S Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 3,737 |
| Total interest expense | $377,000 | 3,658 |
| Net interest income | $3,546,000 | 3,705 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $626,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $296,000 | 2,490 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $330,000 | 3,444 |
| Total noninterest expense | $3,496,000 | 3,335 |
| Salaries and employee benefits | $1,593,000 | 3,717 |
| Premises and equipment expense | $587,000 | 2,538 |
| Additional noninterest expense | $1,316,000 | 3,010 |
| Pre-tax net operating income | $496,000 | 4,647 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $496,000 | 4,507 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $496,000 | 4,506 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $496,000 | 4,507 |
| Net charge-offs | $-6,000 | 4,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $496,000 | 4,431 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 3,727 |
| Total interest expense | $248,000 | 3,695 |
| Net interest income | $2,397,000 | 3,694 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $427,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $196,000 | 2,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,400 |
| Total noninterest expense | $2,333,000 | 3,351 |
| Salaries and employee benefits | $1,075,000 | 3,721 |
| Premises and equipment expense | $394,000 | 2,536 |
| Additional noninterest expense | $864,000 | 3,067 |
| Pre-tax net operating income | $371,000 | 4,527 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $371,000 | 4,366 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 4,363 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $371,000 | 4,364 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $371,000 | 4,302 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 3,924 |
| Total interest expense | $124,000 | 3,716 |
| Net interest income | $1,090,000 | 3,901 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $238,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $100,000 | 2,430 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $138,000 | 3,085 |
| Total noninterest expense | $1,172,000 | 3,353 |
| Salaries and employee benefits | $549,000 | 3,711 |
| Premises and equipment expense | $190,000 | 2,636 |
| Additional noninterest expense | $433,000 | 3,050 |
| Pre-tax net operating income | $96,000 | 5,102 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $96,000 | 5,042 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $96,000 | 5,042 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $96,000 | 5,042 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $96,000 | 4,984 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 3,877 |
| Total interest expense | $486,000 | 3,777 |
| Net interest income | $4,427,000 | 3,853 |
| Provision for loan and lease losses | $200,000 | 2,306 |
| Total noninterest income | $707,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $395,000 | 2,538 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $312,000 | 3,930 |
| Total noninterest expense | $4,822,000 | 3,308 |
| Salaries and employee benefits | $2,344,000 | 3,567 |
| Premises and equipment expense | $811,000 | 2,530 |
| Additional noninterest expense | $1,667,000 | 3,173 |
| Pre-tax net operating income | $112,000 | 5,652 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $113,000 | 5,668 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $113,000 | 5,671 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $113,000 | 5,671 |
| Net charge-offs | $-44,000 | 5,529 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 637 |
| Net operating income | $112,000 | 5,629 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 4,002 |
| Total interest expense | $383,000 | 3,737 |
| Net interest income | $3,165,000 | 4,001 |
| Provision for loan and lease losses | $140,000 | 2,325 |
| Total noninterest income | $487,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $287,000 | 2,611 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 4,139 |
| Total noninterest expense | $3,591,000 | 3,338 |
| Salaries and employee benefits | $1,774,000 | 3,552 |
| Premises and equipment expense | $597,000 | 2,598 |
| Additional noninterest expense | $1,220,000 | 3,247 |
| Pre-tax net operating income | $-79,000 | 6,022 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-78,000 | 6,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-78,000 | 6,048 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-78,000 | 6,048 |
| Net charge-offs | $-21,000 | 5,358 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-79,000 | 6,027 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 4,268 |
| Total interest expense | $279,000 | 3,609 |
| Net interest income | $1,829,000 | 4,317 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $350,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $188,000 | 2,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $162,000 | 3,930 |
| Total noninterest expense | $2,469,000 | 3,293 |
| Salaries and employee benefits | $1,201,000 | 3,535 |
| Premises and equipment expense | $402,000 | 2,585 |
| Additional noninterest expense | $866,000 | 3,142 |
| Pre-tax net operating income | $-390,000 | 6,229 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-389,000 | 6,239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-389,000 | 6,239 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-389,000 | 6,239 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-390,000 | 6,228 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 4,471 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $823,000 | 4,557 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $164,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $74,000 | 4,024 |
| Total noninterest expense | $1,250,000 | 3,288 |
| Salaries and employee benefits | $616,000 | 3,512 |
| Premises and equipment expense | $210,000 | 2,554 |
| Additional noninterest expense | $424,000 | 3,168 |
| Pre-tax net operating income | $-323,000 | 6,339 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-323,000 | 6,348 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-323,000 | 6,349 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-323,000 | 6,349 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-323,000 | 6,340 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 4,392 |
| Total interest expense | $650,000 | 3,444 |
| Net interest income | $3,503,000 | 4,475 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $948,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $453,000 | 2,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $495,000 | 3,286 |
| Total noninterest expense | $5,367,000 | 3,160 |
| Salaries and employee benefits | $2,516,000 | 3,458 |
| Premises and equipment expense | $788,000 | 2,694 |
| Additional noninterest expense | $2,063,000 | 2,819 |
| Pre-tax net operating income | $-941,000 | 6,352 |
| Securities gains (losses) | $146,000 | 991 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-795,000 | 6,343 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-795,000 | 6,343 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-795,000 | 6,343 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 737 |
| Net operating income | $-941,000 | 6,359 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 4,539 |
| Total interest expense | $488,000 | 3,497 |
