Home > Royal Oaks Bank, ssb > Net Loans and Leases
Royal Oaks Bank, ssb, Net Loans and Leases
| 2006-12-31 | Rank | |
| Net loans and leases | $166,962,000 | 2,546 |
| Loan loss allowance | $1,308,000 | 3,469 |
| Total loans and leases | $168,270,000 | 2,552 |
| Unearned income | $468,000 | 536 |
| Loans and leases, gross | $168,738,000 | 2,545 |
| All real estate loans | $119,994,000 | 2,686 |
| Real estate loans in domestic offices | $119,994,000 | 2,686 |
| Construction and development loans | $51,588,000 | 1,290 |
| Commercial RE | $50,380,000 | 2,192 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,135,000 | 2,030 |
| 1-4 family residential loans | $13,738,000 | 5,182 |
| Farmland loans | $153,000 | 5,582 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $43,931,000 | 1,300 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,789,000 | 3,595 |
| Credit card loans | $0 | 1,942 |
| Related Plans | $123,000 | 2,239 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,666,000 | 3,454 |
| All other loans & leases | $24,000 | 6,095 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $24,000 | 4,799 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,308,000 | 3,265 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $157,718,000 | 2,664 |
| Loan loss allowance | $1,275,000 | 3,547 |
| Total loans and leases | $158,993,000 | 2,674 |
| Unearned income | $416,000 | 612 |
| Loans and leases, gross | $159,409,000 | 2,669 |
| All real estate loans | $112,387,000 | 2,812 |
| Real estate loans in domestic offices | $112,387,000 | 2,812 |
| Construction and development loans | $47,499,000 | 1,355 |
| Commercial RE | $47,817,000 | 2,285 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,801,000 | 2,506 |
| 1-4 family residential loans | $14,116,000 | 5,145 |
| Farmland loans | $154,000 | 5,606 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $42,057,000 | 1,317 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,930,000 | 3,584 |
| Credit card loans | $92,000 | 1,618 |
| Related Plans | $0 | 4,245 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,838,000 | 3,413 |
| All other loans & leases | $35,000 | 5,877 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $35,000 | 4,354 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,275,000 | 3,316 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $145,586,000 | 2,819 |
| Loan loss allowance | $1,157,000 | 3,771 |
| Total loans and leases | $146,743,000 | 2,827 |
| Unearned income | $325,000 | 736 |
| Loans and leases, gross | $147,068,000 | 2,826 |
| All real estate loans | $107,845,000 | 2,875 |
| Real estate loans in domestic offices | $107,845,000 | 2,874 |
| Construction and development loans | $43,600,000 | 1,406 |
| Commercial RE | $46,632,000 | 2,299 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,503,000 | 2,248 |
| 1-4 family residential loans | $13,956,000 | 5,182 |
| Farmland loans | $154,000 | 5,622 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $34,369,000 | 1,612 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,833,000 | 3,645 |
| Credit card loans | $0 | 1,970 |
| Related Plans | $91,000 | 2,514 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,742,000 | 3,467 |
| All other loans & leases | $21,000 | 6,184 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $21,000 | 4,860 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,157,000 | 3,507 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $132,344,000 | 2,998 |
| Loan loss allowance | $1,070,000 | 3,942 |
| Total loans and leases | $133,414,000 | 3,012 |
| Unearned income | $295,000 | 794 |
| Loans and leases, gross | $133,709,000 | 3,005 |
| All real estate loans | $99,705,000 | 2,989 |
| Real estate loans in domestic offices | $99,705,000 | 2,988 |
| Construction and development loans | $43,173,000 | 1,345 |
| Commercial RE | $39,031,000 | 2,599 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,527,000 | 2,194 |
| 1-4 family residential loans | $13,820,000 | 5,168 |
| Farmland loans | $154,000 | 5,621 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $29,122,000 | 1,846 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,861,000 | 3,581 |
| Credit card loans | $0 | 1,991 |
| Related Plans | $49,000 | 3,057 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,812,000 | 3,405 |
| All other loans & leases | $21,000 | 6,180 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $21,000 | 4,783 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,070,000 | 3,681 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $124,567,000 | 3,108 |
| Loan loss allowance | $996,000 | 4,110 |
| Total loans and leases | $125,563,000 | 3,125 |
| Unearned income | $275,000 | 826 |
| Loans and leases, gross | $125,838,000 | 3,117 |
| All real estate loans | $91,450,000 | 3,169 |
| Real estate loans in domestic offices | $91,450,000 | 3,169 |
