Saco & Biddeford Savings Institution, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,022,000897
Total interest expense$26,566,000645
Net interest income$25,456,0001,185
Provision for loan and lease losses$-20,0004,225
Total noninterest income$9,034,000790
Gross Fiduciary activities income$0981
Service charges on deposit accounts$220,0002,564
Trading account gains and feesNANA
Additional Noninterest Income$8,814,000586
Total noninterest expense$34,323,000792
Salaries and employee benefits$22,979,000662
Premises and equipment expense$3,542,000747
Additional noninterest expense$8,814,000586
Pre-tax net operating income$187,0004,185
Securities gains (losses)$375,000114
Applicable income taxes$-55,0004,394
Income before extraordinary items$617,0003,769
Extraordinary gains, net$054
Net income$617,0003,807
Minority interest net income$088
Net income of bank and minority interests.$617,0003,770
Net charge-offs$13,0002,350
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$242,0004,143
2023-09-30 (YTD Data)Rank
Total interest income$37,872,000900
Total interest expense$18,631,000638
Net interest income$19,241,0001,186
Provision for loan and lease losses$-20,0004,288
Total noninterest income$6,479,000828
Gross Fiduciary activities income$0950
Service charges on deposit accounts$166,0002,572
Trading account gains and feesNANA
Additional Noninterest Income$6,313,000627
Total noninterest expense$25,288,000802
Salaries and employee benefits$17,050,000673
Premises and equipment expense$2,658,000751
Additional noninterest expense$6,313,000627
Pre-tax net operating income$452,0003,956
Securities gains (losses)$-151,0004,118
Applicable income taxes$-110,0004,506
Income before extraordinary items$411,0003,930
Extraordinary gains, net$052
Net income$411,0003,968
Minority interest net income$081
Net income of bank and minority interests.$411,0003,930
Net charge-offs$16,0001,978
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$562,0003,782
2023-06-30 (YTD Data)Rank
Total interest income$24,573,000894
Total interest expense$11,687,000608
Net interest income$12,886,0001,195
Provision for loan and lease losses$02,940
Total noninterest income$4,201,000824
Gross Fiduciary activities income$0931
Service charges on deposit accounts$108,0002,601
Trading account gains and feesNANA
Additional Noninterest Income$4,093,000607
Total noninterest expense$16,576,000799
Salaries and employee benefits$11,152,000675
Premises and equipment expense$1,796,000728
Additional noninterest expense$4,093,000607
Pre-tax net operating income$511,0003,679
Securities gains (losses)$174,000125
Applicable income taxes$55,0002,836
Income before extraordinary items$630,0003,388
Extraordinary gains, net$051
Net income$630,0003,421
Minority interest net income$081
Net income of bank and minority interests.$630,0003,387
Net charge-offs$-16,0004,052
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$469,9203,658
2023-03-31 (YTD Data)Rank
Total interest income$11,867,000914
Total interest expense$5,237,000582
Net interest income$6,630,0001,170
Provision for loan and lease losses$02,612
Total noninterest income$2,090,000805
Gross Fiduciary activities income$0913
Service charges on deposit accounts$51,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$2,039,000600
Total noninterest expense$8,299,000816
Salaries and employee benefits$5,630,000687
Premises and equipment expense$956,000722
Additional noninterest expense$2,039,000600
Pre-tax net operating income$421,0003,284
Securities gains (losses)$-116,0004,371
Applicable income taxes$30,0002,799
Income before extraordinary items$275,0003,568
Extraordinary gains, net$04
Net income$275,0003,567
Minority interest net income$048
Net income of bank and minority interests.$275,0003,568
Net charge-offs$-13,0004,126
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$379,4003,259
2022-12-31 (YTD Data)Rank
Total interest income$41,555,000864
Total interest expense$10,504,000439
Net interest income$31,051,000999
Provision for loan and lease losses$-335,0004,489
Total noninterest income$8,406,000850
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$217,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$8,189,000643
Total noninterest expense$32,033,000817
Salaries and employee benefits$20,763,000722
Premises and equipment expense$3,533,000738
Additional noninterest expense$8,189,000643
Pre-tax net operating income$7,759,0001,519
Securities gains (losses)$-1,573,0004,517
Applicable income taxes$1,120,0001,468
Income before extraordinary items$5,066,0001,804
Extraordinary gains, net$05
Net income$5,066,0001,802
Minority interest net income$063
Net income of bank and minority interests.$5,066,0001,803
Net charge-offs$-240,0004,470
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,355,8601,589
2022-09-30 (YTD Data)Rank
Total interest income$30,179,000857
Total interest expense$6,375,000384
Net interest income$23,804,000960
Provision for loan and lease losses$-335,0004,552
Total noninterest income$6,204,000876
Gross Fiduciary activities income$0968
Service charges on deposit accounts$160,0002,690
Trading account gains and feesNANA
Additional Noninterest Income$6,044,000660
Total noninterest expense$23,083,000850
Salaries and employee benefits$15,302,000732
Premises and equipment expense$2,662,000735
Additional noninterest expense$6,044,000660
Pre-tax net operating income$7,260,0001,294
Securities gains (losses)$-3,360,0004,665
Applicable income taxes$670,0001,637
Income before extraordinary items$3,230,0001,996
Extraordinary gains, net$04
Net income$3,230,0001,995
Minority interest net income$057
Net income of bank and minority interests.$3,230,0001,995
Net charge-offs$-237,0004,506
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,018,8001,316
2022-06-30 (YTD Data)Rank
Total interest income$19,091,000865
Total interest expense$3,348,000361
Net interest income$15,743,000948
Provision for loan and lease losses$-75,0004,452
Total noninterest income$4,020,000880
Gross Fiduciary activities income$0925
Service charges on deposit accounts$103,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$3,917,000690
Total noninterest expense$15,422,000831
Salaries and employee benefits$10,108,000723
Premises and equipment expense$1,817,000718
Additional noninterest expense$3,497,0001,041
Pre-tax net operating income$4,416,0001,311
Securities gains (losses)$-2,281,0004,680
Applicable income taxes$350,0001,750
Income before extraordinary items$1,785,0002,128
Extraordinary gains, net$04
Net income$1,785,0002,128
Minority interest net income$060
Net income of bank and minority interests.$1,785,0002,128
Net charge-offs$13,0001,486
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,701,0401,323
2022-03-31 (YTD Data)Rank
Total interest income$9,168,000874
Total interest expense$1,583,000356
Net interest income$7,585,000956
Provision for loan and lease losses$02,285
Total noninterest income$2,072,000866
Gross Fiduciary activities income$0892
Service charges on deposit accounts$49,0002,769
Trading account gains and feesNANA
Additional Noninterest Income$2,023,000681
Total noninterest expense$7,743,000826
Salaries and employee benefits$5,057,000732
Premises and equipment expense$944,000701
Additional noninterest expense$1,742,0001,028
Pre-tax net operating income$1,914,0001,391
Securities gains (losses)$-501,0004,674
Applicable income taxes$260,0001,421
Income before extraordinary items$1,153,0001,741
Extraordinary gains, net$04
Net income$1,153,0001,742
Minority interest net income$050
Net income of bank and minority interests.$1,153,0001,741
Net charge-offs$-7,0003,791
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,563,8201,429
2021-12-31 (YTD Data)Rank
Total interest income$37,143,000892
Total interest expense$7,970,000355
Net interest income$29,173,000998
Provision for loan and lease losses$03,064
Total noninterest income$8,588,000934
Gross Fiduciary activities income$0994
Service charges on deposit accounts$208,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$8,380,000756
Total noninterest expense$31,260,000814
Salaries and employee benefits$20,490,000719
Premises and equipment expense$3,407,000769
Additional noninterest expense$7,363,000995
Pre-tax net operating income$6,501,0001,734
Securities gains (losses)$3,311,000100
Applicable income taxes$1,900,0001,139
Income before extraordinary items$7,912,0001,353
Extraordinary gains, net$010
Net income$7,912,0001,353
Minority interest net income$074
Net income of bank and minority interests.$7,912,0001,353
Net charge-offs$-35,0004,004
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,230,0901,790
2021-09-30 (YTD Data)Rank
Total interest income$27,805,000910
Total interest expense$6,207,000357
Net interest income$21,598,0001,020
Provision for loan and lease losses$35,0002,525
Total noninterest income$6,418,000959
Gross Fiduciary activities income$0957
Service charges on deposit accounts$154,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$6,264,000786
Total noninterest expense$22,844,000845
Salaries and employee benefits$15,155,000738
Premises and equipment expense$2,505,000796
Additional noninterest expense$5,184,0001,042
Pre-tax net operating income$5,137,0001,721
Securities gains (losses)$1,776,000131
Applicable income taxes$1,350,0001,233
Income before extraordinary items$5,563,0001,499
Extraordinary gains, net$08
Net income$5,563,0001,499
Minority interest net income$069
Net income of bank and minority interests.$5,563,0001,499
Net charge-offs$-29,0004,016
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,142,2001,801
2021-06-30 (YTD Data)Rank
Total interest income$18,185,000917
Total interest expense$4,281,000361
Net interest income$13,904,0001,043
Provision for loan and lease losses$35,0002,321
Total noninterest income$4,311,000954
Gross Fiduciary activities income$0951
Service charges on deposit accounts$98,0002,670
Trading account gains and feesNANA
Additional Noninterest Income$4,213,000779
Total noninterest expense$14,980,000847
Salaries and employee benefits$9,923,000745
Premises and equipment expense$1,671,000792
Additional noninterest expense$3,386,0001,045
Pre-tax net operating income$3,200,0001,793
Securities gains (losses)$1,837,000108
Applicable income taxes$975,0001,161
Income before extraordinary items$4,062,0001,382
Extraordinary gains, net$06
Net income$4,062,0001,382
Minority interest net income$067
Net income of bank and minority interests.$4,062,0001,382
Net charge-offs$-18,0004,018
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,574,0301,864
2021-03-31 (YTD Data)Rank
Total interest income$9,168,000899
Total interest expense$2,257,000354
Net interest income$6,911,0001,037
Provision for loan and lease losses$35,0001,935
Total noninterest income$2,222,000929
Gross Fiduciary activities income$0922
Service charges on deposit accounts$49,0002,669
Trading account gains and feesNANA
Additional Noninterest Income$2,173,000770
Total noninterest expense$7,337,000856
