Home > S&T Bank > Net charge- offs to loans

S&T Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1785%601
Percentage Net Loans Charged-off: Total real estate loans0.0233%592
Percentage Net Loans Charged-off:Construction & development0.1039%121
Percentage Net Loans Charged-off: Commercial real estate-0.0405%4,408
Percentage Net Loans Charged-off: Multi-family residential0.3222%24
Percentage Net Loans Charged-off: 1-4 family residential0.0120%533
Percentage Net Loans Charged-off: Home equity loans0.0513%133
All other 1-4 family - Percent of loans charged-off, net0.0012%706
Percentage Net Loans Charged-off: Commercial and industrial1.5423%201
Percentage Net Loans Charged-off: Loans to individuals0.3894%1,424
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.3979%1,281
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1742%497
Percentage Net Loans Charged-off: Total real estate loans-0.0237%4,281
Percentage Net Loans Charged-off:Construction & development-0.0006%4,212
Percentage Net Loans Charged-off: Commercial real estate-0.0537%4,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0062%524
Percentage Net Loans Charged-off: Home equity loans0.0152%164
All other 1-4 family - Percent of loans charged-off, net0.0036%522
Percentage Net Loans Charged-off: Commercial and industrial1.9410%146
Percentage Net Loans Charged-off: Loans to individuals0.3307%1,373
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.3419%1,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1614%485
Percentage Net Loans Charged-off: Total real estate loans-0.0378%4,411
Percentage Net Loans Charged-off:Construction & development-0.0009%4,289
Percentage Net Loans Charged-off: Commercial real estate-0.0801%4,537
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0030%481
Percentage Net Loans Charged-off: Home equity loans0.0118%137
All other 1-4 family - Percent of loans charged-off, net0.0004%478
Percentage Net Loans Charged-off: Commercial and industrial2.3475%150
Percentage Net Loans Charged-off: Loans to individuals0.2747%1,388
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.2897%1,326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2835%4,620
Percentage Net Loans Charged-off: Total real estate loans0.0010%494
Percentage Net Loans Charged-off:Construction & development-0.0018%4,416
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0089%293
Percentage Net Loans Charged-off: Home equity loans0.0421%60
All other 1-4 family - Percent of loans charged-off, net-0.0015%3,762
Percentage Net Loans Charged-off: Commercial and industrial1.1859%155
Percentage Net Loans Charged-off: Loans to individuals0.3040%1,238
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.3301%1,119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%1,357
Percentage Net Loans Charged-off: Total real estate loans0.0226%537
Percentage Net Loans Charged-off:Construction & development-0.0002%4,224
Percentage Net Loans Charged-off: Commercial real estate0.0305%329
Percentage Net Loans Charged-off: Multi-family residential-0.0073%4,652
Percentage Net Loans Charged-off: 1-4 family residential0.0261%432
Percentage Net Loans Charged-off: Home equity loans0.0463%123
All other 1-4 family - Percent of loans charged-off, net0.0185%473
Percentage Net Loans Charged-off: Commercial and industrial0.0150%1,264
Percentage Net Loans Charged-off: Loans to individuals0.5417%955
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.3608%1,182
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0320%1,201
Percentage Net Loans Charged-off: Total real estate loans0.0150%522
Percentage Net Loans Charged-off:Construction & development-0.0003%4,296
Percentage Net Loans Charged-off: Commercial real estate0.0224%263
Percentage Net Loans Charged-off: Multi-family residential-0.0226%4,713
Percentage Net Loans Charged-off: 1-4 family residential0.0198%402
Percentage Net Loans Charged-off: Home equity loans0.0279%124
All other 1-4 family - Percent of loans charged-off, net0.0167%409
Percentage Net Loans Charged-off: Commercial and industrial0.0058%1,074
Percentage Net Loans Charged-off: Loans to individuals0.6455%758
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.4010%1,012
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0278%1,165
Percentage Net Loans Charged-off: Total real estate loans0.0051%584
Percentage Net Loans Charged-off:Construction & development-0.0004%3,926
Percentage Net Loans Charged-off: Commercial real estate0.0039%264
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0107%423
Percentage Net Loans Charged-off: Home equity loans0.0059%125
All other 1-4 family - Percent of loans charged-off, net0.0126%395
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,164
Percentage Net Loans Charged-off: Loans to individuals0.9490%513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5627%746
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1167%4,497
Percentage Net Loans Charged-off: Total real estate loans0.0184%329
Percentage Net Loans Charged-off:Construction & development-0.0009%4,005
Percentage Net Loans Charged-off: Commercial real estate0.0267%147
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0165%286
Percentage Net Loans Charged-off: Home equity loans-0.0136%3,294
All other 1-4 family - Percent of loans charged-off, net0.0293%227
Percentage Net Loans Charged-off: Commercial and industrial-0.6830%4,475
Percentage Net Loans Charged-off: Loans to individuals0.2361%1,219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2398%1,131
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4873%169
Percentage Net Loans Charged-off: Total real estate loans0.2463%153
Percentage Net Loans Charged-off:Construction & development0.0086%199
Percentage Net Loans Charged-off: Commercial real estate0.4550%134
Percentage Net Loans Charged-off: Multi-family residential0.0035%88
Percentage Net Loans Charged-off: 1-4 family residential0.0284%566
Percentage Net Loans Charged-off: Home equity loans0.0368%173
All other 1-4 family - Percent of loans charged-off, net0.0248%594
Percentage Net Loans Charged-off: Commercial and industrial1.3379%155
Percentage Net Loans Charged-off: Loans to individuals0.2087%1,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2185%1,388
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3166%247
Percentage Net Loans Charged-off: Total real estate loans0.2907%119
Percentage Net Loans Charged-off:Construction & development0.0138%169
Percentage Net Loans Charged-off: Commercial real estate0.5395%99
Percentage Net Loans Charged-off: Multi-family residential0.0046%65
Percentage Net Loans Charged-off: 1-4 family residential0.0276%525
Percentage Net Loans Charged-off: Home equity loans0.0524%135
All other 1-4 family - Percent of loans charged-off, net0.0171%591
Percentage Net Loans Charged-off: Commercial and industrial0.4440%361
Percentage Net Loans Charged-off: Loans to individuals0.2349%1,271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2456%1,140
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3715%227
Percentage Net Loans Charged-off: Total real estate loans0.2913%125
Percentage Net Loans Charged-off:Construction & development-0.0012%4,026
Percentage Net Loans Charged-off: Commercial real estate0.5441%95
Percentage Net Loans Charged-off: Multi-family residential0.0069%49
Percentage Net Loans Charged-off: 1-4 family residential0.0358%440
Percentage Net Loans Charged-off: Home equity loans0.0702%114
All other 1-4 family - Percent of loans charged-off, net0.0216%521
Percentage Net Loans Charged-off: Commercial and industrial0.6815%221
Percentage Net Loans Charged-off: Loans to individuals0.2354%1,197
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2498%1,049
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3220%263
Percentage Net Loans Charged-off: Total real estate loans0.0770%324
Percentage Net Loans Charged-off:Construction & development-0.0008%4,128
Percentage Net Loans Charged-off: Commercial real estate0.1011%199
Percentage Net Loans Charged-off: Multi-family residential0.0140%23
Percentage Net Loans Charged-off: 1-4 family residential0.0838%241
Percentage Net Loans Charged-off: Home equity loans0.1274%69
All other 1-4 family - Percent of loans charged-off, net0.0666%257
Percentage Net Loans Charged-off: Commercial and industrial1.1411%124
Percentage Net Loans Charged-off: Loans to individuals0.1981%1,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2129%1,094
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4117%73
Percentage Net Loans Charged-off: Total real estate loans0.5325%116
Percentage Net Loans Charged-off:Construction & development0.0602%240
