Home > Rural American Bank - Hector/Fairfax > Assets and Liabilities
Rural American Bank - Hector/Fairfax, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 17 | 6,627 |
| Assets and Liabilities | ||
| Total Assets: | $56,963,000 | 6,591 |
| Cash and due from depository institutions | $2,671,000 | 6,627 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $13,220,000 | 5,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $34,347,000 | 6,538 |
| Loan loss allowance | $397,000 | 6,626 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $977,000 | 5,967 |
| Other real estate owned | $0 | 6,627 |
| Goodwill and other intangibles | $3,775,000 | 1,009 |
| All other assets | $1,973,000 | 5,197 |
| Life insurance assets | $1,138,000 | 2,755 |
| Total liabilities and capital | $56,963,000 | 6,591 |
| Total liabilities | $48,770,000 | 6,648 |
| Total deposits | $47,356,000 | 6,543 |
| Interest-bearing deposits | $39,326,000 | 6,526 |
| Deposits held in domestic offices | $47,356,000 | 6,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,006,000 | 2,925 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $408,000 | 5,766 |
| Total equity capital | $8,193,000 | 5,859 |
| Total bank equity capital | $8,193,000 | 5,859 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $275,000 | 5,298 |
| Surplus | $7,765,000 | 2,852 |
| Undivided profits | $153,000 | 7,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $678,000 | 4,900 |
| Earning assets | $47,567,000 | 6,819 |
| Long-term assets (5+ years) | $3,193,000 | 6,374 |
| Average Assets, year-to-date | $59,205,330 | 6,449 |
| Average Assets, quarterly | $57,057,500 | 6,561 |
| Volatile liabilities | $3,832,000 | 7,713 |
| Insider loans | $174,000 | 6,762 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,187,000 | 4,210 |
| Tier 1 (core) risk-based capital | $4,623,000 | 7,419 |
| Tier 2 risk-based capital | $397,000 | 6,396 |
| Total risk weighted assets | $40,913,000 | 6,329 |
| Total unused commitments | $13,187,000 | 4,210 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $57,152,000 | 6,584 |
| Cash and due from depository institutions | $1,485,000 | 6,609 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $13,538,000 | 5,636 |
| Federal funds sold & reverse repurchase agreements | $2,652,000 | 3,835 |
| Net loans & leases | $32,976,000 | 6,583 |
| Loan loss allowance | $394,000 | 6,654 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $988,000 | 5,918 |
| Other real estate owned | $0 | 6,609 |
| Goodwill and other intangibles | $3,775,000 | 983 |
| All other assets | $1,738,000 | 5,395 |
| Life insurance assets | $1,127,000 | 2,727 |
| Total liabilities and capital | $57,152,000 | 6,584 |
| Total liabilities | $49,027,000 | 6,645 |
| Total deposits | $48,071,000 | 6,519 |
| Interest-bearing deposits | $39,429,000 | 6,549 |
| Deposits held in domestic offices | $48,071,000 | 6,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $677,000 | 2,827 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $279,000 | 6,525 |
| Total equity capital | $8,125,000 | 5,846 |
| Total bank equity capital | $8,125,000 | 5,846 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $275,000 | 5,295 |
| Surplus | $7,765,000 | 2,780 |
| Undivided profits | $85,000 | 7,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $455,000 | 5,975 |
| Earning assets | $49,166,000 | 6,748 |
| Long-term assets (5+ years) | $2,801,000 | 6,504 |
| Average Assets, year-to-date | $60,326,500 | 6,411 |
| Average Assets, quarterly | $60,326,500 | 6,411 |
| Volatile liabilities | $3,254,000 | 7,828 |
| Insider loans | $176,000 | 6,737 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,566,000 | 4,322 |
| Tier 1 (core) risk-based capital | $4,532,000 | 7,431 |
| Tier 2 risk-based capital | $394,000 | 6,386 |
| Total risk weighted assets | $39,461,000 | 6,368 |
| Total unused commitments | $12,566,000 | 4,322 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 17 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $63,501,000 | 6,319 |
| Cash and due from depository institutions | $2,588,000 | 6,629 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $14,384,000 | 5,484 |
| Federal funds sold & reverse repurchase agreements | $2,746,000 | 3,503 |
| Net loans & leases | $37,391,000 | 6,338 |
| Loan loss allowance | $393,000 | 6,662 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,000,000 | 5,900 |
| Other real estate owned | $0 | 6,629 |
| Goodwill and other intangibles | $3,775,000 | 965 |
| All other assets | $1,617,000 | 5,605 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $63,501,000 | 6,319 |
| Total liabilities | $54,353,000 | 6,414 |
| Total deposits | $51,025,000 | 6,381 |
| Interest-bearing deposits | $39,867,000 | 6,527 |
| Deposits held in domestic offices | $51,025,000 | 6,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,945,000 | 2,042 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $383,000 | 5,732 |
| Total equity capital | $9,148,000 | 5,444 |
| Total bank equity capital | $9,148,000 | 5,444 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $275,000 | 5,317 |
| Surplus | $7,765,000 | 2,744 |
| Undivided profits | $1,108,000 | 7,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $663,000 | 4,791 |
| Earning assets | $54,521,000 | 6,497 |
| Long-term assets (5+ years) | $2,630,000 | 6,572 |
| Average Assets, year-to-date | $61,721,800 | 6,297 |
| Average Assets, quarterly | $62,085,000 | 6,351 |
| Volatile liabilities | $5,450,000 | 7,206 |
| Insider loans | $59,000 | 7,439 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $12,292,000 | 4,292 |
| Tier 1 (core) risk-based capital | $5,537,000 | 6,939 |
| Tier 2 risk-based capital | $393,000 | 6,410 |
| Total risk weighted assets | $43,782,000 | 6,133 |
| Total unused commitments | $12,292,000 | 4,292 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 17 | 6,665 |
