Home > S & C Bank > Assets and Liabilities
S & C Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 150 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $404,103,000 | 1,694 |
| Cash and due from depository institutions | $13,083,000 | 1,122 |
| Interest-bearing balances | $131,000 | 4,403 |
| Securities | $62,513,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $72,000 | 5,986 |
| Net loans & leases | $306,210,000 | 1,576 |
| Loan loss allowance | $2,979,000 | 1,814 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,524,000 | 1,102 |
| Other real estate owned | $275,000 | 1,122 |
| Goodwill and other intangibles | $5,574,000 | 883 |
| All other assets | $4,852,000 | 3,121 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $404,103,000 | 1,694 |
| Total liabilities | $356,409,000 | 1,724 |
| Total deposits | $331,851,000 | 1,622 |
| Interest-bearing deposits | $271,419,000 | 1,723 |
| Deposits held in domestic offices | $331,851,000 | 1,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 2,004 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,991 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,958,000 | 1,818 |
| Total equity capital | $47,694,000 | 1,455 |
| Total bank equity capital | $47,694,000 | 1,455 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $900,000 | 3,231 |
| Surplus | $13,460,000 | 2,073 |
| Undivided profits | $33,334,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,030,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,916,000 | 1,402 |
| Earning assets | $368,926,000 | 1,689 |
| Long-term assets (5+ years) | $35,721,000 | 2,564 |
| Average Assets, year-to-date | $404,013,800 | 1,631 |
| Average Assets, quarterly | $404,759,000 | 1,673 |
| Volatile liabilities | $47,696,000 | 2,722 |
| Insider loans | $5,156,000 | 1,482 |
| FHLB advances | $18,000,000 | 1,893 |
| Loans and leases held for sale | $2,404,000 | 582 |
| Unused loan commitments | $64,449,000 | 1,453 |
| Tier 1 (core) risk-based capital | $42,780,000 | 1,511 |
| Tier 2 risk-based capital | $2,979,000 | 1,736 |
| Total risk weighted assets | $319,601,000 | 1,582 |
| Total unused commitments | $64,449,000 | 1,454 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 162 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $405,415,000 | 1,661 |
| Cash and due from depository institutions | $9,596,000 | 1,034 |
| Interest-bearing balances | $117,000 | 4,393 |
| Securities | $64,442,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,986 |
| Net loans & leases | $301,634,000 | 1,567 |
| Loan loss allowance | $3,635,000 | 1,483 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,879,000 | 1,030 |
| Other real estate owned | $204,000 | 1,034 |
| Goodwill and other intangibles | $5,644,000 | 855 |
| All other assets | $5,016,000 | 3,076 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $405,415,000 | 1,661 |
| Total liabilities | $354,813,000 | 1,692 |
| Total deposits | $333,426,000 | 1,596 |
| Interest-bearing deposits | $277,382,000 | 1,682 |
| Deposits held in domestic offices | $333,426,000 | 1,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,870 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,387,000 | 1,613 |
| Total equity capital | $50,602,000 | 1,345 |
| Total bank equity capital | $50,602,000 | 1,345 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $900,000 | 3,215 |
| Surplus | $13,460,000 | 2,038 |
| Undivided profits | $36,242,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,520,000 | 1,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,940,000 | 1,487 |
| Earning assets | $373,193,000 | 1,658 |
| Long-term assets (5+ years) | $34,455,000 | 2,526 |
| Average Assets, year-to-date | $403,991,500 | 1,628 |
| Average Assets, quarterly | $403,656,500 | 1,652 |
| Volatile liabilities | $36,814,000 | 3,252 |
| Insider loans | $5,369,000 | 1,387 |
| FHLB advances | $18,000,000 | 1,773 |
| Loans and leases held for sale | $1,353,000 | 769 |
| Unused loan commitments | $71,881,000 | 1,350 |
| Tier 1 (core) risk-based capital | $46,132,000 | 1,398 |
| Tier 2 risk-based capital | $3,635,000 | 1,449 |
| Total risk weighted assets | $319,143,000 | 1,566 |
| Total unused commitments | $71,881,000 | 1,350 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 168 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $401,898,000 | 1,685 |
| Cash and due from depository institutions | $10,192,000 | 1,013 |
| Interest-bearing balances | $128,000 | 4,400 |
| Securities | $64,862,000 | 1,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $303,529,000 | 1,553 |
| Loan loss allowance | $3,926,000 | 1,355 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,059,000 | 1,006 |
| Other real estate owned | $310,000 | 1,013 |
| Goodwill and other intangibles | $5,711,000 | 850 |
| All other assets | $5,235,000 | 2,959 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $401,898,000 | 1,685 |
| Total liabilities | $352,978,000 | 1,717 |
| Total deposits | $327,494,000 | 1,645 |
| Interest-bearing deposits | $271,127,000 | 1,732 |
| Deposits held in domestic offices | $327,494,000 | 1,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,167,000 | 1,979 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000,000 | 1,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,317,000 | 2,084 |
| Total equity capital | $48,920,000 | 1,389 |
| Total bank equity capital | $48,920,000 | 1,389 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $900,000 | 3,219 |
| Surplus | $13,460,000 | 2,041 |
| Undivided profits | $34,560,000 | 1,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,443,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,876,000 | 1,399 |
| Earning assets | $368,519,000 | 1,678 |
| Long-term assets (5+ years) | $40,414,000 | 2,207 |
| Average Assets, year-to-date | $403,517,000 | 1,656 |
| Average Assets, quarterly | $404,040,500 | 1,666 |
| Volatile liabilities | $34,465,000 | 3,372 |
| Insider loans | $5,435,000 | 1,357 |
| FHLB advances | $20,000,000 | 1,577 |
| Loans and leases held for sale | $5,857,000 | 370 |
| Unused loan commitments | $76,303,000 | 1,321 |
| Tier 1 (core) risk-based capital | $45,015,000 | 1,433 |
| Tier 2 risk-based capital | $3,926,000 | 1,342 |
| Total risk weighted assets | $315,171,000 | 1,592 |
| Total unused commitments | $76,303,000 | 1,321 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 166 | 1,010 |
| Assets and Liabilities | ||
| Total Assets: | $406,183,000 | 1,659 |
| Cash and due from depository institutions | $10,986,000 | 1,010 |
| Interest-bearing balances | $108,000 | 4,610 |
| Securities | $71,737,000 | 1,647 |
| Federal funds sold & reverse repurchase agreements | $2,239,000 | 4,866 |
| Net loans & leases | $297,422,000 | 1,575 |
| Loan loss allowance | $3,882,000 | 1,367 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,203,000 | 965 |
| Other real estate owned | $615,000 | 1,010 |
| Goodwill and other intangibles | $5,784,000 | 831 |
| All other assets | $5,197,000 | 2,902 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $406,183,000 | 1,659 |
| Total liabilities | $358,036,000 | 1,682 |
| Total deposits | $332,204,000 | 1,618 |
| Interest-bearing deposits | $279,826,000 | 1,674 |
| Deposits held in domestic offices | $332,204,000 | 1,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,053,000 | 1,858 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,779,000 | 1,890 |
| Total equity capital | $48,147,000 | 1,413 |
| Total bank equity capital | $48,147,000 | 1,413 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $900,000 | 3,216 |
| Surplus | $13,460,000 | 2,009 |
| Undivided profits | $33,787,000 | 1,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,640,000 | 770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,768,000 | 1,413 |
| Earning assets | $371,506,000 | 1,664 |
| Long-term assets (5+ years) | $40,317,000 | 2,187 |
