Home > Ruth State Bank > Income and Expense
Ruth State Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 5,950 |
| Total interest expense | $10,000 | 5,986 |
| Net interest income | $201,000 | 5,932 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $15,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $5,000 | 5,726 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,561 |
| Total noninterest expense | $784,000 | 4,220 |
| Salaries and employee benefits | $630,000 | 3,425 |
| Premises and equipment expense | $12,000 | 5,939 |
| Additional noninterest expense | $142,000 | 5,208 |
| Pre-tax net operating income | $-568,000 | 6,068 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-568,000 | 6,066 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-568,000 | 6,066 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-568,000 | 6,066 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-568,000 | 6,065 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 6,019 |
| Total interest expense | $43,000 | 6,035 |
| Net interest income | $746,000 | 6,001 |
| Provision for loan and lease losses | $34,000 | 3,832 |
| Total noninterest income | $84,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $37,000 | 5,600 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $47,000 | 5,551 |
| Total noninterest expense | $696,000 | 6,002 |
| Salaries and employee benefits | $398,000 | 5,977 |
| Premises and equipment expense | $57,000 | 5,987 |
| Additional noninterest expense | $241,000 | 5,949 |
| Pre-tax net operating income | $100,000 | 5,676 |
| Securities gains (losses) | $26,000 | 2,080 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $126,000 | 5,638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $126,000 | 5,641 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $126,000 | 5,641 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $100,000 | 5,656 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $584,000 | 6,115 |
| Total interest expense | $32,000 | 6,130 |
| Net interest income | $552,000 | 6,095 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $64,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $32,000 | 5,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,643 |
| Total noninterest expense | $487,000 | 6,106 |
| Salaries and employee benefits | $302,000 | 6,039 |
| Premises and equipment expense | $43,000 | 6,066 |
| Additional noninterest expense | $142,000 | 6,121 |
| Pre-tax net operating income | $129,000 | 5,653 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $129,000 | 5,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 5,638 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $129,000 | 5,639 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $129,000 | 5,595 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $390,000 | 6,177 |
| Total interest expense | $21,000 | 6,201 |
| Net interest income | $369,000 | 6,159 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $41,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,692 |
| Total noninterest expense | $332,000 | 6,169 |
| Salaries and employee benefits | $206,000 | 6,094 |
| Premises and equipment expense | $29,000 | 6,119 |
| Additional noninterest expense | $97,000 | 6,186 |
| Pre-tax net operating income | $78,000 | 5,712 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $78,000 | 5,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $78,000 | 5,723 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $78,000 | 5,723 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $78,000 | 5,677 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $196,000 | 6,243 |
| Total interest expense | $11,000 | 6,246 |
| Net interest income | $185,000 | 6,222 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $19,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $161,000 | 6,240 |
| Salaries and employee benefits | $109,000 | 6,139 |
| Premises and equipment expense | $14,000 | 6,187 |
| Additional noninterest expense | $38,000 | 6,323 |
| Pre-tax net operating income | $43,000 | 5,677 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $43,000 | 5,679 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $43,000 | 5,679 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $43,000 | 5,680 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $43,000 | 5,630 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,322 |
| Total interest expense | $102,000 | 6,039 |
| Net interest income | $696,000 | 6,323 |
| Provision for loan and lease losses | $18,000 | 4,286 |
| Total noninterest income | $88,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $31,000 | 5,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $57,000 | 5,663 |
| Total noninterest expense | $675,000 | 6,332 |
| Salaries and employee benefits | $413,000 | 6,262 |
| Premises and equipment expense | $65,000 | 6,260 |
| Additional noninterest expense | $197,000 | 6,345 |
| Pre-tax net operating income | $91,000 | 5,897 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $92,000 | 5,905 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $92,000 | 5,905 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $92,000 | 5,906 |
| Net charge-offs | $83,000 | 3,365 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $91,000 | 5,873 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 6,399 |
| Total interest expense | $84,000 | 6,069 |
| Net interest income | $512,000 | 6,407 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $52,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $23,000 | 6,070 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $29,000 | 5,918 |
| Total noninterest expense | $503,000 | 6,392 |
| Salaries and employee benefits | $316,000 | 6,300 |
| Premises and equipment expense | $49,000 | 6,326 |
| Additional noninterest expense | $138,000 | 6,441 |
| Pre-tax net operating income | $61,000 | 5,999 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $62,000 | 5,995 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,994 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $62,000 | 5,995 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $61,000 | 5,978 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $383,000 | 6,474 |