| Assets and Liabilities | ||
| Total Assets: | $60,669,000 | 6,446 |
| Cash and due from depository institutions | $1,638,000 | 6,665 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $13,756,000 | 5,577 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $38,826,000 | 6,266 |
| Loan loss allowance | $394,000 | 6,690 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,015,000 | 5,867 |
| Other real estate owned | $0 | 6,665 |
| Goodwill and other intangibles | $3,775,000 | 936 |
| All other assets | $1,659,000 | 5,506 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $60,669,000 | 6,446 |
| Total liabilities | $51,733,000 | 6,528 |
| Total deposits | $46,584,000 | 6,576 |
| Interest-bearing deposits | $36,982,000 | 6,703 |
| Deposits held in domestic offices | $46,584,000 | 6,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,312,000 | 2,637 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,500,000 | 4,172 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $337,000 | 6,164 |
| Total equity capital | $8,936,000 | 5,508 |
| Total bank equity capital | $8,936,000 | 5,508 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $275,000 | 5,330 |
| Surplus | $7,765,000 | 2,681 |
| Undivided profits | $896,000 | 7,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $623,000 | 5,008 |
| Earning assets | $52,582,000 | 6,584 |
| Long-term assets (5+ years) | $3,278,000 | 6,422 |
| Average Assets, year-to-date | $61,277,000 | 6,332 |
| Average Assets, quarterly | $60,207,000 | 6,432 |
| Volatile liabilities | $7,774,000 | 6,568 |
| Insider loans | $54,000 | 7,493 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,106,000 | 4,438 |
| Tier 1 (core) risk-based capital | $5,229,000 | 7,082 |
| Tier 2 risk-based capital | $394,000 | 6,421 |
| Total risk weighted assets | $44,545,000 | 6,083 |
| Total unused commitments | $11,106,000 | 4,440 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $59,745,000 | 6,450 |
| Cash and due from depository institutions | $1,658,000 | 6,667 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $14,491,000 | 5,499 |
| Federal funds sold & reverse repurchase agreements | $2,248,000 | 3,343 |
| Net loans & leases | $35,050,000 | 6,442 |
| Loan loss allowance | $394,000 | 6,659 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,015,000 | 5,827 |
| Other real estate owned | $0 | 6,667 |
| Goodwill and other intangibles | $3,775,000 | 926 |
| All other assets | $1,508,000 | 5,589 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $59,745,000 | 6,450 |
| Total liabilities | $51,040,000 | 6,522 |
| Total deposits | $48,897,000 | 6,448 |
| Interest-bearing deposits | $38,099,000 | 6,619 |
| Deposits held in domestic offices | $48,897,000 | 6,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,880,000 | 2,406 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $263,000 | 6,481 |
| Total equity capital | $8,705,000 | 5,548 |
| Total bank equity capital | $8,705,000 | 5,548 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $275,000 | 5,326 |
| Surplus | $7,765,000 | 2,632 |
| Undivided profits | $665,000 | 7,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $605,000 | 4,759 |
| Earning assets | $51,789,000 | 6,604 |
| Long-term assets (5+ years) | $2,932,000 | 6,568 |
| Average Assets, year-to-date | $61,479,670 | 6,309 |
| Average Assets, quarterly | $59,823,500 | 6,412 |
| Volatile liabilities | $5,193,000 | 7,218 |
| Insider loans | $65,000 | 7,455 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,309,000 | 3,869 |
| Tier 1 (core) risk-based capital | $4,928,000 | 7,172 |
| Tier 2 risk-based capital | $394,000 | 6,393 |
| Total risk weighted assets | $41,285,000 | 6,234 |
| Total unused commitments | $14,309,000 | 3,869 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 17 | 6,707 |
| Assets and Liabilities | ||
| Total Assets: | $59,902,000 | 6,455 |
| Cash and due from depository institutions | $1,170,000 | 6,707 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,053,000 | 4,984 |
| Federal funds sold & reverse repurchase agreements | $1,764,000 | 4,243 |
| Net loans & leases | $32,780,000 | 6,589 |
| Loan loss allowance | $395,000 | 6,684 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,038,000 | 5,812 |
| Other real estate owned | $24,000 | 6,707 |
| Goodwill and other intangibles | $3,775,000 | 912 |
| All other assets | $1,298,000 | 5,954 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $59,902,000 | 6,455 |
| Total liabilities | $51,574,000 | 6,525 |
| Total deposits | $49,885,000 | 6,450 |
| Interest-bearing deposits | $37,315,000 | 6,765 |
| Deposits held in domestic offices | $49,885,000 | 6,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,463,000 | 2,398 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $226,000 | 6,662 |
| Total equity capital | $8,328,000 | 5,629 |
| Total bank equity capital | $8,328,000 | 5,629 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $275,000 | 5,366 |
| Surplus | $7,765,000 | 2,584 |
| Undivided profits | $288,000 | 7,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $414,000 | 5,964 |
| Earning assets | $52,597,000 | 6,581 |
| Long-term assets (5+ years) | $3,571,000 | 6,444 |
| Average Assets, year-to-date | $62,347,000 | 6,334 |
| Average Assets, quarterly | $62,347,000 | 6,334 |
| Volatile liabilities | $4,236,000 | 7,457 |
| Insider loans | $62,000 | 7,491 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,878,000 | 3,619 |
| Tier 1 (core) risk-based capital | $4,616,000 | 7,377 |
| Tier 2 risk-based capital | $395,000 | 6,402 |
| Total risk weighted assets | $40,923,000 | 6,253 |
| Total unused commitments | $15,878,000 | 3,619 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 17 | 6,700 |
| Assets and Liabilities | ||
| Total Assets: | $64,792,000 | 6,251 |
