Home > Rural American Bank of Greenwald > Income and Expense
Rural American Bank of Greenwald, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 13,228 |
| Total interest expense | $61,000 | 13,206 |
| Net interest income | $124,000 | 13,191 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $5,000 | 13,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 13,192 |
| Total noninterest expense | $93,000 | 13,263 |
| Salaries and employee benefits | $49,000 | 13,258 |
| Premises and equipment expense | $14,000 | 13,170 |
| Additional noninterest expense | $30,000 | 13,262 |
| Pre-tax net operating income | $36,000 | 12,244 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $24,000 | 12,403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $24,000 | 12,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $24,000 | 12,273 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 11,666 |
| Total interest expense | $814,000 | 11,259 |
| Net interest income | $813,000 | 11,857 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $524,000 | 12,494 |
| Salaries and employee benefits | $273,000 | 12,327 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $194,000 | 12,318 |
| Pre-tax net operating income | $316,000 | 9,980 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $180,000 | 10,869 |
| Extraordinary gains, net | $58,000 | 947 |
| Net income | $238,000 | 10,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $91,000 | 6,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $180,000 | 10,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.