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Sabal Palm Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$14,483,0001,924
Total interest expense$530,0003,085
Net interest income$13,953,0001,830
Provision for loan and lease losses$-765,0004,498
Total noninterest income$1,782,0002,362
Gross Fiduciary activities income$0994
Service charges on deposit accounts$182,0002,811
Trading account gains and feesNANA
Additional Noninterest Income$1,600,0002,152
Total noninterest expense$11,713,0001,761
Salaries and employee benefits$6,184,0001,892
Premises and equipment expense$1,100,0001,925
Additional noninterest expense$4,429,0001,469
Pre-tax net operating income$4,787,0002,107
Securities gains (losses)$-35,0004,521
Applicable income taxes$1,280,0001,440
Income before extraordinary items$3,472,0002,364
Extraordinary gains, net$010
Net income$3,472,0002,364
Minority interest net income$074
Net income of bank and minority interests.$3,472,0002,365
Net charge-offs$-2,0003,330
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$68,000495
Net operating income$3,499,6502,322
2021-09-30 (YTD Data)Rank
Total interest income$11,097,0001,923
Total interest expense$426,0003,078
Net interest income$10,671,0001,819
Provision for loan and lease losses$-920,0004,616
Total noninterest income$1,386,0002,360
Gross Fiduciary activities income$0957
Service charges on deposit accounts$206,0002,292
Trading account gains and feesNANA
Additional Noninterest Income$1,180,0002,200
Total noninterest expense$6,358,0002,211
Salaries and employee benefits$4,038,0002,082
Premises and equipment expense$806,0001,971
Additional noninterest expense$1,514,0002,572
Pre-tax net operating income$6,619,0001,436
Securities gains (losses)$1,0001,947
Applicable income taxes$1,665,0001,076
Income before extraordinary items$4,955,0001,620
Extraordinary gains, net$08
Net income$4,955,0001,619
Minority interest net income$069
Net income of bank and minority interests.$4,955,0001,620
Net charge-offs$-1,0003,099
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$68,000442
Net operating income$4,954,2101,592
2021-06-30 (YTD Data)Rank
Total interest income$7,214,0001,951
Total interest expense$311,0003,030
Net interest income$6,903,0001,853
Provision for loan and lease losses$-980,0004,674
Total noninterest income$873,0002,384
Gross Fiduciary activities income$0951
Service charges on deposit accounts$83,0002,882
Trading account gains and feesNANA
Additional Noninterest Income$790,0002,177
Total noninterest expense$4,122,0002,241
Salaries and employee benefits$2,595,0002,128
Premises and equipment expense$553,0001,933
Additional noninterest expense$974,0002,634
Pre-tax net operating income$4,634,0001,382
Securities gains (losses)$1,0001,754
Applicable income taxes$1,144,0001,044
Income before extraordinary items$3,491,0001,546
Extraordinary gains, net$06
Net income$3,491,0001,546
Minority interest net income$067
Net income of bank and minority interests.$3,491,0001,546
Net charge-offs$-1,0003,056
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$68,000394
Net operating income$3,490,2101,511
2021-03-31 (YTD Data)Rank
Total interest income$3,364,0002,041
Total interest expense$175,0002,949
Net interest income$3,189,0001,945
Provision for loan and lease losses$20,0002,251
Total noninterest income$411,0002,448
Gross Fiduciary activities income$0922
Service charges on deposit accounts$40,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,230
Total noninterest expense$2,099,0002,200
Salaries and employee benefits$1,314,0002,098
Premises and equipment expense$275,0001,948
Additional noninterest expense$510,0002,500
Pre-tax net operating income$1,481,0001,888
Securities gains (losses)$1,0001,331
Applicable income taxes$368,0001,374
Income before extraordinary items$1,114,0002,079
Extraordinary gains, net$03
Net income$1,114,0002,079
Minority interest net income$055
Net income of bank and minority interests.$1,114,0002,079
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$36,000355
Net operating income$1,113,2102,044
2020-12-31 (YTD Data)Rank
Total interest income$14,330,0001,955
Total interest expense$1,447,0002,433
Net interest income$12,883,0001,855
Provision for loan and lease losses$880,0001,738
Total noninterest income$1,257,0002,630
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$123,0003,337
Trading account gains and feesNANA
Additional Noninterest Income$1,134,0002,353
Total noninterest expense$7,893,0002,294
Salaries and employee benefits$4,950,0002,171
Premises and equipment expense$1,106,0001,893
Additional noninterest expense$1,837,0002,674
Pre-tax net operating income$5,367,0001,696
Securities gains (losses)$28,0001,967
Applicable income taxes$1,341,0001,223
Income before extraordinary items$4,054,0001,909
Extraordinary gains, net$04
Net income$4,054,0001,908
Minority interest net income$072
Net income of bank and minority interests.$4,054,0001,909
Net charge-offs$-217,0004,869
Cash dividends$713,0002,527
Sale, conversion, retirement of capital stock, net$138,000410
Net operating income$4,031,8801,862
2020-09-30 (YTD Data)Rank
Total interest income$10,544,0001,988
Total interest expense$1,172,0002,420
Net interest income$9,372,0001,883
Provision for loan and lease losses$880,0001,467
Total noninterest income$820,0002,738
Gross Fiduciary activities income$0981
Service charges on deposit accounts$86,0003,440
Trading account gains and feesNANA
Additional Noninterest Income$734,0002,444
Total noninterest expense$5,710,0002,322
Salaries and employee benefits$3,479,0002,229
Premises and equipment expense$827,0001,898
Additional noninterest expense$1,404,0002,627
Pre-tax net operating income$3,602,0001,810
Securities gains (losses)$28,0001,787
Applicable income taxes$938,0001,235
Income before extraordinary items$2,692,0002,046
Extraordinary gains, net$04
Net income$2,692,0002,047
Minority interest net income$065
Net income of bank and minority interests.$2,692,0002,047
Net charge-offs$-108,0004,826
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$102,000386
Net operating income$2,669,8802,002
2020-06-30 (YTD Data)Rank
Total interest income$6,537,0002,126
Total interest expense$826,0002,447
Net interest income$5,711,0002,045
Provision for loan and lease losses$880,0001,171
Total noninterest income$484,0002,831
Gross Fiduciary activities income$0970
Service charges on deposit accounts$57,0003,467
Trading account gains and feesNANA
Additional Noninterest Income$427,0002,543
Total noninterest expense$3,779,0002,334
Salaries and employee benefits$2,325,0002,227
Premises and equipment expense$548,0001,896
Additional noninterest expense$906,0002,678
Pre-tax net operating income$1,536,0002,358
Securities gains (losses)$28,0001,553
Applicable income taxes$408,0001,514
Income before extraordinary items$1,156,0002,602
Extraordinary gains, net$04
Net income$1,156,0002,600
Minority interest net income$065
Net income of bank and minority interests.$1,156,0002,602
Net charge-offs$-106,0004,896
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$66,000369
Net operating income$1,133,8802,589
2020-03-31 (YTD Data)Rank
Total interest income$2,767,0002,403
Total interest expense$457,0002,439
Net interest income$2,310,0002,356
