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Royal Business Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$220,899,000286
Total interest expense$91,916,000247
Net interest income$128,983,000303
Provision for loan and lease losses$3,363,000423
Total noninterest income$15,890,000548
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,014,000553
Trading account gains and fees$0123
Additional Noninterest Income$13,876,000431
Total noninterest expense$69,656,000423
Salaries and employee benefits$37,795,000421
Premises and equipment expense$9,629,000304
Additional noninterest expense$13,876,000431
Pre-tax net operating income$71,854,000273
Securities gains (losses)$0988
Applicable income taxes$21,331,000198
Income before extraordinary items$50,523,000282
Extraordinary gains, net$054
Net income$50,523,000285
Minority interest net income$088
Net income of bank and minority interests.$50,523,000284
Net charge-offs$3,052,000313
Cash dividends$85,000,000123
Sale, conversion, retirement of capital stock, net$742,000221
Net operating income$50,523,000293
2023-09-30 (YTD Data)Rank
Total interest income$166,066,000285
Total interest expense$65,037,000252
Net interest income$101,029,000298
Provision for loan and lease losses$3,793,000315
Total noninterest income$13,242,000507
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,534,000545
Trading account gains and fees$0125
Additional Noninterest Income$11,708,000405
Total noninterest expense$53,369,000409
Salaries and employee benefits$28,935,000415
Premises and equipment expense$7,242,000307
Additional noninterest expense$11,708,000405
Pre-tax net operating income$57,109,000264
Securities gains (losses)$0849
Applicable income taxes$16,970,000203
Income before extraordinary items$40,139,000283
Extraordinary gains, net$052
Net income$40,139,000285
Minority interest net income$081
Net income of bank and minority interests.$40,139,000284
Net charge-offs$2,942,000240
Cash dividends$45,000,000146
Sale, conversion, retirement of capital stock, net$609,000205
Net operating income$40,139,000288
2023-06-30 (YTD Data)Rank
Total interest income$110,328,000268
Total interest expense$39,642,000246
Net interest income$70,686,000281
Provision for loan and lease losses$2,394,000321
Total noninterest income$5,310,000699
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,034,000533
Trading account gains and fees$0112
Additional Noninterest Income$4,276,000588
Total noninterest expense$36,800,000392
Salaries and employee benefits$19,191,000407
Premises and equipment expense$4,828,000295
Additional noninterest expense$4,276,000588
Pre-tax net operating income$36,802,000274
Securities gains (losses)$0938
Applicable income taxes$10,896,000206
Income before extraordinary items$25,906,000294
Extraordinary gains, net$051
Net income$25,906,000299
Minority interest net income$081
Net income of bank and minority interests.$25,906,000294
Net charge-offs$738,000355
Cash dividends$45,000,000115
Sale, conversion, retirement of capital stock, net$465,000182
Net operating income$25,906,000295
2023-03-31 (YTD Data)Rank
Total interest income$53,706,000275
Total interest expense$17,112,000246
Net interest income$36,594,000282
Provision for loan and lease losses$2,013,000233
Total noninterest income$2,593,000715
Gross Fiduciary activities income$0913
Service charges on deposit accounts$472,000580
Trading account gains and fees$097
Additional Noninterest Income$2,121,000589
Total noninterest expense$18,763,000392
Salaries and employee benefits$9,864,000416
Premises and equipment expense$2,398,000312
Additional noninterest expense$2,121,000589
Pre-tax net operating income$18,411,000274
Securities gains (losses)$0950
Applicable income taxes$5,445,000212
Income before extraordinary items$12,966,000302
Extraordinary gains, net$04
Net income$12,966,000303
Minority interest net income$048
Net income of bank and minority interests.$12,966,000303
Net charge-offs$158,000489
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$315,000138
Net operating income$12,966,000303
2022-12-31 (YTD Data)Rank
Total interest income$180,817,000268
Total interest expense$21,772,000247
Net interest income$159,045,000265
Provision for loan and lease losses$6,027,000247
Total noninterest income$11,945,000693
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,051,000561
Trading account gains and fees$0116
Additional Noninterest Income$9,894,000564
Total noninterest expense$62,051,000452
Salaries and employee benefits$35,488,000434
Premises and equipment expense$9,092,000322
Additional noninterest expense$9,894,000564
Pre-tax net operating income$102,912,000226
Securities gains (losses)$0691
Applicable income taxes$30,572,000186
Income before extraordinary items$72,340,000249
Extraordinary gains, net$05
Net income$72,340,000249
Minority interest net income$063
Net income of bank and minority interests.$72,340,000249
Net charge-offs$-2,0003,341
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$841,000261
Net operating income$72,340,000252
2022-09-30 (YTD Data)Rank
Total interest income$128,242,000265
Total interest expense$10,605,000255
Net interest income$117,637,000260
Provision for loan and lease losses$3,048,000304
Total noninterest income$9,491,000674
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,582,000548
Trading account gains and fees$0111
Additional Noninterest Income$7,909,000557
Total noninterest expense$49,478,000426
Salaries and employee benefits$28,559,000406
Premises and equipment expense$6,728,000326
Additional noninterest expense$7,909,000557
Pre-tax net operating income$74,602,000231
Securities gains (losses)$0740
Applicable income taxes$21,925,000190
Income before extraordinary items$52,677,000256
Extraordinary gains, net$04
Net income$52,677,000256
Minority interest net income$057
Net income of bank and minority interests.$52,677,000256
Net charge-offs$-88,0004,258
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$680,000228
Net operating income$52,677,000254
2022-06-30 (YTD Data)Rank
Total interest income$81,852,000259
Total interest expense$5,595,000238
Net interest income$76,257,000259
Provision for loan and lease losses$1,282,000344
Total noninterest income$6,777,000634
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,074,000535
Trading account gains and fees$0108
Additional Noninterest Income$5,703,000547
Total noninterest expense$33,041,000422
Salaries and employee benefits$18,997,000399
Premises and equipment expense$4,380,000328
Additional noninterest expense$9,664,000444
Pre-tax net operating income$48,711,000225
Securities gains (losses)$0687
Applicable income taxes$14,654,000190
Income before extraordinary items$34,057,000252
Extraordinary gains, net$04
Net income$34,057,000252
Minority interest net income$060
Net income of bank and minority interests.$34,057,000252
Net charge-offs$39,0001,066
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$406,000215
Net operating income$34,057,000253
2022-03-31 (YTD Data)Rank
Total interest income$39,540,000261
Total interest expense$2,727,000217
Net interest income$36,813,000262
Provision for loan and lease losses$366,000423
Total noninterest income$3,148,000675
Gross Fiduciary activities income$0892
Service charges on deposit accounts$520,000545
Trading account gains and fees$0103
Additional Noninterest Income$2,628,000587
Total noninterest expense$15,918,000431
