Home > Rural American Bank - Ada > Income and Expense
Rural American Bank - Ada, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 7,457 |
| Total interest expense | $175,000 | 7,997 |
| Net interest income | $822,000 | 7,124 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $88,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $60,000 | 6,007 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $477,000 | 7,824 |
| Salaries and employee benefits | $277,000 | 7,729 |
| Premises and equipment expense | $45,000 | 7,975 |
| Additional noninterest expense | $155,000 | 7,561 |
| Pre-tax net operating income | $433,000 | 5,785 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $343,000 | 5,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $343,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $563,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $343,000 | 5,786 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,554 |
| Total interest expense | $81,000 | 8,103 |
| Net interest income | $404,000 | 7,225 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $230,000 | 7,951 |
| Salaries and employee benefits | $136,000 | 7,817 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $214,000 | 5,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $87,000 | 3,995 |
| Income before extraordinary items | $127,000 | 6,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $127,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $563,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $127,000 | 6,410 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 7,467 |
| Total interest expense | $308,000 | 8,055 |
| Net interest income | $1,608,000 | 7,168 |
| Provision for loan and lease losses | $2,000 | 7,273 |
| Total noninterest income | $206,000 | 7,102 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $141,000 | 5,910 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $911,000 | 7,964 |
| Salaries and employee benefits | $526,000 | 7,909 |
| Premises and equipment expense | $84,000 | 8,156 |
| Additional noninterest expense | $301,000 | 7,697 |
| Pre-tax net operating income | $901,000 | 5,487 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $337,000 | 4,000 |
| Income before extraordinary items | $564,000 | 6,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $564,000 | 6,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $468,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $564,000 | 6,026 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 7,534 |
| Total interest expense | $225,000 | 8,125 |
| Net interest income | $1,187,000 | 7,222 |
| Provision for loan and lease losses | $2,000 | 7,053 |
| Total noninterest income | $156,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $109,000 | 5,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $695,000 | 7,928 |
| Salaries and employee benefits | $401,000 | 7,842 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $232,000 | 7,648 |
| Pre-tax net operating income | $646,000 | 5,710 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $241,000 | 4,147 |
| Income before extraordinary items | $405,000 | 6,294 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $405,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $468,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $405,000 | 6,219 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $928,000 | 7,596 |
| Total interest expense | $150,000 | 8,191 |
| Net interest income | $778,000 | 7,279 |
| Provision for loan and lease losses | $-1,000 | 8,826 |
| Total noninterest income | $108,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $463,000 | 7,977 |
| Salaries and employee benefits | $271,000 | 7,883 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $151,000 | 7,715 |
| Pre-tax net operating income | $424,000 | 5,719 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $159,000 | 4,153 |
| Income before extraordinary items | $265,000 | 6,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $468,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $265,000 | 6,231 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,635 |
| Total interest expense | $78,000 | 8,217 |
| Net interest income | $390,000 | 7,318 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $232,000 | 8,011 |
| Salaries and employee benefits | $136,000 | 7,906 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $205,000 | 5,768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $77,000 | 4,201 |
| Income before extraordinary items | $128,000 | 6,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $128,000 | 6,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $468,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $128,000 | 6,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 7,502 |
| Total interest expense | $412,000 | 8,072 |
| Net interest income | $1,620,000 | 7,180 |
| Provision for loan and lease losses | $3,000 | 7,580 |
| Total noninterest income | $198,000 | 7,373 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $130,000 | 6,142 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $874,000 | 8,132 |
| Salaries and employee benefits | $525,000 | 7,995 |
| Premises and equipment expense | $71,000 | 8,472 |
| Additional noninterest expense | $278,000 | 7,911 |
| Pre-tax net operating income | $941,000 | 5,325 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $361,000 | 3,974 |
| Income before extraordinary items | $580,000 | 6,015 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $580,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $570,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $580,000 | 5,851 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 7,574 |
| Total interest expense | $324,000 | 8,130 |
| Net interest income | $1,211,000 | 7,245 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $146,000 | 7,437 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $97,000 | 6,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,275 |
| Total noninterest expense | $655,000 | 8,134 |
| Salaries and employee benefits | $394,000 | 7,958 |
| Premises and equipment expense | $53,000 | 8,511 |
| Additional noninterest expense | $208,000 | 7,921 |
| Pre-tax net operating income | $699,000 | 5,507 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $267,000 | 4,145 |
| Income before extraordinary items | $432,000 | 6,179 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $432,000 | 6,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $570,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $432,000 | 6,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 7,617 |
| Total interest expense | $227,000 | 8,162 |
| Net interest income | $802,000 | 7,274 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $94,000 | 7,500 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $62,000 | 6,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $436,000 | 8,165 |
| Salaries and employee benefits | $263,000 | 7,984 |
| Premises and equipment expense | $35,000 | 8,530 |
| Additional noninterest expense | $138,000 | 7,946 |
| Pre-tax net operating income | $457,000 | 5,544 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $174,000 | 4,243 |
| Income before extraordinary items | $283,000 | 6,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $570,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $283,000 | 6,025 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,704 |
| Total interest expense | $117,000 | 8,214 |
| Net interest income | $392,000 | 7,348 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $218,000 | 8,188 |
| Salaries and employee benefits | $133,000 | 7,988 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $67,000 | 8,027 |
| Pre-tax net operating income | $211,000 | 5,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $570,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $130,000 | 6,189 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 7,668 |
| Total interest expense | $567,000 | 8,199 |
| Net interest income | $1,610,000 | 7,253 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $182,000 | 7,500 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $110,000 | 6,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $821,000 | 8,305 |
