Home > Rural American Bank - Foley > Assets and Liabilities
Rural American Bank - Foley, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $72,832,000 | 5,961 |
| Cash and due from depository institutions | $3,487,000 | 6,052 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $10,166,000 | 6,291 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,171 |
| Net loans & leases | $56,120,000 | 5,284 |
| Loan loss allowance | $579,000 | 5,652 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $609,000 | 6,719 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $165,000 | 2,683 |
| All other assets | $1,585,000 | 5,659 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $72,832,000 | 5,961 |
| Total liabilities | $65,739,000 | 5,913 |
| Total deposits | $65,442,000 | 5,677 |
| Interest-bearing deposits | $54,248,000 | 5,677 |
| Deposits held in domestic offices | $65,442,000 | 5,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $297,000 | 6,345 |
| Total equity capital | $7,093,000 | 6,288 |
| Total bank equity capital | $7,093,000 | 6,288 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $5,245,000 | 3,593 |
| Undivided profits | $1,748,000 | 6,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $417,000 | 6,288 |
| Earning assets | $66,986,000 | 5,944 |
| Long-term assets (5+ years) | $1,309,000 | 7,142 |
| Average Assets, year-to-date | $71,089,600 | 5,893 |
| Average Assets, quarterly | $72,634,000 | 5,938 |
| Volatile liabilities | $5,426,000 | 7,215 |
| Insider loans | $190,000 | 6,659 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,234,000 | 5,113 |
| Tier 1 (core) risk-based capital | $6,962,000 | 6,321 |
| Tier 2 risk-based capital | $579,000 | 5,402 |
| Total risk weighted assets | $58,499,000 | 5,357 |
| Total unused commitments | $8,234,000 | 5,114 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 20 | 6,205 |
| Assets and Liabilities | ||
| Total Assets: | $72,436,000 | 5,963 |
| Cash and due from depository institutions | $3,221,000 | 6,205 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $10,431,000 | 6,244 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $56,400,000 | 5,265 |
| Loan loss allowance | $536,000 | 5,876 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $613,000 | 6,746 |
| Other real estate owned | $0 | 6,205 |
| Goodwill and other intangibles | $165,000 | 2,661 |
| All other assets | $1,606,000 | 5,580 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $72,436,000 | 5,963 |
| Total liabilities | $65,688,000 | 5,895 |
| Total deposits | $65,178,000 | 5,644 |
| Interest-bearing deposits | $54,120,000 | 5,649 |
| Deposits held in domestic offices | $65,178,000 | 5,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $283,000 | 3,392 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $227,000 | 6,992 |
| Total equity capital | $6,748,000 | 6,439 |
| Total bank equity capital | $6,748,000 | 6,439 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $5,245,000 | 3,536 |
| Undivided profits | $1,403,000 | 6,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $437,000 | 6,155 |
| Earning assets | $66,831,000 | 5,925 |
| Long-term assets (5+ years) | $1,676,000 | 7,025 |
| Average Assets, year-to-date | $70,654,000 | 5,919 |
| Average Assets, quarterly | $71,979,500 | 5,921 |
| Volatile liabilities | $11,929,000 | 5,649 |
| Insider loans | $152,000 | 6,887 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,271,000 | 4,400 |
| Tier 1 (core) risk-based capital | $6,548,000 | 6,478 |
| Tier 2 risk-based capital | $536,000 | 5,601 |
| Total risk weighted assets | $59,001,000 | 5,310 |
| Total unused commitments | $11,271,000 | 4,402 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $71,523,000 | 5,931 |
| Cash and due from depository institutions | $2,457,000 | 6,099 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $11,745,000 | 6,012 |
| Federal funds sold & reverse repurchase agreements | $275,000 | 5,254 |
| Net loans & leases | $54,697,000 | 5,278 |
| Loan loss allowance | $496,000 | 6,065 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $612,000 | 6,729 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $165,000 | 2,655 |
| All other assets | $1,572,000 | 5,502 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $71,523,000 | 5,931 |
| Total liabilities | $65,220,000 | 5,848 |
| Total deposits | $64,771,000 | 5,622 |
| Interest-bearing deposits | $54,459,000 | 5,599 |
| Deposits held in domestic offices | $64,771,000 | 5,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $231,000 | 3,488 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $218,000 | 6,872 |
| Total equity capital | $6,303,000 | 6,588 |
| Total bank equity capital | $6,303,000 | 6,588 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $5,245,000 | 3,491 |
| Undivided profits | $958,000 | 7,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 4,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $406,000 | 6,115 |
| Earning assets | $66,717,000 | 5,877 |
| Long-term assets (5+ years) | $2,242,000 | 6,837 |
| Average Assets, year-to-date | $70,060,000 | 5,928 |