| Net interest income | $2,477,000 | 4,659 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $770,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $352,000 | 2,397 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $418,000 | 3,172 |
| Total noninterest expense | $3,902,000 | 3,242 |
| Salaries and employee benefits | $1,878,000 | 3,486 |
| Premises and equipment expense | $546,000 | 2,865 |
| Additional noninterest expense | $1,478,000 | 2,917 |
| Pre-tax net operating income | $-680,000 | 6,423 |
| Securities gains (losses) | $146,000 | 775 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-534,000 | 6,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-534,000 | 6,401 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-534,000 | 6,401 |
| Net charge-offs | $21,000 | 3,810 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-680,000 | 6,425 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 4,507 |
| Total interest expense | $329,000 | 3,512 |
| Net interest income | $1,691,000 | 4,602 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $547,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $243,000 | 2,322 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $304,000 | 3,020 |
| Total noninterest expense | $2,392,000 | 3,452 |
| Salaries and employee benefits | $1,209,000 | 3,588 |
| Premises and equipment expense | $341,000 | 3,025 |
| Additional noninterest expense | $842,000 | 3,291 |
| Pre-tax net operating income | $-179,000 | 6,389 |
| Securities gains (losses) | $148,000 | 588 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-31,000 | 6,267 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-31,000 | 6,269 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-31,000 | 6,269 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-179,000 | 6,390 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 4,776 |
| Total interest expense | $163,000 | 3,593 |
| Net interest income | $749,000 | 4,903 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $289,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $170,000 | 2,788 |
| Total noninterest expense | $1,076,000 | 3,716 |
| Salaries and employee benefits | $562,000 | 3,816 |
| Premises and equipment expense | $173,000 | 3,035 |
| Additional noninterest expense | $341,000 | 3,809 |
| Pre-tax net operating income | $-63,000 | 6,396 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-63,000 | 6,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-63,000 | 6,409 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-63,000 | 6,410 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-63,000 | 6,405 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 4,730 |
| Total interest expense | $686,000 | 3,792 |
| Net interest income | $3,145,000 | 4,826 |
| Provision for loan and lease losses | $230,000 | 2,811 |
| Total noninterest income | $1,127,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $562,000 | 2,182 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $565,000 | 3,199 |
| Total noninterest expense | $3,788,000 | 4,047 |
| Salaries and employee benefits | $1,866,000 | 4,231 |
| Premises and equipment expense | $579,000 | 3,389 |
| Additional noninterest expense | $1,343,000 | 3,925 |
| Pre-tax net operating income | $254,000 | 5,595 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $254,000 | 5,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,547 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $254,000 | 5,547 |
| Net charge-offs | $90,000 | 3,853 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 714 |
| Net operating income | $254,000 | 5,484 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,754 |
| Total interest expense | $526,000 | 3,828 |
| Net interest income | $2,374,000 | 4,850 |
| Provision for loan and lease losses | $230,000 | 2,380 |
| Total noninterest income | $846,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $420,000 | 2,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $426,000 | 3,257 |
| Total noninterest expense | $2,754,000 | 4,145 |
| Salaries and employee benefits | $1,413,000 | 4,218 |
| Premises and equipment expense | $409,000 | 3,555 |
| Additional noninterest expense | $932,000 | 4,114 |
| Pre-tax net operating income | $236,000 | 5,572 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $236,000 | 5,509 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $236,000 | 5,509 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,510 |
| Net charge-offs | $-31,000 | 6,356 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $236,000 | 5,432 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 4,757 |
| Total interest expense | $358,000 | 3,831 |
| Net interest income | $1,590,000 | 4,857 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $524,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $276,000 | 2,185 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $248,000 | 3,455 |
| Total noninterest expense | $1,829,000 | 4,174 |
| Salaries and employee benefits | $960,000 | 4,207 |
| Premises and equipment expense | $274,000 | 3,555 |
| Additional noninterest expense | $595,000 | 4,216 |
| Pre-tax net operating income | $135,000 | 5,667 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $135,000 | 5,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,637 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $135,000 | 5,637 |
| Net charge-offs | $-23,000 | 6,365 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $135,000 | 5,541 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 4,757 |
| Total interest expense | $185,000 | 3,852 |
| Net interest income | $803,000 | 4,865 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $237,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $140,000 | 2,146 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 3,800 |
| Total noninterest expense | $849,000 | 4,411 |
| Salaries and employee benefits | $418,000 | 4,574 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $302,000 | 4,198 |
| Pre-tax net operating income | $116,000 | 5,147 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $116,000 | 5,058 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $116,000 | 5,060 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $116,000 | 5,060 |
| Net charge-offs | $-9,000 | 6,154 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $116,000 | 4,953 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 4,930 |
| Total interest expense | $969,000 | 3,693 |
| Net interest income | $2,935,000 | 5,156 |
| Provision for loan and lease losses | $43,000 | 5,280 |
| Total noninterest income | $858,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $600,000 | 2,158 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $258,000 | 4,261 |
| Total noninterest expense | $3,512,000 | 4,367 |
| Salaries and employee benefits | $1,516,000 | 4,823 |
| Premises and equipment expense | $493,000 | 3,856 |
| Additional noninterest expense | $1,503,000 | 3,784 |
| Pre-tax net operating income | $238,000 | 5,583 |
| Securities gains (losses) | $82,000 | 2,414 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $320,000 | 5,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $320,000 | 5,415 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $320,000 | 5,416 |
| Net charge-offs | $222,000 | 3,653 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $238,000 | 5,483 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,048 |
