Home > Royal Oaks Bank, ssb > Assets and Liabilities
Royal Oaks Bank, ssb, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $206,613,000 | 2,994 |
| Cash and due from depository institutions | $8,056,000 | 2,973 |
| Interest-bearing balances | $4,561,000 | 1,150 |
| Securities | $3,522,000 | 7,593 |
| Federal funds sold & reverse repurchase agreements | $20,145,000 | 809 |
| Net loans & leases | $166,962,000 | 2,546 |
| Loan loss allowance | $1,308,000 | 3,469 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,316,000 | 2,732 |
| Other real estate owned | $138,000 | 2,973 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,474,000 | 3,839 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $206,613,000 | 2,994 |
| Total liabilities | $190,215,000 | 2,922 |
| Total deposits | $160,050,000 | 3,116 |
| Interest-bearing deposits | $130,467,000 | 3,218 |
| Deposits held in domestic offices | $160,050,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,950,000 | 1,346 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,215,000 | 3,407 |
| Total equity capital | $16,398,000 | 3,749 |
| Total bank equity capital | $16,398,000 | 3,749 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,664,000 | 404 |
| Surplus | $2,700,000 | 5,110 |
| Undivided profits | $3,034,000 | 5,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 3,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $976,000 | 4,002 |
| Earning assets | $195,190,000 | 2,916 |
| Long-term assets (5+ years) | $5,879,000 | 5,566 |
| Average Assets, year-to-date | $182,359,000 | 3,181 |
| Average Assets, quarterly | $203,670,500 | 2,988 |
| Volatile liabilities | $79,063,000 | 1,842 |
| Insider loans | $5,327,000 | 1,359 |
| FHLB advances | $28,950,000 | 1,261 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $33,471,000 | 2,414 |
| Tier 1 (core) risk-based capital | $16,436,000 | 3,655 |
| Tier 2 risk-based capital | $1,308,000 | 3,323 |
| Total risk weighted assets | $179,241,000 | 2,501 |
| Total unused commitments | $33,471,000 | 2,415 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 56 | 3,079 |
| Assets and Liabilities | ||
| Total Assets: | $200,728,000 | 3,039 |
| Cash and due from depository institutions | $7,126,000 | 3,079 |
| Interest-bearing balances | $4,494,000 | 1,064 |
| Securities | $7,528,000 | 6,760 |
| Federal funds sold & reverse repurchase agreements | $22,339,000 | 595 |
| Net loans & leases | $157,718,000 | 2,664 |
| Loan loss allowance | $1,275,000 | 3,547 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,536,000 | 3,154 |
| Other real estate owned | $226,000 | 3,079 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,255,000 | 4,918 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $200,728,000 | 3,039 |
| Total liabilities | $184,652,000 | 2,964 |
| Total deposits | $174,848,000 | 2,847 |
| Interest-bearing deposits | $147,997,000 | 2,842 |
| Deposits held in domestic offices | $174,848,000 | 2,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,750,000 | 2,853 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,054,000 | 3,712 |
| Total equity capital | $16,076,000 | 3,790 |
| Total bank equity capital | $16,076,000 | 3,790 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,664,000 | 387 |
| Surplus | $2,700,000 | 5,105 |
| Undivided profits | $2,712,000 | 5,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 3,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $852,000 | 4,507 |
| Earning assets | $192,079,000 | 2,926 |
| Long-term assets (5+ years) | $3,954,000 | 6,122 |
| Average Assets, year-to-date | $176,295,500 | 3,291 |
| Average Assets, quarterly | $190,553,500 | 3,136 |
| Volatile liabilities | $60,986,000 | 2,249 |
| Insider loans | $3,604,000 | 1,891 |
| FHLB advances | $8,750,000 | 2,718 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,414,000 | 2,587 |
| Tier 1 (core) risk-based capital | $16,126,000 | 3,696 |
| Tier 2 risk-based capital | $1,275,000 | 3,376 |
| Total risk weighted assets | $170,645,000 | 2,578 |
| Total unused commitments | $30,414,000 | 2,587 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $180,379,000 | 3,281 |