Salaries and employee benefits$4,893,000748
Premises and equipment expense$843,000794
Additional noninterest expense$1,601,0001,065
Pre-tax net operating income$1,761,0001,672
Securities gains (losses)$877,000126
Applicable income taxes$520,0001,108
Income before extraordinary items$2,118,0001,338
Extraordinary gains, net$03
Net income$2,118,0001,337
Minority interest net income$055
Net income of bank and minority interests.$2,118,0001,338
Net charge-offs$-11,0004,101
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,416,4001,747
2020-12-31 (YTD Data)Rank
Total interest income$39,893,000837
Total interest expense$11,971,000429
Net interest income$27,922,000974
Provision for loan and lease losses$500,0002,227
Total noninterest income$8,343,000907
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$203,0002,757
Trading account gains and feesNANA
Additional Noninterest Income$8,140,000742
Total noninterest expense$29,218,000836
Salaries and employee benefits$19,636,000728
Premises and equipment expense$3,266,000791
Additional noninterest expense$6,316,0001,053
Pre-tax net operating income$6,547,0001,455
Securities gains (losses)$742,000470
Applicable income taxes$1,325,0001,234
Income before extraordinary items$5,964,0001,430
Extraordinary gains, net$04
Net income$5,964,0001,430
Minority interest net income$072
Net income of bank and minority interests.$5,964,0001,431
Net charge-offs$144,0001,754
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,355,5601,512
2020-09-30 (YTD Data)Rank
Total interest income$30,065,000839
Total interest expense$9,386,000449
Net interest income$20,679,000979
Provision for loan and lease losses$380,0002,202
Total noninterest income$5,709,000939
Gross Fiduciary activities income$0981
Service charges on deposit accounts$149,0002,799
Trading account gains and feesNANA
Additional Noninterest Income$5,560,000761
Total noninterest expense$21,355,000837
Salaries and employee benefits$14,667,000720
Premises and equipment expense$2,388,000798
Additional noninterest expense$4,300,0001,121
Pre-tax net operating income$4,653,0001,484
Securities gains (losses)$-792,0005,002
Applicable income taxes$655,0001,518
Income before extraordinary items$3,206,0001,804
Extraordinary gains, net$04
Net income$3,206,0001,804
Minority interest net income$065
Net income of bank and minority interests.$3,206,0001,804
Net charge-offs$262,0001,097
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,863,3601,516
2020-06-30 (YTD Data)Rank
Total interest income$20,308,000835
Total interest expense$6,528,000460
Net interest income$13,780,000978
Provision for loan and lease losses$290,0002,097
Total noninterest income$3,655,000923
Gross Fiduciary activities income$0970
Service charges on deposit accounts$101,0002,810
Trading account gains and feesNANA
Additional Noninterest Income$3,554,000722
Total noninterest expense$14,214,000831
Salaries and employee benefits$9,689,000721
Premises and equipment expense$1,618,000789
Additional noninterest expense$2,907,0001,100
Pre-tax net operating income$2,931,0001,481
Securities gains (losses)$-1,354,0005,029
Applicable income taxes$200,0002,056
Income before extraordinary items$1,377,0002,360
Extraordinary gains, net$04
Net income$1,377,0002,360
Minority interest net income$065
Net income of bank and minority interests.$1,377,0002,360
Net charge-offs$363,000724
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,554,9801,460
2020-03-31 (YTD Data)Rank
Total interest income$10,255,000829
Total interest expense$3,451,000486
Net interest income$6,804,000974
Provision for loan and lease losses$105,0001,912
Total noninterest income$1,931,000834
Gross Fiduciary activities income$0941
Service charges on deposit accounts$70,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$1,861,000639
Total noninterest expense$7,352,000813
Salaries and employee benefits$4,977,000704
Premises and equipment expense$872,000745
Additional noninterest expense$1,503,0001,102
Pre-tax net operating income$1,278,0001,505
Securities gains (losses)$-2,863,0005,074
Applicable income taxes$-425,0005,019
Income before extraordinary items$-1,160,0005,017
Extraordinary gains, net$04
Net income$-1,160,0005,017
Minority interest net income$056
Net income of bank and minority interests.$-1,160,0005,017
Net charge-offs$498,000373
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,101,7701,519
2019-12-31 (YTD Data)Rank
Total interest income$41,642,000822
Total interest expense$14,746,000486
Net interest income$26,896,000983
Provision for loan and lease losses$65,0003,212
Total noninterest income$7,578,000852
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$294,0002,640
Trading account gains and feesNANA
Additional Noninterest Income$7,284,000646
Total noninterest expense$28,402,000800
Salaries and employee benefits$18,608,000721
Premises and equipment expense$3,087,000827
Additional noninterest expense$6,707,0001,007
Pre-tax net operating income$6,007,0001,532
Securities gains (losses)$2,605,000126
Applicable income taxes$1,580,0001,072
Income before extraordinary items$7,032,0001,241
Extraordinary gains, net$011
Net income$7,032,0001,242
Minority interest net income$076
Net income of bank and minority interests.$7,032,0001,243
Net charge-offs$1,0003,665
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,895,9001,590
2019-09-30 (YTD Data)Rank
Total interest income$31,249,000819
Total interest expense$11,109,000487
Net interest income$20,140,000988
Provision for loan and lease losses$20,0003,531
Total noninterest income$5,709,000853
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$220,0002,686
Trading account gains and feesNANA
Additional Noninterest Income$5,489,000653
Total noninterest expense$20,798,000816
Salaries and employee benefits$13,899,000722
Premises and equipment expense$2,288,000838
Additional noninterest expense$4,611,0001,069
Pre-tax net operating income$5,031,0001,429
Securities gains (losses)$1,870,000132
Applicable income taxes$1,345,0001,008
Income before extraordinary items$5,556,0001,206
Extraordinary gains, net$011
Net income$5,556,0001,208
Minority interest net income$072
Net income of bank and minority interests.$5,556,0001,208
Net charge-offs$15,0002,825
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,041,3001,502
2019-06-30 (YTD Data)Rank
Total interest income$20,707,000823
Total interest expense$7,237,000490
Net interest income$13,470,000984
Provision for loan and lease losses$03,685
Total noninterest income$3,796,000829
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$146,0002,673
Trading account gains and feesNANA
Additional Noninterest Income$3,650,000636
Total noninterest expense$13,798,000821
Salaries and employee benefits$9,211,000720
Premises and equipment expense$1,563,000818
Additional noninterest expense$3,024,0001,081
Pre-tax net operating income$3,468,0001,380
Securities gains (losses)$1,581,000112
Applicable income taxes$990,000915
Income before extraordinary items$4,059,0001,103
Extraordinary gains, net$011
Net income$4,059,0001,103
Minority interest net income$069
Net income of bank and minority interests.$4,059,0001,103
Net charge-offs$-1,0003,898
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,794,2001,442
2019-03-31 (YTD Data)Rank
Total interest income$10,327,000821
Total interest expense$3,480,000502
Net interest income$6,847,000980
Provision for loan and lease losses$03,406
Total noninterest income$1,902,000800
Gross Fiduciary activities income$0972
Service charges on deposit accounts$72,0002,700
Trading account gains and feesNANA
Additional Noninterest Income$1,830,000595
Total noninterest expense$6,976,000805
Salaries and employee benefits$4,654,000711
Premises and equipment expense$822,000788
Additional noninterest expense$1,500,0001,074
Pre-tax net operating income$1,773,0001,332
Securities gains (losses)$1,115,00081
Applicable income taxes$570,000818
Income before extraordinary items$2,318,000963
Extraordinary gains, net$05
Net income$2,318,000962
Minority interest net income$052
Net income of bank and minority interests.$2,318,000962
Net charge-offs$-10,0004,659
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,426,0001,387
2018-12-31 (YTD Data)Rank
Total interest income$39,065,000807
Total interest expense$11,266,000470
Net interest income$27,799,000942
Provision for loan and lease losses$30,0003,682
Total noninterest income$7,378,000852
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$307,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$7,071,000649
Total noninterest expense$27,510,000804
Salaries and employee benefits$18,244,000699
Premises and equipment expense$3,042,000820
Additional noninterest expense$6,224,0001,062
Pre-tax net operating income$7,637,0001,264
Securities gains (losses)$789,00095
Applicable income taxes$1,575,0001,019
Income before extraordinary items$6,851,0001,240
Extraordinary gains, net$06
Net income$6,851,0001,239
Minority interest net income$072
Net income of bank and minority interests.$6,851,0001,239
Net charge-offs$-6,0004,424
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,211,9101,317
2018-09-30 (YTD Data)Rank
Total interest income$28,851,000803
Total interest expense$7,940,000465
Net interest income$20,911,000939
Provision for loan and lease losses$30,0003,453
Total noninterest income$5,828,000826
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$227,0002,751
Trading account gains and feesNANA
Additional Noninterest Income$5,601,000629
Total noninterest expense$20,300,000813
Salaries and employee benefits$13,576,000703
Premises and equipment expense$2,236,000839
Additional noninterest expense$4,488,0001,084
Pre-tax net operating income$6,409,0001,175
Securities gains (losses)$1,067,00084
Applicable income taxes$1,430,000924
Income before extraordinary items$6,046,0001,090
Extraordinary gains, net$05
Net income$6,046,0001,089
Minority interest net income$066
Net income of bank and minority interests.$6,046,0001,089
Net charge-offs$2,0003,345
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,181,7301,232
2018-06-30 (YTD Data)Rank
Total interest income$18,994,000803
Total interest expense$5,020,000463
Net interest income$13,974,000933
Provision for loan and lease losses$03,782
Total noninterest income$4,011,000804
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$154,0002,722
Trading account gains and feesNANA
Additional Noninterest Income$3,857,000614
Total noninterest expense$13,420,000825
Salaries and employee benefits$8,990,000712
Premises and equipment expense$1,524,000827
Additional noninterest expense$2,906,0001,100
Pre-tax net operating income$4,565,0001,099
Securities gains (losses)$870,00077
Applicable income taxes$1,055,000853
Income before extraordinary items$4,380,0001,011
Extraordinary gains, net$06
Net income$4,380,0001,010
Minority interest net income$065
Net income of bank and minority interests.$4,380,0001,010
Net charge-offs$-28,0004,853
