Home > Rural American Bank - Foley > Income and Expense
Rural American Bank - Foley, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 5,540 |
| Total interest expense | $1,024,000 | 6,232 |
| Net interest income | $3,393,000 | 5,116 |
| Provision for loan and lease losses | $121,000 | 4,451 |
| Total noninterest income | $462,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $289,000 | 4,270 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,458 |
| Total noninterest expense | $1,866,000 | 6,327 |
| Salaries and employee benefits | $1,085,000 | 6,116 |
| Premises and equipment expense | $177,000 | 6,977 |
| Additional noninterest expense | $604,000 | 6,035 |
| Pre-tax net operating income | $1,868,000 | 3,850 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $86,000 | 5,492 |
| Income before extraordinary items | $1,782,000 | 3,383 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,782,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $1,062,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,782,000 | 3,348 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 5,587 |
| Total interest expense | $725,000 | 6,269 |
| Net interest income | $2,502,000 | 5,176 |
| Provision for loan and lease losses | $49,000 | 5,249 |
| Total noninterest income | $359,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $224,000 | 4,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 5,394 |
| Total noninterest expense | $1,358,000 | 6,378 |
| Salaries and employee benefits | $795,000 | 6,153 |
| Premises and equipment expense | $127,000 | 7,060 |
| Additional noninterest expense | $436,000 | 6,111 |
| Pre-tax net operating income | $1,454,000 | 3,844 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $86,000 | 5,378 |
| Income before extraordinary items | $1,368,000 | 3,363 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,368,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $1,062,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,368,000 | 3,321 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 5,605 |
| Total interest expense | $452,000 | 6,304 |
| Net interest income | $1,637,000 | 5,228 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $243,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $146,000 | 4,216 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $97,000 | 5,252 |
| Total noninterest expense | $894,000 | 6,416 |
| Salaries and employee benefits | $525,000 | 6,190 |
| Premises and equipment expense | $86,000 | 7,006 |
| Additional noninterest expense | $283,000 | 6,173 |
| Pre-tax net operating income | $961,000 | 3,816 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $86,000 | 5,003 |
| Income before extraordinary items | $875,000 | 3,425 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $875,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $1,062,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $875,000 | 3,375 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 5,726 |
| Total interest expense | $211,000 | 6,398 |
| Net interest income | $790,000 | 5,358 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $117,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $450,000 | 6,428 |
| Salaries and employee benefits | $268,000 | 6,158 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $140,000 | 6,238 |
| Pre-tax net operating income | $445,000 | 3,999 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $364,000 | 3,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $364,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $1,062,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $364,000 | 3,830 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 5,545 |
| Total interest expense | $880,000 | 6,005 |
| Net interest income | $3,134,000 | 5,286 |
| Provision for loan and lease losses | $1,000 | 7,299 |
| Total noninterest income | $460,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $273,000 | 4,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,245 |
| Total noninterest expense | $1,910,000 | 6,155 |
| Salaries and employee benefits | $1,143,000 | 5,850 |
| Premises and equipment expense | $163,000 | 7,196 |
| Additional noninterest expense | $604,000 | 5,956 |
| Pre-tax net operating income | $1,683,000 | 3,956 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $628,000 | 2,954 |
| Income before extraordinary items | $1,062,000 | 4,535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,062,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $787,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,057,520 | 4,470 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 5,569 |
| Total interest expense | $668,000 | 5,950 |
| Net interest income | $2,317,000 | 5,317 |
| Provision for loan and lease losses | $-11,000 | 8,779 |
| Total noninterest income | $348,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $204,000 | 4,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 5,211 |
| Total noninterest expense | $1,473,000 | 6,015 |
| Salaries and employee benefits | $892,000 | 5,681 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $452,000 | 5,924 |
| Pre-tax net operating income | $1,203,000 | 4,146 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $445,000 | 3,105 |
| Income before extraordinary items | $765,000 | 4,740 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $765,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $787,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $760,520 | 4,665 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 5,594 |
| Total interest expense | $453,000 | 5,930 |
| Net interest income | $1,517,000 | 5,363 |
| Provision for loan and lease losses | $-14,000 | 8,874 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $128,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $990,000 | 6,028 |
| Salaries and employee benefits | $604,000 | 5,675 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $303,000 | 5,952 |
| Pre-tax net operating income | $767,000 | 4,216 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $286,000 | 3,157 |
| Income before extraordinary items | $488,000 | 4,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $787,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $483,520 | 4,728 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,611 |
| Total interest expense | $233,000 | 5,901 |
| Net interest income | $755,000 | 5,396 |
| Provision for loan and lease losses | $-13,000 | 8,936 |