Salaries and employee benefits$9,369,000411
Premises and equipment expense$2,206,000324
Additional noninterest expense$4,343,000474
Pre-tax net operating income$23,677,000230
Securities gains (losses)$0623
Applicable income taxes$7,211,000180
Income before extraordinary items$16,466,000254
Extraordinary gains, net$04
Net income$16,466,000254
Minority interest net income$050
Net income of bank and minority interests.$16,466,000254
Net charge-offs$-14,0004,031
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$257,000168
Net operating income$16,466,000255
2021-12-31 (YTD Data)Rank
Total interest income$146,958,000271
Total interest expense$13,721,000209
Net interest income$133,237,000272
Provision for loan and lease losses$3,959,000139
Total noninterest income$20,018,000514
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,367,000474
Trading account gains and fees$0132
Additional Noninterest Income$17,651,000456
Total noninterest expense$57,992,000457
Salaries and employee benefits$33,568,000449
Premises and equipment expense$8,691,000330
Additional noninterest expense$15,733,000526
Pre-tax net operating income$91,304,000249
Securities gains (losses)$02,062
Applicable income taxes$27,195,000200
Income before extraordinary items$64,109,000273
Extraordinary gains, net$010
Net income$64,109,000273
Minority interest net income$074
Net income of bank and minority interests.$64,109,000273
Net charge-offs$384,000738
Cash dividends$25,000,000253
Sale, conversion, retirement of capital stock, net$1,079,000220
Net operating income$64,109,000266
2021-09-30 (YTD Data)Rank
Total interest income$108,542,000273
Total interest expense$10,845,000210
Net interest income$97,697,000277
Provision for loan and lease losses$3,324,000119
Total noninterest income$16,727,000498
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,839,000467
Trading account gains and fees$0132
Additional Noninterest Income$14,888,000434
Total noninterest expense$44,804,000445
Salaries and employee benefits$26,756,000428
Premises and equipment expense$6,566,000336
Additional noninterest expense$11,482,000539
Pre-tax net operating income$66,296,000251
Securities gains (losses)$02,015
Applicable income taxes$19,675,000206
Income before extraordinary items$46,621,000287
Extraordinary gains, net$08
Net income$46,621,000287
Minority interest net income$069
Net income of bank and minority interests.$46,621,000287
Net charge-offs$430,000548
Cash dividends$25,000,000205
Sale, conversion, retirement of capital stock, net$870,000199
Net operating income$46,621,000279
2021-06-30 (YTD Data)Rank
Total interest income$71,458,000276
Total interest expense$7,656,000211
Net interest income$63,802,000277
Provision for loan and lease losses$2,128,000136
Total noninterest income$10,575,000510
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,305,000432
Trading account gains and fees$0133
Additional Noninterest Income$9,270,000461
Total noninterest expense$30,205,000437
Salaries and employee benefits$17,984,000423
Premises and equipment expense$4,377,000335
Additional noninterest expense$7,844,000513
Pre-tax net operating income$42,044,000266
Securities gains (losses)$01,818
Applicable income taxes$12,710,000212
Income before extraordinary items$29,334,000297
Extraordinary gains, net$06
Net income$29,334,000297
Minority interest net income$067
Net income of bank and minority interests.$29,334,000297
Net charge-offs$113,000866
Cash dividends$25,000,000147
Sale, conversion, retirement of capital stock, net$602,000167
Net operating income$29,334,000287
2021-03-31 (YTD Data)Rank
Total interest income$35,515,000277
Total interest expense$4,098,000211
Net interest income$31,417,000280
Provision for loan and lease losses$1,500,000117
Total noninterest income$6,069,000474
Gross Fiduciary activities income$0922
Service charges on deposit accounts$687,000412
Trading account gains and fees$0127
Additional Noninterest Income$5,382,000427
Total noninterest expense$15,678,000425
Salaries and employee benefits$9,242,000412
Premises and equipment expense$2,242,000332
Additional noninterest expense$4,194,000468
Pre-tax net operating income$20,308,000273
Securities gains (losses)$01,392
Applicable income taxes$6,309,000217
Income before extraordinary items$13,999,000309
Extraordinary gains, net$03
Net income$13,999,000309
Minority interest net income$055
Net income of bank and minority interests.$13,999,000309
Net charge-offs$42,000897
Cash dividends$25,000,00084
Sale, conversion, retirement of capital stock, net$287,000159
Net operating income$13,999,000299
2020-12-31 (YTD Data)Rank
Total interest income$139,009,000288
Total interest expense$26,688,000222
Net interest income$112,321,000293
Provision for loan and lease losses$11,822,000305
Total noninterest income$14,584,000627
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,636,000616
Trading account gains and fees$0133
Additional Noninterest Income$12,948,000545
Total noninterest expense$58,957,000431
Salaries and employee benefits$33,312,000435
Premises and equipment expense$9,691,000304
Additional noninterest expense$15,954,000497
Pre-tax net operating income$56,126,000265
Securities gains (losses)$209,0001,016
Applicable income taxes$17,282,000201
Income before extraordinary items$39,053,000304
Extraordinary gains, net$04
Net income$39,053,000302
Minority interest net income$072
Net income of bank and minority interests.$39,053,000304
Net charge-offs$1,302,000548
Cash dividends$25,000,000240
Sale, conversion, retirement of capital stock, net$37,325,00021
Net operating income$38,887,890298
2020-09-30 (YTD Data)Rank
Total interest income$103,176,000291
Total interest expense$21,603,000223
Net interest income$81,573,000295
Provision for loan and lease losses$8,815,000333
Total noninterest income$9,937,000644
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,244,000603
Trading account gains and fees$0125
Additional Noninterest Income$8,693,000558
Total noninterest expense$44,620,000422
Salaries and employee benefits$25,207,000423
Premises and equipment expense$7,291,000302
Additional noninterest expense$12,122,000476
Pre-tax net operating income$38,075,000269
Securities gains (losses)$209,000868
Applicable income taxes$11,849,000192
Income before extraordinary items$26,435,000307
Extraordinary gains, net$04
Net income$26,435,000305
Minority interest net income$065
Net income of bank and minority interests.$26,435,000307
Net charge-offs$997,000508
Cash dividends$25,000,000191
Sale, conversion, retirement of capital stock, net$37,140,00017
Net operating income$26,269,890302
2020-06-30 (YTD Data)Rank
Total interest income$68,077,000296
Total interest expense$15,634,000227
Net interest income$52,443,000304
Provision for loan and lease losses$4,954,000402
Total noninterest income$7,079,000583
Gross Fiduciary activities income$0970
Service charges on deposit accounts$891,000570
Trading account gains and fees$0123
Additional Noninterest Income$6,188,000503
Total noninterest expense$30,821,000406
Salaries and employee benefits$17,608,000395
Premises and equipment expense$4,931,000299
Additional noninterest expense$8,282,000464
Pre-tax net operating income$23,747,000251
Securities gains (losses)$158,000792
Applicable income taxes$7,524,000178
Income before extraordinary items$16,381,000292
Extraordinary gains, net$04
Net income$16,381,000291
Minority interest net income$065