Percentage Net Loans Charged-off: Commercial real estate0.9713%118
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0572%733
Percentage Net Loans Charged-off: Home equity loans0.0973%213
All other 1-4 family - Percent of loans charged-off, net0.0436%824
Percentage Net Loans Charged-off: Commercial and industrial0.9120%426
Percentage Net Loans Charged-off: Loans to individuals1.1976%498
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2163%439
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6731%64
Percentage Net Loans Charged-off: Total real estate loans0.4399%122
Percentage Net Loans Charged-off:Construction & development-0.0067%4,156
Percentage Net Loans Charged-off: Commercial real estate0.8023%111
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0584%624
Percentage Net Loans Charged-off: Home equity loans0.1013%189
All other 1-4 family - Percent of loans charged-off, net0.0442%685
Percentage Net Loans Charged-off: Commercial and industrial1.1963%288
Percentage Net Loans Charged-off: Loans to individuals1.4724%380
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4908%327
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1648%58
Percentage Net Loans Charged-off: Total real estate loans0.2308%253
Percentage Net Loans Charged-off:Construction & development-0.0100%4,228
Percentage Net Loans Charged-off: Commercial real estate0.4217%170
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0247%827
Percentage Net Loans Charged-off: Home equity loans0.0615%201
All other 1-4 family - Percent of loans charged-off, net0.0129%906
Percentage Net Loans Charged-off: Commercial and industrial1.6911%222
Percentage Net Loans Charged-off: Loans to individuals1.8950%312
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9126%267
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6199%238
Percentage Net Loans Charged-off: Total real estate loans0.0391%625
Percentage Net Loans Charged-off:Construction & development-0.0020%4,224
Percentage Net Loans Charged-off: Commercial real estate0.0595%291
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0257%666
Percentage Net Loans Charged-off: Home equity loans0.1256%114
All other 1-4 family - Percent of loans charged-off, net-0.0058%4,041
Percentage Net Loans Charged-off: Commercial and industrial2.8612%135
Percentage Net Loans Charged-off: Loans to individuals1.0118%767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0320%673
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2181%936
Percentage Net Loans Charged-off: Total real estate loans0.1010%720
Percentage Net Loans Charged-off:Construction & development0.1323%204
Percentage Net Loans Charged-off: Commercial real estate0.1365%503
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0558%961
Percentage Net Loans Charged-off: Home equity loans0.0782%310
All other 1-4 family - Percent of loans charged-off, net0.0480%1,005
Percentage Net Loans Charged-off: Commercial and industrial0.6154%762
Percentage Net Loans Charged-off: Loans to individuals0.8337%983
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8447%887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2574%687
Percentage Net Loans Charged-off: Total real estate loans0.0881%661
Percentage Net Loans Charged-off:Construction & development-0.0019%4,209
Percentage Net Loans Charged-off: Commercial real estate0.1431%403
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0241%1,161
Percentage Net Loans Charged-off: Home equity loans0.0658%280
All other 1-4 family - Percent of loans charged-off, net0.0089%1,317
Percentage Net Loans Charged-off: Commercial and industrial0.8632%484
Percentage Net Loans Charged-off: Loans to individuals0.8963%868
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9001%783
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2467%687
Percentage Net Loans Charged-off: Total real estate loans0.0144%1,271
Percentage Net Loans Charged-off:Construction & development-0.0022%4,279
Percentage Net Loans Charged-off: Commercial real estate0.0320%519
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%4,360
Percentage Net Loans Charged-off: Home equity loans0.0859%204
All other 1-4 family - Percent of loans charged-off, net-0.0500%4,777
Percentage Net Loans Charged-off: Commercial and industrial1.1099%367
Percentage Net Loans Charged-off: Loans to individuals0.8749%845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8521%787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3524%442
Percentage Net Loans Charged-off: Total real estate loans-0.0098%4,421
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0194%4,860
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0047%946
Percentage Net Loans Charged-off: Home equity loans-0.0049%3,563
All other 1-4 family - Percent of loans charged-off, net0.0082%851
Percentage Net Loans Charged-off: Commercial and industrial1.7852%220
Percentage Net Loans Charged-off: Loans to individuals0.6469%1,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5776%1,078
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1788%1,075
Percentage Net Loans Charged-off: Total real estate loans0.0544%1,148
Percentage Net Loans Charged-off:Construction & development0.4735%127
Percentage Net Loans Charged-off: Commercial real estate0.0019%1,113
Percentage Net Loans Charged-off: Multi-family residential0.0042%114
Percentage Net Loans Charged-off: 1-4 family residential0.0658%1,055
Percentage Net Loans Charged-off: Home equity loans0.1253%276
All other 1-4 family - Percent of loans charged-off, net0.0403%1,292
Percentage Net Loans Charged-off: Commercial and industrial0.6372%691
Percentage Net Loans Charged-off: Loans to individuals0.8606%953
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9097%813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1873%893
Percentage Net Loans Charged-off: Total real estate loans-0.0066%4,197
Percentage Net Loans Charged-off:Construction & development-0.3302%4,850
Percentage Net Loans Charged-off: Commercial real estate0.0036%850
Percentage Net Loans Charged-off: Multi-family residential0.0056%94
Percentage Net Loans Charged-off: 1-4 family residential0.0592%982
Percentage Net Loans Charged-off: Home equity loans0.1229%248
All other 1-4 family - Percent of loans charged-off, net0.0311%1,212
Percentage Net Loans Charged-off: Commercial and industrial0.9299%458
Percentage Net Loans Charged-off: Loans to individuals0.8906%845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9343%734
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2669%599
Percentage Net Loans Charged-off: Total real estate loans-0.0328%4,821
Percentage Net Loans Charged-off:Construction & development-0.4746%4,927
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,477
Percentage Net Loans Charged-off: Multi-family residential0.0084%68
Percentage Net Loans Charged-off: 1-4 family residential0.0180%1,273
Percentage Net Loans Charged-off: Home equity loans-0.0066%3,589
All other 1-4 family - Percent of loans charged-off, net0.0289%1,081
Percentage Net Loans Charged-off: Commercial and industrial1.4610%279
Percentage Net Loans Charged-off: Loans to individuals1.0252%702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0701%595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0128%4,353
Percentage Net Loans Charged-off: Total real estate loans-0.1178%5,295
Percentage Net Loans Charged-off:Construction & development-1.2588%5,037
Percentage Net Loans Charged-off: Commercial real estate-0.0075%4,832
Percentage Net Loans Charged-off: Multi-family residential-0.0059%4,364
Percentage Net Loans Charged-off: 1-4 family residential-0.0261%4,824
Percentage Net Loans Charged-off: Home equity loans-0.1807%4,019
All other 1-4 family - Percent of loans charged-off, net0.0426%743
Percentage Net Loans Charged-off: Commercial and industrial0.2726%616
Percentage Net Loans Charged-off: Loans to individuals1.3364%586
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3841%498
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1783%1,401
Percentage Net Loans Charged-off: Total real estate loans0.1207%858
Percentage Net Loans Charged-off:Construction & development0.3947%195
Percentage Net Loans Charged-off: Commercial real estate0.0464%938
Percentage Net Loans Charged-off: Multi-family residential0.1126%114
Percentage Net Loans Charged-off: 1-4 family residential0.1621%728
Percentage Net Loans Charged-off: Home equity loans0.1525%336
All other 1-4 family - Percent of loans charged-off, net0.1662%713
Percentage Net Loans Charged-off: Commercial and industrial0.3846%1,137