| Cash and due from depository institutions | $9,308,000 | 3,307 |
| Interest-bearing balances | $5,951,000 | 876 |
| Securities | $3,542,000 | 7,707 |
| Federal funds sold & reverse repurchase agreements | $16,937,000 | 720 |
| Net loans & leases | $145,586,000 | 2,819 |
| Loan loss allowance | $1,157,000 | 3,771 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,110,000 | 3,386 |
| Other real estate owned | $116,000 | 3,307 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,780,000 | 5,439 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $180,379,000 | 3,281 |
| Total liabilities | $164,784,000 | 3,228 |
| Total deposits | $164,033,000 | 2,992 |
| Interest-bearing deposits | $141,072,000 | 2,952 |
| Deposits held in domestic offices | $164,033,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $751,000 | 4,220 |
| Total equity capital | $15,595,000 | 3,763 |
| Total bank equity capital | $15,595,000 | 3,763 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,664,000 | 374 |
| Surplus | $2,700,000 | 5,092 |
| Undivided profits | $2,231,000 | 6,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $951,000 | 2,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $789,000 | 4,366 |
| Earning assets | $172,016,000 | 3,167 |
| Long-term assets (5+ years) | $3,804,000 | 6,169 |
| Average Assets, year-to-date | $168,151,330 | 3,425 |
| Average Assets, quarterly | $172,929,000 | 3,379 |
| Volatile liabilities | $49,576,000 | 2,606 |
| Insider loans | $4,975,000 | 1,403 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $17,270,000 | 3,646 |
| Tier 1 (core) risk-based capital | $15,673,000 | 3,728 |
| Tier 2 risk-based capital | $1,157,000 | 3,564 |
| Total risk weighted assets | $150,253,000 | 2,883 |
| Total unused commitments | $17,270,000 | 3,646 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $165,479,000 | 3,494 |
| Cash and due from depository institutions | $8,722,000 | 3,199 |
| Interest-bearing balances | $5,852,000 | 968 |
| Securities | $3,589,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $18,146,000 | 813 |
| Net loans & leases | $132,344,000 | 2,998 |
| Loan loss allowance | $1,070,000 | 3,942 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,210,000 | 5,546 |
| Other real estate owned | $116,000 | 3,199 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,352,000 | 5,968 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $165,479,000 | 3,494 |
| Total liabilities | $150,204,000 | 3,453 |
| Total deposits | $149,525,000 | 3,203 |
| Interest-bearing deposits | $130,444,000 | 3,123 |
| Deposits held in domestic offices | $149,525,000 | 3,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $679,000 | 4,440 |
| Total equity capital | $15,275,000 | 3,808 |
| Total bank equity capital | $15,275,000 | 3,808 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,664,000 | 364 |
| Surplus | $2,700,000 | 5,026 |
| Undivided profits | $1,911,000 | 6,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 3,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $651,000 | 4,830 |
| Earning assets | $159,931,000 | 3,355 |
| Long-term assets (5+ years) | $4,122,000 | 6,033 |
| Average Assets, year-to-date | $162,037,500 | 3,522 |
| Average Assets, quarterly | $162,037,500 | 3,522 |
| Volatile liabilities | $43,878,000 | 2,746 |
| Insider loans | $3,610,000 | 1,822 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,634,000 | 3,279 |
| Tier 1 (core) risk-based capital | $15,348,000 | 3,733 |
| Tier 2 risk-based capital | $1,070,000 | 3,738 |
| Total risk weighted assets | $135,338,000 | 3,086 |
| Total unused commitments | $20,634,000 | 3,280 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 52 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $158,596,000 | 3,577 |
| Cash and due from depository institutions | $6,892,000 | 3,249 |
| Interest-bearing balances | $4,644,000 | 1,163 |
| Securities | $3,616,000 | 7,792 |
| Federal funds sold & reverse repurchase agreements | $20,568,000 | 633 |
| Net loans & leases | $124,567,000 | 3,108 |