| Total interest expense | $757,000 | 3,709 |
| Net interest income | $2,136,000 | 5,293 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $717,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $438,000 | 2,229 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $279,000 | 3,785 |
| Total noninterest expense | $2,561,000 | 4,453 |
| Salaries and employee benefits | $1,136,000 | 4,842 |
| Premises and equipment expense | $372,000 | 3,892 |
| Additional noninterest expense | $1,053,000 | 3,973 |
| Pre-tax net operating income | $192,000 | 5,705 |
| Securities gains (losses) | $82,000 | 2,115 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $274,000 | 5,433 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $274,000 | 5,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $274,000 | 5,432 |
| Net charge-offs | $217,000 | 3,202 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $192,000 | 5,576 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 4,994 |
| Total interest expense | $519,000 | 3,735 |
| Net interest income | $1,487,000 | 5,228 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $471,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $290,000 | 2,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 3,810 |
| Total noninterest expense | $1,757,000 | 4,427 |
| Salaries and employee benefits | $781,000 | 4,805 |
| Premises and equipment expense | $247,000 | 3,900 |
| Additional noninterest expense | $729,000 | 3,882 |
| Pre-tax net operating income | $176,000 | 5,444 |
| Securities gains (losses) | $82,000 | 1,724 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $258,000 | 5,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $258,000 | 5,019 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $258,000 | 5,019 |
| Net charge-offs | $213,000 | 2,682 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $176,000 | 5,293 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 4,908 |
| Total interest expense | $263,000 | 3,819 |
| Net interest income | $791,000 | 5,113 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,357 |
| Total noninterest expense | $923,000 | 4,311 |
| Salaries and employee benefits | $406,000 | 4,741 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $392,000 | 3,686 |
| Pre-tax net operating income | $75,000 | 5,657 |
| Securities gains (losses) | $82,000 | 992 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $157,000 | 4,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $157,000 | 4,773 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $157,000 | 4,774 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $75,000 | 5,510 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 4,803 |
| Total interest expense | $1,329,000 | 3,722 |
| Net interest income | $3,216,000 | 5,103 |
| Provision for loan and lease losses | $2,597,000 | 1,315 |
| Total noninterest income | $-1,853,000 | 7,293 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $632,000 | 2,150 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-2,485,000 | 7,295 |
| Total noninterest expense | $4,294,000 | 3,926 |
| Salaries and employee benefits | $2,024,000 | 4,146 |
| Premises and equipment expense | $546,000 | 3,816 |
| Additional noninterest expense | $1,724,000 | 3,531 |
| Pre-tax net operating income | $-5,528,000 | 7,084 |
| Securities gains (losses) | $31,000 | 2,879 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,497,000 | 7,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,497,000 | 7,089 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,497,000 | 7,090 |
| Net charge-offs | $2,842,000 | 1,233 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,528,000 | 7,080 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 4,850 |
| Total interest expense | $1,054,000 | 3,708 |
| Net interest income | $2,375,000 | 5,178 |
| Provision for loan and lease losses | $1,183,000 | 1,766 |
| Total noninterest income | $-201,000 | 7,238 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $473,000 | 2,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-674,000 | 7,272 |
| Total noninterest expense | $2,898,000 | 4,209 |
| Salaries and employee benefits | $1,249,000 | 4,673 |
| Premises and equipment expense | $404,000 | 3,881 |
| Additional noninterest expense | $1,245,000 | 3,589 |
| Pre-tax net operating income | $-1,907,000 | 6,994 |
| Securities gains (losses) | $23,000 | 2,749 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,884,000 | 7,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,884,000 | 7,049 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,884,000 | 7,049 |
| Net charge-offs | $1,245,000 | 1,688 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,907,000 | 7,037 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 4,880 |
| Total interest expense | $749,000 | 3,655 |
| Net interest income | $1,553,000 | 5,254 |
| Provision for loan and lease losses | $1,033,000 | 1,473 |
| Total noninterest income | $-28,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $304,000 | 2,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-332,000 | 7,332 |
| Total noninterest expense | $1,897,000 | 4,309 |
| Salaries and employee benefits | $841,000 | 4,685 |
| Premises and equipment expense | $263,000 | 3,982 |
| Additional noninterest expense | $793,000 | 3,771 |
| Pre-tax net operating income | $-1,405,000 | 7,075 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,382,000 | 7,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,382,000 | 7,110 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,382,000 | 7,110 |
| Net charge-offs | $1,494,000 | 1,127 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,405,000 | 7,104 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 4,933 |
| Total interest expense | $399,000 | 3,615 |
| Net interest income | $740,000 | 5,376 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $208,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $63,000 | 4,308 |
| Total noninterest expense | $888,000 | 4,520 |
| Salaries and employee benefits | $424,000 | 4,693 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $335,000 | 4,218 |
| Pre-tax net operating income | $-90,000 | 6,665 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-90,000 | 6,696 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-90,000 | 6,696 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-90,000 | 6,696 |
| Net charge-offs | $212,000 | 2,071 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-90,000 | 6,687 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 4,787 |
| Total interest expense | $1,958,000 | 3,629 |
| Net interest income | $3,093,000 | 5,274 |
| Provision for loan and lease losses | $1,770,000 | 2,239 |
| Total noninterest income | $835,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $617,000 | 2,249 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $218,000 | 4,465 |
| Total noninterest expense | $2,831,000 | 5,188 |
| Salaries and employee benefits | $649,000 | 6,805 |
| Premises and equipment expense | $489,000 | 4,242 |
| Additional noninterest expense | $1,693,000 | 3,685 |
| Pre-tax net operating income | $-673,000 | 6,341 |
| Securities gains (losses) | $-182,000 | 7,296 |
| Applicable income taxes | $-611,000 | 7,209 |
| Income before extraordinary items | $-244,000 | 6,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-244,000 | 6,204 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-244,000 | 6,203 |
