Home > Rural American Bank - Braham > Income and Expense
Rural American Bank - Braham, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 4,834 |
| Total interest expense | $1,009,000 | 5,203 |
| Net interest income | $3,957,000 | 4,614 |
| Provision for loan and lease losses | $365,000 | 4,575 |
| Total noninterest income | $695,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $308,000 | 3,582 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $387,000 | 3,572 |
| Total noninterest expense | $3,027,000 | 4,998 |
| Salaries and employee benefits | $1,395,000 | 5,262 |
| Premises and equipment expense | $284,000 | 5,544 |
| Additional noninterest expense | $1,348,000 | 4,296 |
| Pre-tax net operating income | $1,260,000 | 3,017 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $1,271,000 | 2,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,271,000 | 2,799 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,271,000 | 2,803 |
| Net charge-offs | $187,000 | 4,830 |
| Cash dividends | $1,405,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,259,000 | 2,711 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,924 |
| Total interest expense | $778,000 | 5,288 |
| Net interest income | $2,961,000 | 4,685 |
| Provision for loan and lease losses | $240,000 | 4,632 |
| Total noninterest income | $494,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $225,000 | 3,709 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $269,000 | 3,717 |
| Total noninterest expense | $2,261,000 | 5,033 |
| Salaries and employee benefits | $1,058,000 | 5,267 |
| Premises and equipment expense | $217,000 | 5,549 |
| Additional noninterest expense | $986,000 | 4,333 |
| Pre-tax net operating income | $954,000 | 3,178 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $960,000 | 2,958 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $960,000 | 2,954 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $960,000 | 2,957 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $1,341,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $954,000 | 2,843 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 4,972 |
| Total interest expense | $530,000 | 5,345 |
| Net interest income | $1,950,000 | 4,729 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $301,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $150,000 | 3,692 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $151,000 | 3,975 |
| Total noninterest expense | $1,535,000 | 5,002 |
| Salaries and employee benefits | $701,000 | 5,313 |
| Premises and equipment expense | $157,000 | 5,413 |
| Additional noninterest expense | $677,000 | 4,257 |
| Pre-tax net operating income | $566,000 | 3,420 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $566,000 | 3,180 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $566,000 | 3,175 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $566,000 | 3,178 |
| Net charge-offs | $-49,000 | 7,697 |
| Cash dividends | $1,279,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $566,000 | 3,070 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,063 |
| Total interest expense | $272,000 | 5,419 |
| Net interest income | $956,000 | 4,799 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $171,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $96,000 | 3,585 |
| Total noninterest expense | $799,000 | 4,924 |
| Salaries and employee benefits | $361,000 | 5,264 |
| Premises and equipment expense | $80,000 | 5,439 |
| Additional noninterest expense | $358,000 | 4,080 |
| Pre-tax net operating income | $233,000 | 3,805 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $233,000 | 3,614 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $233,000 | 3,611 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $233,000 | 3,613 |
| Net charge-offs | $-58,000 | 7,803 |
| Cash dividends | $1,178,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $233,000 | 3,485 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,005 |
| Total interest expense | $1,320,000 | 5,451 |
| Net interest income | $3,897,000 | 4,630 |
| Provision for loan and lease losses | $218,000 | 5,689 |
| Total noninterest income | $615,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $340,000 | 3,642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $275,000 | 4,099 |
| Total noninterest expense | $2,939,000 | 5,250 |
| Salaries and employee benefits | $1,338,000 | 5,526 |
| Premises and equipment expense | $276,000 | 5,831 |
| Additional noninterest expense | $1,325,000 | 4,451 |
| Pre-tax net operating income | $1,355,000 | 2,513 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $1,350,000 | 2,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,350,000 | 2,275 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,350,000 | 2,276 |
| Net charge-offs | $434,000 | 3,976 |
| Cash dividends | $684,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,350,000 | 2,247 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 5,066 |
| Total interest expense | $1,003,000 | 5,551 |
| Net interest income | $2,929,000 | 4,654 |
| Provision for loan and lease losses | $185,000 | 5,248 |
| Total noninterest income | $513,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $256,000 | 3,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $257,000 | 3,857 |
| Total noninterest expense | $2,395,000 | 5,004 |
| Salaries and employee benefits | $1,078,000 | 5,361 |
| Premises and equipment expense | $206,000 | 5,905 |
| Additional noninterest expense | $1,111,000 | 4,092 |
| Pre-tax net operating income | $862,000 | 2,996 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $860,000 | 2,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $860,000 | 2,736 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $860,000 | 2,739 |
| Net charge-offs | $240,000 | 4,024 |
| Cash dividends | $630,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $860,000 | 2,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 5,134 |