| Total interest expense | $61,000 | 6,086 |
| Net interest income | $322,000 | 6,495 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $32,000 | 6,319 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $16,000 | 6,039 |
| Total noninterest expense | $339,000 | 6,452 |
| Salaries and employee benefits | $217,000 | 6,351 |
| Premises and equipment expense | $30,000 | 6,405 |
| Additional noninterest expense | $92,000 | 6,498 |
| Pre-tax net operating income | $15,000 | 6,122 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $15,000 | 6,158 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $15,000 | 6,159 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $15,000 | 6,160 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $15,000 | 6,132 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 6,542 |
| Total interest expense | $33,000 | 6,106 |
| Net interest income | $157,000 | 6,571 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $19,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $159,000 | 6,554 |
| Salaries and employee benefits | $110,000 | 6,415 |
| Premises and equipment expense | $16,000 | 6,449 |
| Additional noninterest expense | $33,000 | 6,654 |
| Pre-tax net operating income | $17,000 | 6,063 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $17,000 | 6,075 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $17,000 | 6,076 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $17,000 | 6,076 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $17,000 | 6,055 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 6,609 |
| Total interest expense | $153,000 | 6,158 |
| Net interest income | $624,000 | 6,637 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $85,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $27,000 | 6,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 5,778 |
| Total noninterest expense | $626,000 | 6,637 |
| Salaries and employee benefits | $422,000 | 6,527 |
| Premises and equipment expense | $59,000 | 6,576 |
| Additional noninterest expense | $145,000 | 6,712 |
| Pre-tax net operating income | $83,000 | 5,997 |
| Securities gains (losses) | $8,000 | 2,703 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $91,000 | 6,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $91,000 | 6,013 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $91,000 | 6,015 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $83,000 | 5,997 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 6,698 |
| Total interest expense | $117,000 | 6,231 |
| Net interest income | $455,000 | 6,723 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $51,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $19,000 | 6,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $32,000 | 6,033 |
| Total noninterest expense | $471,000 | 6,694 |
| Salaries and employee benefits | $315,000 | 6,582 |
| Premises and equipment expense | $42,000 | 6,657 |
| Additional noninterest expense | $114,000 | 6,767 |
| Pre-tax net operating income | $35,000 | 6,185 |
| Securities gains (losses) | $8,000 | 2,578 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $43,000 | 6,214 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $43,000 | 6,215 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $43,000 | 6,215 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $35,000 | 6,191 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $378,000 | 6,755 |
| Total interest expense | $80,000 | 6,285 |
| Net interest income | $298,000 | 6,779 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $34,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $11,000 | 6,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,025 |
| Total noninterest expense | $319,000 | 6,740 |
| Salaries and employee benefits | $210,000 | 6,630 |
| Premises and equipment expense | $28,000 | 6,696 |
| Additional noninterest expense | $81,000 | 6,790 |
| Pre-tax net operating income | $13,000 | 6,250 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $13,000 | 6,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,000 | 6,323 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,000 | 6,323 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $13,000 | 6,258 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $191,000 | 6,818 |
| Total interest expense | $40,000 | 6,364 |
| Net interest income | $151,000 | 6,843 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $16,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $151,000 | 6,832 |
| Salaries and employee benefits | $107,000 | 6,678 |
| Premises and equipment expense | $14,000 | 6,744 |
| Additional noninterest expense | $30,000 | 6,944 |
| Pre-tax net operating income | $16,000 | 6,189 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $16,000 | 6,254 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $16,000 | 6,254 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $16,000 | 6,255 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $16,000 | 6,175 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,893 |
| Total interest expense | $178,000 | 6,492 |
| Net interest income | $605,000 | 6,920 |
| Provision for loan and lease losses | $38,000 | 5,340 |
| Total noninterest income | $76,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $23,000 | 6,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $53,000 | 5,820 |
| Total noninterest expense | $642,000 | 6,883 |
| Salaries and employee benefits | $388,000 | 6,812 |
| Premises and equipment expense | $65,000 | 6,794 |
| Additional noninterest expense | $189,000 | 6,897 |
| Pre-tax net operating income | $1,000 | 6,144 |
| Securities gains (losses) | $19,000 | 3,187 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $20,000 | 6,269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,000 | 6,262 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $20,000 | 6,264 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,000 | 6,165 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $591,000 | 6,993 |
| Total interest expense | $136,000 | 6,614 |
