Home > Ruby Valley Bank > Income and Expense
Ruby Valley Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 3,984 |
| Total interest expense | $151,000 | 5,082 |
| Net interest income | $4,247,000 | 3,827 |
| Provision for loan and lease losses | $-311,000 | 5,474 |
| Total noninterest income | $316,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $124,000 | 4,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 4,257 |
| Total noninterest expense | $2,381,000 | 4,497 |
| Salaries and employee benefits | $1,473,000 | 4,319 |
| Premises and equipment expense | $216,000 | 4,626 |
| Additional noninterest expense | $692,000 | 4,603 |
| Pre-tax net operating income | $2,493,000 | 2,754 |
| Securities gains (losses) | $8,000 | 1,669 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,501,000 | 2,332 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,501,000 | 2,332 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,501,000 | 2,332 |
| Net charge-offs | $29,000 | 3,249 |
| Cash dividends | $1,450,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,493,000 | 2,305 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 4,103 |
| Total interest expense | $113,000 | 5,131 |
| Net interest income | $3,025,000 | 3,953 |
| Provision for loan and lease losses | $-218,000 | 5,576 |
| Total noninterest income | $231,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $92,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 4,340 |
| Total noninterest expense | $1,749,000 | 4,551 |
| Salaries and employee benefits | $1,062,000 | 4,408 |
| Premises and equipment expense | $168,000 | 4,625 |
| Additional noninterest expense | $519,000 | 4,631 |
| Pre-tax net operating income | $1,725,000 | 2,941 |
| Securities gains (losses) | $8,000 | 1,697 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,733,000 | 2,623 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,733,000 | 2,623 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,733,000 | 2,623 |
| Net charge-offs | $35,000 | 2,680 |
| Cash dividends | $1,100,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,725,000 | 2,616 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 4,118 |
| Total interest expense | $73,000 | 5,176 |
| Net interest income | $2,005,000 | 3,970 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $151,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $60,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,368 |
| Total noninterest expense | $1,165,000 | 4,581 |
| Salaries and employee benefits | $730,000 | 4,386 |
| Premises and equipment expense | $118,000 | 4,577 |
| Additional noninterest expense | $317,000 | 4,796 |
| Pre-tax net operating income | $991,000 | 3,140 |
| Securities gains (losses) | $8,000 | 1,330 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $999,000 | 2,822 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $999,000 | 2,822 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $999,000 | 2,822 |
| Net charge-offs | $49,000 | 2,013 |
| Cash dividends | $700,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $991,000 | 2,817 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 4,146 |
| Total interest expense | $36,000 | 5,216 |
| Net interest income | $991,000 | 4,006 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $76,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $30,000 | 4,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,389 |
| Total noninterest expense | $613,000 | 4,543 |
| Salaries and employee benefits | $403,000 | 4,254 |
| Premises and equipment expense | $53,000 | 4,759 |
| Additional noninterest expense | $157,000 | 4,853 |
| Pre-tax net operating income | $454,000 | 3,240 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $454,000 | 2,915 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $454,000 | 2,915 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $454,000 | 2,915 |
| Net charge-offs | $50,000 | 1,332 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $454,000 | 2,895 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 4,087 |
| Total interest expense | $149,000 | 5,242 |
| Net interest income | $4,134,000 | 3,947 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $290,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $108,000 | 4,425 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $182,000 | 4,440 |
| Total noninterest expense | $2,498,000 | 4,551 |
| Salaries and employee benefits | $1,362,000 | 4,565 |
| Premises and equipment expense | $196,000 | 4,917 |
| Additional noninterest expense | $940,000 | 4,267 |
| Pre-tax net operating income | $1,926,000 | 3,124 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,931,000 | 2,854 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,931,000 | 2,852 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,931,000 | 2,853 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $1,500,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,926,000 | 2,810 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 4,100 |
| Total interest expense | $112,000 | 5,295 |
| Net interest income | $3,130,000 | 3,954 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $213,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $78,000 | 4,500 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $135,000 | 4,517 |
| Total noninterest expense | $1,919,000 | 4,528 |
| Salaries and employee benefits | $1,035,000 | 4,563 |
| Premises and equipment expense | $149,000 | 4,926 |
| Additional noninterest expense | $735,000 | 4,212 |
| Pre-tax net operating income | $1,424,000 | 3,184 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,426,000 | 2,901 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,426,000 | 2,901 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,426,000 | 2,901 |
| Net charge-offs | $-51,000 | 5,377 |
| Cash dividends | $1,150,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,424,000 | 2,853 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 4,193 |
| Total interest expense | $72,000 | 5,371 |
| Net interest income | $2,006,000 | 4,056 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $140,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $51,000 | 4,534 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,550 |
| Total noninterest expense | $1,193,000 | 4,700 |
| Salaries and employee benefits | $715,000 | 4,540 |
| Premises and equipment expense | $101,000 | 4,951 |
| Additional noninterest expense | $377,000 | 4,732 |
| Pre-tax net operating income | $953,000 | 3,171 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $953,000 | 2,883 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $953,000 | 2,881 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $953,000 | 2,882 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $900,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $953,000 | 2,807 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 4,243 |
| Total interest expense | $35,000 | 5,444 |
| Net interest income | $992,000 | 4,086 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $70,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $25,000 | 4,550 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $45,000 | 4,507 |
| Total noninterest expense | $629,000 | 4,636 |
| Salaries and employee benefits | $391,000 | 4,397 |
| Premises and equipment expense | $51,000 | 4,973 |
| Additional noninterest expense | $187,000 | 4,780 |