| Cash and due from depository institutions | $3,477,000 | 6,700 |
| Interest-bearing balances | $1,400,000 | 2,425 |
| Securities | $16,696,000 | 5,225 |
| Federal funds sold & reverse repurchase agreements | $2,541,000 | 3,513 |
| Net loans & leases | $35,825,000 | 6,390 |
| Loan loss allowance | $394,000 | 6,710 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,061,000 | 5,753 |
| Other real estate owned | $24,000 | 6,700 |
| Goodwill and other intangibles | $3,775,000 | 907 |
| All other assets | $1,393,000 | 5,748 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $64,792,000 | 6,251 |
| Total liabilities | $55,972,000 | 6,319 |
| Total deposits | $52,412,000 | 6,309 |
| Interest-bearing deposits | $39,094,000 | 6,629 |
| Deposits held in domestic offices | $52,412,000 | 6,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,142,000 | 1,946 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $418,000 | 5,185 |
| Total equity capital | $8,820,000 | 5,437 |
| Total bank equity capital | $8,820,000 | 5,437 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $275,000 | 5,383 |
| Surplus | $7,765,000 | 2,538 |
| Undivided profits | $780,000 | 7,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $388,000 | 6,154 |
| Earning assets | $56,462,000 | 6,410 |
| Long-term assets (5+ years) | $4,092,000 | 6,327 |
| Average Assets, year-to-date | $62,208,400 | 6,258 |
| Average Assets, quarterly | $62,235,500 | 6,345 |
| Volatile liabilities | $5,586,000 | 7,012 |
| Insider loans | $64,000 | 7,520 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,492,000 | 3,670 |
| Tier 1 (core) risk-based capital | $4,982,000 | 7,170 |
| Tier 2 risk-based capital | $394,000 | 6,430 |
| Total risk weighted assets | $44,928,000 | 6,000 |
| Total unused commitments | $14,492,000 | 3,671 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $59,679,000 | 6,490 |
| Cash and due from depository institutions | $2,586,000 | 6,572 |
| Interest-bearing balances | $1,100,000 | 2,742 |
| Securities | $13,179,000 | 5,852 |
| Federal funds sold & reverse repurchase agreements | $1,047,000 | 4,480 |
| Net loans & leases | $36,583,000 | 6,342 |
| Loan loss allowance | $393,000 | 6,749 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,084,000 | 5,704 |
| Other real estate owned | $24,000 | 6,572 |
| Goodwill and other intangibles | $3,775,000 | 880 |
| All other assets | $1,401,000 | 5,741 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $59,679,000 | 6,490 |
| Total liabilities | $51,022,000 | 6,554 |
| Total deposits | $48,542,000 | 6,491 |
| Interest-bearing deposits | $38,520,000 | 6,648 |
| Deposits held in domestic offices | $48,542,000 | 6,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,055,000 | 2,328 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $425,000 | 5,344 |
| Total equity capital | $8,657,000 | 5,488 |
| Total bank equity capital | $8,657,000 | 5,488 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $275,000 | 5,409 |
| Surplus | $7,765,000 | 2,511 |
| Undivided profits | $617,000 | 7,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $528,000 | 5,298 |
| Earning assets | $51,909,000 | 6,610 |
| Long-term assets (5+ years) | $5,052,000 | 6,098 |
| Average Assets, year-to-date | $61,562,500 | 6,297 |
| Average Assets, quarterly | $59,864,500 | 6,457 |
| Volatile liabilities | $4,252,000 | 7,525 |
| Insider loans | $29,000 | 7,780 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,235,000 | 3,694 |
| Tier 1 (core) risk-based capital | $4,771,000 | 7,291 |
| Tier 2 risk-based capital | $393,000 | 6,442 |
| Total risk weighted assets | $44,759,000 | 5,983 |
| Total unused commitments | $14,235,000 | 3,695 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $60,050,000 | 6,464 |
| Cash and due from depository institutions | $3,416,000 | 6,617 |
| Interest-bearing balances | $1,596,000 | 2,355 |
| Securities | $14,724,000 | 5,619 |
| Federal funds sold & reverse repurchase agreements | $1,499,000 | 3,927 |
| Net loans & leases | $34,140,000 | 6,482 |
| Loan loss allowance | $394,000 | 6,748 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,092,000 | 5,699 |
| Other real estate owned | $0 | 6,617 |
| Goodwill and other intangibles | $3,775,000 | 868 |
| All other assets | $1,404,000 | 5,742 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $60,050,000 | 6,464 |
| Total liabilities | $51,636,000 | 6,554 |
| Total deposits | $49,764,000 | 6,443 |
| Interest-bearing deposits | $38,659,000 | 6,667 |
| Deposits held in domestic offices | $49,764,000 | 6,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,518,000 | 2,588 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $354,000 | 5,437 |
| Total equity capital | $8,414,000 | 5,486 |
| Total bank equity capital | $8,414,000 | 5,486 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $275,000 | 5,442 |
| Surplus | $7,765,000 | 2,474 |
| Undivided profits | $374,000 | 7,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $528,000 | 5,087 |
| Earning assets | $51,959,000 | 6,617 |
| Long-term assets (5+ years) | $4,996,000 | 6,246 |
| Average Assets, year-to-date | $62,190,330 | 6,307 |
| Average Assets, quarterly | $60,714,500 | 6,406 |
| Volatile liabilities | $3,812,000 | 7,659 |
| Insider loans | $31,000 | 7,835 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,907,000 | 4,062 |
| Tier 1 (core) risk-based capital | $4,573,000 | 7,381 |
| Tier 2 risk-based capital | $394,000 | 6,446 |
| Total risk weighted assets | $42,343,000 | 6,142 |
| Total unused commitments | $11,907,000 | 4,062 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 17 | 6,770 |
| Assets and Liabilities | ||
| Total Assets: | $61,379,000 | 6,393 |
| Cash and due from depository institutions | $4,717,000 | 6,770 |
| Interest-bearing balances | $3,296,000 | 1,754 |
| Securities | $15,480,000 | 5,472 |