| Net interest income | $455,000 | 7,022 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $46,000 | 6,687 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $17,000 | 6,718 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $464,000 | 6,987 |
| Salaries and employee benefits | $290,000 | 6,896 |
| Premises and equipment expense | $47,000 | 6,888 |
| Additional noninterest expense | $127,000 | 7,027 |
| Pre-tax net operating income | $37,000 | 6,188 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $52,000 | 6,269 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $52,000 | 6,267 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 6,268 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $37,000 | 6,180 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,054 |
| Total interest expense | $92,000 | 6,689 |
| Net interest income | $301,000 | 7,086 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $12,000 | 6,742 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,184 |
| Total noninterest expense | $303,000 | 7,054 |
| Salaries and employee benefits | $196,000 | 6,945 |
| Premises and equipment expense | $31,000 | 6,936 |
| Additional noninterest expense | $76,000 | 7,125 |
| Pre-tax net operating income | $29,000 | 6,196 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $31,000 | 6,324 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $31,000 | 6,324 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $29,000 | 6,199 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 7,112 |
| Total interest expense | $47,000 | 6,755 |
| Net interest income | $151,000 | 7,141 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $151,000 | 7,111 |
| Salaries and employee benefits | $97,000 | 7,014 |
| Premises and equipment expense | $16,000 | 6,969 |
| Additional noninterest expense | $38,000 | 7,174 |
| Pre-tax net operating income | $16,000 | 6,263 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $16,000 | 6,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $16,000 | 6,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $16,000 | 6,364 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $16,000 | 6,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,152 |
| Total interest expense | $235,000 | 6,777 |
| Net interest income | $600,000 | 7,198 |
| Provision for loan and lease losses | $-1,000 | 7,201 |
| Total noninterest income | $77,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $26,000 | 6,669 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $51,000 | 5,910 |
| Total noninterest expense | $686,000 | 7,119 |
| Salaries and employee benefits | $387,000 | 7,080 |
| Premises and equipment expense | $73,000 | 7,017 |
| Additional noninterest expense | $226,000 | 7,073 |
| Pre-tax net operating income | $-8,000 | 6,029 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-7,000 | 6,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,000 | 6,169 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,000 | 6,169 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,000 | 6,053 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $630,000 | 7,223 |
| Total interest expense | $180,000 | 6,860 |
| Net interest income | $450,000 | 7,274 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $47,000 | 6,813 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $20,000 | 6,703 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $503,000 | 7,185 |
| Salaries and employee benefits | $286,000 | 7,133 |
| Premises and equipment expense | $53,000 | 7,104 |
| Additional noninterest expense | $164,000 | 7,150 |
| Pre-tax net operating income | $-6,000 | 6,151 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-6,000 | 6,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,000 | 6,268 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,000 | 6,268 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,000 | 6,166 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,292 |
| Total interest expense | $121,000 | 6,952 |
| Net interest income | $299,000 | 7,338 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $31,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $13,000 | 6,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $336,000 | 7,257 |
| Salaries and employee benefits | $188,000 | 7,209 |
| Premises and equipment expense | $34,000 | 7,191 |
| Additional noninterest expense | $114,000 | 7,192 |
| Pre-tax net operating income | $-6,000 | 6,217 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-6,000 | 6,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,000 | 6,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,000 | 6,320 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-6,000 | 6,249 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $211,000 | 7,353 |
| Total interest expense | $59,000 | 7,046 |
| Net interest income | $152,000 | 7,386 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $13,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $163,000 | 7,330 |
| Salaries and employee benefits | $95,000 | 7,248 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $52,000 | 7,313 |
| Pre-tax net operating income | $2,000 | 6,305 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $2,000 | 6,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,000 | 6,355 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,000 | 6,355 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,000 | 6,321 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 7,403 |
| Total interest expense | $302,000 | 7,052 |
| Net interest income | $585,000 | 7,466 |
| Provision for loan and lease losses | $-53,000 | 7,594 |
| Total noninterest income | $87,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 6,517 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 5,995 |
| Total noninterest expense | $772,000 | 7,319 |
| Salaries and employee benefits | $457,000 | 7,208 |
| Premises and equipment expense | $97,000 | 7,078 |
| Additional noninterest expense | $218,000 | 7,362 |
| Pre-tax net operating income | $-47,000 | 5,868 |
| Securities gains (losses) | $-95,000 | 7,225 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-142,000 | 6,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-142,000 | 6,125 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-142,000 | 6,126 |