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,675,3001,134
2018-03-31 (YTD Data)Rank
Total interest income$9,424,000795
Total interest expense$2,378,000456
Net interest income$7,046,000924
Provision for loan and lease losses$03,508
Total noninterest income$2,253,000720
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$78,0002,712
Trading account gains and feesNANA
Additional Noninterest Income$2,175,000546
Total noninterest expense$6,732,000822
Salaries and employee benefits$4,515,000708
Premises and equipment expense$781,000814
Additional noninterest expense$1,436,0001,110
Pre-tax net operating income$2,567,000987
Securities gains (losses)$468,00076
Applicable income taxes$595,000757
Income before extraordinary items$2,440,000894
Extraordinary gains, net$07
Net income$2,440,000894
Minority interest net income$052
Net income of bank and minority interests.$2,440,000894
Net charge-offs$-10,0004,740
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,065,6001,029
2017-12-31 (YTD Data)Rank
Total interest income$35,386,000805
Total interest expense$7,995,000445
Net interest income$27,391,000918
Provision for loan and lease losses$5,0004,159
Total noninterest income$7,279,000857
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$328,0002,707
Trading account gains and feesNANA
Additional Noninterest Income$6,951,000668
Total noninterest expense$26,540,000820
Salaries and employee benefits$17,449,000707
Premises and equipment expense$2,887,000844
Additional noninterest expense$6,204,0001,041
Pre-tax net operating income$8,125,0001,168
Securities gains (losses)$1,238,000128
Applicable income taxes$3,120,000929
Income before extraordinary items$6,243,0001,126
Extraordinary gains, net$09
Net income$6,243,0001,126
Minority interest net income$076
Net income of bank and minority interests.$6,243,0001,126
Net charge-offs$97,0002,463
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,413,5401,259
2017-09-30 (YTD Data)Rank
Total interest income$26,164,000815
Total interest expense$5,768,000450
Net interest income$20,396,000927
Provision for loan and lease losses$5,0003,993
Total noninterest income$5,742,000847
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$243,0002,748
Trading account gains and feesNANA
Additional Noninterest Income$5,499,000645
Total noninterest expense$19,811,000827
Salaries and employee benefits$13,099,000709
Premises and equipment expense$2,161,000857
Additional noninterest expense$4,551,0001,069
Pre-tax net operating income$6,322,0001,163
Securities gains (losses)$1,030,000126
Applicable income taxes$2,130,000878
Income before extraordinary items$5,222,0001,119
Extraordinary gains, net$09
Net income$5,222,0001,119
Minority interest net income$071
Net income of bank and minority interests.$5,222,0001,119
Net charge-offs$39,0002,614
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,490,7001,236
2017-06-30 (YTD Data)Rank
Total interest income$17,181,000822
Total interest expense$3,683,000456
Net interest income$13,498,000933
Provision for loan and lease losses$5,0003,764
Total noninterest income$3,737,000855
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$161,0002,750
Trading account gains and feesNANA
Additional Noninterest Income$3,576,000652
Total noninterest expense$13,093,000829
Salaries and employee benefits$8,645,000717
Premises and equipment expense$1,433,000864
Additional noninterest expense$3,015,0001,083
Pre-tax net operating income$4,137,0001,162
Securities gains (losses)$743,000113
Applicable income taxes$1,430,000859
Income before extraordinary items$3,450,0001,109
Extraordinary gains, net$011
Net income$3,450,0001,109
Minority interest net income$071
Net income of bank and minority interests.$3,450,0001,109
Net charge-offs$43,0002,097
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,922,4701,250
2017-03-31 (YTD Data)Rank
Total interest income$8,423,000834
Total interest expense$1,785,000457
Net interest income$6,638,000944
Provision for loan and lease losses$5,0003,362
Total noninterest income$2,114,000770
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$78,0002,814
Trading account gains and feesNANA
Additional Noninterest Income$2,036,000577
Total noninterest expense$6,443,000851
Salaries and employee benefits$4,301,000726
Premises and equipment expense$740,000848
Additional noninterest expense$1,402,0001,139
Pre-tax net operating income$2,304,0001,036
Securities gains (losses)$477,00094
Applicable income taxes$840,000750
Income before extraordinary items$1,941,000970
Extraordinary gains, net$08
Net income$1,941,000971
Minority interest net income$055
Net income of bank and minority interests.$1,941,000970
Net charge-offs$23,0001,807
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,607,1001,149
2016-12-31 (YTD Data)Rank
Total interest income$33,910,000792
Total interest expense$7,395,000408
Net interest income$26,515,000903
Provision for loan and lease losses$205,0002,413
Total noninterest income$7,775,000832
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$346,0002,713
Trading account gains and fees$0170
Additional Noninterest Income$7,429,000640
Total noninterest expense$25,324,000842
Salaries and employee benefits$17,101,000694
Premises and equipment expense$2,621,000928
Additional noninterest expense$5,602,0001,151
Pre-tax net operating income$8,761,0001,027
Securities gains (losses)$713,000314
Applicable income taxes$2,885,000810
Income before extraordinary items$6,589,0001,110
Extraordinary gains, net$05
Net income$6,589,0001,109
Minority interest net income$082
Net income of bank and minority interests.$6,589,0001,109
Net charge-offs$-11,0005,013
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,089,9001,151
2016-09-30 (YTD Data)Rank
Total interest income$25,571,000782
Total interest expense$5,603,000397
Net interest income$19,968,000892
Provision for loan and lease losses$170,0002,239
Total noninterest income$6,078,000817
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$261,0002,714
Trading account gains and fees$0169
Additional Noninterest Income$5,817,000613
Total noninterest expense$18,947,000844
Salaries and employee benefits$12,763,000697
Premises and equipment expense$1,948,000936
Additional noninterest expense$4,236,0001,157
Pre-tax net operating income$6,929,000992
Securities gains (losses)$655,000304
Applicable income taxes$2,330,000789
Income before extraordinary items$5,254,0001,072
Extraordinary gains, net$05
Net income$5,254,0001,072
Minority interest net income$071
Net income of bank and minority interests.$5,254,0001,072
Net charge-offs$-3,0004,630
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,802,0501,120
2016-06-30 (YTD Data)Rank
Total interest income$17,100,000780
Total interest expense$3,768,000390
Net interest income$13,332,000894
Provision for loan and lease losses$130,0002,045
Total noninterest income$4,005,000814
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$177,0002,650
Trading account gains and fees$0157
Additional Noninterest Income$3,828,000613
Total noninterest expense$12,572,000842
Salaries and employee benefits$8,435,000704
Premises and equipment expense$1,309,000938
Additional noninterest expense$2,828,0001,150
Pre-tax net operating income$4,635,000984
Securities gains (losses)$375,000360
Applicable income taxes$1,525,000788
Income before extraordinary items$3,485,0001,053
Extraordinary gains, net$016
Net income$3,485,0001,051
Minority interest net income$071
Net income of bank and minority interests.$3,485,0001,052
Net charge-offs$10,0003,081
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,222,5001,106
2016-03-31 (YTD Data)Rank
Total interest income$8,551,000783
Total interest expense$1,902,000383
Net interest income$6,649,000892
Provision for loan and lease losses$70,0001,876
Total noninterest income$1,964,000800
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$87,0002,655
Trading account gains and fees$0142
Additional Noninterest Income$1,877,000600
Total noninterest expense$6,360,000833
Salaries and employee benefits$4,239,000700
Premises and equipment expense$676,000917
Additional noninterest expense$1,445,0001,122
Pre-tax net operating income$2,183,0001,009
Securities gains (losses)$220,000278
Applicable income taxes$745,000785
Income before extraordinary items$1,658,0001,076
Extraordinary gains, net$012
Net income$1,658,0001,077
Minority interest net income$062
Net income of bank and minority interests.$1,658,0001,077
Net charge-offs$15,0002,144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,506,2001,145
2015-12-31 (YTD Data)Rank
Total interest income$33,177,000772
Total interest expense$7,354,000376
Net interest income$25,823,000882
Provision for loan and lease losses$300,0001,890
Total noninterest income$7,278,000863
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$367,0002,684
Trading account gains and fees$0159
Additional Noninterest Income$6,911,000637
Total noninterest expense$24,767,000833
Salaries and employee benefits$16,716,000683
Premises and equipment expense$2,585,000935
Additional noninterest expense$5,466,0001,174
Pre-tax net operating income$8,034,0001,070
Securities gains (losses)$654,000286
Applicable income taxes$2,605,000834
Income before extraordinary items$6,083,0001,151
Extraordinary gains, net$023
Net income$6,083,0001,151
Minority interest net income$081
Net income of bank and minority interests.$6,083,0001,151
Net charge-offs$476,0001,206
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,625,2001,203
2015-09-30 (YTD Data)Rank
Total interest income$24,799,000780
Total interest expense$5,512,000368
Net interest income$19,287,000891
Provision for loan and lease losses$205,0001,932
Total noninterest income$5,661,000854
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$274,0002,707
Trading account gains and fees$0153
Additional Noninterest Income$5,387,000635
Total noninterest expense$18,340,000858
Salaries and employee benefits$12,516,000689
Premises and equipment expense$1,943,000948
Additional noninterest expense$3,881,0001,242
Pre-tax net operating income$6,403,0001,038
Securities gains (losses)$530,000289
Applicable income taxes$2,135,000804
Income before extraordinary items$4,798,0001,117
Extraordinary gains, net$021
Net income$4,798,0001,115
Minority interest net income$078
Net income of bank and minority interests.$4,798,0001,117
Net charge-offs$393,0001,023
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,432,3001,168
2015-06-30 (YTD Data)Rank
Total interest income$16,322,000787
Total interest expense$3,686,000369
Net interest income$12,636,000902
Provision for loan and lease losses$125,0001,961
Total noninterest income$3,857,000843
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$181,0002,691
Trading account gains and fees$0157
Additional Noninterest Income$3,676,000635
Total noninterest expense$12,184,000866
Salaries and employee benefits$8,328,000694
Premises and equipment expense$1,307,000950
Additional noninterest expense$2,549,0001,251
