Home > S & C Bank, Somerset > Assets and Liabilities
S & C Bank, Somerset, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $44,154,000 | 7,346 |
| Cash and due from depository institutions | $1,359,000 | 6,908 |
| Interest-bearing balances | $6,000 | 6,540 |
| Securities | $8,761,000 | 7,442 |
| Federal funds sold & reverse repurchase agreements | $811,000 | 5,223 |
| Net loans & leases | $31,136,000 | 6,682 |
| Loan loss allowance | $498,000 | 5,709 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,535,000 | 4,796 |
| Other real estate owned | $0 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $552,000 | 7,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,154,000 | 7,346 |
| Total liabilities | $39,703,000 | 7,313 |
| Total deposits | $38,756,000 | 7,164 |
| Interest-bearing deposits | $33,174,000 | 7,152 |
| Deposits held in domestic offices | $38,756,000 | 7,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $701,000 | 4,828 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $246,000 | 7,533 |
| Total equity capital | $4,451,000 | 7,432 |
| Total bank equity capital | $4,451,000 | 7,432 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $290,000 | 6,025 |
| Surplus | $2,210,000 | 5,207 |
| Undivided profits | $1,951,000 | 6,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 7,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $197,000 | 7,839 |
| Earning assets | $40,714,000 | 7,285 |
| Long-term assets (5+ years) | $6,665,000 | 5,744 |
| Average Assets, year-to-date | $42,916,000 | 7,279 |
| Average Assets, quarterly | $43,876,500 | 7,326 |
| Volatile liabilities | $5,216,000 | 7,227 |
| Insider loans | $1,168,000 | 3,371 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,838,000 | 6,129 |
| Tier 1 (core) risk-based capital | $4,554,000 | 7,369 |
| Tier 2 risk-based capital | $402,560 | 6,070 |
| Total risk weighted assets | $32,109,460 | 6,774 |
| Total unused commitments | $3,838,000 | 6,134 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $41,335,000 | 7,660 |
| Cash and due from depository institutions | $1,786,000 | 7,238 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $8,436,000 | 7,566 |
| Federal funds sold & reverse repurchase agreements | $1,710,000 | 6,136 |
| Net loans & leases | $27,418,000 | 7,023 |
| Loan loss allowance | $421,000 | 6,224 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,599,000 | 4,592 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $386,000 | 8,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,335,000 | 7,660 |
| Total liabilities | $36,874,000 | 7,641 |
| Total deposits | $36,617,000 | 7,490 |
| Interest-bearing deposits | $31,143,000 | 7,475 |
| Deposits held in domestic offices | $36,617,000 | 7,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000 | 5,120 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $244,000 | 8,106 |
| Total equity capital | $4,461,000 | 7,532 |
| Total bank equity capital | $4,461,000 | 7,532 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $290,000 | 6,120 |
| Surplus | $2,210,000 | 5,100 |
| Undivided profits | $1,961,000 | 6,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 8,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $189,000 | 8,054 |
| Earning assets | $37,564,000 | 7,694 |
| Long-term assets (5+ years) | $5,537,000 | 6,012 |
| Average Assets, year-to-date | $41,138,200 | 7,476 |
| Average Assets, quarterly | $40,837,500 | 7,621 |
| Volatile liabilities | $3,308,000 | 8,054 |
| Insider loans | $717,000 | 4,367 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $218,000 | 1,462 |
| Unused loan commitments | $4,609,000 | 5,548 |
| Tier 1 (core) risk-based capital | $4,372,000 | 7,454 |
| Tier 2 risk-based capital | $355,430 | 6,423 |
| Total risk weighted assets | $28,369,030 | 7,100 |
| Total unused commitments | $4,609,000 | 5,555 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $41,156,000 | 7,791 |
| Cash and due from depository institutions | $1,544,000 | 7,728 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,138,000 | 8,395 |
| Federal funds sold & reverse repurchase agreements | $1,235,000 | 6,043 |
| Net loans & leases | $29,138,000 | 6,953 |
| Loan loss allowance | $342,000 | 7,120 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,677,000 | 4,370 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $424,000 | 8,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,156,000 | 7,791 |
| Total liabilities | $37,046,000 | 7,758 |
| Total deposits | $36,609,000 | 7,640 |
| Interest-bearing deposits | $32,649,000 | 7,444 |
| Deposits held in domestic offices | $36,609,000 | 7,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $205,000 | 4,514 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $232,000 | 8,564 |
| Total equity capital | $4,110,000 | 7,955 |
| Total bank equity capital | $4,110,000 | 7,955 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $290,000 | 6,387 |