| Total interest expense | $673,000 | 5,665 |
| Net interest income | $1,927,000 | 4,697 |
| Provision for loan and lease losses | $115,000 | 5,173 |
| Total noninterest income | $303,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $169,000 | 3,647 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $1,565,000 | 5,123 |
| Salaries and employee benefits | $742,000 | 5,324 |
| Premises and equipment expense | $138,000 | 5,946 |
| Additional noninterest expense | $685,000 | 4,325 |
| Pre-tax net operating income | $550,000 | 3,149 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $548,000 | 2,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 2,928 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $548,000 | 2,929 |
| Net charge-offs | $181,000 | 3,554 |
| Cash dividends | $576,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $548,000 | 2,822 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 5,128 |
| Total interest expense | $357,000 | 5,633 |
| Net interest income | $960,000 | 4,687 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $162,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $81,000 | 3,683 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $776,000 | 5,060 |
| Salaries and employee benefits | $396,000 | 5,178 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $309,000 | 4,321 |
| Pre-tax net operating income | $246,000 | 3,664 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $244,000 | 3,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 3,487 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $244,000 | 3,487 |
| Net charge-offs | $131,000 | 2,561 |
| Cash dividends | $522,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $244,000 | 3,342 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 4,996 |
| Total interest expense | $1,901,000 | 5,434 |
| Net interest income | $3,961,000 | 4,604 |
| Provision for loan and lease losses | $853,000 | 2,942 |
| Total noninterest income | $600,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $363,000 | 3,645 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $237,000 | 4,550 |
| Total noninterest expense | $2,920,000 | 5,205 |
| Salaries and employee benefits | $1,582,000 | 5,169 |
| Premises and equipment expense | $302,000 | 5,779 |
| Additional noninterest expense | $1,036,000 | 4,721 |
| Pre-tax net operating income | $788,000 | 4,195 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $788,000 | 3,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $788,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,664 |
| Cash dividends | $2,057,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $788,000 | 3,857 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 5,027 |
| Total interest expense | $1,492,000 | 5,445 |
| Net interest income | $2,978,000 | 4,640 |
| Provision for loan and lease losses | $372,000 | 3,194 |
| Total noninterest income | $456,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $284,000 | 3,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 4,722 |
| Total noninterest expense | $2,152,000 | 5,242 |
| Salaries and employee benefits | $1,196,000 | 5,167 |
| Premises and equipment expense | $235,000 | 5,710 |
| Additional noninterest expense | $721,000 | 4,864 |
| Pre-tax net operating income | $910,000 | 3,851 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $910,000 | 3,295 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $910,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,457 |
| Cash dividends | $2,016,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $910,000 | 3,430 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 5,088 |
| Total interest expense | $1,031,000 | 5,502 |
| Net interest income | $1,965,000 | 4,673 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $305,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $196,000 | 3,530 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $109,000 | 4,902 |
| Total noninterest expense | $1,432,000 | 5,274 |
| Salaries and employee benefits | $804,000 | 5,198 |
| Premises and equipment expense | $160,000 | 5,703 |
| Additional noninterest expense | $468,000 | 4,942 |
| Pre-tax net operating income | $674,000 | 3,770 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $674,000 | 3,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,622 |
| Cash dividends | $1,911,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $674,000 | 3,345 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 5,101 |
| Total interest expense | $536,000 | 5,584 |
| Net interest income | $1,001,000 | 4,620 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $98,000 | 3,504 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $720,000 | 5,273 |
| Salaries and employee benefits | $398,000 | 5,248 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $243,000 | 4,780 |
| Pre-tax net operating income | $390,000 | 3,600 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $390,000 | 3,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $390,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,792,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $390,000 | 3,171 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,491,000 | 4,958 |
| Total interest expense | $2,295,000 | 5,503 |
| Net interest income | $4,196,000 | 4,489 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $596,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $379,000 | 3,628 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $217,000 | 4,895 |
| Total noninterest expense | $2,741,000 | 5,306 |
| Salaries and employee benefits | $1,540,000 | 5,224 |
| Premises and equipment expense | $337,000 | 5,506 |
| Additional noninterest expense | $864,000 | 5,082 |
| Pre-tax net operating income | $2,011,000 | 3,300 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,011,000 | 2,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,011,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,369 |