Net income of bank and minority interests.$16,381,000292
Net charge-offs$950,000404
Cash dividends$25,000,000146
Sale, conversion, retirement of capital stock, net$36,974,00014
Net operating income$16,256,180286
2020-03-31 (YTD Data)Rank
Total interest income$34,002,000300
Total interest expense$8,478,000241
Net interest income$25,524,000313
Provision for loan and lease losses$1,945,000418
Total noninterest income$4,769,000438
Gross Fiduciary activities income$0941
Service charges on deposit accounts$451,000664
Trading account gains and fees$0106
Additional Noninterest Income$4,318,000346
Total noninterest expense$16,183,000392
Salaries and employee benefits$9,505,000375
Premises and equipment expense$2,404,000308
Additional noninterest expense$4,274,000454
Pre-tax net operating income$12,165,000220
Securities gains (losses)$01,705
Applicable income taxes$3,917,000153
Income before extraordinary items$8,248,000265
Extraordinary gains, net$04
Net income$8,248,000265
Minority interest net income$056
Net income of bank and minority interests.$8,248,000265
Net charge-offs$630,000322
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$11,914,00018
Net operating income$8,248,000261
2019-12-31 (YTD Data)Rank
Total interest income$141,601,000294
Total interest expense$37,164,000246
Net interest income$104,437,000304
Provision for loan and lease losses$2,390,000463
Total noninterest income$19,054,000440
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,366,000877
Trading account gains and fees$0135
Additional Noninterest Income$17,688,000352
Total noninterest expense$56,897,000417
Salaries and employee benefits$32,909,000409
Premises and equipment expense$9,750,000298
Additional noninterest expense$14,238,000506
Pre-tax net operating income$64,204,000266
Securities gains (losses)$7,0002,003
Applicable income taxes$18,886,000220
Income before extraordinary items$45,325,000295
Extraordinary gains, net$011
Net income$45,325,000296
Minority interest net income$076
Net income of bank and minority interests.$45,325,000296
Net charge-offs$1,152,000607
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$778,000240
Net operating income$45,319,470288
2019-09-30 (YTD Data)Rank
Total interest income$107,720,000296
Total interest expense$28,294,000250
Net interest income$79,426,000305
Provision for loan and lease losses$1,731,000457
Total noninterest income$12,978,000476
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$953,000923
Trading account gains and fees$0129
Additional Noninterest Income$12,025,000372
Total noninterest expense$43,636,000407
Salaries and employee benefits$25,088,000403
Premises and equipment expense$7,360,000295
Additional noninterest expense$11,188,000487
Pre-tax net operating income$47,037,000270
Securities gains (losses)$147,000630
Applicable income taxes$13,986,000223
Income before extraordinary items$33,198,000300
Extraordinary gains, net$011
Net income$33,198,000301
Minority interest net income$072
Net income of bank and minority interests.$33,198,000301
Net charge-offs$-79,0004,912
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$632,000206
Net operating income$33,081,870295
2019-06-30 (YTD Data)Rank
Total interest income$73,081,000291
Total interest expense$19,058,000246
Net interest income$54,023,000300
Provision for loan and lease losses$907,000525
Total noninterest income$9,976,000418
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$613,000944
Trading account gains and fees$0131
Additional Noninterest Income$9,363,000326
Total noninterest expense$30,000,000394
Salaries and employee benefits$17,287,000389
Premises and equipment expense$4,926,000298
Additional noninterest expense$7,787,000468
Pre-tax net operating income$33,092,000256
Securities gains (losses)$147,000436
Applicable income taxes$9,638,000213
Income before extraordinary items$23,601,000279
Extraordinary gains, net$011
Net income$23,601,000281
Minority interest net income$069
Net income of bank and minority interests.$23,601,000281
Net charge-offs$-77,0005,007
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$485,000178
Net operating income$23,484,870277
2019-03-31 (YTD Data)Rank
Total interest income$37,167,000286
Total interest expense$9,360,000242
Net interest income$27,807,000298
Provision for loan and lease losses$550,000439
Total noninterest income$4,226,000455
Gross Fiduciary activities income$0972
Service charges on deposit accounts$298,000958
Trading account gains and fees$0126
Additional Noninterest Income$3,928,000347
Total noninterest expense$15,226,000388
Salaries and employee benefits$9,118,000371
Premises and equipment expense$2,252,000325
Additional noninterest expense$3,856,000465
Pre-tax net operating income$16,257,000257
Securities gains (losses)$147,000230
Applicable income taxes$4,532,000222
Income before extraordinary items$11,872,000271
Extraordinary gains, net$05
Net income$11,872,000271
Minority interest net income$052
Net income of bank and minority interests.$11,872,000271
Net charge-offs$-109,0005,206
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$320,000127
Net operating income$11,755,870271
2018-12-31 (YTD Data)Rank
Total interest income$101,869,000352
Total interest expense$19,562,000321
Net interest income$82,307,000362
Provision for loan and lease losses$4,469,000278
Total noninterest income$11,446,000615
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,115,0001,067
Trading account gains and fees$0126
Additional Noninterest Income$10,331,000491
Total noninterest expense$38,894,000580
Salaries and employee benefits$22,526,000558
Premises and equipment expense$4,542,000556
Additional noninterest expense$11,826,000591
Pre-tax net operating income$50,390,000314
Securities gains (losses)$5,000828
Applicable income taxes$11,149,000294
Income before extraordinary items$39,246,000313
Extraordinary gains, net$06
Net income$39,246,000313
Minority interest net income$072
Net income of bank and minority interests.$39,246,000313
Net charge-offs$665,000804
Cash dividends$7,0004,017
Sale, conversion, retirement of capital stock, net$116,634,0005
Net operating income$39,242,050312
2018-09-30 (YTD Data)Rank
Total interest income$66,744,000386
Total interest expense$11,288,000356
Net interest income$55,456,000381
Provision for loan and lease losses$2,579,000326
Total noninterest income$7,353,000692
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$783,0001,122
Trading account gains and fees$0138
Additional Noninterest Income$6,570,000556
Total noninterest expense$24,065,000707
Salaries and employee benefits$14,029,000683
Premises and equipment expense$2,631,000724
Additional noninterest expense$7,405,000694
Pre-tax net operating income$36,165,000325
Securities gains (losses)$01,118
Applicable income taxes$6,988,000331
Income before extraordinary items$29,177,000323
Extraordinary gains, net$05
Net income$29,177,000323
Minority interest net income$066
Net income of bank and minority interests.$29,177,000323
Net charge-offs$174,0001,346
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$518,000252
Net operating income$29,177,000323
2018-06-30 (YTD Data)Rank
Total interest income$42,332,000394
Total interest expense$6,357,000380
Net interest income$35,975,000388
Provision for loan and lease losses$884,000525
Total noninterest income$5,248,000663
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$546,0001,082
Trading account gains and fees$0130