| Surplus | $2,210,000 | 5,092 |
| Undivided profits | $1,610,000 | 7,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $233,000 | 7,757 |
| Earning assets | $37,511,000 | 7,820 |
| Long-term assets (5+ years) | $5,342,000 | 5,832 |
| Average Assets, year-to-date | $38,614,000 | 7,852 |
| Average Assets, quarterly | $40,249,000 | 7,833 |
| Volatile liabilities | $3,833,000 | 7,874 |
| Insider loans | $549,000 | 5,158 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,792,000 | 5,909 |
| Tier 1 (core) risk-based capital | $4,066,000 | 7,871 |
| Tier 2 risk-based capital | $342,000 | 6,581 |
| Total risk weighted assets | $29,127,800 | 7,112 |
| Total unused commitments | $3,792,000 | 5,917 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $36,767,000 | 8,489 |
| Cash and due from depository institutions | $1,326,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,105,000 | 8,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $25,531,000 | 7,565 |
| Loan loss allowance | $311,000 | 7,732 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,346,000 | 5,052 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $459,000 | 9,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,767,000 | 8,489 |
| Total liabilities | $33,079,000 | 8,445 |
| Total deposits | $32,172,000 | 8,387 |
| Interest-bearing deposits | $28,824,000 | 8,211 |
| Deposits held in domestic offices | $32,172,000 | 8,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $565,000 | 3,144 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $123,000 | 4,756 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $219,000 | 8,990 |
| Total equity capital | $3,688,000 | 8,493 |
| Total bank equity capital | $3,688,000 | 8,493 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $290,000 | 6,748 |
| Surplus | $2,210,000 | 5,162 |
| Undivided profits | $1,188,000 | 8,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $210,000 | 8,288 |
| Earning assets | $33,636,000 | 8,479 |
| Long-term assets (5+ years) | $6,289,000 | 5,315 |
| Average Assets, year-to-date | $34,886,600 | 8,519 |
| Average Assets, quarterly | $36,372,000 | 8,481 |
| Volatile liabilities | $3,422,000 | 8,220 |
| Insider loans | $575,000 | 5,145 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,323,000 | 7,113 |
| Tier 1 (core) risk-based capital | $3,727,000 | 8,365 |
| Tier 2 risk-based capital | $311,000 | 7,079 |
| Total risk weighted assets | $25,685,300 | 7,708 |
| Total unused commitments | $2,323,000 | 7,128 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $32,613,000 | 9,210 |
| Cash and due from depository institutions | $1,536,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,054,000 | 8,972 |
| Federal funds sold & reverse repurchase agreements | $630,000 | 8,050 |
| Net loans & leases | $21,266,000 | 8,343 |
| Loan loss allowance | $288,000 | 8,245 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $762,000 | 6,987 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $365,000 | 10,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,613,000 | 9,210 |
| Total liabilities | $29,108,000 | 9,199 |
| Total deposits | $28,814,000 | 9,088 |
| Interest-bearing deposits | $25,778,000 | 8,913 |
| Deposits held in domestic offices | $28,814,000 | 9,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $45,000 | 4,698 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $249,000 | 9,001 |
| Total equity capital | $3,505,000 | 8,885 |
| Total bank equity capital | $3,505,000 | 8,885 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $290,000 | 7,108 |
| Surplus | $2,210,000 | 5,193 |
| Undivided profits | $1,005,000 | 9,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $170,000 | 9,329 |
| Earning assets | $29,950,000 | 9,167 |
| Long-term assets (5+ years) | $5,382,000 | 5,622 |
| Average Assets, year-to-date | $31,331,000 | 9,200 |
| Average Assets, quarterly | $32,538,000 | 9,170 |
| Volatile liabilities | $2,416,000 | 9,172 |
| Insider loans | $602,000 | 5,118 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,620,000 | 6,723 |
| Tier 1 (core) risk-based capital | $3,506,000 | 8,782 |
| Tier 2 risk-based capital | $264,820 | 7,834 |
| Total risk weighted assets | $21,162,320 | 8,580 |
| Total unused commitments | $2,620,000 | 6,736 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $30,270,000 | 9,753 |
| Cash and due from depository institutions | $2,088,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,834,000 | 8,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,165,000 | 9,349 |
| Loan loss allowance | $257,000 | 8,977 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $755,000 | 7,135 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $428,000 | 10,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,270,000 | 9,753 |
| Total liabilities | $27,010,000 | 9,771 |
| Total deposits | $24,917,000 | 9,907 |