| Net charge-offs | $-53,000 | 7,570 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-47,000 | 5,927 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,523 |
| Total interest expense | $235,000 | 7,152 |
| Net interest income | $425,000 | 7,579 |
| Provision for loan and lease losses | $-52,000 | 7,698 |
| Total noninterest income | $56,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $23,000 | 6,601 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $33,000 | 6,351 |
| Total noninterest expense | $586,000 | 7,380 |
| Salaries and employee benefits | $355,000 | 7,251 |
| Premises and equipment expense | $68,000 | 7,216 |
| Additional noninterest expense | $163,000 | 7,444 |
| Pre-tax net operating income | $-53,000 | 6,085 |
| Securities gains (losses) | $-95,000 | 7,397 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-148,000 | 6,376 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-148,000 | 6,377 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-148,000 | 6,376 |
| Net charge-offs | $-52,000 | 7,642 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-53,000 | 6,120 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,563 |
| Total interest expense | $164,000 | 7,196 |
| Net interest income | $300,000 | 7,631 |
| Provision for loan and lease losses | $-53,000 | 7,768 |
| Total noninterest income | $35,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $405,000 | 7,401 |
| Salaries and employee benefits | $247,000 | 7,264 |
| Premises and equipment expense | $45,000 | 7,280 |
| Additional noninterest expense | $113,000 | 7,478 |
| Pre-tax net operating income | $-17,000 | 6,111 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-17,000 | 6,226 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,000 | 6,227 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-17,000 | 6,226 |
| Net charge-offs | $-53,000 | 7,702 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-17,000 | 6,131 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 7,658 |
| Total interest expense | $85,000 | 7,287 |
| Net interest income | $151,000 | 7,724 |
| Provision for loan and lease losses | $-53,000 | 7,874 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $217,000 | 7,452 |
| Salaries and employee benefits | $138,000 | 7,241 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $57,000 | 7,566 |
| Pre-tax net operating income | $4,000 | 6,201 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $4,000 | 6,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,337 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $4,000 | 6,336 |
| Net charge-offs | $-53,000 | 7,791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $4,000 | 6,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 7,633 |
| Total interest expense | $405,000 | 7,346 |
| Net interest income | $744,000 | 7,663 |
| Provision for loan and lease losses | $23,000 | 7,152 |
| Total noninterest income | $49,000 | 7,411 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $29,000 | 6,779 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $689,000 | 7,728 |
| Salaries and employee benefits | $383,000 | 7,667 |
| Premises and equipment expense | $102,000 | 7,368 |
| Additional noninterest expense | $204,000 | 7,741 |
| Pre-tax net operating income | $81,000 | 5,148 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $81,000 | 5,233 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $81,000 | 5,232 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $81,000 | 5,232 |
| Net charge-offs | $23,000 | 6,600 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $81,000 | 5,171 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 7,703 |
| Total interest expense | $312,000 | 7,429 |
| Net interest income | $559,000 | 7,730 |
| Provision for loan and lease losses | $24,000 | 6,894 |
| Total noninterest income | $31,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $22,000 | 6,824 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $435,000 | 7,880 |
| Salaries and employee benefits | $221,000 | 7,881 |
| Premises and equipment expense | $76,000 | 7,425 |
| Additional noninterest expense | $138,000 | 7,861 |
| Pre-tax net operating income | $131,000 | 5,180 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $131,000 | 5,177 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $131,000 | 5,176 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $131,000 | 5,176 |
| Net charge-offs | $23,000 | 6,168 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $131,000 | 5,120 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,783 |
| Total interest expense | $215,000 | 7,507 |
| Net interest income | $368,000 | 7,800 |
| Provision for loan and lease losses | $24,000 | 6,617 |
| Total noninterest income | $20,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $272,000 | 7,996 |
| Salaries and employee benefits | $151,000 | 7,949 |
| Premises and equipment expense | $46,000 | 7,584 |
| Additional noninterest expense | $75,000 | 8,023 |
| Pre-tax net operating income | $92,000 | 5,276 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $92,000 | 5,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 5,272 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $92,000 | 5,272 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $92,000 | 5,186 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 7,800 |
| Total interest expense | $113,000 | 7,542 |
| Net interest income | $197,000 | 7,803 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $133,000 | 8,058 |
| Salaries and employee benefits | $75,000 | 8,010 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $34,000 | 8,066 |
| Pre-tax net operating income | $73,000 | 5,345 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $73,000 | 5,342 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 5,347 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $73,000 | 5,346 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $73,000 | 5,162 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 7,748 |
| Total interest expense | $555,000 | 7,575 |
| Net interest income | $859,000 | 7,757 |
