surplus | $0 | 12,588 |
| Undivided profits | $-686,000 | 13,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 10,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $183,000 | 9,099 |
| Earning assets | $34,451,000 | 9,277 |
| Long-term assets (5+ years) | $200,000 | 11,463 |
| Average Assets, year-to-date | $32,308,000 | 9,924 |
| Average Assets, quarterly | $38,234,000 | 9,172 |
| Volatile liabilities | $6,766,000 | 5,420 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,371,000 | 6,817 |
| Tier 1 (core) risk-based capital | $4,695,000 | 7,323 |
| Tier 2 risk-based capital | $180,000 | 9,912 |
| Total risk weighted assets | $30,005,800 | 7,322 |
| Total unused commitments | $2,371,000 | 6,847 |
| Derivatives | $0 | 651 |