| Construction and development loans | $36,525,000 | 1,457 |
| Commercial RE | $36,776,000 | 2,674 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,655,000 | 2,527 |
| 1-4 family residential loans | $15,340,000 | 4,970 |
| Farmland loans | $154,000 | 5,635 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $29,365,000 | 1,812 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,004,000 | 3,567 |
| Credit card loans | $0 | 2,019 |
| Related Plans | $45,000 | 3,161 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,959,000 | 3,392 |
| All other loans & leases | $19,000 | 6,353 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $19,000 | 5,044 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $996,000 | 3,853 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $123,340,000 | 3,114 |
| Loan loss allowance | $1,045,000 | 3,958 |
| Total loans and leases | $124,385,000 | 3,128 |
| Unearned income | $275,000 | 833 |
| Loans and leases, gross | $124,660,000 | 3,120 |
| All real estate loans | $92,516,000 | 3,114 |
| Real estate loans in domestic offices | $92,516,000 | 3,113 |
| Construction and development loans | $34,750,000 | 1,437 |
| Commercial RE | $38,789,000 | 2,523 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,602,000 | 2,521 |
| 1-4 family residential loans | $16,221,000 | 4,864 |
| Farmland loans | $154,000 | 5,662 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $26,643,000 | 1,921 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,478,000 | 3,366 |
| Credit card loans | $0 | 2,058 |
| Related Plans | $42,000 | 3,238 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,436,000 | 3,192 |
| All other loans & leases | $23,000 | 6,232 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $23,000 | 4,824 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,045,000 | 3,688 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $116,677,000 | 3,181 |
| Loan loss allowance | $987,000 | 4,087 |
| Total loans and leases | $117,664,000 | 3,187 |
| Unearned income | $279,000 | 813 |
| Loans and leases, gross | $117,943,000 | 3,183 |
| All real estate loans | $88,216,000 | 3,141 |
| Real estate loans in domestic offices | $88,216,000 | 3,141 |
| Construction and development loans | $35,050,000 | 1,338 |
| Commercial RE | $32,738,000 | 2,795 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,503,000 | 2,520 |
| 1-4 family residential loans | $17,771,000 | 4,621 |
| Farmland loans | $154,000 | 5,685 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $23,446,000 | 2,135 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,245,000 | 3,051 |
| Credit card loans | $0 | 2,079 |
| Related Plans | $41,000 | 3,229 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,204,000 | 2,889 |
| All other loans & leases | $36,000 | 5,966 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $36,000 | 4,420 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $987,000 | 3,792 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $116,367,000 | 3,148 |
| Loan loss allowance | $1,018,000 | 4,013 |
| Total loans and leases | $117,385,000 | 3,151 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $117,385,000 | 3,151 |
| All real estate loans | $90,499,000 | 3,037 |
| Real estate loans in domestic offices | $90,499,000 | 3,037 |
| Construction and development loans | $34,952,000 | 1,272 |
| Commercial RE | $31,764,000 | 2,820 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,527,000 | 2,486 |
| 1-4 family residential loans | $21,101,000 | 4,215 |
| Farmland loans | $155,000 | 5,728 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $20,453,000 | 2,350 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,417,000 | 2,990 |
| Credit card loans | $0 | 2,109 |
| Related Plans | $29,000 | 3,459 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,388,000 | 2,824 |
| All other loans & leases | $15,000 | 6,505 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $15,000 | 5,237 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,018,000 | 3,717 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $105,398,000 | 3,391 |
| Loan loss allowance | $929,000 | 4,252 |
| Total loans and leases | $106,327,000 | 3,399 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $106,327,000 | 3,400 |
| All real estate loans | $82,579,000 | 3,215 |
| Real estate loans in domestic offices | $82,579,000 | 3,214 |
| Construction and development loans | $32,271,000 | 1,283 |
| Commercial RE | $27,525,000 | 3,041 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,193,000 | 2,642 |
| 1-4 family residential loans | $20,434,000 | 4,285 |
| Farmland loans | $156,000 | 5,754 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $16,725,000 | 2,733 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,997,000 | 2,829 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $24,000 | 3,597 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,973,000 | 2,681 |