| Average Assets, year-to-date | $404,326,500 | 1,650 |
| Average Assets, quarterly | $404,326,500 | 1,650 |
| Volatile liabilities | $53,409,000 | 2,372 |
| Insider loans | $4,124,000 | 1,718 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $4,598,000 | 415 |
| Unused loan commitments | $62,970,000 | 1,534 |
| Tier 1 (core) risk-based capital | $43,753,000 | 1,458 |
| Tier 2 risk-based capital | $3,882,000 | 1,356 |
| Total risk weighted assets | $312,589,000 | 1,591 |
| Total unused commitments | $62,970,000 | 1,535 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 175 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $402,470,000 | 1,670 |
| Cash and due from depository institutions | $12,881,000 | 952 |
| Interest-bearing balances | $168,000 | 4,218 |
| Securities | $69,389,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,791 |
| Net loans & leases | $294,608,000 | 1,560 |
| Loan loss allowance | $3,957,000 | 1,321 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,123,000 | 1,045 |
| Other real estate owned | $616,000 | 952 |
| Goodwill and other intangibles | $5,864,000 | 810 |
| All other assets | $4,989,000 | 3,010 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $402,470,000 | 1,670 |
| Total liabilities | $355,478,000 | 1,675 |
| Total deposits | $330,936,000 | 1,604 |
| Interest-bearing deposits | $269,688,000 | 1,689 |
| Deposits held in domestic offices | $330,936,000 | 1,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,996,000 | 2,254 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,546,000 | 1,977 |
| Total equity capital | $46,992,000 | 1,407 |
| Total bank equity capital | $46,992,000 | 1,407 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $900,000 | 3,214 |
| Surplus | $13,460,000 | 1,962 |
| Undivided profits | $32,632,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,286,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,544,000 | 1,597 |
| Earning assets | $367,165,000 | 1,664 |
| Long-term assets (5+ years) | $33,729,000 | 2,437 |
| Average Assets, year-to-date | $405,343,800 | 1,577 |
| Average Assets, quarterly | $405,347,000 | 1,632 |
| Volatile liabilities | $52,159,000 | 2,563 |
| Insider loans | $4,044,000 | 1,746 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $2,890,000 | 558 |
| Unused loan commitments | $57,756,000 | 1,632 |
| Tier 1 (core) risk-based capital | $42,680,000 | 1,474 |
| Tier 2 risk-based capital | $3,856,000 | 1,344 |
| Total risk weighted assets | $308,418,000 | 1,582 |
| Total unused commitments | $57,756,000 | 1,633 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 178 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $408,224,000 | 1,616 |
| Cash and due from depository institutions | $12,821,000 | 947 |
| Interest-bearing balances | $137,000 | 4,405 |
| Securities | $66,615,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 1,108 |
| Net loans & leases | $294,505,000 | 1,552 |
| Loan loss allowance | $4,202,000 | 1,234 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,373,000 | 1,124 |
| Other real estate owned | $405,000 | 947 |
| Goodwill and other intangibles | $5,944,000 | 801 |
| All other assets | $4,961,000 | 3,033 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $408,224,000 | 1,616 |
| Total liabilities | $360,434,000 | 1,647 |
| Total deposits | $335,255,000 | 1,560 |
| Interest-bearing deposits | $277,085,000 | 1,627 |
| Deposits held in domestic offices | $335,255,000 | 1,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,971,000 | 2,384 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,208,000 | 1,623 |
| Total equity capital | $47,790,000 | 1,365 |
| Total bank equity capital | $47,790,000 | 1,365 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,231 |
| Surplus | $13,460,000 | 1,931 |
| Undivided profits | $33,430,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,268,000 | 940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,697,000 | 1,485 |
| Earning assets | $373,857,000 | 1,625 |
| Long-term assets (5+ years) | $28,402,000 | 2,722 |
| Average Assets, year-to-date | $406,062,250 | 1,576 |
| Average Assets, quarterly | $405,764,500 | 1,620 |
| Volatile liabilities | $51,178,000 | 2,568 |
| Insider loans | $3,944,000 | 1,772 |
| FHLB advances | $20,000,000 | 1,671 |
| Loans and leases held for sale | $3,486,000 | 495 |
| Unused loan commitments | $61,123,000 | 1,590 |
| Tier 1 (core) risk-based capital | $43,518,000 | 1,427 |
| Tier 2 risk-based capital | $3,856,000 | 1,342 |
| Total risk weighted assets | $308,130,000 | 1,570 |
| Total unused commitments | $61,123,000 | 1,590 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 179 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $403,305,000 | 1,629 |
| Cash and due from depository institutions | $12,190,000 | 949 |
| Interest-bearing balances | $221,000 | 3,936 |
| Securities | $64,643,000 | 1,856 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 1,470 |
| Net loans & leases | $294,842,000 | 1,539 |
| Loan loss allowance | $4,244,000 | 1,210 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,737,000 | 1,067 |
| Other real estate owned | $1,358,000 | 949 |
| Goodwill and other intangibles | $6,010,000 | 784 |
| All other assets | $4,925,000 | 3,014 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $403,305,000 | 1,629 |
| Total liabilities | $358,188,000 | 1,650 |
| Total deposits | $333,394,000 | 1,555 |
| Interest-bearing deposits | $276,635,000 | 1,600 |
| Deposits held in domestic offices | $333,394,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,049,000 | 2,102 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,000,000 | 1,782 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,745,000 | 2,404 |
| Total equity capital | $45,117,000 | 1,392 |
| Total bank equity capital | $45,117,000 | 1,392 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $900,000 | 3,226 |
| Surplus | $13,460,000 | 1,891 |
| Undivided profits | $30,757,000 | 1,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,018,000 | 2,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,388,000 | 1,511 |
| Earning assets | $368,306,000 | 1,630 |
| Long-term assets (5+ years) | $25,515,000 | 2,887 |
| Average Assets, year-to-date | $405,341,670 | 1,574 |
| Average Assets, quarterly | $405,627,000 | 1,594 |
| Volatile liabilities | $50,890,000 | 2,557 |
| Insider loans | $4,232,000 | 1,625 |
| FHLB advances | $20,000,000 | 1,673 |
| Loans and leases held for sale | $2,603,000 | 576 |
| Unused loan commitments | $60,948,000 | 1,597 |
| Tier 1 (core) risk-based capital | $41,324,000 | 1,462 |
| Tier 2 risk-based capital | $3,869,000 | 1,307 |
| Total risk weighted assets | $309,148,000 | 1,548 |
| Total unused commitments | $60,948,000 | 1,597 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 176 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $407,949,000 | 1,563 |
| Cash and due from depository institutions | $11,370,000 | 947 |
| Interest-bearing balances | $107,000 | 4,796 |
| Securities | $64,422,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,954 |
| Net loans & leases | $301,665,000 | 1,458 |
| Loan loss allowance | $4,300,000 | 1,173 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,664,000 | 1,048 |
| Other real estate owned | $1,358,000 | 947 |
| Goodwill and other intangibles | $6,081,000 | 751 |
| All other assets | $4,889,000 | 2,958 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $407,949,000 | 1,563 |
| Total liabilities | $363,672,000 | 1,582 |
| Total deposits | $340,838,000 | 1,476 |
| Interest-bearing deposits | $283,275,000 | 1,538 |
| Deposits held in domestic offices | $340,838,000 | 1,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,203,000 | 2,531 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,724 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,631,000 | 2,520 |
| Total equity capital | $44,277,000 | 1,389 |