Pre-tax net operating income$4,184,0001,049
Securities gains (losses)$449,000272
Applicable income taxes$1,435,000798
Income before extraordinary items$3,198,0001,103
Extraordinary gains, net$022
Net income$3,198,0001,102
Minority interest net income$075
Net income of bank and minority interests.$3,198,0001,104
Net charge-offs$172,0001,288
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,888,1901,176
2015-03-31 (YTD Data)Rank
Total interest income$8,143,000790
Total interest expense$1,881,000365
Net interest income$6,262,000903
Provision for loan and lease losses$70,0001,797
Total noninterest income$1,984,000791
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$89,0002,705
Trading account gains and fees$0152
Additional Noninterest Income$1,895,000596
Total noninterest expense$6,110,000860
Salaries and employee benefits$4,180,000702
Premises and equipment expense$681,000917
Additional noninterest expense$1,249,0001,257
Pre-tax net operating income$2,066,0001,031
Securities gains (losses)$215,000339
Applicable income taxes$710,000792
Income before extraordinary items$1,571,0001,086
Extraordinary gains, net$013
Net income$1,571,0001,087
Minority interest net income$064
Net income of bank and minority interests.$1,571,0001,087
Net charge-offs$93,0001,166
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,422,6501,139
2014-12-31 (YTD Data)Rank
Total interest income$32,228,000782
Total interest expense$8,220,000337
Net interest income$24,008,000919
Provision for loan and lease losses$315,0001,927
Total noninterest income$7,181,000846
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$398,0002,699
Trading account gains and fees$0180
Additional Noninterest Income$6,783,000607
Total noninterest expense$23,582,000855
Salaries and employee benefits$15,532,000717
Premises and equipment expense$2,527,000958
Additional noninterest expense$5,523,0001,193
Pre-tax net operating income$7,292,0001,114
Securities gains (losses)$971,000221
Applicable income taxes$2,545,000816
Income before extraordinary items$5,718,0001,152
Extraordinary gains, net$017
Net income$5,718,0001,150
Minority interest net income$084
Net income of bank and minority interests.$5,718,0001,151
Net charge-offs$179,0002,589
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,048,0101,267
2014-09-30 (YTD Data)Rank
Total interest income$24,121,000782
Total interest expense$6,255,000330
Net interest income$17,866,000931
Provision for loan and lease losses$220,0001,981
Total noninterest income$5,625,000819
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$301,0002,704
Trading account gains and fees$0174
Additional Noninterest Income$5,324,000591
Total noninterest expense$17,499,000860
Salaries and employee benefits$11,607,000716
Premises and equipment expense$1,891,000971
Additional noninterest expense$4,001,0001,223
Pre-tax net operating income$5,772,0001,078
Securities gains (losses)$744,000207
Applicable income taxes$2,005,000803
Income before extraordinary items$4,511,0001,105
Extraordinary gains, net$015
Net income$4,511,0001,104
Minority interest net income$081
Net income of bank and minority interests.$4,511,0001,104
Net charge-offs$50,0003,254
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,997,6401,198
2014-06-30 (YTD Data)Rank
Total interest income$15,883,000791
Total interest expense$4,175,000332
Net interest income$11,708,000934
Provision for loan and lease losses$170,0001,801
Total noninterest income$3,790,000787
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$202,0002,687
Trading account gains and fees$0172
Additional Noninterest Income$3,588,000572
Total noninterest expense$11,716,000854
Salaries and employee benefits$7,681,000716
Premises and equipment expense$1,308,000941
Additional noninterest expense$2,727,0001,187
Pre-tax net operating income$3,612,0001,109
Securities gains (losses)$592,000192
Applicable income taxes$1,300,000788
Income before extraordinary items$2,904,0001,114
Extraordinary gains, net$020
Net income$2,904,0001,115
Minority interest net income$080
Net income of bank and minority interests.$2,904,0001,115
Net charge-offs$-3,0005,301
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,495,5201,242
2014-03-31 (YTD Data)Rank
Total interest income$7,936,000795
Total interest expense$2,079,000331
Net interest income$5,857,000945
Provision for loan and lease losses$100,0001,586
Total noninterest income$2,073,000709
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$101,0002,658
Trading account gains and fees$0147
Additional Noninterest Income$1,972,000514
Total noninterest expense$6,010,000835
Salaries and employee benefits$3,887,000722
Premises and equipment expense$687,000917
Additional noninterest expense$1,436,0001,116
Pre-tax net operating income$1,820,0001,057
Securities gains (losses)$278,000228
Applicable income taxes$650,000771
Income before extraordinary items$1,448,0001,082
Extraordinary gains, net$016
Net income$1,448,0001,083
Minority interest net income$066
Net income of bank and minority interests.$1,448,0001,083
Net charge-offs$-17,0005,973
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,256,1801,190
2013-12-31 (YTD Data)Rank
Total interest income$30,704,000811
Total interest expense$9,503,000329
Net interest income$21,201,0001,038
Provision for loan and lease losses$505,0001,818
Total noninterest income$6,563,000932
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$432,0002,666
Trading account gains and fees$0184
Additional Noninterest Income$6,131,000692
Total noninterest expense$22,403,000902
Salaries and employee benefits$13,448,000802
Premises and equipment expense$2,439,000984
Additional noninterest expense$6,516,0001,038
Pre-tax net operating income$4,856,0001,466
Securities gains (losses)$1,127,000209
Applicable income taxes$1,765,000997
Income before extraordinary items$4,218,0001,430
Extraordinary gains, net$029
Net income$4,218,0001,432
Minority interest net income$090
Net income of bank and minority interests.$4,218,0001,433
Net charge-offs$484,0002,049
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,429,1001,665
2013-09-30 (YTD Data)Rank
Total interest income$22,894,000815
Total interest expense$7,263,000331
Net interest income$15,631,0001,060
Provision for loan and lease losses$360,0001,890
Total noninterest income$4,917,000948
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$322,0002,695
Trading account gains and fees$0180
Additional Noninterest Income$4,595,000705
Total noninterest expense$16,371,000936
Salaries and employee benefits$9,756,000835
Premises and equipment expense$1,796,0001,006
Additional noninterest expense$4,819,0001,055
Pre-tax net operating income$3,817,0001,437
Securities gains (losses)$881,000238
Applicable income taxes$1,405,000977
Income before extraordinary items$3,293,0001,379
Extraordinary gains, net$025
Net income$3,293,0001,381
Minority interest net income$084
Net income of bank and minority interests.$3,293,0001,381
Net charge-offs$469,0001,652
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,676,3001,630
2013-06-30 (YTD Data)Rank
Total interest income$15,187,000817
Total interest expense$4,951,000331
Net interest income$10,236,0001,065
Provision for loan and lease losses$215,0002,023
Total noninterest income$2,637,0001,115
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$213,0002,674
Trading account gains and fees$0157
Additional Noninterest Income$2,424,000856
Total noninterest expense$10,434,000970
Salaries and employee benefits$6,057,000892
Premises and equipment expense$1,184,0001,013
Additional noninterest expense$3,193,0001,054
Pre-tax net operating income$2,224,0001,577
Securities gains (losses)$749,000253
Applicable income taxes$870,0001,035
Income before extraordinary items$2,103,0001,435
Extraordinary gains, net$022
Net income$2,103,0001,438
Minority interest net income$082
Net income of bank and minority interests.$2,103,0001,438
Net charge-offs$228,0001,969
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,571,2101,784
2013-03-31 (YTD Data)Rank
Total interest income$7,609,000819
Total interest expense$2,523,000336
Net interest income$5,086,0001,072
Provision for loan and lease losses$105,0001,985
Total noninterest income$1,004,0001,361
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$105,0002,697
Trading account gains and fees$0148
Additional Noninterest Income$899,0001,061
Total noninterest expense$4,950,0001,037
Salaries and employee benefits$3,012,000912
Premises and equipment expense$638,000963
Additional noninterest expense$1,300,0001,269
Pre-tax net operating income$1,035,0001,652
Securities gains (losses)$364,000280
Applicable income taxes$405,0001,077
Income before extraordinary items$994,0001,501
Extraordinary gains, net$010
Net income$994,0001,504
Minority interest net income$076
Net income of bank and minority interests.$994,0001,503
Net charge-offs$-6,0005,985
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$735,5601,844
2012-12-31 (YTD Data)Rank
Total interest income$32,588,000804
Total interest expense$11,136,000361
Net interest income$21,452,0001,029
Provision for loan and lease losses$850,0001,977
Total noninterest income$4,035,0001,326
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$449,0002,705
Trading account gains and fees$0166
Additional Noninterest Income$3,586,0001,040
Total noninterest expense$19,512,0001,021
Salaries and employee benefits$11,749,000883
Premises and equipment expense$2,324,0001,028
Additional noninterest expense$5,439,0001,253
Pre-tax net operating income$5,125,0001,341
Securities gains (losses)$761,000678
Applicable income taxes$1,775,000958
Income before extraordinary items$4,111,0001,422
Extraordinary gains, net$029
Net income$4,111,0001,423
Minority interest net income$093
Net income of bank and minority interests.$4,111,0001,423
Net charge-offs$904,0001,930
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,578,3001,511
2012-09-30 (YTD Data)Rank
Total interest income$24,820,000807
Total interest expense$8,454,000372
Net interest income$16,366,0001,015
Provision for loan and lease losses$705,0001,846
Total noninterest income$2,813,0001,385
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$340,0002,709
Trading account gains and fees$0157
Additional Noninterest Income$2,473,0001,080
Total noninterest expense$14,595,0001,024
Salaries and employee benefits$8,847,000890
Premises and equipment expense$1,717,0001,047
Additional noninterest expense$4,031,0001,270
Pre-tax net operating income$3,879,0001,358
Securities gains (losses)$746,000547
Applicable income taxes$1,400,000959
Income before extraordinary items$3,225,0001,397
Extraordinary gains, net$020
Net income$3,225,0001,397
Minority interest net income$086
Net income of bank and minority interests.$3,225,0001,398
Net charge-offs$793,0001,687
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,702,8001,540
2012-06-30 (YTD Data)Rank
Total interest income$16,799,000803
Total interest expense$5,675,000383
Net interest income$11,124,000995