| Federal funds sold & reverse repurchase agreements | $2,017,000 | 4,583 |
| Net loans & leases | $33,025,000 | 6,538 |
| Loan loss allowance | $397,000 | 6,729 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,113,000 | 5,640 |
| Other real estate owned | $0 | 6,770 |
| Goodwill and other intangibles | $3,775,000 | 849 |
| All other assets | $1,252,000 | 5,861 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $61,379,000 | 6,393 |
| Total liabilities | $52,998,000 | 6,472 |
| Total deposits | $51,805,000 | 6,349 |
| Interest-bearing deposits | $39,944,000 | 6,600 |
| Deposits held in domestic offices | $51,805,000 | 6,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $703,000 | 2,661 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $490,000 | 4,945 |
| Total equity capital | $8,381,000 | 5,555 |
| Total bank equity capital | $8,381,000 | 5,555 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $275,000 | 5,453 |
| Surplus | $7,765,000 | 2,444 |
| Undivided profits | $341,000 | 8,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $391,000 | 6,042 |
| Earning assets | $53,818,000 | 6,530 |
| Long-term assets (5+ years) | $5,927,000 | 5,968 |
| Average Assets, year-to-date | $63,260,500 | 6,283 |
| Average Assets, quarterly | $63,260,500 | 6,283 |
| Volatile liabilities | $3,539,000 | 7,714 |
| Insider loans | $20,000 | 7,944 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,936,000 | 3,818 |
| Tier 1 (core) risk-based capital | $4,406,000 | 7,464 |
| Tier 2 risk-based capital | $397,000 | 6,402 |
| Total risk weighted assets | $41,137,000 | 6,190 |
| Total unused commitments | $12,936,000 | 3,822 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 17 | 6,805 |
| Assets and Liabilities | ||
| Total Assets: | $65,142,000 | 6,206 |
| Cash and due from depository institutions | $8,537,000 | 6,805 |
| Interest-bearing balances | $4,496,000 | 1,312 |
| Securities | $15,095,000 | 5,613 |
| Federal funds sold & reverse repurchase agreements | $2,446,000 | 3,664 |
| Net loans & leases | $32,776,000 | 6,571 |
| Loan loss allowance | $398,000 | 6,719 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,136,000 | 5,620 |
| Other real estate owned | $0 | 6,805 |
| Goodwill and other intangibles | $3,775,000 | 855 |
| All other assets | $1,377,000 | 5,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,142,000 | 6,206 |
| Total liabilities | $56,224,000 | 6,300 |
| Total deposits | $52,638,000 | 6,312 |
| Interest-bearing deposits | $40,778,000 | 6,551 |
| Deposits held in domestic offices | $52,638,000 | 6,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,041,000 | 1,944 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $545,000 | 4,508 |
| Total equity capital | $8,918,000 | 5,259 |
| Total bank equity capital | $8,918,000 | 5,259 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $275,000 | 5,493 |
| Surplus | $7,765,000 | 2,412 |
| Undivided profits | $878,000 | 7,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $498,000 | 5,378 |
| Earning assets | $54,813,000 | 6,474 |
| Long-term assets (5+ years) | $6,073,000 | 5,926 |
| Average Assets, year-to-date | $62,814,200 | 6,193 |
| Average Assets, quarterly | $63,306,000 | 6,259 |
| Volatile liabilities | $6,259,000 | 6,785 |
| Insider loans | $6,000 | 8,158 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,284,000 | 3,660 |
| Tier 1 (core) risk-based capital | $4,979,000 | 7,087 |
| Tier 2 risk-based capital | $398,000 | 6,395 |
| Total risk weighted assets | $42,653,000 | 6,114 |
| Total unused commitments | $13,284,000 | 3,662 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 17 | 6,839 |
| Assets and Liabilities | ||
| Total Assets: | $61,470,000 | 6,372 |
| Cash and due from depository institutions | $5,089,000 | 6,839 |
| Interest-bearing balances | $3,146,000 | 1,855 |
| Securities | $16,418,000 | 5,288 |
| Federal funds sold & reverse repurchase agreements | $1,138,000 | 5,205 |
| Net loans & leases | $32,440,000 | 6,622 |
| Loan loss allowance | $399,000 | 6,757 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,162,000 | 5,550 |
| Other real estate owned | $0 | 6,839 |
| Goodwill and other intangibles | $3,775,000 | 848 |
| All other assets | $1,448,000 | 5,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,470,000 | 6,372 |
| Total liabilities | $52,699,000 | 6,492 |
| Total deposits | $51,178,000 | 6,380 |
| Interest-bearing deposits | $40,875,000 | 6,568 |
| Deposits held in domestic offices | $51,178,000 | 6,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $882,000 | 2,650 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $639,000 | 4,345 |
| Total equity capital | $8,771,000 | 5,310 |
| Total bank equity capital | $8,771,000 | 5,310 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $275,000 | 5,526 |
| Surplus | $7,765,000 | 2,376 |
| Undivided profits | $731,000 | 7,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $589,000 | 4,932 |
| Earning assets | $53,142,000 | 6,559 |
| Long-term assets (5+ years) | $5,946,000 | 5,975 |
| Average Assets, year-to-date | $62,232,250 | 6,259 |
| Average Assets, quarterly | $61,386,000 | 6,362 |
| Volatile liabilities | $4,204,000 | 7,524 |
| Insider loans | $63,000 | 7,719 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,419,000 | 3,793 |
| Tier 1 (core) risk-based capital | $4,797,000 | 7,235 |
| Tier 2 risk-based capital | $399,000 | 6,411 |
| Total risk weighted assets | $41,217,000 | 6,210 |
| Total unused commitments | $12,419,000 | 3,797 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $61,302,000 | 6,388 |
| Cash and due from depository institutions | $6,348,000 | 6,562 |
| Interest-bearing balances | $4,496,000 | 1,626 |
| Securities | $14,669,000 | 5,542 |
| Federal funds sold & reverse repurchase agreements | $1,594,000 | 5,190 |
| Net loans & leases | $32,298,000 | 6,621 |