Additional Noninterest Income$4,702,000528
Total noninterest expense$15,911,000714
Salaries and employee benefits$9,297,000694
Premises and equipment expense$1,620,000781
Additional noninterest expense$4,994,000687
Pre-tax net operating income$24,428,000312
Securities gains (losses)$0961
Applicable income taxes$4,544,000323
Income before extraordinary items$19,884,000307
Extraordinary gains, net$06
Net income$19,884,000307
Minority interest net income$065
Net income of bank and minority interests.$19,884,000307
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$262,000254
Net operating income$19,884,000307
2018-03-31 (YTD Data)Rank
Total interest income$20,112,000404
Total interest expense$2,820,000401
Net interest income$17,292,000401
Provision for loan and lease losses$184,0001,010
Total noninterest income$2,455,000682
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$288,0001,032
Trading account gains and fees$0123
Additional Noninterest Income$2,167,000550
Total noninterest expense$8,067,000709
Salaries and employee benefits$4,761,000672
Premises and equipment expense$788,000806
Additional noninterest expense$2,518,000670
Pre-tax net operating income$11,496,000319
Securities gains (losses)$0735
Applicable income taxes$1,896,000360
Income before extraordinary items$9,600,000311
Extraordinary gains, net$07
Net income$9,600,000310
Minority interest net income$052
Net income of bank and minority interests.$9,600,000311
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$131,000231
Net operating income$9,600,000309
2017-12-31 (YTD Data)Rank
Total interest income$73,655,000410
Total interest expense$10,309,000366
Net interest income$63,346,000414
Provision for loan and lease losses$-1,053,0005,599
Total noninterest income$13,082,000572
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,164,0001,042
Trading account gains and fees$0151
Additional Noninterest Income$11,918,000463
Total noninterest expense$26,791,000815
Salaries and employee benefits$16,304,000753
Premises and equipment expense$2,928,000834
Additional noninterest expense$7,559,000864
Pre-tax net operating income$50,690,000288
Securities gains (losses)$02,243
Applicable income taxes$23,070,000237
Income before extraordinary items$27,620,000322
Extraordinary gains, net$09
Net income$27,620,000322
Minority interest net income$076
Net income of bank and minority interests.$27,620,000322
Net charge-offs$-664,0005,598
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$779,000248
Net operating income$27,620,000320
2017-09-30 (YTD Data)Rank
Total interest income$51,584,000426
Total interest expense$7,629,000360
Net interest income$43,955,000448
Provision for loan and lease losses$-3,488,0005,720
Total noninterest income$9,947,000575
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$860,0001,064
Trading account gains and fees$0145
Additional Noninterest Income$9,087,000457
Total noninterest expense$20,159,000819
Salaries and employee benefits$12,226,000755
Premises and equipment expense$2,167,000854
Additional noninterest expense$5,766,000853
Pre-tax net operating income$37,231,000289
Securities gains (losses)$02,274
Applicable income taxes$14,961,000235
Income before extraordinary items$22,270,000332
Extraordinary gains, net$09
Net income$22,270,000332
Minority interest net income$071
Net income of bank and minority interests.$22,270,000332
Net charge-offs$-746,0005,673
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$592,000227
Net operating income$22,270,000329
2017-06-30 (YTD Data)Rank
Total interest income$33,974,000425
Total interest expense$4,920,000354
Net interest income$29,054,000450
Provision for loan and lease losses$-4,188,0005,771
Total noninterest income$5,487,000655
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$570,0001,052
Trading account gains and fees$0139
Additional Noninterest Income$4,917,000535
Total noninterest expense$13,186,000824
Salaries and employee benefits$8,238,000747
Premises and equipment expense$1,465,000851
Additional noninterest expense$3,483,000940
Pre-tax net operating income$25,543,000281
Securities gains (losses)$01,906
Applicable income taxes$10,501,000227
Income before extraordinary items$15,042,000329
Extraordinary gains, net$011
Net income$15,042,000329
Minority interest net income$071
Net income of bank and minority interests.$15,042,000329
Net charge-offs$-653,0005,734
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$395,000213
Net operating income$15,042,000327
2017-03-31 (YTD Data)Rank
Total interest income$16,453,000436
Total interest expense$2,341,000352
Net interest income$14,112,000458
Provision for loan and lease losses$03,537
Total noninterest income$2,643,000653
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$286,0001,043
Trading account gains and fees$0142
Additional Noninterest Income$2,357,000529
Total noninterest expense$6,499,000846
Salaries and employee benefits$4,116,000757
Premises and equipment expense$741,000847
Additional noninterest expense$1,642,000977
Pre-tax net operating income$10,256,000327
Securities gains (losses)$01,153
Applicable income taxes$4,248,000265
Income before extraordinary items$6,008,000391
Extraordinary gains, net$08
Net income$6,008,000391
Minority interest net income$055
Net income of bank and minority interests.$6,008,000391
Net charge-offs$-24,0005,315
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$197,000186
Net operating income$6,008,000388
2016-12-31 (YTD Data)Rank
Total interest income$67,032,000414
Total interest expense$8,978,000337
Net interest income$58,054,000420
Provision for loan and lease losses$4,974,000260
Total noninterest income$9,601,000716
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,020,0001,192
Trading account gains and fees$0170
Additional Noninterest Income$8,581,000570
Total noninterest expense$27,747,000775
Salaries and employee benefits$13,604,000863
Premises and equipment expense$3,086,000808
Additional noninterest expense$11,057,000625
Pre-tax net operating income$34,934,000332
Securities gains (losses)$19,0002,394
Applicable income taxes$14,470,000272
Income before extraordinary items$20,483,000401
Extraordinary gains, net$05
Net income$20,483,000400
Minority interest net income$082
Net income of bank and minority interests.$20,483,000400
Net charge-offs$836,000754
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$904,000211
Net operating income$20,470,840396
2016-09-30 (YTD Data)Rank
Total interest income$50,018,000417
Total interest expense$6,657,000338
Net interest income$43,361,000423
Provision for loan and lease losses$3,599,000256
Total noninterest income$6,770,000750
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$648,0001,365
Trading account gains and fees$0169
Additional Noninterest Income$6,122,000599
Total noninterest expense$22,193,000723
Salaries and employee benefits$10,414,000841
Premises and equipment expense$2,379,000790
Additional noninterest expense$9,400,000557
Pre-tax net operating income$24,339,000355
Securities gains (losses)$19,0002,332
Applicable income taxes$10,045,000284
Income before extraordinary items$14,313,000424
Extraordinary gains, net$05
Net income$14,313,000422
Minority interest net income$071
Net income of bank and minority interests.$14,313,000424
Net charge-offs$223,0001,368
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$656,000192
Net operating income$14,300,840419
2016-06-30 (YTD Data)Rank