| Pre-tax net operating income | $433,000 | 3,273 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $433,000 | 2,986 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $433,000 | 2,985 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $433,000 | 2,986 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $400,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $433,000 | 2,927 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 4,119 |
| Total interest expense | $133,000 | 5,543 |
| Net interest income | $4,294,000 | 3,921 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $284,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $108,000 | 4,605 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $176,000 | 4,594 |
| Total noninterest expense | $2,581,000 | 4,636 |
| Salaries and employee benefits | $1,300,000 | 4,752 |
| Premises and equipment expense | $265,000 | 4,687 |
| Additional noninterest expense | $1,016,000 | 4,271 |
| Pre-tax net operating income | $1,937,000 | 3,069 |
| Securities gains (losses) | $36,000 | 1,872 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,973,000 | 2,762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,973,000 | 2,763 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,973,000 | 2,764 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $900,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,937,000 | 2,738 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 4,232 |
| Total interest expense | $99,000 | 5,629 |
| Net interest income | $3,091,000 | 4,051 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $211,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $84,000 | 4,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,665 |
| Total noninterest expense | $1,858,000 | 4,751 |
| Salaries and employee benefits | $989,000 | 4,765 |
| Premises and equipment expense | $204,000 | 4,684 |
| Additional noninterest expense | $665,000 | 4,538 |
| Pre-tax net operating income | $1,384,000 | 3,220 |
| Securities gains (losses) | $26,000 | 1,874 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,410,000 | 2,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,410,000 | 2,883 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,410,000 | 2,885 |
| Net charge-offs | $12,000 | 3,574 |
| Cash dividends | $700,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,384,000 | 2,872 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 4,297 |
| Total interest expense | $67,000 | 5,672 |
| Net interest income | $2,016,000 | 4,120 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $140,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,709 |
| Total noninterest expense | $1,266,000 | 4,760 |
| Salaries and employee benefits | $686,000 | 4,743 |
| Premises and equipment expense | $137,000 | 4,718 |
| Additional noninterest expense | $443,000 | 4,576 |
| Pre-tax net operating income | $830,000 | 3,383 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $846,000 | 3,070 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $846,000 | 3,071 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $846,000 | 3,072 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $830,000 | 3,042 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 4,231 |
| Total interest expense | $34,000 | 5,709 |
| Net interest income | $1,050,000 | 4,042 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $69,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 4,708 |
| Total noninterest expense | $696,000 | 4,585 |
| Salaries and employee benefits | $372,000 | 4,618 |
| Premises and equipment expense | $78,000 | 4,520 |
| Additional noninterest expense | $246,000 | 4,391 |
| Pre-tax net operating income | $393,000 | 3,401 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $408,000 | 3,087 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $408,000 | 3,090 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $408,000 | 3,090 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $393,000 | 3,083 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 4,299 |
| Total interest expense | $159,000 | 5,722 |
| Net interest income | $4,172,000 | 4,095 |
| Provision for loan and lease losses | $330,000 | 1,881 |
| Total noninterest income | $307,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $149,000 | 4,398 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $158,000 | 4,804 |
| Total noninterest expense | $2,437,000 | 4,934 |
| Salaries and employee benefits | $1,374,000 | 4,826 |
| Premises and equipment expense | $230,000 | 5,161 |
| Additional noninterest expense | $833,000 | 4,826 |
| Pre-tax net operating income | $1,712,000 | 3,247 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,712,000 | 2,998 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,712,000 | 2,997 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,712,000 | 2,998 |
| Net charge-offs | $707,000 | 1,152 |
| Cash dividends | $1,250,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,712,000 | 2,947 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 4,407 |
| Total interest expense | $122,000 | 5,785 |
| Net interest income | $3,030,000 | 4,211 |
| Provision for loan and lease losses | $330,000 | 1,538 |
| Total noninterest income | $231,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $117,000 | 4,369 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $114,000 | 4,898 |
| Total noninterest expense | $1,835,000 | 4,963 |
| Salaries and employee benefits | $1,048,000 | 4,818 |
| Premises and equipment expense | $176,000 | 5,156 |
| Additional noninterest expense | $611,000 | 4,909 |
| Pre-tax net operating income | $1,096,000 | 3,619 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,096,000 | 3,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,096,000 | 3,322 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,096,000 | 3,323 |
| Net charge-offs | $710,000 | 882 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,096,000 | 3,285 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 4,466 |
| Total interest expense | $83,000 | 5,819 |
| Net interest income | $1,973,000 | 4,272 |
| Provision for loan and lease losses | $180,000 | 1,726 |
| Total noninterest income | $152,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $74,000 | 4,916 |
| Total noninterest expense | $1,234,000 | 4,985 |
| Salaries and employee benefits | $722,000 | 4,787 |
| Premises and equipment expense | $116,000 | 5,218 |
| Additional noninterest expense | $396,000 | 4,990 |
| Pre-tax net operating income | $711,000 | 3,574 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $711,000 | 3,306 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $711,000 | 3,312 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $711,000 | 3,312 |
| Net charge-offs | $655,000 | 699 |
| Cash dividends | $750,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $711,000 | 3,266 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 4,673 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $911,000 | 4,464 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $69,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $661,000 | 4,889 |
| Salaries and employee benefits | $400,000 | 4,581 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $201,000 | 4,991 |
| Pre-tax net operating income | $289,000 | 3,881 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $289,000 | 3,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 3,615 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $289,000 | 3,616 |