| Total bank equity capital | $44,277,000 | 1,389 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,213 |
| Surplus | $13,460,000 | 1,834 |
| Undivided profits | $29,917,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 1,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,520,000 | 1,339 |
| Earning assets | $373,694,000 | 1,575 |
| Long-term assets (5+ years) | $24,252,000 | 2,945 |
| Average Assets, year-to-date | $406,360,000 | 1,556 |
| Average Assets, quarterly | $406,360,000 | 1,556 |
| Volatile liabilities | $44,314,000 | 2,730 |
| Insider loans | $3,990,000 | 1,679 |
| FHLB advances | $20,000,000 | 1,634 |
| Loans and leases held for sale | $1,554,000 | 687 |
| Unused loan commitments | $61,962,000 | 1,554 |
| Tier 1 (core) risk-based capital | $40,243,000 | 1,472 |
| Tier 2 risk-based capital | $3,965,000 | 1,258 |
| Total risk weighted assets | $316,842,000 | 1,459 |
| Total unused commitments | $61,962,000 | 1,554 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 177 | 930 |
| Assets and Liabilities | ||
| Total Assets: | $404,771,000 | 1,554 |
| Cash and due from depository institutions | $17,131,000 | 930 |
| Interest-bearing balances | $116,000 | 4,765 |
| Securities | $64,149,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,062 |
| Net loans & leases | $297,718,000 | 1,444 |
| Loan loss allowance | $4,317,000 | 1,141 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,497,000 | 1,038 |
| Other real estate owned | $1,146,000 | 930 |
| Goodwill and other intangibles | $6,134,000 | 732 |
| All other assets | $4,446,000 | 3,126 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $404,771,000 | 1,554 |
| Total liabilities | $361,504,000 | 1,570 |
| Total deposits | $333,248,000 | 1,489 |
| Interest-bearing deposits | $269,290,000 | 1,590 |
| Deposits held in domestic offices | $333,248,000 | 1,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,654,000 | 2,442 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,522 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,602,000 | 2,496 |
| Total equity capital | $43,267,000 | 1,400 |
| Total bank equity capital | $43,267,000 | 1,400 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $900,000 | 3,223 |
| Surplus | $13,460,000 | 1,799 |
| Undivided profits | $28,907,000 | 1,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,329,000 | 1,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,171,000 | 1,595 |
| Earning assets | $365,533,000 | 1,582 |
| Long-term assets (5+ years) | $25,266,000 | 2,854 |
| Average Assets, year-to-date | $394,629,600 | 1,534 |
| Average Assets, quarterly | $408,506,000 | 1,517 |
| Volatile liabilities | $52,037,000 | 2,374 |
| Insider loans | $4,031,000 | 1,662 |
| FHLB advances | $25,000,000 | 1,423 |
| Loans and leases held for sale | $3,205,000 | 446 |
| Unused loan commitments | $63,019,000 | 1,478 |
| Tier 1 (core) risk-based capital | $39,144,000 | 1,499 |
| Tier 2 risk-based capital | $3,883,000 | 1,263 |
| Total risk weighted assets | $310,173,000 | 1,466 |
| Total unused commitments | $63,019,000 | 1,478 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 181 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $412,241,000 | 1,484 |
| Cash and due from depository institutions | $14,336,000 | 893 |
| Interest-bearing balances | $153,000 | 4,590 |
| Securities | $64,300,000 | 1,870 |
| Federal funds sold & reverse repurchase agreements | $11,850,000 | 1,106 |
| Net loans & leases | $299,239,000 | 1,411 |
| Loan loss allowance | $4,661,000 | 1,045 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,689,000 | 995 |
| Other real estate owned | $1,145,000 | 893 |
| Goodwill and other intangibles | $6,178,000 | 704 |
| All other assets | $4,504,000 | 3,058 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $412,241,000 | 1,484 |
| Total liabilities | $368,259,000 | 1,508 |
| Total deposits | $339,715,000 | 1,425 |
| Interest-bearing deposits | $275,113,000 | 1,510 |
| Deposits held in domestic offices | $339,715,000 | 1,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,614,000 | 2,156 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $24,000,000 | 1,575 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,930,000 | 2,128 |
| Total equity capital | $43,982,000 | 1,361 |
| Total bank equity capital | $43,982,000 | 1,361 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,205 |
| Surplus | $13,460,000 | 1,741 |
| Undivided profits | $29,622,000 | 1,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,483,000 | 1,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,132,000 | 1,539 |
| Earning assets | $375,542,000 | 1,501 |
| Long-term assets (5+ years) | $29,972,000 | 2,581 |
| Average Assets, year-to-date | $392,094,250 | 1,535 |
| Average Assets, quarterly | $402,157,000 | 1,527 |
| Volatile liabilities | $54,014,000 | 2,242 |
| Insider loans | $4,201,000 | 1,560 |
| FHLB advances | $24,000,000 | 1,479 |
| Loans and leases held for sale | $5,565,000 | 380 |
| Unused loan commitments | $67,839,000 | 1,361 |
| Tier 1 (core) risk-based capital | $39,599,000 | 1,440 |
| Tier 2 risk-based capital | $3,919,000 | 1,217 |
| Total risk weighted assets | $312,795,000 | 1,416 |
| Total unused commitments | $67,839,000 | 1,361 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 180 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $392,073,000 | 1,560 |
| Cash and due from depository institutions | $13,259,000 | 899 |
| Interest-bearing balances | $102,000 | 4,951 |
| Securities | $62,888,000 | 1,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $293,534,000 | 1,395 |
| Loan loss allowance | $4,707,000 | 1,006 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,689,000 | 953 |
| Other real estate owned | $1,353,000 | 899 |
| Goodwill and other intangibles | $6,145,000 | 699 |
| All other assets | $4,205,000 | 3,105 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $392,073,000 | 1,560 |
| Total liabilities | $349,579,000 | 1,575 |
| Total deposits | $323,771,000 | 1,478 |
| Interest-bearing deposits | $263,548,000 | 1,546 |
| Deposits held in domestic offices | $323,771,000 | 1,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,205,000 | 1,782 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,603,000 | 2,316 |
| Total equity capital | $42,494,000 | 1,381 |
| Total bank equity capital | $42,494,000 | 1,381 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,188 |
| Surplus | $13,460,000 | 1,705 |
| Undivided profits | $28,134,000 | 1,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,944,000 | 1,567 |
| Earning assets | $356,524,000 | 1,569 |
| Long-term assets (5+ years) | $32,058,000 | 2,466 |
| Average Assets, year-to-date | $385,378,670 | 1,552 |
| Average Assets, quarterly | $390,339,500 | 1,542 |
| Volatile liabilities | $53,092,000 | 2,163 |
| Insider loans | $4,047,000 | 1,579 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $4,032,000 | 484 |
| Unused loan commitments | $73,346,000 | 1,217 |
| Tier 1 (core) risk-based capital | $38,013,000 | 1,458 |
| Tier 2 risk-based capital | $3,871,000 | 1,214 |
| Total risk weighted assets | $308,881,000 | 1,398 |
| Total unused commitments | $73,346,000 | 1,217 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 181 | 885 |
| Assets and Liabilities | ||
| Total Assets: | $388,606,000 | 1,546 |
| Cash and due from depository institutions | $10,886,000 | 885 |
| Interest-bearing balances | $1,941,000 | 2,048 |
| Securities | $64,003,000 | 1,929 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,745 |
| Net loans & leases | $284,195,000 | 1,400 |
| Loan loss allowance | $4,850,000 | 973 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,636,000 | 938 |
| Other real estate owned | $1,325,000 | 885 |
| Goodwill and other intangibles | $6,291,000 | 678 |
| All other assets | $4,270,000 | 3,040 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $388,606,000 | 1,546 |
