Home > Sacramento First National Bank > Income and Expense
Sacramento First National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,229,000 | 3,266 |
| Total interest expense | $2,440,000 | 4,749 |
| Net interest income | $6,789,000 | 2,663 |
| Provision for loan and lease losses | $1,055,000 | 891 |
| Total noninterest income | $1,330,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $419,000 | 3,240 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $911,000 | 1,962 |
| Total noninterest expense | $6,804,000 | 2,093 |
| Salaries and employee benefits | $2,859,000 | 2,345 |
| Premises and equipment expense | $993,000 | 2,052 |
| Additional noninterest expense | $2,952,000 | 1,833 |
| Pre-tax net operating income | $260,000 | 10,414 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $34,000 | 10,845 |
| Income before extraordinary items | $226,000 | 9,965 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $226,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $908,000 | 922 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $226,000 | 10,034 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,631,000 | 3,213 |
| Total interest expense | $3,187,000 | 3,907 |
| Net interest income | $6,444,000 | 2,810 |
| Provision for loan and lease losses | $1,925,000 | 836 |
| Total noninterest income | $1,748,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $489,000 | 2,859 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,259,000 | 1,760 |
| Total noninterest expense | $6,881,000 | 2,129 |
| Salaries and employee benefits | $3,182,000 | 2,083 |
| Premises and equipment expense | $1,088,000 | 1,909 |
| Additional noninterest expense | $2,611,000 | 2,138 |
| Pre-tax net operating income | $-614,000 | 12,890 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $-677,000 | 12,940 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-677,000 | 12,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,295,000 | 669 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-677,000 | 12,892 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 3,133 |
| Total interest expense | $4,174,000 | 3,919 |
| Net interest income | $7,003,000 | 2,588 |
| Provision for loan and lease losses | $917,000 | 1,945 |
| Total noninterest income | $1,604,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $487,000 | 2,858 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,117,000 | 1,852 |
| Total noninterest expense | $6,721,000 | 2,195 |
| Salaries and employee benefits | $3,179,000 | 2,071 |
| Premises and equipment expense | $1,144,000 | 1,846 |
| Additional noninterest expense | $2,398,000 | 2,403 |
| Pre-tax net operating income | $969,000 | 5,757 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $385,000 | 4,942 |
| Income before extraordinary items | $584,000 | 6,670 |
| Extraordinary gains, net | $69,000 | 895 |
| Net income | $653,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 2,363 |
| Cash dividends | $261,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $584,000 | 6,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.