| Average Assets, quarterly | $70,101,000 | 5,959 |
| Volatile liabilities | $6,841,000 | 6,706 |
| Insider loans | $130,000 | 7,012 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,509,000 | 4,531 |
| Tier 1 (core) risk-based capital | $6,055,000 | 6,664 |
| Tier 2 risk-based capital | $496,000 | 5,801 |
| Total risk weighted assets | $58,055,000 | 5,283 |
| Total unused commitments | $10,509,000 | 4,532 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $68,679,000 | 6,057 |
| Cash and due from depository institutions | $2,519,000 | 6,252 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,473,000 | 5,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $51,337,000 | 5,418 |
| Loan loss allowance | $505,000 | 6,023 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $630,000 | 6,727 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $165,000 | 2,668 |
| All other assets | $1,555,000 | 5,537 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $68,679,000 | 6,057 |
| Total liabilities | $62,916,000 | 5,975 |
| Total deposits | $61,595,000 | 5,795 |
| Interest-bearing deposits | $51,490,000 | 5,808 |
| Deposits held in domestic offices | $61,595,000 | 5,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,109,000 | 2,548 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $212,000 | 6,794 |
| Total equity capital | $5,763,000 | 6,820 |
| Total bank equity capital | $5,763,000 | 6,820 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $5,245,000 | 3,461 |
| Undivided profits | $418,000 | 7,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 5,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $407,000 | 6,009 |
| Earning assets | $63,810,000 | 6,019 |
| Long-term assets (5+ years) | $3,188,000 | 6,573 |
| Average Assets, year-to-date | $69,328,500 | 6,007 |
| Average Assets, quarterly | $69,328,500 | 6,007 |
| Volatile liabilities | $4,277,000 | 7,448 |
| Insider loans | $109,000 | 7,154 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,408,000 | 4,515 |
| Tier 1 (core) risk-based capital | $5,544,000 | 6,882 |
| Tier 2 risk-based capital | $505,000 | 5,720 |
| Total risk weighted assets | $54,746,000 | 5,426 |
| Total unused commitments | $10,408,000 | 4,517 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 21 | 6,130 |
| Assets and Liabilities | ||
| Total Assets: | $69,978,000 | 6,002 |
| Cash and due from depository institutions | $2,667,000 | 6,130 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $13,822,000 | 5,715 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 4,940 |
| Net loans & leases | $50,244,000 | 5,471 |
| Loan loss allowance | $493,000 | 6,093 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $624,000 | 6,731 |
| Other real estate owned | $0 | 6,130 |
| Goodwill and other intangibles | $165,000 | 2,665 |
| All other assets | $1,506,000 | 5,553 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $69,978,000 | 6,002 |
| Total liabilities | $63,455,000 | 5,943 |
| Total deposits | $63,095,000 | 5,704 |
| Interest-bearing deposits | $52,664,000 | 5,719 |
| Deposits held in domestic offices | $63,095,000 | 5,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $360,000 | 5,544 |
| Total equity capital | $6,523,000 | 6,468 |
| Total bank equity capital | $6,523,000 | 6,468 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $5,245,000 | 3,424 |
| Undivided profits | $1,178,000 | 7,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $362,000 | 6,380 |
| Earning assets | $65,016,000 | 5,952 |
| Long-term assets (5+ years) | $4,487,000 | 6,203 |
| Average Assets, year-to-date | $70,669,400 | 5,857 |
| Average Assets, quarterly | $69,880,500 | 5,967 |
| Volatile liabilities | $3,263,000 | 7,819 |
| Insider loans | $1,197,000 | 3,748 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,890,000 | 4,713 |
| Tier 1 (core) risk-based capital | $6,242,000 | 6,514 |
| Tier 2 risk-based capital | $493,000 | 5,806 |
| Total risk weighted assets | $53,791,000 | 5,482 |
| Total unused commitments | $8,890,000 | 4,715 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $69,783,000 | 5,981 |
| Cash and due from depository institutions | $2,339,000 | 6,262 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $13,967,000 | 5,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $51,136,000 | 5,400 |
| Loan loss allowance | $488,000 | 6,116 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $641,000 | 6,678 |
| Other real estate owned | $0 | 6,262 |
| Goodwill and other intangibles | $165,000 | 2,627 |
| All other assets | $1,535,000 | 5,499 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $69,783,000 | 5,981 |
| Total liabilities | $63,513,000 | 5,907 |
| Total deposits | $62,871,000 | 5,683 |
| Interest-bearing deposits | $53,336,000 | 5,657 |
| Deposits held in domestic offices | $62,871,000 | 5,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,386 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $342,000 | 5,872 |
| Total equity capital | $6,270,000 | 6,619 |
| Total bank equity capital | $6,270,000 | 6,619 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $5,245,000 | 3,366 |