| All other loans & leases | $26,000 | 6,268 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $26,000 | 4,761 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $929,000 | 3,917 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $93,971,000 | 3,647 |
| Loan loss allowance | $890,000 | 4,372 |
| Total loans and leases | $94,861,000 | 3,661 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $94,861,000 | 3,664 |
| All real estate loans | $73,231,000 | 3,460 |
| Real estate loans in domestic offices | $73,231,000 | 3,459 |
| Construction and development loans | $23,947,000 | 1,556 |
| Commercial RE | $26,915,000 | 3,030 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,482,000 | 2,450 |
| 1-4 family residential loans | $19,730,000 | 4,352 |
| Farmland loans | $157,000 | 5,777 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $14,984,000 | 2,931 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,620,000 | 3,031 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $34,000 | 3,410 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,586,000 | 2,865 |
| All other loans & leases | $26,000 | 6,311 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $26,000 | 4,818 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $890,000 | 4,009 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $87,661,000 | 3,818 |
| Loan loss allowance | $853,000 | 4,487 |
| Total loans and leases | $88,514,000 | 3,832 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $88,514,000 | 3,834 |
| All real estate loans | $66,665,000 | 3,638 |
| Real estate loans in domestic offices | $66,665,000 | 3,637 |
| Construction and development loans | $17,382,000 | 1,841 |
| Commercial RE | $27,342,000 | 2,972 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,471,000 | 3,074 |
| 1-4 family residential loans | $20,470,000 | 4,234 |
| Farmland loans | $0 | 6,280 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $15,354,000 | 2,886 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,474,000 | 3,128 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $45,000 | 3,193 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,429,000 | 2,978 |
| All other loans & leases | $21,000 | 6,449 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $21,000 | 5,030 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $853,000 | 4,113 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $82,122,000 | 3,927 |
| Loan loss allowance | $773,000 | 4,752 |
| Total loans and leases | $82,895,000 | 3,935 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $82,895,000 | 3,939 |
| All real estate loans | $61,396,000 | 3,775 |
| Real estate loans in domestic offices | $61,396,000 | 3,774 |
| Construction and development loans | $13,906,000 | 2,074 |
| Commercial RE | $27,956,000 | 2,889 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,295,000 | 3,224 |
| 1-4 family residential loans | $18,239,000 | 4,507 |
| Farmland loans | $0 | 6,289 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $14,898,000 | 2,900 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,570,000 | 3,099 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $44,000 | 3,213 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,526,000 | 2,947 |
| All other loans & leases | $31,000 | 6,181 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $31,000 | 4,515 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $773,000 | 4,368 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $77,647,000 | 4,057 |
| Loan loss allowance | $763,000 | 4,772 |
| Total loans and leases | $78,410,000 | 4,067 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $78,410,000 | 4,069 |
| All real estate loans | $56,139,000 | 3,969 |
| Real estate loans in domestic offices | $56,139,000 | 3,968 |
| Construction and development loans | $15,299,000 | 1,863 |
| Commercial RE | $24,050,000 | 3,128 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,681,000 | 2,832 |
| 1-4 family residential loans | $15,109,000 | 4,939 |
| Farmland loans | $0 | 6,339 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $16,027,000 | 2,743 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,234,000 | 3,329 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $32,000 | 3,462 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,202,000 | 3,155 |
| All other loans & leases | $10,000 | 6,894 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $10,000 | 5,761 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $763,000 | 4,400 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $67,994,000 | 4,452 |
| Loan loss allowance | $665,000 | 5,206 |
| Total loans and leases | $68,659,000 | 4,461 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $68,659,000 | 4,464 |
| All real estate loans | $47,116,000 | 4,407 |
| Real estate loans in domestic offices | $47,116,000 | 4,406 |