| Interest-bearing deposits | $22,207,000 | 9,735 |
| Deposits held in domestic offices | $24,917,000 | 9,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,840,000 | 2,735 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $151,000 | 4,573 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $102,000 | 11,080 |
| Total equity capital | $3,260,000 | 9,132 |
| Total bank equity capital | $3,260,000 | 9,132 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $290,000 | 7,513 |
| Surplus | $1,710,000 | 6,138 |
| Undivided profits | $1,260,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $149,000 | 9,685 |
| Earning assets | $26,999,000 | 9,807 |
| Long-term assets (5+ years) | $6,460,000 | 5,322 |
| Average Assets, year-to-date | $29,266,400 | 9,798 |
| Average Assets, quarterly | $29,492,000 | 9,817 |
| Volatile liabilities | $4,241,000 | 7,330 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $679,000 | 9,865 |
| Tier 1 (core) risk-based capital | $3,390,000 | 9,052 |
| Tier 2 risk-based capital | $227,730 | 8,628 |
| Total risk weighted assets | $18,188,730 | 9,361 |
| Total unused commitments | $679,000 | 9,871 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $29,738,000 | 10,200 |
| Cash and due from depository institutions | $1,781,000 | 9,167 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,969,000 | 8,728 |
| Federal funds sold & reverse repurchase agreements | $405,000 | 9,360 |
| Net loans & leases | $15,832,000 | 9,819 |
| Loan loss allowance | $227,000 | 9,745 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $391,000 | 9,489 |
| Other real estate owned | $0 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $360,000 | 10,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,738,000 | 10,200 |
| Total liabilities | $26,612,000 | 10,236 |
| Total deposits | $26,247,000 | 10,153 |
| Interest-bearing deposits | $23,733,000 | 9,879 |
| Deposits held in domestic offices | $26,247,000 | 10,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $235,000 | 3,943 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $130,000 | 10,858 |
| Total equity capital | $3,126,000 | 9,584 |
| Total bank equity capital | $3,126,000 | 9,584 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $290,000 | 7,912 |
| Surplus | $1,360,000 | 7,030 |
| Undivided profits | $1,476,000 | 8,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 10,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,829 |
| Income earned, not collected on loans | $152,000 | 9,421 |
| Earning assets | $27,206,000 | 10,180 |
| Long-term assets (5+ years) | $2,098,000 | 8,664 |
| Average Assets, year-to-date | $28,605,600 | 10,243 |
| Average Assets, quarterly | $28,830,000 | 10,288 |
| Volatile liabilities | $2,339,000 | 9,228 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $316,000 | 11,111 |
| Tier 1 (core) risk-based capital | $3,126,000 | 9,529 |
| Tier 2 risk-based capital | $219,040 | 8,953 |
| Total risk weighted assets | $17,515,040 | 9,761 |
| Total unused commitments | $316,000 | 11,120 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $29,051,000 | 10,565 |
| Cash and due from depository institutions | $2,026,000 | 9,734 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,240,000 | 9,911 |
| Federal funds sold & reverse repurchase agreements | $1,755,000 | 6,953 |
| Net loans & leases | $16,183,000 | 9,867 |
| Loan loss allowance | $203,000 | 10,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $372,000 | 9,879 |
| Other real estate owned | $43,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $432,000 | 10,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,051,000 | 10,565 |
| Total liabilities | $26,236,000 | 10,576 |
| Total deposits | $25,649,000 | 10,545 |
| Interest-bearing deposits | $22,937,000 | 10,338 |
| Deposits held in domestic offices | $25,649,000 | 10,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $249,000 | 3,736 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $2,815,000 | 10,044 |
| Total bank equity capital | $2,815,000 | 10,044 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $290,000 | 8,317 |
| Surplus | $1,260,000 | 7,246 |
| Undivided profits | $1,265,000 | 8,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 9,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $201,000 | 8,648 |
| Earning assets | $26,178,000 | 10,582 |
| Long-term assets (5+ years) | $2,775,000 | 8,192 |
| Average Assets, year-to-date | $28,147,800 | 10,547 |
| Average Assets, quarterly | $28,588,000 | 10,579 |
| Volatile liabilities | $2,108,000 | 9,857 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $318,000 | 11,197 |
| Tier 1 (core) risk-based capital | $2,815,000 | 9,982 |
| Tier 2 risk-based capital | $203,000 | 9,370 |
| Total risk weighted assets | $18,528,200 | 9,669 |
| Total unused commitments | $318,000 | 11,218 |
| Derivatives | $0 | 651 |