| Provision for loan and lease losses | $-1,000 | 8,193 |
| Total noninterest income | $44,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $15,000 | 7,562 |
| Total noninterest expense | $597,000 | 8,031 |
| Salaries and employee benefits | $353,000 | 7,986 |
| Premises and equipment expense | $87,000 | 7,735 |
| Additional noninterest expense | $157,000 | 8,053 |
| Pre-tax net operating income | $307,000 | 5,421 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $307,000 | 5,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $307,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $307,000 | 5,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 7,795 |
| Total interest expense | $431,000 | 7,649 |
| Net interest income | $662,000 | 7,800 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $31,000 | 7,926 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $361,000 | 8,194 |
| Salaries and employee benefits | $210,000 | 8,168 |
| Premises and equipment expense | $50,000 | 7,972 |
| Additional noninterest expense | $101,000 | 8,176 |
| Pre-tax net operating income | $332,000 | 5,523 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $332,000 | 5,074 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $332,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $332,000 | 5,237 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 7,810 |
| Total interest expense | $299,000 | 7,705 |
| Net interest income | $465,000 | 7,776 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $238,000 | 8,263 |
| Salaries and employee benefits | $138,000 | 8,241 |
| Premises and equipment expense | $35,000 | 7,997 |
| Additional noninterest expense | $65,000 | 8,248 |
| Pre-tax net operating income | $246,000 | 5,522 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $246,000 | 5,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $246,000 | 5,231 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,741 |
| Total interest expense | $162,000 | 7,741 |
| Net interest income | $273,000 | 7,639 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $117,000 | 8,310 |
| Salaries and employee benefits | $69,000 | 8,280 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $27,000 | 8,352 |
| Pre-tax net operating income | $166,000 | 5,291 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $166,000 | 5,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $166,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $166,000 | 4,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 7,812 |
| Total interest expense | $739,000 | 7,590 |
| Net interest income | $913,000 | 7,850 |
| Provision for loan and lease losses | $-1,000 | 8,209 |
| Total noninterest income | $43,000 | 8,090 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $37,000 | 6,936 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $614,000 | 8,209 |
| Salaries and employee benefits | $367,000 | 8,139 |
| Premises and equipment expense | $68,000 | 8,089 |
| Additional noninterest expense | $179,000 | 8,120 |
| Pre-tax net operating income | $343,000 | 6,456 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $343,000 | 6,266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $343,000 | 6,249 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 7,859 |
| Total interest expense | $558,000 | 7,626 |
| Net interest income | $679,000 | 7,907 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $35,000 | 8,106 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $411,000 | 8,273 |
| Salaries and employee benefits | $230,000 | 8,253 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $131,000 | 8,115 |
| Pre-tax net operating income | $303,000 | 6,551 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $303,000 | 6,305 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $303,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $303,000 | 6,300 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $813,000 | 7,926 |
| Total interest expense | $360,000 | 7,692 |
| Net interest income | $453,000 | 7,971 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $22,000 | 8,181 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $19,000 | 7,003 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $261,000 | 8,352 |
| Salaries and employee benefits | $165,000 | 8,269 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $51,000 | 8,478 |
| Pre-tax net operating income | $214,000 | 6,553 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $214,000 | 6,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $214,000 | 6,263 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 7,988 |
| Total interest expense | $176,000 | 7,743 |
| Net interest income | $223,000 | 8,047 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $123,000 | 8,417 |
| Salaries and employee benefits | $83,000 | 8,304 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $19,000 | 8,575 |
| Pre-tax net operating income | $111,000 | 6,527 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $111,000 | 6,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $111,000 | 6,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 7,973 |
| Total interest expense | $587,000 | 7,744 |
| Net interest income | $868,000 | 8,010 |
| Provision for loan and lease losses | $-1,000 | 8,293 |
| Total noninterest income | $56,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $34,000 | 7,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $603,000 | 8,310 |
| Salaries and employee benefits | $392,000 | 8,176 |
| Premises and equipment expense | $87,000 | 7,943 |
| Additional noninterest expense | $124,000 | 8,476 |
| Pre-tax net operating income | $322,000 | 7,050 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $322,000 | 6,829 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $322,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $322,000 | 6,826 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 8,034 |
| Total interest expense | $420,000 | 7,816 |
| Net interest income | $668,000 | 8,072 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $43,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $388,000 | 8,447 |
| Salaries and employee benefits | $237,000 | 8,364 |