| Cash dividends | $1,046,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,011,000 | 2,791 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 6,940 |
| Total interest expense | $774,000 | 7,147 |
| Net interest income | $1,417,000 | 6,687 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $267,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,857 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $112,000 | 5,610 |
| Total noninterest expense | $903,000 | 7,338 |
| Salaries and employee benefits | $502,000 | 7,319 |
| Premises and equipment expense | $68,000 | 7,828 |
| Additional noninterest expense | $333,000 | 6,834 |
| Pre-tax net operating income | $741,000 | 5,003 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $741,000 | 4,510 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $741,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $755,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $741,000 | 4,505 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 7,026 |
| Total interest expense | $509,000 | 7,201 |
| Net interest income | $919,000 | 6,778 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $183,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $108,000 | 4,782 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $594,000 | 7,408 |
| Salaries and employee benefits | $331,000 | 7,389 |
| Premises and equipment expense | $40,000 | 7,995 |
| Additional noninterest expense | $223,000 | 6,855 |
| Pre-tax net operating income | $478,000 | 5,137 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $478,000 | 4,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $478,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $693,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $478,000 | 4,648 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 7,027 |
| Total interest expense | $250,000 | 7,251 |
| Net interest income | $472,000 | 6,736 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $87,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $312,000 | 7,350 |
| Salaries and employee benefits | $169,000 | 7,403 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $120,000 | 6,694 |
| Pre-tax net operating income | $232,000 | 5,212 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $232,000 | 4,736 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $232,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $630,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $232,000 | 4,717 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 6,952 |
| Total interest expense | $780,000 | 7,370 |
| Net interest income | $1,987,000 | 6,571 |
| Provision for loan and lease losses | $31,000 | 6,003 |
| Total noninterest income | $339,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $202,000 | 4,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $1,185,000 | 7,411 |
| Salaries and employee benefits | $637,000 | 7,477 |
| Premises and equipment expense | $75,000 | 8,085 |
| Additional noninterest expense | $473,000 | 6,659 |
| Pre-tax net operating income | $1,110,000 | 4,965 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,110,000 | 4,464 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,110,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $1,382,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,110,000 | 4,451 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 7,025 |
| Total interest expense | $542,000 | 7,486 |
| Net interest income | $1,506,000 | 6,621 |
| Provision for loan and lease losses | $28,000 | 5,719 |
| Total noninterest income | $253,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $150,000 | 5,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,795 |
| Total noninterest expense | $881,000 | 7,434 |
| Salaries and employee benefits | $470,000 | 7,508 |
| Premises and equipment expense | $58,000 | 8,100 |
| Additional noninterest expense | $353,000 | 6,679 |
| Pre-tax net operating income | $850,000 | 5,108 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $850,000 | 4,561 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $850,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $1,302,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $850,000 | 4,548 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 7,043 |
| Total interest expense | $326,000 | 7,596 |
| Net interest income | $1,025,000 | 6,602 |
| Provision for loan and lease losses | $19,000 | 5,586 |
| Total noninterest income | $170,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $584,000 | 7,477 |
| Salaries and employee benefits | $315,000 | 7,532 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $230,000 | 6,790 |
| Pre-tax net operating income | $592,000 | 5,024 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $592,000 | 4,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $592,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $1,189,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $592,000 | 4,466 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $667,000 | 7,052 |
| Total interest expense | $150,000 | 7,677 |
| Net interest income | $517,000 | 6,600 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $90,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $286,000 | 7,532 |
| Salaries and employee benefits | $159,000 | 7,526 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $313,000 | 4,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $313,000 | 4,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $980,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $313,000 | 4,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 6,981 |
| Total interest expense | $553,000 | 7,470 |
| Net interest income | $1,982,000 | 6,660 |
| Provision for loan and lease losses | $62,000 | 5,427 |
| Total noninterest income | $336,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $167,000 | 5,542 |
| Total noninterest expense | $1,110,000 | 7,548 |