| Total liabilities | $347,575,000 | 1,563 |
| Total deposits | $325,628,000 | 1,447 |
| Interest-bearing deposits | $270,522,000 | 1,488 |
| Deposits held in domestic offices | $325,628,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $515,000 | 2,891 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,432,000 | 2,468 |
| Total equity capital | $41,031,000 | 1,392 |
| Total bank equity capital | $41,031,000 | 1,392 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,199 |
| Surplus | $13,460,000 | 1,664 |
| Undivided profits | $26,671,000 | 1,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,208,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,887,000 | 1,561 |
| Earning assets | $357,139,000 | 1,549 |
| Long-term assets (5+ years) | $23,529,000 | 3,116 |
| Average Assets, year-to-date | $382,031,500 | 1,569 |
| Average Assets, quarterly | $382,031,500 | 1,569 |
| Volatile liabilities | $49,098,000 | 2,210 |
| Insider loans | $4,084,000 | 1,519 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $2,184,000 | 607 |
| Unused loan commitments | $63,876,000 | 1,344 |
| Tier 1 (core) risk-based capital | $36,723,000 | 1,480 |
| Tier 2 risk-based capital | $3,799,000 | 1,222 |
| Total risk weighted assets | $302,886,000 | 1,393 |
| Total unused commitments | $63,876,000 | 1,344 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 179 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $375,457,000 | 1,599 |
| Cash and due from depository institutions | $10,590,000 | 897 |
| Interest-bearing balances | $127,000 | 4,797 |
| Securities | $59,573,000 | 2,094 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,107 |
| Net loans & leases | $278,244,000 | 1,422 |
| Loan loss allowance | $4,889,000 | 968 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,632,000 | 925 |
| Other real estate owned | $1,118,000 | 897 |
| Goodwill and other intangibles | $6,220,000 | 677 |
| All other assets | $3,780,000 | 3,272 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $375,457,000 | 1,599 |
| Total liabilities | $335,183,000 | 1,608 |
| Total deposits | $315,098,000 | 1,490 |
| Interest-bearing deposits | $249,693,000 | 1,586 |
| Deposits held in domestic offices | $315,098,000 | 1,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,706,000 | 2,388 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,000,000 | 1,904 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,379,000 | 2,520 |
| Total equity capital | $40,274,000 | 1,421 |
| Total bank equity capital | $40,274,000 | 1,421 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,194 |
| Surplus | $13,460,000 | 1,647 |
| Undivided profits | $25,914,000 | 1,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,657,000 | 1,751 |
| Earning assets | $343,244,000 | 1,602 |
| Long-term assets (5+ years) | $25,040,000 | 3,043 |
| Average Assets, year-to-date | $359,772,800 | 1,577 |
| Average Assets, quarterly | $372,338,000 | 1,592 |
| Volatile liabilities | $42,408,000 | 2,422 |
| Insider loans | $4,098,000 | 1,480 |
| FHLB advances | $17,000,000 | 1,793 |
| Loans and leases held for sale | $2,349,000 | 572 |
| Unused loan commitments | $57,741,000 | 1,425 |
| Tier 1 (core) risk-based capital | $35,519,000 | 1,505 |
| Tier 2 risk-based capital | $3,663,000 | 1,262 |
| Total risk weighted assets | $291,829,000 | 1,424 |
| Total unused commitments | $57,741,000 | 1,426 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 177 | 904 |
| Assets and Liabilities | ||
| Total Assets: | $369,219,000 | 1,601 |
| Cash and due from depository institutions | $12,348,000 | 904 |
| Interest-bearing balances | $133,000 | 4,835 |
| Securities | $64,965,000 | 1,902 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $269,590,000 | 1,434 |
| Loan loss allowance | $4,673,000 | 1,002 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,851,000 | 881 |
| Other real estate owned | $1,224,000 | 904 |
| Goodwill and other intangibles | $6,067,000 | 671 |
| All other assets | $4,174,000 | 3,005 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $369,219,000 | 1,601 |
| Total liabilities | $329,135,000 | 1,607 |
| Total deposits | $305,851,000 | 1,502 |
| Interest-bearing deposits | $247,579,000 | 1,587 |
| Deposits held in domestic offices | $305,851,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,624,000 | 1,702 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,000,000 | 1,892 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,660,000 | 2,209 |
| Total equity capital | $40,084,000 | 1,406 |
| Total bank equity capital | $40,084,000 | 1,406 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $900,000 | 3,201 |
| Surplus | $13,460,000 | 1,613 |
| Undivided profits | $25,724,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,639,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,838,000 | 1,635 |
| Earning assets | $334,688,000 | 1,608 |
| Long-term assets (5+ years) | $30,441,000 | 2,702 |
| Average Assets, year-to-date | $355,851,750 | 1,592 |
| Average Assets, quarterly | $363,894,500 | 1,596 |
| Volatile liabilities | $45,005,000 | 2,290 |
| Insider loans | $514,000 | 5,398 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $704,000 | 1,042 |
| Unused loan commitments | $57,119,000 | 1,414 |
| Tier 1 (core) risk-based capital | $35,120,000 | 1,500 |
| Tier 2 risk-based capital | $3,593,000 | 1,270 |
| Total risk weighted assets | $286,395,000 | 1,428 |
| Total unused commitments | $57,119,000 | 1,415 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 180 | 891 |
| Assets and Liabilities | ||
| Total Assets: | $358,570,000 | 1,620 |
| Cash and due from depository institutions | $12,683,000 | 891 |
| Interest-bearing balances | $119,000 | 5,002 |
| Securities | $66,779,000 | 1,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $256,981,000 | 1,462 |
| Loan loss allowance | $4,708,000 | 981 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,987,000 | 844 |
| Other real estate owned | $1,223,000 | 891 |
| Goodwill and other intangibles | $5,996,000 | 662 |
| All other assets | $3,921,000 | 3,120 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $358,570,000 | 1,620 |
| Total liabilities | $319,833,000 | 1,630 |
| Total deposits | $283,071,000 | 1,616 |
| Interest-bearing deposits | $228,826,000 | 1,691 |
| Deposits held in domestic offices | $283,071,000 | 1,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,256,000 | 790 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,000,000 | 1,883 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,506,000 | 2,195 |
| Total equity capital | $38,737,000 | 1,403 |
| Total bank equity capital | $38,737,000 | 1,403 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $900,000 | 3,214 |
| Surplus | $13,460,000 | 1,556 |
| Undivided profits | $24,377,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,499,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,594,000 | 1,757 |
| Earning assets | $323,879,000 | 1,627 |
| Long-term assets (5+ years) | $32,600,000 | 2,675 |
| Average Assets, year-to-date | $351,396,000 | 1,610 |
| Average Assets, quarterly | $351,467,000 | 1,631 |
| Volatile liabilities | $47,835,000 | 2,131 |
| Insider loans | $416,000 | 5,799 |
| FHLB advances | $17,000,000 | 1,770 |
| Loans and leases held for sale | $1,670,000 | 690 |
| Unused loan commitments | $49,322,000 | 1,580 |
| Tier 1 (core) risk-based capital | $34,106,000 | 1,511 |
| Tier 2 risk-based capital | $3,427,000 | 1,311 |
| Total risk weighted assets | $272,906,000 | 1,463 |
| Total unused commitments | $49,322,000 | 1,582 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 181 | 886 |
| Assets and Liabilities | ||
| Total Assets: | $344,364,000 | 1,666 |
| Cash and due from depository institutions | $10,525,000 | 886 |
| Interest-bearing balances | $223,000 | 4,516 |
| Securities | $71,671,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $241,353,000 | 1,518 |