| Loan loss allowance | $397,000 | 6,744 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,186,000 | 5,481 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $3,775,000 | 817 |
| All other assets | $1,432,000 | 5,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,302,000 | 6,388 |
| Total liabilities | $52,638,000 | 6,506 |
| Total deposits | $51,256,000 | 6,383 |
| Interest-bearing deposits | $42,339,000 | 6,467 |
| Deposits held in domestic offices | $51,256,000 | 6,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $717,000 | 2,657 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $665,000 | 4,343 |
| Total equity capital | $8,664,000 | 5,330 |
| Total bank equity capital | $8,664,000 | 5,330 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $275,000 | 5,539 |
| Surplus | $7,765,000 | 2,337 |
| Undivided profits | $624,000 | 7,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $579,000 | 4,848 |
| Earning assets | $53,057,000 | 6,552 |
| Long-term assets (5+ years) | $1,516,000 | 7,503 |
| Average Assets, year-to-date | $62,486,330 | 6,257 |
| Average Assets, quarterly | $61,200,000 | 6,358 |
| Volatile liabilities | $5,118,000 | 7,214 |
| Insider loans | $18,000 | 8,137 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,484,000 | 3,725 |
| Tier 1 (core) risk-based capital | $4,628,000 | 7,304 |
| Tier 2 risk-based capital | $397,000 | 6,394 |
| Total risk weighted assets | $39,948,000 | 6,277 |
| Total unused commitments | $12,484,000 | 3,738 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $61,098,000 | 6,359 |
| Cash and due from depository institutions | $4,317,000 | 6,694 |
| Interest-bearing balances | $2,541,000 | 2,245 |
| Securities | $18,232,000 | 4,936 |
| Federal funds sold & reverse repurchase agreements | $1,990,000 | 5,309 |
| Net loans & leases | $30,279,000 | 6,763 |
| Loan loss allowance | $397,000 | 6,707 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,212,000 | 5,420 |
| Other real estate owned | $0 | 6,694 |
| Goodwill and other intangibles | $3,775,000 | 814 |
| All other assets | $1,293,000 | 5,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,098,000 | 6,359 |
| Total liabilities | $52,616,000 | 6,465 |
| Total deposits | $51,294,000 | 6,339 |
| Interest-bearing deposits | $41,989,000 | 6,475 |
| Deposits held in domestic offices | $51,294,000 | 6,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,567 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $722,000 | 4,151 |
| Total equity capital | $8,482,000 | 5,336 |
| Total bank equity capital | $8,482,000 | 5,336 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $275,000 | 5,557 |
| Surplus | $7,765,000 | 2,307 |
| Undivided profits | $442,000 | 8,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $479,000 | 5,537 |
| Earning assets | $53,042,000 | 6,527 |
| Long-term assets (5+ years) | $1,304,000 | 7,575 |
| Average Assets, year-to-date | $63,078,500 | 6,220 |
| Average Assets, quarterly | $63,078,500 | 6,220 |
| Volatile liabilities | $4,874,000 | 7,318 |
| Insider loans | $23,000 | 8,108 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,026,000 | 3,016 |
| Tier 1 (core) risk-based capital | $4,453,000 | 7,390 |
| Tier 2 risk-based capital | $397,000 | 6,341 |
| Total risk weighted assets | $38,013,000 | 6,345 |
| Total unused commitments | $17,026,000 | 3,027 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $65,059,000 | 6,120 |
| Cash and due from depository institutions | $4,563,000 | 6,711 |
| Interest-bearing balances | $1,270,000 | 2,861 |
| Securities | $15,506,000 | 5,370 |
| Federal funds sold & reverse repurchase agreements | $2,317,000 | 4,532 |
| Net loans & leases | $36,114,000 | 6,304 |
| Loan loss allowance | $397,000 | 6,657 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,237,000 | 5,355 |
| Other real estate owned | $0 | 6,711 |
| Goodwill and other intangibles | $3,775,000 | 790 |
| All other assets | $1,547,000 | 5,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,059,000 | 6,120 |
| Total liabilities | $55,865,000 | 6,247 |
| Total deposits | $53,743,000 | 6,155 |
| Interest-bearing deposits | $43,406,000 | 6,319 |
| Deposits held in domestic offices | $53,743,000 | 6,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,278,000 | 2,322 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $844,000 | 3,790 |
| Total equity capital | $9,194,000 | 5,014 |
| Total bank equity capital | $9,194,000 | 5,014 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $275,000 | 5,571 |
| Surplus | $7,765,000 | 2,266 |
| Undivided profits | $1,154,000 | 7,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $780,000 | 3,980 |
| Earning assets | $55,207,000 | 6,378 |
| Long-term assets (5+ years) | $1,847,000 | 7,309 |
| Average Assets, year-to-date | $63,122,800 | 6,067 |
| Average Assets, quarterly | $63,497,000 | 6,163 |
| Volatile liabilities | $5,905,000 | 6,994 |
| Insider loans | $10,000 | 8,287 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,897,000 | 3,502 |
| Tier 1 (core) risk-based capital | $5,090,000 | 6,968 |
| Tier 2 risk-based capital | $397,000 | 6,328 |
| Total risk weighted assets | $44,479,000 | 5,857 |
| Total unused commitments | $12,897,000 | 3,506 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 19 | 6,594 |
| Assets and Liabilities | ||
| Total Assets: | $66,192,000 | 5,990 |
| Cash and due from depository institutions | $5,362,000 | 6,594 |
| Interest-bearing balances | $1,617,000 | 2,503 |
| Securities | $13,460,000 | 5,704 |
| Federal funds sold & reverse repurchase agreements | $4,125,000 | 3,189 |
| Net loans & leases | $37,051,000 | 6,190 |
| Loan loss allowance | $400,000 | 6,561 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,342,000 | 5,151 |
| Other real estate owned | $57,000 | 6,594 |
| Goodwill and other intangibles | $3,775,000 | 742 |