Percentage Net Loans Charged-off: Loans to individuals0.5461%1,640
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7019%1,199
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2076%1,032
Percentage Net Loans Charged-off: Total real estate loans0.1447%609
Percentage Net Loans Charged-off:Construction & development0.3739%170
Percentage Net Loans Charged-off: Commercial real estate0.0740%628
Percentage Net Loans Charged-off: Multi-family residential0.1485%84
Percentage Net Loans Charged-off: 1-4 family residential0.1886%562
Percentage Net Loans Charged-off: Home equity loans0.1563%292
All other 1-4 family - Percent of loans charged-off, net0.2024%532
Percentage Net Loans Charged-off: Commercial and industrial0.4475%830
Percentage Net Loans Charged-off: Loans to individuals0.6548%1,272
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7475%1,024
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2614%784
Percentage Net Loans Charged-off: Total real estate loans0.1786%485
Percentage Net Loans Charged-off:Construction & development0.1220%206
Percentage Net Loans Charged-off: Commercial real estate0.1236%425
Percentage Net Loans Charged-off: Multi-family residential0.2341%54
Percentage Net Loans Charged-off: 1-4 family residential0.2821%372
Percentage Net Loans Charged-off: Home equity loans0.2370%198
All other 1-4 family - Percent of loans charged-off, net0.3012%362
Percentage Net Loans Charged-off: Commercial and industrial0.6006%602
Percentage Net Loans Charged-off: Loans to individuals0.6462%1,235
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7393%984
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1506%1,056
Percentage Net Loans Charged-off: Total real estate loans0.1289%554
Percentage Net Loans Charged-off:Construction & development0.3367%109
Percentage Net Loans Charged-off: Commercial real estate0.0198%456
Percentage Net Loans Charged-off: Multi-family residential0.2017%37
Percentage Net Loans Charged-off: 1-4 family residential0.2214%456
Percentage Net Loans Charged-off: Home equity loans0.1066%262
All other 1-4 family - Percent of loans charged-off, net0.2700%376
Percentage Net Loans Charged-off: Commercial and industrial0.2031%736
Percentage Net Loans Charged-off: Loans to individuals0.6291%1,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7467%971
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2498%1,112
Percentage Net Loans Charged-off: Total real estate loans0.1402%974
Percentage Net Loans Charged-off:Construction & development0.4458%237
Percentage Net Loans Charged-off: Commercial real estate0.1189%790
Percentage Net Loans Charged-off: Multi-family residential0.0213%193
Percentage Net Loans Charged-off: 1-4 family residential0.1057%1,316
Percentage Net Loans Charged-off: Home equity loans0.0073%779
All other 1-4 family - Percent of loans charged-off, net0.1466%1,004
Percentage Net Loans Charged-off: Commercial and industrial0.6041%926
Percentage Net Loans Charged-off: Loans to individuals0.8926%1,044
Percentage Net Loans Charged-off: Credit card loans3.1047%182
Percentage Net Loans Charged-off: Other loans to individual0.7803%1,124
Percentage Net Loans Charged-off: All other loans and lease0.3303%797
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1703%1,348
Percentage Net Loans Charged-off: Total real estate loans0.0960%1,070
Percentage Net Loans Charged-off:Construction & development0.3582%219
Percentage Net Loans Charged-off: Commercial real estate0.0733%740
Percentage Net Loans Charged-off: Multi-family residential0.0290%147
Percentage Net Loans Charged-off: 1-4 family residential0.0636%1,521
Percentage Net Loans Charged-off: Home equity loans0.0075%674
All other 1-4 family - Percent of loans charged-off, net0.0868%1,271
Percentage Net Loans Charged-off: Commercial and industrial0.3534%1,000
Percentage Net Loans Charged-off: Loans to individuals0.7769%1,092
Percentage Net Loans Charged-off: Credit card loans1.9369%302
Percentage Net Loans Charged-off: Other loans to individual0.7037%1,092
Percentage Net Loans Charged-off: All other loans and lease0.3537%661
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2222%1,054
Percentage Net Loans Charged-off: Total real estate loans0.1302%856
Percentage Net Loans Charged-off:Construction & development0.4664%173
Percentage Net Loans Charged-off: Commercial real estate0.1327%517
Percentage Net Loans Charged-off: Multi-family residential0.0284%123
Percentage Net Loans Charged-off: 1-4 family residential0.0393%1,657
Percentage Net Loans Charged-off: Home equity loans0.0169%544
All other 1-4 family - Percent of loans charged-off, net0.0486%1,495
Percentage Net Loans Charged-off: Commercial and industrial0.4817%746
Percentage Net Loans Charged-off: Loans to individuals0.8361%978
Percentage Net Loans Charged-off: Credit card loans1.0896%432
Percentage Net Loans Charged-off: Other loans to individual0.8153%903
Percentage Net Loans Charged-off: All other loans and lease0.3609%575
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2196%925
Percentage Net Loans Charged-off: Total real estate loans-0.0258%5,167
Percentage Net Loans Charged-off:Construction & development-0.0020%4,736
Percentage Net Loans Charged-off: Commercial real estate-0.0770%5,658
Percentage Net Loans Charged-off: Multi-family residential0.0594%71
Percentage Net Loans Charged-off: 1-4 family residential0.0242%1,384
Percentage Net Loans Charged-off: Home equity loans-0.0196%4,060
All other 1-4 family - Percent of loans charged-off, net0.0420%1,192
Percentage Net Loans Charged-off: Commercial and industrial1.0174%378
Percentage Net Loans Charged-off: Loans to individuals1.1053%735
Percentage Net Loans Charged-off: Credit card loans2.3432%248
Percentage Net Loans Charged-off: Other loans to individual0.9645%739
Percentage Net Loans Charged-off: All other loans and lease0.4173%451
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2101%1,400
Percentage Net Loans Charged-off: Total real estate loans0.1164%1,465
Percentage Net Loans Charged-off:Construction & development0.8558%278
Percentage Net Loans Charged-off: Commercial real estate-0.0612%5,531
Percentage Net Loans Charged-off: Multi-family residential0.0877%211
Percentage Net Loans Charged-off: 1-4 family residential0.1612%1,299
Percentage Net Loans Charged-off: Home equity loans0.2431%463
All other 1-4 family - Percent of loans charged-off, net0.1293%1,474
Percentage Net Loans Charged-off: Commercial and industrial0.5133%973
Percentage Net Loans Charged-off: Loans to individuals0.5872%1,444
Percentage Net Loans Charged-off: Credit card loans1.3752%429
Percentage Net Loans Charged-off: Other loans to individual0.4151%1,706
Percentage Net Loans Charged-off: All other loans and lease0.2341%800
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1251%1,878
Percentage Net Loans Charged-off: Total real estate loans0.0538%2,018
Percentage Net Loans Charged-off:Construction & development0.4027%360
Percentage Net Loans Charged-off: Commercial real estate-0.0498%5,565
Percentage Net Loans Charged-off: Multi-family residential0.1197%165
Percentage Net Loans Charged-off: 1-4 family residential0.0846%1,744
Percentage Net Loans Charged-off: Home equity loans0.0623%688
All other 1-4 family - Percent of loans charged-off, net0.0932%1,619
Percentage Net Loans Charged-off: Commercial and industrial0.3308%1,025
Percentage Net Loans Charged-off: Loans to individuals0.4298%1,654
Percentage Net Loans Charged-off: Credit card loans1.1233%436
Percentage Net Loans Charged-off: Other loans to individual0.2805%1,990
Percentage Net Loans Charged-off: All other loans and lease0.2124%754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1002%2,010
Percentage Net Loans Charged-off: Total real estate loans0.0294%2,198
Percentage Net Loans Charged-off:Construction & development-0.0155%4,864
Percentage Net Loans Charged-off: Commercial real estate0.0081%1,129
Percentage Net Loans Charged-off: Multi-family residential0.0879%142
Percentage Net Loans Charged-off: 1-4 family residential0.0620%1,849
Percentage Net Loans Charged-off: Home equity loans-0.0145%4,204
All other 1-4 family - Percent of loans charged-off, net0.0909%1,522
Percentage Net Loans Charged-off: Commercial and industrial0.3171%923
Percentage Net Loans Charged-off: Loans to individuals0.3807%1,647
Percentage Net Loans Charged-off: Credit card loans1.3062%370
Percentage Net Loans Charged-off: Other loans to individual0.1850%2,167
Percentage Net Loans Charged-off: All other loans and lease0.1389%763
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1045%1,689
Percentage Net Loans Charged-off: Total real estate loans0.0286%1,706