| Loan loss allowance | $5,003,000 | 931 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,010,000 | 825 |
| Other real estate owned | $214,000 | 886 |
| Goodwill and other intangibles | $5,765,000 | 664 |
| All other assets | $3,826,000 | 3,024 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $344,364,000 | 1,666 |
| Total liabilities | $305,974,000 | 1,682 |
| Total deposits | $285,007,000 | 1,577 |
| Interest-bearing deposits | $234,446,000 | 1,658 |
| Deposits held in domestic offices | $285,007,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,845 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,000,000 | 1,783 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $967,000 | 3,302 |
| Total equity capital | $38,390,000 | 1,445 |
| Total bank equity capital | $38,390,000 | 1,445 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $900,000 | 3,215 |
| Surplus | $13,460,000 | 1,531 |
| Undivided profits | $24,030,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,519,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,864,000 | 1,450 |
| Earning assets | $313,247,000 | 1,671 |
| Long-term assets (5+ years) | $39,813,000 | 2,253 |
| Average Assets, year-to-date | $347,809,000 | 1,626 |
| Average Assets, quarterly | $347,809,000 | 1,626 |
| Volatile liabilities | $32,408,000 | 2,778 |
| Insider loans | $448,000 | 5,639 |
| FHLB advances | $17,000,000 | 1,675 |
| Loans and leases held for sale | $2,599,000 | 608 |
| Unused loan commitments | $50,946,000 | 1,476 |
| Tier 1 (core) risk-based capital | $32,960,000 | 1,556 |
| Tier 2 risk-based capital | $3,221,000 | 1,380 |
| Total risk weighted assets | $255,926,000 | 1,529 |
| Total unused commitments | $50,946,000 | 1,480 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 163 | 1,000 |
| Assets and Liabilities | ||
| Total Assets: | $351,254,000 | 1,607 |
| Cash and due from depository institutions | $14,377,000 | 1,000 |
| Interest-bearing balances | $175,000 | 4,731 |
| Securities | $77,329,000 | 1,718 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $239,176,000 | 1,517 |
| Loan loss allowance | $4,877,000 | 956 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,730,000 | 842 |
| Other real estate owned | $231,000 | 1,000 |
| Goodwill and other intangibles | $5,770,000 | 656 |
| All other assets | $3,641,000 | 3,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,254,000 | 1,607 |
| Total liabilities | $314,085,000 | 1,631 |
| Total deposits | $283,636,000 | 1,575 |
| Interest-bearing deposits | $226,509,000 | 1,695 |
| Deposits held in domestic offices | $283,636,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,203,000 | 989 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,025,000 | 1,800 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,221,000 | 2,704 |
| Total equity capital | $37,169,000 | 1,465 |
| Total bank equity capital | $37,169,000 | 1,465 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $900,000 | 3,245 |
| Surplus | $13,460,000 | 1,500 |
| Undivided profits | $22,809,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,640,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,641,000 | 1,765 |
| Earning assets | $316,680,000 | 1,635 |
| Long-term assets (5+ years) | $43,045,000 | 2,143 |
| Average Assets, year-to-date | $337,365,000 | 1,606 |
| Average Assets, quarterly | $346,543,000 | 1,614 |
| Volatile liabilities | $40,676,000 | 2,314 |
| Insider loans | $408,000 | 5,840 |
| FHLB advances | $17,000,000 | 1,690 |
| Loans and leases held for sale | $1,591,000 | 716 |
| Unused loan commitments | $45,555,000 | 1,588 |
| Tier 1 (core) risk-based capital | $31,947,000 | 1,595 |
| Tier 2 risk-based capital | $3,758,000 | 1,169 |
| Total risk weighted assets | $299,492,000 | 1,278 |
| Total unused commitments | $45,555,000 | 1,591 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 163 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $341,832,000 | 1,654 |
| Cash and due from depository institutions | $11,484,000 | 1,018 |
| Interest-bearing balances | $203,000 | 4,658 |
| Securities | $71,678,000 | 1,802 |
| Federal funds sold & reverse repurchase agreements | $6,175,000 | 2,196 |
| Net loans & leases | $233,797,000 | 1,541 |
| Loan loss allowance | $4,948,000 | 948 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,846,000 | 927 |
| Other real estate owned | $287,000 | 1,018 |
| Goodwill and other intangibles | $4,606,000 | 749 |
| All other assets | $3,959,000 | 2,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,832,000 | 1,654 |
| Total liabilities | $305,223,000 | 1,665 |
| Total deposits | $282,124,000 | 1,588 |
| Interest-bearing deposits | $231,265,000 | 1,667 |
| Deposits held in domestic offices | $282,124,000 | 1,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,890 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,025,000 | 1,524 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,574,000 | 2,319 |
| Total equity capital | $36,609,000 | 1,500 |
| Total bank equity capital | $36,609,000 | 1,500 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $900,000 | 3,264 |
| Surplus | $13,460,000 | 1,483 |
| Undivided profits | $22,249,000 | 1,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,633,000 | 904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,874,000 | 1,607 |
| Earning assets | $311,853,000 | 1,665 |
| Long-term assets (5+ years) | $30,676,000 | 2,741 |
| Average Assets, year-to-date | $333,892,750 | 1,639 |
| Average Assets, quarterly | $340,660,000 | 1,647 |
| Volatile liabilities | $27,038,000 | 3,109 |
| Insider loans | $445,000 | 5,687 |
| FHLB advances | $21,000,000 | 1,410 |
| Loans and leases held for sale | $2,189,000 | 818 |
| Unused loan commitments | $47,619,000 | 1,511 |
| Tier 1 (core) risk-based capital | $31,341,000 | 1,635 |
| Tier 2 risk-based capital | $3,572,000 | 1,223 |
| Total risk weighted assets | $284,378,000 | 1,345 |
| Total unused commitments | $47,619,000 | 1,517 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 158 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $339,488,000 | 1,651 |
| Cash and due from depository institutions | $14,003,000 | 1,056 |
| Interest-bearing balances | $192,000 | 4,865 |
| Securities | $64,983,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $9,250,000 | 1,727 |
| Net loans & leases | $234,528,000 | 1,524 |
| Loan loss allowance | $4,827,000 | 940 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,555,000 | 1,070 |
| Other real estate owned | $0 | 1,056 |
| Goodwill and other intangibles | $4,610,000 | 720 |
| All other assets | $3,559,000 | 3,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,488,000 | 1,651 |
| Total liabilities | $303,848,000 | 1,653 |
| Total deposits | $279,327,000 | 1,587 |
| Interest-bearing deposits | $226,694,000 | 1,680 |
| Deposits held in domestic offices | $279,327,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,143,000 | 2,051 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,025,000 | 1,512 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,353,000 | 2,678 |
| Total equity capital | $35,640,000 | 1,535 |
| Total bank equity capital | $35,640,000 | 1,535 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $900,000 | 3,265 |
| Surplus | $13,460,000 | 1,454 |
| Undivided profits | $21,280,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,994,000 | 819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,713,000 | 1,677 |
| Earning assets | $308,953,000 | 1,646 |
| Long-term assets (5+ years) | $13,251,000 | 4,356 |
| Average Assets, year-to-date | $331,246,330 | 1,640 |
| Average Assets, quarterly | $333,190,000 | 1,652 |
| Volatile liabilities | $27,921,000 | 2,993 |
| Insider loans | $702,000 | 4,744 |
| FHLB advances | $21,000,000 | 1,404 |
| Loans and leases held for sale | $7,821,000 | 538 |
| Unused loan commitments | $46,033,000 | 1,527 |
| Tier 1 (core) risk-based capital | $30,135,000 | 1,668 |