Total interest income$31,783,000429
Total interest expense$4,320,000346
Net interest income$27,463,000442
Provision for loan and lease losses$2,349,000252
Total noninterest income$3,993,000817
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$393,0001,449
Trading account gains and fees$0157
Additional Noninterest Income$3,600,000641
Total noninterest expense$15,208,000701
Salaries and employee benefits$6,976,000845
Premises and equipment expense$1,616,000772
Additional noninterest expense$6,616,000528
Pre-tax net operating income$13,899,000391
Securities gains (losses)$19,0001,971
Applicable income taxes$5,697,000308
Income before extraordinary items$8,221,000476
Extraordinary gains, net$016
Net income$8,221,000472
Minority interest net income$071
Net income of bank and minority interests.$8,221,000475
Net charge-offs$223,0001,048
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$441,000181
Net operating income$8,208,840466
2016-03-31 (YTD Data)Rank
Total interest income$13,700,000490
Total interest expense$2,044,000361
Net interest income$11,656,000512
Provision for loan and lease losses$998,000287
Total noninterest income$1,493,000966
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$195,0001,462
Trading account gains and fees$0142
Additional Noninterest Income$1,298,000782
Total noninterest expense$7,631,000703
Salaries and employee benefits$3,485,000845
Premises and equipment expense$740,000854
Additional noninterest expense$3,406,000508
Pre-tax net operating income$4,520,000528
Securities gains (losses)$02,077
Applicable income taxes$1,837,000417
Income before extraordinary items$2,683,000683
Extraordinary gains, net$012
Net income$2,683,000682
Minority interest net income$062
Net income of bank and minority interests.$2,683,000683
Net charge-offs$223,000610
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$215,000165
Net operating income$2,683,000668
2015-12-31 (YTD Data)Rank
Total interest income$41,385,000618
Total interest expense$6,936,000400
Net interest income$34,449,000660
Provision for loan and lease losses$1,386,000609
Total noninterest income$7,405,000851
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$554,0001,966
Trading account gains and fees$0159
Additional Noninterest Income$6,851,000644
Total noninterest expense$19,709,0001,043
Salaries and employee benefits$10,968,0001,028
Premises and equipment expense$2,347,0001,023
Additional noninterest expense$6,394,0001,026
Pre-tax net operating income$20,759,000471
Securities gains (losses)$78,0001,316
Applicable income taxes$8,527,000359
Income before extraordinary items$12,310,000594
Extraordinary gains, net$023
Net income$12,310,000592
Minority interest net income$081
Net income of bank and minority interests.$12,310,000595
Net charge-offs$211,0001,939
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,476,000175
Net operating income$12,260,080586
2015-09-30 (YTD Data)Rank
Total interest income$30,357,000635
Total interest expense$5,054,000411
Net interest income$25,303,000675
Provision for loan and lease losses$246,0001,725
Total noninterest income$4,126,0001,065
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$390,0002,074
Trading account gains and fees$0153
Additional Noninterest Income$3,736,000836
Total noninterest expense$14,671,0001,057
Salaries and employee benefits$8,352,0001,018
Premises and equipment expense$1,746,0001,047
Additional noninterest expense$4,573,0001,071
Pre-tax net operating income$14,512,000514
Securities gains (losses)$78,0001,181
Applicable income taxes$5,931,000396
Income before extraordinary items$8,659,000639
Extraordinary gains, net$021
Net income$8,659,000637
Minority interest net income$078
Net income of bank and minority interests.$8,659,000639
Net charge-offs$211,0001,501
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,082,000166
Net operating income$8,609,080627
2015-06-30 (YTD Data)Rank
Total interest income$19,832,000652
Total interest expense$3,213,000419
Net interest income$16,619,000686
Provision for loan and lease losses$04,069
Total noninterest income$3,010,000996
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$248,0002,118
Trading account gains and fees$0157
Additional Noninterest Income$2,762,000760
Total noninterest expense$9,828,0001,058
Salaries and employee benefits$5,715,000986
Premises and equipment expense$1,159,0001,051
Additional noninterest expense$2,954,0001,100
Pre-tax net operating income$9,801,000515
Securities gains (losses)$78,000958
Applicable income taxes$3,990,000401
Income before extraordinary items$5,889,000626
Extraordinary gains, net$022
Net income$5,889,000624
Minority interest net income$075
Net income of bank and minority interests.$5,889,000626
Net charge-offs$221,0001,126
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$688,000162
Net operating income$5,839,080620
2015-03-31 (YTD Data)Rank
Total interest income$9,783,000651
Total interest expense$1,545,000434
Net interest income$8,238,000691
Provision for loan and lease losses$03,703
Total noninterest income$2,019,000783
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$124,0002,109
Trading account gains and fees$0152
Additional Noninterest Income$1,895,000596
Total noninterest expense$5,122,0001,010
Salaries and employee benefits$2,958,000959
Premises and equipment expense$578,0001,054
Additional noninterest expense$1,586,0001,025
Pre-tax net operating income$5,135,000479
Securities gains (losses)$78,000671
Applicable income taxes$2,098,000368
Income before extraordinary items$3,115,000583
Extraordinary gains, net$013
Net income$3,115,000580
Minority interest net income$064
Net income of bank and minority interests.$3,115,000583
Net charge-offs$229,000655
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$344,000140
Net operating income$3,065,080575
2014-12-31 (YTD Data)Rank
Total interest income$36,950,000683
Total interest expense$4,522,000637
Net interest income$32,428,000684
Provision for loan and lease losses$1,446,000644
Total noninterest income$5,506,0001,024
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$533,0002,179
Trading account gains and fees$0180
Additional Noninterest Income$4,973,000757
Total noninterest expense$19,855,0001,024
Salaries and employee benefits$10,303,0001,058
Premises and equipment expense$2,344,0001,030
Additional noninterest expense$7,208,000905
Pre-tax net operating income$16,633,000542
Securities gains (losses)$268,000660
Applicable income taxes$6,864,000401
Income before extraordinary items$10,037,000674
Extraordinary gains, net$017
Net income$10,037,000673
Minority interest net income$084
Net income of bank and minority interests.$10,037,000674
Net charge-offs$147,0002,804
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,677,000156
Net operating income$9,865,480678
2014-09-30 (YTD Data)Rank
Total interest income$26,491,000711
Total interest expense$3,150,000694
Net interest income$23,341,000704
Provision for loan and lease losses$1,553,000435
Total noninterest income$4,086,0001,039
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$399,0002,199
Trading account gains and fees$0174
Additional Noninterest Income$3,687,000764
Total noninterest expense$14,088,0001,087
Salaries and employee benefits$7,667,0001,072
Premises and equipment expense$1,779,0001,027
Additional noninterest expense$4,642,0001,059
Pre-tax net operating income$11,786,000564
Securities gains (losses)$268,000516