| Undivided profits | $925,000 | 7,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $393,000 | 6,273 |
| Earning assets | $65,103,000 | 5,925 |
| Long-term assets (5+ years) | $4,619,000 | 6,233 |
| Average Assets, year-to-date | $70,842,250 | 5,860 |
| Average Assets, quarterly | $69,285,000 | 5,972 |
| Volatile liabilities | $2,556,000 | 8,128 |
| Insider loans | $1,137,000 | 3,818 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,436,000 | 3,537 |
| Tier 1 (core) risk-based capital | $5,945,000 | 6,674 |
| Tier 2 risk-based capital | $488,000 | 5,807 |
| Total risk weighted assets | $55,680,000 | 5,345 |
| Total unused commitments | $15,436,000 | 3,540 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $68,787,000 | 6,031 |
| Cash and due from depository institutions | $2,161,000 | 6,064 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $15,358,000 | 5,504 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 5,283 |
| Net loans & leases | $48,519,000 | 5,531 |
| Loan loss allowance | $484,000 | 6,141 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $659,000 | 6,668 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $165,000 | 2,639 |
| All other assets | $1,575,000 | 5,416 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $68,787,000 | 6,031 |
| Total liabilities | $62,887,000 | 5,950 |
| Total deposits | $62,593,000 | 5,719 |
| Interest-bearing deposits | $53,319,000 | 5,702 |
| Deposits held in domestic offices | $62,593,000 | 5,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $294,000 | 5,913 |
| Total equity capital | $5,900,000 | 6,703 |
| Total bank equity capital | $5,900,000 | 6,703 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $5,245,000 | 3,322 |
| Undivided profits | $555,000 | 7,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $401,000 | 6,008 |
| Earning assets | $64,227,000 | 5,952 |
| Long-term assets (5+ years) | $4,913,000 | 6,262 |
| Average Assets, year-to-date | $71,195,330 | 5,879 |
| Average Assets, quarterly | $69,713,000 | 5,980 |
| Volatile liabilities | $2,349,000 | 8,215 |
| Insider loans | $1,255,000 | 3,603 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,909,000 | 3,593 |
| Tier 1 (core) risk-based capital | $5,668,000 | 6,768 |
| Tier 2 risk-based capital | $484,000 | 5,809 |
| Total risk weighted assets | $54,139,000 | 5,409 |
| Total unused commitments | $14,909,000 | 3,594 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $70,639,000 | 5,960 |
| Cash and due from depository institutions | $2,995,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $17,705,000 | 5,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $47,547,000 | 5,547 |
| Loan loss allowance | $485,000 | 6,134 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $656,000 | 6,678 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $165,000 | 2,630 |
| All other assets | $1,571,000 | 5,252 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $70,639,000 | 5,960 |
| Total liabilities | $64,778,000 | 5,863 |
| Total deposits | $64,041,000 | 5,657 |
| Interest-bearing deposits | $54,070,000 | 5,676 |
| Deposits held in domestic offices | $64,041,000 | 5,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 2,936 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $437,000 | 5,242 |
| Total equity capital | $5,861,000 | 6,816 |
| Total bank equity capital | $5,861,000 | 6,816 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $5,245,000 | 3,282 |
| Undivided profits | $516,000 | 7,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $413,000 | 5,839 |
| Earning assets | $65,252,000 | 5,933 |
| Long-term assets (5+ years) | $5,156,000 | 6,168 |
| Average Assets, year-to-date | $72,399,500 | 5,853 |
| Average Assets, quarterly | $72,399,500 | 5,853 |
| Volatile liabilities | $2,247,000 | 8,255 |
| Insider loans | $1,244,000 | 3,567 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,892,000 | 3,831 |
| Tier 1 (core) risk-based capital | $5,420,000 | 6,884 |
| Tier 2 risk-based capital | $485,000 | 5,770 |
| Total risk weighted assets | $53,833,000 | 5,359 |
| Total unused commitments | $12,892,000 | 3,835 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $74,160,000 | 5,799 |
| Cash and due from depository institutions | $3,086,000 | 6,075 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $23,430,000 | 4,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $45,358,000 | 5,675 |
| Loan loss allowance | $512,000 | 5,950 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $673,000 | 6,663 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $165,000 | 2,626 |
| All other assets | $1,448,000 | 5,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,160,000 | 5,799 |
| Total liabilities | $67,801,000 | 5,714 |
| Total deposits | $67,408,000 | 5,474 |
| Interest-bearing deposits | $57,420,000 | 5,453 |
| Deposits held in domestic offices | $67,408,000 | 5,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $393,000 | 5,380 |
| Total equity capital | $6,359,000 | 6,476 |
| Total bank equity capital | $6,359,000 | 6,476 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $5,082,000 | 3,328 |