Provision for loan and lease losses$40,0002,710
Total noninterest income$238,0002,797
Gross Fiduciary activities income$0941
Service charges on deposit accounts$25,0003,805
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,367
Total noninterest expense$1,784,0002,435
Salaries and employee benefits$1,146,0002,267
Premises and equipment expense$269,0001,953
Additional noninterest expense$369,0003,084
Pre-tax net operating income$724,0002,295
Securities gains (losses)$28,0001,038
Applicable income taxes$196,0001,415
Income before extraordinary items$556,0002,504
Extraordinary gains, net$04
Net income$556,0002,504
Minority interest net income$056
Net income of bank and minority interests.$556,0002,505
Net charge-offs$-40,0004,819
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$29,000371
Net operating income$533,8802,527
2019-12-31 (YTD Data)Rank
Total interest income$10,626,0002,484
Total interest expense$1,755,0002,547
Net interest income$8,871,0002,445
Provision for loan and lease losses$262,0002,096
Total noninterest income$947,0002,904
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$123,0003,725
Trading account gains and feesNANA
Additional Noninterest Income$824,0002,475
Total noninterest expense$7,128,0002,413
Salaries and employee benefits$4,659,0002,205
Premises and equipment expense$1,052,0001,973
Additional noninterest expense$1,417,0003,199
Pre-tax net operating income$2,428,0002,785
Securities gains (losses)$14,0001,775
Applicable income taxes$633,0001,799
Income before extraordinary items$1,809,0003,031
Extraordinary gains, net$011
Net income$1,809,0003,030
Minority interest net income$076
Net income of bank and minority interests.$1,809,0003,032
Net charge-offs$-140,0004,947
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$58,000527
Net operating income$1,797,9403,008
2019-09-30 (YTD Data)Rank
Total interest income$7,879,0002,536
Total interest expense$1,288,0002,595
Net interest income$6,591,0002,487
Provision for loan and lease losses$195,0002,000
Total noninterest income$636,0003,052
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$96,0003,720
Trading account gains and feesNANA
Additional Noninterest Income$540,0002,639
Total noninterest expense$5,335,0002,429
Salaries and employee benefits$3,488,0002,217
Premises and equipment expense$794,0001,975
Additional noninterest expense$1,053,0003,240
Pre-tax net operating income$1,697,0002,951
Securities gains (losses)$13,0001,579
Applicable income taxes$444,0001,910
Income before extraordinary items$1,266,0003,183
Extraordinary gains, net$011
Net income$1,266,0003,182
Minority interest net income$072
Net income of bank and minority interests.$1,266,0003,183
Net charge-offs$-69,0004,888
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$41,000496
Net operating income$1,255,7303,167
2019-06-30 (YTD Data)Rank
Total interest income$5,173,0002,566
Total interest expense$815,0002,646
Net interest income$4,358,0002,510
Provision for loan and lease losses$128,0001,976
Total noninterest income$403,0003,083
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$65,0003,717
Trading account gains and feesNANA
Additional Noninterest Income$338,0002,690
Total noninterest expense$3,543,0002,447
Salaries and employee benefits$2,299,0002,237
Premises and equipment expense$536,0001,956
Additional noninterest expense$708,0003,248
Pre-tax net operating income$1,090,0002,982
Securities gains (losses)$6,0001,330
Applicable income taxes$285,0001,902
Income before extraordinary items$811,0003,236
Extraordinary gains, net$011
Net income$811,0003,233
Minority interest net income$069
Net income of bank and minority interests.$811,0003,234
Net charge-offs$-17,0004,624
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$24,000498
Net operating income$806,2603,215
2019-03-31 (YTD Data)Rank
Total interest income$2,502,0002,624
Total interest expense$378,0002,714
Net interest income$2,124,0002,563
Provision for loan and lease losses$83,0001,626
Total noninterest income$192,0003,101
Gross Fiduciary activities income$0972
Service charges on deposit accounts$35,0003,627
Trading account gains and feesNANA
Additional Noninterest Income$157,0002,705
Total noninterest expense$1,768,0002,461
Salaries and employee benefits$1,154,0002,260
Premises and equipment expense$267,0001,991
Additional noninterest expense$347,0003,293
Pre-tax net operating income$465,0003,167
Securities gains (losses)$01,087
Applicable income taxes$122,0002,008
Income before extraordinary items$343,0003,434
Extraordinary gains, net$05
Net income$343,0003,433
Minority interest net income$052
Net income of bank and minority interests.$343,0003,433
Net charge-offs$-12,0004,722
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$18,000432
Net operating income$343,0003,426
2018-12-31 (YTD Data)Rank
Total interest income$8,508,0002,820
Total interest expense$820,0003,224
Net interest income$7,688,0002,720
Provision for loan and lease losses$350,0001,803
Total noninterest income$787,0003,175
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$98,0004,155
Trading account gains and feesNANA
Additional Noninterest Income$689,0002,670
Total noninterest expense$6,560,0002,568
Salaries and employee benefits$4,186,0002,384
Premises and equipment expense$999,0002,058
Additional noninterest expense$1,375,0003,338
Pre-tax net operating income$1,565,0003,475
Securities gains (losses)$01,125
Applicable income taxes$412,0002,147
Income before extraordinary items$1,153,0003,719
Extraordinary gains, net$06
Net income$1,153,0003,716
Minority interest net income$072
Net income of bank and minority interests.$1,153,0003,718
Net charge-offs$-29,0004,764
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$68,000524
Net operating income$1,153,0003,721
2018-09-30 (YTD Data)Rank
Total interest income$6,081,0002,919
Total interest expense$494,0003,481
Net interest income$5,587,0002,792
Provision for loan and lease losses$248,0001,770
Total noninterest income$591,0003,193
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$68,0004,282
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,700
Total noninterest expense$4,698,0002,655
Salaries and employee benefits$2,971,0002,468
Premises and equipment expense$728,0002,097
Additional noninterest expense$999,0003,403
Pre-tax net operating income$1,232,0003,456
Securities gains (losses)$01,118
Applicable income taxes$323,0002,167
Income before extraordinary items$909,0003,717
Extraordinary gains, net$05
Net income$909,0003,716
Minority interest net income$066
Net income of bank and minority interests.$909,0003,716
Net charge-offs$-21,0004,677
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$51,000497
Net operating income$909,0003,718
2018-06-30 (YTD Data)Rank
Total interest income$3,856,0002,994
Total interest expense$312,0003,490
Net interest income$3,544,0002,896
Provision for loan and lease losses$128,0001,955
Total noninterest income$389,0003,231
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$41,0004,411
Trading account gains and feesNANA
Additional Noninterest Income$348,0002,711
Total noninterest expense$2,977,0002,766
Salaries and employee benefits$1,902,0002,558
Premises and equipment expense$456,0002,211
Additional noninterest expense$619,0003,548