| Net charge-offs | $115,000 | 1,282 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $289,000 | 3,556 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 4,350 |
| Total interest expense | $187,000 | 5,985 |
| Net interest income | $4,306,000 | 4,090 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $326,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $177,000 | 4,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 4,957 |
| Total noninterest expense | $2,537,000 | 5,008 |
| Salaries and employee benefits | $1,356,000 | 5,010 |
| Premises and equipment expense | $252,000 | 5,182 |
| Additional noninterest expense | $929,000 | 4,736 |
| Pre-tax net operating income | $1,895,000 | 2,964 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,897,000 | 2,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,897,000 | 2,716 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,897,000 | 2,716 |
| Net charge-offs | $-30,000 | 6,337 |
| Cash dividends | $850,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,895,000 | 2,651 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,532 |
| Total interest expense | $144,000 | 6,049 |
| Net interest income | $3,023,000 | 4,294 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $248,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $139,000 | 4,253 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 5,080 |
| Total noninterest expense | $1,915,000 | 5,013 |
| Salaries and employee benefits | $1,044,000 | 4,964 |
| Premises and equipment expense | $189,000 | 5,199 |
| Additional noninterest expense | $682,000 | 4,812 |
| Pre-tax net operating income | $1,231,000 | 3,312 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,231,000 | 3,025 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,231,000 | 3,030 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,231,000 | 3,030 |
| Net charge-offs | $-36,000 | 6,390 |
| Cash dividends | $550,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,231,000 | 2,957 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 4,549 |
| Total interest expense | $99,000 | 6,075 |
| Net interest income | $2,010,000 | 4,302 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $157,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $90,000 | 4,299 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 5,218 |
| Total noninterest expense | $1,245,000 | 5,089 |
| Salaries and employee benefits | $726,000 | 4,893 |
| Premises and equipment expense | $124,000 | 5,249 |
| Additional noninterest expense | $395,000 | 5,125 |
| Pre-tax net operating income | $797,000 | 3,340 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $797,000 | 3,073 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $797,000 | 3,075 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $797,000 | 3,076 |
| Net charge-offs | $-33,000 | 6,447 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $797,000 | 2,981 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 4,721 |
| Total interest expense | $52,000 | 6,098 |
| Net interest income | $947,000 | 4,463 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $73,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,143 |
| Total noninterest expense | $673,000 | 4,944 |
| Salaries and employee benefits | $402,000 | 4,676 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $210,000 | 5,050 |
| Pre-tax net operating income | $272,000 | 3,985 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $272,000 | 3,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $272,000 | 3,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $272,000 | 3,744 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $150,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $272,000 | 3,639 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 4,513 |
| Total interest expense | $274,000 | 6,088 |
| Net interest income | $4,329,000 | 4,199 |
| Provision for loan and lease losses | $885,000 | 1,919 |
| Total noninterest income | $299,000 | 5,223 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $162,000 | 4,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $137,000 | 5,025 |
| Total noninterest expense | $2,274,000 | 5,400 |
| Salaries and employee benefits | $1,293,000 | 5,219 |
| Premises and equipment expense | $262,000 | 5,238 |
| Additional noninterest expense | $719,000 | 5,484 |
| Pre-tax net operating income | $1,469,000 | 3,365 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,469,000 | 3,171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,469,000 | 3,171 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,469,000 | 3,171 |
| Net charge-offs | $148,000 | 4,063 |
| Cash dividends | $1,320,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,469,000 | 3,033 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 4,585 |
| Total interest expense | $217,000 | 6,151 |
| Net interest income | $3,247,000 | 4,267 |
| Provision for loan and lease losses | $835,000 | 1,663 |
| Total noninterest income | $223,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $124,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 5,136 |
| Total noninterest expense | $1,706,000 | 5,435 |
| Salaries and employee benefits | $984,000 | 5,222 |
| Premises and equipment expense | $195,000 | 5,302 |
| Additional noninterest expense | $527,000 | 5,585 |
| Pre-tax net operating income | $929,000 | 3,763 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $929,000 | 3,575 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $929,000 | 3,575 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $929,000 | 3,577 |
| Net charge-offs | $65,000 | 4,342 |
| Cash dividends | $820,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $929,000 | 3,417 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 4,622 |
| Total interest expense | $154,000 | 6,171 |
| Net interest income | $2,146,000 | 4,302 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $149,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $1,128,000 | 5,487 |
| Salaries and employee benefits | $680,000 | 5,151 |
| Premises and equipment expense | $128,000 | 5,369 |
| Additional noninterest expense | $320,000 | 5,800 |
| Pre-tax net operating income | $942,000 | 2,970 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $942,000 | 2,719 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $942,000 | 2,719 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $942,000 | 2,719 |
| Net charge-offs | $-34,000 | 6,906 |
| Cash dividends | $570,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $942,000 | 2,592 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 4,882 |
| Total interest expense | $84,000 | 6,146 |
| Net interest income | $981,000 | 4,590 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,311 |
| Total noninterest expense | $602,000 | 5,369 |
| Salaries and employee benefits | $376,000 | 4,931 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $166,000 | 5,756 |
| Pre-tax net operating income | $399,000 | 3,309 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $399,000 | 3,073 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $399,000 | 3,076 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $399,000 | 3,077 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $320,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $399,000 | 2,924 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 4,782 |
| Total interest expense | $457,000 | 6,008 |
| Net interest income | $4,129,000 | 4,460 |