| Loan loss allowance | $996,000 | 4,110 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,237,000 | 5,497 |
| Other real estate owned | $116,000 | 3,249 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,600,000 | 5,630 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $158,596,000 | 3,577 |
| Total liabilities | $144,295,000 | 3,529 |
| Total deposits | $143,590,000 | 3,295 |
| Interest-bearing deposits | $124,406,000 | 3,198 |
| Deposits held in domestic offices | $143,590,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $705,000 | 4,281 |
| Total equity capital | $14,301,000 | 3,963 |
| Total bank equity capital | $14,301,000 | 3,963 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,664,000 | 354 |
| Surplus | $2,000,000 | 5,558 |
| Undivided profits | $1,637,000 | 6,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $682,000 | 4,701 |
| Earning assets | $153,395,000 | 3,428 |
| Long-term assets (5+ years) | $3,686,000 | 6,202 |
| Average Assets, year-to-date | $144,559,800 | 3,698 |
| Average Assets, quarterly | $152,617,500 | 3,661 |
| Volatile liabilities | $42,088,000 | 2,775 |
| Insider loans | $3,586,000 | 1,823 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,414,000 | 3,374 |
| Tier 1 (core) risk-based capital | $14,373,000 | 3,894 |
| Tier 2 risk-based capital | $996,000 | 3,907 |
| Total risk weighted assets | $125,852,000 | 3,245 |
| Total unused commitments | $19,414,000 | 3,374 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $146,639,000 | 3,756 |
| Cash and due from depository institutions | $7,382,000 | 3,774 |
| Interest-bearing balances | $4,644,000 | 1,159 |
| Securities | $3,695,000 | 7,791 |
| Federal funds sold & reverse repurchase agreements | $9,711,000 | 1,332 |
| Net loans & leases | $123,340,000 | 3,114 |
| Loan loss allowance | $1,045,000 | 3,958 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $784,000 | 6,319 |
| Other real estate owned | $70,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,657,000 | 5,510 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $146,639,000 | 3,756 |
| Total liabilities | $132,676,000 | 3,729 |
| Total deposits | $132,058,000 | 3,465 |
| Interest-bearing deposits | $103,388,000 | 3,658 |
| Deposits held in domestic offices | $132,058,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $618,000 | 4,598 |
| Total equity capital | $13,963,000 | 4,021 |
| Total bank equity capital | $13,963,000 | 4,021 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,664,000 | 341 |
| Surplus | $2,000,000 | 5,516 |
| Undivided profits | $1,299,000 | 7,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $676,000 | 4,721 |
| Earning assets | $141,390,000 | 3,605 |
| Long-term assets (5+ years) | $3,619,000 | 6,301 |
| Average Assets, year-to-date | $141,050,750 | 3,768 |
| Average Assets, quarterly | $145,027,500 | 3,745 |
| Volatile liabilities | $39,275,000 | 2,811 |
| Insider loans | $3,602,000 | 1,797 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,290,000 | 3,553 |
| Tier 1 (core) risk-based capital | $14,015,000 | 3,935 |
| Tier 2 risk-based capital | $1,045,000 | 3,745 |
| Total risk weighted assets | $120,568,000 | 3,298 |
| Total unused commitments | $17,290,000 | 3,555 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $143,416,000 | 3,757 |
| Cash and due from depository institutions | $7,590,000 | 4,728 |
| Interest-bearing balances | $5,525,000 | 969 |
| Securities | $3,770,000 | 7,821 |
| Federal funds sold & reverse repurchase agreements | $12,961,000 | 933 |
| Net loans & leases | $116,677,000 | 3,181 |
| Loan loss allowance | $987,000 | 4,087 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $824,000 | 6,207 |
| Other real estate owned | $70,000 | 4,728 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,524,000 | 5,560 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $143,416,000 | 3,757 |
| Total liabilities | $129,931,000 | 3,705 |
| Total deposits | $129,432,000 | 3,459 |
| Interest-bearing deposits | $112,039,000 | 3,366 |
