Home > S&C Bank, Minnesota > Income and Expense
S&C Bank, Minnesota, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 8,513 |
| Total interest expense | $746,000 | 8,543 |
| Net interest income | $968,000 | 8,357 |
| Provision for loan and lease losses | $16,000 | 7,702 |
| Total noninterest income | $226,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $194,000 | 5,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $32,000 | 8,285 |
| Total noninterest expense | $1,077,000 | 7,759 |
| Salaries and employee benefits | $460,000 | 8,356 |
| Premises and equipment expense | $100,000 | 8,307 |
| Additional noninterest expense | $517,000 | 6,336 |
| Pre-tax net operating income | $101,000 | 8,320 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $55,000 | 6,623 |
| Income before extraordinary items | $94,000 | 8,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $94,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $63,280 | 8,449 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 9,504 |
| Total interest expense | $396,000 | 9,423 |
| Net interest income | $458,000 | 9,514 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $92,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $524,000 | 9,333 |
| Salaries and employee benefits | $241,000 | 9,490 |
| Premises and equipment expense | $97,000 | 8,499 |
| Additional noninterest expense | $186,000 | 8,914 |
| Pre-tax net operating income | $26,000 | 9,032 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $10,000 | 8,067 |
| Income before extraordinary items | $16,000 | 9,084 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $16,000 | 9,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $16,000 | 9,072 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.