| Provision for loan and lease losses | $385,000 | 3,803 |
| Total noninterest income | $285,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $152,000 | 4,865 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $133,000 | 4,999 |
| Total noninterest expense | $2,201,000 | 5,631 |
| Salaries and employee benefits | $1,233,000 | 5,459 |
| Premises and equipment expense | $270,000 | 5,458 |
| Additional noninterest expense | $698,000 | 5,696 |
| Pre-tax net operating income | $1,828,000 | 2,671 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,828,000 | 2,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,828,000 | 2,429 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,828,000 | 2,430 |
| Net charge-offs | $573,000 | 3,014 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,828,000 | 2,344 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 4,794 |
| Total interest expense | $362,000 | 6,039 |
| Net interest income | $3,133,000 | 4,445 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $210,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $109,000 | 4,979 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $101,000 | 5,082 |
| Total noninterest expense | $1,641,000 | 5,665 |
| Salaries and employee benefits | $945,000 | 5,411 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $496,000 | 5,843 |
| Pre-tax net operating income | $1,492,000 | 2,590 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,492,000 | 2,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,492,000 | 2,332 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,492,000 | 2,333 |
| Net charge-offs | $158,000 | 3,967 |
| Cash dividends | $700,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,492,000 | 2,224 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 4,871 |
| Total interest expense | $250,000 | 6,077 |
| Net interest income | $2,060,000 | 4,502 |
| Provision for loan and lease losses | $135,000 | 4,043 |
| Total noninterest income | $130,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $69,000 | 5,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,244 |
| Total noninterest expense | $1,124,000 | 5,662 |
| Salaries and employee benefits | $657,000 | 5,361 |
| Premises and equipment expense | $132,000 | 5,576 |
| Additional noninterest expense | $335,000 | 5,897 |
| Pre-tax net operating income | $931,000 | 2,664 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $931,000 | 2,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $931,000 | 2,405 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $931,000 | 2,405 |
| Net charge-offs | $68,000 | 4,213 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $931,000 | 2,319 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 4,962 |
| Total interest expense | $130,000 | 6,099 |
| Net interest income | $997,000 | 4,586 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $627,000 | 5,437 |
| Salaries and employee benefits | $375,000 | 5,029 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $175,000 | 5,839 |
| Pre-tax net operating income | $372,000 | 3,113 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $372,000 | 2,817 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $372,000 | 2,816 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $372,000 | 2,817 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $372,000 | 2,761 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 4,889 |
| Total interest expense | $646,000 | 6,119 |
| Net interest income | $4,226,000 | 4,423 |
| Provision for loan and lease losses | $205,000 | 5,302 |
| Total noninterest income | $276,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 4,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 5,443 |
| Total noninterest expense | $2,117,000 | 5,902 |
| Salaries and employee benefits | $1,204,000 | 5,670 |
| Premises and equipment expense | $249,000 | 5,817 |
| Additional noninterest expense | $664,000 | 6,013 |
| Pre-tax net operating income | $2,180,000 | 2,088 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,184,000 | 1,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,184,000 | 1,871 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,184,000 | 1,873 |
| Net charge-offs | $33,000 | 6,156 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,180,000 | 1,803 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 4,962 |
| Total interest expense | $508,000 | 6,177 |
| Net interest income | $3,168,000 | 4,473 |
| Provision for loan and lease losses | $130,000 | 5,437 |
| Total noninterest income | $199,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $130,000 | 4,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $69,000 | 5,663 |
| Total noninterest expense | $1,586,000 | 5,940 |
| Salaries and employee benefits | $910,000 | 5,677 |
| Premises and equipment expense | $184,000 | 5,902 |
| Additional noninterest expense | $492,000 | 6,079 |
| Pre-tax net operating income | $1,651,000 | 2,209 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,655,000 | 1,979 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,655,000 | 1,980 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,655,000 | 1,981 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $675,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,651,000 | 1,887 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 5,130 |
| Total interest expense | $354,000 | 6,182 |
| Net interest income | $1,986,000 | 4,678 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $129,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $85,000 | 4,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $1,058,000 | 5,964 |
| Salaries and employee benefits | $622,000 | 5,640 |
| Premises and equipment expense | $116,000 | 6,027 |
| Additional noninterest expense | $320,000 | 6,155 |
| Pre-tax net operating income | $997,000 | 2,375 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,001,000 | 2,120 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,001,000 | 2,119 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,001,000 | 2,122 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $375,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $997,000 | 2,049 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,231 |
| Total interest expense | $186,000 | 6,211 |
| Net interest income | $968,000 | 4,774 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $551,000 | 5,944 |
| Salaries and employee benefits | $336,000 | 5,485 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $164,000 | 6,154 |
| Pre-tax net operating income | $445,000 | 2,638 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $445,000 | 2,366 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 2,365 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $445,000 | 2,366 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $445,000 | 2,277 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 5,275 |
| Total interest expense | $933,000 | 6,166 |
| Net interest income | $3,812,000 | 4,714 |
| Provision for loan and lease losses | $310,000 | 5,214 |
| Total noninterest income | $137,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $177,000 | 4,856 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-40,000 | 7,524 |
| Total noninterest expense | $2,250,000 | 5,947 |
| Salaries and employee benefits | $1,229,000 | 5,784 |
| Premises and equipment expense | $268,000 | 5,896 |
| Additional noninterest expense | $753,000 | 5,967 |