| Deposits held in domestic offices | $129,432,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $499,000 | 4,882 |
| Total equity capital | $13,485,000 | 4,066 |
| Total bank equity capital | $13,485,000 | 4,066 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,664,000 | 322 |
| Surplus | $2,000,000 | 5,497 |
| Undivided profits | $821,000 | 7,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 5,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $582,000 | 4,901 |
| Earning assets | $138,933,000 | 3,600 |
| Long-term assets (5+ years) | $5,689,000 | 5,706 |
| Average Assets, year-to-date | $139,188,000 | 3,785 |
| Average Assets, quarterly | $142,108,500 | 3,758 |
| Volatile liabilities | $44,089,000 | 2,501 |
| Insider loans | $3,194,000 | 1,944 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,174,000 | 3,511 |
| Tier 1 (core) risk-based capital | $13,530,000 | 3,953 |
| Tier 2 risk-based capital | $987,000 | 3,858 |
| Total risk weighted assets | $114,538,000 | 3,374 |
| Total unused commitments | $17,174,000 | 3,512 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $140,801,000 | 3,801 |
| Cash and due from depository institutions | $7,033,000 | 4,822 |
| Interest-bearing balances | $5,526,000 | 1,007 |
| Securities | $3,819,000 | 7,895 |
| Federal funds sold & reverse repurchase agreements | $11,349,000 | 1,103 |
| Net loans & leases | $116,367,000 | 3,148 |
| Loan loss allowance | $1,018,000 | 4,013 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $930,000 | 6,004 |
| Other real estate owned | $0 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,303,000 | 5,944 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $140,801,000 | 3,801 |
| Total liabilities | $127,741,000 | 3,756 |
| Total deposits | $127,355,000 | 3,511 |
| Interest-bearing deposits | $112,065,000 | 3,375 |
| Deposits held in domestic offices | $127,355,000 | 3,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $386,000 | 5,415 |
| Total equity capital | $13,060,000 | 4,099 |
| Total bank equity capital | $13,060,000 | 4,099 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,664,000 | 309 |
| Surplus | $2,000,000 | 5,515 |
| Undivided profits | $396,000 | 7,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 5,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $592,000 | 4,735 |
| Earning assets | $137,061,000 | 3,630 |
| Long-term assets (5+ years) | $5,934,000 | 5,719 |
| Average Assets, year-to-date | $137,074,000 | 3,848 |
| Average Assets, quarterly | $137,074,000 | 3,848 |
| Volatile liabilities | $45,270,000 | 2,362 |
| Insider loans | $2,932,000 | 2,054 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,267,000 | 2,999 |
| Tier 1 (core) risk-based capital | $13,112,000 | 4,009 |
| Tier 2 risk-based capital | $1,018,000 | 3,782 |
| Total risk weighted assets | $114,001,000 | 3,338 |
| Total unused commitments | $21,267,000 | 3,002 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $133,347,000 | 3,947 |
| Cash and due from depository institutions | $7,023,000 | 4,620 |
| Interest-bearing balances | $5,622,000 | 1,006 |
| Securities | $3,913,000 | 7,925 |
| Federal funds sold & reverse repurchase agreements | $14,818,000 | 803 |
| Net loans & leases | $105,398,000 | 3,391 |
| Loan loss allowance | $929,000 | 4,252 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $905,000 | 6,067 |
| Other real estate owned | $0 | 4,620 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,290,000 | 5,929 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $133,347,000 | 3,947 |
| Total liabilities | $120,498,000 | 3,921 |
| Total deposits | $120,070,000 | 3,651 |
| Interest-bearing deposits | $104,161,000 | 3,558 |
| Deposits held in domestic offices | $120,070,000 | 3,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $428,000 | 5,135 |
| Total equity capital | $12,849,000 | 4,135 |
| Total bank equity capital | $12,849,000 | 4,135 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,664,000 | 301 |
| Surplus | $2,000,000 | 5,506 |
| Undivided profits | $185,000 | 8,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $467,000 | 5,556 |