| Salaries and employee benefits | $486,000 | 8,195 |
| Premises and equipment expense | $69,000 | 8,615 |
| Additional noninterest expense | $266,000 | 8,064 |
| Pre-tax net operating income | $971,000 | 5,282 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $383,000 | 3,971 |
| Income before extraordinary items | $622,000 | 5,875 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $622,000 | 5,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $511,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $600,240 | 5,819 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 7,731 |
| Total interest expense | $1,009,000 | 8,005 |
| Net interest income | $1,513,000 | 7,300 |
| Provision for loan and lease losses | $2,000 | 8,184 |
| Total noninterest income | $193,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $128,000 | 6,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $847,000 | 8,332 |
| Salaries and employee benefits | $468,000 | 8,321 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $300,000 | 7,860 |
| Pre-tax net operating income | $857,000 | 5,317 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $345,000 | 4,008 |
| Income before extraordinary items | $512,000 | 6,015 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $512,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $512,000 | 5,899 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 7,653 |
| Total interest expense | $1,158,000 | 7,899 |
| Net interest income | $1,598,000 | 7,303 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $169,000 | 7,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $835,000 | 8,462 |
| Salaries and employee benefits | $452,000 | 8,488 |
| Premises and equipment expense | $78,000 | 8,823 |
| Additional noninterest expense | $305,000 | 7,905 |
| Pre-tax net operating income | $912,000 | 5,507 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $369,000 | 4,164 |
| Income before extraordinary items | $543,000 | 6,111 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $543,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $568,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $543,000 | 6,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 7,766 |
| Total interest expense | $1,008,000 | 8,159 |
| Net interest income | $1,621,000 | 7,358 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $210,000 | 7,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $861,000 | 8,562 |
| Salaries and employee benefits | $449,000 | 8,623 |
| Premises and equipment expense | $84,000 | 8,949 |
| Additional noninterest expense | $328,000 | 7,888 |
| Pre-tax net operating income | $934,000 | 5,509 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $366,000 | 4,378 |
| Income before extraordinary items | $568,000 | 6,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $568,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $581,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $568,000 | 6,028 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 7,640 |
| Total interest expense | $1,148,000 | 8,032 |
| Net interest income | $1,754,000 | 7,152 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $172,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $896,000 | 8,443 |
| Salaries and employee benefits | $458,000 | 8,614 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $369,000 | 7,484 |
| Pre-tax net operating income | $991,000 | 5,436 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $409,000 | 4,359 |
| Income before extraordinary items | $582,000 | 6,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $582,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $508,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $582,000 | 6,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 8,297 |
| Total interest expense | $1,023,000 | 8,621 |
| Net interest income | $1,546,000 | 7,876 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $825,000 | 8,949 |
| Salaries and employee benefits | $451,000 | 8,939 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $285,000 | 8,477 |
| Pre-tax net operating income | $856,000 | 6,303 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $348,000 | 5,329 |
| Income before extraordinary items | $508,000 | 6,915 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $508,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $484,000 | 3,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $508,000 | 6,858 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 8,707 |
| Total interest expense | $1,029,000 | 8,920 |
| Net interest income | $1,461,000 | 8,363 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $155,000 | 8,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $814,000 | 9,380 |
| Salaries and employee benefits | $455,000 | 9,207 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $263,000 | 9,261 |
| Pre-tax net operating income | $784,000 | 6,571 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $300,000 | 5,830 |
| Income before extraordinary items | $484,000 | 7,016 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $484,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $379,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $484,000 | 6,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 9,153 |
| Total interest expense | $1,037,000 | 9,134 |
| Net interest income | $1,335,000 | 8,972 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $857,000 | 9,522 |
| Salaries and employee benefits | $447,000 | 9,558 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $292,000 | 9,322 |
| Pre-tax net operating income | $655,000 | 7,562 |
| Securities gains (losses) | $-56,000 | 11,232 |
| Applicable income taxes | $220,000 | 7,096 |
| Income before extraordinary items | $379,000 | 8,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $379,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $337,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $414,840 | 7,895 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 9,865 |
| Total interest expense | $740,000 | 9,877 |
| Net interest income | $1,224,000 | 9,695 |
| Provision for loan and lease losses | $-28,000 | 11,890 |
| Total noninterest income | $171,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $922,000 | 9,673 |
| Salaries and employee benefits | $452,000 | 9,814 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $347,000 | 9,382 |
| Pre-tax net operating income | $501,000 | 8,651 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $337,000 | 8,759 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $337,000 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $367,000 | 3,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $335,660 | 8,825 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 9,988 |
| Total interest expense | $892,000 | 9,587 |
| Net interest income | $1,207,000 | 10,051 |
| Provision for loan and lease losses | $-4,000 | 12,450 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $832,000 | 10,512 |
| Salaries and employee benefits | $467,000 | 9,973 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $289,000 | 10,582 |
| Pre-tax net operating income | $541,000 | 8,366 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $368,000 | 8,760 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $368,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $357,440 | 8,604 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 9,766 |
| Total interest expense | $1,178,000 | 9,681 |
| Net interest income | $1,398,000 | 9,630 |
| Provision for loan and lease losses | $32,000 | 9,896 |
| Total noninterest income | $146,000 | 10,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $892,000 | 10,533 |
| Salaries and employee benefits | $609,000 | 8,732 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $210,000 | 12,104 |
| Pre-tax net operating income | $620,000 | 7,577 |
| Securities gains (losses) | $-25,000 | 13,532 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $440,000 | 7,830 |
| Extraordinary gains, net | $71,000 | 881 |
| Net income | $511,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $2,105,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $458,500 | 7,312 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.