| Salaries and employee benefits | $639,000 | 7,480 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $394,000 | 7,114 |
| Pre-tax net operating income | $1,146,000 | 5,009 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $165,000 | 4,904 |
| Income before extraordinary items | $981,000 | 4,876 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $981,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $559,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $981,000 | 4,847 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 7,039 |
| Total interest expense | $414,000 | 7,426 |
| Net interest income | $1,445,000 | 6,763 |
| Provision for loan and lease losses | $28,000 | 5,891 |
| Total noninterest income | $241,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 5,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,731 |
| Total noninterest expense | $829,000 | 7,559 |
| Salaries and employee benefits | $478,000 | 7,467 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $290,000 | 7,166 |
| Pre-tax net operating income | $829,000 | 5,250 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $664,000 | 5,213 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $664,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $559,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $664,000 | 5,176 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 7,065 |
| Total interest expense | $272,000 | 7,365 |
| Net interest income | $936,000 | 6,831 |
| Provision for loan and lease losses | $19,000 | 5,720 |
| Total noninterest income | $157,000 | 6,249 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $532,000 | 7,626 |
| Salaries and employee benefits | $298,000 | 7,626 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $192,000 | 7,170 |
| Pre-tax net operating income | $542,000 | 5,269 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $165,000 | 4,107 |
| Income before extraordinary items | $377,000 | 5,591 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $377,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $559,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $377,000 | 5,545 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,170 |
| Total interest expense | $136,000 | 7,340 |
| Net interest income | $446,000 | 7,003 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $80,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $258,000 | 7,745 |
| Salaries and employee benefits | $145,000 | 7,726 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $93,000 | 7,297 |
| Pre-tax net operating income | $259,000 | 5,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $159,000 | 3,012 |
| Income before extraordinary items | $100,000 | 6,899 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $100,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $559,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $100,000 | 6,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 7,119 |
| Total interest expense | $559,000 | 7,100 |
| Net interest income | $1,703,000 | 7,046 |
| Provision for loan and lease losses | $129,000 | 4,503 |
| Total noninterest income | $345,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $178,000 | 5,459 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $167,000 | 5,478 |
| Total noninterest expense | $1,033,000 | 7,752 |
| Salaries and employee benefits | $566,000 | 7,789 |
| Premises and equipment expense | $88,000 | 8,110 |
| Additional noninterest expense | $379,000 | 7,242 |
| Pre-tax net operating income | $886,000 | 5,531 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $326,000 | 4,057 |
| Income before extraordinary items | $560,000 | 6,113 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $560,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $482,000 | 3,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $560,000 | 6,044 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 7,166 |
| Total interest expense | $426,000 | 7,070 |
| Net interest income | $1,255,000 | 7,099 |
| Provision for loan and lease losses | $110,000 | 4,124 |
| Total noninterest income | $266,000 | 6,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $137,000 | 5,458 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 5,430 |
| Total noninterest expense | $780,000 | 7,703 |
| Salaries and employee benefits | $432,000 | 7,702 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $278,000 | 7,266 |
| Pre-tax net operating income | $631,000 | 5,757 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $228,000 | 4,240 |
| Income before extraordinary items | $403,000 | 6,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $403,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $482,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $403,000 | 6,226 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,231 |
| Total interest expense | $291,000 | 7,043 |
| Net interest income | $814,000 | 7,182 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $177,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $86,000 | 5,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 5,356 |
| Total noninterest expense | $520,000 | 7,746 |
| Salaries and employee benefits | $292,000 | 7,730 |
| Premises and equipment expense | $49,000 | 8,015 |
| Additional noninterest expense | $179,000 | 7,384 |
| Pre-tax net operating income | $451,000 | 5,565 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $163,000 | 4,118 |
| Income before extraordinary items | $288,000 | 6,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $482,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $288,000 | 6,048 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,300 |
| Total interest expense | $152,000 | 7,013 |
| Net interest income | $396,000 | 7,275 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $260,000 | 7,793 |