Applicable income taxes$4,920,000416
Income before extraordinary items$7,134,000713
Extraordinary gains, net$015
Net income$7,134,000710
Minority interest net income$081
Net income of bank and minority interests.$7,134,000711
Net charge-offs$39,0003,434
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$1,290,000128
Net operating income$6,962,480716
2014-06-30 (YTD Data)Rank
Total interest income$17,095,000733
Total interest expense$1,928,000776
Net interest income$15,167,000721
Provision for loan and lease losses$234,0001,518
Total noninterest income$2,695,0001,020
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$247,0002,289
Trading account gains and fees$0172
Additional Noninterest Income$2,448,000749
Total noninterest expense$9,542,0001,066
Salaries and employee benefits$5,209,0001,045
Premises and equipment expense$1,217,0001,009
Additional noninterest expense$3,116,0001,042
Pre-tax net operating income$8,086,000538
Securities gains (losses)$267,000398
Applicable income taxes$3,547,000393
Income before extraordinary items$4,806,000683
Extraordinary gains, net$020
Net income$4,806,000681
Minority interest net income$080
Net income of bank and minority interests.$4,806,000683
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$888,000112
Net operating income$4,635,120694
2014-03-31 (YTD Data)Rank
Total interest income$8,275,000759
Total interest expense$915,000829
Net interest income$7,360,000740
Provision for loan and lease losses$03,817
Total noninterest income$1,218,0001,085
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$110,0002,476
Trading account gains and fees$0147
Additional Noninterest Income$1,108,000776
Total noninterest expense$4,395,0001,159
Salaries and employee benefits$2,652,0001,029
Premises and equipment expense$617,0001,014
Additional noninterest expense$1,126,0001,410
Pre-tax net operating income$4,183,000510
Securities gains (losses)$01,715
Applicable income taxes$1,766,000372
Income before extraordinary items$2,417,000655
Extraordinary gains, net$016
Net income$2,417,000654
Minority interest net income$066
Net income of bank and minority interests.$2,417,000656
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$462,000111
Net operating income$2,417,000646
2013-12-31 (YTD Data)Rank
Total interest income$31,070,000797
Total interest expense$3,367,0001,000
Net interest income$27,703,000768
Provision for loan and lease losses$1,613,000736
Total noninterest income$3,929,0001,337
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$353,0003,072
Trading account gains and fees$0184
Additional Noninterest Income$3,576,0001,032
Total noninterest expense$17,814,0001,151
Salaries and employee benefits$9,258,0001,174
Premises and equipment expense$2,335,0001,019
Additional noninterest expense$6,221,0001,089
Pre-tax net operating income$12,205,000639
Securities gains (losses)$179,000963
Applicable income taxes$5,355,000438
Income before extraordinary items$7,029,000892
Extraordinary gains, net$029
Net income$7,029,000894
Minority interest net income$090
Net income of bank and minority interests.$7,029,000894
Net charge-offs$1,186,0001,115
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$11,436,00037
Net operating income$6,914,440884
2013-09-30 (YTD Data)Rank
Total interest income$22,567,000835
Total interest expense$2,493,0001,045
Net interest income$20,074,000799
Provision for loan and lease losses$1,613,000600
Total noninterest income$3,411,0001,235
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$259,0003,132
Trading account gains and fees$0180
Additional Noninterest Income$3,152,000939
Total noninterest expense$13,335,0001,154
Salaries and employee benefits$6,913,0001,184
Premises and equipment expense$1,730,0001,044
Additional noninterest expense$4,692,0001,076
Pre-tax net operating income$8,537,000703
Securities gains (losses)$103,0001,199
Applicable income taxes$3,772,000472
Income before extraordinary items$4,868,000958
Extraordinary gains, net$025
Net income$4,868,000961
Minority interest net income$084
Net income of bank and minority interests.$4,868,000961
Net charge-offs$1,160,000906
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$11,135,00021
Net operating income$4,802,080939
2013-06-30 (YTD Data)Rank
Total interest income$13,090,000970
Total interest expense$1,611,0001,106
Net interest income$11,479,000932
Provision for loan and lease losses$1,469,000491
Total noninterest income$2,934,0001,030
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$157,0003,261
Trading account gains and fees$0157
Additional Noninterest Income$2,777,000773
Total noninterest expense$8,608,0001,184
Salaries and employee benefits$4,481,0001,199
Premises and equipment expense$1,072,0001,110
Additional noninterest expense$3,055,0001,106
Pre-tax net operating income$4,336,000878
Securities gains (losses)$21,0001,987
Applicable income taxes$1,937,000552
Income before extraordinary items$2,420,0001,254
Extraordinary gains, net$022
Net income$2,420,0001,256
Minority interest net income$082
Net income of bank and minority interests.$2,420,0001,257
Net charge-offs$1,159,000689
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$10,802,00016
Net operating income$2,406,5601,207
2013-03-31 (YTD Data)Rank
Total interest income$6,063,0001,049
Total interest expense$787,0001,180
Net interest income$5,276,0001,032
Provision for loan and lease losses$793,000491
Total noninterest income$2,176,000763
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$75,0003,336
Trading account gains and fees$0148
Additional Noninterest Income$2,101,000566
Total noninterest expense$3,729,0001,350
Salaries and employee benefits$2,217,0001,220
Premises and equipment expense$509,0001,199
Additional noninterest expense$1,003,0001,612
Pre-tax net operating income$2,930,000658
Securities gains (losses)$01,966
Applicable income taxes$1,286,000460
Income before extraordinary items$1,644,000924
Extraordinary gains, net$010
Net income$1,644,000925
Minority interest net income$076
Net income of bank and minority interests.$1,644,000926
Net charge-offs$794,000562
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$439,00095
Net operating income$1,644,000879
2012-12-31 (YTD Data)Rank
Total interest income$24,249,0001,110
Total interest expense$4,410,0001,030
Net interest income$19,839,0001,101
Provision for loan and lease losses$2,058,0001,040
Total noninterest income$2,357,0001,946
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$299,0003,491
Trading account gains and fees$0166
Additional Noninterest Income$2,058,0001,500
Total noninterest expense$13,176,0001,488
Salaries and employee benefits$6,933,0001,474
Premises and equipment expense$2,113,0001,123
Additional noninterest expense$4,130,0001,640
Pre-tax net operating income$6,962,0001,020
Securities gains (losses)$162,0001,875
Applicable income taxes$3,032,000603
Income before extraordinary items$4,092,0001,430
Extraordinary gains, net$029
Net income$4,092,0001,431
Minority interest net income$093
Net income of bank and minority interests.$4,092,0001,431
Net charge-offs$-4,0006,481
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$20,294,00015
Net operating income$3,988,3201,373
2012-09-30 (YTD Data)Rank
Total interest income$18,183,0001,127
Total interest expense$3,443,0001,040
Net interest income$14,740,0001,128
Provision for loan and lease losses$1,673,000997
Total noninterest income$1,754,0001,967