Provision for loan and lease losses$485,0001,853
Total noninterest income$1,109,0002,016
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$230,0002,671
Trading account gains and fees$0153
Additional Noninterest Income$879,0001,648
Total noninterest expense$9,342,0001,066
Salaries and employee benefits$5,855,000890
Premises and equipment expense$1,160,0001,022
Additional noninterest expense$2,327,0001,459
Pre-tax net operating income$2,406,0001,446
Securities gains (losses)$503,000540
Applicable income taxes$875,000996
Income before extraordinary items$2,034,0001,460
Extraordinary gains, net$019
Net income$2,034,0001,460
Minority interest net income$084
Net income of bank and minority interests.$2,034,0001,460
Net charge-offs$496,0001,779
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,681,9001,637
2012-03-31 (YTD Data)Rank
Total interest income$8,503,000799
Total interest expense$2,867,000392
Net interest income$5,636,000974
Provision for loan and lease losses$240,0001,789
Total noninterest income$514,0002,106
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$400,0001,754
Total noninterest expense$4,772,0001,042
Salaries and employee benefits$2,951,000879
Premises and equipment expense$608,000987
Additional noninterest expense$1,213,0001,397
Pre-tax net operating income$1,138,0001,511
Securities gains (losses)$300,000456
Applicable income taxes$430,0001,014
Income before extraordinary items$1,008,0001,448
Extraordinary gains, net$019
Net income$1,008,0001,448
Minority interest net income$078
Net income of bank and minority interests.$1,008,0001,449
Net charge-offs$554,0001,024
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$798,0001,703
2011-12-31 (YTD Data)Rank
Total interest income$34,791,000806
Total interest expense$12,574,000441
Net interest income$22,217,000985
Provision for loan and lease losses$1,808,0001,672
Total noninterest income$1,750,0002,207
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$470,0002,702
Trading account gains and fees$0146
Additional Noninterest Income$1,280,0001,822
Total noninterest expense$17,664,0001,113
Salaries and employee benefits$10,894,000900
Premises and equipment expense$2,340,0001,061
Additional noninterest expense$4,430,0001,540
Pre-tax net operating income$4,495,0001,297
Securities gains (losses)$1,155,000383
Applicable income taxes$1,560,000967
Income before extraordinary items$4,090,0001,225
Extraordinary gains, net$029
Net income$4,090,0001,225
Minority interest net income$096
Net income of bank and minority interests.$4,090,0001,225
Net charge-offs$1,044,0002,313
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,258,4001,431
2011-09-30 (YTD Data)Rank
Total interest income$26,142,000819
Total interest expense$9,628,000454
Net interest income$16,514,0001,002
Provision for loan and lease losses$1,393,0001,584
Total noninterest income$1,210,0002,314
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$357,0002,689
Trading account gains and fees$0145
Additional Noninterest Income$853,0001,946
Total noninterest expense$13,003,0001,135
Salaries and employee benefits$8,001,000921
Premises and equipment expense$1,737,0001,085
Additional noninterest expense$3,265,0001,565
Pre-tax net operating income$3,328,0001,354
Securities gains (losses)$650,000518
Applicable income taxes$1,090,0001,020
Income before extraordinary items$2,888,0001,337
Extraordinary gains, net$021
Net income$2,888,0001,337
Minority interest net income$087
Net income of bank and minority interests.$2,888,0001,337
Net charge-offs$882,0002,033
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,413,5001,494
2011-06-30 (YTD Data)Rank
Total interest income$17,348,000832
Total interest expense$6,560,000471
Net interest income$10,788,0001,024
Provision for loan and lease losses$1,093,0001,417
Total noninterest income$726,0002,479
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$236,0002,688
Trading account gains and fees$0153
Additional Noninterest Income$490,0002,130
Total noninterest expense$8,736,0001,145
Salaries and employee benefits$5,309,000933
Premises and equipment expense$1,190,0001,071
Additional noninterest expense$2,237,0001,551
Pre-tax net operating income$1,685,0001,690
Securities gains (losses)$532,000344
Applicable income taxes$575,0001,186
Income before extraordinary items$1,642,0001,492
Extraordinary gains, net$015
Net income$1,642,0001,492
Minority interest net income$089
Net income of bank and minority interests.$1,642,0001,492
Net charge-offs$378,0002,419
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,248,3201,822
2011-03-31 (YTD Data)Rank
Total interest income$8,603,000848
Total interest expense$3,391,000475
Net interest income$5,212,0001,059
Provision for loan and lease losses$265,0002,114
Total noninterest income$442,0002,192
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$115,0002,685
Trading account gains and fees$0158
Additional Noninterest Income$327,0001,802
Total noninterest expense$4,394,0001,143
Salaries and employee benefits$2,667,000942
Premises and equipment expense$638,0001,025
Additional noninterest expense$1,089,0001,589
Pre-tax net operating income$995,0001,443
Securities gains (losses)$206,000335
Applicable income taxes$320,0001,064
Income before extraordinary items$881,0001,376
Extraordinary gains, net$09
Net income$881,0001,376
Minority interest net income$086
Net income of bank and minority interests.$881,0001,376
Net charge-offs$222,0002,032
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$730,6201,567
2010-12-31 (YTD Data)Rank
Total interest income$36,670,000818
Total interest expense$15,262,000512
Net interest income$21,408,0001,032
Provision for loan and lease losses$1,475,0002,493
Total noninterest income$2,113,0002,007
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$469,0002,759
Trading account gains and fees$0175
Additional Noninterest Income$1,644,0001,605
Total noninterest expense$17,184,0001,178
Salaries and employee benefits$10,340,000942
Premises and equipment expense$2,352,0001,105
Additional noninterest expense$4,492,0001,601
Pre-tax net operating income$4,862,0001,056
Securities gains (losses)$698,000669
Applicable income taxes$1,520,000899
Income before extraordinary items$4,040,0001,079
Extraordinary gains, net$029
Net income$4,040,0001,080
Minority interest net income$0111
Net income of bank and minority interests.$4,040,0001,082
Net charge-offs$1,094,0002,562
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,530,4601,172
2010-09-30 (YTD Data)Rank
Total interest income$27,766,000825
Total interest expense$11,667,000523
Net interest income$16,099,0001,033
Provision for loan and lease losses$970,0002,555
Total noninterest income$1,460,0002,129
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$341,0002,899
Trading account gains and fees$0165
Additional Noninterest Income$1,119,0001,674
Total noninterest expense$12,812,0001,173
Salaries and employee benefits$7,670,000946
Premises and equipment expense$1,728,0001,145
Additional noninterest expense$3,414,0001,555
Pre-tax net operating income$3,777,0001,077
Securities gains (losses)$525,000707
Applicable income taxes$1,180,000891
Income before extraordinary items$3,122,0001,092
Extraordinary gains, net$023
Net income$3,122,0001,095
Minority interest net income$0110
Net income of bank and minority interests.$3,122,0001,095
Net charge-offs$737,0002,577
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,738,7501,174
2010-06-30 (YTD Data)Rank
Total interest income$18,577,000834
Total interest expense$7,976,000526
Net interest income$10,601,0001,048
Provision for loan and lease losses$725,0002,325
Total noninterest income$828,0002,321
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$225,0002,924
Trading account gains and fees$0152
Additional Noninterest Income$603,0001,850
Total noninterest expense$8,445,0001,179
Salaries and employee benefits$5,009,000963
Premises and equipment expense$1,148,0001,158
Additional noninterest expense$2,288,0001,548
Pre-tax net operating income$2,259,0001,167
Securities gains (losses)$503,000470
Applicable income taxes$755,000877
Income before extraordinary items$2,007,0001,115
Extraordinary gains, net$019
Net income$2,007,0001,115
Minority interest net income$0105
Net income of bank and minority interests.$2,007,0001,116
Net charge-offs$627,0002,189
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,639,8101,299
2010-03-31 (YTD Data)Rank
Total interest income$9,295,000846
Total interest expense$4,104,000545
Net interest income$5,191,0001,082
Provision for loan and lease losses$285,0002,522
Total noninterest income$394,0002,391
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$110,0002,968
Trading account gains and fees$0175
Additional Noninterest Income$284,0001,903
Total noninterest expense$4,138,0001,217
Salaries and employee benefits$2,499,000977
Premises and equipment expense$594,0001,147
Additional noninterest expense$1,045,0001,678
Pre-tax net operating income$1,162,0001,134
Securities gains (losses)$134,000672
Applicable income taxes$350,000920
Income before extraordinary items$946,0001,156
Extraordinary gains, net$016
Net income$946,0001,158
Minority interest net income$091
Net income of bank and minority interests.$946,0001,158
Net charge-offs$110,0003,010
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$848,1801,253
2009-12-31 (YTD Data)Rank
Total interest income$39,373,000855
Total interest expense$20,860,000547
Net interest income$18,513,0001,201
Provision for loan and lease losses$1,345,0003,040
Total noninterest income$1,958,0002,149
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$498,0002,896
Trading account gains and fees$0211
Additional Noninterest Income$1,460,0001,682
Total noninterest expense$16,879,0001,233
Salaries and employee benefits$9,663,0001,019
Premises and equipment expense$2,462,0001,111
Additional noninterest expense$4,754,0001,568
Pre-tax net operating income$2,247,0001,736
Securities gains (losses)$361,0001,084
Applicable income taxes$550,0001,461
Income before extraordinary items$2,058,0001,625
Extraordinary gains, net$034
Net income$2,058,0001,623
Minority interest net income$0115
Net income of bank and minority interests.$2,058,0001,624
Net charge-offs$762,0003,241
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,772,8101,819
2009-09-30 (YTD Data)Rank
Total interest income$29,770,000862
Total interest expense$16,163,000559
Net interest income$13,607,0001,235
Provision for loan and lease losses$880,0002,968
Total noninterest income$1,551,0002,106
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$373,0002,908
Trading account gains and fees$0212
Additional Noninterest Income$1,178,0001,636
Total noninterest expense$12,646,0001,224
Salaries and employee benefits$7,259,0001,025
Premises and equipment expense$1,862,0001,110
Additional noninterest expense$3,525,0001,528
Pre-tax net operating income$1,632,0001,906
Securities gains (losses)$75,0002,025