| Earning assets | $129,751,000 | 3,767 |
| Long-term assets (5+ years) | $4,053,000 | 6,334 |
| Average Assets, year-to-date | $110,732,200 | 4,400 |
| Average Assets, quarterly | $125,099,500 | 4,126 |
| Volatile liabilities | $47,211,000 | 2,211 |
| Insider loans | $2,992,000 | 2,000 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $17,383,000 | 3,285 |
| Tier 1 (core) risk-based capital | $12,871,000 | 4,017 |
| Tier 2 risk-based capital | $929,000 | 3,992 |
| Total risk weighted assets | $102,207,000 | 3,598 |
| Total unused commitments | $17,383,000 | 3,287 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $116,852,000 | 4,335 |
| Cash and due from depository institutions | $7,307,000 | 4,735 |
| Interest-bearing balances | $5,623,000 | 1,025 |
| Securities | $3,985,000 | 7,927 |
| Federal funds sold & reverse repurchase agreements | $9,670,000 | 1,181 |
| Net loans & leases | $93,971,000 | 3,647 |
| Loan loss allowance | $890,000 | 4,372 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $744,000 | 6,421 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,175,000 | 6,201 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $116,852,000 | 4,335 |
| Total liabilities | $106,271,000 | 4,279 |
| Total deposits | $105,970,000 | 3,994 |
| Interest-bearing deposits | $93,598,000 | 3,864 |
| Deposits held in domestic offices | $105,970,000 | 3,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $301,000 | 6,199 |
| Total equity capital | $10,581,000 | 4,799 |
| Total bank equity capital | $10,581,000 | 4,799 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,664,000 | 292 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-83,000 | 8,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $373,000 | 6,445 |
| Earning assets | $113,249,000 | 4,160 |
| Long-term assets (5+ years) | $4,047,000 | 6,425 |
| Average Assets, year-to-date | $105,078,500 | 4,577 |
| Average Assets, quarterly | $112,458,500 | 4,408 |
| Volatile liabilities | $34,430,000 | 2,807 |
| Insider loans | $3,004,000 | 1,945 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,662,000 | 4,287 |
| Tier 1 (core) risk-based capital | $10,593,000 | 4,645 |
| Tier 2 risk-based capital | $890,000 | 4,085 |
| Total risk weighted assets | $89,126,000 | 3,942 |
| Total unused commitments | $10,662,000 | 4,287 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $108,065,000 | 4,567 |
| Cash and due from depository institutions | $7,200,000 | 5,013 |
| Interest-bearing balances | $5,623,000 | 1,057 |
| Securities | $2,940,000 | 8,274 |
| Federal funds sold & reverse repurchase agreements | $8,524,000 | 1,260 |
| Net loans & leases | $87,661,000 | 3,818 |
| Loan loss allowance | $853,000 | 4,487 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $572,000 | 6,914 |
| Other real estate owned | $0 | 5,013 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,168,000 | 6,169 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $108,065,000 | 4,567 |
| Total liabilities | $97,818,000 | 4,532 |
| Total deposits | $97,544,000 | 4,236 |
| Interest-bearing deposits | $86,016,000 | 4,109 |
| Deposits held in domestic offices | $97,544,000 | 4,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $274,000 | 6,066 |
| Total equity capital | $10,247,000 | 4,784 |
| Total bank equity capital | $10,247,000 | 4,784 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,664,000 | 290 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-417,000 | 8,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $406,000 | 5,965 |
| Earning assets | $104,748,000 | 4,399 |
| Long-term assets (5+ years) | $3,777,000 | 6,620 |
| Average Assets, year-to-date | $101,154,000 | 4,730 |
| Average Assets, quarterly | $105,657,500 | 4,616 |
| Volatile liabilities | $34,949,000 | 2,700 |
| Insider loans | $2,513,000 | 2,242 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,647,000 | 4,103 |
| Tier 1 (core) risk-based capital | $10,293,000 | 4,697 |
| Tier 2 risk-based capital | $853,000 | 4,188 |
| Total risk weighted assets | $81,981,000 | 4,155 |