| All other assets | $1,020,000 | 6,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,192,000 | 5,990 |
| Total liabilities | $57,351,000 | 6,097 |
| Total deposits | $54,900,000 | 5,989 |
| Interest-bearing deposits | $45,244,000 | 6,114 |
| Deposits held in domestic offices | $54,900,000 | 5,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,416,000 | 2,415 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,035,000 | 3,378 |
| Total equity capital | $8,841,000 | 4,962 |
| Total bank equity capital | $8,841,000 | 4,962 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $275,000 | 5,694 |
| Surplus | $7,765,000 | 2,157 |
| Undivided profits | $801,000 | 7,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $865,000 | 3,940 |
| Earning assets | $56,253,000 | 6,222 |
| Long-term assets (5+ years) | $3,340,000 | 6,784 |
| Average Assets, year-to-date | $63,497,800 | 5,950 |
| Average Assets, quarterly | $63,597,000 | 6,088 |
| Volatile liabilities | $6,233,000 | 6,877 |
| Insider loans | $32,000 | 8,264 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,210,000 | 3,888 |
| Tier 1 (core) risk-based capital | $4,811,000 | 7,095 |
| Tier 2 risk-based capital | $400,000 | 6,247 |
| Total risk weighted assets | $44,191,000 | 5,804 |
| Total unused commitments | $10,210,000 | 3,899 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 18 | 6,840 |
| Assets and Liabilities | ||
| Total Assets: | $65,902,000 | 5,901 |
| Cash and due from depository institutions | $3,326,000 | 6,840 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,969,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,805 |
| Net loans & leases | $39,985,000 | 5,925 |
| Loan loss allowance | $339,000 | 6,950 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,448,000 | 4,955 |
| Other real estate owned | $0 | 6,840 |
| Goodwill and other intangibles | $3,955,000 | 704 |
| All other assets | $1,119,000 | 5,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,902,000 | 5,901 |
| Total liabilities | $56,051,000 | 6,079 |
| Total deposits | $54,531,000 | 5,892 |
| Interest-bearing deposits | $45,806,000 | 5,967 |
| Deposits held in domestic offices | $54,531,000 | 5,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $562,000 | 3,114 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $958,000 | 3,712 |
| Total equity capital | $9,851,000 | 4,459 |
| Total bank equity capital | $9,851,000 | 4,459 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $275,000 | 5,870 |
| Surplus | $8,889,000 | 1,855 |
| Undivided profits | $687,000 | 8,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 7,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $772,000 | 3,522 |
| Earning assets | $56,054,000 | 6,177 |
| Long-term assets (5+ years) | $3,839,000 | 6,480 |
| Average Assets, year-to-date | $64,566,000 | 5,786 |
| Average Assets, quarterly | $64,156,000 | 5,931 |
| Volatile liabilities | $5,406,000 | 7,283 |
| Insider loans | $21,000 | 8,621 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,321,000 | 3,674 |
| Tier 1 (core) risk-based capital | $5,804,000 | 6,361 |
| Tier 2 risk-based capital | $339,000 | 6,657 |
| Total risk weighted assets | $46,409,500 | 5,578 |
| Total unused commitments | $10,321,000 | 3,675 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $39,600,000 | 7,703 |
| Cash and due from depository institutions | $2,474,000 | 8,830 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $11,617,000 | 6,618 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 4,142 |
| Net loans & leases | $20,092,000 | 7,976 |
| Loan loss allowance | $218,000 | 8,242 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $714,000 | 6,927 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $2,561,000 | 929 |
| All other assets | $567,000 | 7,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,600,000 | 7,703 |
| Total liabilities | $33,816,000 | 7,815 |
| Total deposits | $33,451,000 | 7,676 |
| Interest-bearing deposits | $26,602,000 | 7,871 |
| Deposits held in domestic offices | $33,451,000 | 7,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $365,000 | 6,357 |
| Total equity capital | $5,784,000 | 6,396 |
| Total bank equity capital | $5,784,000 | 6,396 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $275,000 | 6,070 |
| Surplus | $5,127,000 | 2,916 |
| Undivided profits | $382,000 | 8,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $372,000 | 5,670 |
| Earning assets | $33,284,000 | 7,925 |
| Long-term assets (5+ years) | $3,054,000 | 7,147 |
| Average Assets, year-to-date | $37,510,000 | 7,732 |
| Average Assets, quarterly | $37,803,500 | 7,800 |
| Volatile liabilities | $3,166,000 | 8,294 |
| Insider loans | $30,000 | 8,725 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,193,000 | 4,549 |
| Tier 1 (core) risk-based capital | $3,315,000 | 8,422 |
| Tier 2 risk-based capital | $218,000 | 7,960 |
| Total risk weighted assets | $24,828,400 | 7,563 |
| Total unused commitments | $7,193,000 | 4,553 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $39,301,000 | 7,840 |
| Cash and due from depository institutions | $2,294,000 | 8,274 |
| Interest-bearing balances | $500,000 | 3,498 |
| Securities | $9,964,000 | 7,118 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,440 |
| Net loans & leases | $20,738,000 | 7,891 |
| Loan loss allowance | $207,000 | 8,461 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $665,000 | 7,085 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $2,667,000 | 864 |
| All other assets | $623,000 | 7,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,301,000 | 7,840 |
| Total liabilities | $33,658,000 | 7,931 |
| Total deposits | $33,127,000 | 7,830 |
| Interest-bearing deposits | $27,487,000 | 7,910 |
| Deposits held in domestic offices | $33,127,000 | 7,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $531,000 | 5,561 |
| Total equity capital | $5,643,000 | 6,616 |