Percentage Net Loans Charged-off:Construction & development-0.0173%5,000
Percentage Net Loans Charged-off: Commercial real estate-0.0105%5,464
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1092%1,166
Percentage Net Loans Charged-off: Home equity loans-0.0279%4,306
All other 1-4 family - Percent of loans charged-off, net0.1636%917
Percentage Net Loans Charged-off: Commercial and industrial0.3019%685
Percentage Net Loans Charged-off: Loans to individuals0.9450%778
Percentage Net Loans Charged-off: Credit card loans1.9580%274
Percentage Net Loans Charged-off: Other loans to individual0.5671%1,092
Percentage Net Loans Charged-off: All other loans and lease0.1267%632
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0016%4,946
Percentage Net Loans Charged-off: Total real estate loans0.0606%2,846
Percentage Net Loans Charged-off:Construction & development0.3098%702
Percentage Net Loans Charged-off: Commercial real estate0.0176%2,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0936%2,451
Percentage Net Loans Charged-off: Home equity loans0.0433%1,045
All other 1-4 family - Percent of loans charged-off, net0.1112%2,194
Percentage Net Loans Charged-off: Commercial and industrial-0.3360%5,807
Percentage Net Loans Charged-off: Loans to individuals0.6567%1,466
Percentage Net Loans Charged-off: Credit card loans1.1130%498
Percentage Net Loans Charged-off: Other loans to individual0.4921%1,690
Percentage Net Loans Charged-off: All other loans and lease0.1648%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%5,559
Percentage Net Loans Charged-off: Total real estate loans0.0778%2,361
Percentage Net Loans Charged-off:Construction & development0.4237%562
Percentage Net Loans Charged-off: Commercial real estate0.0312%1,625
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1046%2,124
Percentage Net Loans Charged-off: Home equity loans0.0388%964
All other 1-4 family - Percent of loans charged-off, net0.1270%1,877
Percentage Net Loans Charged-off: Commercial and industrial-0.4813%5,965
Percentage Net Loans Charged-off: Loans to individuals0.5899%1,453
Percentage Net Loans Charged-off: Credit card loans1.2548%443
Percentage Net Loans Charged-off: Other loans to individual0.3525%1,910
Percentage Net Loans Charged-off: All other loans and lease0.1043%1,001
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0643%5,984
Percentage Net Loans Charged-off: Total real estate loans0.0602%2,391
Percentage Net Loans Charged-off:Construction & development0.3741%541
Percentage Net Loans Charged-off: Commercial real estate0.0250%1,428
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0716%2,220
Percentage Net Loans Charged-off: Home equity loans0.0187%835
All other 1-4 family - Percent of loans charged-off, net0.0890%1,999
Percentage Net Loans Charged-off: Commercial and industrial-0.6569%6,087
Percentage Net Loans Charged-off: Loans to individuals0.4751%1,577
Percentage Net Loans Charged-off: Credit card loans0.9782%475
Percentage Net Loans Charged-off: Other loans to individual0.2956%1,901
Percentage Net Loans Charged-off: All other loans and lease0.0747%957
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0080%4,957
Percentage Net Loans Charged-off: Total real estate loans-0.0348%5,914
Percentage Net Loans Charged-off:Construction & development-0.0556%5,400
Percentage Net Loans Charged-off: Commercial real estate-0.0810%6,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0284%1,984
Percentage Net Loans Charged-off: Home equity loans0.0238%588
All other 1-4 family - Percent of loans charged-off, net0.0298%1,860
Percentage Net Loans Charged-off: Commercial and industrial-0.0146%4,669
Percentage Net Loans Charged-off: Loans to individuals0.7490%1,137
Percentage Net Loans Charged-off: Credit card loans1.3781%346
Percentage Net Loans Charged-off: Other loans to individual0.5245%1,318
Percentage Net Loans Charged-off: All other loans and lease0.1155%697
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2471%2,495
Percentage Net Loans Charged-off: Total real estate loans0.2843%1,832
Percentage Net Loans Charged-off:Construction & development2.7831%459
Percentage Net Loans Charged-off: Commercial real estate0.0918%2,112
Percentage Net Loans Charged-off: Multi-family residential0.0584%538
Percentage Net Loans Charged-off: 1-4 family residential0.1746%2,407
Percentage Net Loans Charged-off: Home equity loans0.1912%1,063
All other 1-4 family - Percent of loans charged-off, net0.1697%2,376
Percentage Net Loans Charged-off: Commercial and industrial0.0895%2,615
Percentage Net Loans Charged-off: Loans to individuals0.6660%1,674
Percentage Net Loans Charged-off: Credit card loans1.2329%516
Percentage Net Loans Charged-off: Other loans to individual0.4762%2,017
Percentage Net Loans Charged-off: All other loans and lease0.1170%1,084
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2041%2,601
Percentage Net Loans Charged-off: Total real estate loans0.1315%2,656
Percentage Net Loans Charged-off:Construction & development0.4819%990
Percentage Net Loans Charged-off: Commercial real estate0.0772%1,920
Percentage Net Loans Charged-off: Multi-family residential0.0461%462
Percentage Net Loans Charged-off: 1-4 family residential0.1814%2,191
Percentage Net Loans Charged-off: Home equity loans0.1359%1,050
All other 1-4 family - Percent of loans charged-off, net0.1945%2,051
Percentage Net Loans Charged-off: Commercial and industrial0.4643%1,406
Percentage Net Loans Charged-off: Loans to individuals0.6693%1,519
Percentage Net Loans Charged-off: Credit card loans1.0481%519
Percentage Net Loans Charged-off: Other loans to individual0.5447%1,645
Percentage Net Loans Charged-off: All other loans and lease0.1252%968
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2182%2,443
Percentage Net Loans Charged-off: Total real estate loans0.1449%2,409
Percentage Net Loans Charged-off:Construction & development0.7103%811
Percentage Net Loans Charged-off: Commercial real estate0.0630%1,726
Percentage Net Loans Charged-off: Multi-family residential0.0851%364
Percentage Net Loans Charged-off: 1-4 family residential0.1675%2,165
Percentage Net Loans Charged-off: Home equity loans0.1832%880
All other 1-4 family - Percent of loans charged-off, net0.1631%2,079
Percentage Net Loans Charged-off: Commercial and industrial0.5112%1,242
Percentage Net Loans Charged-off: Loans to individuals0.4472%1,888
Percentage Net Loans Charged-off: Credit card loans0.7771%537
Percentage Net Loans Charged-off: Other loans to individual0.3398%2,042
Percentage Net Loans Charged-off: All other loans and lease0.1106%896
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3382%1,628
Percentage Net Loans Charged-off: Total real estate loans0.2302%1,674
Percentage Net Loans Charged-off:Construction & development0.7862%607
Percentage Net Loans Charged-off: Commercial real estate0.2834%871
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0975%2,074
Percentage Net Loans Charged-off: Home equity loans0.0592%736
All other 1-4 family - Percent of loans charged-off, net0.1083%1,911
Percentage Net Loans Charged-off: Commercial and industrial0.7987%767
Percentage Net Loans Charged-off: Loans to individuals0.6280%1,414
Percentage Net Loans Charged-off: Credit card loans0.9666%460
Percentage Net Loans Charged-off: Other loans to individual0.5189%1,462
Percentage Net Loans Charged-off: All other loans and lease0.1038%769
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7872%1,489
Percentage Net Loans Charged-off: Total real estate loans0.8468%1,208
Percentage Net Loans Charged-off:Construction & development5.6118%499
Percentage Net Loans Charged-off: Commercial real estate0.6608%1,278
Percentage Net Loans Charged-off: Multi-family residential0.1821%699
Percentage Net Loans Charged-off: 1-4 family residential0.2812%2,552
Percentage Net Loans Charged-off: Home equity loans0.0892%1,622
All other 1-4 family - Percent of loans charged-off, net0.3305%2,246
Percentage Net Loans Charged-off: Commercial and industrial0.7145%1,753
Percentage Net Loans Charged-off: Loans to individuals0.7534%1,750
Percentage Net Loans Charged-off: Credit card loans1.5839%521
Percentage Net Loans Charged-off: Other loans to individual0.5008%2,213
Percentage Net Loans Charged-off: All other loans and lease0.1166%1,205
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8876%1,232
Percentage Net Loans Charged-off: Total real estate loans0.9485%1,031
Percentage Net Loans Charged-off:Construction & development6.8015%406
Percentage Net Loans Charged-off: Commercial real estate0.7482%1,060
