Home > S & C Bank, Somerset > Income and Expense

S & C Bank, Somerset, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$3,123,0007,227
Total interest expense$1,482,0007,026
Net interest income$1,641,0007,306
Provision for loan and lease losses$90,0005,432
Total noninterest income$267,0006,758
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0005,699
Trading account gains and feesNANA
Additional Noninterest Income$108,0006,454
Total noninterest expense$1,396,0007,046
Salaries and employee benefits$677,0007,362
Premises and equipment expense$221,0006,486
Additional noninterest expense$498,0006,530
Pre-tax net operating income$422,0007,486
Securities gains (losses)$03,155
Applicable income taxes$90,0007,066
Income before extraordinary items$332,0007,384
Extraordinary gains, net$035
Net income$332,0007,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,573
Cash dividends$150,0005,619
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$332,0007,357
1998-12-31 (YTD Data)Rank
Total interest income$3,146,0007,365
Total interest expense$1,581,0007,012
Net interest income$1,565,0007,543
Provision for loan and lease losses$90,0005,311
Total noninterest income$249,0007,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0005,608
Trading account gains and feesNANA
Additional Noninterest Income$79,0007,213
Total noninterest expense$1,345,0007,120
Salaries and employee benefits$648,0007,481
Premises and equipment expense$240,0006,105
Additional noninterest expense$457,0006,742
Pre-tax net operating income$379,0007,987
Securities gains (losses)$04,449
Applicable income taxes$73,0007,940
Income before extraordinary items$306,0007,833
Extraordinary gains, net$032
Net income$306,0007,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,038
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$306,0007,747
1997-12-31 (YTD Data)Rank
Total interest income$2,948,0007,823
Total interest expense$1,506,0007,331
Net interest income$1,442,0008,115
Provision for loan and lease losses$44,0006,908
Total noninterest income$264,0007,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0005,777
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,039
Total noninterest expense$1,152,0007,849
Salaries and employee benefits$552,0008,234
Premises and equipment expense$206,0006,745
Additional noninterest expense$394,0007,407
Pre-tax net operating income$510,0007,866
Securities gains (losses)$03,944
Applicable income taxes$120,0008,093
Income before extraordinary items$390,0007,712
Extraordinary gains, net$044
Net income$390,0007,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$390,0007,655
1996-12-31 (YTD Data)Rank
Total interest income$2,680,0008,460
Total interest expense$1,353,0007,948
Net interest income$1,327,0008,695
Provision for loan and lease losses$30,0007,397
Total noninterest income$253,0007,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0005,711
Trading account gains and feesNANA
Additional Noninterest Income$62,0008,398
Total noninterest expense$1,074,0008,424
Salaries and employee benefits$556,0008,439
Premises and equipment expense$136,0008,382
Additional noninterest expense$382,0008,031
Pre-tax net operating income$476,0008,082
Securities gains (losses)$2,0003,501
Applicable income taxes$107,0008,639
Income before extraordinary items$371,0007,854
Extraordinary gains, net$053
Net income$371,0007,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$369,4407,802
1995-12-31 (YTD Data)Rank
Total interest income$2,337,0009,205
Total interest expense$1,163,0008,707
Net interest income$1,174,0009,410
Provision for loan and lease losses$30,0007,070
Total noninterest income$244,0007,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,739
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,382
Total noninterest expense$1,090,0008,612
Salaries and employee benefits$544,0008,757
Premises and equipment expense$145,0008,397
Additional noninterest expense$401,0008,182
Pre-tax net operating income$298,0009,749
Securities gains (losses)$-3,0009,402
Applicable income taxes$54,00010,109
Income before extraordinary items$241,0009,495
Extraordinary gains, net$065
Net income$241,0009,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$125,0006,392
Sale, conversion, retirement of capital stock, net$0809
Net operating income$243,4609,456
1994-12-31 (YTD Data)Rank
Total interest income$2,070,0009,669
Total interest expense$851,0009,343
Net interest income$1,219,0009,714
Provision for loan and lease losses$65,0005,465
Total noninterest income$235,0008,163
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,940
Trading account gains and feesNANA
Additional Noninterest Income$39,00010,213
Total noninterest expense$980,0009,439
Salaries and employee benefits$509,0009,313
Premises and equipment expense$111,0009,669
Additional noninterest expense$360,0009,241
Pre-tax net operating income$409,0009,292
Securities gains (losses)$22,0001,687
Applicable income taxes$85,0009,683
Income before extraordinary items$346,0008,664
Extraordinary gains, net$0249
Net income$346,0008,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,738
Cash dividends$82,0007,266
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$328,4008,897
1993-12-31 (YTD Data)Rank
Total interest income$2,123,0009,943
Total interest expense$924,0009,449
Net interest income$1,199,00010,067
Provision for loan and lease losses$57,0007,209
Total noninterest income$316,0007,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$206,0005,867
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,578
Total noninterest expense$937,00010,026
Salaries and employee benefits$496,0009,707
Premises and equipment expense$75,00011,339
Additional noninterest expense$366,0009,650
Pre-tax net operating income$521,0008,527
Securities gains (losses)$1,0007,052
Applicable income taxes$130,0009,087
Income before extraordinary items$392,0008,517
Extraordinary gains, net$03,149
Net income$392,0008,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0006,866
Cash dividends$81,0007,267
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$391,2508,252
1992-12-31 (YTD Data)Rank
Total interest income$2,527,0009,868
Total interest expense$1,149,0009,797
Net interest income$1,378,0009,710
Provision for loan and lease losses$96,0007,391
Total noninterest income$214,0009,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0006,460
Trading account gains and feesNANA
Additional Noninterest Income$37,00011,257
Total noninterest expense$895,00010,511
Salaries and employee benefits$464,00010,154
Premises and equipment expense$77,00011,610
Additional noninterest expense$354,00010,142
Pre-tax net operating income$601,0007,710
Securities gains (losses)$08,369
Applicable income taxes$182,0007,938
Income before extraordinary items$419,0008,029
Extraordinary gains, net$01,422
Net income$419,0008,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0006,313
Cash dividends$81,0006,973
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$419,0007,676

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.