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Royal Oak Savings Bank, F.S.B., Changes in Bank Equity Capital
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $3,726,000 | 8,008 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $151,000 | 10,459 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $0 | 8,644 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $7,755,000 | 5,404 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $3,336,000 | 8,797 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $390,000 | 8,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $0 | 8,856 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $3,432,000 | 8,890 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $3,086,000 | 9,141 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $500,000 | 7,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $250,000 | 4,799 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $3,336,000 | 9,291 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $2,746,000 | 9,699 |
| Restatements from amended reports of income, net | NA | NA |
| Net income | $340,000 | 8,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | NA | NA |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | NA | NA |
| Other transactions with parent holding company | NA | NA |
| Bank equity capital | $3,086,000 | 9,590 |