Applicable income taxes$327,0001,836
Income before extraordinary items$1,380,0001,927
Extraordinary gains, net$027
Net income$1,380,0001,926
Minority interest net income$0118
Net income of bank and minority interests.$1,380,0001,927
Net charge-offs$446,0003,196
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,319,2501,978
2009-06-30 (YTD Data)Rank
Total interest income$19,998,000873
Total interest expense$11,011,000580
Net interest income$8,987,0001,240
Provision for loan and lease losses$540,0002,870
Total noninterest income$1,027,0002,142
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$246,0002,898
Trading account gains and fees$0193
Additional Noninterest Income$781,0001,681
Total noninterest expense$8,544,0001,219
Salaries and employee benefits$4,772,0001,061
Premises and equipment expense$1,270,0001,107
Additional noninterest expense$2,502,0001,480
Pre-tax net operating income$930,0002,245
Securities gains (losses)$184,0001,062
Applicable income taxes$204,0001,934
Income before extraordinary items$910,0002,008
Extraordinary gains, net$021
Net income$910,0002,006
Minority interest net income$0112
Net income of bank and minority interests.$910,0002,007
Net charge-offs$417,0002,554
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$759,1202,260
2009-03-31 (YTD Data)Rank
Total interest income$10,048,000877
Total interest expense$5,556,000596
Net interest income$4,492,0001,234
Provision for loan and lease losses$170,0003,065
Total noninterest income$419,0002,428
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$120,0002,891
Trading account gains and fees$0171
Additional Noninterest Income$299,0001,960
Total noninterest expense$4,057,0001,236
Salaries and employee benefits$2,346,0001,083
Premises and equipment expense$671,0001,058
Additional noninterest expense$1,040,0001,558
Pre-tax net operating income$684,0001,846
Securities gains (losses)$163,000756
Applicable income taxes$202,0001,438
Income before extraordinary items$645,0001,675
Extraordinary gains, net$015
Net income$645,0001,676
Minority interest net income$0102
Net income of bank and minority interests.$645,0001,677
Net charge-offs$149,0002,422
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$521,1201,931
2008-12-31 (YTD Data)Rank
Total interest income$41,214,000915
Total interest expense$24,072,000660
Net interest income$17,142,0001,288
Provision for loan and lease losses$107,0005,975
Total noninterest income$1,622,0002,478
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$524,0002,909
Trading account gains and fees$0154
Additional Noninterest Income$1,098,0001,998
Total noninterest expense$14,314,0001,362
Salaries and employee benefits$8,565,0001,153
Premises and equipment expense$2,220,0001,227
Additional noninterest expense$3,529,0001,735
Pre-tax net operating income$4,343,0001,260
Securities gains (losses)$-7,540,0008,138
Applicable income taxes$-1,460,0007,835
Income before extraordinary items$-1,737,0007,298
Extraordinary gains, net$039
Net income$-1,737,0007,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,979
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,088,6001,424
2008-09-30 (YTD Data)Rank
Total interest income$30,847,000935
Total interest expense$18,284,000681
Net interest income$12,563,0001,351
Provision for loan and lease losses$34,0006,215
Total noninterest income$1,237,0002,523
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$392,0002,930
Trading account gains and fees$0148
Additional Noninterest Income$845,0002,043
Total noninterest expense$10,517,0001,374
Salaries and employee benefits$6,384,0001,189
Premises and equipment expense$1,656,0001,243
Additional noninterest expense$2,477,0001,792
Pre-tax net operating income$3,249,0001,499
Securities gains (losses)$-4,722,0008,211
Applicable income taxes$-804,0007,995
Income before extraordinary items$-669,0007,319
Extraordinary gains, net$031
Net income$-669,0007,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,177
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,353,0801,626
2008-06-30 (YTD Data)Rank
Total interest income$20,401,000957
Total interest expense$12,348,000694
Net interest income$8,053,0001,380
Provision for loan and lease losses$26,0005,799
Total noninterest income$783,0002,644
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$255,0002,953
Trading account gains and fees$0149
Additional Noninterest Income$528,0002,156
Total noninterest expense$6,922,0001,387
Salaries and employee benefits$4,214,0001,222
Premises and equipment expense$1,119,0001,220
Additional noninterest expense$1,589,0001,819
Pre-tax net operating income$1,888,0001,765
Securities gains (losses)$535,000296
Applicable income taxes$638,0001,330
Income before extraordinary items$1,785,0001,530
Extraordinary gains, net$021
Net income$1,785,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,817
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,389,1001,893
2008-03-31 (YTD Data)Rank
Total interest income$10,141,000984
Total interest expense$6,251,000736
Net interest income$3,890,0001,426
Provision for loan and lease losses$17,0005,028
Total noninterest income$369,0002,752
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$122,0003,018
Trading account gains and fees$0158
Additional Noninterest Income$247,0002,248
Total noninterest expense$3,415,0001,400
Salaries and employee benefits$2,098,0001,238
Premises and equipment expense$593,0001,166
Additional noninterest expense$724,0001,942
Pre-tax net operating income$827,0002,080
Securities gains (losses)$123,000627
Applicable income taxes$241,0001,720
Income before extraordinary items$709,0002,014
Extraordinary gains, net$015
Net income$709,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$616,7502,188
2007-12-31 (YTD Data)Rank
Total interest income$39,328,0001,073
Total interest expense$23,916,000824
Net interest income$15,412,0001,467
Provision for loan and lease losses$27,0006,167
Total noninterest income$1,104,0003,339
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$460,0003,237
Trading account gains and fees$0178
Additional Noninterest Income$644,0002,897
Total noninterest expense$13,460,0001,368
Salaries and employee benefits$8,459,0001,182
Premises and equipment expense$2,116,0001,252
Additional noninterest expense$2,885,0001,903
Pre-tax net operating income$3,029,0002,448
Securities gains (losses)$305,000356
Applicable income taxes$865,0002,043
Income before extraordinary items$2,469,0002,396
Extraordinary gains, net$039
Net income$2,469,0002,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,191
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,243,3002,581
2007-09-30 (YTD Data)Rank
Total interest income$29,127,0001,090
Total interest expense$17,603,000846
Net interest income$11,524,0001,476
Provision for loan and lease losses$16,0005,978
Total noninterest income$834,0003,306
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$333,0003,316
Trading account gains and fees$0184
Additional Noninterest Income$501,0002,845
Total noninterest expense$9,974,0001,377
Salaries and employee benefits$6,353,0001,174
Premises and equipment expense$1,581,0001,253
Additional noninterest expense$2,040,0001,969
Pre-tax net operating income$2,368,0002,524
Securities gains (losses)$320,000297
Applicable income taxes$722,0002,041
Income before extraordinary items$1,966,0002,411
Extraordinary gains, net$033
Net income$1,966,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,341
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,732,4002,651
2007-06-30 (YTD Data)Rank
Total interest income$19,156,0001,120
Total interest expense$11,521,000863
Net interest income$7,635,0001,508
Provision for loan and lease losses$06,209
Total noninterest income$540,0003,392
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$214,0003,380
Trading account gains and fees$0168
Additional Noninterest Income$326,0002,890
Total noninterest expense$6,640,0001,394
Salaries and employee benefits$4,185,0001,216
Premises and equipment expense$1,060,0001,261
Additional noninterest expense$1,395,0001,934
Pre-tax net operating income$1,535,0002,634
Securities gains (losses)$127,000374
Applicable income taxes$427,0002,293
Income before extraordinary items$1,235,0002,572
Extraordinary gains, net$029
Net income$1,235,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,141,0202,732
2007-03-31 (YTD Data)Rank
Total interest income$9,569,0001,115
Total interest expense$5,744,000855
Net interest income$3,825,0001,499
Provision for loan and lease losses$05,779
Total noninterest income$241,0003,613
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$101,0003,438
Trading account gains and fees$0195
Additional Noninterest Income$140,0003,143
Total noninterest expense$3,296,0001,403
Salaries and employee benefits$2,061,0001,245
Premises and equipment expense$536,0001,259
Additional noninterest expense$699,0001,908
Pre-tax net operating income$770,0002,624
Securities gains (losses)$254,000177
Applicable income taxes$289,0001,898
Income before extraordinary items$735,0002,217
Extraordinary gains, net$022
Net income$735,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,431
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$552,1202,799
2006-12-31 (YTD Data)Rank
Total interest income$35,703,0001,104
Total interest expense$20,109,000837
Net interest income$15,594,0001,465
Provision for loan and lease losses$06,850
Total noninterest income$1,003,0003,539
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$433,0003,369
Trading account gains and fees$0130
Additional Noninterest Income$570,0003,111
Total noninterest expense$12,257,0001,457
Salaries and employee benefits$7,593,0001,282
Premises and equipment expense$1,722,0001,494
Additional noninterest expense$2,942,0001,789
Pre-tax net operating income$4,340,0002,115
Securities gains (losses)$121,000496
Applicable income taxes$1,352,0001,812
Income before extraordinary items$3,109,0002,212
Extraordinary gains, net$051
Net income$3,109,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,511
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,024,3002,250
2006-09-30 (YTD Data)Rank
Total interest income$26,352,0001,124
Total interest expense$14,510,000848
Net interest income$11,842,0001,464
Provision for loan and lease losses$06,685
Total noninterest income$745,0003,570
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$321,0003,419
Trading account gains and fees$0126
Additional Noninterest Income$424,0003,113
Total noninterest expense$8,784,0001,528
Salaries and employee benefits$5,599,0001,321
Premises and equipment expense$1,197,0001,615
Additional noninterest expense$1,988,0001,961
Pre-tax net operating income$3,803,0001,928
Securities gains (losses)$84,000468
Applicable income taxes$1,205,0001,641
Income before extraordinary items$2,682,0002,021
Extraordinary gains, net$045
Net income$2,682,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,696
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,624,0402,060