| Undivided profits | $1,177,000 | 7,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $385,000 | 6,217 |
| Earning assets | $68,788,000 | 5,742 |
| Long-term assets (5+ years) | $5,417,000 | 6,104 |
| Average Assets, year-to-date | $72,801,600 | 5,731 |
| Average Assets, quarterly | $73,474,000 | 5,792 |
| Volatile liabilities | $1,740,000 | 8,521 |
| Insider loans | $503,000 | 5,453 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,846,000 | 4,822 |
| Tier 1 (core) risk-based capital | $5,966,000 | 6,533 |
| Tier 2 risk-based capital | $512,000 | 5,624 |
| Total risk weighted assets | $51,034,000 | 5,521 |
| Total unused commitments | $7,846,000 | 4,825 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $72,788,000 | 5,855 |
| Cash and due from depository institutions | $2,480,000 | 6,112 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $19,452,000 | 4,806 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,146 |
| Net loans & leases | $44,693,000 | 5,710 |
| Loan loss allowance | $496,000 | 6,084 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $682,000 | 6,662 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $165,000 | 2,597 |
| All other assets | $1,466,000 | 5,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,788,000 | 5,855 |
| Total liabilities | $66,649,000 | 5,772 |
| Total deposits | $66,160,000 | 5,537 |
| Interest-bearing deposits | $56,291,000 | 5,525 |
| Deposits held in domestic offices | $66,160,000 | 5,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $489,000 | 5,100 |
| Total equity capital | $6,139,000 | 6,582 |
| Total bank equity capital | $6,139,000 | 6,582 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $5,082,000 | 3,269 |
| Undivided profits | $957,000 | 7,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $381,000 | 6,422 |
| Earning assets | $67,995,000 | 5,778 |
| Long-term assets (5+ years) | $4,532,000 | 6,393 |
| Average Assets, year-to-date | $72,462,000 | 5,775 |
| Average Assets, quarterly | $73,618,000 | 5,792 |
| Volatile liabilities | $1,842,000 | 8,546 |
| Insider loans | $405,000 | 5,856 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,764,000 | 4,565 |
| Tier 1 (core) risk-based capital | $5,702,000 | 6,704 |
| Tier 2 risk-based capital | $496,000 | 5,730 |
| Total risk weighted assets | $49,757,000 | 5,600 |
| Total unused commitments | $8,764,000 | 4,571 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 22 | 6,121 |
| Assets and Liabilities | ||
| Total Assets: | $74,448,000 | 5,766 |
| Cash and due from depository institutions | $3,338,000 | 6,121 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $21,383,000 | 4,490 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,568 |
| Net loans & leases | $46,154,000 | 5,605 |
| Loan loss allowance | $498,000 | 6,071 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $654,000 | 6,722 |
| Other real estate owned | $0 | 6,121 |
| Goodwill and other intangibles | $165,000 | 2,554 |
| All other assets | $1,554,000 | 5,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,448,000 | 5,766 |
| Total liabilities | $68,456,000 | 5,677 |
| Total deposits | $68,045,000 | 5,440 |
| Interest-bearing deposits | $57,503,000 | 5,450 |
| Deposits held in domestic offices | $68,045,000 | 5,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $411,000 | 5,638 |
| Total equity capital | $5,992,000 | 6,687 |
| Total bank equity capital | $5,992,000 | 6,687 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $5,082,000 | 3,229 |
| Undivided profits | $810,000 | 7,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $385,000 | 6,247 |
| Earning assets | $68,737,000 | 5,726 |
| Long-term assets (5+ years) | $2,246,000 | 7,178 |
| Average Assets, year-to-date | $72,353,330 | 5,788 |
| Average Assets, quarterly | $72,568,000 | 5,814 |
| Volatile liabilities | $1,937,000 | 8,540 |
| Insider loans | $214,000 | 6,751 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,132,000 | 4,430 |
| Tier 1 (core) risk-based capital | $5,478,000 | 6,788 |
| Tier 2 risk-based capital | $498,000 | 5,706 |
| Total risk weighted assets | $51,191,000 | 5,474 |
| Total unused commitments | $9,132,000 | 4,440 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $70,688,000 | 5,882 |
| Cash and due from depository institutions | $2,642,000 | 6,250 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $19,120,000 | 4,804 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,409 |
| Net loans & leases | $44,776,000 | 5,634 |
| Loan loss allowance | $490,000 | 6,073 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $574,000 | 6,968 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $165,000 | 2,543 |
| All other assets | $1,561,000 | 5,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,688,000 | 5,882 |
| Total liabilities | $64,983,000 | 5,779 |
| Total deposits | $64,515,000 | 5,576 |
| Interest-bearing deposits | $54,443,000 | 5,638 |
| Deposits held in domestic offices | $64,515,000 | 5,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $468,000 | 5,330 |
| Total equity capital | $5,705,000 | 6,784 |