| Total noninterest income | $107,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $505,000 | 6,017 |
| Salaries and employee benefits | $306,000 | 5,684 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $152,000 | 5,957 |
| Pre-tax net operating income | $370,000 | 4,284 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $137,000 | 3,251 |
| Income before extraordinary items | $240,000 | 4,862 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $240,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $787,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $235,520 | 4,788 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 5,522 |
| Total interest expense | $1,196,000 | 5,577 |
| Net interest income | $2,936,000 | 5,381 |
| Provision for loan and lease losses | $44,000 | 6,457 |
| Total noninterest income | $469,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $268,000 | 4,579 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $201,000 | 5,275 |
| Total noninterest expense | $1,853,000 | 6,245 |
| Salaries and employee benefits | $1,119,000 | 5,877 |
| Premises and equipment expense | $133,000 | 7,627 |
| Additional noninterest expense | $601,000 | 5,982 |
| Pre-tax net operating income | $1,508,000 | 4,116 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $559,000 | 3,195 |
| Income before extraordinary items | $949,000 | 4,793 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $949,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $966,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $949,000 | 4,626 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 5,560 |
| Total interest expense | $933,000 | 5,590 |
| Net interest income | $2,186,000 | 5,420 |
| Provision for loan and lease losses | $39,000 | 6,166 |
| Total noninterest income | $309,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $197,000 | 4,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 5,863 |
| Total noninterest expense | $1,364,000 | 6,281 |
| Salaries and employee benefits | $823,000 | 5,926 |
| Premises and equipment expense | $97,000 | 7,691 |
| Additional noninterest expense | $444,000 | 6,025 |
| Pre-tax net operating income | $1,092,000 | 4,322 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $407,000 | 3,380 |
| Income before extraordinary items | $685,000 | 5,053 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $685,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $966,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $685,000 | 4,869 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,579 |
| Total interest expense | $657,000 | 5,542 |
| Net interest income | $1,441,000 | 5,451 |
| Provision for loan and lease losses | $31,000 | 5,724 |
| Total noninterest income | $209,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $887,000 | 6,382 |
| Salaries and employee benefits | $530,000 | 6,043 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $293,000 | 6,059 |
| Pre-tax net operating income | $732,000 | 4,309 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $271,000 | 3,411 |
| Income before extraordinary items | $461,000 | 5,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $966,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $461,000 | 4,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 5,619 |
| Total interest expense | $336,000 | 5,571 |
| Net interest income | $711,000 | 5,505 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $99,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $449,000 | 6,345 |
| Salaries and employee benefits | $277,000 | 5,887 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $134,000 | 6,334 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $966,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,000 | 4,875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 5,320 |
| Total interest expense | $1,525,000 | 5,676 |
| Net interest income | $3,264,000 | 4,996 |
| Provision for loan and lease losses | $32,000 | 7,161 |
| Total noninterest income | $449,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $323,000 | 4,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 5,962 |
| Total noninterest expense | $1,703,000 | 6,450 |
| Salaries and employee benefits | $1,069,000 | 5,901 |
| Premises and equipment expense | $136,000 | 7,636 |
| Additional noninterest expense | $498,000 | 6,509 |
| Pre-tax net operating income | $1,978,000 | 3,458 |
| Securities gains (losses) | $125,000 | 1,551 |
| Applicable income taxes | $792,000 | 2,612 |
| Income before extraordinary items | $1,311,000 | 3,866 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,311,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $606,000 | 3,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,231,000 | 3,906 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 5,613 |
| Total interest expense | $1,996,000 | 6,105 |
| Net interest income | $3,004,000 | 5,068 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $540,000 | 4,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $292,000 | 4,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $1,906,000 | 5,920 |
| Salaries and employee benefits | $987,000 | 6,029 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $765,000 | 4,945 |
| Pre-tax net operating income | $1,625,000 | 3,670 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $583,000 | 3,019 |
| Income before extraordinary items | $1,042,000 | 4,167 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,042,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $1,270,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,042,000 | 4,057 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 5,749 |
| Total interest expense | $2,008,000 | 6,267 |
| Net interest income | $2,971,000 | 5,196 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $373,000 | 5,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,616 |
| Total noninterest expense | $1,646,000 | 6,376 |
| Salaries and employee benefits | $949,000 | 6,134 |
| Premises and equipment expense | $157,000 | 7,488 |
| Additional noninterest expense | $540,000 | 6,130 |
| Pre-tax net operating income | $1,678,000 | 3,758 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $645,000 | 2,973 |
| Income before extraordinary items | $1,033,000 | 4,290 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,033,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $770,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,033,000 | 4,296 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 5,773 |