| Total bank equity capital | $5,643,000 | 6,616 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $275,000 | 6,169 |
| Surplus | $5,029,000 | 2,803 |
| Undivided profits | $339,000 | 9,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 9,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $480,000 | 4,750 |
| Earning assets | $33,552,000 | 8,048 |
| Long-term assets (5+ years) | $3,498,000 | 6,902 |
| Average Assets, year-to-date | $36,345,600 | 7,890 |
| Average Assets, quarterly | $37,968,500 | 7,869 |
| Volatile liabilities | $3,130,000 | 8,178 |
| Insider loans | $20,000 | 9,000 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,116,000 | 5,282 |
| Tier 1 (core) risk-based capital | $2,835,000 | 8,861 |
| Tier 2 risk-based capital | $207,000 | 8,123 |
| Total risk weighted assets | $24,009,100 | 7,650 |
| Total unused commitments | $5,116,000 | 5,292 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $37,612,000 | 8,130 |
| Cash and due from depository institutions | $3,478,000 | 8,601 |
| Interest-bearing balances | $899,000 | 2,585 |
| Securities | $11,073,000 | 7,092 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,374 |
| Net loans & leases | $21,131,000 | 8,083 |
| Loan loss allowance | $413,000 | 6,437 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $363,000 | 8,600 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $567,000 | 8,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,612,000 | 8,130 |
| Total liabilities | $34,348,000 | 8,024 |
| Total deposits | $33,983,000 | 7,895 |
| Interest-bearing deposits | $26,788,000 | 8,173 |
| Deposits held in domestic offices | $33,983,000 | 7,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $365,000 | 7,073 |
| Total equity capital | $3,264,000 | 8,768 |
| Total bank equity capital | $3,264,000 | 8,768 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $275,000 | 6,436 |
| Surplus | $2,400,000 | 4,847 |
| Undivided profits | $589,000 | 9,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 9,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $377,000 | 5,904 |
| Earning assets | $34,103,000 | 8,168 |
| Long-term assets (5+ years) | $3,273,000 | 6,874 |
| Average Assets, year-to-date | $35,259,000 | 8,198 |
| Average Assets, quarterly | $36,207,000 | 8,220 |
| Volatile liabilities | $3,108,000 | 8,406 |
| Insider loans | $929,000 | 3,755 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,421,000 | 4,973 |
| Tier 1 (core) risk-based capital | $3,184,000 | 8,749 |
| Tier 2 risk-based capital | $323,500 | 6,797 |
| Total risk weighted assets | $25,790,500 | 7,554 |
| Total unused commitments | $5,421,000 | 4,977 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $36,429,000 | 8,526 |
| Cash and due from depository institutions | $2,781,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,839,000 | 7,639 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,109 |
| Net loans & leases | $20,018,000 | 8,442 |
| Loan loss allowance | $345,000 | 7,364 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $357,000 | 8,897 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $584,000 | 8,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,429,000 | 8,526 |
| Total liabilities | $33,172,000 | 8,435 |
| Total deposits | $32,799,000 | 8,314 |
| Interest-bearing deposits | $27,205,000 | 8,442 |
| Deposits held in domestic offices | $32,799,000 | 8,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $373,000 | 7,070 |
| Total equity capital | $3,257,000 | 8,950 |
| Total bank equity capital | $3,257,000 | 8,950 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $275,000 | 6,798 |
| Surplus | $2,400,000 | 4,906 |
| Undivided profits | $582,000 | 9,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 7,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $421,000 | 5,407 |
| Earning assets | $32,707,000 | 8,585 |
| Long-term assets (5+ years) | $4,241,000 | 6,256 |
| Average Assets, year-to-date | $34,402,800 | 8,571 |
| Average Assets, quarterly | $35,067,000 | 8,609 |
| Volatile liabilities | $1,480,000 | 10,002 |
| Insider loans | $863,000 | 4,012 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,618,000 | 4,810 |
| Tier 1 (core) risk-based capital | $3,213,000 | 8,939 |
| Tier 2 risk-based capital | $299,350 | 7,243 |
| Total risk weighted assets | $23,902,050 | 7,966 |
| Total unused commitments | $5,618,000 | 4,822 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $35,799,000 | 8,848 |
| Cash and due from depository institutions | $1,392,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,018,000 | 7,592 |
| Federal funds sold & reverse repurchase agreements | $275,000 | 8,795 |
| Net loans & leases | $21,033,000 | 8,396 |
| Loan loss allowance | $341,000 | 7,590 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $376,000 | 9,041 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $705,000 | 7,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,799,000 | 8,848 |
| Total liabilities | $32,502,000 | 8,785 |
| Total deposits | $31,319,000 | 8,778 |
| Interest-bearing deposits | $26,294,000 | 8,838 |
| Deposits held in domestic offices | $31,319,000 | 8,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $729,000 | 2,885 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $454,000 | 6,608 |
| Total equity capital | $3,297,000 | 9,110 |
| Total bank equity capital | $3,297,000 | 9,110 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $275,000 | 7,159 |
| Surplus | $2,400,000 | 4,913 |
| Undivided profits | $622,000 | 10,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 9,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $487,000 | 4,851 |
| Earning assets | $33,326,000 | 8,764 |
| Long-term assets (5+ years) | $3,938,000 | 6,406 |
| Average Assets, year-to-date | $33,814,600 | 8,893 |
| Average Assets, quarterly | $35,592,000 | 8,812 |