| Net charge-offs | $1,712,000 | 2,034 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-127,520 | 6,032 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 4,848 |
| Total interest expense | $1,502,000 | 3,694 |
| Net interest income | $2,342,000 | 5,320 |
| Provision for loan and lease losses | $1,420,000 | 2,054 |
| Total noninterest income | $929,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $465,000 | 2,283 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $464,000 | 2,877 |
| Total noninterest expense | $1,790,000 | 5,657 |
| Salaries and employee benefits | $219,000 | 7,572 |
| Premises and equipment expense | $348,000 | 4,449 |
| Additional noninterest expense | $1,223,000 | 3,754 |
| Pre-tax net operating income | $61,000 | 5,765 |
| Securities gains (losses) | $131,000 | 1,712 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $192,000 | 5,325 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $192,000 | 5,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $192,000 | 5,328 |
| Net charge-offs | $1,430,000 | 1,826 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $61,000 | 5,759 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 4,865 |
| Total interest expense | $1,013,000 | 3,769 |
| Net interest income | $1,570,000 | 5,317 |
| Provision for loan and lease losses | $1,020,000 | 1,913 |
| Total noninterest income | $167,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $305,000 | 2,326 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-138,000 | 7,560 |
| Total noninterest expense | $824,000 | 6,456 |
| Salaries and employee benefits | $-184,000 | 7,829 |
| Premises and equipment expense | $207,000 | 4,773 |
| Additional noninterest expense | $801,000 | 3,795 |
| Pre-tax net operating income | $-107,000 | 6,290 |
| Securities gains (losses) | $51,000 | 1,869 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-56,000 | 6,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-56,000 | 6,328 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-56,000 | 6,326 |
| Net charge-offs | $1,089,000 | 1,637 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-107,000 | 6,355 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 4,993 |
| Total interest expense | $513,000 | 3,862 |
| Net interest income | $750,000 | 5,477 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $-92,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $142,000 | 2,443 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-234,000 | 7,818 |
| Total noninterest expense | $895,000 | 4,606 |
| Salaries and employee benefits | $422,000 | 4,840 |
| Premises and equipment expense | $114,000 | 4,601 |
| Additional noninterest expense | $359,000 | 4,072 |
| Pre-tax net operating income | $-387,000 | 7,083 |
| Securities gains (losses) | $50,000 | 1,145 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-337,000 | 7,116 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-337,000 | 7,118 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-337,000 | 7,116 |
| Net charge-offs | $292,000 | 2,057 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-387,000 | 7,146 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 4,948 |
| Total interest expense | $2,022,000 | 4,421 |
| Net interest income | $3,307,000 | 5,124 |
| Provision for loan and lease losses | $2,285,000 | 2,306 |
| Total noninterest income | $1,000,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $656,000 | 2,373 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $344,000 | 3,763 |
| Total noninterest expense | $3,658,000 | 4,590 |
| Salaries and employee benefits | $1,826,000 | 4,636 |
| Premises and equipment expense | $526,000 | 4,236 |
| Additional noninterest expense | $1,306,000 | 4,493 |
| Pre-tax net operating income | $-1,636,000 | 6,503 |
| Securities gains (losses) | $-1,507,000 | 7,770 |
| Applicable income taxes | $-2,072,000 | 7,526 |
| Income before extraordinary items | $-1,071,000 | 6,392 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,071,000 | 6,393 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,071,000 | 6,393 |
| Net charge-offs | $3,121,000 | 1,563 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-106,520 | 5,688 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 5,022 |
| Total interest expense | $1,510,000 | 4,584 |
| Net interest income | $2,477,000 | 5,130 |
| Provision for loan and lease losses | $716,000 | 3,245 |
| Total noninterest income | $716,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $484,000 | 2,426 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $2,672,000 | 4,671 |
| Salaries and employee benefits | $1,395,000 | 4,614 |
| Premises and equipment expense | $382,000 | 4,372 |
| Additional noninterest expense | $895,000 | 4,741 |
| Pre-tax net operating income | $-195,000 | 6,013 |
| Securities gains (losses) | $-818,000 | 7,830 |
| Applicable income taxes | $-502,000 | 7,345 |
| Income before extraordinary items | $-511,000 | 6,439 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-511,000 | 6,440 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-511,000 | 6,439 |
| Net charge-offs | $1,751,000 | 1,631 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $12,520 | 5,665 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 5,035 |
| Total interest expense | $1,006,000 | 4,715 |
| Net interest income | $1,672,000 | 5,091 |
| Provision for loan and lease losses | $391,000 | 3,313 |
| Total noninterest income | $461,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $309,000 | 2,484 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $152,000 | 4,094 |
| Total noninterest expense | $1,709,000 | 4,840 |
| Salaries and employee benefits | $938,000 | 4,631 |
| Premises and equipment expense | $255,000 | 4,406 |
| Additional noninterest expense | $516,000 | 5,164 |
| Pre-tax net operating income | $33,000 | 5,613 |
| Securities gains (losses) | $-818,000 | 7,981 |
| Applicable income taxes | $-425,000 | 7,540 |
| Income before extraordinary items | $-360,000 | 6,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-360,000 | 6,606 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-360,000 | 6,606 |
| Net charge-offs | $826,000 | 1,803 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $163,520 | 4,680 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 5,095 |
| Total interest expense | $509,000 | 4,788 |
| Net interest income | $821,000 | 5,137 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $222,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $149,000 | 2,488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $73,000 | 4,164 |
| Total noninterest expense | $891,000 | 4,640 |
| Salaries and employee benefits | $469,000 | 4,677 |
| Premises and equipment expense | $124,000 | 4,533 |
| Additional noninterest expense | $298,000 | 4,431 |
| Pre-tax net operating income | $2,000 | 6,207 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $2,000 | 6,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 6,382 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,000 | 6,382 |
| Net charge-offs | $644,000 | 1,205 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,000 | 6,231 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,038,000 | 4,914 |
| Total interest expense | $2,752,000 | 4,498 |
| Net interest income | $3,286,000 | 5,160 |
| Provision for loan and lease losses | $2,768,000 | 1,475 |
| Total noninterest income | $1,047,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $658,000 | 2,467 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $389,000 | 3,638 |
| Total noninterest expense | $4,194,000 | 4,096 |
| Salaries and employee benefits | $2,278,000 | 4,051 |
| Premises and equipment expense | $509,000 | 4,411 |
| Additional noninterest expense | $1,407,000 | 3,794 |
| Pre-tax net operating income | $-2,629,000 | 7,517 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,602,000 | 7,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,602,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,009,000 | 1,282 |
| Cash dividends | $800,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,629,000 | 7,617 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 4,804 |
| Total interest expense | $2,204,000 | 4,440 |
| Net interest income | $2,612,000 | 5,035 |
| Provision for loan and lease losses | $749,000 | 2,179 |
| Total noninterest income | $785,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $489,000 | 2,506 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $296,000 | 3,711 |
| Total noninterest expense | $2,697,000 | 4,538 |
| Salaries and employee benefits | $1,451,000 | 4,586 |
| Premises and equipment expense | $382,000 | 4,431 |
| Additional noninterest expense | $864,000 | 4,330 |
| Pre-tax net operating income | $-49,000 | 6,841 |
| Securities gains (losses) | $27,000 | 1,827 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-22,000 | 6,643 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-22,000 | 6,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,343,000 | 1,086 |
| Cash dividends | $621,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-49,000 | 6,870 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,711 |
| Total interest expense | $1,566,000 | 4,396 |
| Net interest income | $1,835,000 | 4,884 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $506,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $310,000 | 2,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $196,000 | 3,810 |
| Total noninterest expense | $1,848,000 | 4,490 |
| Salaries and employee benefits | $1,015,000 | 4,473 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $590,000 | 4,251 |
| Pre-tax net operating income | $393,000 | 4,826 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $420,000 | 4,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 4,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,072 |
| Cash dividends | $496,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $393,000 | 4,448 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 4,634 |
| Total interest expense | $843,000 | 4,366 |
| Net interest income | $955,000 | 4,773 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $235,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $147,000 | 2,677 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $869,000 | 4,695 |
| Salaries and employee benefits | $470,000 | 4,763 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $287,000 | 4,253 |
| Pre-tax net operating income | $321,000 | 3,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $321,000 | 3,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $321,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $321,000 | 3,555 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 4,439 |
| Total interest expense | $3,237,000 | 4,566 |
| Net interest income | $4,540,000 | 4,269 |
| Provision for loan and lease losses | $160,000 | 4,234 |
| Total noninterest income | $1,065,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $642,000 | 2,544 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $423,000 | 3,629 |
| Total noninterest expense | $3,182,000 | 4,825 |
| Salaries and employee benefits | $1,767,000 | 4,801 |
| Premises and equipment expense | $493,000 | 4,410 |
| Additional noninterest expense | $922,000 | 4,898 |
| Pre-tax net operating income | $2,263,000 | 3,053 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,263,000 | 2,572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,263,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $1,208,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,263,000 | 2,566 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 4,509 |
| Total interest expense | $2,367,000 | 4,657 |
| Net interest income | $3,382,000 | 4,314 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $787,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $471,000 | 2,571 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $316,000 | 3,637 |
| Total noninterest expense | $2,353,000 | 4,843 |
| Salaries and employee benefits | $1,304,000 | 4,838 |
| Premises and equipment expense | $356,000 | 4,492 |
| Additional noninterest expense | $693,000 | 4,828 |
| Pre-tax net operating income | $1,656,000 | 3,251 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,656,000 | 2,770 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,656,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $1,058,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,656,000 | 2,754 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 4,605 |
| Total interest expense | $1,517,000 | 4,762 |
| Net interest income | $2,208,000 | 4,399 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $544,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $305,000 | 2,615 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $239,000 | 3,437 |
| Total noninterest expense | $1,541,000 | 4,930 |
| Salaries and employee benefits | $869,000 | 4,872 |
| Premises and equipment expense | $237,000 | 4,530 |
| Additional noninterest expense | $435,000 | 5,009 |
| Pre-tax net operating income | $1,091,000 | 3,339 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,091,000 | 2,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,091,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $821,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,091,000 | 2,831 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 4,696 |
| Total interest expense | $732,000 | 4,854 |
| Net interest income | $1,067,000 | 4,506 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $298,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $144,000 | 2,677 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $780,000 | 4,879 |
| Salaries and employee benefits | $448,000 | 4,795 |
| Premises and equipment expense | $120,000 | 4,509 |
| Additional noninterest expense | $212,000 | 5,077 |
| Pre-tax net operating income | $525,000 | 3,406 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $525,000 | 2,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $525,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $554,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $525,000 | 2,891 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 4,636 |
| Total interest expense | $2,368,000 | 4,968 |
| Net interest income | $4,477,000 | 4,356 |
| Provision for loan and lease losses | $198,000 | 3,566 |
| Total noninterest income | $984,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $638,000 | 2,562 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $346,000 | 4,017 |
| Total noninterest expense | $3,246,000 | 4,630 |
| Salaries and employee benefits | $1,768,000 | 4,677 |
| Premises and equipment expense | $502,000 | 4,251 |
| Additional noninterest expense | $976,000 | 4,590 |
| Pre-tax net operating income | $2,017,000 | 3,624 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,018,000 | 3,084 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,018,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $1,102,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,017,000 | 3,075 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 4,684 |
| Total interest expense | $1,680,000 | 5,033 |
| Net interest income | $3,330,000 | 4,413 |
| Provision for loan and lease losses | $138,000 | 3,538 |
| Total noninterest income | $746,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $485,000 | 2,542 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $261,000 | 4,019 |
| Total noninterest expense | $2,340,000 | 4,740 |
| Salaries and employee benefits | $1,272,000 | 4,781 |
| Premises and equipment expense | $372,000 | 4,303 |
| Additional noninterest expense | $696,000 | 4,729 |
| Pre-tax net operating income | $1,598,000 | 3,648 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,598,000 | 3,065 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,598,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $865,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,598,000 | 3,056 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 4,774 |
| Total interest expense | $1,028,000 | 5,157 |
| Net interest income | $2,159,000 | 4,502 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $520,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $333,000 | 2,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 3,871 |
| Total noninterest expense | $1,547,000 | 4,781 |
| Salaries and employee benefits | $825,000 | 4,898 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $473,000 | 4,646 |
| Pre-tax net operating income | $1,054,000 | 3,679 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,054,000 | 3,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,054,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $628,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,054,000 | 3,079 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 4,897 |
| Total interest expense | $491,000 | 5,167 |
| Net interest income | $1,010,000 | 4,684 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $270,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $159,000 | 2,473 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $776,000 | 4,785 |
| Salaries and employee benefits | $407,000 | 4,953 |
| Premises and equipment expense | $123,000 | 4,347 |
| Additional noninterest expense | $246,000 | 4,529 |
| Pre-tax net operating income | $474,000 | 3,872 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $474,000 | 3,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $391,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $474,000 | 3,278 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 5,134 |
| Total interest expense | $1,277,000 | 5,671 |
| Net interest income | $3,746,000 | 4,826 |
| Provision for loan and lease losses | $450,000 | 2,063 |
| Total noninterest income | $1,327,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $697,000 | 2,358 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $630,000 | 2,969 |
| Total noninterest expense | $3,137,000 | 4,621 |
| Salaries and employee benefits | $1,717,000 | 4,624 |
| Premises and equipment expense | $492,000 | 4,233 |
| Additional noninterest expense | $928,000 | 4,669 |
| Pre-tax net operating income | $1,486,000 | 4,407 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $464,000 | 3,484 |
| Income before extraordinary items | $1,011,000 | 4,812 |
| Extraordinary gains, net | $-658,000 | 8,828 |
| Net income | $353,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $1,742,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,018,590 | 4,766 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 5,276 |
| Total interest expense | $845,000 | 5,869 |
| Net interest income | $2,742,000 | 4,908 |
| Provision for loan and lease losses | $335,000 | 2,015 |
| Total noninterest income | $1,062,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $511,000 | 2,399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $551,000 | 2,696 |
| Total noninterest expense | $2,248,000 | 4,737 |
| Salaries and employee benefits | $1,233,000 | 4,742 |
| Premises and equipment expense | $360,000 | 4,288 |
| Additional noninterest expense | $655,000 | 4,833 |
| Pre-tax net operating income | $1,221,000 | 4,270 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $361,000 | 3,481 |
| Income before extraordinary items | $849,000 | 4,598 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $849,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,493 |
| Cash dividends | $1,742,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $856,700 | 4,539 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 5,392 |
| Total interest expense | $481,000 | 6,139 |
| Net interest income | $1,769,000 | 4,991 |
| Provision for loan and lease losses | $290,000 | 1,600 |
| Total noninterest income | $799,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $320,000 | 2,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $479,000 | 2,256 |
| Total noninterest expense | $1,441,000 | 4,862 |
| Salaries and employee benefits | $778,000 | 4,902 |
| Premises and equipment expense | $242,000 | 4,238 |
| Additional noninterest expense | $421,000 | 4,922 |
| Pre-tax net operating income | $837,000 | 4,175 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $249,000 | 3,416 |
| Income before extraordinary items | $577,000 | 4,516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $577,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,426 |
| Cash dividends | $51,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $584,700 | 4,432 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 5,535 |
| Total interest expense | $212,000 | 6,390 |
| Net interest income | $856,000 | 5,114 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,636 |
| Total noninterest expense | $686,000 | 5,067 |
| Salaries and employee benefits | $379,000 | 5,007 |
| Premises and equipment expense | $124,000 | 4,218 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $376,000 | 4,432 |
| Securities gains (losses) | $-12,000 | 8,571 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $256,000 | 4,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $51,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $264,400 | 4,679 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 5,566 |
| Total interest expense | $721,000 | 6,514 |
| Net interest income | $3,266,000 | 5,143 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $1,063,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $735,000 | 2,286 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $328,000 | 4,099 |
| Total noninterest expense | $3,183,000 | 4,471 |
| Salaries and employee benefits | $1,720,000 | 4,481 |
| Premises and equipment expense | $554,000 | 3,780 |
| Additional noninterest expense | $909,000 | 4,659 |
| Pre-tax net operating income | $946,000 | 5,385 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $170,000 | 4,945 |
| Income before extraordinary items | $782,000 | 5,310 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $782,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $223,000 | 4,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $777,080 | 5,258 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 5,622 |
| Total interest expense | $501,000 | 6,695 |