Pre-tax net operating income$828,0003,427
Securities gains (losses)$0961
Applicable income taxes$217,0002,147
Income before extraordinary items$611,0003,704
Extraordinary gains, net$06
Net income$611,0003,702
Minority interest net income$065
Net income of bank and minority interests.$611,0003,703
Net charge-offs$-14,0004,630
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$33,000483
Net operating income$611,0003,703
2018-03-31 (YTD Data)Rank
Total interest income$1,842,0003,080
Total interest expense$153,0003,484
Net interest income$1,689,0002,988
Provision for loan and lease losses$38,0002,291
Total noninterest income$133,0003,748
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$115,0003,159
Total noninterest expense$1,394,0002,909
Salaries and employee benefits$884,0002,701
Premises and equipment expense$200,0002,449
Additional noninterest expense$310,0003,588
Pre-tax net operating income$390,0003,477
Securities gains (losses)$0735
Applicable income taxes$102,0002,163
Income before extraordinary items$288,0003,731
Extraordinary gains, net$07
Net income$288,0003,731
Minority interest net income$052
Net income of bank and minority interests.$288,0003,731
Net charge-offs$-7,0004,604
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$17,000448
Net operating income$288,0003,741
2017-12-31 (YTD Data)Rank
Total interest income$6,543,0003,242
Total interest expense$520,0003,611
Net interest income$6,023,0003,170
Provision for loan and lease losses$118,0002,930
Total noninterest income$227,0004,767
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$64,0004,792
Trading account gains and feesNANA
Additional Noninterest Income$163,0004,405
Total noninterest expense$4,817,0003,164
Salaries and employee benefits$2,977,0003,000
Premises and equipment expense$783,0002,488
Additional noninterest expense$1,057,0003,931
Pre-tax net operating income$1,315,0003,719
Securities gains (losses)$-1,0004,786
Applicable income taxes$1,586,0001,490
Income before extraordinary items$-272,0005,477
Extraordinary gains, net$09
Net income$-272,0005,477
Minority interest net income$076
Net income of bank and minority interests.$-272,0005,477
Net charge-offs$-27,0005,006
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$701,000252
Net operating income$-271,3605,477
2017-09-30 (YTD Data)Rank
Total interest income$4,769,0003,322
Total interest expense$377,0003,675
Net interest income$4,392,0003,246
Provision for loan and lease losses$85,0002,864
Total noninterest income$166,0004,838
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$45,0004,892
Trading account gains and feesNANA
Additional Noninterest Income$121,0004,471
Total noninterest expense$3,440,0003,289
Salaries and employee benefits$2,077,0003,158
Premises and equipment expense$600,0002,473
Additional noninterest expense$763,0003,996
Pre-tax net operating income$1,033,0003,726
Securities gains (losses)$-1,0005,136
Applicable income taxes$403,0002,249
Income before extraordinary items$629,0004,134
Extraordinary gains, net$09
Net income$629,0004,133
Minority interest net income$071
Net income of bank and minority interests.$629,0004,134
Net charge-offs$-21,0004,937
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$380,000276
Net operating income$629,6404,117
2017-06-30 (YTD Data)Rank
Total interest income$3,066,0003,377
Total interest expense$249,0003,671
Net interest income$2,817,0003,323
Provision for loan and lease losses$45,0002,934
Total noninterest income$108,0004,856
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$26,0005,023
Trading account gains and feesNANA
Additional Noninterest Income$82,0004,478
Total noninterest expense$2,246,0003,350
Salaries and employee benefits$1,329,0003,240
Premises and equipment expense$408,0002,444
Additional noninterest expense$509,0004,017
Pre-tax net operating income$634,0003,813
Securities gains (losses)$-1,0005,255
Applicable income taxes$248,0002,308
Income before extraordinary items$385,0004,213
Extraordinary gains, net$011
Net income$385,0004,212
Minority interest net income$071
Net income of bank and minority interests.$385,0004,213
Net charge-offs$-15,0004,915
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$33,000485
Net operating income$385,6404,190
2017-03-31 (YTD Data)Rank
Total interest income$1,471,0003,476
Total interest expense$124,0003,668
Net interest income$1,347,0003,420
Provision for loan and lease losses$23,0002,728
Total noninterest income$62,0004,794
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$9,0005,277
Trading account gains and feesNANA
Additional Noninterest Income$53,0004,232
Total noninterest expense$1,109,0003,404
Salaries and employee benefits$647,0003,328
Premises and equipment expense$198,0002,529
Additional noninterest expense$264,0003,975
Pre-tax net operating income$277,0003,948
Securities gains (losses)$01,153
Applicable income taxes$109,0002,375
Income before extraordinary items$168,0004,365
Extraordinary gains, net$08
Net income$168,0004,365
Minority interest net income$055
Net income of bank and minority interests.$168,0004,365
Net charge-offs$-6,0004,769
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$17,000453
Net operating income$168,0004,354
2016-12-31 (YTD Data)Rank
Total interest income$5,297,0003,691
Total interest expense$487,0003,692
Net interest income$4,810,0003,654
Provision for loan and lease losses$80,0003,303
Total noninterest income$324,0004,592
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$35,0005,375
Trading account gains and fees$0170
Additional Noninterest Income$289,0003,969
Total noninterest expense$4,148,0003,572
Salaries and employee benefits$2,417,0003,464
Premises and equipment expense$739,0002,625
Additional noninterest expense$992,0004,163
Pre-tax net operating income$906,0004,187
Securities gains (losses)$44,0001,919
Applicable income taxes$379,0002,488
Income before extraordinary items$571,0004,595
Extraordinary gains, net$05
Net income$571,0004,594
Minority interest net income$082
Net income of bank and minority interests.$571,0004,594
Net charge-offs$-27,0005,192
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,372,000173
Net operating income$542,8404,599
2016-09-30 (YTD Data)Rank
Total interest income$3,919,0003,740
Total interest expense$374,0003,670
Net interest income$3,545,0003,707
Provision for loan and lease losses$04,186
Total noninterest income$183,0004,915
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$25,0005,455
Trading account gains and fees$0169
Additional Noninterest Income$158,0004,347
Total noninterest expense$3,088,0003,600
Salaries and employee benefits$1,766,0003,516
Premises and equipment expense$559,0002,624
Additional noninterest expense$763,0004,153
Pre-tax net operating income$640,0004,348
Securities gains (losses)$44,0001,850
Applicable income taxes$273,0002,567
Income before extraordinary items$411,0004,720
Extraordinary gains, net$05
Net income$411,0004,720
Minority interest net income$071
Net income of bank and minority interests.$411,0004,720
Net charge-offs$-21,0005,114
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$849,000166
Net operating income$382,8404,730
2016-06-30 (YTD Data)Rank
Total interest income$2,575,0003,783
Total interest expense$252,0003,671