Percentage Net Loans Charged-off: Multi-family residential0.2451%588
Percentage Net Loans Charged-off: 1-4 family residential0.1794%2,915
Percentage Net Loans Charged-off: Home equity loans0.0479%1,494
All other 1-4 family - Percent of loans charged-off, net0.2131%2,611
Percentage Net Loans Charged-off: Commercial and industrial0.8488%1,438
Percentage Net Loans Charged-off: Loans to individuals0.6658%1,780
Percentage Net Loans Charged-off: Credit card loans1.2489%557
Percentage Net Loans Charged-off: Other loans to individual0.4917%2,022
Percentage Net Loans Charged-off: All other loans and lease0.1114%1,092
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1613%931
Percentage Net Loans Charged-off: Total real estate loans1.2036%807
Percentage Net Loans Charged-off:Construction & development9.3158%289
Percentage Net Loans Charged-off: Commercial real estate0.8584%880
Percentage Net Loans Charged-off: Multi-family residential0.1567%517
Percentage Net Loans Charged-off: 1-4 family residential0.2096%2,568
Percentage Net Loans Charged-off: Home equity loans0.0560%1,275
All other 1-4 family - Percent of loans charged-off, net0.2486%2,287
Percentage Net Loans Charged-off: Commercial and industrial1.3238%1,039
Percentage Net Loans Charged-off: Loans to individuals0.5655%1,896
Percentage Net Loans Charged-off: Credit card loans1.0744%558
Percentage Net Loans Charged-off: Other loans to individual0.4134%2,095
Percentage Net Loans Charged-off: All other loans and lease0.1058%983
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2991%784
Percentage Net Loans Charged-off: Total real estate loans1.4536%634
Percentage Net Loans Charged-off:Construction & development11.4216%218
Percentage Net Loans Charged-off: Commercial real estate0.9538%691
Percentage Net Loans Charged-off: Multi-family residential0.3128%316
Percentage Net Loans Charged-off: 1-4 family residential0.2318%2,078
Percentage Net Loans Charged-off: Home equity loans0.1148%915
All other 1-4 family - Percent of loans charged-off, net0.2611%1,870
Percentage Net Loans Charged-off: Commercial and industrial1.0075%960
Percentage Net Loans Charged-off: Loans to individuals0.7660%1,386
Percentage Net Loans Charged-off: Credit card loans1.1744%453
Percentage Net Loans Charged-off: Other loans to individual0.6390%1,442
Percentage Net Loans Charged-off: All other loans and lease0.1019%760
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5624%2,768
Percentage Net Loans Charged-off: Total real estate loans0.3615%3,129
Percentage Net Loans Charged-off:Construction & development-0.3346%6,536
Percentage Net Loans Charged-off: Commercial real estate0.6529%1,703
Percentage Net Loans Charged-off: Multi-family residential-0.1002%5,668
Percentage Net Loans Charged-off: 1-4 family residential0.2024%3,420
Percentage Net Loans Charged-off: Home equity loans0.0340%1,881
All other 1-4 family - Percent of loans charged-off, net0.2422%3,113
Percentage Net Loans Charged-off: Commercial and industrial1.5211%1,513
Percentage Net Loans Charged-off: Loans to individuals0.7799%2,063
Percentage Net Loans Charged-off: Credit card loans1.7162%563
Percentage Net Loans Charged-off: Other loans to individual0.4378%2,717
Percentage Net Loans Charged-off: All other loans and lease0.0799%1,394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5382%2,620
Percentage Net Loans Charged-off: Total real estate loans0.2446%3,362
Percentage Net Loans Charged-off:Construction & development-0.9198%6,650
Percentage Net Loans Charged-off: Commercial real estate0.5694%1,574
Percentage Net Loans Charged-off: Multi-family residential-0.1324%5,686
Percentage Net Loans Charged-off: 1-4 family residential0.1513%3,434
Percentage Net Loans Charged-off: Home equity loans0.0483%1,629
All other 1-4 family - Percent of loans charged-off, net0.1754%3,140
Percentage Net Loans Charged-off: Commercial and industrial1.9055%1,120
Percentage Net Loans Charged-off: Loans to individuals0.6883%2,069
Percentage Net Loans Charged-off: Credit card loans1.6574%552
Percentage Net Loans Charged-off: Other loans to individual0.3437%2,807
Percentage Net Loans Charged-off: All other loans and lease0.0558%1,321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3112%3,319
Percentage Net Loans Charged-off: Total real estate loans0.2564%3,075
Percentage Net Loans Charged-off:Construction & development-1.2159%6,695
Percentage Net Loans Charged-off: Commercial real estate0.6320%1,347
Percentage Net Loans Charged-off: Multi-family residential-0.1967%5,720
Percentage Net Loans Charged-off: 1-4 family residential0.2041%2,869
Percentage Net Loans Charged-off: Home equity loans0.0892%1,357
All other 1-4 family - Percent of loans charged-off, net0.2306%2,601
Percentage Net Loans Charged-off: Commercial and industrial0.5594%2,093
Percentage Net Loans Charged-off: Loans to individuals0.7266%1,894
Percentage Net Loans Charged-off: Credit card loans1.7911%500
Percentage Net Loans Charged-off: Other loans to individual0.3471%2,567
Percentage Net Loans Charged-off: All other loans and lease0.0396%1,227
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0437%4,505
Percentage Net Loans Charged-off: Total real estate loans0.0127%3,818
Percentage Net Loans Charged-off:Construction & development-0.0592%6,474
Percentage Net Loans Charged-off: Commercial real estate0.0572%1,756
Percentage Net Loans Charged-off: Multi-family residential-0.5192%5,766
Percentage Net Loans Charged-off: 1-4 family residential0.0901%2,700
Percentage Net Loans Charged-off: Home equity loans0.0793%971
All other 1-4 family - Percent of loans charged-off, net0.0925%2,498
Percentage Net Loans Charged-off: Commercial and industrial0.1206%2,132
Percentage Net Loans Charged-off: Loans to individuals0.6109%1,896
Percentage Net Loans Charged-off: Credit card loans1.6642%472
Percentage Net Loans Charged-off: Other loans to individual0.2407%2,437
Percentage Net Loans Charged-off: All other loans and lease-0.0153%5,987
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1132%1,999
Percentage Net Loans Charged-off: Total real estate loans1.1571%1,666
Percentage Net Loans Charged-off:Construction & development1.3864%2,325
Percentage Net Loans Charged-off: Commercial real estate1.3710%964
Percentage Net Loans Charged-off: Multi-family residential3.6287%361
Percentage Net Loans Charged-off: 1-4 family residential0.2461%3,248
Percentage Net Loans Charged-off: Home equity loans0.0200%1,916
All other 1-4 family - Percent of loans charged-off, net0.2909%2,927
Percentage Net Loans Charged-off: Commercial and industrial1.1743%2,352
Percentage Net Loans Charged-off: Loans to individuals0.8864%2,354
Percentage Net Loans Charged-off: Credit card loans2.3747%605
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0847%1,657
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9878%2,026
Percentage Net Loans Charged-off: Total real estate loans1.1520%1,571
Percentage Net Loans Charged-off:Construction & development0.2332%2,789
Percentage Net Loans Charged-off: Commercial real estate1.5261%790
Percentage Net Loans Charged-off: Multi-family residential4.9985%250
Percentage Net Loans Charged-off: 1-4 family residential0.2482%2,909
Percentage Net Loans Charged-off: Home equity loans0.0403%1,656
All other 1-4 family - Percent of loans charged-off, net0.2883%2,664
Percentage Net Loans Charged-off: Commercial and industrial0.4655%2,987
Percentage Net Loans Charged-off: Loans to individuals1.0031%1,987
Percentage Net Loans Charged-off: Credit card loans3.0263%490
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0634%1,544
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1276%1,678
Percentage Net Loans Charged-off: Total real estate loans1.3056%1,276
Percentage Net Loans Charged-off:Construction & development0.6326%2,188
Percentage Net Loans Charged-off: Commercial real estate1.7524%620
Percentage Net Loans Charged-off: Multi-family residential5.7123%188
Percentage Net Loans Charged-off: 1-4 family residential0.1169%3,274
Percentage Net Loans Charged-off: Home equity loans0.0325%1,384
All other 1-4 family - Percent of loans charged-off, net0.1326%3,021
Percentage Net Loans Charged-off: Commercial and industrial0.6283%2,464
Percentage Net Loans Charged-off: Loans to individuals0.7612%2,306
Percentage Net Loans Charged-off: Credit card loans2.0692%611
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0340%1,435
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1161%4,281
Percentage Net Loans Charged-off: Total real estate loans0.0191%3,945
Percentage Net Loans Charged-off:Construction & development-0.5132%7,089