| Total unused commitments | $11,647,000 | 4,103 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 29 | 5,130 |
| Assets and Liabilities | ||
| Total Assets: | $103,250,000 | 4,720 |
| Cash and due from depository institutions | $6,995,000 | 5,130 |
| Interest-bearing balances | $5,622,000 | 1,194 |
| Securities | $3,023,000 | 8,228 |
| Federal funds sold & reverse repurchase agreements | $9,677,000 | 1,521 |
| Net loans & leases | $82,122,000 | 3,927 |
| Loan loss allowance | $773,000 | 4,752 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $606,000 | 6,811 |
| Other real estate owned | $0 | 5,130 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $827,000 | 6,862 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $103,250,000 | 4,720 |
| Total liabilities | $93,156,000 | 4,675 |
| Total deposits | $92,956,000 | 4,393 |
| Interest-bearing deposits | $81,893,000 | 4,287 |
| Deposits held in domestic offices | $92,956,000 | 4,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $200,000 | 7,032 |
| Total equity capital | $10,094,000 | 4,914 |
| Total bank equity capital | $10,094,000 | 4,914 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,664,000 | 282 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-570,000 | 8,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $333,000 | 6,514 |
| Earning assets | $100,444,000 | 4,531 |
| Long-term assets (5+ years) | $2,889,000 | 6,880 |
| Average Assets, year-to-date | $97,698,500 | 4,857 |
| Average Assets, quarterly | $97,698,500 | 4,857 |
| Volatile liabilities | $31,575,000 | 2,829 |
| Insider loans | $3,185,000 | 1,790 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,029,000 | 4,885 |
| Tier 1 (core) risk-based capital | $10,087,000 | 4,715 |
| Tier 2 risk-based capital | $773,000 | 4,449 |
| Total risk weighted assets | $78,081,000 | 4,231 |
| Total unused commitments | $8,029,000 | 4,893 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $92,147,000 | 5,069 |
| Cash and due from depository institutions | $7,111,000 | 5,799 |
| Interest-bearing balances | $5,622,000 | 1,083 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $6,096,000 | 1,939 |
| Net loans & leases | $77,647,000 | 4,057 |
| Loan loss allowance | $763,000 | 4,772 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $393,000 | 7,495 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $900,000 | 6,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,147,000 | 5,069 |
| Total liabilities | $82,230,000 | 5,083 |
| Total deposits | $81,967,000 | 4,824 |
| Interest-bearing deposits | $70,711,000 | 4,759 |
| Deposits held in domestic offices | $81,967,000 | 4,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $263,000 | 6,414 |
| Total equity capital | $9,917,000 | 4,905 |
| Total bank equity capital | $9,917,000 | 4,905 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,664,000 | 282 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-747,000 | 8,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $320,000 | 6,780 |
| Earning assets | $89,365,000 | 4,855 |
| Long-term assets (5+ years) | $1,927,000 | 7,274 |
| Average Assets, year-to-date | $75,670,000 | 5,614 |
| Average Assets, quarterly | $87,450,500 | 5,224 |
| Volatile liabilities | $25,409,000 | 3,318 |
| Insider loans | $2,820,000 | 1,983 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,161,000 | 5,016 |
| Tier 1 (core) risk-based capital | $9,917,000 | 4,741 |
| Tier 2 risk-based capital | $763,000 | 4,477 |
| Total risk weighted assets | $73,169,000 | 4,432 |
| Total unused commitments | $7,161,000 | 5,019 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $82,754,000 | 5,424 |
| Cash and due from depository institutions | $7,186,000 | 5,527 |
| Interest-bearing balances | $5,641,000 | 1,232 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $6,238,000 | 2,176 |
| Net loans & leases | $67,994,000 | 4,452 |
| Loan loss allowance | $665,000 | 5,206 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $405,000 | 7,490 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $931,000 | 6,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,754,000 | 5,424 |