| Construction and development loans | $12,641,000 | 2,088 |
| Commercial RE | $20,266,000 | 3,404 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $486,000 | 4,391 |
| 1-4 family residential loans | $13,723,000 | 5,205 |
| Farmland loans | $0 | 6,369 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $14,773,000 | 2,899 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,763,000 | 3,207 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $40,000 | 3,358 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,723,000 | 3,038 |
| All other loans & leases | $7,000 | 7,020 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $7,000 | 5,931 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $665,000 | 4,792 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $59,953,000 | 4,811 |
| Loan loss allowance | $572,000 | 5,644 |
| Total loans and leases | $60,525,000 | 4,821 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $60,525,000 | 4,826 |
| All real estate loans | $39,874,000 | 4,794 |
| Real estate loans in domestic offices | $39,874,000 | 4,793 |
| Construction and development loans | $9,223,000 | 2,435 |
| Commercial RE | $17,851,000 | 3,576 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $490,000 | 4,342 |
| 1-4 family residential loans | $12,310,000 | 5,477 |
| Farmland loans | $0 | 6,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $14,640,000 | 2,920 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,005,000 | 3,584 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $39,000 | 3,359 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,966,000 | 3,386 |
| All other loans & leases | $6,000 | 7,080 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $6,000 | 6,022 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $572,000 | 5,233 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $55,051,000 | 5,027 |
| Loan loss allowance | $522,000 | 5,874 |
| Total loans and leases | $55,573,000 | 5,042 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $55,573,000 | 5,045 |
| All real estate loans | $36,053,000 | 5,008 |
| Real estate loans in domestic offices | $36,053,000 | 5,007 |
| Construction and development loans | $4,439,000 | 3,505 |
| Commercial RE | $20,420,000 | 3,257 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $948,000 | 3,477 |
| 1-4 family residential loans | $10,246,000 | 5,928 |
| Farmland loans | $0 | 6,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $12,744,000 | 3,190 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,717,000 | 3,266 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $35,000 | 3,419 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,682,000 | 3,101 |
| All other loans & leases | $59,000 | 5,797 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $59,000 | 3,759 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $522,000 | 5,447 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $49,945,000 | 5,332 |
| Loan loss allowance | $482,000 | 6,085 |
| Total loans and leases | $50,427,000 | 5,342 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $50,427,000 | 5,347 |
| All real estate loans | $32,580,000 | 5,254 |
| Real estate loans in domestic offices | $32,580,000 | 5,253 |
| Construction and development loans | $3,776,000 | 3,743 |
| Commercial RE | $19,297,000 | 3,307 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $455,000 | 4,369 |
| 1-4 family residential loans | $9,052,000 | 6,238 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $11,786,000 | 3,336 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,031,000 | 3,652 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $28,000 | 3,584 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,003,000 | 3,480 |
| All other loans & leases | $30,000 | 6,401 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $30,000 | 4,754 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $482,000 | 5,682 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $21,177,000 | 7,714 |
| Loan loss allowance | $266,000 | 7,649 |
| Total loans and leases | $21,443,000 | 7,718 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $21,443,000 | 7,724 |
| All real estate loans | $14,855,000 | 7,082 |
| Real estate loans in domestic offices | $14,855,000 | 7,081 |
| Construction and development loans | $2,702,000 | 4,155 |
| Commercial RE | $7,807,000 | 4,906 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $4,346,000 | 7,636 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $3,756,000 | 6,103 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,832,000 | 6,103 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $19,000 | 3,809 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,813,000 | 5,893 |
| All other loans & leases | $0 | 7,647 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $296,000 | 816 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $266,000 | 7,340 |
| Total loans and leases | NA | NA |