Percentage Net Loans Charged-off: Commercial real estate0.0875%1,654
Percentage Net Loans Charged-off: Multi-family residential0.0415%441
Percentage Net Loans Charged-off: 1-4 family residential0.1479%2,450
Percentage Net Loans Charged-off: Home equity loans0.0219%963
All other 1-4 family - Percent of loans charged-off, net0.1711%2,222
Percentage Net Loans Charged-off: Commercial and industrial0.4935%1,988
Percentage Net Loans Charged-off: Loans to individuals0.7740%2,120
Percentage Net Loans Charged-off: Credit card loans2.1673%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0123%6,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5939%1,581
Percentage Net Loans Charged-off: Total real estate loans0.9667%1,963
Percentage Net Loans Charged-off:Construction & development3.3073%1,641
Percentage Net Loans Charged-off: Commercial real estate0.6823%1,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.5120%2,055
Percentage Net Loans Charged-off: Home equity loans0.1151%1,726
All other 1-4 family - Percent of loans charged-off, net0.5691%1,833
Percentage Net Loans Charged-off: Commercial and industrial4.4750%868
Percentage Net Loans Charged-off: Loans to individuals1.3512%2,103
Percentage Net Loans Charged-off: Credit card loans4.0946%490
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1050%1,799
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6679%1,215
Percentage Net Loans Charged-off: Total real estate loans0.8585%1,761
Percentage Net Loans Charged-off:Construction & development2.4767%1,577
Percentage Net Loans Charged-off: Commercial real estate0.7402%1,047
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4542%1,900
Percentage Net Loans Charged-off: Home equity loans0.0200%1,593
All other 1-4 family - Percent of loans charged-off, net0.5130%1,690
Percentage Net Loans Charged-off: Commercial and industrial5.2253%569
Percentage Net Loans Charged-off: Loans to individuals1.3396%1,925
Percentage Net Loans Charged-off: Credit card loans4.0320%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0915%1,598
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1837%836
Percentage Net Loans Charged-off: Total real estate loans0.9917%1,385
Percentage Net Loans Charged-off:Construction & development1.9351%1,448
Percentage Net Loans Charged-off: Commercial real estate1.0612%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6213%1,353
Percentage Net Loans Charged-off: Home equity loans0.0251%1,273
All other 1-4 family - Percent of loans charged-off, net0.6975%1,213
Percentage Net Loans Charged-off: Commercial and industrial7.3143%371
Percentage Net Loans Charged-off: Loans to individuals1.2325%1,944
Percentage Net Loans Charged-off: Credit card loans3.9748%464
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0994%1,384
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4776%2,256
Percentage Net Loans Charged-off: Total real estate loans0.5936%1,469
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate1.2360%390
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0245%7,741
Percentage Net Loans Charged-off: Home equity loans0.0824%785
All other 1-4 family - Percent of loans charged-off, net-0.0375%7,771
Percentage Net Loans Charged-off: Commercial and industrial0.0138%2,776
Percentage Net Loans Charged-off: Loans to individuals1.2594%1,747
Percentage Net Loans Charged-off: Credit card loans4.3807%404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0727%1,114
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3060%3,355
Percentage Net Loans Charged-off: Total real estate loans0.2254%2,733
Percentage Net Loans Charged-off:Construction & development0.5070%1,997
Percentage Net Loans Charged-off: Commercial real estate0.0246%2,168
Percentage Net Loans Charged-off: Multi-family residential0.0356%518
Percentage Net Loans Charged-off: 1-4 family residential0.4062%1,408
Percentage Net Loans Charged-off: Home equity loans1.0156%449
All other 1-4 family - Percent of loans charged-off, net0.3394%1,527
Percentage Net Loans Charged-off: Commercial and industrial0.4948%2,722
Percentage Net Loans Charged-off: Loans to individuals1.0674%2,134
Percentage Net Loans Charged-off: Credit card loans3.1195%499
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1923%1,352
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1616%3,679
Percentage Net Loans Charged-off: Total real estate loans0.0188%4,118
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0013%1,757
Percentage Net Loans Charged-off: Multi-family residential0.0529%344
Percentage Net Loans Charged-off: 1-4 family residential0.0497%2,842
Percentage Net Loans Charged-off: Home equity loans0.0169%1,083
All other 1-4 family - Percent of loans charged-off, net0.0532%2,601
Percentage Net Loans Charged-off: Commercial and industrial0.4863%2,050
Percentage Net Loans Charged-off: Loans to individuals1.1074%1,697
Percentage Net Loans Charged-off: Credit card loans2.9729%461
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1879%1,149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1402%3,343
Percentage Net Loans Charged-off: Total real estate loans-0.0100%7,837
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0269%7,903
Percentage Net Loans Charged-off: Multi-family residential0.0969%212
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,648
Percentage Net Loans Charged-off: Home equity loans-0.0151%5,948
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.4532%1,731
Percentage Net Loans Charged-off: Loans to individuals1.2588%1,342
Percentage Net Loans Charged-off: Credit card loans3.3280%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1367%1,099
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%7,216
Percentage Net Loans Charged-off: Total real estate loans-0.0848%8,154
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.1736%8,116
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%7,710
Percentage Net Loans Charged-off: Home equity loans-0.0202%5,934
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,687
Percentage Net Loans Charged-off: Commercial and industrial0.0299%2,075
Percentage Net Loans Charged-off: Loans to individuals1.3261%1,197
Percentage Net Loans Charged-off: Credit card loans3.5494%343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0690%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1711%2,938
Percentage Net Loans Charged-off: Total real estate loans0.0332%3,193
Percentage Net Loans Charged-off:Construction & development0.0341%1,407
Percentage Net Loans Charged-off: Commercial real estate0.0243%1,443
Percentage Net Loans Charged-off: Multi-family residential0.0743%241
Percentage Net Loans Charged-off: 1-4 family residential0.0444%2,523
Percentage Net Loans Charged-off: Home equity loans0.0018%937
All other 1-4 family - Percent of loans charged-off, net0.0490%2,321
Percentage Net Loans Charged-off: Commercial and industrial0.5263%1,834
Percentage Net Loans Charged-off: Loans to individuals0.5661%2,819
Percentage Net Loans Charged-off: Credit card loans2.2750%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1601%1,244
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1811%2,161
Percentage Net Loans Charged-off: Total real estate loans0.0279%2,488
Percentage Net Loans Charged-off:Construction & development0.0449%889
Percentage Net Loans Charged-off: Commercial real estate0.0241%1,004
Percentage Net Loans Charged-off: Multi-family residential0.1032%150
Percentage Net Loans Charged-off: 1-4 family residential0.0192%2,319
Percentage Net Loans Charged-off: Home equity loans-0.0163%5,973
All other 1-4 family - Percent of loans charged-off, net0.0231%2,098
Percentage Net Loans Charged-off: Commercial and industrial0.6076%1,326
Percentage Net Loans Charged-off: Loans to individuals0.4215%2,989
Percentage Net Loans Charged-off: Credit card loans1.9933%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1654%1,075
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0659%3,327
Percentage Net Loans Charged-off: Total real estate loans0.0105%2,416
Percentage Net Loans Charged-off:Construction & development0.0666%589
Percentage Net Loans Charged-off: Commercial real estate0.0108%822
Percentage Net Loans Charged-off: Multi-family residential0.1612%103
Percentage Net Loans Charged-off: 1-4 family residential-0.0340%7,987
Percentage Net Loans Charged-off: Home equity loans-0.0139%5,964
All other 1-4 family - Percent of loans charged-off, net-0.0363%7,978
Percentage Net Loans Charged-off: Commercial and industrial0.1528%1,991
Percentage Net Loans Charged-off: Loans to individuals0.6100%2,089
Percentage Net Loans Charged-off: Credit card loans1.3548%652