| Salaries and employee benefits | $150,000 | 7,700 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $229,000 | 5,501 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $148,000 | 6,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $148,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $482,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $148,000 | 5,921 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 7,242 |
| Total interest expense | $712,000 | 6,998 |
| Net interest income | $1,594,000 | 7,213 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $289,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $175,000 | 5,547 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $1,021,000 | 7,833 |
| Salaries and employee benefits | $580,000 | 7,780 |
| Premises and equipment expense | $90,000 | 8,193 |
| Additional noninterest expense | $351,000 | 7,440 |
| Pre-tax net operating income | $838,000 | 5,580 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $306,000 | 4,252 |
| Income before extraordinary items | $532,000 | 6,212 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $532,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,655 |
| Cash dividends | $540,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $532,000 | 6,051 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 7,323 |
| Total interest expense | $550,000 | 7,078 |
| Net interest income | $1,187,000 | 7,289 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $218,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $764,000 | 7,831 |
| Salaries and employee benefits | $438,000 | 7,721 |
| Premises and equipment expense | $70,000 | 8,163 |
| Additional noninterest expense | $256,000 | 7,504 |
| Pre-tax net operating income | $612,000 | 5,826 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $222,000 | 4,491 |
| Income before extraordinary items | $390,000 | 6,410 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $390,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $540,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $390,000 | 6,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 7,342 |
| Total interest expense | $380,000 | 7,103 |
| Net interest income | $795,000 | 7,295 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $141,000 | 6,767 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $59,000 | 6,287 |
| Total noninterest expense | $507,000 | 7,867 |
| Salaries and employee benefits | $290,000 | 7,773 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $170,000 | 7,511 |
| Pre-tax net operating income | $407,000 | 5,816 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $146,000 | 4,539 |
| Income before extraordinary items | $261,000 | 6,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $261,000 | 6,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $540,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $261,000 | 6,223 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,346 |
| Total interest expense | $195,000 | 7,150 |
| Net interest income | $398,000 | 7,309 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $269,000 | 7,762 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $92,000 | 7,360 |
| Pre-tax net operating income | $175,000 | 6,160 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $112,000 | 6,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $540,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $112,000 | 6,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 7,395 |
| Total interest expense | $875,000 | 7,269 |
| Net interest income | $1,584,000 | 7,295 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $296,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 5,833 |
| Total noninterest expense | $989,000 | 7,959 |
| Salaries and employee benefits | $573,000 | 7,830 |
| Premises and equipment expense | $91,000 | 8,298 |
| Additional noninterest expense | $325,000 | 7,621 |
| Pre-tax net operating income | $855,000 | 5,602 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $326,000 | 4,296 |
| Income before extraordinary items | $584,000 | 6,036 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $584,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $279,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $548,800 | 6,033 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 7,660 |
| Total interest expense | $1,037,000 | 7,951 |
| Net interest income | $1,546,000 | 7,245 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $173,000 | 5,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $122,000 | 5,970 |
| Total noninterest expense | $1,003,000 | 7,957 |
| Salaries and employee benefits | $556,000 | 7,884 |
| Premises and equipment expense | $92,000 | 8,424 |
| Additional noninterest expense | $355,000 | 7,477 |
| Pre-tax net operating income | $788,000 | 5,523 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $287,000 | 4,355 |
| Income before extraordinary items | $501,000 | 6,072 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $501,000 | 6,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,101 |
| Cash dividends | $745,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $501,000 | 5,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 7,676 |
| Total interest expense | $1,077,000 | 8,066 |
| Net interest income | $1,661,000 | 7,191 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $332,000 | 6,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $996,000 | 8,036 |
| Salaries and employee benefits | $575,000 | 7,837 |
| Premises and equipment expense | $84,000 | 8,716 |
| Additional noninterest expense | $337,000 | 7,651 |
| Pre-tax net operating income | $973,000 | 5,326 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $351,000 | 4,266 |
| Income before extraordinary items | $622,000 | 5,740 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $622,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $380,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $622,000 | 5,748 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 7,682 |
| Total interest expense | $1,098,000 | 7,915 |