Net interest income$2,323,0003,761
Provision for loan and lease losses$04,017
Total noninterest income$131,0004,882
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$15,0005,562
Trading account gains and fees$0157
Additional Noninterest Income$116,0004,279
Total noninterest expense$2,056,0003,630
Salaries and employee benefits$1,166,0003,560
Premises and equipment expense$374,0002,639
Additional noninterest expense$516,0004,168
Pre-tax net operating income$398,0004,445
Securities gains (losses)$38,0001,613
Applicable income taxes$173,0002,605
Income before extraordinary items$263,0004,765
Extraordinary gains, net$016
Net income$263,0004,766
Minority interest net income$071
Net income of bank and minority interests.$263,0004,766
Net charge-offs$-12,0005,029
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$824,000133
Net operating income$238,6804,811
2016-03-31 (YTD Data)Rank
Total interest income$1,263,0003,838
Total interest expense$127,0003,681
Net interest income$1,136,0003,814
Provision for loan and lease losses$03,656
Total noninterest income$80,0004,654
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$6,0005,671
Trading account gains and fees$0142
Additional Noninterest Income$74,0003,959
Total noninterest expense$1,025,0003,658
Salaries and employee benefits$581,0003,593
Premises and equipment expense$190,0002,636
Additional noninterest expense$254,0004,227
Pre-tax net operating income$191,0004,491
Securities gains (losses)$13,0001,414
Applicable income taxes$78,0002,663
Income before extraordinary items$126,0004,788
Extraordinary gains, net$012
Net income$126,0004,787
Minority interest net income$062
Net income of bank and minority interests.$126,0004,788
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$117,6804,808
2015-12-31 (YTD Data)Rank
Total interest income$4,694,0003,984
Total interest expense$510,0003,689
Net interest income$4,184,0003,982
Provision for loan and lease losses$04,380
Total noninterest income$309,0004,769
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$33,0005,655
Trading account gains and fees$0159
Additional Noninterest Income$276,0004,080
Total noninterest expense$3,854,0003,796
Salaries and employee benefits$2,188,0003,710
Premises and equipment expense$720,0002,766
Additional noninterest expense$946,0004,399
Pre-tax net operating income$639,0004,671
Securities gains (losses)$34,0001,912
Applicable income taxes$255,0002,780
Income before extraordinary items$418,0004,978
Extraordinary gains, net$023
Net income$418,0004,980
Minority interest net income$081
Net income of bank and minority interests.$418,0004,980
Net charge-offs$-42,0005,517
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$739,000261
Net operating income$396,2404,988
2015-09-30 (YTD Data)Rank
Total interest income$3,430,0004,085
Total interest expense$383,0003,737
Net interest income$3,047,0004,085
Provision for loan and lease losses$04,232
Total noninterest income$264,0004,667
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$32,0005,591
Trading account gains and fees$0153
Additional Noninterest Income$232,0003,970
Total noninterest expense$2,871,0003,829
Salaries and employee benefits$1,638,0003,734
Premises and equipment expense$535,0002,836
Additional noninterest expense$698,0004,451
Pre-tax net operating income$440,0004,886
Securities gains (losses)$34,0001,718
Applicable income taxes$180,0002,899
Income before extraordinary items$294,0005,132
Extraordinary gains, net$021
Net income$294,0005,137
Minority interest net income$078
Net income of bank and minority interests.$294,0005,139
Net charge-offs$-18,0005,319
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$44,000550
Net operating income$272,2405,151
2015-06-30 (YTD Data)Rank
Total interest income$2,235,0004,160
Total interest expense$249,0003,808
Net interest income$1,986,0004,151
Provision for loan and lease losses$04,069
Total noninterest income$138,0004,956
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$24,0005,536
Trading account gains and fees$0157
Additional Noninterest Income$114,0004,377
Total noninterest expense$1,933,0003,846
Salaries and employee benefits$1,092,0003,765
Premises and equipment expense$360,0002,821
Additional noninterest expense$481,0004,423
Pre-tax net operating income$191,0005,270
Securities gains (losses)$34,0001,433
Applicable income taxes$86,0003,123
Income before extraordinary items$139,0005,427
Extraordinary gains, net$022
Net income$139,0005,426
Minority interest net income$075
Net income of bank and minority interests.$139,0005,429
Net charge-offs$-5,0005,028
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$117,2405,467
2015-03-31 (YTD Data)Rank
Total interest income$1,091,0004,218
Total interest expense$121,0003,910
Net interest income$970,0004,212
Provision for loan and lease losses$03,703
Total noninterest income$46,0005,390
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$14,0005,415
Trading account gains and fees$0152
Additional Noninterest Income$32,0004,996
Total noninterest expense$933,0003,947
Salaries and employee benefits$532,0003,857
Premises and equipment expense$177,0002,877
Additional noninterest expense$224,0004,581
Pre-tax net operating income$83,0005,343
Securities gains (losses)$19,0001,251
Applicable income taxes$39,0003,167
Income before extraordinary items$63,0005,486
Extraordinary gains, net$013
Net income$63,0005,487
Minority interest net income$064
Net income of bank and minority interests.$63,0005,487
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$50,8405,550
2014-12-31 (YTD Data)Rank
Total interest income$3,967,0004,492
Total interest expense$426,0004,330
Net interest income$3,541,0004,446
Provision for loan and lease losses$205,0002,435
Total noninterest income$572,0004,072
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$52,0005,681
Trading account gains and fees$0180
Additional Noninterest Income$520,0003,229
Total noninterest expense$3,333,0004,257
Salaries and employee benefits$1,870,0004,129
Premises and equipment expense$724,0002,861
Additional noninterest expense$739,0005,065
Pre-tax net operating income$575,0004,898
Securities gains (losses)$03,259
Applicable income taxes$219,0002,884
Income before extraordinary items$356,0005,268
Extraordinary gains, net$017
Net income$356,0005,267
Minority interest net income$084
Net income of bank and minority interests.$356,0005,268
Net charge-offs$194,0002,499
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$3,000838
Net operating income$356,0005,214
2014-09-30 (YTD Data)Rank
Total interest income$2,903,0004,580
Total interest expense$305,0004,482
Net interest income$2,598,0004,542
Provision for loan and lease losses$175,0002,247
Total noninterest income$478,0003,929
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$40,0005,730
Trading account gains and fees$0174
Additional Noninterest Income$438,0003,090
Total noninterest expense$2,417,0004,339
Salaries and employee benefits$1,356,0004,220
Premises and equipment expense$543,0002,874
Additional noninterest expense$518,0005,207
Pre-tax net operating income$484,0004,836
Securities gains (losses)$02,980
Applicable income taxes$184,0002,873
Income before extraordinary items$300,0005,232