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1631%986
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%4,034
Percentage Net Loans Charged-off: Total real estate loans0.0013%1,833
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0109%496
Percentage Net Loans Charged-off: Multi-family residential0.0360%67
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%7,881
Percentage Net Loans Charged-off: Home equity loans-0.0137%5,959
All other 1-4 family - Percent of loans charged-off, net-0.0166%7,864
Percentage Net Loans Charged-off: Commercial and industrial-0.0505%7,114
Percentage Net Loans Charged-off: Loans to individuals0.6690%1,786
Percentage Net Loans Charged-off: Credit card loans1.2505%613
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1108%799
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4916%761
Percentage Net Loans Charged-off: Total real estate loans0.1617%895
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.3120%430
Percentage Net Loans Charged-off: Multi-family residential0.0137%189
Percentage Net Loans Charged-off: 1-4 family residential0.0241%2,386
Percentage Net Loans Charged-off: Home equity loans0.0357%603
All other 1-4 family - Percent of loans charged-off, net0.0225%2,272
Percentage Net Loans Charged-off: Commercial and industrial1.5466%667
Percentage Net Loans Charged-off: Loans to individuals0.7938%1,921
Percentage Net Loans Charged-off: Credit card loans1.8389%631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1208%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6435%445
Percentage Net Loans Charged-off: Total real estate loans0.2182%515
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.4246%283
Percentage Net Loans Charged-off: Multi-family residential0.0168%137
Percentage Net Loans Charged-off: 1-4 family residential0.0278%1,927
Percentage Net Loans Charged-off: Home equity loans0.0560%426
All other 1-4 family - Percent of loans charged-off, net0.0236%1,879
Percentage Net Loans Charged-off: Commercial and industrial2.0592%406
Percentage Net Loans Charged-off: Loans to individuals0.5967%2,205
Percentage Net Loans Charged-off: Credit card loans0.8459%880
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1247%1,076
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4068%763
Percentage Net Loans Charged-off: Total real estate loans0.3287%325
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.6489%179
Percentage Net Loans Charged-off: Multi-family residential0.0251%86
Percentage Net Loans Charged-off: 1-4 family residential0.0265%1,641
Percentage Net Loans Charged-off: Home equity loans-0.0112%5,957
All other 1-4 family - Percent of loans charged-off, net0.0324%1,482
Percentage Net Loans Charged-off: Commercial and industrial0.6802%977
Percentage Net Loans Charged-off: Loans to individuals0.5031%2,346
Percentage Net Loans Charged-off: Credit card loans1.0631%744
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1081%959
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1063%2,034
Percentage Net Loans Charged-off: Total real estate loans0.0537%993
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0907%327
Percentage Net Loans Charged-off: Multi-family residential0.0501%41
Percentage Net Loans Charged-off: 1-4 family residential0.0268%1,120
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0312%1,010
Percentage Net Loans Charged-off: Commercial and industrial0.2499%1,118
Percentage Net Loans Charged-off: Loans to individuals0.3247%2,647
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0611%820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%4,253
Percentage Net Loans Charged-off: Total real estate loans-0.0242%8,167
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0843%8,290
Percentage Net Loans Charged-off: Multi-family residential0.0092%172
Percentage Net Loans Charged-off: 1-4 family residential0.0572%1,917
Percentage Net Loans Charged-off: Home equity loans0.0146%637
All other 1-4 family - Percent of loans charged-off, net0.0649%1,735
Percentage Net Loans Charged-off: Commercial and industrial0.2238%2,685
Percentage Net Loans Charged-off: Loans to individuals1.2565%1,364
Percentage Net Loans Charged-off: Credit card loans0.0944%1,450
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0042%1,607
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0397%4,515
Percentage Net Loans Charged-off: Total real estate loans-0.0385%8,250
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.1142%8,354
Percentage Net Loans Charged-off: Multi-family residential0.0125%137
Percentage Net Loans Charged-off: 1-4 family residential0.0591%1,621
Percentage Net Loans Charged-off: Home equity loans0.0194%512
All other 1-4 family - Percent of loans charged-off, net0.0665%1,483
Percentage Net Loans Charged-off: Commercial and industrial0.1534%2,505
Percentage Net Loans Charged-off: Loans to individuals1.0213%1,591
Percentage Net Loans Charged-off: Credit card loans0.1273%1,313
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0056%1,393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0230%4,669
Percentage Net Loans Charged-off: Total real estate loans-0.0782%8,399
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.1733%8,401
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0263%1,765
Percentage Net Loans Charged-off: Home equity loans-0.0053%5,887
All other 1-4 family - Percent of loans charged-off, net0.0322%1,586
Percentage Net Loans Charged-off: Commercial and industrial0.1922%2,036
Percentage Net Loans Charged-off: Loans to individuals1.1083%1,385
Percentage Net Loans Charged-off: Credit card loans0.1914%1,178
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1256%2,162
Percentage Net Loans Charged-off: Total real estate loans-0.1263%8,558
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.3156%8,531
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1092%860
Percentage Net Loans Charged-off: Home equity loans-0.0159%5,917
All other 1-4 family - Percent of loans charged-off, net0.1325%753
Percentage Net Loans Charged-off: Commercial and industrial0.7616%836
Percentage Net Loans Charged-off: Loans to individuals1.2703%1,181
Percentage Net Loans Charged-off: Credit card loans0.3810%892
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0727%4,737
Percentage Net Loans Charged-off: Total real estate loans0.0656%2,059
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1190%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0259%2,609
Percentage Net Loans Charged-off: Home equity loans0.0486%505
All other 1-4 family - Percent of loans charged-off, net0.0224%2,544
Percentage Net Loans Charged-off: Commercial and industrial-0.0347%7,420
Percentage Net Loans Charged-off: Loans to individuals1.0469%1,949
Percentage Net Loans Charged-off: Credit card loans2.2861%871
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2569%1,889
Percentage Net Loans Charged-off: Total real estate loans0.1953%807
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.3696%421
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0294%2,150
Percentage Net Loans Charged-off: Home equity loans0.0672%388
All other 1-4 family - Percent of loans charged-off, net0.0237%2,125
Percentage Net Loans Charged-off: Commercial and industrial0.3655%2,076
Percentage Net Loans Charged-off: Loans to individuals1.0674%1,718
Percentage Net Loans Charged-off: Credit card loans2.3129%807
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1916%2,325
Percentage Net Loans Charged-off: Total real estate loans0.0093%2,512
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0003%8,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0280%1,847
Percentage Net Loans Charged-off: Home equity loans0.0959%291
All other 1-4 family - Percent of loans charged-off, net0.0185%1,850
Percentage Net Loans Charged-off: Commercial and industrial0.6622%1,390
Percentage Net Loans Charged-off: Loans to individuals1.0401%1,797
Percentage Net Loans Charged-off: Credit card loans1.8905%895
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0597%3,517
Percentage Net Loans Charged-off: Total real estate loans0.0174%1,684
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0005%8,330
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0507%1,220
Percentage Net Loans Charged-off: Home equity loans0.1459%186
All other 1-4 family - Percent of loans charged-off, net0.0382%1,207
Percentage Net Loans Charged-off: Commercial and industrial0.0158%2,104
Percentage Net Loans Charged-off: Loans to individuals1.2332%1,494
Percentage Net Loans Charged-off: Credit card loans2.8639%614