| Total bank equity capital | $5,705,000 | 6,784 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $4,737,000 | 3,393 |
| Undivided profits | $868,000 | 7,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $390,000 | 6,265 |
| Earning assets | $65,746,000 | 5,821 |
| Long-term assets (5+ years) | $2,694,000 | 6,935 |
| Average Assets, year-to-date | $71,306,000 | 5,826 |
| Average Assets, quarterly | $71,306,000 | 5,826 |
| Volatile liabilities | $1,734,000 | 8,658 |
| Insider loans | $215,000 | 6,751 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,935,000 | 5,302 |
| Tier 1 (core) risk-based capital | $5,237,000 | 6,897 |
| Tier 2 risk-based capital | $490,000 | 5,710 |
| Total risk weighted assets | $48,114,000 | 5,638 |
| Total unused commitments | $5,935,000 | 5,317 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $71,924,000 | 5,817 |
| Cash and due from depository institutions | $2,933,000 | 6,103 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $18,075,000 | 4,943 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,055 |
| Net loans & leases | $45,745,000 | 5,570 |
| Loan loss allowance | $480,000 | 6,100 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $546,000 | 7,058 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $165,000 | 2,500 |
| All other assets | $1,560,000 | 5,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,924,000 | 5,817 |
| Total liabilities | $65,423,000 | 5,743 |
| Total deposits | $64,811,000 | 5,523 |
| Interest-bearing deposits | $53,967,000 | 5,616 |
| Deposits held in domestic offices | $64,811,000 | 5,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $612,000 | 4,647 |
| Total equity capital | $6,501,000 | 6,290 |
| Total bank equity capital | $6,501,000 | 6,290 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $4,737,000 | 3,356 |
| Undivided profits | $1,664,000 | 6,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $417,000 | 6,214 |
| Earning assets | $66,720,000 | 5,745 |
| Long-term assets (5+ years) | $3,345,000 | 6,663 |
| Average Assets, year-to-date | $70,116,000 | 5,724 |
| Average Assets, quarterly | $71,104,500 | 5,818 |
| Volatile liabilities | $1,588,000 | 8,759 |
| Insider loans | $196,000 | 6,904 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,921,000 | 5,210 |
| Tier 1 (core) risk-based capital | $5,983,000 | 6,372 |
| Tier 2 risk-based capital | $480,000 | 5,764 |
| Total risk weighted assets | $48,633,000 | 5,576 |
| Total unused commitments | $5,921,000 | 5,215 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $68,682,000 | 5,874 |
| Cash and due from depository institutions | $5,448,000 | 6,455 |
| Interest-bearing balances | $1,983,000 | 2,293 |
| Securities | $16,247,000 | 5,162 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 4,307 |
| Net loans & leases | $43,119,000 | 5,708 |
| Loan loss allowance | $450,000 | 6,152 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $540,000 | 7,197 |
| Other real estate owned | $82,000 | 6,455 |
| Goodwill and other intangibles | $165,000 | 2,446 |
| All other assets | $556,000 | 8,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,682,000 | 5,874 |
| Total liabilities | $63,054,000 | 5,794 |
| Total deposits | $62,565,000 | 5,540 |
| Interest-bearing deposits | $52,344,000 | 5,625 |
| Deposits held in domestic offices | $62,565,000 | 5,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $489,000 | 5,478 |
| Total equity capital | $5,628,000 | 6,668 |
| Total bank equity capital | $5,628,000 | 6,668 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $4,301,000 | 3,473 |
| Undivided profits | $1,227,000 | 7,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $395,000 | 6,727 |
| Earning assets | $63,874,000 | 5,805 |
| Long-term assets (5+ years) | $3,599,000 | 6,670 |
| Average Assets, year-to-date | $64,949,000 | 5,879 |
| Average Assets, quarterly | $67,386,000 | 5,900 |
| Volatile liabilities | $1,493,000 | 9,008 |
| Insider loans | $165,000 | 7,191 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,230,000 | 5,422 |
| Tier 1 (core) risk-based capital | $5,278,000 | 6,728 |
| Tier 2 risk-based capital | $450,000 | 5,834 |
| Total risk weighted assets | $44,624,000 | 5,770 |
| Total unused commitments | $5,230,000 | 5,429 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $63,588,000 | 6,021 |
| Cash and due from depository institutions | $2,508,000 | 6,224 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $13,234,000 | 5,936 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,323 |
| Net loans & leases | $43,319,000 | 5,655 |
| Loan loss allowance | $443,000 | 6,116 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $660,000 | 6,927 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $193,000 | 2,339 |
| All other assets | $574,000 | 7,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,588,000 | 6,021 |
| Total liabilities | $57,823,000 | 5,954 |
| Total deposits | $57,011,000 | 5,736 |
| Interest-bearing deposits | $46,865,000 | 5,879 |