2006-06-30 (YTD Data)Rank
Total interest income$17,072,0001,137
Total interest expense$9,286,000841
Net interest income$7,786,0001,483
Provision for loan and lease losses$06,419
Total noninterest income$464,0003,691
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$205,0003,488
Trading account gains and fees$0126
Additional Noninterest Income$259,0003,265
Total noninterest expense$5,695,0001,579
Salaries and employee benefits$3,692,0001,341
Premises and equipment expense$758,0001,690
Additional noninterest expense$1,245,0002,100
Pre-tax net operating income$2,555,0001,914
Securities gains (losses)$97,000362
Applicable income taxes$853,0001,578
Income before extraordinary items$1,799,0002,010
Extraordinary gains, net$039
Net income$1,799,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,225
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,733,0402,066
2006-03-31 (YTD Data)Rank
Total interest income$8,341,0001,131
Total interest expense$4,393,000838
Net interest income$3,948,0001,454
Provision for loan and lease losses$06,013
Total noninterest income$212,0003,854
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$97,0003,541
Trading account gains and fees$0115
Additional Noninterest Income$115,0003,456
Total noninterest expense$2,820,0001,594
Salaries and employee benefits$1,818,0001,362
Premises and equipment expense$400,0001,632
Additional noninterest expense$602,0002,148
Pre-tax net operating income$1,340,0001,799
Securities gains (losses)$102,000248
Applicable income taxes$454,0001,505
Income before extraordinary items$988,0001,814
Extraordinary gains, net$021
Net income$988,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$917,6201,918
2005-12-31 (YTD Data)Rank
Total interest income$30,906,0001,064
Total interest expense$15,415,000737
Net interest income$15,491,0001,402
Provision for loan and lease losses$07,120
Total noninterest income$895,0003,811
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$387,0003,629
Trading account gains and fees$0138
Additional Noninterest Income$508,0003,341
Total noninterest expense$11,185,0001,533
Salaries and employee benefits$6,760,0001,376
Premises and equipment expense$1,616,0001,506
Additional noninterest expense$2,809,0001,798
Pre-tax net operating income$5,201,0001,803
Securities gains (losses)$445,000303
Applicable income taxes$1,844,0001,453
Income before extraordinary items$3,802,0001,812
Extraordinary gains, net$046
Net income$3,802,0001,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,244
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,503,8501,937
2005-09-30 (YTD Data)Rank
Total interest income$22,757,0001,055
Total interest expense$11,183,000709
Net interest income$11,574,0001,393
Provision for loan and lease losses$06,899
Total noninterest income$659,0003,860
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$287,0003,673
Trading account gains and fees$0126
Additional Noninterest Income$372,0003,403
Total noninterest expense$8,140,0001,566
Salaries and employee benefits$5,067,0001,364
Premises and equipment expense$1,222,0001,482
Additional noninterest expense$1,851,0002,011
Pre-tax net operating income$4,093,0001,734
Securities gains (losses)$396,000309
Applicable income taxes$1,499,0001,387
Income before extraordinary items$2,990,0001,759
Extraordinary gains, net$035
Net income$2,990,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,687
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,724,6801,888
2005-06-30 (YTD Data)Rank
Total interest income$14,862,0001,042
Total interest expense$7,138,000705
Net interest income$7,724,0001,380
Provision for loan and lease losses$06,626
Total noninterest income$402,0004,040
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$185,0003,688
Trading account gains and fees$0116
Additional Noninterest Income$217,0003,630
Total noninterest expense$5,419,0001,558
Salaries and employee benefits$3,359,0001,363
Premises and equipment expense$831,0001,451
Additional noninterest expense$1,229,0001,997
Pre-tax net operating income$2,707,0001,711
Securities gains (losses)$313,000329
Applicable income taxes$1,008,0001,367
Income before extraordinary items$2,012,0001,695
Extraordinary gains, net$030
Net income$2,012,0001,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,802,2901,860
2005-03-31 (YTD Data)Rank
Total interest income$7,245,0001,048
Total interest expense$3,384,000713
Net interest income$3,861,0001,375
Provision for loan and lease losses$06,226
Total noninterest income$198,0003,999
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$86,0003,771
Trading account gains and fees$0115
Additional Noninterest Income$112,0003,523
Total noninterest expense$2,744,0001,543
Salaries and employee benefits$1,657,0001,394
Premises and equipment expense$428,0001,418
Additional noninterest expense$659,0001,864
Pre-tax net operating income$1,315,0001,743
Securities gains (losses)$141,000306
Applicable income taxes$482,0001,400
Income before extraordinary items$974,0001,724
Extraordinary gains, net$024
Net income$974,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$879,5301,889
2004-12-31 (YTD Data)Rank
Total interest income$28,201,0001,007
Total interest expense$13,139,000627
Net interest income$15,062,0001,345
Provision for loan and lease losses$07,314
Total noninterest income$808,0004,028
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$393,0003,690
Trading account gains and fees$0138
Additional Noninterest Income$415,0003,648
Total noninterest expense$10,143,0001,600
Salaries and employee benefits$6,108,0001,451
Premises and equipment expense$1,481,0001,571
Additional noninterest expense$2,554,0001,908
Pre-tax net operating income$5,727,0001,492
Securities gains (losses)$999,000286
Applicable income taxes$2,300,0001,118
Income before extraordinary items$4,426,0001,457
Extraordinary gains, net$034
Net income$4,426,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,745
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,766,6601,657
2004-09-30 (YTD Data)Rank
Total interest income$20,989,000995
Total interest expense$9,767,000621
Net interest income$11,222,0001,339
Provision for loan and lease losses$07,100
Total noninterest income$659,0003,862
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$300,0003,673
Trading account gains and fees$0134
Additional Noninterest Income$359,0003,391
Total noninterest expense$7,410,0001,640
Salaries and employee benefits$4,511,0001,469
Premises and equipment expense$1,074,0001,629
Additional noninterest expense$1,825,0001,970
Pre-tax net operating income$4,471,0001,455
Securities gains (losses)$989,000271
Applicable income taxes$1,870,0001,077
Income before extraordinary items$3,590,0001,371
Extraordinary gains, net$026
Net income$3,590,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,937,2601,605
2004-06-30 (YTD Data)Rank
Total interest income$13,872,000992
Total interest expense$6,426,000617
Net interest income$7,446,0001,333
Provision for loan and lease losses$06,885
Total noninterest income$429,0003,933
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$200,0003,646
Trading account gains and fees$0130
Additional Noninterest Income$229,0003,476
Total noninterest expense$4,834,0001,669
Salaries and employee benefits$2,939,0001,506
Premises and equipment expense$685,0001,686
Additional noninterest expense$1,210,0001,978
Pre-tax net operating income$3,041,0001,402
Securities gains (losses)$835,000241
Applicable income taxes$1,320,0001,028
Income before extraordinary items$2,556,0001,268
Extraordinary gains, net$021
Net income$2,556,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,353
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,004,9001,541
2004-03-31 (YTD Data)Rank
Total interest income$6,932,000998
Total interest expense$3,201,000631
Net interest income$3,731,0001,334
Provision for loan and lease losses$06,501
Total noninterest income$186,0004,225
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$92,0003,771
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$2,446,0001,665
Salaries and employee benefits$1,469,0001,511
Premises and equipment expense$351,0001,672
Additional noninterest expense$626,0001,884
Pre-tax net operating income$1,471,0001,407
Securities gains (losses)$783,000196
Applicable income taxes$755,000936
Income before extraordinary items$1,499,0001,091
Extraordinary gains, net$016
Net income$1,499,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,521
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$974,3901,539
2003-12-31 (YTD Data)Rank
Total interest income$28,532,000990
Total interest expense$13,395,000663
Net interest income$15,137,0001,287
Provision for loan and lease losses$07,651
Total noninterest income$832,0004,137
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$351,0003,940
Trading account gains and fees$0160
Additional Noninterest Income$481,0003,652
Total noninterest expense$8,682,0001,822
Salaries and employee benefits$5,241,0001,643
Premises and equipment expense$1,246,0001,834
Additional noninterest expense$2,195,0002,200
Pre-tax net operating income$7,287,0001,150
Securities gains (losses)$566,000691
Applicable income taxes$2,690,0001,005
Income before extraordinary items$5,163,0001,242
Extraordinary gains, net$054
Net income$5,163,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-133,0009,073
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,789,4401,262
2003-09-30 (YTD Data)Rank
Total interest income$21,585,000998
Total interest expense$10,176,000682
Net interest income$11,409,0001,279
Provision for loan and lease losses$07,481
Total noninterest income$701,0003,939
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$266,0003,927
Trading account gains and fees$0153
Additional Noninterest Income$435,0003,387
Total noninterest expense$6,345,0001,873
Salaries and employee benefits$3,835,0001,691
Premises and equipment expense$922,0001,864
Additional noninterest expense$1,588,0002,258
Pre-tax net operating income$5,765,0001,120
Securities gains (losses)$499,000684
Applicable income taxes$2,115,0001,017
Income before extraordinary items$4,149,0001,203
Extraordinary gains, net$040
Net income$4,149,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-135,0009,129
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,819,6601,215
2003-06-30 (YTD Data)Rank
Total interest income$14,595,000995
Total interest expense$6,882,000696
Net interest income$7,713,0001,272
Provision for loan and lease losses$07,324
Total noninterest income$444,0004,017
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$178,0003,893
Trading account gains and fees$0150
Additional Noninterest Income$266,0003,519
Total noninterest expense$4,176,0001,897
Salaries and employee benefits$2,496,0001,717
Premises and equipment expense$609,0001,874
Additional noninterest expense$1,071,0002,221
Pre-tax net operating income$3,981,0001,084
Securities gains (losses)$321,000769
Applicable income taxes$1,445,0001,014
Income before extraordinary items$2,857,0001,178
