Home > S & C Bank, Chippewa > Income and Expense
S & C Bank, Chippewa, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $5,695,000 | 5,273 |
Total interest expense | $3,240,000 | 4,655 |
Net interest income | $2,455,000 | 5,883 |
Provision for loan and lease losses | $144,000 | 4,490 |
Total noninterest income | $297,000 | 6,332 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $146,000 | 5,824 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $151,000 | 5,452 |
Total noninterest expense | $1,872,000 | 5,917 |
Salaries and employee benefits | $1,021,000 | 5,832 |
Premises and equipment expense | $175,000 | 7,161 |
Additional noninterest expense | $676,000 | 5,315 |
Pre-tax net operating income | $736,000 | 6,093 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $140,000 | 6,039 |
Income before extraordinary items | $596,000 | 5,869 |
Extraordinary gains, net | $0 | 38 |
Net income | $596,000 | 5,867 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 8,939 |
Cash dividends | $1,150,000 | 2,057 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $596,000 | 5,882 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,712,000 | 5,776 |
Total interest expense | $2,384,000 | 5,356 |
Net interest income | $2,328,000 | 6,062 |
Provision for loan and lease losses | $90,000 | 5,432 |
Total noninterest income | $312,000 | 6,335 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $119,000 | 6,372 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $193,000 | 5,023 |
Total noninterest expense | $1,745,000 | 6,190 |
Salaries and employee benefits | $907,000 | 6,272 |
Premises and equipment expense | $197,000 | 6,860 |
Additional noninterest expense | $641,000 | 5,571 |
Pre-tax net operating income | $805,000 | 5,907 |
Securities gains (losses) | $-28,000 | 9,642 |
Applicable income taxes | $157,000 | 6,187 |
Income before extraordinary items | $620,000 | 5,801 |
Extraordinary gains, net | $0 | 35 |
Net income | $620,000 | 5,799 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-89,000 | 10,024 |
Cash dividends | $100,000 | 6,057 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $642,400 | 5,675 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,477,000 | 6,079 |
Total interest expense | $2,414,000 | 5,498 |
Net interest income | $2,063,000 | 6,557 |
Provision for loan and lease losses | $54,000 | 6,469 |
Total noninterest income | $270,000 | 6,773 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $90,000 | 7,058 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $180,000 | 5,229 |
Total noninterest expense | $1,669,000 | 6,288 |
Salaries and employee benefits | $936,000 | 6,045 |
Premises and equipment expense | $196,000 | 6,786 |
Additional noninterest expense | $537,000 | 6,184 |
Pre-tax net operating income | $610,000 | 6,858 |
Securities gains (losses) | $3,000 | 3,720 |
Applicable income taxes | $105,000 | 7,455 |
Income before extraordinary items | $508,000 | 6,566 |
Extraordinary gains, net | $0 | 32 |
Net income | $508,000 | 6,566 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-30,000 | 9,971 |
Cash dividends | $100,000 | 6,234 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $505,510 | 6,461 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,206,000 | 6,467 |
Total interest expense | $2,255,000 | 5,790 |
Net interest income | $1,951,000 | 7,023 |
Provision for loan and lease losses | $15,000 | 8,110 |
Total noninterest income | $135,000 | 8,817 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $88,000 | 7,468 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 8,573 |
Total noninterest expense | $1,499,000 | 6,782 |
Salaries and employee benefits | $785,000 | 6,861 |
Premises and equipment expense | $205,000 | 6,758 |
Additional noninterest expense | $509,000 | 6,430 |
Pre-tax net operating income | $572,000 | 7,548 |
Securities gains (losses) | $10,000 | 2,359 |
Applicable income taxes | $90,000 | 8,571 |
Income before extraordinary items | $492,000 | 7,017 |
Extraordinary gains, net | $0 | 44 |
Net income | $492,000 | 7,018 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 9,725 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $-79,000 | 10,770 |
Net operating income | $483,500 | 7,029 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,618,000 | 7,254 |
Total interest expense | $1,808,000 | 6,824 |
Net interest income | $1,810,000 | 7,548 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $105,000 | 9,802 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 8,488 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 9,213 |