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2918%2,548
Percentage Net Loans Charged-off: Total real estate loans0.1548%1,376
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2458%738
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0889%1,862
Percentage Net Loans Charged-off: Home equity loans0.2331%272
All other 1-4 family - Percent of loans charged-off, net0.0728%2,002
Percentage Net Loans Charged-off: Commercial and industrial0.6348%2,315
Percentage Net Loans Charged-off: Loans to individuals0.9983%2,353
Percentage Net Loans Charged-off: Credit card loans2.1942%1,106
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2777%2,288
Percentage Net Loans Charged-off: Total real estate loans0.1444%1,199
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2069%669
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1025%1,447
Percentage Net Loans Charged-off: Home equity loans0.3402%170
All other 1-4 family - Percent of loans charged-off, net0.0767%1,633
Percentage Net Loans Charged-off: Commercial and industrial0.5911%2,026
Percentage Net Loans Charged-off: Loans to individuals1.0421%2,066
Percentage Net Loans Charged-off: Credit card loans2.2636%1,040
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2927%2,080
Percentage Net Loans Charged-off: Total real estate loans0.0968%1,401
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.1134%676
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1063%1,235
Percentage Net Loans Charged-off: Home equity loans0.5543%117
All other 1-4 family - Percent of loans charged-off, net0.0590%1,541
Percentage Net Loans Charged-off: Commercial and industrial0.8092%1,497
Percentage Net Loans Charged-off: Loans to individuals1.0210%2,022
Percentage Net Loans Charged-off: Credit card loans2.2183%956
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5371%1,014
Percentage Net Loans Charged-off: Total real estate loans0.1514%847
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.2215%363
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1296%907
Percentage Net Loans Charged-off: Home equity loans1.1353%59
All other 1-4 family - Percent of loans charged-off, net0.0250%1,339
Percentage Net Loans Charged-off: Commercial and industrial1.7659%658
Percentage Net Loans Charged-off: Loans to individuals0.9301%2,088
Percentage Net Loans Charged-off: Credit card loans2.3325%844
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3364%2,482
Percentage Net Loans Charged-off: Total real estate loans0.2320%938
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.4327%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0516%2,274
Percentage Net Loans Charged-off: Home equity loans0.0994%417
All other 1-4 family - Percent of loans charged-off, net0.0464%2,263
Percentage Net Loans Charged-off: Commercial and industrial0.5886%2,636
Percentage Net Loans Charged-off: Loans to individuals0.8767%2,738
Percentage Net Loans Charged-off: Credit card loans1.6692%1,403
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3344%2,413
Percentage Net Loans Charged-off: Total real estate loans0.1857%1,057
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.2873%610
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1135%1,408
Percentage Net Loans Charged-off: Home equity loans0.1631%344
All other 1-4 family - Percent of loans charged-off, net0.1086%1,425
Percentage Net Loans Charged-off: Commercial and industrial0.6982%2,250
Percentage Net Loans Charged-off: Loans to individuals1.0484%2,121
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2408%2,710
Percentage Net Loans Charged-off: Total real estate loans0.0175%675
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0510%1,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1007%241
Percentage Net Loans Charged-off: Home equity loans0.2105%144
All other 1-4 family - Percent of loans charged-off, net0.0907%263
Percentage Net Loans Charged-off: Commercial and industrial0.7412%330
Percentage Net Loans Charged-off: Loans to individuals1.4575%262
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0746%316
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2483%2,704
Percentage Net Loans Charged-off: Total real estate loans0.3754%59
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.7839%28
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0881%331
Percentage Net Loans Charged-off: Home equity loans-0.0586%1,336
All other 1-4 family - Percent of loans charged-off, net0.1006%284
Percentage Net Loans Charged-off: Commercial and industrial-0.6450%1,446
Percentage Net Loans Charged-off: Loans to individuals1.2780%324
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3268%2,281
Percentage Net Loans Charged-off: Total real estate loans0.1468%198
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0752%284
Percentage Net Loans Charged-off: Multi-family residential0.0727%112
Percentage Net Loans Charged-off: 1-4 family residential0.2174%126
Percentage Net Loans Charged-off: Home equity loans0.9409%41
All other 1-4 family - Percent of loans charged-off, net0.1588%175
Percentage Net Loans Charged-off: Commercial and industrial0.8217%221
Percentage Net Loans Charged-off: Loans to individuals0.8288%585
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0778%334
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2670%3,041
Percentage Net Loans Charged-off: Total real estate loans0.1334%268
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.1121%261
Percentage Net Loans Charged-off: Multi-family residential0.5356%79
Percentage Net Loans Charged-off: 1-4 family residential0.1340%251
Percentage Net Loans Charged-off: Home equity loans0.0288%357
All other 1-4 family - Percent of loans charged-off, net0.1424%218
Percentage Net Loans Charged-off: Commercial and industrial0.3708%430
Percentage Net Loans Charged-off: Loans to individuals0.8833%615
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4133%148
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3209%2,810
Percentage Net Loans Charged-off: Total real estate loans0.2437%214
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.6386%124
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0716%462
Percentage Net Loans Charged-off: Home equity loans0.0470%332
All other 1-4 family - Percent of loans charged-off, net0.0738%426
Percentage Net Loans Charged-off: Commercial and industrial0.0350%817
Percentage Net Loans Charged-off: Loans to individuals1.1295%455
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2311%3,515
Percentage Net Loans Charged-off: Total real estate loans0.0377%726
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.1067%452
Percentage Net Loans Charged-off: Multi-family residential-0.0063%1,310
Percentage Net Loans Charged-off: 1-4 family residential0.0092%899
Percentage Net Loans Charged-off: Home equity loans-0.0031%1,249
All other 1-4 family - Percent of loans charged-off, net0.0104%847
Percentage Net Loans Charged-off: Commercial and industrial0.4117%348
Percentage Net Loans Charged-off: Loans to individuals0.8250%474
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0068%1,163
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3120%2,900
Percentage Net Loans Charged-off: Total real estate loans0.0159%925
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0304%611
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0122%880
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0134%823
Percentage Net Loans Charged-off: Commercial and industrial1.0958%194
Percentage Net Loans Charged-off: Loans to individuals0.5578%576
Percentage Net Loans Charged-off: Credit card loans1.6639%520
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%4,286
Percentage Net Loans Charged-off: Total real estate loans0.1113%725
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.1874%602
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0963%520
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.1058%492
Percentage Net Loans Charged-off: Commercial and industrial0.6316%492
Percentage Net Loans Charged-off: Loans to individuals0.5474%692
Percentage Net Loans Charged-off: Credit card loans-0.1822%1,279
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4732%4,463
Percentage Net Loans Charged-off: Total real estate loans0.1577%817
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.2090%385
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.2282%363
Percentage Net Loans Charged-off: Commercial and industrial0.9947%586
Percentage Net Loans Charged-off: Loans to individuals0.8154%698
Percentage Net Loans Charged-off: Credit card loans1.3449%793
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA