Home > Rushville State Bank > Income and Expense
Rushville State Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,966 |
| Total interest expense | $194,000 | 5,823 |
| Net interest income | $287,000 | 7,103 |
| Provision for loan and lease losses | $-14,000 | 7,037 |
| Total noninterest income | $63,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $301,000 | 7,060 |
| Salaries and employee benefits | $184,000 | 6,979 |
| Premises and equipment expense | $15,000 | 7,138 |
| Additional noninterest expense | $102,000 | 7,001 |
| Pre-tax net operating income | $63,000 | 6,042 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $17,000 | 4,055 |
| Income before extraordinary items | $46,000 | 6,246 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 6,246 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $46,000 | 6,246 |
| Net charge-offs | $-15,000 | 6,732 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $46,000 | 6,103 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 7,023 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $143,000 | 7,158 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $35,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $153,000 | 7,105 |
| Salaries and employee benefits | $94,000 | 7,029 |
| Premises and equipment expense | $12,000 | 7,098 |
| Additional noninterest expense | $47,000 | 7,087 |
| Pre-tax net operating income | $25,000 | 6,171 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $21,000 | 3,648 |
| Income before extraordinary items | $4,000 | 6,480 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,000 | 6,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,000 | 6,480 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $4,000 | 6,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 7,029 |
| Total interest expense | $440,000 | 6,069 |
| Net interest income | $655,000 | 7,167 |
| Provision for loan and lease losses | $154,000 | 4,908 |
| Total noninterest income | $125,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $95,000 | 5,599 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $598,000 | 7,186 |
| Salaries and employee benefits | $344,000 | 7,146 |
| Premises and equipment expense | $36,000 | 7,239 |
| Additional noninterest expense | $218,000 | 7,087 |
| Pre-tax net operating income | $28,000 | 5,941 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $28,000 | 6,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,000 | 6,089 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $28,000 | 6,089 |
| Net charge-offs | $388,000 | 3,490 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $28,000 | 5,966 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 7,092 |
| Total interest expense | $335,000 | 6,146 |
| Net interest income | $502,000 | 7,230 |
| Provision for loan and lease losses | $196,000 | 4,173 |
| Total noninterest income | $85,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $68,000 | 5,668 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $17,000 | 6,460 |
| Total noninterest expense | $432,000 | 7,266 |
| Salaries and employee benefits | $262,000 | 7,182 |
| Premises and equipment expense | $24,000 | 7,325 |
| Additional noninterest expense | $146,000 | 7,215 |
| Pre-tax net operating income | $-41,000 | 6,206 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-11,000 | 6,795 |
| Income before extraordinary items | $-30,000 | 6,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,000 | 6,314 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-30,000 | 6,314 |
| Net charge-offs | $400,000 | 2,912 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-30,000 | 6,209 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $562,000 | 7,147 |
| Total interest expense | $228,000 | 6,224 |
| Net interest income | $334,000 | 7,300 |
| Provision for loan and lease losses | $191,000 | 3,604 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $290,000 | 7,332 |
| Salaries and employee benefits | $168,000 | 7,274 |
| Premises and equipment expense | $20,000 | 7,356 |
| Additional noninterest expense | $102,000 | 7,265 |
| Pre-tax net operating income | $-94,000 | 6,410 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-26,000 | 6,955 |
| Income before extraordinary items | $-68,000 | 6,457 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-68,000 | 6,457 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-68,000 | 6,457 |
| Net charge-offs | $381,000 | 2,412 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-68,000 | 6,409 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 7,169 |
| Total interest expense | $116,000 | 6,290 |
| Net interest income | $175,000 | 7,332 |
| Provision for loan and lease losses | $191,000 | 2,500 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $153,000 | 7,357 |
| Salaries and employee benefits | $88,000 | 7,299 |
| Premises and equipment expense | $11,000 | 7,385 |
| Additional noninterest expense | $54,000 | 7,287 |
| Pre-tax net operating income | $-143,000 | 6,751 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-37,000 | 7,147 |
| Income before extraordinary items | $-106,000 | 6,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-106,000 | 6,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-106,000 | 6,733 |
| Net charge-offs | $389,000 | 1,545 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-106,000 | 6,723 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,176 |
| Total interest expense | $516,000 | 6,484 |
| Net interest income | $797,000 | 7,325 |
| Provision for loan and lease losses | $276,000 | 4,960 |
| Total noninterest income | $137,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 5,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 6,537 |
| Total noninterest expense | $817,000 | 7,260 |
| Salaries and employee benefits | $531,000 | 7,070 |
| Premises and equipment expense | $27,000 | 7,569 |
| Additional noninterest expense | $259,000 | 7,236 |
| Pre-tax net operating income | $-159,000 | 5,992 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-44,000 | 6,700 |
| Income before extraordinary items | $-115,000 | 6,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-115,000 | 6,090 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-115,000 | 6,091 |
| Net charge-offs | $131,000 | 5,178 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-115,000 | 6,013 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 7,290 |
| Total interest expense | $394,000 | 6,591 |
| Net interest income | $590,000 | 7,437 |
| Provision for loan and lease losses | $279,000 | 4,416 |
| Total noninterest income | $106,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $20,000 | 6,660 |
| Total noninterest expense | $641,000 | 7,292 |
| Salaries and employee benefits | $410,000 | 7,106 |
| Premises and equipment expense | $18,000 | 7,688 |
| Additional noninterest expense | $213,000 | 7,238 |
| Pre-tax net operating income | $-224,000 | 6,314 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-46,000 | 6,962 |
| Income before extraordinary items | $-178,000 | 6,418 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-178,000 | 6,418 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-178,000 | 6,417 |
| Net charge-offs | $119,000 | 4,737 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-178,000 | 6,322 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 7,356 |
| Total interest expense | $259,000 | 6,698 |
| Net interest income | $395,000 | 7,489 |
| Provision for loan and lease losses | $25,000 | 6,299 |
| Total noninterest income | $70,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $61,000 | 5,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $434,000 | 7,346 |
| Salaries and employee benefits | $287,000 | 7,099 |
| Premises and equipment expense | $11,000 | 7,761 |
| Additional noninterest expense | $136,000 | 7,335 |
| Pre-tax net operating income | $6,000 | 6,035 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $3,000 | 6,174 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,000 | 6,176 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,000 | 6,175 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,000 | 6,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 7,467 |
| Total interest expense | $130,000 | 6,813 |
| Net interest income | $191,000 | 7,599 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $36,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $224,000 | 7,421 |
| Salaries and employee benefits | $150,000 | 7,121 |
| Premises and equipment expense | $6,000 | 7,840 |
| Additional noninterest expense | $68,000 | 7,418 |
| Pre-tax net operating income | $-22,000 | 6,386 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,000 | 7,031 |
| Income before extraordinary items | $-19,000 | 6,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-19,000 | 6,493 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-19,000 | 6,492 |
| Net charge-offs | $46,000 | 3,791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-19,000 | 6,406 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 7,480 |
| Total interest expense | $598,000 | 6,917 |
| Net interest income | $798,000 | 7,625 |
| Provision for loan and lease losses | $56,000 | 6,798 |
| Total noninterest income | $122,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $104,000 | 5,700 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $835,000 | 7,570 |
| Salaries and employee benefits | $568,000 | 7,272 |
| Premises and equipment expense | $21,000 | 7,947 |
| Additional noninterest expense | $246,000 | 7,602 |
| Pre-tax net operating income | $29,000 | 5,322 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $18,000 | 5,468 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $18,000 | 5,467 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $18,000 | 5,467 |
| Net charge-offs | $-38,000 | 7,942 |
| Cash dividends | $3,000 | 4,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $18,000 | 5,420 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,568 |
| Total interest expense | $459,000 | 7,004 |
| Net interest income | $594,000 | 7,699 |
| Provision for loan and lease losses | $58,000 | 6,441 |
| Total noninterest income | $94,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $78,000 | 5,742 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $638,000 | 7,601 |
| Salaries and employee benefits | $436,000 | 7,287 |
| Premises and equipment expense | $19,000 | 8,009 |
| Additional noninterest expense | $183,000 | 7,659 |
| Pre-tax net operating income | $-8,000 | 5,694 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-13,000 | 5,811 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-13,000 | 5,811 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-13,000 | 5,811 |
| Net charge-offs | $-37,000 | 7,995 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-13,000 | 5,745 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $715,000 | 7,624 |
| Total interest expense | $309,000 | 7,098 |
| Net interest income | $406,000 | 7,745 |
| Provision for loan and lease losses | $47,000 | 6,147 |
| Total noninterest income | $59,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $442,000 | 7,639 |
| Salaries and employee benefits | $303,000 | 7,315 |
| Premises and equipment expense | $16,000 | 8,047 |
| Additional noninterest expense | $123,000 | 7,719 |
| Pre-tax net operating income | $-24,000 | 5,889 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $-36,000 | 6,030 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 6,030 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-36,000 | 6,030 |
| Net charge-offs | $-36,000 | 8,062 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-36,000 | 5,968 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 7,663 |
| Total interest expense | $156,000 | 7,180 |
| Net interest income | $208,000 | 7,758 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $231,000 | 7,612 |
| Salaries and employee benefits | $170,000 | 7,164 |
| Premises and equipment expense | $9,000 | 8,068 |
| Additional noninterest expense | $52,000 | 7,816 |
| Pre-tax net operating income | $-15,000 | 6,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $-25,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,000 | 6,540 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-25,000 | 6,540 |
| Net charge-offs | $-35,000 | 8,091 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-25,000 | 6,418 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 7,608 |
| Total interest expense | $731,000 | 7,260 |
| Net interest income | $885,000 | 7,733 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $118,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 5,919 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $20,000 | 7,432 |
| Total noninterest expense | $952,000 | 7,606 |
| Salaries and employee benefits | $741,000 | 7,057 |
| Premises and equipment expense | $19,000 | 8,217 |
| Additional noninterest expense | $192,000 | 7,910 |
| Pre-tax net operating income | $51,000 | 6,164 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $8,000 | 4,579 |
| Income before extraordinary items | $43,000 | 6,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $43,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $43,000 | 6,194 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 7,681 |
| Total interest expense | $564,000 | 7,349 |
| Net interest income | $657,000 | 7,811 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $89,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $70,000 | 6,028 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $644,000 | 7,761 |
| Salaries and employee benefits | $485,000 | 7,303 |
| Premises and equipment expense | $21,000 | 8,257 |
| Additional noninterest expense | $138,000 | 7,979 |
| Pre-tax net operating income | $102,000 | 6,398 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $25,000 | 4,501 |
| Income before extraordinary items | $77,000 | 6,291 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $77,000 | 6,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $77,000 | 6,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,771 |
| Total interest expense | $381,000 | 7,443 |
| Net interest income | $417,000 | 7,893 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $55,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $464,000 | 7,718 |
| Salaries and employee benefits | $357,000 | 7,196 |
| Premises and equipment expense | $15,000 | 8,320 |
| Additional noninterest expense | $92,000 | 8,042 |
| Pre-tax net operating income | $-19,000 | 7,004 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-19,000 | 7,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-19,000 | 7,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-19,000 | 7,035 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 7,835 |
| Total interest expense | $195,000 | 7,533 |
| Net interest income | $206,000 | 7,951 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $283,000 | 7,478 |
| Salaries and employee benefits | $228,000 | 6,728 |
| Premises and equipment expense | $7,000 | 8,354 |
| Additional noninterest expense | $48,000 | 8,034 |
| Pre-tax net operating income | $-49,000 | 7,389 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-50,000 | 7,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-50,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-50,000 | 7,442 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 7,805 |
| Total interest expense | $809,000 | 7,483 |
| Net interest income | $848,000 | 7,929 |
| Provision for loan and lease losses | $136,000 | 4,456 |
| Total noninterest income | $126,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $105,000 | 5,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $21,000 | 7,774 |
| Total noninterest expense | $820,000 | 7,908 |
| Salaries and employee benefits | $613,000 | 7,503 |
| Premises and equipment expense | $39,000 | 8,335 |
| Additional noninterest expense | $168,000 | 8,173 |
| Pre-tax net operating income | $18,000 | 7,389 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $15,000 | 7,455 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,339 |
| Cash dividends | $3,000 | 5,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,000 | 7,425 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,846 |
| Total interest expense | $603,000 | 7,529 |
| Net interest income | $645,000 | 7,976 |
| Provision for loan and lease losses | $61,000 | 4,820 |
| Total noninterest income | $93,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 7,773 |
| Total noninterest expense | $639,000 | 7,847 |
| Salaries and employee benefits | $482,000 | 7,396 |
| Premises and equipment expense | $35,000 | 8,269 |
| Additional noninterest expense | $122,000 | 8,181 |
| Pre-tax net operating income | $38,000 | 7,538 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $30,000 | 7,569 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $30,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,478 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $30,000 | 7,556 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 7,896 |
| Total interest expense | $402,000 | 7,553 |
| Net interest income | $429,000 | 8,037 |
| Provision for loan and lease losses | $7,000 | 5,886 |
| Total noninterest income | $58,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $464,000 | 7,786 |
| Salaries and employee benefits | $353,000 | 7,259 |
| Premises and equipment expense | $30,000 | 8,201 |
| Additional noninterest expense | $81,000 | 8,232 |
| Pre-tax net operating income | $16,000 | 7,709 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $11,000 | 7,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,000 | 7,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,381 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $11,000 | 7,725 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,971 |
| Total interest expense | $199,000 | 7,595 |
| Net interest income | $206,000 | 8,135 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $278,000 | 7,564 |
| Salaries and employee benefits | $224,000 | 6,784 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $39,000 | 8,292 |
| Pre-tax net operating income | $-44,000 | 8,017 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-45,000 | 8,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-45,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-45,000 | 8,024 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 7,902 |
| Total interest expense | $744,000 | 7,444 |
| Net interest income | $802,000 | 8,091 |
| Provision for loan and lease losses | $-27,000 | 8,356 |
| Total noninterest income | $120,000 | 7,565 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $104,000 | 6,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $917,000 | 7,839 |
| Salaries and employee benefits | $687,000 | 7,322 |
| Premises and equipment expense | $49,000 | 8,363 |
| Additional noninterest expense | $181,000 | 8,215 |
| Pre-tax net operating income | $32,000 | 7,879 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,000 | 6,378 |
| Income before extraordinary items | $28,000 | 7,903 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $28,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $3,000 | 5,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $28,000 | 7,890 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 7,976 |
| Total interest expense | $547,000 | 7,467 |
| Net interest income | $593,000 | 8,179 |
| Provision for loan and lease losses | $-32,000 | 8,503 |
| Total noninterest income | $92,000 | 7,621 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $660,000 | 7,902 |
| Salaries and employee benefits | $492,000 | 7,404 |
| Premises and equipment expense | $30,000 | 8,508 |
| Additional noninterest expense | $138,000 | 8,230 |
| Pre-tax net operating income | $57,000 | 7,947 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $14,000 | 6,105 |
| Income before extraordinary items | $43,000 | 7,989 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $43,000 | 7,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $43,000 | 7,981 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $746,000 | 8,017 |
| Total interest expense | $351,000 | 7,487 |
| Net interest income | $395,000 | 8,234 |
| Provision for loan and lease losses | $-37,000 | 8,564 |
| Total noninterest income | $60,000 | 7,684 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $477,000 | 7,807 |
| Salaries and employee benefits | $366,000 | 7,198 |
| Premises and equipment expense | $17,000 | 8,587 |
| Additional noninterest expense | $94,000 | 8,224 |
| Pre-tax net operating income | $15,000 | 8,112 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $11,000 | 8,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,000 | 8,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,000 | 8,125 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,047 |
| Total interest expense | $168,000 | 7,520 |
| Net interest income | $197,000 | 8,264 |
| Provision for loan and lease losses | $-37,000 | 8,604 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $293,000 | 7,480 |
| Salaries and employee benefits | $238,000 | 6,577 |
| Premises and equipment expense | $5,000 | 8,677 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $-34,000 | 8,341 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-34,000 | 8,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-34,000 | 8,337 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 8,052 |
| Total interest expense | $573,000 | 7,400 |
| Net interest income | $765,000 | 8,263 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $89,000 | 8,043 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $76,000 | 6,656 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $776,000 | 8,107 |
| Salaries and employee benefits | $552,000 | 7,765 |
| Premises and equipment expense | $45,000 | 8,525 |
| Additional noninterest expense | $179,000 | 8,345 |
