Home > Royal Thrift & Loan Company > Loan Charge- Offs and Recoveries

Royal Thrift & Loan Company, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$495,0001,627
Loans secured by real estate, total$462,000452
To non-U.S. addresseesNANA
Real estate loans in domestic offices$462,000449
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$462,000262
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,621
Loans to individuals$33,0004,524
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$33,0004,100
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$143,0001,591
Loans secured by real estate, total$109,000599
To non-U.S. addresseesNANA
Real estate loans in domestic offices$109,000599
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$109,000303
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$34,0002,166
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$34,0001,933
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$352,0001,656
Loans secured by real estate, total$353,000425
To non-U.S. addresseesNANA
Real estate loans in domestic offices$353,000423
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$353,000263
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,458
To non-U.S. addresseesNANA
Loans to individuals$-1,0009,571
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-1,0009,431
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$621,0001,470
Loans secured by real estate, total$466,000521
To non-U.S. addresseesNANA
Real estate loans in domestic offices$466,000520
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$343,000367
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$123,000538
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$155,0001,886
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$155,0001,626
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$164,0001,580
Loans secured by real estate, total$137,000575
To non-U.S. addresseesNANA
Real estate loans in domestic offices$137,000575
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$137,000278
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,592
Loans to individuals$27,0002,563
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,344
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$457,0001,441
Loans secured by real estate, total$329,000492
To non-U.S. addresseesNANA
Real estate loans in domestic offices$329,000489
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$206,000453
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$123,000372
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,606
To non-U.S. addresseesNANA
Loans to individuals$128,0001,724
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$128,0001,453
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$1,457,000876
Loans secured by real estate, total$1,380,000312
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,380,000312
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$1,270,000156
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$110,000692
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,405
Loans to individuals$77,0003,027
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$77,0002,633
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$502,000763
Loans secured by real estate, total$465,000311
To non-U.S. addresseesNANA
Real estate loans in domestic offices$465,000311
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$465,000117
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,068
Loans to individuals$37,0002,168
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$37,0001,972
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$955,000929
Loans secured by real estate, total$915,000304
To non-U.S. addresseesNANA
Real estate loans in domestic offices$915,000303
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$805,000193
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$110,000526
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,817
To non-U.S. addresseesNANA
Loans to individuals$40,0003,487
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$40,0003,026
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$3,022,000560
Loans secured by real estate, total$2,982,000218
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,982,000217
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$2,982,00078
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,579
Loans to individuals$40,0004,039
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0003,628
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$139,0002,012
Loans secured by real estate, total$136,000711
To non-U.S. addresseesNANA
Real estate loans in domestic offices$136,000710
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$136,000302
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$3,0006,963
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$3,0006,674
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$2,883,000466
Loans secured by real estate, total$2,846,000178
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,846,000178
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$2,846,00070
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,683
To non-U.S. addresseesNANA
Loans to individuals$37,0003,270
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$37,0002,817
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$1,359,000940
Loans secured by real estate, total$1,324,000444
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,324,000444
Construction and land development$105,000371
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$1,219,000185
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$35,0004,278
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$35,0003,827
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$96,0002,986
Loans secured by real estate, total$87,0001,084
To non-U.S. addresseesNANA
Real estate loans in domestic offices$87,0001,084
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$87,000476
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$9,0005,182
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,913
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$1,263,000757
Loans secured by real estate, total$1,237,000383
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,237,000383
Construction and land development$105,000317
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$1,132,000167
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$26,0003,693
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,203
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$1,857,000929
Loans secured by real estate, total$1,800,000487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,800,000486
Construction and land development$75,000648
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$1,725,000167
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$57,0003,610
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$57,0003,202
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$69,0004,042
Loans secured by real estate, total$67,0001,363
To non-U.S. addresseesNANA
Real estate loans in domestic offices$67,0001,363
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$67,000603
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$2,0008,403
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0008,120
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$1,788,000770
Loans secured by real estate, total$1,733,000435
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,733,000434
Construction and land development$75,000585
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$1,658,000160
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$55,0002,682
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$55,0002,262
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$534,0002,791
Loans secured by real estate, total$465,0001,359
To non-U.S. addresseesNANA
Real estate loans in domestic offices$465,0001,359
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$465,000558
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$69,0003,829
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$69,0003,426
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$75,0004,010
Loans secured by real estate, total$53,0001,496
To non-U.S. addresseesNANA
Real estate loans in domestic offices$53,0001,496
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$53,000694
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$22,0003,649
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0003,399
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$459,0002,607
Loans secured by real estate, total$412,0001,319
To non-U.S. addresseesNANA
Real estate loans in domestic offices$412,0001,319
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$412,000533
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,199
To non-U.S. addresseesNANA
Loans to individuals$47,0003,788
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$47,0003,335
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.