| Premises and equipment expense | $63,000 | 8,022 |
| Additional noninterest expense | $88,000 | 8,548 |
| Pre-tax net operating income | $323,000 | 6,913 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $323,000 | 6,608 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $323,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $323,000 | 6,610 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 8,058 |
| Total interest expense | $268,000 | 7,854 |
| Net interest income | $457,000 | 8,084 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $31,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,752 |
| Total noninterest expense | $255,000 | 8,500 |
| Salaries and employee benefits | $159,000 | 8,413 |
| Premises and equipment expense | $42,000 | 8,021 |
| Additional noninterest expense | $54,000 | 8,615 |
| Pre-tax net operating income | $233,000 | 6,865 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $233,000 | 6,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $233,000 | 6,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $233,000 | 6,489 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,122 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $219,000 | 8,151 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $127,000 | 8,521 |
| Salaries and employee benefits | $79,000 | 8,428 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $26,000 | 8,641 |
| Pre-tax net operating income | $101,000 | 7,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $101,000 | 6,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $101,000 | 6,722 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 8,182 |
| Total interest expense | $408,000 | 7,865 |
| Net interest income | $792,000 | 8,231 |
| Provision for loan and lease losses | $-60,000 | 8,595 |
| Total noninterest income | $45,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $29,000 | 7,363 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $602,000 | 8,426 |
| Salaries and employee benefits | $384,000 | 8,259 |
| Premises and equipment expense | $91,000 | 7,959 |
| Additional noninterest expense | $127,000 | 8,597 |
| Pre-tax net operating income | $295,000 | 7,401 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $295,000 | 7,202 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $295,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,517 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $295,000 | 7,185 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 8,241 |
| Total interest expense | $291,000 | 7,913 |
| Net interest income | $588,000 | 8,287 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $27,000 | 8,565 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $412,000 | 8,495 |
| Salaries and employee benefits | $240,000 | 8,425 |
| Premises and equipment expense | $67,000 | 8,001 |
| Additional noninterest expense | $105,000 | 8,549 |
| Pre-tax net operating income | $203,000 | 7,615 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $203,000 | 7,425 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $203,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,249 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $203,000 | 7,394 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $579,000 | 8,258 |
| Total interest expense | $188,000 | 7,900 |
| Net interest income | $391,000 | 8,315 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $18,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $14,000 | 7,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $263,000 | 8,527 |
| Salaries and employee benefits | $157,000 | 8,456 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $64,000 | 8,604 |
| Pre-tax net operating income | $146,000 | 7,569 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $146,000 | 7,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $146,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,223 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $146,000 | 7,340 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,332 |
| Total interest expense | $88,000 | 7,991 |
| Net interest income | $197,000 | 8,368 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $8,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $122,000 | 8,638 |
| Salaries and employee benefits | $78,000 | 8,525 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $22,000 | 8,797 |
| Pre-tax net operating income | $83,000 | 7,447 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $83,000 | 7,177 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $83,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $83,000 | 7,144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 8,306 |
| Total interest expense | $355,000 | 7,858 |
| Net interest income | $752,000 | 8,370 |
| Provision for loan and lease losses | $-7,000 | 8,662 |
| Total noninterest income | $48,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $593,000 | 8,535 |
| Salaries and employee benefits | $370,000 | 8,392 |
| Premises and equipment expense | $99,000 | 7,984 |
| Additional noninterest expense | $124,000 | 8,719 |
| Pre-tax net operating income | $214,000 | 7,737 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $214,000 | 7,576 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $214,000 | 7,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $214,000 | 7,542 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 8,358 |
| Total interest expense | $268,000 | 7,882 |
| Net interest income | $556,000 | 8,422 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $22,000 | 7,606 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $391,000 | 8,652 |
| Salaries and employee benefits | $231,000 | 8,597 |
| Premises and equipment expense | $71,000 | 8,032 |
| Additional noninterest expense | $89,000 | 8,777 |
| Pre-tax net operating income | $206,000 | 7,670 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $206,000 | 7,444 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $206,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $206,000 | 7,382 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 8,408 |
| Total interest expense | $181,000 | 7,929 |