Extraordinary gains, net$015
Net income$300,0005,232
Minority interest net income$081
Net income of bank and minority interests.$300,0005,234
Net charge-offs$197,0002,007
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$2,000798
Net operating income$300,0005,190
2014-06-30 (YTD Data)Rank
Total interest income$1,876,0004,668
Total interest expense$206,0004,500
Net interest income$1,670,0004,629
Provision for loan and lease losses$175,0001,769
Total noninterest income$430,0003,383
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$27,0005,731
Trading account gains and fees$0172
Additional Noninterest Income$403,0002,616
Total noninterest expense$1,530,0004,494
Salaries and employee benefits$871,0004,339
Premises and equipment expense$364,0002,890
Additional noninterest expense$295,0005,487
Pre-tax net operating income$395,0004,553
Securities gains (losses)$02,580
Applicable income taxes$150,0002,690
Income before extraordinary items$245,0005,001
Extraordinary gains, net$020
Net income$245,0005,003
Minority interest net income$080
Net income of bank and minority interests.$245,0005,004
Net charge-offs$200,0001,583
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$2,000760
Net operating income$245,0004,948
2014-03-31 (YTD Data)Rank
Total interest income$913,0004,774
Total interest expense$101,0004,607
Net interest income$812,0004,735
Provision for loan and lease losses$175,0001,088
Total noninterest income$252,0003,058
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$12,0005,863
Trading account gains and fees$0147
Additional Noninterest Income$240,0002,300
Total noninterest expense$693,0004,760
Salaries and employee benefits$435,0004,386
Premises and equipment expense$178,0002,986
Additional noninterest expense$80,0006,261
Pre-tax net operating income$196,0004,503
Securities gains (losses)$01,715
Applicable income taxes$74,0002,630
Income before extraordinary items$122,0004,930
Extraordinary gains, net$016
Net income$122,0004,933
Minority interest net income$066
Net income of bank and minority interests.$122,0004,932
Net charge-offs$202,000945
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$122,0004,884
2013-12-31 (YTD Data)Rank
Total interest income$3,195,0005,112
Total interest expense$355,0005,130
Net interest income$2,840,0005,047
Provision for loan and lease losses$1,469,000808
Total noninterest income$-205,0006,733
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$50,0005,970
Trading account gains and fees$0184
Additional Noninterest Income$-255,0006,697
Total noninterest expense$3,729,0004,091
Salaries and employee benefits$1,908,0004,177
Premises and equipment expense$683,0003,016
Additional noninterest expense$1,138,0004,312
Pre-tax net operating income$-2,563,0006,697
Securities gains (losses)$-23,0006,351
Applicable income taxes$-971,0006,688
Income before extraordinary items$-1,615,0006,649
Extraordinary gains, net$029
Net income$-1,615,0006,649
Minority interest net income$090
Net income of bank and minority interests.$-1,615,0006,649
Net charge-offs$625,0001,762
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$5,601,00076
Net operating income$-1,600,2806,640
2013-09-30 (YTD Data)Rank
Total interest income$2,342,0005,208
Total interest expense$257,0005,272
Net interest income$2,085,0005,143
Provision for loan and lease losses$1,469,000657
Total noninterest income$-251,0006,836
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$38,0006,030
Trading account gains and fees$0180
Additional Noninterest Income$-289,0006,811
Total noninterest expense$2,883,0004,034
Salaries and employee benefits$1,458,0004,145
Premises and equipment expense$510,0003,062
Additional noninterest expense$915,0004,162
Pre-tax net operating income$-2,518,0006,815
Securities gains (losses)$-3,0006,385
Applicable income taxes$-947,0006,829
Income before extraordinary items$-1,574,0006,767
Extraordinary gains, net$025
Net income$-1,574,0006,768
Minority interest net income$084
Net income of bank and minority interests.$-1,574,0006,768
Net charge-offs$637,0001,372
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$5,600,00054
Net operating income$-1,572,0806,761
2013-06-30 (YTD Data)Rank
Total interest income$1,523,0005,282
Total interest expense$175,0005,300
Net interest income$1,348,0005,207
Provision for loan and lease losses$108,0002,864
Total noninterest income$73,0006,015
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$25,0006,057
Trading account gains and fees$0157
Additional Noninterest Income$48,0005,534
Total noninterest expense$1,593,0004,510
Salaries and employee benefits$823,0004,573
Premises and equipment expense$335,0003,099
Additional noninterest expense$435,0004,931
Pre-tax net operating income$-280,0006,601
Securities gains (losses)$02,791
Applicable income taxes$-104,0006,771
Income before extraordinary items$-176,0006,586
Extraordinary gains, net$022
Net income$-176,0006,588
Minority interest net income$082
Net income of bank and minority interests.$-176,0006,588
Net charge-offs$45,0003,434
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$5,600,00037
Net operating income$-176,0006,552
2013-03-31 (YTD Data)Rank
Total interest income$731,0005,391
Total interest expense$90,0005,334
Net interest income$641,0005,333
Provision for loan and lease losses$45,0002,886
Total noninterest income$31,0006,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$13,0006,030
Trading account gains and fees$0148
Additional Noninterest Income$18,0005,763
Total noninterest expense$772,0004,618
Salaries and employee benefits$398,0004,692
Premises and equipment expense$168,0003,127
Additional noninterest expense$206,0005,090
Pre-tax net operating income$-145,0006,668
Securities gains (losses)$01,966
Applicable income taxes$-54,0006,877
Income before extraordinary items$-91,0006,652
Extraordinary gains, net$010
Net income$-91,0006,653
Minority interest net income$076
Net income of bank and minority interests.$-91,0006,653
Net charge-offs$45,0002,488
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$5,600,00013
Net operating income$-91,0006,620
2012-12-31 (YTD Data)Rank
Total interest income$3,128,0005,401
Total interest expense$461,0005,267
Net interest income$2,667,0005,338
Provision for loan and lease losses$324,0003,273
Total noninterest income$157,0005,934
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$45,0006,301
Trading account gains and fees$0166
Additional Noninterest Income$112,0005,235
Total noninterest expense$2,868,0004,854
Salaries and employee benefits$1,354,0005,112
Premises and equipment expense$690,0003,061
Additional noninterest expense$824,0005,214
Pre-tax net operating income$-368,0006,446
Securities gains (losses)$569,000840
Applicable income taxes$78,0003,666
Income before extraordinary items$123,0005,995
Extraordinary gains, net$029
Net income$123,0005,991
Minority interest net income$093
Net income of bank and minority interests.$123,0005,994
Net charge-offs$467,0002,742
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$4,000955
Net operating income$-241,1606,401
2012-09-30 (YTD Data)Rank
Total interest income$2,366,0005,476
Total interest expense$365,0005,287
Net interest income$2,001,0005,425
Provision for loan and lease losses$108,0004,278