| Pre-tax net operating income | $77,000 | 8,053 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $70,000 | 8,069 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $70,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $3,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $70,000 | 8,041 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 8,102 |
| Total interest expense | $415,000 | 7,420 |
| Net interest income | $566,000 | 8,324 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $63,000 | 8,150 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 6,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $590,000 | 8,096 |
| Salaries and employee benefits | $424,000 | 7,694 |
| Premises and equipment expense | $33,000 | 8,534 |
| Additional noninterest expense | $133,000 | 8,342 |
| Pre-tax net operating income | $38,000 | 8,224 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $39,000 | 8,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $39,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $39,000 | 8,199 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $638,000 | 8,144 |
| Total interest expense | $266,000 | 7,401 |
| Net interest income | $372,000 | 8,355 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $38,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $32,000 | 6,885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $411,000 | 8,042 |
| Salaries and employee benefits | $301,000 | 7,602 |
| Premises and equipment expense | $20,000 | 8,575 |
| Additional noninterest expense | $90,000 | 8,306 |
| Pre-tax net operating income | $-1,000 | 8,359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,000 | 8,575 |
| Income before extraordinary items | $1,000 | 8,369 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,000 | 8,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,000 | 8,338 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,217 |
| Total interest expense | $128,000 | 7,447 |
| Net interest income | $186,000 | 8,435 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $243,000 | 7,842 |
| Salaries and employee benefits | $185,000 | 7,186 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $51,000 | 8,248 |
| Pre-tax net operating income | $-39,000 | 8,552 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-2,000 | 8,643 |
| Income before extraordinary items | $-37,000 | 8,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-37,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-37,000 | 8,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 8,181 |
| Total interest expense | $470,000 | 7,419 |
| Net interest income | $760,000 | 8,359 |
| Provision for loan and lease losses | $23,000 | 6,666 |
| Total noninterest income | $82,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $68,000 | 6,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $761,000 | 8,228 |
| Salaries and employee benefits | $552,000 | 7,834 |
| Premises and equipment expense | $28,000 | 8,820 |
| Additional noninterest expense | $181,000 | 8,425 |
| Pre-tax net operating income | $58,000 | 8,228 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $50,000 | 8,284 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $50,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $50,000 | 8,241 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 8,224 |
| Total interest expense | $346,000 | 7,475 |
| Net interest income | $574,000 | 8,391 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $61,000 | 8,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $602,000 | 8,146 |
| Salaries and employee benefits | $444,000 | 7,646 |
| Premises and equipment expense | $21,000 | 8,858 |
| Additional noninterest expense | $137,000 | 8,411 |
| Pre-tax net operating income | $14,000 | 8,426 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-5,000 | 8,697 |
| Income before extraordinary items | $19,000 | 8,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $19,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,000 | 8,401 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 8,292 |
| Total interest expense | $230,000 | 7,552 |
| Net interest income | $379,000 | 8,448 |
| Provision for loan and lease losses | $19,000 | 5,937 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $419,000 | 8,135 |
| Salaries and employee benefits | $312,000 | 7,565 |
| Premises and equipment expense | $18,000 | 8,826 |
| Additional noninterest expense | $89,000 | 8,478 |
| Pre-tax net operating income | $-20,000 | 8,583 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-6,000 | 8,761 |
| Income before extraordinary items | $-14,000 | 8,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-14,000 | 8,568 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,292 |
| Total interest expense | $115,000 | 7,620 |
| Net interest income | $199,000 | 8,440 |
| Provision for loan and lease losses | $-3,000 | 8,890 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $233,000 | 7,997 |
| Salaries and employee benefits | $178,000 | 7,301 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $48,000 | 8,446 |
| Pre-tax net operating income | $-12,000 | 8,617 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-4,000 | 8,819 |
| Income before extraordinary items | $-8,000 | 8,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-8,000 | 8,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,304,000 | 8,277 |
| Total interest expense | $507,000 | 7,712 |
| Net interest income | $797,000 | 8,420 |
| Provision for loan and lease losses | $-21,000 | 8,933 |
| Total noninterest income | $86,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $73,000 | 7,039 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $836,000 | 8,202 |
| Salaries and employee benefits | $641,000 | 7,538 |
| Premises and equipment expense | $33,000 | 8,976 |
| Additional noninterest expense | $162,000 | 8,683 |
| Pre-tax net operating income | $68,000 | 8,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-2,000 | 8,704 |
| Income before extraordinary items | $70,000 | 8,380 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $70,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $3,000 | 6,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $70,000 | 8,279 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $992,000 | 8,343 |
| Total interest expense | $391,000 | 7,812 |
| Net interest income | $601,000 | 8,490 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $62,000 | 8,541 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $668,000 | 8,091 |
| Salaries and employee benefits | $518,000 | 7,309 |
| Premises and equipment expense | $25,000 | 9,007 |
| Additional noninterest expense | $125,000 | 8,683 |
| Pre-tax net operating income | $-5,000 | 8,654 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-10,000 | 8,918 |
| Income before extraordinary items | $5,000 | 8,701 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,000 | 8,607 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 8,416 |
| Total interest expense | $268,000 | 7,878 |
| Net interest income | $391,000 | 8,551 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $40,000 | 8,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $489,000 | 7,937 |
| Salaries and employee benefits | $394,000 | 6,979 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $80,000 | 8,723 |
| Pre-tax net operating income | $-58,000 | 8,782 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-10,000 | 8,996 |
| Income before extraordinary items | $-48,000 | 8,859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-48,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-48,000 | 8,764 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 8,431 |
| Total interest expense | $135,000 | 7,954 |
| Net interest income | $205,000 | 8,532 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $310,000 | 7,436 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $45,000 | 8,633 |
| Pre-tax net operating income | $-87,000 | 8,959 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-10,000 | 9,073 |
| Income before extraordinary items | $-77,000 | 9,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-77,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-77,000 | 8,925 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 8,483 |
| Total interest expense | $595,000 | 8,108 |
| Net interest income | $825,000 | 8,544 |
| Provision for loan and lease losses | $117,000 | 5,469 |
| Total noninterest income | $80,000 | 8,644 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $69,000 | 7,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $729,000 | 8,493 |
| Salaries and employee benefits | $534,000 | 7,997 |
| Premises and equipment expense | $36,000 | 9,103 |
| Additional noninterest expense | $159,000 | 8,823 |
| Pre-tax net operating income | $59,000 | 8,445 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $49,000 | 8,558 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $49,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $3,000 | 6,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $49,000 | 8,474 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 8,664 |
| Total interest expense | $797,000 | 8,434 |
| Net interest income | $780,000 | 8,710 |
| Provision for loan and lease losses | $38,000 | 7,009 |
| Total noninterest income | $80,000 | 8,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $761,000 | 8,541 |
| Salaries and employee benefits | $581,000 | 7,757 |
| Premises and equipment expense | $28,000 | 9,426 |
| Additional noninterest expense | $152,000 | 9,041 |
| Pre-tax net operating income | $61,000 | 8,494 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $11,000 | 7,558 |
| Income before extraordinary items | $50,000 | 8,605 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $50,000 | 8,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $3,000 | 6,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $50,000 | 8,510 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 8,827 |
| Total interest expense | $850,000 | 8,538 |
| Net interest income | $766,000 | 8,977 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $88,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $690,000 | 8,845 |
| Salaries and employee benefits | $524,000 | 8,127 |
| Premises and equipment expense | $30,000 | 9,671 |
| Additional noninterest expense | $136,000 | 9,358 |
| Pre-tax net operating income | $96,000 | 8,809 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $89,000 | 8,777 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $89,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $3,000 | 6,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $89,000 | 8,765 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 9,076 |
| Total interest expense | $775,000 | 8,743 |
| Net interest income | $720,000 | 9,237 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $88,000 | 9,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $633,000 | 9,219 |
| Salaries and employee benefits | $475,000 | 8,482 |
| Premises and equipment expense | $33,000 | 9,932 |
| Additional noninterest expense | $125,000 | 9,742 |