| Total interest expense | $1,915,000 | 6,155 |
| Net interest income | $2,805,000 | 5,424 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $325,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $1,558,000 | 6,633 |
| Salaries and employee benefits | $874,000 | 6,428 |
| Premises and equipment expense | $164,000 | 7,413 |
| Additional noninterest expense | $520,000 | 6,363 |
| Pre-tax net operating income | $1,552,000 | 3,994 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $569,000 | 3,338 |
| Income before extraordinary items | $985,000 | 4,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $985,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $1,350,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $983,720 | 4,442 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 5,973 |
| Total interest expense | $1,880,000 | 6,393 |
| Net interest income | $2,730,000 | 5,514 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $306,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,447 |
| Total noninterest expense | $1,629,000 | 6,372 |
| Salaries and employee benefits | $889,000 | 6,259 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $590,000 | 5,817 |
| Pre-tax net operating income | $1,373,000 | 4,454 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $490,000 | 3,894 |
| Income before extraordinary items | $880,000 | 4,903 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $880,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $953,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $881,920 | 4,806 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 6,118 |
| Total interest expense | $1,908,000 | 6,457 |
| Net interest income | $2,701,000 | 5,759 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $312,000 | 6,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,559,000 | 6,635 |
| Salaries and employee benefits | $935,000 | 6,130 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $422,000 | 7,177 |
| Pre-tax net operating income | $1,447,000 | 4,622 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $498,000 | 4,222 |
| Income before extraordinary items | $953,000 | 4,868 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $953,000 | 4,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $1,254,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $950,360 | 4,816 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 6,457 |
| Total interest expense | $1,880,000 | 6,658 |
| Net interest income | $2,559,000 | 6,095 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $802,000 | 3,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,727 |
| Total noninterest expense | $1,527,000 | 7,035 |
| Salaries and employee benefits | $951,000 | 6,217 |
| Premises and equipment expense | $228,000 | 6,562 |
| Additional noninterest expense | $348,000 | 8,386 |
| Pre-tax net operating income | $1,834,000 | 3,651 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $581,000 | 3,684 |
| Income before extraordinary items | $1,254,000 | 3,728 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,254,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $765,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,253,320 | 3,679 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 6,787 |
| Total interest expense | $1,859,000 | 6,762 |
| Net interest income | $2,350,000 | 6,575 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $1,497,000 | 7,284 |
| Salaries and employee benefits | $887,000 | 6,619 |
| Premises and equipment expense | $226,000 | 6,736 |
| Additional noninterest expense | $384,000 | 8,359 |
| Pre-tax net operating income | $1,122,000 | 5,513 |
| Securities gains (losses) | $-40,000 | 11,046 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $765,000 | 5,619 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $765,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $993,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $793,400 | 5,460 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 6,852 |
| Total interest expense | $1,462,000 | 7,006 |
| Net interest income | $2,418,000 | 6,628 |
| Provision for loan and lease losses | $-362,000 | 12,424 |
| Total noninterest income | $263,000 | 7,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,602,000 | 7,292 |
| Salaries and employee benefits | $885,000 | 6,733 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $458,000 | 8,249 |
| Pre-tax net operating income | $1,441,000 | 4,561 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $448,000 | 4,403 |
| Income before extraordinary items | $994,000 | 4,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $994,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $748,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $993,310 | 4,609 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 6,944 |
| Total interest expense | $1,598,000 | 6,883 |
| Net interest income | $2,336,000 | 6,856 |
| Provision for loan and lease losses | $-25,000 | 12,616 |
| Total noninterest income | $259,000 | 8,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,640,000 | 7,382 |
| Salaries and employee benefits | $917,000 | 6,616 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $513,000 | 8,088 |
| Pre-tax net operating income | $980,000 | 5,970 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $276,000 | 6,401 |
| Income before extraordinary items | $748,000 | 5,834 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $748,000 | 5,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 12,362 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $715,880 | 5,750 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 8,447 |
| Total interest expense | $1,504,000 | 8,494 |
| Net interest income | $1,813,000 | 8,302 |
| Provision for loan and lease losses | $237,000 | 4,779 |
| Total noninterest income | $405,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,980 |
| Total noninterest expense | $1,165,000 | 9,211 |
| Salaries and employee benefits | $765,000 | 7,506 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $273,000 | 11,229 |
| Pre-tax net operating income | $816,000 | 6,493 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $186,000 | 7,837 |
| Income before extraordinary items | $626,000 | 6,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $626,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $3,310,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $629,080 | 6,019 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.