Total noninterest income$118,0006,008
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$33,0006,404
Trading account gains and fees$0157
Additional Noninterest Income$85,0005,296
Total noninterest expense$2,153,0004,882
Salaries and employee benefits$1,023,0005,108
Premises and equipment expense$517,0003,087
Additional noninterest expense$613,0005,280
Pre-tax net operating income$-142,0006,471
Securities gains (losses)$496,000753
Applicable income taxes$135,0003,157
Income before extraordinary items$219,0005,646
Extraordinary gains, net$020
Net income$219,0005,645
Minority interest net income$086
Net income of bank and minority interests.$219,0005,645
Net charge-offs$58,0004,416
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$4,000909
Net operating income$-98,4406,439
2012-06-30 (YTD Data)Rank
Total interest income$1,590,0005,503
Total interest expense$254,0005,313
Net interest income$1,336,0005,451
Provision for loan and lease losses$104,0003,804
Total noninterest income$75,0006,083
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$21,0006,482
Trading account gains and fees$54,000118
Additional Noninterest Income$06,727
Total noninterest expense$1,443,0004,900
Salaries and employee benefits$689,0005,120
Premises and equipment expense$342,0003,111
Additional noninterest expense$412,0005,293
Pre-tax net operating income$-136,0006,569
Securities gains (losses)$340,000775
Applicable income taxes$78,0003,254
Income before extraordinary items$126,0005,780
Extraordinary gains, net$019
Net income$126,0005,779
Minority interest net income$084
Net income of bank and minority interests.$126,0005,779
Net charge-offs$58,0003,900
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$3,000880
Net operating income$-91,6006,532
2012-03-31 (YTD Data)Rank
Total interest income$854,0005,403
Total interest expense$132,0005,346
Net interest income$722,0005,329
Provision for loan and lease losses$21,0004,455
Total noninterest income$37,0006,160
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$10,0006,521
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,460
Total noninterest expense$713,0004,953
Salaries and employee benefits$330,0005,273
Premises and equipment expense$172,0003,125
Additional noninterest expense$211,0005,238
Pre-tax net operating income$25,0006,171
Securities gains (losses)$11,0001,753
Applicable income taxes$14,0003,852
Income before extraordinary items$22,0006,302
Extraordinary gains, net$019
Net income$22,0006,301
Minority interest net income$078
Net income of bank and minority interests.$22,0006,302
Net charge-offs$34,0003,328
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$2,000805
Net operating income$14,9606,263
2011-12-31 (YTD Data)Rank
Total interest income$3,483,0005,465
Total interest expense$661,0005,323
Net interest income$2,822,0005,401
Provision for loan and lease losses$1,453,0001,936
Total noninterest income$148,0006,061
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$46,0006,393
Trading account gains and fees$0146
Additional Noninterest Income$102,0005,289
Total noninterest expense$2,828,0005,033
Salaries and employee benefits$1,283,0005,368
Premises and equipment expense$707,0003,188
Additional noninterest expense$838,0005,318
Pre-tax net operating income$-1,311,0006,664
Securities gains (losses)$531,000763
Applicable income taxes$-288,0006,975
Income before extraordinary items$-492,0006,473
Extraordinary gains, net$029
Net income$-492,0006,475
Minority interest net income$096
Net income of bank and minority interests.$-492,0006,474
Net charge-offs$1,457,0001,918
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$11,0001,002
Net operating income$-831,8406,569
2011-09-30 (YTD Data)Rank
Total interest income$2,680,0005,455
Total interest expense$511,0005,374
Net interest income$2,169,0005,388
Provision for loan and lease losses$1,177,0001,772
Total noninterest income$103,0006,246
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$35,0006,419
Trading account gains and fees$0145
Additional Noninterest Income$68,0005,506
Total noninterest expense$2,138,0005,027
Salaries and employee benefits$968,0005,362
Premises and equipment expense$533,0003,201
Additional noninterest expense$637,0005,301
Pre-tax net operating income$-1,043,0006,803
Securities gains (losses)$483,000666
Applicable income taxes$-207,0007,093
Income before extraordinary items$-353,0006,611
Extraordinary gains, net$021
Net income$-353,0006,613
Minority interest net income$087
Net income of bank and minority interests.$-353,0006,613
Net charge-offs$1,014,0001,874
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$9,000940
Net operating income$-662,1206,712
2011-06-30 (YTD Data)Rank
Total interest income$1,770,0005,526
Total interest expense$350,0005,431
Net interest income$1,420,0005,447
Provision for loan and lease losses$1,177,0001,362
Total noninterest income$53,0006,517
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$23,0006,439
Trading account gains and fees$0153
Additional Noninterest Income$30,0005,950
Total noninterest expense$1,437,0005,054
Salaries and employee benefits$643,0005,419
Premises and equipment expense$351,0003,252
Additional noninterest expense$443,0005,292
Pre-tax net operating income$-1,141,0007,021
Securities gains (losses)$267,000594
Applicable income taxes$-326,0007,278
Income before extraordinary items$-548,0006,866
Extraordinary gains, net$015
Net income$-548,0006,865
Minority interest net income$089
Net income of bank and minority interests.$-548,0006,866
Net charge-offs$986,0001,488
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$6,000884
Net operating income$-718,8806,924
2011-03-31 (YTD Data)Rank
Total interest income$863,0005,610
Total interest expense$181,0005,454
Net interest income$682,0005,537
Provision for loan and lease losses$1,177,000765
Total noninterest income$30,0006,494
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$11,0006,455
Trading account gains and fees$0158
Additional Noninterest Income$19,0005,847
Total noninterest expense$727,0005,056
Salaries and employee benefits$328,0005,397
Premises and equipment expense$181,0003,225
Additional noninterest expense$218,0005,320
Pre-tax net operating income$-1,192,0007,308
Securities gains (losses)$33,000917
Applicable income taxes$-435,0007,459
Income before extraordinary items$-724,0007,223
Extraordinary gains, net$09
Net income$-724,0007,223
Minority interest net income$086
Net income of bank and minority interests.$-724,0007,224
Net charge-offs$1,091,000806
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$3,000835
Net operating income$-745,1207,222
2010-12-31 (YTD Data)Rank
Total interest income$3,616,0005,642
Total interest expense$990,0005,248
Net interest income$2,626,0005,661
Provision for loan and lease losses$1,157,0002,836
Total noninterest income$80,0006,841
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$53,0006,186
Trading account gains and fees$0175
Additional Noninterest Income$27,0006,479
Total noninterest expense$3,206,0004,824
Salaries and employee benefits$1,487,0005,078
Premises and equipment expense$730,0003,188
Additional noninterest expense$989,0005,116
Pre-tax net operating income$-1,657,0006,686
Securities gains (losses)$516,000870