| Tier 2 risk-based capital | $3,335,000 | 1,276 |
| Total risk weighted assets | $265,273,000 | 1,422 |
| Total unused commitments | $46,033,000 | 1,535 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 157 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $326,892,000 | 1,672 |
| Cash and due from depository institutions | $11,872,000 | 1,057 |
| Interest-bearing balances | $32,000 | 6,149 |
| Securities | $59,518,000 | 2,035 |
| Federal funds sold & reverse repurchase agreements | $8,540,000 | 2,011 |
| Net loans & leases | $230,062,000 | 1,519 |
| Loan loss allowance | $4,742,000 | 952 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,612,000 | 1,052 |
| Other real estate owned | $0 | 1,057 |
| Goodwill and other intangibles | $4,615,000 | 710 |
| All other assets | $3,673,000 | 2,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,892,000 | 1,672 |
| Total liabilities | $292,594,000 | 1,692 |
| Total deposits | $269,225,000 | 1,636 |
| Interest-bearing deposits | $224,656,000 | 1,679 |
| Deposits held in domestic offices | $269,225,000 | 1,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $995,000 | 2,373 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,025,000 | 1,471 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,349,000 | 2,731 |
| Total equity capital | $34,298,000 | 1,560 |
| Total bank equity capital | $34,298,000 | 1,560 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $900,000 | 3,283 |
| Surplus | $13,460,000 | 1,426 |
| Undivided profits | $19,938,000 | 1,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,792,000 | 1,643 |
| Earning assets | $298,152,000 | 1,682 |
| Long-term assets (5+ years) | $29,024,000 | 2,634 |
| Average Assets, year-to-date | $327,125,500 | 1,647 |
| Average Assets, quarterly | $327,125,500 | 1,647 |
| Volatile liabilities | $26,264,000 | 3,119 |
| Insider loans | $1,210,000 | 3,525 |
| FHLB advances | $21,025,000 | 1,367 |
| Loans and leases held for sale | $4,983,000 | 620 |
| Unused loan commitments | $38,546,000 | 1,697 |
| Tier 1 (core) risk-based capital | $28,803,000 | 1,711 |
| Tier 2 risk-based capital | $3,248,000 | 1,284 |
| Total risk weighted assets | $258,333,000 | 1,435 |
| Total unused commitments | $38,546,000 | 1,706 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 152 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $327,359,000 | 1,635 |
| Cash and due from depository institutions | $11,490,000 | 1,089 |
| Interest-bearing balances | $122,000 | 4,949 |
| Securities | $58,049,000 | 2,054 |
| Federal funds sold & reverse repurchase agreements | $13,450,000 | 1,058 |
| Net loans & leases | $227,951,000 | 1,532 |
| Loan loss allowance | $4,638,000 | 957 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,106,000 | 1,102 |
| Other real estate owned | $84,000 | 1,089 |
| Goodwill and other intangibles | $4,620,000 | 693 |
| All other assets | $3,609,000 | 2,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,359,000 | 1,635 |
| Total liabilities | $294,182,000 | 1,642 |
| Total deposits | $271,078,000 | 1,575 |
| Interest-bearing deposits | $222,638,000 | 1,671 |
| Deposits held in domestic offices | $271,078,000 | 1,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,000,000 | 1,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,104,000 | 1,948 |
| Total equity capital | $33,177,000 | 1,582 |
| Total bank equity capital | $33,177,000 | 1,582 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $900,000 | 3,281 |
| Surplus | $13,460,000 | 1,395 |
| Undivided profits | $18,817,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 3,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,895,000 | 1,612 |
| Earning assets | $299,572,000 | 1,629 |
| Long-term assets (5+ years) | $29,699,000 | 2,566 |
| Average Assets, year-to-date | $312,887,000 | 1,619 |
| Average Assets, quarterly | $317,443,000 | 1,672 |
| Volatile liabilities | $26,170,000 | 3,115 |
| Insider loans | $893,000 | 4,212 |
| FHLB advances | $21,000,000 | 1,358 |
| Loans and leases held for sale | $4,174,000 | 762 |
| Unused loan commitments | $36,471,000 | 1,709 |
| Tier 1 (core) risk-based capital | $27,588,000 | 1,750 |
| Tier 2 risk-based capital | $3,240,000 | 1,257 |
| Total risk weighted assets | $257,823,000 | 1,400 |
| Total unused commitments | $36,471,000 | 1,714 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 135 | 1,206 |
| Assets and Liabilities | ||
| Total Assets: | $285,597,000 | 1,785 |
| Cash and due from depository institutions | $13,663,000 | 1,206 |
| Interest-bearing balances | $2,908,000 | 1,846 |
| Securities | $63,338,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $7,310,000 | 1,996 |
| Net loans & leases | $191,669,000 | 1,721 |
| Loan loss allowance | $4,209,000 | 991 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,892,000 | 1,500 |
| Other real estate owned | $0 | 1,206 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,725,000 | 2,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,597,000 | 1,785 |
| Total liabilities | $259,789,000 | 1,779 |
| Total deposits | $245,851,000 | 1,657 |
| Interest-bearing deposits | $205,847,000 | 1,703 |
| Deposits held in domestic offices | $245,851,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,938,000 | 2,067 |
| Total equity capital | $25,808,000 | 1,905 |
| Total bank equity capital | $25,808,000 | 1,905 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $900,000 | 3,342 |
| Surplus | $11,460,000 | 1,510 |
| Undivided profits | $13,448,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,075,000 | 2,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,397 |
| Income earned, not collected on loans | $1,820,000 | 1,828 |
| Earning assets | $265,225,000 | 1,761 |
| Long-term assets (5+ years) | $36,412,000 | 2,168 |
| Average Assets, year-to-date | $282,401,000 | 1,706 |
| Average Assets, quarterly | $284,103,500 | 1,773 |
| Volatile liabilities | $25,460,000 | 3,100 |
| Insider loans | $206,000 | 6,913 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $4,875,000 | 599 |
| Unused loan commitments | $13,999,000 | 3,186 |
| Tier 1 (core) risk-based capital | $25,086,000 | 1,839 |
| Tier 2 risk-based capital | $2,891,000 | 1,327 |
| Total risk weighted assets | $229,932,000 | 1,498 |
| Total unused commitments | $13,999,000 | 3,194 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $136,238,000 | 3,424 |
| Cash and due from depository institutions | $5,502,000 | 3,286 |
| Interest-bearing balances | $39,000 | 5,541 |
| Securities | $26,997,000 | 3,726 |
| Federal funds sold & reverse repurchase agreements | $240,000 | 6,581 |
| Net loans & leases | $99,456,000 | 3,079 |
| Loan loss allowance | $1,782,000 | 2,112 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,464,000 | 3,444 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $1,000 | 3,134 |
| All other assets | $1,578,000 | 4,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,238,000 | 3,424 |
| Total liabilities | $124,257,000 | 3,371 |
| Total deposits | $119,388,000 | 3,221 |
| Interest-bearing deposits | $103,665,000 | 3,199 |
| Deposits held in domestic offices | $119,388,000 | 3,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,000 | 3,534 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,151 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $679,000 | 4,771 |
| Total equity capital | $11,981,000 | 3,793 |
| Total bank equity capital | $11,981,000 | 3,793 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $900,000 | 3,433 |
| Surplus | $5,600,000 | 2,758 |
| Undivided profits | $5,481,000 | 4,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 4,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $627,000 | 4,312 |
| Earning assets | $126,732,000 | 3,392 |
| Long-term assets (5+ years) | $25,418,000 | 2,699 |
| Average Assets, year-to-date | $132,785,000 | 3,359 |
| Average Assets, quarterly | $136,321,500 | 3,375 |