| Deposits held in domestic offices | $57,011,000 | 5,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $311,000 | 3,371 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $501,000 | 5,784 |
| Total equity capital | $5,765,000 | 6,515 |
| Total bank equity capital | $5,765,000 | 6,515 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $4,323,000 | 3,404 |
| Undivided profits | $1,342,000 | 7,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $302,000 | 6,903 |
| Earning assets | $59,653,000 | 5,943 |
| Long-term assets (5+ years) | $2,359,000 | 7,152 |
| Average Assets, year-to-date | $61,502,600 | 5,954 |
| Average Assets, quarterly | $62,293,000 | 6,040 |
| Volatile liabilities | $1,706,000 | 9,055 |
| Insider loans | $103,000 | 7,859 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,809,000 | 6,658 |
| Tier 1 (core) risk-based capital | $5,478,000 | 6,608 |
| Tier 2 risk-based capital | $443,000 | 5,804 |
| Total risk weighted assets | $42,834,000 | 5,852 |
| Total unused commitments | $2,809,000 | 6,663 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $62,299,000 | 6,106 |
| Cash and due from depository institutions | $3,068,000 | 6,562 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,220,000 | 5,332 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 4,488 |
| Net loans & leases | $39,228,000 | 5,907 |
| Loan loss allowance | $428,000 | 6,205 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $720,000 | 6,899 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $225,000 | 2,340 |
| All other assets | $528,000 | 8,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,299,000 | 6,106 |
| Total liabilities | $56,983,000 | 6,029 |
| Total deposits | $56,539,000 | 5,789 |
| Interest-bearing deposits | $48,432,000 | 5,771 |
| Deposits held in domestic offices | $56,539,000 | 5,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $444,000 | 5,734 |
| Total equity capital | $5,316,000 | 6,736 |
| Total bank equity capital | $5,316,000 | 6,736 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $4,323,000 | 3,369 |
| Undivided profits | $893,000 | 7,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 8,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $252,000 | 7,067 |
| Earning assets | $57,758,000 | 6,037 |
| Long-term assets (5+ years) | $1,642,000 | 7,888 |
| Average Assets, year-to-date | $59,748,000 | 6,086 |
| Average Assets, quarterly | $61,311,500 | 6,112 |
| Volatile liabilities | $1,112,000 | 9,579 |
| Insider loans | $96,000 | 8,049 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,222,000 | 4,537 |
| Tier 1 (core) risk-based capital | $5,183,000 | 6,854 |
| Tier 2 risk-based capital | $428,000 | 5,829 |
| Total risk weighted assets | $41,117,400 | 5,883 |
| Total unused commitments | $7,222,000 | 4,541 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $59,384,000 | 6,320 |
| Cash and due from depository institutions | $1,780,000 | 6,706 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $14,113,000 | 5,999 |
| Federal funds sold & reverse repurchase agreements | $4,310,000 | 3,808 |
| Net loans & leases | $37,679,000 | 5,916 |
| Loan loss allowance | $407,000 | 6,331 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $764,000 | 6,705 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $252,000 | 2,227 |
| All other assets | $486,000 | 8,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,384,000 | 6,320 |
| Total liabilities | $53,555,000 | 6,275 |
| Total deposits | $52,954,000 | 6,091 |
| Interest-bearing deposits | $44,934,000 | 6,127 |
| Deposits held in domestic offices | $52,954,000 | 6,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,000 | 3,187 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $563,000 | 5,349 |
| Total equity capital | $5,829,000 | 6,494 |
| Total bank equity capital | $5,829,000 | 6,494 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $4,792,000 | 2,985 |
| Undivided profits | $937,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $253,000 | 7,185 |
| Earning assets | $56,102,000 | 6,221 |
| Long-term assets (5+ years) | $1,794,000 | 7,867 |
| Average Assets, year-to-date | $56,140,000 | 6,307 |
| Average Assets, quarterly | $57,724,500 | 6,350 |
| Volatile liabilities | $658,000 | 10,006 |
| Insider loans | $106,000 | 8,016 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,144,000 | 4,824 |
| Tier 1 (core) risk-based capital | $5,521,000 | 6,531 |
| Tier 2 risk-based capital | $407,000 | 5,931 |
| Total risk weighted assets | $37,834,400 | 6,089 |
| Total unused commitments | $6,144,000 | 4,829 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $56,927,000 | 6,573 |
| Cash and due from depository institutions | $2,289,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,796,000 | 6,601 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 4,821 |
| Net loans & leases | $38,219,000 | 5,974 |
| Loan loss allowance | $418,000 | 6,392 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $760,000 | 6,762 |
| Other real estate owned | $21,000 | 7,112 |
| Goodwill and other intangibles | $279,000 | 2,104 |
| All other assets | $453,000 | 8,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,927,000 | 6,573 |