Applicable income taxes$-408,0007,117
Income before extraordinary items$-733,0006,478
Extraordinary gains, net$029
Net income$-733,0006,479
Minority interest net income$0111
Net income of bank and minority interests.$-733,0006,479
Net charge-offs$1,363,0002,282
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$599,000433
Net operating income$-1,063,2406,579
2010-09-30 (YTD Data)Rank
Total interest income$2,770,0005,702
Total interest expense$771,0005,318
Net interest income$1,999,0005,699
Provision for loan and lease losses$1,151,0002,314
Total noninterest income$58,0006,998
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$40,0006,264
Trading account gains and fees$0165
Additional Noninterest Income$18,0006,717
Total noninterest expense$2,384,0004,867
Salaries and employee benefits$1,115,0005,122
Premises and equipment expense$547,0003,238
Additional noninterest expense$722,0005,187
Pre-tax net operating income$-1,478,0006,949
Securities gains (losses)$516,000717
Applicable income taxes$-347,0007,302
Income before extraordinary items$-615,0006,733
Extraordinary gains, net$023
Net income$-615,0006,734
Minority interest net income$0110
Net income of bank and minority interests.$-615,0006,734
Net charge-offs$1,363,0001,867
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$573,000356
Net operating income$-945,2406,831
2010-06-30 (YTD Data)Rank
Total interest income$1,864,0005,719
Total interest expense$542,0005,288
Net interest income$1,322,0005,734
Provision for loan and lease losses$191,0004,292
Total noninterest income$35,0007,110
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$27,0006,278
Trading account gains and fees$0152
Additional Noninterest Income$8,0006,923
Total noninterest expense$1,601,0004,863
Salaries and employee benefits$755,0005,090
Premises and equipment expense$363,0003,269
Additional noninterest expense$483,0005,184
Pre-tax net operating income$-435,0006,702
Securities gains (losses)$297,000716
Applicable income taxes$-43,0007,057
Income before extraordinary items$-95,0006,408
Extraordinary gains, net$019
Net income$-95,0006,410
Minority interest net income$0105
Net income of bank and minority interests.$-95,0006,408
Net charge-offs$-25,0007,619
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$549,000261
Net operating income$-299,9306,643
2010-03-31 (YTD Data)Rank
Total interest income$921,0005,807
Total interest expense$282,0005,340
Net interest income$639,0005,857
Provision for loan and lease losses$15,0005,865
Total noninterest income$19,0007,139
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$4,0007,081
Total noninterest expense$794,0004,956
Salaries and employee benefits$385,0005,104
Premises and equipment expense$178,0003,414
Additional noninterest expense$231,0005,330
Pre-tax net operating income$-151,0006,759
Securities gains (losses)$02,284
Applicable income taxes$-50,0007,319
Income before extraordinary items$-101,0006,756
Extraordinary gains, net$016
Net income$-101,0006,757
Minority interest net income$091
Net income of bank and minority interests.$-101,0006,756
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$-101,0006,697
2009-12-31 (YTD Data)Rank
Total interest income$3,498,0006,019
Total interest expense$1,365,0005,370
Net interest income$2,133,0006,224
Provision for loan and lease losses$2,465,0002,202
Total noninterest income$51,0007,395
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$36,0006,705
Trading account gains and fees$0211
Additional Noninterest Income$15,0007,069
Total noninterest expense$3,147,0005,035
Salaries and employee benefits$1,646,0004,920
Premises and equipment expense$554,0004,115
Additional noninterest expense$947,0005,384
Pre-tax net operating income$-3,428,0006,973
Securities gains (losses)$156,0001,759
Applicable income taxes$-1,199,0007,347
Income before extraordinary items$-2,073,0006,781
Extraordinary gains, net$034
Net income$-2,073,0006,778
Minority interest net income$0115
Net income of bank and minority interests.$-2,073,0006,779
Net charge-offs$2,364,0001,850
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$583,000515
Net operating income$-2,172,8406,794
2009-09-30 (YTD Data)Rank
Total interest income$2,548,0006,154
Total interest expense$1,026,0005,498
Net interest income$1,522,0006,343
Provision for loan and lease losses$1,965,0001,933
Total noninterest income$30,0007,606
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$23,0006,813
Trading account gains and fees$0212
Additional Noninterest Income$7,0007,377
Total noninterest expense$2,334,0005,079
Salaries and employee benefits$1,258,0004,894
Premises and equipment expense$380,0004,385
Additional noninterest expense$696,0005,425
Pre-tax net operating income$-2,747,0007,230
Securities gains (losses)$159,0001,463
Applicable income taxes$-948,0007,545
Income before extraordinary items$-1,640,0007,044
Extraordinary gains, net$027
Net income$-1,640,0007,043
Minority interest net income$0118
Net income of bank and minority interests.$-1,640,0007,044
Net charge-offs$1,803,0001,600
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$97,000756
Net operating income$-1,741,7607,079
2009-06-30 (YTD Data)Rank
Total interest income$1,589,0006,356
Total interest expense$675,0005,655
Net interest income$914,0006,595
Provision for loan and lease losses$1,507,0001,641
Total noninterest income$16,0007,737
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$13,0006,932
Trading account gains and fees$0193
Additional Noninterest Income$3,0007,580
Total noninterest expense$1,475,0005,293
Salaries and employee benefits$817,0005,037
Premises and equipment expense$212,0004,915
Additional noninterest expense$446,0005,552
Pre-tax net operating income$-2,052,0007,393
Securities gains (losses)$03,136
Applicable income taxes$-755,0007,686
Income before extraordinary items$-1,297,0007,271
Extraordinary gains, net$021
Net income$-1,297,0007,271
Minority interest net income$0112
Net income of bank and minority interests.$-1,297,0007,270
Net charge-offs$1,662,0001,262
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$65,000730
Net operating income$-1,297,0007,265
2009-03-31 (YTD Data)Rank
Total interest income$751,0006,508
Total interest expense$333,0005,796
Net interest income$418,0006,797
Provision for loan and lease losses$689,0001,487
Total noninterest income$7,0007,847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$5,0007,012
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$683,0005,453
Salaries and employee benefits$394,0005,197
Premises and equipment expense$106,0004,952
Additional noninterest expense$183,0005,818
Pre-tax net operating income$-947,0007,618
Securities gains (losses)$02,434
Applicable income taxes$-313,0007,802
Income before extraordinary items$-634,0007,548
Extraordinary gains, net$015
Net income$-634,0007,549
Minority interest net income$0102
Net income of bank and minority interests.$-634,0007,549
Net charge-offs$478,0001,396
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$31,000634
Net operating income$-634,0007,530
2008-12-31 (YTD Data)Rank
Total interest income$2,906,0006,687
Total interest expense$1,110,0006,599
Net interest income$1,796,0006,651
Provision for loan and lease losses$2,681,0001,501