| Pre-tax net operating income | $1,389,000 | 2,474 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,389,000 | 2,237 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,389,000 | 2,235 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,389,000 | 2,236 |
| Net charge-offs | $87,000 | 5,810 |
| Cash dividends | $950,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,389,000 | 2,208 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 5,340 |
| Total interest expense | $727,000 | 6,223 |
| Net interest income | $2,834,000 | 4,746 |
| Provision for loan and lease losses | $210,000 | 5,093 |
| Total noninterest income | $135,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $129,000 | 4,942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $1,697,000 | 5,954 |
| Salaries and employee benefits | $953,000 | 5,706 |
| Premises and equipment expense | $198,000 | 5,985 |
| Additional noninterest expense | $546,000 | 6,056 |
| Pre-tax net operating income | $1,062,000 | 2,636 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,062,000 | 2,384 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,062,000 | 2,382 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,062,000 | 2,385 |
| Net charge-offs | $83,000 | 5,234 |
| Cash dividends | $650,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,062,000 | 2,335 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 5,395 |
| Total interest expense | $505,000 | 6,252 |
| Net interest income | $1,864,000 | 4,781 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $106,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $80,000 | 5,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $1,152,000 | 5,950 |
| Salaries and employee benefits | $670,000 | 5,631 |
| Premises and equipment expense | $132,000 | 6,033 |
| Additional noninterest expense | $350,000 | 6,156 |
| Pre-tax net operating income | $758,000 | 2,611 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $758,000 | 2,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 2,324 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $758,000 | 2,327 |
| Net charge-offs | $17,000 | 5,715 |
| Cash dividends | $550,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $758,000 | 2,266 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 5,512 |
| Total interest expense | $282,000 | 6,145 |
| Net interest income | $878,000 | 4,949 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $619,000 | 5,720 |
| Salaries and employee benefits | $385,000 | 5,263 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $168,000 | 6,037 |
| Pre-tax net operating income | $287,000 | 3,402 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $287,000 | 3,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $287,000 | 3,208 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $287,000 | 3,208 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $350,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $287,000 | 3,058 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 5,487 |
| Total interest expense | $1,012,000 | 6,759 |
| Net interest income | $3,936,000 | 4,622 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $133,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $185,000 | 4,937 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-52,000 | 8,090 |
| Total noninterest expense | $2,168,000 | 6,026 |
| Salaries and employee benefits | $1,199,000 | 5,994 |
| Premises and equipment expense | $267,000 | 6,093 |
| Additional noninterest expense | $702,000 | 5,802 |
| Pre-tax net operating income | $1,841,000 | 2,622 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,842,000 | 2,154 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,842,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,572 |
| Cash dividends | $1,300,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,841,000 | 2,268 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 5,541 |
| Total interest expense | $766,000 | 6,856 |
| Net interest income | $2,976,000 | 4,643 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $122,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $139,000 | 4,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-17,000 | 8,217 |
| Total noninterest expense | $1,574,000 | 6,100 |
| Salaries and employee benefits | $915,000 | 5,935 |
| Premises and equipment expense | $198,000 | 6,129 |
| Additional noninterest expense | $461,000 | 6,121 |
| Pre-tax net operating income | $1,434,000 | 2,933 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,435,000 | 2,410 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,435,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,434,000 | 2,521 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 5,602 |
| Total interest expense | $497,000 | 7,023 |
| Net interest income | $2,000,000 | 4,625 |
| Provision for loan and lease losses | $70,000 | 4,755 |
| Total noninterest income | $137,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $94,000 | 4,946 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $43,000 | 6,338 |
| Total noninterest expense | $1,043,000 | 6,162 |
| Salaries and employee benefits | $634,000 | 5,896 |
| Premises and equipment expense | $129,000 | 6,213 |
| Additional noninterest expense | $280,000 | 6,358 |
| Pre-tax net operating income | $1,024,000 | 2,904 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,024,000 | 2,524 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,024,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $650,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,024,000 | 2,482 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,707 |
| Total interest expense | $248,000 | 7,156 |
| Net interest income | $1,005,000 | 4,610 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $70,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $555,000 | 6,026 |
| Salaries and employee benefits | $356,000 | 5,583 |
| Premises and equipment expense | $56,000 | 6,561 |
| Additional noninterest expense | $143,000 | 6,298 |
| Pre-tax net operating income | $480,000 | 3,150 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $480,000 | 2,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $480,000 | 2,704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,687 |
| Total interest expense | $1,346,000 | 6,647 |
| Net interest income | $3,729,000 | 4,827 |
| Provision for loan and lease losses | $295,000 | 3,233 |
| Total noninterest income | $300,000 | 6,023 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $217,000 | 4,735 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $83,000 | 6,480 |
| Total noninterest expense | $2,076,000 | 6,128 |
| Salaries and employee benefits | $1,174,000 | 6,045 |
| Premises and equipment expense | $290,000 | 5,867 |
| Additional noninterest expense | $612,000 | 6,077 |
| Pre-tax net operating income | $1,658,000 | 3,714 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,658,000 | 3,218 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,658,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,289 |
| Cash dividends | $1,125,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,658,000 | 3,207 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 5,728 |
| Total interest expense | $1,042,000 | 6,616 |
| Net interest income | $2,733,000 | 4,924 |
| Provision for loan and lease losses | $220,000 | 2,856 |
| Total noninterest income | $183,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 4,753 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $1,570,000 | 6,077 |