| Total liabilities | $73,045,000 | 5,468 |
| Total deposits | $72,870,000 | 5,209 |
| Interest-bearing deposits | $63,751,000 | 5,114 |
| Deposits held in domestic offices | $72,870,000 | 5,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $175,000 | 7,591 |
| Total equity capital | $9,709,000 | 4,943 |
| Total bank equity capital | $9,709,000 | 4,943 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,635,000 | 283 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-926,000 | 8,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $271,000 | 7,387 |
| Earning assets | $79,873,000 | 5,235 |
| Long-term assets (5+ years) | $3,298,000 | 6,809 |
| Average Assets, year-to-date | $71,550,750 | 5,813 |
| Average Assets, quarterly | $78,940,000 | 5,570 |
| Volatile liabilities | $22,969,000 | 3,533 |
| Insider loans | $3,544,000 | 1,567 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,155,000 | 4,999 |
| Tier 1 (core) risk-based capital | $9,520,000 | 4,853 |
| Tier 2 risk-based capital | $665,000 | 4,867 |
| Total risk weighted assets | $65,398,000 | 4,768 |
| Total unused commitments | $7,155,000 | 5,003 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $75,126,000 | 5,738 |
| Cash and due from depository institutions | $8,204,000 | 5,680 |
| Interest-bearing balances | $6,209,000 | 1,254 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $5,560,000 | 2,725 |
| Net loans & leases | $59,953,000 | 4,811 |
| Loan loss allowance | $572,000 | 5,644 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $436,000 | 7,373 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $973,000 | 6,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,126,000 | 5,738 |
| Total liabilities | $65,591,000 | 5,808 |
| Total deposits | $65,448,000 | 5,563 |
| Interest-bearing deposits | $55,644,000 | 5,571 |
| Deposits held in domestic offices | $65,448,000 | 5,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $143,000 | 7,983 |
| Total equity capital | $9,535,000 | 5,003 |
| Total bank equity capital | $9,535,000 | 5,003 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,635,000 | 276 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-1,100,000 | 8,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 6,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $272,000 | 7,291 |
| Earning assets | $71,722,000 | 5,584 |
| Long-term assets (5+ years) | $3,190,000 | 6,804 |
| Average Assets, year-to-date | $67,816,330 | 5,995 |
| Average Assets, quarterly | $71,726,000 | 5,848 |
| Volatile liabilities | $23,349,000 | 3,428 |
| Insider loans | $2,638,000 | 2,057 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,997,000 | 5,366 |
| Tier 1 (core) risk-based capital | $9,535,000 | 4,793 |
| Tier 2 risk-based capital | $572,000 | 5,299 |
| Total risk weighted assets | $56,994,000 | 5,168 |
| Total unused commitments | $5,997,000 | 5,382 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 22 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $68,326,000 | 6,004 |
| Cash and due from depository institutions | $8,427,000 | 6,099 |
| Interest-bearing balances | $6,840,000 | 1,179 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $3,183,000 | 4,284 |
| Net loans & leases | $55,051,000 | 5,027 |
| Loan loss allowance | $522,000 | 5,874 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $442,000 | 7,383 |
| Other real estate owned | $438,000 | 6,099 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $785,000 | 7,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,326,000 | 6,004 |
| Total liabilities | $61,134,000 | 5,990 |
| Total deposits | $60,925,000 | 5,772 |
| Interest-bearing deposits | $53,416,000 | 5,698 |
| Deposits held in domestic offices | $60,925,000 | 5,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $209,000 | 7,356 |
| Total equity capital | $7,192,000 | 5,937 |
| Total bank equity capital | $7,192,000 | 5,937 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,394,000 | 367 |
| Surplus | $0 | 8,583 |
| Undivided profits | $-1,202,000 | 9,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $236,000 | 7,694 |