| Volatile liabilities | $13,186,000 | 4,848 |
| Insider loans | $1,787,000 | 2,550 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $305,000 | 1,089 |
| Unused loan commitments | $14,474,000 | 2,963 |
| Tier 1 (core) risk-based capital | $11,908,900 | 3,674 |
| Tier 2 risk-based capital | $1,232,820 | 2,720 |
| Total risk weighted assets | $98,076,320 | 3,148 |
| Total unused commitments | $14,474,000 | 2,964 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $83,438,000 | 5,071 |
| Cash and due from depository institutions | $3,673,000 | 4,901 |
| Interest-bearing balances | $1,033,000 | 2,375 |
| Securities | $21,451,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $56,287,000 | 4,745 |
| Loan loss allowance | $971,000 | 3,513 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $956,000 | 6,168 |
| Other real estate owned | $0 | 4,901 |
| Goodwill and other intangibles | $3,000 | 3,218 |
| All other assets | $1,068,000 | 5,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,438,000 | 5,071 |
| Total liabilities | $75,300,000 | 5,063 |
| Total deposits | $71,678,000 | 4,939 |
| Interest-bearing deposits | $62,001,000 | 4,917 |
| Deposits held in domestic offices | $71,678,000 | 4,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $502,000 | 3,447 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,648,000 | 3,652 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $472,000 | 5,533 |
| Total equity capital | $8,138,000 | 5,043 |
| Total bank equity capital | $8,138,000 | 5,043 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $900,000 | 3,516 |
| Surplus | $3,100,000 | 4,230 |
| Undivided profits | $4,138,000 | 4,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $289,000 | 6,606 |
| Earning assets | $78,771,000 | 4,945 |
| Long-term assets (5+ years) | $14,665,000 | 4,006 |
| Average Assets, year-to-date | $79,648,600 | 5,108 |
| Average Assets, quarterly | $81,957,000 | 5,111 |
| Volatile liabilities | $5,780,000 | 6,964 |
| Insider loans | $927,000 | 3,930 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $115,000 | 1,302 |
| Unused loan commitments | $11,852,000 | 3,355 |
| Tier 1 (core) risk-based capital | $8,339,700 | 4,946 |
| Tier 2 risk-based capital | $702,170 | 4,240 |
| Total risk weighted assets | $55,905,070 | 4,865 |
| Total unused commitments | $11,852,000 | 3,359 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $78,300,000 | 5,289 |
| Cash and due from depository institutions | $3,767,000 | 5,321 |
| Interest-bearing balances | $28,000 | 5,867 |
| Securities | $21,245,000 | 4,647 |
| Federal funds sold & reverse repurchase agreements | $2,180,000 | 5,625 |
| Net loans & leases | $49,483,000 | 4,971 |
| Loan loss allowance | $859,000 | 3,783 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $853,000 | 6,425 |
| Other real estate owned | $0 | 5,321 |
| Goodwill and other intangibles | $7,000 | 3,328 |
| All other assets | $765,000 | 6,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,300,000 | 5,289 |
| Total liabilities | $70,401,000 | 5,278 |
| Total deposits | $69,383,000 | 5,083 |
| Interest-bearing deposits | $57,632,000 | 5,186 |
| Deposits held in domestic offices | $69,383,000 | 5,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $473,000 | 2,765 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000 | 5,198 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $539,000 | 5,515 |
| Total equity capital | $7,899,000 | 5,254 |
| Total bank equity capital | $7,899,000 | 5,254 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $900,000 | 3,536 |
| Surplus | $3,100,000 | 4,103 |
| Undivided profits | $3,899,000 | 5,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $259,000 | 7,110 |
| Earning assets | $72,936,000 | 5,228 |
| Long-term assets (5+ years) | $14,400,000 | 3,864 |
| Average Assets, year-to-date | $74,917,600 | 5,225 |
| Average Assets, quarterly | $77,557,500 | 5,236 |
| Volatile liabilities | $3,395,000 | 7,988 |
| Insider loans | $876,000 | 3,877 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $980,000 | 1,063 |
| Unused loan commitments | $11,494,000 | 3,316 |
| Tier 1 (core) risk-based capital | $7,682,300 | 5,184 |
| Tier 2 risk-based capital | $633,720 | 4,420 |
| Total risk weighted assets | $50,472,620 | 5,044 |
| Total unused commitments | $11,494,000 | 3,320 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $72,660,000 | 5,567 |
| Cash and due from depository institutions | $2,845,000 | 5,405 |
| Interest-bearing balances | $22,000 | 5,824 |
| Securities | $17,469,000 | 5,424 |
| Federal funds sold & reverse repurchase agreements | $1,705,000 | 5,346 |
| Net loans & leases | $48,954,000 | 5,056 |
| Loan loss allowance | $790,000 | 4,099 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $884,000 | 6,351 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $12,000 | 3,364 |
| All other assets | $791,000 | 6,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,660,000 | 5,567 |
| Total liabilities | $65,530,000 | 5,546 |
| Total deposits | $64,771,000 | 5,364 |
| Interest-bearing deposits | $55,119,000 | 5,394 |
| Deposits held in domestic offices | $64,771,000 | 5,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,000 | 3,527 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $47,000 | 4,925 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $541,000 | 5,620 |
| Total equity capital | $7,130,000 | 5,684 |
| Total bank equity capital | $7,130,000 | 5,684 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $900,000 | 3,631 |
| Surplus | $3,100,000 | 4,063 |
| Undivided profits | $3,130,000 | 5,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $285,000 | 7,015 |
| Earning assets | $68,150,000 | 5,477 |
| Long-term assets (5+ years) | $11,525,000 | 3,978 |
| Average Assets, year-to-date | $67,849,000 | 5,668 |
| Average Assets, quarterly | $71,590,500 | 5,574 |
| Volatile liabilities | $2,406,000 | 8,938 |
| Insider loans | $25,000 | 9,392 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $622,000 | 976 |
| Unused loan commitments | $7,920,000 | 3,999 |
| Tier 1 (core) risk-based capital | $7,053,800 | 5,570 |
| Tier 2 risk-based capital | $588,870 | 4,576 |
| Total risk weighted assets | $46,908,170 | 5,289 |
| Total unused commitments | $7,920,000 | 4,000 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $64,692,000 | 6,213 |
| Cash and due from depository institutions | $3,207,000 | 6,081 |
| Interest-bearing balances | $19,000 | 5,940 |
| Securities | $16,654,000 | 6,012 |
| Federal funds sold & reverse repurchase agreements | $2,015,000 | 4,858 |
| Net loans & leases | $41,092,000 | 5,772 |
| Loan loss allowance | $706,000 | 4,641 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $967,000 | 6,109 |
| Other real estate owned | $29,000 | 6,081 |
| Goodwill and other intangibles | $12,000 | 3,220 |
| All other assets | $716,000 | 7,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,692,000 | 6,213 |
| Total liabilities | $58,421,000 | 6,192 |
| Total deposits | $56,786,000 | 6,078 |
| Interest-bearing deposits | $49,242,000 | 6,029 |
| Deposits held in domestic offices | $56,786,000 | 6,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,000 | 3,680 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $464,000 | 6,236 |
| Total equity capital | $6,271,000 | 6,266 |
| Total bank equity capital | $6,271,000 | 6,266 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $3,100,000 | 4,119 |
| Undivided profits | $2,271,000 | 6,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 5,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $255,000 | 7,566 |
| Earning assets | $59,780,000 | 6,163 |
| Long-term assets (5+ years) | $11,014,000 | 3,988 |
| Average Assets, year-to-date | $65,774,400 | 5,965 |
| Average Assets, quarterly | $64,890,000 | 6,144 |
| Volatile liabilities | $3,499,000 | 8,151 |
| Insider loans | $357,000 | 6,401 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,994,000 | 3,174 |