| Salaries and employee benefits | $906,000 | 5,945 |
| Premises and equipment expense | $221,000 | 5,827 |
| Additional noninterest expense | $443,000 | 6,145 |
| Pre-tax net operating income | $1,126,000 | 4,091 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,126,000 | 3,628 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,126,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,741 |
| Cash dividends | $950,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,126,000 | 3,609 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 5,786 |
| Total interest expense | $697,000 | 6,632 |
| Net interest income | $1,788,000 | 5,019 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $100,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $101,000 | 4,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-1,000 | 8,543 |
| Total noninterest expense | $1,031,000 | 6,161 |
| Salaries and employee benefits | $628,000 | 5,872 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $256,000 | 6,528 |
| Pre-tax net operating income | $747,000 | 4,170 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $747,000 | 3,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $747,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,438 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $747,000 | 3,654 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,854 |
| Total interest expense | $341,000 | 6,693 |
| Net interest income | $870,000 | 5,105 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-18,000 | 8,614 |
| Total noninterest expense | $537,000 | 6,095 |
| Salaries and employee benefits | $346,000 | 5,626 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $118,000 | 6,739 |
| Pre-tax net operating income | $306,000 | 4,604 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $306,000 | 4,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $306,000 | 4,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,464 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $306,000 | 4,097 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,619 |
| Total interest expense | $1,267,000 | 6,483 |
| Net interest income | $3,619,000 | 4,947 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $232,000 | 6,666 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $189,000 | 5,102 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $1,917,000 | 6,272 |
| Salaries and employee benefits | $1,096,000 | 6,161 |
| Premises and equipment expense | $261,000 | 6,097 |
| Additional noninterest expense | $560,000 | 6,259 |
| Pre-tax net operating income | $1,774,000 | 3,927 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,774,000 | 3,387 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,774,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,821 |
| Cash dividends | $1,075,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,774,000 | 3,367 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 5,632 |
| Total interest expense | $923,000 | 6,509 |
| Net interest income | $2,732,000 | 4,976 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $165,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $142,000 | 5,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $1,426,000 | 6,304 |
| Salaries and employee benefits | $844,000 | 6,076 |
| Premises and equipment expense | $191,000 | 6,199 |
| Additional noninterest expense | $391,000 | 6,451 |
| Pre-tax net operating income | $1,381,000 | 3,974 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,381,000 | 3,382 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,381,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $575,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,381,000 | 3,374 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 5,674 |
| Total interest expense | $577,000 | 6,569 |
| Net interest income | $1,800,000 | 5,028 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $105,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $968,000 | 6,263 |
| Salaries and employee benefits | $597,000 | 5,926 |
| Premises and equipment expense | $123,000 | 6,290 |
| Additional noninterest expense | $248,000 | 6,594 |
| Pre-tax net operating income | $867,000 | 4,135 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $867,000 | 3,547 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $867,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $867,000 | 3,534 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 5,745 |
| Total interest expense | $267,000 | 6,664 |
| Net interest income | $872,000 | 5,131 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-2,000 | 8,745 |
| Total noninterest expense | $516,000 | 6,085 |
| Salaries and employee benefits | $341,000 | 5,515 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $118,000 | 6,671 |
| Pre-tax net operating income | $369,000 | 4,464 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $369,000 | 3,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $369,000 | 3,860 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 5,589 |
| Total interest expense | $877,000 | 6,589 |
| Net interest income | $3,463,000 | 5,056 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $313,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $162,000 | 5,470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $1,872,000 | 6,320 |
| Salaries and employee benefits | $1,032,000 | 6,258 |
| Premises and equipment expense | $307,000 | 5,665 |
| Additional noninterest expense | $533,000 | 6,397 |
| Pre-tax net operating income | $1,864,000 | 3,856 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $41,000 | 5,981 |
| Income before extraordinary items | $1,823,000 | 3,328 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,823,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $1,500,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,823,000 | 3,291 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 5,623 |
| Total interest expense | $612,000 | 6,665 |
| Net interest income | $2,574,000 | 5,092 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $236,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 5,533 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 5,683 |
| Total noninterest expense | $1,429,000 | 6,242 |
| Salaries and employee benefits | $799,000 | 6,137 |
| Premises and equipment expense | $232,000 | 5,641 |
| Additional noninterest expense | $398,000 | 6,371 |
| Pre-tax net operating income | $1,371,000 | 3,987 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,371,000 | 3,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,371,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,371,000 | 3,317 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 5,677 |
| Total interest expense | $369,000 | 6,781 |
| Net interest income | $1,677,000 | 5,162 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $181,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $78,000 | 5,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $103,000 | 5,124 |
| Total noninterest expense | $954,000 | 6,233 |
| Salaries and employee benefits | $559,000 | 5,982 |
| Premises and equipment expense | $154,000 | 5,635 |
| Additional noninterest expense | $241,000 | 6,641 |
| Pre-tax net operating income | $894,000 | 4,005 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $894,000 | 3,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $894,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $894,000 | 3,322 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 5,762 |