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$227,0003,503
Trading account gains and fees$0157
Additional Noninterest Income$1,527,0001,508
Total noninterest expense$10,368,0001,424
Salaries and employee benefits$5,329,0001,434
Premises and equipment expense$1,609,0001,113
Additional noninterest expense$3,430,0001,476
Pre-tax net operating income$4,453,0001,202
Securities gains (losses)$157,0001,630
Applicable income taxes$1,978,000717
Income before extraordinary items$2,632,0001,670
Extraordinary gains, net$020
Net income$2,632,0001,669
Minority interest net income$086
Net income of bank and minority interests.$2,632,0001,671
Net charge-offs$-4,0006,442
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$20,238,00014
Net operating income$2,531,5201,625
2012-06-30 (YTD Data)Rank
Total interest income$11,861,0001,154
Total interest expense$2,309,0001,059
Net interest income$9,552,0001,168
Provision for loan and lease losses$1,300,000886
Total noninterest income$1,205,0001,903
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$154,0003,457
Trading account gains and fees$0153
Additional Noninterest Income$1,051,0001,468
Total noninterest expense$6,744,0001,449
Salaries and employee benefits$3,601,0001,425
Premises and equipment expense$1,104,0001,083
Additional noninterest expense$2,039,0001,643
Pre-tax net operating income$2,713,0001,301
Securities gains (losses)$03,178
Applicable income taxes$1,177,000773
Income before extraordinary items$1,536,0001,846
Extraordinary gains, net$019
Net income$1,536,0001,845
Minority interest net income$084
Net income of bank and minority interests.$1,536,0001,846
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$20,177,00011
Net operating income$1,536,0001,758
2012-03-31 (YTD Data)Rank
Total interest income$5,793,0001,193
Total interest expense$1,124,0001,128
Net interest income$4,669,0001,192
Provision for loan and lease losses$440,0001,189
Total noninterest income$646,0001,814
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$82,0003,326
Trading account gains and fees$0148
Additional Noninterest Income$564,0001,392
Total noninterest expense$3,545,0001,380
Salaries and employee benefits$1,778,0001,444
Premises and equipment expense$553,0001,086
Additional noninterest expense$1,214,0001,393
Pre-tax net operating income$1,330,0001,320
Securities gains (losses)$02,210
Applicable income taxes$576,000784
Income before extraordinary items$754,0001,882
Extraordinary gains, net$019
Net income$754,0001,884
Minority interest net income$078
Net income of bank and minority interests.$754,0001,885
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$87,000238
Net operating income$754,0001,778
2011-12-31 (YTD Data)Rank
Total interest income$17,610,0001,611
Total interest expense$3,270,0001,807
Net interest income$14,340,0001,554
Provision for loan and lease losses$1,430,0001,956
Total noninterest income$3,817,0001,266
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$183,0004,538
Trading account gains and fees$0146
Additional Noninterest Income$3,634,000907
Total noninterest expense$12,432,0001,573
Salaries and employee benefits$6,607,0001,498
Premises and equipment expense$1,849,0001,343
Additional noninterest expense$3,976,0001,710
Pre-tax net operating income$4,295,0001,357
Securities gains (losses)$218,0001,382
Applicable income taxes$-3,440,0007,285
Income before extraordinary items$7,953,000649
Extraordinary gains, net$029
Net income$7,953,000647
Minority interest net income$096
Net income of bank and minority interests.$7,953,000649
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$924,000336
Net operating income$7,735,000639
2011-09-30 (YTD Data)Rank
Total interest income$11,919,0001,788
Total interest expense$2,268,0002,028
Net interest income$9,651,0001,743
Provision for loan and lease losses$1,068,0001,887
Total noninterest income$3,492,0001,113
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$122,0004,762
Trading account gains and fees$0145
Additional Noninterest Income$3,370,000765
Total noninterest expense$8,770,0001,658
Salaries and employee benefits$4,638,0001,592
Premises and equipment expense$1,185,0001,587
Additional noninterest expense$2,947,0001,729
Pre-tax net operating income$3,305,0001,364
Securities gains (losses)$218,0001,149
Applicable income taxes$1,0004,642
Income before extraordinary items$3,522,0001,090
Extraordinary gains, net$021
Net income$3,522,0001,090
Minority interest net income$087
Net income of bank and minority interests.$3,522,0001,090
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$724,000306
Net operating income$3,304,0001,102
2011-06-30 (YTD Data)Rank
Total interest income$7,548,0001,897
Total interest expense$1,459,0002,152
Net interest income$6,089,0001,834
Provision for loan and lease losses$890,0001,621
Total noninterest income$555,0002,933
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$73,0004,960
Trading account gains and fees$0153
Additional Noninterest Income$482,0002,155
Total noninterest expense$4,603,0002,094
Salaries and employee benefits$2,376,0002,050
Premises and equipment expense$650,0001,940
Additional noninterest expense$1,577,0002,148
Pre-tax net operating income$1,151,0002,302
Securities gains (losses)$218,000690
Applicable income taxes$1,0004,573
Income before extraordinary items$1,368,0001,750
Extraordinary gains, net$015
Net income$1,368,0001,750
Minority interest net income$089
Net income of bank and minority interests.$1,368,0001,750
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,000964
Net operating income$1,150,0001,951
2011-03-31 (YTD Data)Rank
Total interest income$3,583,0002,005
Total interest expense$727,0002,234
Net interest income$2,856,0001,931
Provision for loan and lease losses$296,0002,036
Total noninterest income$292,0002,875
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$32,0005,113
Trading account gains and fees$0158
Additional Noninterest Income$260,0002,091
Total noninterest expense$2,333,0002,078
Salaries and employee benefits$1,232,0001,987
Premises and equipment expense$331,0001,948
Additional noninterest expense$770,0002,182
Pre-tax net operating income$519,0002,488
Securities gains (losses)$48,000772
Applicable income taxes$1,0004,403
Income before extraordinary items$566,0002,016
Extraordinary gains, net$09
Net income$566,0002,015
Minority interest net income$086
Net income of bank and minority interests.$566,0002,016
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,000891
Net operating income$518,0002,146
2010-12-31 (YTD Data)Rank
Total interest income$10,484,0002,833
Total interest expense$2,387,0003,110
Net interest income$8,097,0002,694
Provision for loan and lease losses$3,469,0001,468
Total noninterest income$576,0004,319
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$102,0005,453
Trading account gains and fees$0175
Additional Noninterest Income$474,0003,269
Total noninterest expense$9,204,0002,098
Salaries and employee benefits$5,370,0001,801
Premises and equipment expense$1,265,0002,002
Additional noninterest expense$2,569,0002,617
Pre-tax net operating income$-4,000,0007,030
Securities gains (losses)$258,0001,387
Applicable income taxes$1,0004,548
Income before extraordinary items$-3,743,0007,074
Extraordinary gains, net$029
Net income$-3,743,0007,075
Minority interest net income$0111
Net income of bank and minority interests.$-3,743,0007,075
Net charge-offs$1,240,0002,403
