Home > Ruston State Bank & Trust Company > Income and Expense
Ruston State Bank & Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,798,000 | 2,115 |
| Total interest expense | $5,595,000 | 2,315 |
| Net interest income | $9,203,000 | 1,963 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $3,084,000 | 1,428 |
| Gross Fiduciary activities income | $40,000 | 1,378 |
| Service charges on deposit accounts | $1,322,000 | 997 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,722,000 | 1,387 |
| Total noninterest expense | $8,237,000 | 1,817 |
| Salaries and employee benefits | $4,087,000 | 1,648 |
| Premises and equipment expense | $959,000 | 2,143 |
| Additional noninterest expense | $3,191,000 | 1,828 |
| Pre-tax net operating income | $3,870,000 | 1,779 |
| Securities gains (losses) | $116,000 | 2,292 |
| Applicable income taxes | $1,137,000 | 2,016 |
| Income before extraordinary items | $2,849,000 | 1,760 |
| Extraordinary gains, net | $342,000 | 633 |
| Net income | $3,191,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $2,043,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,766,640 | 1,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,854,000 | 2,225 |
| Total interest expense | $7,085,000 | 2,375 |
| Net interest income | $8,769,000 | 2,080 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $2,721,000 | 1,558 |
| Gross Fiduciary activities income | $24,000 | 1,469 |
| Service charges on deposit accounts | $1,139,000 | 1,163 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,558,000 | 1,477 |
| Total noninterest expense | $7,460,000 | 1,981 |
| Salaries and employee benefits | $3,749,000 | 1,776 |
| Premises and equipment expense | $1,018,000 | 2,061 |
| Additional noninterest expense | $2,693,000 | 2,188 |
| Pre-tax net operating income | $3,790,000 | 1,642 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $1,239,000 | 1,697 |
| Income before extraordinary items | $2,554,000 | 1,785 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,554,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 3,704 |
| Cash dividends | $2,232,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,551,990 | 1,644 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.