| Total liabilities | $51,035,000 | 6,542 |
| Total deposits | $50,329,000 | 6,376 |
| Interest-bearing deposits | $44,058,000 | 6,271 |
| Deposits held in domestic offices | $50,329,000 | 6,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,000 | 3,666 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $647,000 | 4,957 |
| Total equity capital | $5,892,000 | 6,463 |
| Total bank equity capital | $5,892,000 | 6,463 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $4,792,000 | 2,896 |
| Undivided profits | $1,000,000 | 8,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 7,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $260,000 | 7,348 |
| Earning assets | $53,125,000 | 6,482 |
| Long-term assets (5+ years) | $3,728,000 | 6,631 |
| Average Assets, year-to-date | $55,613,600 | 6,468 |
| Average Assets, quarterly | $55,719,500 | 6,600 |
| Volatile liabilities | $2,676,000 | 8,749 |
| Insider loans | $151,000 | 7,886 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,283,000 | 8,335 |
| Tier 1 (core) risk-based capital | $5,568,000 | 6,572 |
| Tier 2 risk-based capital | $418,000 | 5,839 |
| Total risk weighted assets | $37,056,200 | 6,232 |
| Total unused commitments | $1,283,000 | 8,346 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $56,774,000 | 6,741 |
| Cash and due from depository institutions | $2,000,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,512,000 | 6,844 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,998 |
| Net loans & leases | $37,695,000 | 6,087 |
| Loan loss allowance | $409,000 | 6,702 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $821,000 | 6,648 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $306,000 | 1,925 |
| All other assets | $495,000 | 8,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,774,000 | 6,741 |
| Total liabilities | $50,581,000 | 6,752 |
| Total deposits | $48,478,000 | 6,738 |
| Interest-bearing deposits | $42,249,000 | 6,638 |
| Deposits held in domestic offices | $48,478,000 | 6,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,241,000 | 2,624 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $862,000 | 3,951 |
| Total equity capital | $6,193,000 | 6,315 |
| Total bank equity capital | $6,193,000 | 6,315 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $4,792,000 | 2,969 |
| Undivided profits | $1,301,000 | 8,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $272,000 | 7,313 |
| Earning assets | $53,152,000 | 6,658 |
| Long-term assets (5+ years) | $3,081,000 | 6,969 |
| Average Assets, year-to-date | $55,279,200 | 6,690 |
| Average Assets, quarterly | $56,129,000 | 6,745 |
| Volatile liabilities | $2,847,000 | 8,701 |
| Insider loans | $110,000 | 8,682 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,330,000 | 8,332 |
| Tier 1 (core) risk-based capital | $5,841,000 | 6,479 |
| Tier 2 risk-based capital | $409,000 | 6,035 |
| Total risk weighted assets | $36,390,800 | 6,377 |
| Total unused commitments | $1,330,000 | 8,342 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $55,036,000 | 7,013 |
| Cash and due from depository institutions | $1,213,000 | 6,632 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,177,000 | 6,932 |
| Federal funds sold & reverse repurchase agreements | $2,625,000 | 4,743 |
| Net loans & leases | $35,253,000 | 6,346 |
| Loan loss allowance | $410,000 | 6,861 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $943,000 | 6,259 |
| Other real estate owned | $7,000 | 6,632 |
| Goodwill and other intangibles | $333,000 | 1,766 |
| All other assets | $485,000 | 9,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,036,000 | 7,013 |
| Total liabilities | $49,284,000 | 7,038 |
| Total deposits | $47,752,000 | 6,979 |
| Interest-bearing deposits | $42,258,000 | 6,804 |
| Deposits held in domestic offices | $47,752,000 | 6,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $819,000 | 2,817 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $713,000 | 4,812 |
| Total equity capital | $5,752,000 | 6,740 |
| Total bank equity capital | $5,752,000 | 6,740 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $4,792,000 | 2,974 |
| Undivided profits | $860,000 | 9,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 8,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $274,000 | 7,516 |
| Earning assets | $52,055,000 | 6,868 |
| Long-term assets (5+ years) | $5,057,000 | 5,767 |
| Average Assets, year-to-date | $53,549,600 | 6,940 |
| Average Assets, quarterly | $54,272,000 | 7,020 |
| Volatile liabilities | $3,625,000 | 7,973 |
| Insider loans | $79,000 | 9,464 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $500,000 | 10,002 |
| Tier 1 (core) risk-based capital | $5,325,000 | 6,946 |
| Tier 2 risk-based capital | $410,000 | 6,081 |
| Total risk weighted assets | $34,677,600 | 6,582 |
| Total unused commitments | $500,000 | 10,013 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $54,119,000 | 7,134 |
| Cash and due from depository institutions | $2,102,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,730,000 | 6,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $32,432,000 | 6,691 |