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$1,645,000304
Net operating income$-4,001,0007,079
2010-09-30 (YTD Data)Rank
Total interest income$7,058,0003,170
Total interest expense$1,655,0003,435
Net interest income$5,403,0003,037
Provision for loan and lease losses$1,997,0001,659
Total noninterest income$385,0004,587
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$70,0005,662
Trading account gains and fees$0165
Additional Noninterest Income$315,0003,485
Total noninterest expense$6,809,0002,124
Salaries and employee benefits$4,056,0001,812
Premises and equipment expense$938,0002,051
Additional noninterest expense$1,815,0002,710
Pre-tax net operating income$-3,018,0007,199
Securities gains (losses)$193,0001,403
Applicable income taxes$1,0004,603
Income before extraordinary items$-2,826,0007,253
Extraordinary gains, net$023
Net income$-2,826,0007,253
Minority interest net income$0110
Net income of bank and minority interests.$-2,826,0007,253
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$1,199,000271
Net operating income$-3,019,0007,248
2010-06-30 (YTD Data)Rank
Total interest income$4,197,0003,524
Total interest expense$925,0004,004
Net interest income$3,272,0003,294
Provision for loan and lease losses$1,325,0001,644
Total noninterest income$258,0004,552
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$42,0005,813
Trading account gains and fees$0152
Additional Noninterest Income$216,0003,384
Total noninterest expense$4,447,0002,180
Salaries and employee benefits$2,529,0001,925
Premises and equipment expense$614,0002,107
Additional noninterest expense$1,304,0002,533
Pre-tax net operating income$-2,242,0007,312
Securities gains (losses)$193,000972
Applicable income taxes$1,0004,552
Income before extraordinary items$-2,050,0007,343
Extraordinary gains, net$019
Net income$-2,050,0007,343
Minority interest net income$0105
Net income of bank and minority interests.$-2,050,0007,343
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$756,000228
Net operating income$-2,243,0007,362
2010-03-31 (YTD Data)Rank
Total interest income$1,836,0003,943
Total interest expense$376,0004,632
Net interest income$1,460,0003,635
Provision for loan and lease losses$485,0001,865
Total noninterest income$107,0004,928
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$20,0005,909
Trading account gains and fees$0175
Additional Noninterest Income$87,0003,760
Total noninterest expense$2,213,0002,213
Salaries and employee benefits$1,340,0001,872
Premises and equipment expense$298,0002,214
Additional noninterest expense$575,0002,813
Pre-tax net operating income$-1,131,0007,451
Securities gains (losses)$193,000530
Applicable income taxes$1,0004,457
Income before extraordinary items$-939,0007,451
Extraordinary gains, net$016
Net income$-939,0007,451
Minority interest net income$091
Net income of bank and minority interests.$-939,0007,452
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$313,000189
Net operating income$-1,132,0007,495
2009-12-31 (YTD Data)Rank
Total interest income$3,614,0005,953
Total interest expense$1,053,0005,922
Net interest income$2,561,0005,774
Provision for loan and lease losses$1,330,0003,055
Total noninterest income$238,0005,989
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$18,0006,922
Trading account gains and fees$0211
Additional Noninterest Income$220,0004,481
Total noninterest expense$6,971,0002,807
Salaries and employee benefits$4,380,0002,243
Premises and equipment expense$851,0002,964
Additional noninterest expense$1,740,0003,693
Pre-tax net operating income$-5,502,0007,223
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-5,502,0007,307
Extraordinary gains, net$034
Net income$-5,502,0007,307
Minority interest net income$0115
Net income of bank and minority interests.$-5,502,0007,307
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$775,000465
Net operating income$-5,502,0007,326
2009-09-30 (YTD Data)Rank
Total interest income$2,117,0006,524
Total interest expense$628,0006,517
Net interest income$1,489,0006,390
Provision for loan and lease losses$800,0003,105
Total noninterest income$125,0006,577
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,0007,062
Trading account gains and fees$0212
Additional Noninterest Income$117,0005,169
Total noninterest expense$4,966,0002,932
Salaries and employee benefits$3,186,0002,331
Premises and equipment expense$539,0003,432
Additional noninterest expense$1,241,0003,793
Pre-tax net operating income$-4,152,0007,426
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-4,152,0007,501
Extraordinary gains, net$027
Net income$-4,152,0007,501
Minority interest net income$0118
Net income of bank and minority interests.$-4,152,0007,501
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$555,000412
Net operating income$-4,152,0007,508
2009-06-30 (YTD Data)Rank
Total interest income$1,036,0007,149
Total interest expense$319,0007,059
Net interest income$717,0007,057
Provision for loan and lease losses$505,0002,950
Total noninterest income$60,0006,991
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,0007,139
Trading account gains and fees$0193
Additional Noninterest Income$55,0005,710
Total noninterest expense$3,040,0003,188
Salaries and employee benefits$1,962,0002,556
Premises and equipment expense$269,0004,266
Additional noninterest expense$809,0003,843
Pre-tax net operating income$-2,768,0007,532
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-2,768,0007,608
Extraordinary gains, net$021
Net income$-2,768,0007,607
Minority interest net income$0112
Net income of bank and minority interests.$-2,768,0007,607
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$222,000456
Net operating income$-2,768,0007,616
2009-03-31 (YTD Data)Rank
Total interest income$361,0007,669
Total interest expense$123,0007,436
Net interest income$238,0007,634
Provision for loan and lease losses$192,0002,919
Total noninterest income$26,0007,178
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$4,0007,066
Trading account gains and fees$0171
Additional Noninterest Income$22,0006,048
Total noninterest expense$1,312,0003,505
Salaries and employee benefits$818,0003,046
Premises and equipment expense$126,0004,497
Additional noninterest expense$368,0003,816
Pre-tax net operating income$-1,240,0007,695
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-1,240,0007,770
Extraordinary gains, net$015
Net income$-1,240,0007,773
Minority interest net income$0102
Net income of bank and minority interests.$-1,240,0007,772
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,240,0007,765
2008-12-31 (YTD Data)Rank
Total interest income$72,0008,288
Total interest expense$27,0008,246
Net interest income$45,0008,288
Provision for loan and lease losses$71,0006,327
Total noninterest income$193,0006,531
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$193,0004,894
Total noninterest expense$2,469,0005,678
Salaries and employee benefits$1,370,0005,594
Premises and equipment expense$163,0007,028
Additional noninterest expense$936,0005,027
Pre-tax net operating income$-2,302,0007,454
Securities gains (losses)$03,220
Applicable income taxes$1,0004,863
Income before extraordinary items$-2,303,0007,466
Extraordinary gains, net$039
Net income$-2,303,0007,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$71,393,00024
Net operating income$-2,303,0007,557

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.