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Royal Thrift & Loan Company, Changes in Bank Equity Capital
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $3,237,000 | 8,218 |
| Restatements from amended reports of income, net | $0 | 175 |
| Net income | $-159,000 | 10,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 426 |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $0 | 7,433 |
| Other comprehensive income | $0 | 6,065 |
| Other transactions with parent holding company | $0 | 715 |
| Bank equity capital | $3,078,000 | 8,748 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $3,898,000 | 7,690 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $-661,000 | 10,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $0 | 7,816 |
| Other comprehensive income | $0 | 7,431 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $3,237,000 | 8,791 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $5,102,000 | 6,790 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $-1,203,000 | 11,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,271 |
| Other comprehensive income | $0 | 1,699 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $3,899,000 | 8,289 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $4,364,000 | 7,309 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $738,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | $0 | 9,058 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $5,101,000 | 7,286 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $4,665,000 | 7,207 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $-301,000 | 12,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | $0 | 346 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $4,364,000 | 7,777 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $4,350,000 | 7,456 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $316,000 | 9,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $4,666,000 | 7,626 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $3,742,000 | 8,106 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $608,000 | 6,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $4,350,000 | 7,829 |