| Earning assets | $65,074,000 | 5,862 |
| Long-term assets (5+ years) | $3,410,000 | 6,673 |
| Average Assets, year-to-date | $64,161,500 | 6,160 |
| Average Assets, quarterly | $64,161,500 | 6,160 |
| Volatile liabilities | $23,277,000 | 3,392 |
| Insider loans | $2,039,000 | 2,510 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,448,000 | 5,132 |
| Tier 1 (core) risk-based capital | $6,867,000 | 5,908 |
| Tier 2 risk-based capital | $522,000 | 5,522 |
| Total risk weighted assets | $60,054,000 | 4,950 |
| Total unused commitments | $6,448,000 | 5,146 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $59,997,000 | 6,412 |
| Cash and due from depository institutions | $5,405,000 | 6,103 |
| Interest-bearing balances | $4,260,000 | 1,570 |
| Securities | $804,000 | 8,957 |
| Federal funds sold & reverse repurchase agreements | $2,595,000 | 4,283 |
| Net loans & leases | $49,945,000 | 5,332 |
| Loan loss allowance | $482,000 | 6,085 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $456,000 | 7,360 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $792,000 | 7,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,997,000 | 6,412 |
| Total liabilities | $53,721,000 | 6,380 |
| Total deposits | $53,520,000 | 6,176 |
| Interest-bearing deposits | $45,930,000 | 6,147 |
| Deposits held in domestic offices | $53,520,000 | 6,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $201,000 | 7,524 |
| Total equity capital | $6,276,000 | 6,409 |
| Total bank equity capital | $6,276,000 | 6,409 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,551,000 | 422 |
| Surplus | $0 | 8,619 |
| Undivided profits | $-1,275,000 | 9,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $234,000 | 7,828 |
| Earning assets | $57,604,000 | 6,219 |
| Long-term assets (5+ years) | $3,547,000 | 6,584 |
| Average Assets, year-to-date | $49,029,600 | 6,896 |
| Average Assets, quarterly | $58,645,500 | 6,443 |
| Volatile liabilities | $18,575,000 | 3,936 |
| Insider loans | $1,742,000 | 2,796 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,109,000 | 6,513 |
| Tier 1 (core) risk-based capital | $5,905,000 | 6,414 |
| Tier 2 risk-based capital | $482,000 | 5,747 |
| Total risk weighted assets | $51,266,000 | 5,391 |
| Total unused commitments | $3,109,000 | 6,515 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $34,021,000 | 8,040 |
| Cash and due from depository institutions | $4,435,000 | 7,525 |
| Interest-bearing balances | $4,177,000 | 1,434 |
| Securities | $3,131,000 | 8,527 |
| Federal funds sold & reverse repurchase agreements | $4,245,000 | 3,140 |
| Net loans & leases | $21,177,000 | 7,714 |
| Loan loss allowance | $266,000 | 7,649 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $413,000 | 7,637 |
| Other real estate owned | $0 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $620,000 | 7,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,021,000 | 8,040 |
| Total liabilities | $28,559,000 | 8,134 |
| Total deposits | $28,388,000 | 8,026 |
| Interest-bearing deposits | $20,617,000 | 8,334 |
| Deposits held in domestic offices | $28,388,000 | 8,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $171,000 | 8,202 |
| Total equity capital | $5,462,000 | 6,770 |
| Total bank equity capital | $5,462,000 | 6,770 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,334,000 | 518 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-872,000 | 9,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $111,000 | 9,076 |
| Earning assets | $32,730,000 | 7,901 |
| Long-term assets (5+ years) | $3,502,000 | 6,719 |
| Average Assets, year-to-date | $25,167,500 | 8,506 |
| Average Assets, quarterly | $31,306,500 | 8,182 |
| Volatile liabilities | $11,716,000 | 5,188 |
| Insider loans | $1,117,000 | 3,679 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,014,000 | 6,601 |
| Tier 1 (core) risk-based capital | $5,119,000 | 6,860 |
| Tier 2 risk-based capital | $266,000 | 7,399 |
| Total risk weighted assets | $23,411,000 | 7,738 |
| Total unused commitments | $3,014,000 | 6,609 |
| Derivatives | $0 | 450 |