| Net interest income | $1,625,000 | 7,343 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $605,000 | 4,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,115 |
| Total noninterest expense | $1,085,000 | 7,885 |
| Salaries and employee benefits | $560,000 | 7,973 |
| Premises and equipment expense | $72,000 | 9,182 |
| Additional noninterest expense | $453,000 | 6,880 |
| Pre-tax net operating income | $1,117,000 | 4,984 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $410,000 | 4,096 |
| Income before extraordinary items | $707,000 | 5,432 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $707,000 | 5,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $549,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $707,000 | 5,399 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 7,898 |
| Total interest expense | $1,084,000 | 8,192 |
| Net interest income | $1,587,000 | 7,495 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $300,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $974,000 | 8,199 |
| Salaries and employee benefits | $560,000 | 7,983 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $348,000 | 7,687 |
| Pre-tax net operating income | $871,000 | 5,837 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $322,000 | 4,980 |
| Income before extraordinary items | $549,000 | 6,332 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $549,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $546,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $549,000 | 6,218 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 8,283 |
| Total interest expense | $1,023,000 | 8,621 |
| Net interest income | $1,553,000 | 7,866 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $260,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $913,000 | 8,634 |
| Salaries and employee benefits | $581,000 | 8,047 |
| Premises and equipment expense | $64,000 | 9,853 |
| Additional noninterest expense | $268,000 | 8,654 |
| Pre-tax net operating income | $875,000 | 6,233 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $328,000 | 5,483 |
| Income before extraordinary items | $547,000 | 6,690 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $547,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $525,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $547,000 | 6,631 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 8,677 |
| Total interest expense | $1,021,000 | 8,938 |
| Net interest income | $1,491,000 | 8,289 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $279,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $913,000 | 9,019 |
| Salaries and employee benefits | $572,000 | 8,305 |
| Premises and equipment expense | $65,000 | 10,223 |
| Additional noninterest expense | $276,000 | 9,126 |
| Pre-tax net operating income | $833,000 | 6,354 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $308,000 | 5,745 |
| Income before extraordinary items | $525,000 | 6,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $525,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $470,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $525,000 | 6,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 9,060 |
| Total interest expense | $979,000 | 9,330 |
| Net interest income | $1,460,000 | 8,652 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $887,000 | 9,403 |
| Salaries and employee benefits | $546,000 | 8,748 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $259,000 | 9,735 |
| Pre-tax net operating income | $799,000 | 6,839 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $288,000 | 6,164 |
| Income before extraordinary items | $470,000 | 7,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $470,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $478,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $496,240 | 7,247 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 9,173 |
| Total interest expense | $889,000 | 9,185 |
| Net interest income | $1,457,000 | 8,998 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $264,000 | 7,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $911,000 | 9,731 |
| Salaries and employee benefits | $533,000 | 9,102 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $272,000 | 10,279 |
| Pre-tax net operating income | $778,000 | 6,986 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $297,000 | 5,908 |
| Income before extraordinary items | $478,000 | 7,472 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $478,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $495,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $479,920 | 7,507 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 9,396 |
| Total interest expense | $957,000 | 9,301 |
| Net interest income | $1,439,000 | 9,306 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $270,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $924,000 | 10,088 |
| Salaries and employee benefits | $544,000 | 9,277 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $276,000 | 10,747 |
| Pre-tax net operating income | $778,000 | 6,928 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $283,000 | 6,296 |
| Income before extraordinary items | $495,000 | 7,603 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $495,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $495,000 | 7,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 9,466 |
| Total interest expense | $1,278,000 | 9,327 |
| Net interest income | $1,456,000 | 9,424 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $909,000 | 10,431 |
| Salaries and employee benefits | $522,000 | 9,566 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $282,000 | 11,101 |
| Pre-tax net operating income | $755,000 | 6,801 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $526,000 | 7,120 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $567,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $855,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,400 | 6,730 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.