| Net interest income | $2,430,000 | 5,156 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $801,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $572,000 | 2,246 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $229,000 | 4,237 |
| Total noninterest expense | $2,299,000 | 4,557 |
| Salaries and employee benefits | $1,245,000 | 4,570 |
| Premises and equipment expense | $367,000 | 4,143 |
| Additional noninterest expense | $687,000 | 4,597 |
| Pre-tax net operating income | $807,000 | 5,159 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $220,000 | 4,300 |
| Income before extraordinary items | $593,000 | 5,391 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $593,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $588,620 | 5,329 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 5,714 |
| Total interest expense | $304,000 | 6,956 |
| Net interest income | $1,595,000 | 5,209 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $521,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $385,000 | 2,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $136,000 | 4,504 |
| Total noninterest expense | $1,499,000 | 4,674 |
| Salaries and employee benefits | $822,000 | 4,623 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $461,000 | 4,600 |
| Pre-tax net operating income | $537,000 | 5,132 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $143,000 | 4,330 |
| Income before extraordinary items | $400,000 | 5,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $395,560 | 5,258 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,928 |
| Total interest expense | $140,000 | 7,197 |
| Net interest income | $758,000 | 5,385 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $282,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $189,000 | 2,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $741,000 | 4,723 |
| Salaries and employee benefits | $415,000 | 4,610 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $221,000 | 4,708 |
| Pre-tax net operating income | $264,000 | 5,129 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $194,000 | 5,422 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,593 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $192,540 | 5,319 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 6,035 |
| Total interest expense | $760,000 | 6,842 |
| Net interest income | $2,752,000 | 5,584 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,397,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $841,000 | 2,036 |
| Trading account gains and fees | $259,000 | 108 |
| Additional Noninterest Income | $297,000 | 4,531 |
| Total noninterest expense | $3,436,000 | 4,178 |
| Salaries and employee benefits | $2,010,000 | 3,904 |
| Premises and equipment expense | $523,000 | 3,931 |
| Additional noninterest expense | $903,000 | 4,618 |
| Pre-tax net operating income | $593,000 | 6,368 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $564,000 | 6,077 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $564,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $121,000 | 5,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $555,540 | 5,962 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 6,150 |
| Total interest expense | $608,000 | 6,820 |
| Net interest income | $1,990,000 | 5,727 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $861,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $634,000 | 2,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 4,546 |
| Total noninterest expense | $2,343,000 | 4,478 |
| Salaries and employee benefits | $1,303,000 | 4,363 |
| Premises and equipment expense | $396,000 | 3,892 |
| Additional noninterest expense | $644,000 | 4,760 |
| Pre-tax net operating income | $418,000 | 6,642 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $390,000 | 6,410 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $390,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $390,000 | 6,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 6,217 |
| Total interest expense | $444,000 | 6,713 |
| Net interest income | $1,269,000 | 5,879 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $565,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $406,000 | 2,073 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $1,546,000 | 4,490 |
| Salaries and employee benefits | $851,000 | 4,428 |
| Premises and equipment expense | $265,000 | 3,857 |
| Additional noninterest expense | $430,000 | 4,752 |
| Pre-tax net operating income | $228,000 | 6,984 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $195,000 | 7,011 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $195,000 | 6,821 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,294 |
| Total interest expense | $228,000 | 6,734 |
| Net interest income | $616,000 | 5,982 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $292,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $98,000 | 3,968 |
| Total noninterest expense | $740,000 | 4,622 |
| Salaries and employee benefits | $426,000 | 4,425 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $190,000 | 5,155 |
| Pre-tax net operating income | $138,000 | 6,639 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $105,000 | 6,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $105,000 | 6,636 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 5,847 |
| Total interest expense | $1,307,000 | 6,158 |
| Net interest income | $2,769,000 | 5,562 |
| Provision for loan and lease losses | $112,000 | 5,527 |
| Total noninterest income | $1,119,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $818,000 | 1,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 4,249 |
| Total noninterest expense | $3,158,000 | 4,299 |
| Salaries and employee benefits | $1,604,000 | 4,450 |
| Premises and equipment expense | $588,000 | 3,471 |
| Additional noninterest expense | $966,000 | 4,295 |
| Pre-tax net operating income | $618,000 | 6,360 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $132,000 | 5,678 |
| Income before extraordinary items | $487,000 | 6,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $487,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,017 |
| Cash dividends | $192,000 | 4,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $486,210 | 6,315 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 5,370 |
| Total interest expense | $2,356,000 | 5,577 |
| Net interest income | $3,006,000 | 5,063 |
| Provision for loan and lease losses | $284,000 | 3,336 |
| Total noninterest income | $994,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $795,000 | 1,912 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $3,212,000 | 4,114 |
| Salaries and employee benefits | $1,662,000 | 4,181 |
| Premises and equipment expense | $541,000 | 3,653 |
| Additional noninterest expense | $1,009,000 | 4,045 |
| Pre-tax net operating income | $504,000 | 6,529 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $861,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $402,000 | 6,435 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 5,352 |
| Total interest expense | $2,486,000 | 5,575 |
| Net interest income | $3,071,000 | 5,072 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $1,032,000 | 3,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $807,000 | 1,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,522 |
| Total noninterest expense | $3,038,000 | 4,185 |
