Home > S & C Bank, Polk County > Income and Expense
S & C Bank, Polk County, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 5,730 |
| Total interest expense | $2,398,000 | 5,710 |
| Net interest income | $2,607,000 | 5,651 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $451,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,145 |
| Total noninterest expense | $1,987,000 | 5,702 |
| Salaries and employee benefits | $1,051,000 | 5,732 |
| Premises and equipment expense | $317,000 | 5,254 |
| Additional noninterest expense | $619,000 | 5,663 |
| Pre-tax net operating income | $931,000 | 5,449 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $214,000 | 5,271 |
| Income before extraordinary items | $717,000 | 5,351 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $717,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $717,000 | 5,356 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 5,978 |
| Total interest expense | $1,966,000 | 6,063 |
| Net interest income | $2,488,000 | 5,811 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $392,000 | 5,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,571 |
| Total noninterest expense | $1,803,000 | 6,080 |
| Salaries and employee benefits | $986,000 | 5,953 |
| Premises and equipment expense | $260,000 | 5,916 |
| Additional noninterest expense | $557,000 | 6,107 |
| Pre-tax net operating income | $1,031,000 | 5,211 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $255,000 | 5,153 |
| Income before extraordinary items | $758,000 | 5,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $758,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $771,500 | 5,157 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 6,025 |
| Total interest expense | $2,133,000 | 5,953 |
| Net interest income | $2,405,000 | 5,983 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $396,000 | 5,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,550 |
| Total noninterest expense | $1,687,000 | 6,252 |
| Salaries and employee benefits | $918,000 | 6,127 |
| Premises and equipment expense | $259,000 | 5,838 |
| Additional noninterest expense | $510,000 | 6,359 |
| Pre-tax net operating income | $1,024,000 | 5,343 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $274,000 | 5,425 |
| Income before extraordinary items | $766,000 | 5,335 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $766,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $754,160 | 5,278 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 6,258 |
| Total interest expense | $2,159,000 | 5,959 |
| Net interest income | $2,306,000 | 6,356 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $337,000 | 6,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,301 |
| Total noninterest expense | $1,622,000 | 6,484 |
| Salaries and employee benefits | $870,000 | 6,439 |
| Premises and equipment expense | $275,000 | 5,729 |
| Additional noninterest expense | $477,000 | 6,704 |
| Pre-tax net operating income | $961,000 | 5,955 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $251,000 | 6,255 |
| Income before extraordinary items | $725,000 | 5,789 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $725,000 | 5,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $149,000 | 5,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $713,900 | 5,795 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 6,723 |
| Total interest expense | $1,998,000 | 6,415 |
| Net interest income | $2,147,000 | 6,864 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $340,000 | 6,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,663 |
| Total noninterest expense | $1,634,000 | 6,755 |
| Salaries and employee benefits | $818,000 | 6,898 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $478,000 | 7,223 |
| Pre-tax net operating income | $781,000 | 6,579 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $182,000 | 7,416 |
| Income before extraordinary items | $602,000 | 6,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $602,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $599,690 | 6,217 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 6,946 |
| Total interest expense | $1,945,000 | 6,597 |
| Net interest income | $2,091,000 | 7,100 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $322,000 | 6,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $1,649,000 | 6,846 |
| Salaries and employee benefits | $793,000 | 7,139 |
| Premises and equipment expense | $286,000 | 5,843 |
| Additional noninterest expense | $570,000 | 6,722 |
| Pre-tax net operating income | $674,000 | 7,447 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $189,000 | 7,616 |
| Income before extraordinary items | $534,000 | 7,008 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $534,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,288 |
| Cash dividends | $525,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $497,740 | 7,236 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 7,307 |
| Total interest expense | $1,426,000 | 7,116 |
| Net interest income | $2,085,000 | 7,361 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $366,000 | 6,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $1,679,000 | 7,045 |
| Salaries and employee benefits | $786,000 | 7,287 |
| Premises and equipment expense | $257,000 | 6,405 |
| Additional noninterest expense | $636,000 | 6,764 |
| Pre-tax net operating income | $712,000 | 7,323 |
| Securities gains (losses) | $214,000 | 477 |
| Applicable income taxes | $304,000 | 5,828 |
| Income before extraordinary items | $622,000 | 6,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $622,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $478,620 | 7,512 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 7,340 |
| Total interest expense | $1,494,000 | 7,222 |
| Net interest income | $2,153,000 | 7,290 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $585,000 | 5,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,878 |
| Total noninterest expense | $1,933,000 | 6,512 |
| Salaries and employee benefits | $766,000 | 7,526 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $916,000 | 5,289 |
| Pre-tax net operating income | $715,000 | 7,285 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $277,000 | 6,387 |
| Income before extraordinary items | $491,000 | 7,628 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $791,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $457,080 | 7,658 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 7,423 |
| Total interest expense | $1,992,000 | 7,125 |
| Net interest income | $2,074,000 | 7,565 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $433,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,910 |
| Total noninterest expense | $2,057,000 | 6,228 |
| Salaries and employee benefits | $690,000 | 8,066 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $1,123,000 | 4,610 |
| Pre-tax net operating income | $340,000 | 9,776 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $251,000 | 9,909 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $251,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $230,600 | 9,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.