| Net interest income | $368,000 | 8,477 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $258,000 | 8,720 |
| Salaries and employee benefits | $152,000 | 8,661 |
| Premises and equipment expense | $47,000 | 8,072 |
| Additional noninterest expense | $59,000 | 8,832 |
| Pre-tax net operating income | $138,000 | 7,641 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $116,000 | 7,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $116,000 | 7,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,446 |
| Total interest expense | $93,000 | 7,953 |
| Net interest income | $184,000 | 8,515 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $127,000 | 8,764 |
| Salaries and employee benefits | $76,000 | 8,700 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $27,000 | 8,908 |
| Pre-tax net operating income | $70,000 | 7,606 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 8,279 |
| Total interest expense | $438,000 | 7,986 |
| Net interest income | $863,000 | 8,322 |
| Provision for loan and lease losses | $-112,000 | 9,044 |
| Total noninterest income | $74,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $33,000 | 7,674 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $41,000 | 7,788 |
| Total noninterest expense | $611,000 | 8,636 |
| Salaries and employee benefits | $355,000 | 8,570 |
| Premises and equipment expense | $112,000 | 7,912 |
| Additional noninterest expense | $144,000 | 8,789 |
| Pre-tax net operating income | $438,000 | 6,889 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $392,000 | 6,849 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $392,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $389,330 | 6,709 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 8,326 |
| Total interest expense | $339,000 | 8,070 |
| Net interest income | $666,000 | 8,348 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $48,000 | 8,744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $404,000 | 8,808 |
| Salaries and employee benefits | $218,000 | 8,813 |
| Premises and equipment expense | $82,000 | 7,964 |
| Additional noninterest expense | $104,000 | 8,863 |
| Pre-tax net operating income | $310,000 | 7,127 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $78,000 | 5,828 |
| Income before extraordinary items | $236,000 | 7,358 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $236,000 | 7,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $233,000 | 7,215 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 8,344 |
| Total interest expense | $235,000 | 8,111 |
| Net interest income | $455,000 | 8,357 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $266,000 | 8,837 |
| Salaries and employee benefits | $147,000 | 8,829 |
| Premises and equipment expense | $53,000 | 8,017 |
| Additional noninterest expense | $66,000 | 8,902 |
| Pre-tax net operating income | $222,000 | 7,026 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $64,000 | 5,657 |
| Income before extraordinary items | $162,000 | 7,325 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $159,120 | 7,169 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $355,000 | 8,368 |
| Total interest expense | $122,000 | 8,147 |
| Net interest income | $233,000 | 8,353 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $132,000 | 8,878 |
| Salaries and employee benefits | $74,000 | 8,864 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $33,000 | 8,956 |
| Pre-tax net operating income | $111,000 | 7,026 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $88,000 | 7,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $88,000 | 6,970 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 8,308 |
| Total interest expense | $612,000 | 8,051 |
| Net interest income | $949,000 | 8,343 |
| Provision for loan and lease losses | $-6,000 | 9,175 |
| Total noninterest income | $71,000 | 8,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $31,000 | 7,841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $615,000 | 8,733 |
| Salaries and employee benefits | $368,000 | 8,624 |
| Premises and equipment expense | $119,000 | 7,896 |
| Additional noninterest expense | $128,000 | 9,019 |
| Pre-tax net operating income | $411,000 | 7,115 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $77,000 | 6,198 |
| Income before extraordinary items | $339,000 | 7,136 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $339,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $334,950 | 7,040 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 8,381 |
| Total interest expense | $971,000 | 8,087 |
| Net interest income | $865,000 | 8,550 |
| Provision for loan and lease losses | $-31,000 | 9,484 |
| Total noninterest income | $43,000 | 9,232 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $28,000 | 8,010 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $588,000 | 8,968 |
| Salaries and employee benefits | $352,000 | 8,832 |
| Premises and equipment expense | $124,000 | 7,941 |
| Additional noninterest expense | $112,000 | 9,303 |
| Pre-tax net operating income | $351,000 | 7,186 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $57,000 | 6,591 |
| Income before extraordinary items | $295,000 | 7,179 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $295,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,319 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $294,160 | 7,055 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 8,477 |
| Total interest expense | $1,013,000 | 8,194 |
| Net interest income | $915,000 | 8,664 |
| Provision for loan and lease losses | $-31,000 | 9,741 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $580,000 | 9,157 |
| Salaries and employee benefits | $335,000 | 9,086 |
| Premises and equipment expense | $122,000 | 8,066 |
| Additional noninterest expense | $123,000 | 9,467 |
| Pre-tax net operating income | $424,000 | 7,346 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $109,000 | 6,406 |
| Income before extraordinary items | $315,000 | 7,384 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $315,000 | 7,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,510 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $315,000 | 7,384 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 8,688 |