| Salaries and employee benefits | $1,718,000 | 3,921 |
| Premises and equipment expense | $390,000 | 4,588 |
| Additional noninterest expense | $930,000 | 4,230 |
| Pre-tax net operating income | $957,000 | 5,372 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $266,000 | 4,848 |
| Income before extraordinary items | $691,000 | 5,458 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $691,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $258,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $691,000 | 5,456 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,594,000 | 5,181 |
| Total interest expense | $2,680,000 | 5,001 |
| Net interest income | $2,914,000 | 5,271 |
| Provision for loan and lease losses | $123,000 | 4,690 |
| Total noninterest income | $1,080,000 | 2,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $799,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $2,954,000 | 4,269 |
| Salaries and employee benefits | $1,606,000 | 4,111 |
| Premises and equipment expense | $330,000 | 5,167 |
| Additional noninterest expense | $1,018,000 | 3,973 |
| Pre-tax net operating income | $917,000 | 5,565 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $180,000 | 5,921 |
| Income before extraordinary items | $737,000 | 5,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $737,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,869 |
| Cash dividends | $269,000 | 4,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $737,000 | 5,285 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 4,934 |
| Total interest expense | $3,141,000 | 4,551 |
| Net interest income | $2,968,000 | 5,163 |
| Provision for loan and lease losses | $448,000 | 1,889 |
| Total noninterest income | $1,003,000 | 3,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $790,000 | 1,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,806 |
| Total noninterest expense | $2,898,000 | 4,254 |
| Salaries and employee benefits | $1,495,000 | 4,244 |
| Premises and equipment expense | $322,000 | 5,158 |
| Additional noninterest expense | $1,081,000 | 3,683 |
| Pre-tax net operating income | $625,000 | 6,790 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $159,000 | 6,730 |
| Income before extraordinary items | $466,000 | 6,809 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $466,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,133 |
| Cash dividends | $124,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $466,000 | 6,705 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 5,523 |
| Total interest expense | $2,547,000 | 5,340 |
| Net interest income | $2,803,000 | 5,574 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $970,000 | 3,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $802,000 | 1,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,393 |
| Total noninterest expense | $2,807,000 | 4,324 |
| Salaries and employee benefits | $1,567,000 | 4,093 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $944,000 | 4,119 |
| Pre-tax net operating income | $876,000 | 6,227 |
| Securities gains (losses) | $-52,000 | 10,655 |
| Applicable income taxes | $266,000 | 6,081 |
| Income before extraordinary items | $558,000 | 6,617 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $558,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,195 |
| Cash dividends | $176,000 | 5,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $593,360 | 6,360 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 6,220 |
| Total interest expense | $2,241,000 | 5,965 |
| Net interest income | $2,445,000 | 6,291 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $718,000 | 4,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $2,340,000 | 5,274 |
| Salaries and employee benefits | $1,155,000 | 5,374 |
| Premises and equipment expense | $265,000 | 6,035 |
| Additional noninterest expense | $920,000 | 4,682 |
| Pre-tax net operating income | $733,000 | 6,778 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $227,000 | 6,744 |
| Income before extraordinary items | $506,000 | 6,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $506,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,119 |
| Cash dividends | $151,000 | 5,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $506,000 | 6,802 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 6,548 |
| Total interest expense | $2,028,000 | 6,399 |
| Net interest income | $2,390,000 | 6,506 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $634,000 | 4,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $2,182,000 | 5,595 |
| Salaries and employee benefits | $1,065,000 | 5,743 |
| Premises and equipment expense | $226,000 | 6,736 |
| Additional noninterest expense | $891,000 | 4,805 |
| Pre-tax net operating income | $772,000 | 6,956 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $192,000 | 7,562 |
| Income before extraordinary items | $580,000 | 6,729 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $580,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $152,000 | 6,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $580,000 | 6,716 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 7,037 |
| Total interest expense | $1,468,000 | 6,982 |
| Net interest income | $2,254,000 | 6,965 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $609,000 | 4,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $1,988,000 | 6,236 |
| Salaries and employee benefits | $963,000 | 6,278 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $797,000 | 5,716 |
| Pre-tax net operating income | $810,000 | 6,825 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $236,000 | 6,740 |
| Income before extraordinary items | $574,000 | 6,737 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $574,000 | 6,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $142,000 | 6,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $574,000 | 6,791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 7,846 |
| Total interest expense | $1,406,000 | 7,521 |
| Net interest income | $1,892,000 | 7,968 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $592,000 | 5,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,904,000 | 6,612 |
| Salaries and employee benefits | $904,000 | 6,688 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $775,000 | 6,079 |
| Pre-tax net operating income | $494,000 | 8,697 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $121,000 | 9,285 |
| Income before extraordinary items | $377,000 | 8,665 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $393,000 | 8,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $122,000 | 6,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $373,960 | 8,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 8,455 |
| Total interest expense | $1,529,000 | 8,430 |
| Net interest income | $1,780,000 | 8,401 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $556,000 | 5,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $1,713,000 | 7,226 |
| Salaries and employee benefits | $869,000 | 6,816 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $660,000 | 7,033 |
| Pre-tax net operating income | $533,000 | 8,185 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $385,000 | 8,368 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $385,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $127,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $382,840 | 8,032 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.