| Tier 1 (core) risk-based capital | $6,397,000 | 6,088 |
| Tier 2 risk-based capital | $549,090 | 4,905 |
| Total risk weighted assets | $43,769,890 | 5,606 |
| Total unused commitments | $10,994,000 | 3,190 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $68,723,000 | 6,037 |
| Cash and due from depository institutions | $3,800,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,733,000 | 6,051 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,717 |
| Net loans & leases | $42,934,000 | 5,539 |
| Loan loss allowance | $621,000 | 5,151 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $901,000 | 6,422 |
| Other real estate owned | $29,000 | 5,997 |
| Goodwill and other intangibles | $11,000 | 2,989 |
| All other assets | $665,000 | 8,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,723,000 | 6,037 |
| Total liabilities | $62,589,000 | 5,956 |
| Total deposits | $61,984,000 | 5,779 |
| Interest-bearing deposits | $52,465,000 | 5,879 |
| Deposits held in domestic offices | $61,984,000 | 5,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,000 | 3,527 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $449,000 | 6,661 |
| Total equity capital | $6,134,000 | 6,452 |
| Total bank equity capital | $6,134,000 | 6,452 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $3,100,000 | 4,089 |
| Undivided profits | $2,134,000 | 7,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 9,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $286,000 | 7,330 |
| Earning assets | $63,317,000 | 6,000 |
| Long-term assets (5+ years) | $14,328,000 | 3,184 |
| Average Assets, year-to-date | $64,168,400 | 6,140 |
| Average Assets, quarterly | $66,994,500 | 6,084 |
| Volatile liabilities | $2,339,000 | 9,253 |
| Insider loans | $378,000 | 6,416 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $281,000 | 1,193 |
| Unused loan commitments | $6,099,000 | 4,455 |
| Tier 1 (core) risk-based capital | $6,166,000 | 6,299 |
| Tier 2 risk-based capital | $558,680 | 4,832 |
| Total risk weighted assets | $44,631,880 | 5,489 |
| Total unused commitments | $6,099,000 | 4,467 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $61,351,000 | 6,545 |
| Cash and due from depository institutions | $4,730,000 | 5,617 |
| Interest-bearing balances | $1,500,000 | 1,910 |
| Securities | $18,035,000 | 6,327 |
| Federal funds sold & reverse repurchase agreements | $395,000 | 7,171 |
| Net loans & leases | $36,402,000 | 6,193 |
| Loan loss allowance | $532,000 | 5,930 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $959,000 | 6,241 |
| Other real estate owned | $43,000 | 5,617 |
| Goodwill and other intangibles | $6,000 | 2,975 |
| All other assets | $781,000 | 7,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,351,000 | 6,545 |
| Total liabilities | $55,650,000 | 6,519 |
| Total deposits | $55,151,000 | 6,338 |
| Interest-bearing deposits | $46,574,000 | 6,429 |
| Deposits held in domestic offices | $55,151,000 | 6,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,000 | 4,554 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $343,000 | 6,747 |
| Total equity capital | $5,701,000 | 6,501 |
| Total bank equity capital | $5,701,000 | 6,501 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $3,100,000 | 4,018 |
| Undivided profits | $1,701,000 | 7,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 11,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,654 |
| Income earned, not collected on loans | $239,000 | 7,681 |
| Earning assets | $56,332,000 | 6,519 |
| Long-term assets (5+ years) | $11,846,000 | 3,709 |
| Average Assets, year-to-date | $60,310,400 | 6,509 |
| Average Assets, quarterly | $60,697,000 | 6,561 |
| Volatile liabilities | $3,088,000 | 8,377 |
| Insider loans | $383,000 | 6,465 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $125,000 | 1,191 |
| Unused loan commitments | $5,238,000 | 4,784 |
| Tier 1 (core) risk-based capital | $6,091,000 | 6,308 |
| Tier 2 risk-based capital | $497,350 | 5,312 |
| Total risk weighted assets | $39,753,450 | 5,930 |
| Total unused commitments | $5,238,000 | 4,792 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $60,869,000 | 6,772 |
| Cash and due from depository institutions | $2,953,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,195,000 | 5,879 |
| Federal funds sold & reverse repurchase agreements | $3,845,000 | 3,579 |
| Net loans & leases | $31,119,000 | 6,824 |
| Loan loss allowance | $448,000 | 6,867 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,026,000 | 6,022 |
| Other real estate owned | $43,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $688,000 | 7,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,869,000 | 6,772 |
| Total liabilities | $55,164,000 | 6,769 |
| Total deposits | $54,421,000 | 6,631 |
| Interest-bearing deposits | $45,065,000 | 6,813 |
| Deposits held in domestic offices | $54,421,000 | 6,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,000 | 3,713 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $66,000 | 4,555 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $521,000 | 5,179 |
| Total equity capital | $5,705,000 | 6,633 |
| Total bank equity capital | $5,705,000 | 6,633 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $3,100,000 | 3,983 |
| Undivided profits | $1,705,000 | 8,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 8,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 964 |
| Income earned, not collected on loans | $238,000 | 7,258 |
| Earning assets | $56,159,000 | 6,738 |
| Long-term assets (5+ years) | $14,106,000 | 3,448 |
| Average Assets, year-to-date | $58,847,200 | 6,782 |
| Average Assets, quarterly | $59,608,500 | 6,813 |
| Volatile liabilities | $1,613,000 | 10,305 |
| Insider loans | $433,000 | 6,144 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,548,000 | 893 |
| Unused loan commitments | $4,273,000 | 5,336 |
| Tier 1 (core) risk-based capital | $5,705,000 | 6,547 |
| Tier 2 risk-based capital | $448,000 | 5,760 |
| Total risk weighted assets | $36,657,800 | 6,312 |
| Total unused commitments | $4,273,000 | 5,355 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $58,541,000 | 7,059 |
| Cash and due from depository institutions | $4,409,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,637,000 | 5,794 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 10,306 |
| Net loans & leases | $30,133,000 | 7,036 |
| Loan loss allowance | $411,000 | 7,366 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,051,000 | 6,003 |
| Other real estate owned | $182,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $694,000 | 8,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,541,000 | 7,059 |
| Total liabilities | $53,047,000 | 7,080 |
| Total deposits | $52,263,000 | 6,983 |
| Interest-bearing deposits | $43,695,000 | 7,171 |
| Deposits held in domestic offices | $52,263,000 | 6,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $784,000 | 3,978 |
| Total equity capital | $5,494,000 | 6,632 |
| Total bank equity capital | $5,494,000 | 6,632 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $2,200,000 | 5,070 |
| Undivided profits | $2,394,000 | 6,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 11,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $257,000 | 7,373 |
| Earning assets | $52,205,000 | 7,185 |
| Long-term assets (5+ years) | $8,350,000 | 4,853 |
| Average Assets, year-to-date | $58,346,200 | 6,915 |
| Average Assets, quarterly | $58,844,500 | 6,975 |
| Volatile liabilities | $1,349,000 | 11,099 |
| Insider loans | $91,000 | 5,946 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,168,000 | 5,931 |
| Tier 1 (core) risk-based capital | $5,494,000 | 6,560 |
| Tier 2 risk-based capital | $411,000 | 6,135 |
| Total risk weighted assets | $35,103,600 | 6,540 |
| Total unused commitments | $3,168,000 | 5,957 |
| Derivatives | $0 | 651 |