Home > Ruston State Bank & Trust Company > Assets and Liabilities
Ruston State Bank & Trust Company, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 119 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $223,025,000 | 2,091 |
| Cash and due from depository institutions | $12,661,000 | 1,760 |
| Interest-bearing balances | $3,211,000 | 1,756 |
| Securities | $96,440,000 | 1,412 |
| Federal funds sold & reverse repurchase agreements | $6,170,000 | 2,261 |
| Net loans & leases | $100,648,000 | 2,595 |
| Loan loss allowance | $2,289,000 | 1,860 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,579,000 | 2,031 |
| Other real estate owned | $219,000 | 1,760 |
| Goodwill and other intangibles | $639,000 | 1,216 |
| All other assets | $2,669,000 | 2,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,025,000 | 2,091 |
| Total liabilities | $206,582,000 | 2,054 |
| Total deposits | $195,934,000 | 2,024 |
| Interest-bearing deposits | $161,693,000 | 2,135 |
| Deposits held in domestic offices | $195,934,000 | 2,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,670,000 | 1,146 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $887,000 | 2,884 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,091,000 | 2,919 |
| Total equity capital | $16,443,000 | 2,440 |
| Total bank equity capital | $16,443,000 | 2,440 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $7,133,000 | 1,989 |
| Undivided profits | $8,410,000 | 2,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,301,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $628,000 | 2,877 |
| Earning assets | $206,469,000 | 2,076 |
| Long-term assets (5+ years) | $37,429,000 | 1,543 |
| Average Assets, year-to-date | $217,545,000 | 2,081 |
| Average Assets, quarterly | $220,723,500 | 2,089 |
| Volatile liabilities | $32,485,000 | 1,648 |
| Insider loans | $2,663,000 | 1,561 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,894,000 | 2,715 |
| Tier 1 (core) risk-based capital | $15,804,000 | 2,497 |
| Tier 2 risk-based capital | $1,551,480 | 1,979 |
| Total risk weighted assets | $123,380,880 | 2,162 |
| Total unused commitments | $11,894,000 | 2,738 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 117 | 1,841 |
| Assets and Liabilities | ||
| Total Assets: | $214,407,000 | 2,209 |
| Cash and due from depository institutions | $11,246,000 | 1,841 |
| Interest-bearing balances | $1,580,000 | 3,084 |
| Securities | $99,990,000 | 1,350 |
| Federal funds sold & reverse repurchase agreements | $9,565,000 | 1,721 |
| Net loans & leases | $86,461,000 | 3,024 |
| Loan loss allowance | $2,240,000 | 1,931 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,942,000 | 2,502 |
| Other real estate owned | $776,000 | 1,841 |
| Goodwill and other intangibles | $736,000 | 1,145 |
| All other assets | $2,691,000 | 2,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,407,000 | 2,209 |
| Total liabilities | $199,112,000 | 2,176 |
| Total deposits | $193,003,000 | 2,124 |
| Interest-bearing deposits | $162,590,000 | 2,229 |
| Deposits held in domestic offices | $193,003,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,140,000 | 1,511 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $993,000 | 2,561 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $976,000 | 3,352 |
| Total equity capital | $15,295,000 | 2,510 |
| Total bank equity capital | $15,295,000 | 2,510 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $7,133,000 | 1,916 |
| Undivided profits | $7,262,000 | 3,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 5,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $640,000 | 3,154 |
| Earning assets | $197,596,000 | 2,193 |
| Long-term assets (5+ years) | $20,368,000 | 2,576 |
| Average Assets, year-to-date | $210,439,600 | 2,191 |
| Average Assets, quarterly | $211,300,500 | 2,227 |
| Volatile liabilities | $26,082,000 | 1,908 |
| Insider loans | $2,652,000 | 230 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,860,000 | 2,633 |
| Tier 1 (core) risk-based capital | $14,559,000 | 2,590 |
| Tier 2 risk-based capital | $1,340,980 | 2,259 |
| Total risk weighted assets | $106,379,580 | 2,537 |
| Total unused commitments | $11,860,000 | 2,649 |
| Derivatives | $0 | 651 |