Home > Sac River Valley Bank > Income and Expense
Sac River Valley Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 4,203 |
| Total interest expense | $3,682,000 | 3,952 |
| Net interest income | $3,718,000 | 4,377 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $287,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,550,000 | 6,545 |
| Salaries and employee benefits | $887,000 | 6,265 |
| Premises and equipment expense | $93,000 | 8,867 |
| Additional noninterest expense | $570,000 | 5,947 |
| Pre-tax net operating income | $2,455,000 | 2,833 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $829,000 | 2,663 |
| Income before extraordinary items | $1,626,000 | 3,043 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,626,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,884 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,626,000 | 2,959 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 4,297 |
| Total interest expense | $3,650,000 | 4,005 |
| Net interest income | $3,749,000 | 4,472 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $262,000 | 7,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,606,000 | 6,524 |
| Salaries and employee benefits | $832,000 | 6,619 |
| Premises and equipment expense | $96,000 | 9,053 |
| Additional noninterest expense | $678,000 | 5,340 |
| Pre-tax net operating income | $2,375,000 | 3,046 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $791,000 | 2,954 |
| Income before extraordinary items | $1,584,000 | 3,197 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,584,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,584,000 | 3,132 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 4,598 |
| Total interest expense | $3,414,000 | 4,277 |
| Net interest income | $3,545,000 | 4,778 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $247,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $1,297,000 | 7,669 |
| Salaries and employee benefits | $798,000 | 6,988 |
| Premises and equipment expense | $66,000 | 10,194 |
| Additional noninterest expense | $433,000 | 7,607 |
| Pre-tax net operating income | $2,425,000 | 2,847 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $799,000 | 2,849 |
| Income before extraordinary items | $1,626,000 | 2,957 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,626,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,626,000 | 2,923 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 5,176 |
| Total interest expense | $2,834,000 | 5,022 |
| Net interest income | $3,207,000 | 5,214 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $243,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $1,289,000 | 7,894 |
| Salaries and employee benefits | $807,000 | 7,070 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $422,000 | 7,988 |
| Pre-tax net operating income | $2,111,000 | 3,323 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $666,000 | 3,380 |
| Income before extraordinary items | $1,445,000 | 3,350 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,445,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,418 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,445,000 | 3,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 5,625 |
| Total interest expense | $1,973,000 | 5,670 |
| Net interest income | $3,091,000 | 5,493 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $260,000 | 7,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,374,000 | 7,991 |
| Salaries and employee benefits | $812,000 | 7,138 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $497,000 | 7,873 |
| Pre-tax net operating income | $1,967,000 | 3,482 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $594,000 | 3,540 |
| Income before extraordinary items | $1,373,000 | 3,418 |
| Extraordinary gains, net | $150,000 | 84 |
| Net income | $1,523,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,373,000 | 3,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,623 |
| Total interest expense | $1,947,000 | 5,962 |
| Net interest income | $3,205,000 | 5,344 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $267,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $1,264,000 | 8,643 |
| Salaries and employee benefits | $725,000 | 7,826 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $479,000 | 8,437 |
| Pre-tax net operating income | $2,078,000 | 3,190 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $658,000 | 3,310 |
| Income before extraordinary items | $1,426,000 | 3,393 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,426,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,421,920 | 3,226 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 5,809 |
| Total interest expense | $2,561,000 | 5,873 |
| Net interest income | $3,045,000 | 5,646 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $263,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $933,000 | 6,435 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $474,000 | 8,709 |
| Pre-tax net operating income | $1,814,000 | 3,402 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $514,000 | 3,918 |
| Income before extraordinary items | $1,303,000 | 3,523 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,303,000 | 3,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,300,840 | 3,269 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.