| Volatile liabilities | $3,465,000 | 8,122 |
| Insider loans | $1,054,000 | 3,610 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,286,000 | 5,386 |
| Tier 1 (core) risk-based capital | $3,210,000 | 9,141 |
| Tier 2 risk-based capital | $305,550 | 7,257 |
| Total risk weighted assets | $24,408,250 | 8,021 |
| Total unused commitments | $4,286,000 | 5,396 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $32,412,000 | 9,470 |
| Cash and due from depository institutions | $1,511,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,716,000 | 8,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,166,000 | 9,127 |
| Loan loss allowance | $300,000 | 8,393 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $397,000 | 9,169 |
| Other real estate owned | $0 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $622,000 | 8,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,412,000 | 9,470 |
| Total liabilities | $29,522,000 | 9,406 |
| Total deposits | $28,549,000 | 9,388 |
| Interest-bearing deposits | $22,714,000 | 9,656 |
| Deposits held in domestic offices | $28,549,000 | 9,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $504,000 | 3,915 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $225,000 | 4,338 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $244,000 | 8,195 |
| Total equity capital | $2,890,000 | 9,639 |
| Total bank equity capital | $2,890,000 | 9,639 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $275,000 | 7,570 |
| Surplus | $2,400,000 | 4,888 |
| Undivided profits | $215,000 | 11,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $341,000 | 5,926 |
| Earning assets | $29,882,000 | 9,399 |
| Long-term assets (5+ years) | $3,165,000 | 7,246 |
| Average Assets, year-to-date | $32,957,000 | 9,306 |
| Average Assets, quarterly | $32,793,500 | 9,400 |
| Volatile liabilities | $1,795,000 | 9,947 |
| Insider loans | $885,000 | 4,029 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,105,000 | 4,865 |
| Tier 1 (core) risk-based capital | $3,085,000 | 9,461 |
| Tier 2 risk-based capital | $267,030 | 7,965 |
| Total risk weighted assets | $21,329,630 | 8,706 |
| Total unused commitments | $5,105,000 | 4,873 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $35,290,000 | 9,454 |
| Cash and due from depository institutions | $3,452,000 | 9,983 |
| Interest-bearing balances | $398,000 | 4,629 |
| Securities | $13,221,000 | 7,947 |
| Federal funds sold & reverse repurchase agreements | $1,110,000 | 7,466 |
| Net loans & leases | $16,600,000 | 9,601 |
| Loan loss allowance | $129,000 | 11,544 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $398,000 | 9,443 |
| Other real estate owned | $28,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $481,000 | 9,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,290,000 | 9,454 |
| Total liabilities | $32,244,000 | 9,383 |
| Total deposits | $32,000,000 | 9,246 |
| Interest-bearing deposits | $25,101,000 | 9,625 |
| Deposits held in domestic offices | $32,000,000 | 9,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $244,000 | 8,452 |
| Total equity capital | $3,046,000 | 9,695 |
| Total bank equity capital | $3,046,000 | 9,695 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $275,000 | 7,972 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $771,000 | 10,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 8,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,532 |
| Income earned, not collected on loans | $267,000 | 6,651 |
| Earning assets | $31,329,000 | 9,561 |
| Long-term assets (5+ years) | $2,146,000 | 8,618 |
| Average Assets, year-to-date | $32,608,400 | 9,667 |
| Average Assets, quarterly | $33,037,500 | 9,701 |
| Volatile liabilities | $742,000 | 11,871 |
| Insider loans | $951,000 | 3,867 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,835,000 | 5,633 |
| Tier 1 (core) risk-based capital | $3,046,000 | 9,637 |
| Tier 2 risk-based capital | $129,000 | 10,927 |
| Total risk weighted assets | $21,015,000 | 8,924 |
| Total unused commitments | $3,835,000 | 5,654 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $34,118,000 | 9,815 |
| Cash and due from depository institutions | $2,456,000 | 10,332 |
| Interest-bearing balances | $198,000 | 6,200 |
| Securities | $12,943,000 | 8,032 |
| Federal funds sold & reverse repurchase agreements | $540,000 | 10,001 |
| Net loans & leases | $17,212,000 | 9,579 |
| Loan loss allowance | $206,000 | 10,382 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $422,000 | 9,491 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $545,000 | 9,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,118,000 | 9,815 |
| Total liabilities | $30,988,000 | 9,788 |
| Total deposits | $30,646,000 | 9,704 |
| Interest-bearing deposits | $25,544,000 | 9,829 |
| Deposits held in domestic offices | $30,646,000 | 9,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $342,000 | 7,579 |
| Total equity capital | $3,130,000 | 9,517 |
| Total bank equity capital | $3,130,000 | 9,517 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $275,000 | 8,377 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $855,000 | 9,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 11,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $330,000 | 6,038 |
| Earning assets | $30,893,000 | 9,807 |
| Long-term assets (5+ years) | $4,277,000 | 6,963 |
| Average Assets, year-to-date | $32,041,000 | 9,967 |
| Average Assets, quarterly | $32,609,500 | 9,984 |
| Volatile liabilities | $736,000 | 12,342 |
| Insider loans | $285,000 | 3,027 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,986,000 | 4,631 |
| Tier 1 (core) risk-based capital | $3,130,000 | 9,448 |
| Tier 2 risk-based capital | $206,000 | 9,304 |
| Total risk weighted assets | $21,207,400 | 9,035 |
| Total unused commitments | $4,986,000 | 4,656 |
| Derivatives | $0 | 651 |