| Total interest expense | $171,000 | 6,910 |
| Net interest income | $821,000 | 5,257 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $473,000 | 6,301 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $80,000 | 7,570 |
| Pre-tax net operating income | $402,000 | 4,263 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $402,000 | 3,609 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $402,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $402,000 | 3,575 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 5,819 |
| Total interest expense | $599,000 | 6,944 |
| Net interest income | $3,093,000 | 5,320 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $271,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $220,000 | 5,027 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,386 |
| Total noninterest expense | $1,729,000 | 6,489 |
| Salaries and employee benefits | $979,000 | 6,339 |
| Premises and equipment expense | $325,000 | 5,449 |
| Additional noninterest expense | $425,000 | 6,988 |
| Pre-tax net operating income | $1,585,000 | 4,108 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-6,000 | 8,555 |
| Income before extraordinary items | $1,591,000 | 3,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,591,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,468 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,591,000 | 3,411 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 5,861 |
| Total interest expense | $435,000 | 7,024 |
| Net interest income | $2,281,000 | 5,356 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $193,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $1,297,000 | 6,453 |
| Salaries and employee benefits | $751,000 | 6,241 |
| Premises and equipment expense | $244,000 | 5,419 |
| Additional noninterest expense | $302,000 | 7,066 |
| Pre-tax net operating income | $1,177,000 | 4,204 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-7,000 | 8,714 |
| Income before extraordinary items | $1,184,000 | 3,578 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,184,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,686 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,184,000 | 3,507 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 5,962 |
| Total interest expense | $288,000 | 7,069 |
| Net interest income | $1,466,000 | 5,476 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $124,000 | 6,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $867,000 | 6,482 |
| Salaries and employee benefits | $517,000 | 6,171 |
| Premises and equipment expense | $164,000 | 5,408 |
| Additional noninterest expense | $186,000 | 7,303 |
| Pre-tax net operating income | $723,000 | 4,377 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-7,000 | 8,775 |
| Income before extraordinary items | $730,000 | 3,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,732 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $730,000 | 3,674 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,050 |
| Total interest expense | $144,000 | 7,122 |
| Net interest income | $719,000 | 5,533 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $62,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $449,000 | 6,416 |
| Salaries and employee benefits | $287,000 | 5,859 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $332,000 | 4,577 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-2,000 | 8,796 |
| Income before extraordinary items | $334,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $334,000 | 3,844 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 5,985 |
| Total interest expense | $693,000 | 7,062 |
| Net interest income | $2,878,000 | 5,440 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $238,000 | 7,034 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $193,000 | 5,333 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,530,000 | 6,830 |
| Salaries and employee benefits | $919,000 | 6,537 |
| Premises and equipment expense | $250,000 | 6,180 |
| Additional noninterest expense | $361,000 | 7,375 |
| Pre-tax net operating income | $1,486,000 | 4,143 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $-9,000 | 8,758 |
| Income before extraordinary items | $1,502,000 | 3,559 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,502,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,495,000 | 3,416 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 5,934 |
| Total interest expense | $537,000 | 7,138 |
| Net interest income | $2,254,000 | 5,316 |
| Provision for loan and lease losses | $70,000 | 5,319 |
| Total noninterest income | $173,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $144,000 | 5,398 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $1,137,000 | 6,867 |
| Salaries and employee benefits | $699,000 | 6,472 |
| Premises and equipment expense | $187,000 | 6,172 |
| Additional noninterest expense | $251,000 | 7,548 |
| Pre-tax net operating income | $1,220,000 | 4,021 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $-9,000 | 8,913 |
| Income before extraordinary items | $1,236,000 | 3,410 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,236,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,993 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,229,000 | 3,266 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 5,952 |
| Total interest expense | $371,000 | 7,182 |
| Net interest income | $1,501,000 | 5,326 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $122,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $764,000 | 6,853 |
| Salaries and employee benefits | $483,000 | 6,384 |
| Premises and equipment expense | $123,000 | 6,193 |
| Additional noninterest expense | $158,000 | 7,668 |
| Pre-tax net operating income | $799,000 | 4,060 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $-9,000 | 8,989 |
| Income before extraordinary items | $815,000 | 3,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $815,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $808,000 | 3,298 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 6,130 |
| Total interest expense | $187,000 | 7,263 |
| Net interest income | $704,000 | 5,535 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $414,000 | 6,604 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $331,000 | 4,533 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-9,000 | 9,068 |
| Income before extraordinary items | $340,000 | 3,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $340,000 | 3,703 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 6,217 |
| Total interest expense | $846,000 | 7,364 |
| Net interest income | $2,783,000 | 5,546 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $316,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $262,000 | 4,578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,456,000 | 6,933 |
| Salaries and employee benefits | $831,000 | 6,772 |
| Premises and equipment expense | $246,000 | 6,193 |
| Additional noninterest expense | $379,000 | 7,294 |
| Pre-tax net operating income | $1,388,000 | 4,313 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $180,000 | 5,258 |
| Income before extraordinary items | $1,208,000 | 4,070 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,208,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,660 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,208,000 | 3,962 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 6,733 |
| Total interest expense | $1,144,000 | 7,719 |