| Pre-tax net operating income | $160,000 | 8,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $112,000 | 8,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $112,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $3,000 | 7,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $112,000 | 8,847 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 9,359 |
| Total interest expense | $785,000 | 8,982 |
| Net interest income | $662,000 | 9,584 |
| Provision for loan and lease losses | $81,000 | 5,561 |
| Total noninterest income | $85,000 | 9,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $599,000 | 9,430 |
| Salaries and employee benefits | $444,000 | 8,684 |
| Premises and equipment expense | $28,000 | 10,205 |
| Additional noninterest expense | $127,000 | 9,895 |
| Pre-tax net operating income | $67,000 | 9,555 |
| Securities gains (losses) | $71,000 | 1,495 |
| Applicable income taxes | $35,000 | 8,609 |
| Income before extraordinary items | $103,000 | 9,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $103,000 | 9,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,203 |
| Cash dividends | $3,000 | 7,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $49,750 | 9,567 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 9,820 |
| Total interest expense | $739,000 | 9,442 |
| Net interest income | $651,000 | 10,063 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $92,000 | 9,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $626,000 | 9,641 |
| Salaries and employee benefits | $493,000 | 8,653 |
| Premises and equipment expense | $31,000 | 10,601 |
| Additional noninterest expense | $102,000 | 10,528 |
| Pre-tax net operating income | $99,000 | 10,070 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $20,000 | 9,723 |
| Income before extraordinary items | $79,000 | 10,084 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $79,000 | 10,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $3,000 | 7,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $79,000 | 10,044 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 10,379 |
| Total interest expense | $686,000 | 10,006 |
| Net interest income | $623,000 | 10,598 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $130,000 | 9,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $613,000 | 10,131 |
| Salaries and employee benefits | $454,000 | 9,218 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $112,000 | 10,975 |
| Pre-tax net operating income | $130,000 | 10,210 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $38,000 | 9,901 |
| Income before extraordinary items | $92,000 | 10,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $92,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $3,000 | 8,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $92,000 | 10,240 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 10,816 |
| Total interest expense | $680,000 | 10,382 |
| Net interest income | $634,000 | 11,022 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $107,000 | 10,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $564,000 | 10,737 |
| Salaries and employee benefits | $385,000 | 10,057 |
| Premises and equipment expense | $44,000 | 11,264 |
| Additional noninterest expense | $135,000 | 11,244 |
| Pre-tax net operating income | $173,000 | 10,625 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $135,000 | 10,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $135,000 | 10,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $2,000 | 8,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $121,700 | 10,705 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 11,449 |
| Total interest expense | $538,000 | 10,917 |
| Net interest income | $610,000 | 11,674 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $82,000 | 11,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $544,000 | 11,381 |
| Salaries and employee benefits | $375,000 | 10,504 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $136,000 | 11,953 |
| Pre-tax net operating income | $137,000 | 11,367 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $105,000 | 11,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $105,000 | 11,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $3,000 | 8,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $105,000 | 11,375 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 12,024 |
| Total interest expense | $539,000 | 11,479 |
| Net interest income | $591,000 | 12,246 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $485,000 | 12,244 |
| Salaries and employee benefits | $309,000 | 11,555 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $136,000 | 12,583 |
| Pre-tax net operating income | $186,000 | 11,165 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $47,000 | 11,016 |
| Income before extraordinary items | $139,000 | 11,348 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $3,000 | 9,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $139,000 | 11,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 12,851 |
| Total interest expense | $611,000 | 12,240 |
| Net interest income | $484,000 | 13,127 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $442,000 | 12,953 |
| Salaries and employee benefits | $275,000 | 12,306 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $130,000 | 13,208 |
| Pre-tax net operating income | $106,000 | 11,961 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $100,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $3,000 | 8,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $81,000 | 11,907 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.