Home > Royal Oak Savings Bank, F.S.B. > Assets and Liabilities

Royal Oak Savings Bank, F.S.B., Assets and Liabilities

1995-12-31Rank
# of Employees:139,438
Assets and Liabilities
Total Assets:$50,600,0007,374
Cash and due from depository institutions$2,759,0009,438
Interest-bearing balances$21,0006,152
Securities$227,00011,815
Federal funds sold & reverse repurchase agreements$42,411,000377
Net loans & leases$450,00011,954
Loan loss allowance$011,909
Trading account assets$0261
Bank premises and fixed assets$510,0008,235
Other real estate owned$09,438
Goodwill and other intangibles$03,181
All other assets$4,243,0001,854
Life insurance assets$01
Total liabilities and capital$50,601,0007,374
Total liabilities$42,846,0007,597
Total deposits$42,843,0007,415
Interest-bearing deposits$42,317,0006,797
Deposits held in domestic offices$42,843,0007,411
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$3,00011,983
Total equity capital$7,755,0005,404
Total bank equity capital$7,755,0005,404
Perpetual preferred stock$0288
Common stock$10,00010,536
Surplus$2,350,0005,020
Undivided profits$5,395,0004,256
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$011,856
Earning assets$43,109,0007,661
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$52,258,2007,041
Average Assets, quarterly$50,295,0007,341
Volatile liabilities$1,478,00010,226
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$21,00011,262
Tier 1 (core) risk-based capital$7,755,0005,258
Tier 2 risk-based capital$011,851
Total risk weighted assets$13,855,00010,037
Total unused commitments$21,00011,263
Derivatives$0628
1994-12-31Rank
# of Employees:188,561
Assets and Liabilities
Total Assets:$50,335,0007,472
Cash and due from depository institutions$1,527,0008,561
Interest-bearing balances$646,0002,995
Securities$21,007,0005,673
Federal funds sold & reverse repurchase agreements$1,099,0005,286
Net loans & leases$24,656,0007,882
Loan loss allowance$326,0008,042
Trading account assets$0286
Bank premises and fixed assets$1,004,0006,075
Other real estate owned$08,561
Goodwill and other intangibles$03,133
All other assets$1,042,0006,550
Life insurance assets$01
Total liabilities and capital$50,335,0007,472
Total liabilities$46,903,0007,328
Total deposits$39,262,0007,915
Interest-bearing deposits$38,372,0007,274
Deposits held in domestic offices$39,262,0007,906
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$7,500,0001,436
Subordinated debt$0372
All other liabilities$141,00010,201
Total equity capital$3,432,0008,890
Total bank equity capital$3,432,0008,890
Perpetual preferred stock$0310
Common stock$10,00011,112
Surplus$2,350,0004,982
Undivided profits$1,072,0008,876
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$98,00010,941
Earning assets$47,408,0007,313
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$52,733,0007,148
Average Assets, quarterly$50,530,0007,423
Volatile liabilities$8,938,0004,697
Insider loans$173,0008,480
FHLB advances$7,500,000532
Loans and leases held for sale$01,430
Unused loan commitments$3,072,0006,289
Tier 1 (core) risk-based capital$3,726,0008,606
Tier 2 risk-based capital$281,0007,771
Total risk weighted assets$22,447,0008,492
Total unused commitments$3,072,0006,300
Derivatives$0687
1993-12-31Rank
# of Employees:218,210
Assets and Liabilities
Total Assets:$47,030,0008,021
Cash and due from depository institutions$1,489,0008,210
Interest-bearing balances$505,0004,269
Securities$21,149,0005,886
Federal funds sold & reverse repurchase agreements$2,129,0005,528
Net loans & leases$20,327,0008,765
Loan loss allowance$283,0008,890
Trading account assets$0330
Bank premises and fixed assets$1,019,0006,044
Other real estate owned$08,210
Goodwill and other intangibles$03,091
All other assets$917,0006,541
Life insurance assets$01
Total liabilities and capital$47,030,0008,021
Total liabilities$43,694,0007,904
Total deposits$43,588,0007,727
Interest-bearing deposits$42,916,0007,043
Deposits held in domestic offices$43,588,0007,719
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$106,00011,405
Total equity capital$3,336,0009,291
Total bank equity capital$3,336,0009,291
Perpetual preferred stock$0343
Common stock$10,00011,648
Surplus$2,350,0004,940
Undivided profits$976,0009,592
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,00012,015
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$99,00011,043
Earning assets$44,110,0007,910
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$50,527,8007,537
Average Assets, quarterly$47,456,5007,940
Volatile liabilities$1,414,00010,614
Insider loans$100,0009,726
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$2,533,0006,889
Tier 1 (core) risk-based capital$3,336,0009,229
Tier 2 risk-based capital$222,0008,901
Total risk weighted assets$17,709,0009,723
Total unused commitments$2,533,0006,912
Derivatives$0714
1992-12-31Rank
# of Employees:228,155
Assets and Liabilities
Total Assets:$53,051,0007,572
Cash and due from depository institutions$2,801,0008,155
Interest-bearing balances$1,207,0003,470
Securities$29,119,0004,579
Federal funds sold & reverse repurchase agreements$1,425,0007,685
Net loans & leases$17,397,0009,525
Loan loss allowance$215,00010,228
Trading account assets$0344
Bank premises and fixed assets$1,034,0006,063
Other real estate owned$475,0008,155
Goodwill and other intangibles$03,106
All other assets$800,0007,402
Life insurance assets$01
Total liabilities and capital$53,051,0007,572
Total liabilities$49,965,0007,396
Total deposits$49,819,0007,222
Interest-bearing deposits$49,235,0006,564
Deposits held in domestic offices$49,819,0007,215
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$146,00011,267
Total equity capital$3,086,0009,590
Total bank equity capital$3,086,0009,590
Perpetual preferred stock$0346
Common stock$10,00012,191
Surplus$2,350,0004,878
Undivided profits$726,00010,322
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$469,0005,843
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$42,00013,173
Earning assets$49,148,0007,474
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$51,908,8007,515
Average Assets, quarterly$52,825,5007,537
Volatile liabilities$1,548,00010,721
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,922,0007,418
Tier 1 (core) risk-based capital$3,086,0009,525
Tier 2 risk-based capital$215,0009,137
Total risk weighted assets$18,129,0009,794
Total unused commitments$1,922,0007,449
Derivatives$0651