| Net interest income | $2,412,000 | 5,838 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $244,000 | 6,917 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $195,000 | 5,225 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $49,000 | 7,713 |
| Total noninterest expense | $1,384,000 | 7,045 |
| Salaries and employee benefits | $733,000 | 7,047 |
| Premises and equipment expense | $280,000 | 5,742 |
| Additional noninterest expense | $371,000 | 7,351 |
| Pre-tax net operating income | $1,172,000 | 4,479 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $440,000 | 3,544 |
| Income before extraordinary items | $732,000 | 5,119 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $732,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,176 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $732,000 | 5,011 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 6,757 |
| Total interest expense | $1,330,000 | 7,508 |
| Net interest income | $2,347,000 | 6,033 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $223,000 | 7,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,071 |
| Total noninterest expense | $1,292,000 | 7,270 |
| Salaries and employee benefits | $730,000 | 7,059 |
| Premises and equipment expense | $213,000 | 6,566 |
| Additional noninterest expense | $349,000 | 7,557 |
| Pre-tax net operating income | $1,198,000 | 4,723 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $445,000 | 3,759 |
| Income before extraordinary items | $753,000 | 5,227 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $753,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,160 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $753,000 | 5,219 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 6,918 |
| Total interest expense | $1,188,000 | 7,677 |
| Net interest income | $2,222,000 | 6,240 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $240,000 | 7,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $1,253,000 | 7,421 |
| Salaries and employee benefits | $704,000 | 7,214 |
| Premises and equipment expense | $220,000 | 6,499 |
| Additional noninterest expense | $329,000 | 7,883 |
| Pre-tax net operating income | $1,159,000 | 4,870 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $424,000 | 4,008 |
| Income before extraordinary items | $734,000 | 5,328 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $734,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $734,640 | 5,296 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 7,259 |
| Total interest expense | $1,165,000 | 7,991 |
| Net interest income | $2,057,000 | 6,568 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $1,104,000 | 7,815 |
| Salaries and employee benefits | $623,000 | 7,626 |
| Premises and equipment expense | $153,000 | 7,582 |
| Additional noninterest expense | $328,000 | 7,862 |
| Pre-tax net operating income | $1,086,000 | 5,174 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $401,000 | 4,407 |
| Income before extraordinary items | $685,000 | 5,677 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $685,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $685,000 | 5,572 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 7,873 |
| Total interest expense | $1,094,000 | 8,424 |
| Net interest income | $1,814,000 | 7,288 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $253,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,013,000 | 8,295 |
| Salaries and employee benefits | $603,000 | 7,895 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $282,000 | 8,504 |
| Pre-tax net operating income | $1,006,000 | 5,818 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $369,000 | 5,138 |
| Income before extraordinary items | $637,000 | 6,174 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $637,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $637,000 | 6,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 8,403 |
| Total interest expense | $1,020,000 | 8,942 |
| Net interest income | $1,692,000 | 7,797 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $254,000 | 7,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $891,000 | 9,089 |
| Salaries and employee benefits | $521,000 | 8,704 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $232,000 | 9,587 |
| Pre-tax net operating income | $960,000 | 5,880 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $355,000 | 5,274 |
| Income before extraordinary items | $605,000 | 6,239 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $605,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $605,000 | 6,182 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 8,882 |
| Total interest expense | $895,000 | 9,633 |
| Net interest income | $1,658,000 | 8,124 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $229,000 | 8,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $896,000 | 9,365 |
| Salaries and employee benefits | $507,000 | 9,051 |
| Premises and equipment expense | $142,000 | 8,472 |
| Additional noninterest expense | $247,000 | 9,853 |
| Pre-tax net operating income | $901,000 | 6,410 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $331,000 | 5,647 |
| Income before extraordinary items | $570,000 | 6,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $570,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $570,000 | 6,758 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 9,260 |
| Total interest expense | $779,000 | 9,713 |
| Net interest income | $1,523,000 | 8,818 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $218,000 | 8,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $934,000 | 9,614 |
| Salaries and employee benefits | $514,000 | 9,262 |
| Premises and equipment expense | $130,000 | 9,091 |
| Additional noninterest expense | $290,000 | 10,070 |
| Pre-tax net operating income | $752,000 | 7,120 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $463,000 | 7,592 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $463,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $463,000 | 7,644 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 10,169 |
| Total interest expense | $663,000 | 10,809 |
| Net interest income | $1,340,000 | 9,608 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $185,000 | 9,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $831,000 | 10,517 |
| Salaries and employee benefits | $421,000 | 10,435 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $265,000 | 10,891 |
| Pre-tax net operating income | $656,000 | 7,598 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $248,000 | 6,836 |
| Income before extraordinary items | $423,000 | 8,207 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $423,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $413,400 | 8,024 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 10,767 |
| Total interest expense | $759,000 | 11,524 |
| Net interest income | $1,308,000 | 9,959 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $827,000 | 10,871 |
| Salaries and employee benefits | $390,000 | 10,986 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $300,000 | 10,820 |
| Pre-tax net operating income | $496,000 | 8,431 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $187,000 | 7,817 |
| Income before extraordinary items | $310,000 | 9,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $310,000 | 9,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $309,360 | 8,817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.