Total noninterest expense | $1,453,000 | 7,245 |
Salaries and employee benefits | $769,000 | 7,142 |
Premises and equipment expense | $169,000 | 7,642 |
Additional noninterest expense | $515,000 | 6,940 |
Pre-tax net operating income | $462,000 | 8,153 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $43,000 | 9,812 |
Income before extraordinary items | $420,000 | 7,455 |
Extraordinary gains, net | $0 | 53 |
Net income | $420,000 | 7,454 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,158 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $419,090 | 7,411 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,234,000 | 7,884 |
Total interest expense | $1,557,000 | 7,540 |
Net interest income | $1,677,000 | 8,077 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $158,000 | 9,172 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 8,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $84,000 | 7,808 |
Total noninterest expense | $1,246,000 | 8,059 |
Salaries and employee benefits | $666,000 | 7,953 |
Premises and equipment expense | $186,000 | 7,481 |
Additional noninterest expense | $394,000 | 8,248 |
Pre-tax net operating income | $589,000 | 7,931 |
Securities gains (losses) | $-5,000 | 9,676 |
Applicable income taxes | $100,000 | 9,180 |
Income before extraordinary items | $484,000 | 7,373 |
Extraordinary gains, net | $0 | 65 |
Net income | $484,000 | 7,373 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 10,558 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $488,150 | 7,304 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,853,000 | 8,315 |
Total interest expense | $1,239,000 | 7,754 |
Net interest income | $1,614,000 | 8,547 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $117,000 | 10,363 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 8,680 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 10,350 |
Total noninterest expense | $1,187,000 | 8,652 |
Salaries and employee benefits | $645,000 | 8,307 |
Premises and equipment expense | $178,000 | 7,891 |
Additional noninterest expense | $364,000 | 9,190 |
Pre-tax net operating income | $544,000 | 8,361 |
Securities gains (losses) | $72,000 | 944 |
Applicable income taxes | $114,000 | 9,050 |
Income before extraordinary items | $502,000 | 7,302 |
Extraordinary gains, net | $0 | 249 |
Net income | $502,000 | 7,306 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 11,321 |
Cash dividends | $100,000 | 6,840 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $443,680 | 7,820 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,027,000 | 8,293 |
Total interest expense | $1,327,000 | 7,788 |
Net interest income | $1,700,000 | 8,490 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $171,000 | 9,796 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $83,000 | 8,912 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $88,000 | 8,318 |
Total noninterest expense | $1,118,000 | 9,260 |
Salaries and employee benefits | $599,000 | 8,814 |
Premises and equipment expense | $192,000 | 7,842 |
Additional noninterest expense | $327,000 | 10,107 |
Pre-tax net operating income | $753,000 | 7,083 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $195,000 | 7,710 |
Income before extraordinary items | $559,000 | 7,087 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $559,000 | 7,250 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 7,224 |
Cash dividends | $100,000 | 6,847 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $558,260 | 6,833 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,323,000 | 8,439 |
Total interest expense | $1,655,000 | 8,031 |
Net interest income | $1,668,000 | 8,749 |
Provision for loan and lease losses | $30,000 | 9,956 |
Total noninterest income | $197,000 | 9,474 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 9,282 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 7,446 |
Total noninterest expense | $1,091,000 | 9,559 |
Salaries and employee benefits | $558,000 | 9,200 |
Premises and equipment expense | $160,000 | 8,845 |
Additional noninterest expense | $373,000 | 9,907 |
Pre-tax net operating income | $744,000 | 6,861 |
Securities gains (losses) | $18,000 | 5,726 |
Applicable income taxes | $247,000 | 6,708 |
Income before extraordinary items | $515,000 | 7,199 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $515,000 | 7,294 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 10,157 |
Cash dividends | $100,000 | 6,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $502,760 | 6,931 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.