Total noninterest income$45,0007,771
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$37,0006,815
Trading account gains and fees$0154
Additional Noninterest Income$8,0007,741
Total noninterest expense$2,630,0005,509
Salaries and employee benefits$1,506,0005,327
Premises and equipment expense$423,0004,937
Additional noninterest expense$701,0005,806
Pre-tax net operating income$-3,470,0007,669
Securities gains (losses)$03,220
Applicable income taxes$-1,267,0007,788
Income before extraordinary items$-2,203,0007,437
Extraordinary gains, net$039
Net income$-2,203,0007,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,262,0001,197
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$139,000878
Net operating income$-2,203,0007,525
2008-09-30 (YTD Data)Rank
Total interest income$2,215,0006,718
Total interest expense$826,0006,730
Net interest income$1,389,0006,643
Provision for loan and lease losses$1,182,0001,673
Total noninterest income$35,0007,892
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,0007,312
Trading account gains and fees$0148
Additional Noninterest Income$32,0007,052
Total noninterest expense$1,984,0005,481
Salaries and employee benefits$1,159,0005,274
Premises and equipment expense$317,0004,961
Additional noninterest expense$508,0005,864
Pre-tax net operating income$-1,742,0007,802
Securities gains (losses)$03,106
Applicable income taxes$-632,0007,937
Income before extraordinary items$-1,110,0007,560
Extraordinary gains, net$031
Net income$-1,110,0007,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$90,000811
Net operating income$-1,110,0007,672
2008-06-30 (YTD Data)Rank
Total interest income$1,448,0006,826
Total interest expense$538,0006,896
Net interest income$910,0006,698
Provision for loan and lease losses$925,0001,276
Total noninterest income$28,0007,902
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,0007,352
Trading account gains and fees$0149
Additional Noninterest Income$26,0006,950
Total noninterest expense$1,342,0005,471
Salaries and employee benefits$803,0005,201
Premises and equipment expense$211,0004,986
Additional noninterest expense$328,0005,935
Pre-tax net operating income$-1,329,0008,037
Securities gains (losses)$03,233
Applicable income taxes$-485,0008,173
Income before extraordinary items$-844,0007,924
Extraordinary gains, net$021
Net income$-844,0007,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$60,000718
Net operating income$-844,0007,904
2008-03-31 (YTD Data)Rank
Total interest income$720,0006,917
Total interest expense$249,0007,147
Net interest income$471,0006,638
Provision for loan and lease losses$241,0001,631
Total noninterest income$19,0007,748
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$18,0006,579
Total noninterest expense$662,0005,521
Salaries and employee benefits$400,0005,229
Premises and equipment expense$106,0004,999
Additional noninterest expense$156,0006,079
Pre-tax net operating income$-413,0008,013
Securities gains (losses)$02,688
Applicable income taxes$-148,0008,210
Income before extraordinary items$-265,0007,939
Extraordinary gains, net$015
Net income$-265,0007,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$29,000608
Net operating income$-265,0007,911
2007-12-31 (YTD Data)Rank
Total interest income$2,440,0007,260
Total interest expense$958,0007,235
Net interest income$1,482,0007,129
Provision for loan and lease losses$323,0003,060
Total noninterest income$38,0008,126
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,0007,438
Trading account gains and fees$0178
Additional Noninterest Income$36,0007,395
Total noninterest expense$2,112,0006,079
Salaries and employee benefits$1,314,0005,717
Premises and equipment expense$253,0006,225
Additional noninterest expense$545,0006,381
Pre-tax net operating income$-915,0008,016
Securities gains (losses)$02,146
Applicable income taxes$-313,0008,218
Income before extraordinary items$-602,0007,948
Extraordinary gains, net$039
Net income$-602,0007,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$119,000889
Net operating income$-602,0007,938
2007-09-30 (YTD Data)Rank
Total interest income$1,716,0007,383
Total interest expense$682,0007,335
Net interest income$1,034,0007,328
Provision for loan and lease losses$219,0002,870
Total noninterest income$31,0008,144
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,448
Trading account gains and fees$0184
Additional Noninterest Income$29,0007,362
Total noninterest expense$1,500,0006,210
Salaries and employee benefits$964,0005,755
Premises and equipment expense$175,0006,405
Additional noninterest expense$361,0006,654
Pre-tax net operating income$-654,0008,162
Securities gains (losses)$01,655
Applicable income taxes$-258,0008,349
Income before extraordinary items$-396,0008,070
Extraordinary gains, net$033
Net income$-396,0008,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$91,000779
Net operating income$-396,0008,054
2007-06-30 (YTD Data)Rank
Total interest income$1,031,0007,592
Total interest expense$406,0007,538
Net interest income$625,0007,545
Provision for loan and lease losses$158,0002,519
Total noninterest income$21,0008,196
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$20,0007,375
Total noninterest expense$1,002,0006,252
Salaries and employee benefits$636,0005,827
Premises and equipment expense$141,0005,973
Additional noninterest expense$225,0006,841
Pre-tax net operating income$-514,0008,311
Securities gains (losses)$01,444
Applicable income taxes$-209,0008,469
Income before extraordinary items$-305,0008,206
Extraordinary gains, net$029
Net income$-305,0008,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$62,000694
Net operating income$-305,0008,196
2007-03-31 (YTD Data)Rank
Total interest income$458,0007,796
Total interest expense$191,0007,654
Net interest income$267,0007,807
Provision for loan and lease losses$67,0002,635
Total noninterest income$10,0008,257
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$10,0007,401
Total noninterest expense$469,0006,440
Salaries and employee benefits$303,0006,016
Premises and equipment expense$69,0006,070
Additional noninterest expense$97,0007,149
Pre-tax net operating income$-259,0008,369
Securities gains (losses)$01,187
Applicable income taxes$-107,0008,516
Income before extraordinary items$-152,0008,265
Extraordinary gains, net$022
Net income$-152,0008,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$32,000574
Net operating income$-152,0008,256
2006-12-31 (YTD Data)Rank
Total interest income$484,0008,548
Total interest expense$88,0008,540
Net interest income$396,0008,498
Provision for loan and lease losses$32,0005,980
Total noninterest income$5,0008,537
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$5,0008,389
Total noninterest expense$1,177,0007,424
Salaries and employee benefits$727,0007,179
Premises and equipment expense$93,0007,880
Additional noninterest expense$357,0007,275
Pre-tax net operating income$-808,0008,371
Securities gains (losses)$01,687
Applicable income taxes$-276,0008,506
Income before extraordinary items$-532,0008,309
Extraordinary gains, net$051
Net income$-532,0008,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$15,118,000132
Net operating income$-532,0008,305

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.