| Total interest expense | $898,000 | 8,444 |
| Net interest income | $929,000 | 8,794 |
| Provision for loan and lease losses | $-21,000 | 10,010 |
| Total noninterest income | $39,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $574,000 | 9,402 |
| Salaries and employee benefits | $330,000 | 9,313 |
| Premises and equipment expense | $115,000 | 8,338 |
| Additional noninterest expense | $129,000 | 9,713 |
| Pre-tax net operating income | $415,000 | 7,519 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $138,000 | 6,424 |
| Income before extraordinary items | $277,000 | 7,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $277,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,624 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $277,000 | 7,725 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 8,872 |
| Total interest expense | $948,000 | 8,569 |
| Net interest income | $896,000 | 9,028 |
| Provision for loan and lease losses | $-18,000 | 10,238 |
| Total noninterest income | $37,000 | 10,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $559,000 | 9,588 |
| Salaries and employee benefits | $330,000 | 9,423 |
| Premises and equipment expense | $108,000 | 8,537 |
| Additional noninterest expense | $121,000 | 9,944 |
| Pre-tax net operating income | $392,000 | 7,924 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $130,000 | 7,104 |
| Income before extraordinary items | $262,000 | 8,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $262,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,830 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,000 | 8,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 9,165 |
| Total interest expense | $921,000 | 8,900 |
| Net interest income | $960,000 | 9,281 |
| Provision for loan and lease losses | $-9,000 | 10,607 |
| Total noninterest income | $54,000 | 10,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $556,000 | 9,912 |
| Salaries and employee benefits | $334,000 | 9,707 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $121,000 | 10,333 |
| Pre-tax net operating income | $467,000 | 8,102 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $122,000 | 8,050 |
| Income before extraordinary items | $345,000 | 8,033 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $345,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $345,000 | 7,984 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 9,623 |
| Total interest expense | $876,000 | 9,393 |
| Net interest income | $947,000 | 9,706 |
| Provision for loan and lease losses | $-4,000 | 11,056 |
| Total noninterest income | $41,000 | 10,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $584,000 | 10,234 |
| Salaries and employee benefits | $342,000 | 10,022 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $111,000 | 10,987 |
| Pre-tax net operating income | $408,000 | 8,457 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $122,000 | 8,364 |
| Income before extraordinary items | $286,000 | 8,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $286,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $286,000 | 8,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 10,015 |
| Total interest expense | $875,000 | 9,717 |
| Net interest income | $940,000 | 10,122 |
| Provision for loan and lease losses | $-12,000 | 11,434 |
| Total noninterest income | $61,000 | 11,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $592,000 | 10,597 |
| Salaries and employee benefits | $327,000 | 10,523 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $156,000 | 10,983 |
| Pre-tax net operating income | $421,000 | 8,932 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $270,000 | 9,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $270,000 | 9,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $270,000 | 9,199 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 10,427 |
| Total interest expense | $749,000 | 9,838 |
| Net interest income | $909,000 | 10,694 |
| Provision for loan and lease losses | $-17,000 | 11,818 |
| Total noninterest income | $33,000 | 12,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $605,000 | 11,100 |
| Salaries and employee benefits | $310,000 | 11,114 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $205,000 | 11,089 |
| Pre-tax net operating income | $354,000 | 9,701 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $113,000 | 9,076 |
| Income before extraordinary items | $241,000 | 9,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $241,000 | 9,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $241,000 | 9,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 10,701 |
| Total interest expense | $784,000 | 10,126 |
| Net interest income | $967,000 | 10,894 |
| Provision for loan and lease losses | $-14,000 | 12,543 |
| Total noninterest income | $40,000 | 12,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $612,000 | 11,584 |
| Salaries and employee benefits | $327,000 | 11,382 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $181,000 | 12,000 |
| Pre-tax net operating income | $409,000 | 9,343 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $263,000 | 9,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $263,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $263,000 | 9,638 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 10,648 |
| Total interest expense | $1,076,000 | 10,065 |
| Net interest income | $1,049,000 | 10,899 |
| Provision for loan and lease losses | $-24,000 | 13,546 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $646,000 | 11,797 |
| Salaries and employee benefits | $348,000 | 11,460 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $182,000 | 12,493 |
| Pre-tax net operating income | $481,000 | 8,542 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $152,000 | 8,570 |
| Income before extraordinary items | $329,000 | 8,940 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $329,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 13,172 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $329,000 | 8,583 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.