Extraordinary gains, net$030
Net income$2,857,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0009,086
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,645,1401,167
2003-03-31 (YTD Data)Rank
Total interest income$7,370,000983
Total interest expense$3,472,000705
Net interest income$3,898,0001,251
Provision for loan and lease losses$06,934
Total noninterest income$207,0004,077
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$85,0003,938
Trading account gains and fees$0134
Additional Noninterest Income$122,0003,572
Total noninterest expense$2,089,0001,876
Salaries and employee benefits$1,219,0001,750
Premises and equipment expense$311,0001,840
Additional noninterest expense$559,0002,112
Pre-tax net operating income$2,016,0001,078
Securities gains (losses)$-40,0009,221
Applicable income taxes$660,0001,116
Income before extraordinary items$1,316,0001,253
Extraordinary gains, net$021
Net income$1,316,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,819
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,342,8001,147
2002-12-31 (YTD Data)Rank
Total interest income$30,057,0001,022
Total interest expense$16,073,000703
Net interest income$13,984,0001,385
Provision for loan and lease losses$08,089
Total noninterest income$804,0003,980
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$348,0003,883
Trading account gains and fees$0153
Additional Noninterest Income$456,0003,457
Total noninterest expense$7,555,0001,991
Salaries and employee benefits$4,488,0001,786
Premises and equipment expense$1,117,0001,977
Additional noninterest expense$1,950,0002,361
Pre-tax net operating income$7,233,0001,164
Securities gains (losses)$-1,005,0009,307
Applicable income taxes$2,074,0001,248
Income before extraordinary items$4,154,0001,486
Extraordinary gains, net$070
Net income$4,154,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0009,052
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,827,3501,250
2001-12-31 (YTD Data)Rank
Total interest income$28,246,0001,214
Total interest expense$18,161,000906
Net interest income$10,085,0001,768
Provision for loan and lease losses$08,228
Total noninterest income$712,0004,148
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$286,0004,279
Trading account gains and fees$0177
Additional Noninterest Income$426,0003,410
Total noninterest expense$6,685,0002,148
Salaries and employee benefits$3,931,0001,909
Premises and equipment expense$1,018,0002,095
Additional noninterest expense$1,736,0002,551
Pre-tax net operating income$4,112,0001,731
Securities gains (losses)$262,000979
Applicable income taxes$1,455,0001,528
Income before extraordinary items$2,919,0001,803
Extraordinary gains, net$0105
Net income$2,919,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-151,0009,540
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,743,4601,836
2000-12-31 (YTD Data)Rank
Total interest income$23,392,0001,485
Total interest expense$13,873,0001,253
Net interest income$9,519,0001,854
Provision for loan and lease losses$41,0006,834
Total noninterest income$670,0004,121
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$268,0004,336
Trading account gains and fees$0180
Additional Noninterest Income$402,0003,331
Total noninterest expense$5,722,0002,390
Salaries and employee benefits$3,641,0001,964
Premises and equipment expense$769,0002,668
Additional noninterest expense$1,312,0003,158
Pre-tax net operating income$4,426,0001,663
Securities gains (losses)$496,000266
Applicable income taxes$1,667,0001,378
Income before extraordinary items$3,255,0001,621
Extraordinary gains, net$038
Net income$3,255,0001,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,122
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,927,6401,776
1999-12-31 (YTD Data)Rank
Total interest income$20,961,0001,563
Total interest expense$11,678,0001,292
Net interest income$9,283,0001,889
Provision for loan and lease losses$189,0003,688
Total noninterest income$551,0004,679
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$240,0004,634
Trading account gains and fees$0173
Additional Noninterest Income$311,0003,945
Total noninterest expense$5,272,0002,565
Salaries and employee benefits$3,298,0002,130
Premises and equipment expense$736,0002,749
Additional noninterest expense$1,238,0003,332
Pre-tax net operating income$4,373,0001,720
Securities gains (losses)$312,000441
Applicable income taxes$1,550,0001,553
Income before extraordinary items$3,135,0001,706
Extraordinary gains, net$035
Net income$3,135,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,661
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,925,9601,785
1998-12-31 (YTD Data)Rank
Total interest income$19,612,0001,659
Total interest expense$10,909,0001,412
Net interest income$8,703,0001,965
Provision for loan and lease losses$432,0001,941
Total noninterest income$533,0004,755
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$224,0004,820
Trading account gains and fees$0224
Additional Noninterest Income$309,0003,963
Total noninterest expense$5,486,0002,394
Salaries and employee benefits$2,894,0002,331
Premises and equipment expense$720,0002,701
Additional noninterest expense$1,872,0002,236
Pre-tax net operating income$3,318,0002,169
Securities gains (losses)$823,000428
Applicable income taxes$1,154,0002,061
Income before extraordinary items$2,987,0001,762
Extraordinary gains, net$032
Net income$2,987,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,206
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,394,4402,114
1997-12-31 (YTD Data)Rank
Total interest income$18,250,0001,811
Total interest expense$9,717,0001,590
Net interest income$8,533,0002,042
Provision for loan and lease losses$456,0001,912
Total noninterest income$468,0005,210
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$218,0005,067
Trading account gains and fees$0239
Additional Noninterest Income$250,0004,364
Total noninterest expense$4,757,0002,695
Salaries and employee benefits$2,810,0002,365
Premises and equipment expense$655,0002,914
Additional noninterest expense$1,292,0003,127
Pre-tax net operating income$3,788,0001,979
Securities gains (losses)$207,000688
Applicable income taxes$1,325,0001,908
Income before extraordinary items$2,670,0001,979
Extraordinary gains, net$044
Net income$2,670,0001,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,969
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,531,3102,036
1996-12-31 (YTD Data)Rank
Total interest income$16,863,0002,005
Total interest expense$8,825,0001,778
Net interest income$8,038,0002,249
Provision for loan and lease losses$685,0001,351
Total noninterest income$558,0004,789
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$213,0005,342
Trading account gains and fees$0262
Additional Noninterest Income$345,0003,729
Total noninterest expense$4,468,0003,034
Salaries and employee benefits$2,853,0002,334
Premises and equipment expense$567,0003,384
Additional noninterest expense$1,048,0004,242
Pre-tax net operating income$3,443,0002,081
Securities gains (losses)$277,000574
Applicable income taxes$1,240,0001,940
Income before extraordinary items$2,480,0001,993
Extraordinary gains, net$053
Net income$2,480,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,487
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,294,4102,110
1995-12-31 (YTD Data)Rank
Total interest income$15,557,0002,171
Total interest expense$8,271,0001,906
Net interest income$7,286,0002,467
Provision for loan and lease losses$640,0001,285
Total noninterest income$426,0005,749
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$198,0005,717
Trading account gains and fees$0522
Additional Noninterest Income$228,0004,745
Total noninterest expense$4,565,0002,949
Salaries and employee benefits$2,776,0002,395
Premises and equipment expense$518,0003,648
Additional noninterest expense$1,271,0003,571
Pre-tax net operating income$2,507,0002,841
Securities gains (losses)$203,000663
Applicable income taxes$900,0002,599
Income before extraordinary items$1,810,0002,725
Extraordinary gains, net$065
Net income$1,810,0002,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,033,000868
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,673,9902,902
1994-12-31 (YTD Data)Rank
Total interest income$14,125,0002,167
Total interest expense$6,907,0001,821
Net interest income$7,218,0002,500
Provision for loan and lease losses$630,0001,289
Total noninterest income$310,0007,119
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$119,0007,620
Trading account gains and fees$0475
Additional Noninterest Income$191,0005,424
Total noninterest expense$4,376,0003,144
Salaries and employee benefits$2,517,0002,647
Premises and equipment expense$475,0003,966
Additional noninterest expense$1,384,0003,570
Pre-tax net operating income$2,522,0002,804
Securities gains (losses)$283,000399
Applicable income taxes$910,0002,444
Income before extraordinary items$1,895,0002,560
Extraordinary gains, net$0249
Net income$1,895,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,322
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,702,5602,857
1993-12-31 (YTD Data)Rank
Total interest income$14,737,0002,123
Total interest expense$7,630,0001,731
Net interest income$7,107,0002,525
Provision for loan and lease losses$1,520,000993
Total noninterest income$285,0007,870
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$111,0008,082
Trading account gains and fees$0532
Additional Noninterest Income$174,0006,088
Total noninterest expense$4,166,0003,355
Salaries and employee benefits$2,305,0002,860
Premises and equipment expense$389,0004,823
Additional noninterest expense$1,472,0003,562
Pre-tax net operating income$1,706,0003,870
Securities gains (losses)$348,0001,164
Applicable income taxes$655,0003,324
Income before extraordinary items$1,399,0003,458
Extraordinary gains, net$146,0001,264
Net income$1,545,0003,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,130,0001,063
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,162,3603,932
1992-12-31 (YTD Data)Rank
Total interest income$16,588,0002,139
Total interest expense$9,488,0001,801
Net interest income$7,100,0002,553
Provision for loan and lease losses$1,607,0001,342
Total noninterest income$286,0007,919
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$104,0008,390
Trading account gains and fees$0504
Additional Noninterest Income$182,0005,992
Total noninterest expense$4,163,0003,380
Salaries and employee benefits$2,099,0003,082
Premises and equipment expense$426,0004,563
Additional noninterest expense$1,638,0003,335
Pre-tax net operating income$1,616,0003,772
Securities gains (losses)$497,0001,090
Applicable income taxes$700,0002,982
Income before extraordinary items$1,413,0003,248
Extraordinary gains, net$01,422
Net income$1,413,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,147,0001,432
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,080,0103,891

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.