Home > Sacramento Commercial Bank > Income and Expense
Sacramento Commercial Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,146,000 | 2,314 |
| Total interest expense | $5,388,000 | 3,099 |
| Net interest income | $9,758,000 | 1,801 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $943,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $906,000 | 1,980 |
| Total noninterest expense | $9,036,000 | 1,553 |
| Salaries and employee benefits | $4,527,000 | 1,571 |
| Premises and equipment expense | $1,079,000 | 1,927 |
| Additional noninterest expense | $3,430,000 | 1,326 |
| Pre-tax net operating income | $1,365,000 | 4,355 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $902,000 | 2,310 |
| Income before extraordinary items | $463,000 | 6,520 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $463,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,049 |
| Cash dividends | $4,300,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $463,000 | 6,531 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,889,000 | 2,043 |
| Total interest expense | $5,012,000 | 2,915 |
| Net interest income | $10,877,000 | 1,593 |
| Provision for loan and lease losses | $700,000 | 1,317 |
| Total noninterest income | $1,153,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 7,426 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,086,000 | 1,760 |
| Total noninterest expense | $8,606,000 | 1,595 |
| Salaries and employee benefits | $5,228,000 | 1,325 |
| Premises and equipment expense | $1,175,000 | 1,746 |
| Additional noninterest expense | $2,203,000 | 1,981 |
| Pre-tax net operating income | $2,724,000 | 2,609 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,087,000 | 2,078 |
| Income before extraordinary items | $1,637,000 | 3,032 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,637,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,637,000 | 2,994 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,183,000 | 2,148 |
| Total interest expense | $5,163,000 | 2,905 |
| Net interest income | $10,020,000 | 1,710 |
| Provision for loan and lease losses | $680,000 | 1,348 |
| Total noninterest income | $2,401,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,291,000 | 1,068 |
| Total noninterest expense | $8,595,000 | 1,549 |
| Salaries and employee benefits | $4,865,000 | 1,352 |
| Premises and equipment expense | $1,232,000 | 1,594 |
| Additional noninterest expense | $2,498,000 | 1,709 |
| Pre-tax net operating income | $3,146,000 | 2,271 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,327,000 | 1,818 |
| Income before extraordinary items | $1,821,000 | 2,771 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,821,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,375 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,819,720 | 2,692 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,603,000 | 2,397 |
| Total interest expense | $4,699,000 | 3,160 |
| Net interest income | $8,904,000 | 1,952 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $2,079,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,014,000 | 1,100 |
| Total noninterest expense | $8,149,000 | 1,620 |
| Salaries and employee benefits | $4,760,000 | 1,380 |
| Premises and equipment expense | $1,162,000 | 1,679 |
| Additional noninterest expense | $2,227,000 | 1,908 |
| Pre-tax net operating income | $2,234,000 | 3,207 |
| Securities gains (losses) | $67,000 | 1,173 |
| Applicable income taxes | $956,000 | 2,528 |
| Income before extraordinary items | $1,345,000 | 3,690 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,345,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,490 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,302,120 | 3,720 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,037,000 | 2,747 |
| Total interest expense | $3,933,000 | 3,773 |
| Net interest income | $8,104,000 | 2,220 |
| Provision for loan and lease losses | $1,750,000 | 686 |
| Total noninterest income | $3,842,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $37,000 | 9,188 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,805,000 | 762 |
| Total noninterest expense | $9,131,000 | 1,553 |
| Salaries and employee benefits | $4,527,000 | 1,486 |
| Premises and equipment expense | $1,093,000 | 1,834 |
| Additional noninterest expense | $3,511,000 | 1,509 |
| Pre-tax net operating income | $1,065,000 | 5,524 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $456,000 | 4,455 |
| Income before extraordinary items | $609,000 | 6,217 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $609,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,689,000 | 638 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $609,000 | 6,163 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,174,000 | 2,748 |
| Total interest expense | $3,823,000 | 3,829 |
| Net interest income | $8,351,000 | 2,151 |
| Provision for loan and lease losses | $2,325,000 | 529 |
| Total noninterest income | $3,945,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $39,000 | 9,556 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,906,000 | 770 |
| Total noninterest expense | $9,687,000 | 1,467 |
| Salaries and employee benefits | $4,311,000 | 1,545 |
| Premises and equipment expense | $1,004,000 | 2,014 |
| Additional noninterest expense | $4,372,000 | 1,248 |
| Pre-tax net operating income | $284,000 | 9,868 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $111,000 | 8,958 |
| Income before extraordinary items | $173,000 | 10,234 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $173,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,494,000 | 498 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $173,000 | 10,205 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,037,000 | 3,023 |
| Total interest expense | $2,794,000 | 4,216 |
| Net interest income | $7,243,000 | 2,493 |
| Provision for loan and lease losses | $1,100,000 | 866 |
| Total noninterest income | $3,940,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,896,000 | 749 |
| Total noninterest expense | $8,727,000 | 1,686 |
| Salaries and employee benefits | $3,805,000 | 1,767 |
| Premises and equipment expense | $740,000 | 2,701 |
| Additional noninterest expense | $4,182,000 | 1,363 |
| Pre-tax net operating income | $1,356,000 | 4,779 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $603,000 | 3,509 |
| Income before extraordinary items | $753,000 | 5,595 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $753,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 1,070 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,070 |
| Net operating income | $753,000 | 5,664 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 3,584 |
| Total interest expense | $2,224,000 | 5,331 |
| Net interest income | $6,349,000 | 2,859 |
| Provision for loan and lease losses | $950,000 | 1,349 |
| Total noninterest income | $5,176,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,124,000 | 656 |
| Total noninterest expense | $8,100,000 | 1,840 |
| Salaries and employee benefits | $3,467,000 | 1,927 |
| Premises and equipment expense | $883,000 | 2,312 |
| Additional noninterest expense | $3,750,000 | 1,604 |
| Pre-tax net operating income | $2,475,000 | 2,728 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,030,000 | 2,181 |
| Income before extraordinary items | $1,445,000 | 3,363 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $1,541,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,293,000 | 960 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $1,445,000 | 3,175 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 3,809 |
| Total interest expense | $2,867,000 | 5,352 |
| Net interest income | $6,257,000 | 2,912 |
| Provision for loan and lease losses | $480,000 | 3,089 |
| Total noninterest income | $4,171,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,082,000 | 776 |
| Total noninterest expense | $7,022,000 | 2,101 |
| Salaries and employee benefits | $3,678,000 | 1,805 |
| Premises and equipment expense | $832,000 | 2,481 |
| Additional noninterest expense | $2,512,000 | 2,308 |
| Pre-tax net operating income | $2,926,000 | 2,128 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,218,000 | 1,734 |
| Income before extraordinary items | $1,708,000 | 2,695 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,708,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $1,498,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 972 |
| Net operating income | $1,708,000 | 2,495 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.