| Loan loss allowance | $417,000 | 6,948 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $958,000 | 6,248 |
| Other real estate owned | $7,000 | 6,864 |
| Goodwill and other intangibles | $360,000 | 1,619 |
| All other assets | $530,000 | 9,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,119,000 | 7,134 |
| Total liabilities | $48,120,000 | 7,204 |
| Total deposits | $44,182,000 | 7,390 |
| Interest-bearing deposits | $38,494,000 | 7,266 |
| Deposits held in domestic offices | $44,182,000 | 7,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,886,000 | 2,328 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $275,000 | 4,208 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $777,000 | 3,684 |
| Total equity capital | $5,999,000 | 6,278 |
| Total bank equity capital | $5,999,000 | 6,278 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $4,792,000 | 2,876 |
| Undivided profits | $1,107,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $240,000 | 7,660 |
| Earning assets | $50,162,000 | 7,040 |
| Long-term assets (5+ years) | $7,627,000 | 4,840 |
| Average Assets, year-to-date | $54,480,200 | 6,979 |
| Average Assets, quarterly | $54,277,000 | 7,085 |
| Volatile liabilities | $5,011,000 | 6,735 |
| Insider loans | $107,000 | 9,343 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,340,000 | 8,500 |
| Tier 1 (core) risk-based capital | $5,525,000 | 6,759 |
| Tier 2 risk-based capital | $398,980 | 6,247 |
| Total risk weighted assets | $31,899,380 | 6,956 |
| Total unused commitments | $1,340,000 | 8,512 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $54,987,000 | 7,268 |
| Cash and due from depository institutions | $2,107,000 | 6,938 |
| Interest-bearing balances | $189,000 | 5,834 |
| Securities | $20,536,000 | 6,019 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,129 |
| Net loans & leases | $28,677,000 | 7,212 |
| Loan loss allowance | $777,000 | 4,585 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,041,000 | 5,968 |
| Other real estate owned | $12,000 | 6,938 |
| Goodwill and other intangibles | $316,000 | 1,592 |
| All other assets | $498,000 | 9,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,987,000 | 7,268 |
| Total liabilities | $49,347,000 | 7,295 |
| Total deposits | $48,570,000 | 7,205 |
| Interest-bearing deposits | $43,229,000 | 6,998 |
| Deposits held in domestic offices | $48,570,000 | 7,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $204,000 | 4,012 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $573,000 | 4,845 |
| Total equity capital | $5,640,000 | 6,687 |
| Total bank equity capital | $5,640,000 | 6,687 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $4,792,000 | 2,812 |
| Undivided profits | $748,000 | 10,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $192,000 | 8,348 |
| Earning assets | $51,202,000 | 7,170 |
| Long-term assets (5+ years) | $12,412,000 | 3,785 |
| Average Assets, year-to-date | $56,019,600 | 7,013 |
| Average Assets, quarterly | $54,866,500 | 7,220 |
| Volatile liabilities | $1,954,000 | 9,765 |
| Insider loans | $127,000 | 9,311 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $5,324,000 | 6,863 |
| Tier 2 risk-based capital | $378,700 | 6,544 |
| Total risk weighted assets | $29,898,000 | 7,296 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $42,223,000 | 8,705 |
| Cash and due from depository institutions | $1,619,000 | 8,413 |
| Interest-bearing balances | $95,000 | 7,369 |
| Securities | $14,829,000 | 7,414 |
| Federal funds sold & reverse repurchase agreements | $4,680,000 | 3,483 |
| Net loans & leases | $20,324,000 | 8,845 |
| Loan loss allowance | $655,000 | 5,287 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $156,000 | 12,046 |
| Other real estate owned | $30,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $585,000 | 8,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,223,000 | 8,705 |
| Total liabilities | $39,544,000 | 8,563 |
| Total deposits | $35,758,000 | 8,903 |
| Interest-bearing deposits | $32,084,000 | 8,707 |
| Deposits held in domestic offices | $35,758,000 | 8,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $315,000 | 3,529 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,471,000 | 1,223 |
| Total equity capital | $2,679,000 | 10,267 |
| Total bank equity capital | $2,679,000 | 10,267 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,725,000 | 6,051 |
| Undivided profits | $854,000 | 9,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 6,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $153,000 | 9,934 |
| Earning assets | $39,928,000 | 8,517 |
| Long-term assets (5+ years) | $7,130,000 | 5,373 |
| Average Assets, year-to-date | $40,140,800 | 8,819 |
| Average Assets, quarterly | $41,206,500 | 8,784 |
| Volatile liabilities | $1,625,000 | 10,574 |
| Insider loans | $147,000 | 4,718 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,679,000 | 10,208 |
| Tier 2 risk-based capital | $267,370 | 8,131 |
| Total risk weighted assets | $21,002,170 | 9,079 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |